Since we are told that Dillon is having a very hard time while trying to meet up with his needs such as rent and bills, we can say that he is having trouble meeting his psychological needs.
What is meant by psychological needs?Something that is required for good mental health but is not biologically necessary. It might be totally internal, as in the need for pleasure, or it can be brought on by interactions between the person and their surroundings, as in the need for social acceptance, justice, or job satisfaction.
These are necessary for human survival biologically speaking. A few examples are air, water, food, clothing, warmth, sex, and sleep. Needs for safety - Examples include weather protection, security, order, and stability.
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How should you dress for a phone interview? (Site 1)
online content
Answer:
You should at least have a nice top on because only the camera will see that. If you are a girl you could just wear a dress, probably a black one because that is what I wore to my interview yesterday because there is no pattern or anything it's just a plain black one, but that was in person. if you're a guy you need to wear a suit and tie,but you could probably just wear shorts because they won't see the bottom half of you
Explanation:
I hope this helps out a little bit :-)
An interview is a formal process by which an employee is assessed for his/her performance by the employer.
For a phone interview, one should be dressed properly as the interviewer can see you through the camera.
For a girl, you should be dressed nicely and no revealing or extra shiny clothes should be wore.
In the case of a man, one should be properly dressed in suits or formal shirts.
Try to wear dark black or blue coloured clothes and sit in a properly lighted area.
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What are the pros and cons of a mixed market?
A mixed economic system has aspects of both socialism and capitalism. A mixed economy protects private property and allows for some economic freedom in the use of capital, but it also allows governments to participate in economic activity in order to achieve social goals.
The following are the pros of a mixed economy:
It offers better options for the survival of both the public and private sectors.It maintains consumer supremacy to buy goods and products of their own choice.It has incentives for inventions and product methodology. It is controlled by the government to provide the customers with maximum benefits.It reduces economic imbalance.The following are the cons of a mixed economy:
Most of the economy is in favor of the private sector, helping them to gain more profit.It applies the taxes.It reduces competition.It tends toward government control.It introduces a sizable gap between poor and rich people.People pay for their most basic necessities by themselves.It does not guarantee steady employment.You can learn more about mixed economy at
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Under the Electronic Fund Transfer Act, financial institutions have ____ to resolve disputes in customers' monthly statements.
Under the Electronic Fund Transfer Act, financial institutions have certain obligations to resolve disputes in customers' monthly statements.
The Electronic Fund Transfer Act (EFTA) establishes certain obligations for financial institutions when it comes to resolving disputes in customers' monthly statements. According to the Act, financial institutions are required to investigate and address customer complaints regarding unauthorized transactions, errors, or other discrepancies in their statements. This includes conducting a thorough investigation, providing provisional credit to the customer during the investigation process, and resolving the dispute within a reasonable timeframe. The Act also mandates that financial institutions provide customers with written notification of the results of the investigation and any actions taken to resolve the dispute. These provisions ensure that customers are protected and have recourse in the event of any discrepancies in their monthly statements.
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Trudy’s monthly expenses are outlined in the chart below. Trudy’s job pays her $36,000 annually. Determine Trudy’s DTI (debt-to-income) ratio. Trudy's Debt and Income Income: $36,000 (annually) Rent: $695 (monthly) Car Payment $265 (monthly) Student Loan $200 (monthly) Credit Cards $160 (monthly) a. 28% b. 35% c. 37% d. 44% Please select the best answer from the choices provided A B C D
Answer:
d. 44%
Explanation:
Calculation to determine what DTI ratio is
First step is to calculate the Debt
Using this formula
Debt = (Rent expense + Carr payment + Loan + Credit card payment) × Number of months in a year
Let plug in the formula
Debt =[($695 + $265 + $200 $160) × 12 months]
Debt= $1,320 × 12 months
Debt = $15,840
Now let calculate DTI ratio using this formula
Using this formula
Debt to income ratio = (Debt) ÷ (Income) × 100
Let plug in the formula
DTI ratio=[ ($15,840 ÷ $36,000) × 100]
DTI ratio=0.44*100
DTI ratio= 44%
Therefore DTI ratio is 44%
Answer:
I found the missing data:
Monthly expenses:
rent is $695
car payment is $265
student loan's $200
credit cards $160
695 + 265 + 200 + 160 = 1,320
1,320 * 12 months = 15,840
Debt-to-Income ratio = 15,840 / 36,000
Debt-to-Income ratio = 0.44
Trudy's DTI ratio is d. 44%
Explanation:
All credit to BlueSky06 for this answer.
