You examine the balance sheet of an insurance company and note that its assets are made up mainly of U.S. Treasury bills and commercial paper. Is this more likely to be the balance sheet of a property and casualty insurance company or a life insurance company?

multiple choice

This is more likely to be a life insurance company. This type of company tends to hold liquid assets such as the short-term instruments described in order to meet sudden claims.

This is more likely to be a property and casualty insurance company. This type of company tends to hold liquid assets such as the short-term instruments described in order to meet sudden claims.

This is more likely to be a property and casualty insurance company. This type of company tends to hold assets of longer maturity, as most of their payments will be made well into the future.

This is more likely to be a life insurance company. This type of company tends to hold assets of longer maturity, as most of their payments will be made well into the future.

Accounts Receivable (AR) refers to the amount a business is owed by its customers for goods or services that have been sold but not yet paid for. Accounts Receivable is considered an asset for a business and is commonly listed on a company's balance sheet.

Businesses use accounts receivable as a way to finance their operations. For example, a business may sell goods or services on credit, allowing customers to pay at a later date. The amount owed by customers is recorded as accounts receivable until it is collected. This provides the business with a source of short-term financing, as they can use the accounts receivable as collateral to obtain loans or use it to fund operations until the customers pay their debts.

For example, let's say a grocery store sells $100 worth of groceries to a customer and allows the customer to pay at a later date. The store would record the $100 as accounts receivable on their balance sheet until the customer pays the debt. This allows the store to use the $100 as a source of short-term financing until the customer pays the debt.

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A drop in the american dollar will probably lead to a rise in goods

prices.

Iraqi Dinar (KWD) The Kuwaiti pounds has continued to be the most valued currency ever because of Kuwait's steady economy. Because it possesses one of the greatest reserves in the world, the economy of the nation is heavily dependent on oil exports.

By the conclusion of this quarter, experts and Trading Economics' global macro models predict that the US dollar will be trading at 106.21. Looking forward, we predict it will trade at 110.87 in a year.

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The communication type that is being used in the following example is: 4) internal informal communication.

Internal informal communication is a type of communication that occur between two people in a workplace or work environment in which they casually interact with each other.

Based on the given scenario although the two employee were discussing about the company meeting but their communication is not a formal communication based on the fact their discussion is casual and unofficial.

Inconclusion the communication type that is being used in the following example is: 4) internal informal communication.

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Answer:

Job

Explanation:

A job is any regular and legal activity that one does to earn money.  A job is a responsibility, position, or role assigned to a worker/ employee. Each job has a job description which details what duties the employer expects the employees to perform.

A job refers to employment, either full-time or part-time. It is also a piece of work to be performed.

Explanation:

60%of 45

0.6×45

=27

....................

Answer:

27

Explanation:

Answer:

The slope of the total output curve at the relevant point.

Explanation:

A marginal physical product can be defined as the extra output which is being generated by using an extra input. This ultimately implies that, marginal physical product of labor refers to the change in the level of output that is generated from using an additional unit of labor.

Mathematically, marginal physical product of labor is given by the formula;

Marginal physical product of labor = ΔY/ΔL

Where, ΔY is the change in total physical output.

ΔL is the change in labor.

In the short run, when the number of workers are increased it would result in a diminishing marginal product with respect to the law of diminishing marginal returns.

The marginal physical product of labor is the slope of the total output curve at the relevant point.

For instance, if brainly producing 50 answers decides to employ one more tutor and is then able to produce 55 answers, the marginal physical product of labor is simply 5.

Answer:

Lenders don't like risk because it can lose them money, so they're cautious on who they're lending to. They do this by checking people's credit history. They prefer people who have longer credit history even with a few blemishes that are corrected rather than lending to people who have a short clear history mainly because they have little to no experience and can be unpredictable what they may do.

Explanation:

Answer:

True

Explanation:

Impulse buying is making unplanned or non-budgeted purchases. In impulse purchases, buying decision is based on attraction rather than the need to have the item.

Making payment via a credit card is incurring a debt. One does not need to have money on their account for the payment to go through. It means one can spend money that they do not have on hand or at the bank. A credit card permits one to make payments for goods they had not planned to buy. It can encourage the buying of items that are not required.

The war in Ukraine has had a significant impact on the country's economic situation, affecting aggregate demand, aggregate supply, potential output, and the price level.

The conflict has resulted in a decrease in aggregate demand due to factors such as reduced consumer confidence, increased uncertainty, and a decrease in investment. The country's GDP has fallen since the conflict began, which has led to a reduction in aggregate demand as there is less money available to spend. In addition, the conflict has disrupted supply chains, damaged infrastructure, and led to a decrease in exports, further reducing aggregate demand.

