If a single-price monopolist becomes a price discriminating monopolist, it can expect to increase both its output and its profit. The correct option is d.
As a single-price monopolist, the firm charges the same price to all consumers, which limits its ability to extract maximum consumer surplus and results in a deadweight loss of social welfare. By becoming a price discriminating monopolist, the firm can segment the market and charge different prices to different groups of consumers based on their willingness to pay, thus capturing more consumer surplus and increasing total revenue.
Since the firm can charge higher prices to consumers with a higher willingness to pay, it can increase its profits while still selling the same quantity of output. In fact, the firm may be able to increase its output as well, as it can now serve consumers who were previously priced out of the market. This is particularly true if the firm can use the profits from high-price consumers to subsidize prices for low-price consumers, thereby increasing overall demand.
While price discrimination can raise concerns about fairness and equity, it is not illegal in and of itself. However, if the firm engages in discriminatory pricing practices that harm competition or abuse market power, it could run into legal trouble with anti-trust enforcers. Nonetheless, in a scenario where the firm is able to price discriminate without engaging in anti-competitive behavior, it can expect to increase both its output and its profit.
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the equal credit opportunity act (ecoa) is a federal law, which prohibits lenders and others who grant or arrange credit to consumers from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant is of legal age), or dependence on public assistance. what must be provided to an applicant who is denied credit or where credit is terminated? select one: a. reason for denial/termination within 10 days b. reason for denial/termination within 15 days c. reason for denial/termination within 20 days d. reason for denial/termination within 30 days
The Equal Credit Opportunity Act (ECOA) requires that if an applicant is denied credit or their credit is terminated, the lender must provide the reason for denial/termination within 10 days. So, the correct answer is option A.
According to the Equal Credit Opportunity Act (ECOA), if an applicant is denied credit or if their credit is terminated, the lender or creditor must provide a written explanation for the decision within 10 days of the request.
This explanation must include the specific reasons for the denial or termination, as well as the applicant's right to obtain a free copy of their credit report within 60 days. Providing this information is important to ensure that applicants are not discriminated against and have the opportunity to understand why their credit application was denied or their credit was terminated.Thus, the Equal Credit Opportunity Act (ECOA) requires that if an applicant is denied credit or their credit is terminated, the lender must provide the reason for denial/termination within 10 days. So, the correct answer is option A.
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Claire wants to introduce an electric vegetable chopper that can also work on hand-gesture commands. She wants to demonstrate the product to her target audience. Which sales channel should she use to demonstrate her product? Claire should use a ___ sales channel to demonstrate her product.
Answer:
direct channel (or producer to consumer)
Explanation:
This channel is appropriate when a producer is trying to introduce an innovative product or service and wants to reach a large audience. The best way a manufacturer or producer can sell its products or services directly to consumer is through internet sales.
Answer:
I put retail sales channel
Explanation:
(Yeah ik this is very late) I don't even know if that's right lol
In order to meet the projected needs of the population in 2050, agricultural production will need to __________.
The population of the globe is projected to rise by more than 35% by 2050. Crop output will need to increase by double to feed that population.
For example, annual beef output would need to increase by nearly 200 million tonnes to reach 470 million tonnes in 2050, with 72 percent of that total going to developing nations, up from the current 58 percent. The Food and Agriculture Organization (FAO) has calculated that by 2050, we would need to produce 60% more food to feed a global population of 9.3 billion people. A farming-as-usual strategy would put too much strain on our natural resources to do that. To keep pace with the country's population and wealth development by 2050, food output must double. As a result, small and marginal farmers are crucial to the nation's food security and the achievement of the SDGs. 04-Feb-2021
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a mortgage that builds up equity faster while interest costs are cut by more than one-half. multiple choice question. interest-only mortgage graduated payment mortgage 15-year fixed-rate mortgage adjustable rate mortgag
Greater; lower interest The interest paid on a loan for a long period of time is higher than the interest paid on a loan for a short period of time, for this reason.
The rationale is that interest increases over time, which implies:
Time directly relates to Interest
The length of the loan determines the interest rate.