Rising interest rates have made borrowing more costly to consumers. As a result
of the most recent increase in interest rates, borrowing and consumption have
fallen throughout the economy, triggering a contractionary period. Growing
uneasy, citizens have been asking Congress to make an official statement as to
how long this contractionary period is expected to last. Which of the following is
an appropriate response?
Answer:
it depends on the measures taken to ensure that economy is stable.
Answer:
1. it is difficult to say since contractionary periods have varying lengths in different business cycles.
2. shock
3. high unemployment
4. two
5. expansion stage of the business cycle
Explanation:
just took it
An account into which a person deposits money and then can withdraw funds by making a written order to the bank instructing it to pay money from the account to another person or a business is known as
a. a savings account.
b. achecking account.
c. a cashier's account.
d. a credit account.
The Patient Protection & Affordable Care Act was challenged in a lawsuit alleging that the federal government exceeded its authority under the constitution by requiring that people buy health insurance. The case went to the U.S. Supreme Court, which ruled:
Answer:
Explanation
Explanation:
28 of July 2012 was the day the Supreme Court upheld the constitutionality of the Patient Protection and Affordable Care Act (PPACA) in a 5 to 4 decision which was written by Chief Justice John G. Roberts. The court rightly ruled that the insurance which was provided by the Patient Protection and Affordable Care Act (PPACA) is in accordance with the legitimate use of the powers of taxation by the government and not just a certain mandate that is unconstitutional.
Albinson Company paid $96,000 for a two-year insurance policy on October 1 and recorded the $96,000 as a debit to Prepaid Insurance and a credit to Cash. What adjusting entry should Albinson make on December 31, the end of the accounting period (no previous adjustment has been made)
Answer:
Debit Insurance expense $12,000
Credit Prepaid Insurance $12,000
Explanation:
When insurance is paid in advance, the entries required are
Debit Prepaid Insurance
Credit Cash account
As time elapses and the insurance expires,
Debit Insurance expense
Credit Prepaid Insurance
Monthly insurance expense
= 1/24 * $96,000
= $4,000
Between October 1 and December 31 is 3 months
Total insurance expense = 3 * $4,000
= $12,000
The borrower is solely responsible for paying all of the interest that accrues on ___ loans.
The borrower is solely responsible for paying all of the interest that accrues on subsidized as well as unsubsidized loans.
Subsidized Loans are the loans which are issued for undergraduate students who are having financial need, as determined by the cost of attendance of borrower and deducting expected family contribution and other financial aids.
Unsubsidized Loans are the loans which are taken for both undergraduate as well as graduate students which are not based on the financial needs of students.
Eligibility is determined by your cost of attendance and deducting other financial aids such as grants or scholarships.
Interest on loan is charged during in-school, deferment, and grace periods.:
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ven for straightforward scope guidance, such as the inventory standard not being applicable to not-for-profit entities or regulated utilities, you should formally document the scope evaluation in your issues memo. true or false
Straightforward scope guidance, such as the inventory standard not being applicable to not-for-profit entities or regulated utilities, should formally document the scope evaluation in your issues memo is true.
How does inventory work?Inventory refers to all the products, services, and supplies that a business keeps on hand with the intention of reselling them for a profit. If a newspaper seller uses a vehicle to deliver newspapers to customers, just the newspaper will be considered inventory.
What categories of inventories exist?The four types of inventory that are employed the most frequently are raw materials, work in progress (WIP), finished items, and maintenance, repair, and overhaul (MRO) (MRO). You can control your inventory more effectively and manage it better if you are aware of the different types of inventory you have.
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.. If two variables have a direct relationship on a graph, it indicates that
A. both variables are not related.
B. as one variable rises, the other variable falls.
C. both variables are moving in the same direction.
D. as one variable rises, the other variable is constant.
Answer:
Option C. Both variables are moving in the same direction.