Aggregate supply has also been negatively affected by the conflict. The destruction of infrastructure, factories, and other productive assets has led to a decrease in the potential output of the economy. Furthermore, the conflict has disrupted supply chains, which has made it difficult for businesses to access the resources they need to produce goods and services. As a result, the aggregate supply curve has shifted to the left, leading to higher prices and reduced output.

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70.56% is the price elasticity of demand between points C and D.

To calculate the price elasticity of demand using the Midpoint Method, we need to first determine the percentage change in price and quantity demanded between points C and D.

The percentage change in price is calculated as follows:

Percentage change in price = [(New price - Old price) ÷ Midpoint price] x 100%

Using point C and D as our old and new price respectively, we get:

Percentage change in price = [(13 - 12) ÷ ((13 + 12) ÷ 2)] x 100% = 8.33% (rounded to two decimal places)

The percentage change in quantity demanded is calculated as follows:

Percentage change in quantity demanded = [(New quantity demanded - Old quantity demanded) ÷ Midpoint quantity demanded] x 100%

Using point C and D as our old and new quantity demanded respectively, we get:

Percentage change in quantity demanded = [(16,000 - 17,000) ÷ ((16,000 + 17,000) ÷ 2)] x 100% = -5.88% (rounded to two decimal places)

Using the Midpoint Method, we can now calculate the price elasticity of demand as follows:

Price elasticity of demand = (Percentage change in quantity demanded ÷ Percentage change in price) x 100%

Price elasticity of demand = (-5.88% ÷ 8.33%) x 100% = -70.56% (rounded to two decimal places)

Since price elasticity of demand is always positive, we need to take the absolute value of the result:

Price elasticity of demand = | -70.56% | = 70.56% (rounded to two decimal places)

Therefore, the price elasticity of demand between points C and D is 70.56%.

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A combination of company policies and administration along with interpersonal relations with one's supervisor can lead to a person transitioning from a state of satisfaction to dissatisfaction in the workplace.

Company policies and administration play a crucial role in shaping the work environment. If policies are inconsistent, unfair, or poorly communicated, employees may feel frustrated or powerless, leading to dissatisfaction. Similarly, strained interpersonal relations with a supervisor can create a negative working atmosphere, eroding trust and support.

Moreover, factors such as technical supervision, salary, and working conditions also contribute to job satisfaction. Inadequate technical supervision can result in feelings of incompetence or lack of guidance, while low salaries may undervalue employees' contributions. Poor working conditions, such as inadequate facilities or excessive workload, can negatively impact job satisfaction as well.

Overall, a combination of these factors can significantly influence an individual's transition from a state of contentment to dissatisfaction in the workplace.

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Answer:

C

Explanation:

The relationship between Siddhartha Gautama became the Buddha and shared his teachings with others. Thus, the correct option is (C).

Siddhartha Gautama, the founder of Buddhism known as "the Buddha," lived in the fifth century B.C.

As a prince, Gautama was born into a rich family in modern-day Nepal. Despite his comfortable existence, Gautama was affected by the world's suffering.

Siddhartha Gautama, often known as the Buddha, was a traveling ascetic and religious teacher who founded Buddhism in South Asia in the 6th or 5th century BCE.

Therefore, the correct option is "C".

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Answer:

(a) To calculate the budgeted cost of goods sold, we need to use the following formula:

Beginning Inventory of Raw Materials + Purchases of Raw Materials - Ending Inventory of Raw Materials + Direct Labor + Manufacturing Overhead = Total Manufacturing Costs

$0 (assuming no beginning inventory of raw materials) + $145,000 - $15,000 + $40,000 + $73,000 = $243,000

Then, we can use the following formula to calculate the budgeted cost of goods sold:

Total Manufacturing Costs + Beginning Finished Goods Inventory - Ending Finished Goods Inventory = Cost of Goods Sold

$243,000 + $0 - $0 = $243,000

Therefore, the budgeted cost of goods sold is $243,000.

(b) Using the information above, we can prepare a budgeted income statement for the year ending December 31, 2014 as follows:

WE Company

Budgeted Income Statement

For the Year Ending December 31, 2014

Sales $350,000

Cost of Goods Sold $243,000

Gross Profit $107,000

Selling and Administrative Expenses $36,000

Depreciation $1,000

Interest Expense $1,000

Income before Taxes $69,000

Income Tax Expense $20,700

Net Income $48,300

(c) Using the information above, we can prepare a budgeted balance sheet as of December 31, 2014 as follows:

WE Company

Budgeted Balance Sheet

As of December 31, 2014

Assets

Cash TBD

Accounts Receivable TBD

Inventory of Raw Materials $15,000

Finished Goods Inventory TBD

Total Assets TBD

Liabilities and Stockholders' Equity

Accounts Payable TBD

Note Payable TBD

Stockholders' Equity TBD

Total Liabilities and Stockholders' Equity TBD

To complete the budgeted balance sheet, we need additional information such as the amount of cash, accounts receivable, finished goods inventory, note payable, and stockholders' equity.