The interest rate on a loan decreases with loan size.
In addition, the corporation on a short-term loan pays more principal and a lower total amount of interest (not including the rate).
This implies:
Principal payments are inversely proportional to the loan's term.
The annual principal payments would be smaller the longer the loan could be repaid, and vice versa.
Likewise, bear in mind:
Payment for a mortgage equals the principal plus interest paid
Due to the higher principal and lower interest payments on a short-term loan, the mortgage will thus be higher.
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Which document describes a worker's employment experience, strengths, skills, education, and other qualifications?
A.
Resume
B.
Cover letter
C.
Referral
D.
Reference
Answer:
A. Resume
Explanation:
A resume is a document prepared by a job seeker to itemize their education qualification and work experiences. It is a formal document sent to a potential employer by a job applicant. The resume shows an applicant's qualifications for the position advertised.
A resume is usually sent together with a cover letter.
Answer:
It's A
Explanation: hope it helps ^w^
you have decided that you want to attend a costume party as your favorite marvel character. you estimate that it will cost $60 to assemble your costume. after spending $60 on the costume, you realize that the additional pieces you need will cost you $35 more. the marginal cost of completing the costume is .
The marginal cost of completing the costume is $35.
The difference in overall production costs caused by creating or producing one more unit is known as the marginal cost.
We have given in the question,
Estimate cost = $60
Spending on costume = $60
Additional pieces cost = $35
To find out the marginal cost of completing the costume is:
We know where we consume $60 and we spent that all then $35 need more
So here we can say that marginal cost is the cost added for getting an additional unit of product or service.
And the last products demanded costs = $35
Therefore, it is the marginal cost i.e $35.
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Identifying the activities that will form the foundation for the system ______. Multiple select question. involves a great deal of judgment often involves interviewing employees is usually the easiest step in the process can be time-consuming
Identifying the activities that will form the foundation for the system involves a great deal of judgment and can be time-consuming.
Option B
It often involves interviewing employees to gather necessary information. This step is usually not the easiest, but it is critical in ensuring the success of the system.
Identifying the activities that will form the foundation for the system involves a great deal of judgment, often involves interviewing employees, and can be time-consuming.
This process requires an understanding of the goals and requirements of the system and gathering input from relevant stakeholders, such as employees who will be using the system. It may not necessarily be the easiest step in the process, as it requires thorough analysis and planning. Option B
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Customer response time is: A. the time taken for value to be placed on a company's products by customers. B. the time taken for development of a new process for producing products and delivering them to customers. C. the time taken for given inputs to be converted into an output. D. the time taken for development of products that have superior attributes to existing products. E. the time taken for a good to be delivered or a service to be performed.
There are ways to treat a customer. Customer response time is the time taken for a good to be delivered or a service to be performed.
What is Customer response time?Customer response time is known to be the timeframe or period between the placement of a said order and the date of the delivery goods or services.
It is also known as the time between when a customer is said to makes a certain inquiry about a specific product or make a purchase of good or service and when it is said to be received by the customer.
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Pure Wakalah Model is described by the following features, except; a Underwriting surplus, if any, will be returned bank to the Takaful fund O b. The operator is rewarded as an agent that manage the Takaful on behalf of the participants OC. The operator is rewarded with a commission which is tied with its performance Od. Investment profits, if any, will be shared according to an agreed ratio Question 4 Not yet answered Marked out of 1.00 P Flag question Among the differences between Family and General Takaful are the following: EXCEPT: O a. General Takaful will not be terminated upon the payment of a claim during the tenure O b. General Takaful cover risk of the participants during certain period with a renewable option General Takaful has one account called participant investment account O O d. General Takaful usually covers for shorter term period than that of Family Takaful Question 5 Not yet answered Marked out of 1.00 P Flag question Previous page Which of the following is the mostly established takaful model? a. Musawamah Ob. Tawwaruq Oc Od. Wakalah Bal Bithaman Ajil Question 7 Not yet answered Marked out of 1.00 P Flag question There are 2 types of Takaful business, which are and. O a. General takaful and household takaful O b. Family takaful and Hazard takaful O e family solidarity takaful business and general takaful business Od. Specific Takaful and general takaful business
Q4) Among the differences between Family and General Takaful are the following, except: General Takaful will not be terminated upon the payment of a claim during the tenure. (Option A)
Q5) The most established Takaful model is Wakalah. (Option D)
Q7) The two types of Takaful business are General Takaful and Household Takaful.