Explanation:
The reason is that in the direct relationship, the variables move in the same direction which means if one of the variable increases then the other will also increase and vice versa. So the only option that satisfies this condition is option C.
Which of the following decisions is most likely to create a temporary diseconomy of
scale? (Select the best answer.)
A)Buying supplies in bulk
B)Buying an expensive piece of machinery
C)Hiring employees who specialize
D)Using division of labor
Answer:
Buying an expensive piece of machinery
Explanation:
1) Inflation represents the rate of increase of the average price of goods. If inflation decreases from 10% to 5%, does the average price of goods decrease? Explain.
No, the average price of goods does not decrease when inflation decreases from 10% to 5%.
Inflation represents the rate of increase in the average price of goods and services over time. When inflation decreases, it means that the rate of price increase has slowed down, but it does not imply a decrease in the average price itself. Even with a lower inflation rate, prices can still continue to rise, albeit at a slower pace.
The percentage of inflation indicates the extent of price increase compared to the previous period. If the inflation rate decreases from 10% to 5%, it means that prices are still increasing but at a slower rate. For example, if an item was priced at $100 at the beginning of the year, with a 10% inflation rate, its price would increase to $110. However, with a 5% inflation rate, the price would increase to $105. While the rate of increase has decreased, the average price of goods has not decreased.
Therefore, it is important to differentiate between a decrease in the inflation rate (a decrease in the rate of price increase) and an actual decrease in the average price of goods, which would indicate deflation.
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what countries can i get plastic surgery at 16 without parental consent?
Answer: Any country that considers 16 to be an adult - like lots of places in Europe and maybe even Mexico, Brazil etc
Explanation: however, I would not do it at 16 - your face and body will change a lot ! I used to want to have a breast augmentation when I was 18 because I got picked on a lot for having small breasts. Now I am a DD and am beyond happy I didn’t get the augmentation. I would wait till at least your earlier 20’s or so!
Hoped this helped a little bit
What evidence best supports the theme that leadership requires integrity? check all that apply. ""noblest roman of them all"" ""all the conspirators save only he"" ""did that they did in envy of great caesar"" ""in a general honest thought"" ""common good to all"" ""his life was gentle"" ""this was a man!""
Leadership requires integrity; the noblest Roman of them all the conspirators save only he, did that they did in envy of great Caesar.
What does Antony have to say about Ceaser's execution?Antony mentions Brutus when he says that his (Brutus') health was deteriorating. Antony claims that Brutus was the most respected Roman citizen in the world and that he executed Caesar in defense of the Roman Republic.
This is reflected in the reference and each of the backstabbers saves him. Antony argues that Brutus could not have killed Caesar, without properly defending the Roman Republic.
Thus, ""all the conspirators save only he"" and ""did that they did in envy of great Caesar" is the correct statement.
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since 1950, the volume of world trade and the volume of world real gdp
Since 1950, the volume of world trade and the volume of world real GDP have grown significantly. World trade has grown at an average annual rate of approximately 6% the volume of world real GDP with an average annual rate of approximately 3.5%.
This growth has been fueled by various factors such as advancements in transportation and communication technology, trade liberalization policies, and the rise of multinational corporations.
Similarly, the volume of world real GDP has also experienced strong growth, with an average annual rate of approximately 3.5%. This growth has been driven by factors such as population growth, technological advancements, and increased productivity.
However, it is important to note that this growth has not been evenly distributed across all countries and regions. Some countries, particularly those in East Asia, have experienced rapid economic growth and development, while others have struggled with poverty and underdevelopment.
Additionally, there have been periods of economic recessions and crises that have impacted global trade and GDP growth.
Therefore, since 1950, the volume of world trade and the volume of world real GDP have grown significantly with world trade at an average annual rate of approximately 6% and the volume of world real GDP with an average annual rate of approximately 3.5%.
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Explain an Argument In the section "Consequences of Ending Rent Control," you read that most economists argue that the benefits of ending rent control exceed the costs. Do you agree? Why or why not?