Option (d) Stocks, securities, or bonds could not be considered rebates if offered to an insured in the sale of insurance because they are not monetary payments. Rebates refer to monetary payments or incentives given back to the insured after the purchase of an insurance policy.

An offer to share in commissions generated by the sale, an offer of employment, or dividends from a mutual insurer can be considered rebates if they are given as an incentive for purchasing an insurance policy. These types of incentives are prohibited by law in many states as they are considered to be unfair competition and can lead to discrimination against some insureds who do not receive such benefits. Dividends paid to policyholders of a mutual insurer are not considered to be a rebate because they are not given as an incentive for purchasing a policy. Instead, they are a return of a portion of the premium paid by policyholders and are specified in the policy. Therefore, dividends from a mutual insurer are not considered to be an unfair competition practice.

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Occupational Health and Safety are defined as goods or services that are required for health and safety. Information standards are guidelines governing the information that must be provided to consumers when they purchase specific goods.

A safe product is one that delivers either no risk or a minimum tolerable level of risk, taking into account the product's typical or reasonably foreseeable use and the need to maintain a high level of consumer protection.

Occupational health and safety is a multidisciplinary discipline that deals with all elements of workplace health and safety, with a heavy emphasis on preventing workplace dangers.

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Based on the information given the December statement of cash flows for Ernst Consulting is $2,610.

ERNST CONSULTING Income Statement For Month Ended October 31

REVENUES

Consulting fees earned $13,320

Total revenues $13,320

EXPENSES

Rent expense $2,950

Salaries expense $6,290

Telephone expense $830

Miscellaneous expenses $640

Total expenses $10,710

($2,950+$6,290+$830+$640)

Net income $2,610

($13,320-$10,710)

Inconclusion  the December statement of cash flows for Ernst Consulting is $2,610.

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There are five essential elements of a valid contract. An agreement that meets all five conditions is considered a contract. The five components are as follows:1. Offer and acceptance2. Legal Consideration3. Capacity to Contract4. The Contract's Object Must be Lawful5. Free consent of Parties

Offer and AcceptanceAn offer is made when one party demonstrates a willingness to enter into an agreement. The other party must accept the offer without any changes in order to form a contract. A valid contract necessitates that the offer is definite, certain, and communicated to the offeree.In the case of Dina Nath v. Sita Ram, the court held that the offer must be communicated to the offeree for it to be effective.2. Legal ConsiderationConsideration is the benefit given by one party to the other in exchange for the performance or promise of performance of the contract's terms. Legal consideration distinguishes contracts from gifts.

A contract is void if it lacks consideration.In the case of Chen Fook Ming v. Majlis Perbandaran Pulau Pinang, the court held that consideration is an important component of a valid contract.3. Capacity to ContractBoth parties must have the capacity to contract in order to create a valid contract. Minors, individuals with unsound mind, and people who have been declared bankrupt do not have the capacity to contract.In the case of Mohori Bibee v. Dharmodas Ghose, the court held that a minor does not have the capacity to contract, and any contract entered into by a minor is null and void.

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Answer:

A. Explain how the above (free market competition) would be an advantage for you, the consumer.

Free market competition is advantageous to the consumer because it promotes the supply of many goods and services, at a lower price than other market structures like oligopoly or monopoly.

In the free market, there are many firms, none have market power, and they produce goods and services that have many substitutes. This means that if a firm raises the price of a good, consumers simply flock to another firm that offers a similar product. This mechanism obliges firms to offer their goods at the market-clearing price, which is the best price for the consumer.

B. Describe how an oligopoly OR monopoly could inhibit competition among businesses.

Oligopolies ocurr when there are only a few firms in the market, and monopoly ocurrs when there is only one firm. These two market structures allow firms to charge higher prices than the market-clearing price, and to supply less quantity than the market-clearing quantity.

Besides, oligpolies and monopolies are characterized by high barriers to entry and exit, which keep potential competing firms out of market, inhibiting competition.

The car-sharing app fell victim to a lack of innovation. It was marketing its service too narrowly, stating it offered a car of any size, anytime, when the competitors offered any type of wheels one would like, anywhere they want it.

This shows the extent to which companies need to be innovative in their marketing tactics and service offerings in order to compete in today's highly competitive business environment.Companies that are unable to keep up with the pace of change and respond to the changing needs of their clients and potential clients risk being outcompeted by their more innovative competitors.

This is why it is important for companies to be innovative in their marketing and business practices, and why innovation should be a critical element of any company's strategy for growth and development.Businesses must be creative in their approach to marketing and business management in order to stay ahead of their competition.