Q4) Family Takaful and General Takaful are two types of Takaful business models. While both involve risk coverage and mutual cooperation, there are some differences between them. One key distinction is that General Takaful covers risks for a shorter-term period compared to Family Takaful.
Family Takaful provides coverage for longer-term periods, often extending throughout an individual's lifetime or a specified term. On the other hand, General Takaful typically offers coverage for shorter-term durations, such as one year or specific periods based on the participants' needs.
Additionally, in Family Takaful, the policy does not terminate upon the payment of a claim during the tenure. This means that even if a claim is made and paid out, the coverage under the Family Takaful policy continues. However, this is not the case in General Takaful, as the policy may terminate or need to be renewed after a claim is paid.
Q5) Among the various Takaful models, the Wakalah model is the most commonly established and widely used. The Wakalah model operates on the principle of agency, where the operator or Takaful company acts as an agent and manages the Takaful operations on behalf of the participants.
In the Wakalah model, the operator is rewarded with a commission that is tied to its performance in managing the Takaful fund. This model allows for the separation of the Takaful fund's surplus and investment profits from the operator's compensation. Any underwriting surplus is returned to the Takaful fund, and investment profits, if any, are shared according to an agreed-upon ratio.
The Wakalah model provides a transparent and structured approach to managing the Takaful operations, ensuring that the operator's compensation is linked to its performance while safeguarding the interests of the participants and the Takaful fund.
Q7) General Takaful encompasses a range of non-life insurance products and covers various risks, including property, liability, motor, marine, and travel insurance. It provides protection against financial losses arising from these risks for individuals, businesses, and organizations.
On the other hand, Household Takaful is a specific category of Takaful that focuses on providing protection and coverage for individuals and their households. It includes policies related to home insurance, personal accident insurance, medical expenses, and other similar coverages aimed at safeguarding the well-being and assets of individuals and their families.
Both General Takaful and Household Takaful operate based on the principles of Takaful, which emphasize mutual cooperation, risk-sharing, and adherence to Islamic principles. These types of Takaful businesses offer Shari'ah-compliant insurance solutions to individuals and businesses, allowing them to manage their risks while ensuring compliance with Islamic ethical standards.
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BOVE
Part C
Research online and Identify at least five skills that an administrator working for an automobile dealership would need. You can refer to job
descriptions provided by recruitment agencies. How do you think these skills will help newly appointed administrators to perform their job?
Answer:
Here are five key skills that an administrator in an automobile dealership would need:
Communication/interpersonal skills: Administrators would have to work with clients that come in for test drives. Having good interpersonal skills would help them respond to customers’ queries more effectively. A friendly and outgoing personality would make them more approachable for the customers. An ability to speak and understand multiple languages would help an administrator deal with customers who are not fluent in English. An administrator must be able to communicate effectively, both verbally and through nonverbal cues.
Organizational skills: Administrators need to be well organized in their work involving customers. They would be required to schedule and organize test drives, arrange meetings, keep a record of customers’ documents, handle car insurance matters, and provide other assistance to customers.
Prioritize: Administrators would have to handle several tasks (described earlier), so they should be able to prioritize and schedule tasks effectively.
Manage: An administrator would have to manage the daily operations, such as ensuring that customers submit authentic documents, making appointments, and scheduling test drives. The administrator is also responsible for managing employee behavior, safety, and compliance with the company’s policies.
Reasoning and mathematical skills: An administrator would need to have above-average mathematical skills in order to maintain the company’s accounts dealing with sales and servicing. The person would need logical reasoning skills to facilitate decision making and process management.
Explanation:
PLATO
a business that exists to fulfill a specific mission or undertaking is called a __________ business.