Answer:
Disagree Option
Explanation:
Setting prices ceilings on rent can cause the balance in supply and demand to fall short of each other. For example, let's say the equilibrium for supply and demand was 5 apartments for $100 a month and that the supply at $100 was 5 apartments. If you created a price ceiling at $90, this would cause a greater demand but less of a supply generating an apartment shortage.
Performance Assessment Task
Jrotc
This performance assessment task gives you an opportunity to document your achievement of the lesson’s competency: Demonstrate proper etiquette in social settings For this performance assessment task, you will complete the Dining-Out scenario. For this assessment you will: Read the following scenario and individually complete the information below. Be prepared to share your answers in class. The same criteria in the scoring guide below can be used to evaluate your performance of proper etiquette and manners at the annual Cadet Ball. Scenario: The annual Dining-Out is in five months. You have been asked to be a member of the Dining-Out committee. The committee plans all aspects of the Dining-Out. Complete this assignment as if you are preparing for the meeting and event. The committee will discuss invitations, table settings, receiving line protocol (guest speaker and other dignitaries), proper dress, protocol for honoring the nation, and thank you notes. 1. Invitations: Create the text for the invitation. Include all pertinent information including dress code and RSVP: Table Setting: On the back of this page, draw a picture of the appropriate table setting for the following menu: Fresh Garden Salad with Dressing Dinner Roll Tomato Soup Beef Tenderloin or Grilled Salmon New York Style Cheesecake with strawberries Iced Tea and water 2. Receiving line and other protocol: a. Who belongs on the line? b. What order should the guests stand in? c. Address the appropriate protocol for honoring the nation. d. Describe how you will greet the guest of honor(s): e. What attire should you wear? 3. Thank you notes: Create a sample thank you note to send to the guest speaker: 4. Explain your role in the annual Cadet Ball as a Year 1 Cadet: 5. Use the attached scoring guide criteria for what you need to do to complete this task. 6. Submit your completed performance assessment task and scoring guide to your instructor for evaluation and a grade.
The invitation should include the date, time, location, the dress code, RSVP deadline, and any other important relevant information such as the theme of the event.
The invitation text will be like this: You are cordially invited to attend the Annual Dining-Out hosted by the JROTC program. The event will take place on [date] at [time] at [location]. Dress code for the evening is formal attire, which includes a dress uniform or civilian formal wear.
Please RSVP by [RSVP deadline] to [contact information]. We look forward to your presence at this event.
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When consumers calculate the value of a product, they.
This assessment helps them decide whether or not to purchase the item.
When consumers calculate the value of a product, they take into consideration a variety of factors that go beyond just the price tag. A long answer would delve into the many different elements that contribute to a consumer's perception of value, such as the quality and durability of the product, the brand reputation, the level of customer service provided, and the convenience of purchasing and using the product.
Consumers may also consider external factors, such as environmental impact or social responsibility, when assessing the value of a product. In short, determining the value of a product is a complex process that involves weighing multiple factors and balancing competing priorities.
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Which of the following is NOT a career and technical student organization mentioned in the presentation?
Answer:
FHA or Computers for Kids
We suppose an economy defined by:
Y=10000 ; G = 2000 ; T = 1000 ;
r (real interest rate) = 3%;
C = 400 + 0.6 (Y-T) ;
Lo (factors that affect demand of moeny) = 5 ;
Ms (money supply) = 15000 ;
Mg (growth rate of money) = 10% ;
Yg (growth rate of Y) = 7%
question : If M increase by 3%, the P increase by ? ( the options I have are : 1.22%/1.23%/1.24%/1.25%)
Answer:
Explanation:
To find the percentage increase in P if M increases by 3%, we need to use the equation for the quantity theory of money, which is:
M * V = P * Y
Where M is the money supply, V is the velocity of money, P is the price level, and Y is the output of the economy.
If M increases by 3%, then the new value of M can be found by multiplying the old value of M by 1 + the percentage increase:
M' = M * (1 + 0.03) = 15000 * 1.03 = 15450
We can then solve for the new value of P by substituting the new values of M and Y into the equation:
P' = (M' * V) / Y = (15450 * V) / 10000 = 1.5450 * V
We can then find the percentage increase in P by taking the difference between the new value of P and the old value of P, and dividing by the old value of P:
Percentage increase in P = (P' - P) / P = (1.5450 * V - 1) / 1 = 0.5450 * V
So the percentage increase in P is 0.5450 * V.