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There is a demand for that resource with limited supply  are characteristics of a scarce resource. When the demand for a natural resource exceeds the supply, resource scarcity results, which causes the stock of those resources to decrease.

As a result of rising costs that make the demand resource less accessible to those who are least well-off, this might result in unsustainable supply   growth and an increase in inequality. When there aren't enough resources to meet everyone's needs, there is scarce resource. Oil is among the most well-known instances of how resource scarcity affects the United States. Local gas prices will surely climb when oil prices around the world do.

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Cisco Systems has undertaken over 80 acquisitions in the last decade. It will use the acquisitions to acquire new technologies and businesses which will permit it to expand its product suite of offerings & services through the addition of these acquired technologies.
It is asked about Cisco Systems and its acquisitions. Over the last decade, Cisco Systems has undertaken over 80 acquisitions to acquire innovative technologies and intellectual property. This will permit the company to expand its product suite of offerings and services through the addition of these acquired technologies, allowing it to remain competitive and relevant in the rapidly evolving technology landscape.

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Answer:

I'm spending WAY too much money on my favorite snack which are purple Doritos. / The Dorito company is having a huge shortage of my favorite snack which are the purple Doritos and I don't know what to do!

Explanation:

Remember what economics is when you are asked this question. Economics basically are along the lines of distribution and consumption of goods could mean internationally or it could just mean in your state. If you have a favorite snack that you like to buy from stores whenever you go to them, you buying and taking that snack is basic economics, you have a demand for that product because you like it so much, and they (owners of the snack) have a supply of that demand so you then spend money (currency) in order to get that demand or snack which is basic economics. A problem in this scenario would be you spending too much money on your favorite snack, or the supplier of that snack is having a shortage and you can't buy your favorite snack as much as you want.

Hope this helps.

Answer:

The imbalance between production, distribution and consumption generates various phenomena that affect the economy; some of them are unemployment, shortages, overproduction, devaluation, inflation, indebtedness and damage to the environment.

Explanation:

Explanation:

SUB-TOTAL:

The total for a part of a list of numbers being summed.

TOTAL:

An amount obtained by addition of smaller amounts.

Answer:

subtotal is all the different parts being added together from different list.

total is the all items being added together plus tax.

Explanation:

The type of environmental force that UNIBIC used in segmenting its market is known as an external environment forces.

An external environment forces refers to those forces that are out of the control of business whereas there is need to anticipate this environment to help the business to gain success.

The external environment forces are managed by identifying the aspects of the external business environment and segmenting the market accordingly in order to set up the target market.

The external environment forces includes:

In conclusion, the type of environmental force that UNIBIC used in segmenting its market is known as an external environment forces.

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Blue wing corporation's quick assets are $2,970,000, its current assets are $12,285,000 and its current liabilities are $8,051,000. Its acid-test ratio equals 0.369.

Acid-Test Ratio = Quick Assets/Current Liabilities

Acid-Test Ratio = $2,970,000/$8,051,000 = 0.74

The acid-test ratio, also known as the quick ratio, examines a company's balance sheet data to determine whether it has enough short-term assets to cover its short-term liabilities.

Analysts prefer the acid-test ratio over the current ratio (also known as the working capital ratio) in certain instances because the acid-test technique eliminates assets such as inventories, which may be difficult to dispose rapidly. As a result, the acid test ratio is a more conservative statistic.

Companies with an acid-test ratio of less than one do not have sufficient liquid assets to cover their present liabilities and should be avoided. If the acid-test ratio is substantially lower than the current ratio, it indicates that a company's current assets are extremely dependent on its current assets.

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Answer:

Shared decision making has been shown to result in treatment plans that better reflect patients' goals; increase patient and physician satisfaction; improve patient-physician communication; have a positive effect on outcomes; and, sometimes reduce costs.

Total cash flow from operations = 48 + 50 + 47 + 46 + 54 = $247 million.

The movement of money into and out of a business is known as cash flow. Cash spent indicates outflows, whereas cash received indicates inflows. A financial statement that details the sources and uses of a company's cash over time is called a cash flow statement.

A cash flow is a physical or virtual movement of funds; the word "cash flow" is most commonly used to refer to payments made from one central bank account to another.

Net income plus depreciation and amortization changed working capital, and capital expenditure is all included in free cash flow. Net Income is the company's profit or loss following the deduction of all costs.

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Answer:

4. Creating a banner ad for the company website

Answer:

4

Explanation:

on a test and got correct answer

Answer: Asset allocation

Explanation:

Asset allocation refers to the strategy of investing in different types of assets and investment vehicles so that the risks would be balanced by the rewards to be earned so that the investor will benefit.

Asset allocation is usually based on the investor's investment goals and their risk appetite. Those who are more risk tolerant will usually invest more in stocks so Siiri here is most likely risk averse but based on the percentage that went into stocks, they might be more risk neutral.