A business that exists to fulfill a specific mission or undertaking is called a Non-profit business.
What is Business?An innovative company or group that engages in professional activities is referred to as a business. They could be industrial, commercial, or something else. Businesses that are for-profit operate to make a profit, whereas those that are nonprofit do so to further a philanthropic cause.
A nonprofit organization is one that the IRS deems to be eligible for tax-exempt status due to its focus on advancing social causes and serving the general welfare. Hospitals, universities, national charities, and foundations are examples of nonprofit institutions.
Therefore, The Non-profit business is churches, public schools, and public charities.
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question content area if $1,000,000 of 8% bonds are issued at 102 3/4, the amount of cash received from the sale is a.$972,500 b.$1,080,000 c.$1,027,500 d.$1,000,000
The amount of cash received from the sale of $1,000,000 of 8% bonds issued at 102 3/4 is $1,027,500. The correct answer is option C.
A bond is a long-term debt investment in which an investor loans money to an entity (corporate or governmental) and earns interest on that money. The investor receives regular interest payments until the bond's maturity date, at which point the bond issuer returns the investor's principal.
The term "content area" refers to a specific subject or field of study, such as mathematics, science, social studies, or language arts. When a bond is sold at a premium, it means the bond's selling price is greater than its face value. The amount of the premium is added to the company's capital account when bonds are issued at a premium.
The cash proceeds from the sale of the bonds will be reduced by the amount of the bond premium.
The solution is as follows:
Face value of bonds = $1,000,000
Issue price of bonds = 102 3/4% = 102.75%
Market value of the bonds = $1,000,000 x 102.75% = $1,027,500
Therefore, the amount of cash received from the sale of $1,000,000 of 8% bonds issued at 102 3/4 is $1,027,500.
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Jenny intends to measure the effects of color on mood. She decides to put participants in a room that has pink wallpaper or blue wallpaper, and then have them complete a questionnaire asking about their mood. Using the wallpaper and the questionnaire are examples of which stage of the HOMER method
Jenny's approach to measuring the effects of color on mood by putting participants in a room with either pink or blue wallpaper and having them complete a questionnaire on their mood is an example of the "observe" stage of the HOMER method.
The HOMER method stands for Hypothesize, Operationalize, Measure, Evaluate, and Revise. In this case, Jenny's hypothesis is that color affects mood, and she has operationalized this by using two different colors of wallpaper in her study. The next stage is to measure the effects of color on mood, which she does by having participants complete a questionnaire on their mood. A questionnaire is an important tool for measuring mood, as it allows for self-reporting and can capture a range of emotions. Jenny can get a sense of how the color of the wallpaper has affected their emotional state. This data can then be evaluated, and if necessary, revised to improve the study's methodology.
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What is the primary purpose of job specialization A. Regional self-sufficiency B. Increased consumer income C. Increased marginal utility D. Increased efficiency and productivity Plz answer this fast only have 2 hours
Answer:
D. Increased efficiency and productivity
Explanation:
Job specialization can be defined as a strategic process which typically involves the ability of employees working in an organization to develop specific skills, knowledge, great expertise or professionalism and experience to perform their duties, tasks or job functions effectively and efficiently.
In order to gain the requisite skills, expertise and knowledge for job specialization, it is very important for the employees to have undergone an extensive training and a good number of years in work experience.
The primary purpose of job specialization is to increase efficiency and productivity because the employees are able to specialize in the use of specific tools (equipments) to accomplish their tasks, as well as limit the level of error or mistakes in the production process.
Answer:
D
Explanation:
just took the test
______ is the change in total utility that results from the consumption of one more unit of a product.
marginal utility is the change in total utility that results from the consumption of one more unit of a product.
The pleasure a consumer experience from each additional unit of consumption is known as marginal utility. It determines the utility after the initial product is consumed. The marginal utility is the benefit you receive from buying a second bottle of water after first purchasing one.
The general rule in economics is that marginal utility equals total utility change divided by the change in the number of goods. The equation looks like this: Total utility difference divided by the amount of commodities difference equals marginal utility.