Question 2 (18 marks)
a) What role does the Black Box play in the business modelling process? Illustrate with a suitable diagram (5 marks)
b) Are Influence Diagrams indispensable in the Modelling process? (5 marks)
The Black Box plays a crucial role in the business modeling process. It represents the internal workings of a system or process, which are not visible from the outside.
It encompasses the inputs, processes, and outputs of the system, and helps to understand the relationships between them. By examining the Black Box, analysts can identify the key factors and variables that influence the system's behavior.
A suitable diagram to illustrate the Black Box could include labeled arrows representing inputs entering the box, processes occurring within the box, and outputs exiting the box. This visual representation helps stakeholders and decision-makers gain a better understanding of how the system works and how different factors interact with each other.
Influence Diagrams, on the other hand, are not indispensable in the modeling process but can be highly beneficial. These diagrams depict the causal relationships between variables, helping to identify which variables have a direct influence on others. Influence Diagrams provide a graphical representation of complex relationships, enabling decision-makers to understand the impact of different variables and make informed decisions.
While not always necessary, Influence Diagrams are a valuable tool in the modeling process, especially when dealing with complex systems or when it's crucial to identify and understand the causal relationships between variables.
In conclusion, the Black Box is vital in understanding the internal workings of a system, while Influence Diagrams help analyze the causal relationships between variables. Both tools contribute to a more comprehensive and informed business modeling process.
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Sally spends $1,500 each month on her mortgage, mortgage insurance and property taxes. she has three credit cards with minimum monthly payments that total to $125.00 and a monthly car payment for $349.00. she currently brings in a gross monthly income of 3,750.00 from her job. calculate sally’s debt-to-income (dti) ratio. a. 40% b. 43% c. 49% d. 53% please select the best answer from the choices provided a b c d
If Sally spends $1,500 each month on her mortgage, mortgage insurance and property taxes. sally’s debt-to-income (dti) ratio is d. 53%.
How to find the debt-to-income (dti) ratio?To calculate Sally's debt-to-income (DTI) ratio, we need to first determine her total monthly debt payments and then divide that amount by her gross monthly income.
Sally's total monthly debt payments are:
Mortgage + Mortgage insurance + Property taxes = $1,500
Credit card minimum payments = $125
Car payment = $349
Total monthly debt payments = $1,500 + $125 + $349 = $1,974
To calculate Sally's DTI ratio, we now divide her total monthly debt payments by her gross monthly income:
DTI = (Total monthly debt payments / Gross monthly income) x 100%
DTI = ($1,974 / $3,750) x 100%
DTI = 52.64%
DTI = 53 % (Approximately)
Therefore, Sally's debt-to-income ratio is 53%.
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yates, d. (1996) the rentier state in africa: oil-rent dependency and neocolonialism in the republic of gabon (trenton/asmara: africa world press).
The book titled "The Rentier State in Africa: Oil-Rent Dependency and Neocolonialism in the Republic of Gabon" was written by D. Yates in 1996 and published by Africa World Press.
This book explores the concept of a rentier state in Africa, specifically focusing on the Republic of Gabon.
A rentier state refers to a country that heavily relies on revenue generated from external sources, such as natural resources or foreign aid, rather than the productivity of its own economy. In the case of Gabon, the book argues that the country's dependence on oil rents has resulted in neocolonialism, where foreign powers exert influence over the country's economy and politics.
The author examines the impact of oil-rent dependency on Gabon's economy, politics, and society. The book highlights how the abundance of oil resources has shaped Gabon's economic structure, creating a situation where the government becomes reliant on oil revenues and neglects other sectors of the economy. This dependence on oil rents hinders the development of a diversified and sustainable economy.
Furthermore, the book discusses how the presence of foreign oil companies in Gabon has contributed to neocolonialism. These companies have significant control over the country's oil production and often dictate the terms of their operations. This leads to a situation where Gabon may not fully benefit from its oil resources, as profits are often repatriated by foreign companies.