The following is a list of the several types of marginal utility: marginal utility is positive. marginal utility 0 marginal utility that is negative.
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false value hardware began 2024 with a credit balance of $31,500 in the refund liability account. sales and cash collections from customers during the year were $620,000 and $580,000, respectively. false value estimates that 6% of all sales will be returned. during 2024, customers returned merchandise for credit of $26,000 to their accounts. what is the balance in the refund liability account at the end of 2024? multiple choice $5,500 $37,200 $63,200 $42,700
The balance in the refund liability account at the end of 2024 is $37,200.
To calculate the balance in the refund liability account, we need to consider the sales, cash collections, returns, and the initial credit balance.
First, let's calculate the total sales returns:
Total sales returns = Total sales * Return rate
Total sales returns = $620,000 * 6% = $37,200
Next, let's calculate the net sales:
Net sales = Total sales - Total sales returns
Net sales = $620,000 - $37,200 = $582,800
Now, let's calculate the net cash collections:
Net cash collections = Cash collections - Sales returns
Net cash collections = $580,000 - $26,000 = $554,000
Finally, let's calculate the balance in the refund liability account:
Balance in the refund liability account = Initial credit balance + Net sales - Net cash collections
Balance in the refund liability account = $31,500 + $582,800 - $554,000 = $60,300
Therefore, the balance in the refund liability account at the end of 2024 is $37,200.
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Calculate the nominal annual cost of trade credit under each of the following terms. Assume a 365-day year. Do not round intermediate calculations. Round your answers to two decimal places. 1/15, net 20. % 2/10, net 55. % 3/10, net 45. % 2/10, net 45. % 2/15, net 35. %
The nominal annual cost of trade credit for each is:
18.62%28.22%16.55%37.24%Calculations and ParametersNominal cost of trade Credit = Discount percentage/100- discount percentage * 365/Day Credit 0/s-Discounts period .
1/15, net 20
Here,
Discount percentage = 1 Discount period = 20 day Day credit OKS = 15 days.Nominal cost of trade credit = 1/100 - 1 x 365/20- 15 = 78.73%.
1. 2/10 net 50.
Nominal cost of trade credit = 2/100-2 * 365/50-10= 18.62%
2. 3 /10 net 50.
Nominal cost of trade credit = 3/100-3 * 365/50-10 = 28.22%
3. 2/ 10 net 55
Nominal cost of trade credit = 2/100-2 * 365/55-10 = 16.55%
4. 2/ 15 net 35 =
Nominal cost of trade credit = 2/100-2 * 365/35-15= 37.24%
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What is the structure of Public corporation
Public corporate structures are managed by a board of directors. The members of the board are from all walks of industry and commerce. The chairmen of these corporations are appointed by the government. The entire capital is financed by the government.
in the market for strawberries, individual firms face no barriers to entry, sell a homogeneous product, and have no control over the market price. this market is best described as a
In the market for strawberries, individual firms face no barriers to entry, sell a homogeneous product, and have no control over the market price. this market is best described as a perfectly competitive market.
What type of market is described here?
The market for strawberries that is described as having no barriers to entry, selling a homogeneous product, and no control over the market price is best described as a perfect competition market. In a perfectly competitive market, there are many small firms that sell identical products, so buyers have no reason to prefer one seller over another. This means that each firm has to accept the market price and cannot influence it through its own actions. In addition, there are no barriers to entry, so new firms can easily enter the market if they want to.
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Using the 2017 data, how much more would a college graduate with bachelor's degree expect to earn per year than a high school graduate?
Answer:
The estimated median lifetime earnings (in 2017 dollars) for a bachelor's degree recipient at age 64 was more than $1.2 million. High school graduates earned far less — just over $800,000, according to the College Board's research.
Explanation:
When making scrap or rework decisions, management should consider: (check all that apply. ).
When making scrap or rework decisions, management should consider:
revenue from selling defective units as scrap.incremental costs.What is meant by rework decisions?Rework is the process of fixing a product that initially does not fulfill the minimal quality requirements of an entity. The product can now be sold thanks to the corrective work, allowing a company to recoup some of the margin from a product that would have otherwise been destroyed.
After inspection, rework is the process of fixing products that are flawed, unsuccessful, or nonconforming. Disassembly, repair, replacement, and reassembly are all parts of this process.
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When making scrap or rework decisions, management should consider: (Check all that apply.)
revenue from selling defective units as scrap.
incremental costs.
existing sales.
costs already incurred in producing defective units.
Answer:
revenue and incremmental
Explanation:
Top officials in countries like japan, south korea, and china have faced legal charges of influence peddling and which serve as examples of the unethical behavior that u. S. Companies face in overseas markets
In a case whereby a Top officials in countries like japan, south Korea, and china have faced legal charges of influence peddling and which serve as examples of the unethical behavior that U.S. Companies face in overseas markets is Bribery.
What is bribery?Bribery can be described as the offering as well as promising, and soliciting which can be regarded as the illegal act that serves as the advantage as an inducement of an officials that are in the government so that they can offer an action and this can be regarded as a a breach of trust.
In this case , money or favor is been offered so as to be able to order to influence the judgment as well as the conduct of a person which was demonstrated above .
Therefore, In a case whereby a Top officials in countries like japan, south korea, and china have faced legal charges of influence peddling and which serve as examples of the unethical behavior that u. S. Companies face in overseas markets is Bribery.
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CHECK THE COMPLETE QUESTION:
Top officials in countries like japan, south korea, and china have faced legal charges of influence peddling and which serve as examples of the unethical behavior that u. S. Companies face in overseas markets is __________
To encourage the formation of small businesses, the government could provide subsidies; these subsidies would:A. be included in GDP because they are part of government purchases.B. be included in GDP because they are part of investment expenditures.C. not be included in GDP because they are transfer payments.D. not be included in GDP because the government raises taxes to pay for them.
Option B - subsidies would be included in GDP because they are part of investment expenditures.
Subsidies provided by the government to encourage the formation of small businesses would be included in GDP (Gross Domestic Product) as part of investment expenditures. Investment expenditures refer to spending on capital goods, such as equipment or machinery, and other expenditures aimed at expanding production or improving efficiency. The subsidies are considered part of investment because they provide financial support to businesses, allowing them to invest in their operations and expand their production capabilities. However, it is important to note that the impact of subsidies on GDP can vary depending on factors such as the size and nature of the businesses receiving the subsidies and the effectiveness of the program in promoting economic growth. While subsidies may help to stimulate economic activity in the short term, their long-term impact on economic growth and sustainability is subject to debate among economists and policymakers.
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what are the two general areas of specialization in accounting?
Answer:
Financial Accounting. Financial accounting is an area of accounting that deals with the recording, classifying, reporting and interpreting of a business financial performance and economic conditions to interested users ...
Managerial Accounting. Managerial Accounting is an area of accounting that deals with accumulation of financial information and preparation of reports for internal users only, like the company’s management or ...
Cost Accounting. Cost Accounting is an area of accounting that captures and accumulates manufacturing or production costs for internal use of an entity’s management, used in decision making purpose.
Explanation:
features of small office
Answer:
just made it yourself
Explanation:
hehehe
The average dividend payout and Price / Earnings ratios for NYSE listed companies are 30% and 10X respectively. The dividend payout and Price / Earnings ratios for MCR indicate that this is a:
The correct option is B. Mature companies trade at lower P-E ratios and pay out a reasonable proportion of the earnings as dividends. This is a mature company.
A mature company is an enterprise that is nicely-mounted in its enterprise, with a famous product and a loyal patron following. Mature firms typically face steady competition and show off the slow and consistent boom. Mature businesses also generally tend to pay dividends and can increase profits thru price cuts and performance improvements.
An organization becomes mature whilst it is miles firmly set up and will no longer revel in considerable increase. A mature enterprise is one which has exceeded each of the rising and increase phases of enterprise increase. agencies in these industries tend to be larger, older, and have greater strength.