In summary, "The Rentier State in Africa: Oil-Rent Dependency and Neocolonialism in the Republic of Gabon" examines the effects of oil-rent dependency on Gabon's economy and the influence of foreign powers. The book provides valuable insights into the challenges faced by resource-rich countries in Africa and sheds light on the dynamics of neocolonialism. Overall, it offers a comprehensive analysis of the rentier state phenomenon in Gabon.
I hope this explanation helps! Let me know if you have any further questions.
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The text you shared is the citation for a book or article written by D. Yates in 1996. It includes the title of the work and the publisher information.
The text you shared is not a question or a statement that requires a response. It is the citation for a book or article called "The Rentier State in Africa: Oil-Rent Dependency and Neocolonialism in the Republic of Gabon" written by D. Yates and published by Africa World Press in 1996. It seems like you might have intended to ask a question or provide additional information. If you have any specific question or topic related to the content of the book or the subject of rentier states in Africa, please let me know, and I'll be happy to assist you further.
The text you provided is the citation for a book or article called "The Rentier State in Africa: Oil-Rent Dependency and Neocolonialism in the Republic of Gabon" written by D. Yates and published by Africa World Press in 1996. Unfortunately, the text does not present a specific question or topic for discussion. If you intended to ask something or provide more information, please let me know, and I'll be glad to assist you further. The concept of a rentier state refers to a country that relies heavily on revenue from the rental or sale of natural resources, such as oil, rather than a diverse and sustainable economy.
These states often face challenges such as economic dependency, political instability, and neocolonial influences. The book you mentioned likely explores the case of Gabon as an example of a rentier state in Africa, analyzing the impacts of oil-rent dependency and neocolonialism on the country's development and governance. If you have any specific questions about rentier states or the content of this book, feel free to ask, and I'll provide more detailed information.
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A machine at a manufacturing company is programmed to fill shampoo bottles such that the amount of shampoo in each bottle is normally distributed with mean 0.60 liter and standard deviation 0.04 liter. let the random variable a represent the amount of shampoo, in liters, that is inserted into a bottle by the filling machine.
The probability that a randomly selected bottle of shampoo will be underfilled is 0.0062.
What is the meaning of Probability?
The area of mathematics known as probability deals with numerical representations of the likelihood that an event will occur or that a statement is true. An event's probability is a number between 0 as well as 1, where, roughly speaking, 0 denotes the event's impossibility and 1 denotes certainty.
Simply put, the probability is the likelihood that something will occur. When we don't know how an event will turn out, we can discuss the likelihood or likelihood of several outcomes. Statistics is the study of events that follow a probability distribution.
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Distinguish between the sources of information about foreign employment and the ways of getting it.
Working for a company in another country is referred to as foreign employment, and you usually only work in one country. This wouldn't be your native country .
While the terms "foreign employment" and "international workforce" (people of a different nationality) are sometimes used interchangeably, the term really refers to a multinational corporation expanding outside of its home country and recruiting there.
Employers prefer foreign employment because they cannot find qualified local employees, necessitating the hiring of foreigners to do the job.
The following are some methods for obtaining information about foreign employment:
Newspapers, notice boards, electronic media (radio, FM, television, etc.), websites, and public programs
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Public awareness is the best preventive measures of-----------------
Answer:
Any sorts of violenece or any illegal acts on human or their rights and freedom..
Describe the four steps involved with product development.
Answer:
4 sequential steps in product development
The 4 steps in new product development process to turn your idea into a product
Ideation and Research. Every great product was once just an idea, an itch, a frustration the founder had with the existing status quo. ...
Strategic Planning. ...
3. Development and Testing. ...
Launch and Commercialization.
Explanation:
What is does it mean to be financially illiterate
Answer:
it is the financial skill to know how to do personal financial management, budgeting, and investing.
Describe each of the three categories that money is generally placed in. Include an example of each. (4 points)
Subject is (Economic)
Answer:
other have in business is 1 pesos 2 pesos if u want to have a price like 1 pesos in 1 piece