At the beginning of the industry lifecycle, new products or services find use within the marketplace. Many corporations may additionally spring up looking to benefit from the brand-new product demand. over time, disasters and consolidations will distill the enterprise to the most powerful as the industry maintains to grow.
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Complete Question:
The average dividend payout and Price / Earnings ratios for NYSE listed companies are 30% and 10X respectively. The dividend payout and Price / Earnings ratios for MCR indicate that this is a:
A. growth company
B. mature company
C. cyclical company
D. deteriorating company
Wharton's changed to a ______ benefit plan in order to allow employees to choose the plan they preferred. Multiple Choice. cafeteria-style. forced. standard.
Wharton's changed to a cafeteria-style benefit plan in order to allow employees to choose the plan they preferred. This type of benefit plan allows employees to select from a variety of benefit options, including health insurance, dental coverage, vision coverage, and retirement savings plans.
By giving employees more control over their benefits, cafeteria-style plans can help to increase employee satisfaction and retention. In contrast, a forced benefit plan would require employees to enroll in a specific plan without any choice or flexibility. A standard benefit plan may offer limited options or be structured in a one-size-fits-all manner, which may not meet the needs and preferences of all employees.
Overall, Wharton's decision to switch to a cafeteria-style benefit plan demonstrates a commitment to employee engagement and empowerment cafeteria-style. Wharton's changed to a "cafeteria-style" benefit plan in order to allow employees to choose the plan they preferred. This type of plan provides employees with various options to customize their benefits package based on their individual needs and preferences.
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Sally's health insurance policy requires her to pay the first $500 of medical costs each year before the company will pay any of her medical bills. This policy provision is the:
The policy by Sally's health insurance policy that requires that she pay $500 of the first medical cost each year is the Annual Deductible.
What is an annual deductible?This is an amount that an insurance policy reuires that its holders pay because the policy starts covering their medical costs.
This amount is paid once a year and is paid on the first medical cost that a person incurs in the year.
In conclusion, this is an annual deductible.
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Why is the federal funds rate so influential on other interest rates federal funds rate determines how much consumers can borrow per year?
Federal funds rate can determine the amount money to borrow by consumers because federal funds rate will affect interest rate charged by the bank to its consumers.
Federal funds rate is an interest rate charge by the Fed to a commercial bank to borrow or lend its excess reserve balance from other banks. Federal funds rate is one of the monetary policy tools used by the Fed to control the economy growth.
If the economy growth is too slow, the Fed might stimulate the economic growth by lowering the federal funds rate. This move will stimulate banks to borrow money and lend out their extra funds at lower costs. Banks will charge lower interest rates and attract many companies and individuals to borrow money from the banks. This condition will be resulted in an increase in money supply in the economy.
If the economic growth is too high, the Fed might slow down the economic growht by increasing the federal funds rate. Banks will have to pay more interest if they borrow or lend reserves. They will choose to keep their money and increase the interest rate to its customers. This move will decrease the money supply and slow down the economic growth.
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The concept of limited liability
Answer: Function, The function of the concept of limited liability is to provide the owners of businesses a way to protect their personal assets. For example, if a business is sued, the person seeking compensation cannot go after the personal property of the business' owners.
Types The concept of limited liability gives rise to a variety of different types of business organizations.These include corporations and limited liability companies, all of which are created by the laws of each of the 50 states.
Significance The concept of limited liability plays a significant role in commerce. Absent the concept of limited liability, individuals would shy away from investing in businesses of any type. The vast majority of individuals would not want to put their personal property at risk by becoming involved in a business enterprise.
Features The concept of limited liability restricts the amount of money a person risks to what she invests in a business enterprise
Exception Protections normally associated with the concept of limited liability can be set aside in certain situations. For example, if a business owner co-mingles personal and business assets -- in a common bank account, for example -- an individual with a claim against the business likely can seek compensation from some, if not all, of the business owner's personal assets.
Expert Assistance A business owner facing a situation in which another individual or business makes a claim against the business should seek legal assistance. A qualified attorney not only protects the interests of the business but works to ensure that the owner's personal assets do not end up in jeopardy.
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