The likely basis of indemnity and settlement for the stock will be the actual cash value (ACV) basis.
This means that the insurer will compensate DLE Ltd for the value of the stock at the time of the loss, considering depreciation and any applicable policy limits or deductibles. The ACV basis takes into account the depreciated value of the stock, considering factors such as age, condition, and market value. It provides a fair and realistic assessment of the loss suffered by DLE Ltd. This approach prevents the policyholder from receiving compensation for the full replacement cost of the stock, which could lead to potential overpayment.
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Why is it hard to predict positive Moments of Reality (MORs)? A. Because they are negatively influenced by lifetime customer value. B. Because they differ by customer, and by time of year. C. Because most companies use moments of truth, which are in conflict with Moments of Reality. D.Because it is difficult to tell if a Moment of Reality is negative or positive.
Answer:
B. Because they differ by customer, and by time of year.
Explanation:
Moments of reality are hard to predict as it varies from customer to customer. All customers have different values and they rate a product or service according to their own values. Moments of reality can be positive or negative and they are influenced by customer experience.
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Macroeconomics deals with *
1. bits and pieces of the economy
2. the question of how a business unit should operate profitably
3. the working of the entire economy
4. how individuals make decisions
Answer:
how individuals make decisions
Explanation:
What does the phrase internalizing an external cost mean?.
Answer:
It means, "forcing producers to factor into their production costs the cost of the externalities created in the production of their output."
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Chapter 4 (Continued): Completing the Accounting Cycle 1. After graduating from Berkeley College and passing your CPA exam, you have opened up an accounting firm that offers tax and consulting service
Yes, my accounting firm offers tax and consulting services.
As the owner of an accounting firm, I am pleased to offer comprehensive tax and consulting services to our clients. With a strong background in accounting and having passed the CPA exam, I have the expertise to handle various financial matters for individuals and businesses.
Our tax services encompass preparation and filing of tax returns, ensuring compliance with relevant tax laws and regulations, and maximizing tax savings opportunities. Additionally, we provide consulting services, offering guidance and strategic advice on financial planning, budgeting, internal controls, and other areas of financial management. Our goal is to assist our clients in making informed decisions and achieving their financial objectives.
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our self-talk consists of words pictures and emotions. as we imprint our affirmations we
Self-talk is your inner voice or the way you speak to yourself. Although you almost probably are doing it without realizing it, you almost certainly are. In order to produce an internal monologue throughout the day, this inner voice mixes conscious thoughts with ingrained beliefs and biases.
What are the four categories of self-talk?Your inner discourse is known as self-talk.
Personalizing. You own all of the guilt for yourself.
Magnifying.
Catastrophizing.
Polarizing.
What are the five tiers of one's own self-talk?Helm Stetter outlines the "Five Levels of Self-Talk" (Negative Acceptance, Recognition and Need to Change, Decision to Change, The Better You, and Universal Affirmation) and offers advice on how to navigate each level for significant life changes.
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Suppose a customer is unable to pay its account on time, so the company accepts a six-month interest-bearing note receivable to replace the customer's account receivable. over the next six months, what effect will accepting the note receivable have on the company's financial statements?
Accepting a six-month interest-bearing note receivable from a customer to replace an account receivable will have the following effects on the company's financial statements:
Balance Sheet: The accounts receivable balance will decrease by the amount of the note receivable, and the note receivable will be recorded as a new asset on the balance sheet. The note receivable will also include interest, which will be recognized as interest income over the six-month period.
Income Statement: The interest income earned from the note receivable will be recognized as interest revenue on the income statement over the six-month period.
Cash Flow Statement: Initially, there will be no effect on the cash flow statement, as no cash has been received. However, when the note receivable is paid off at the end of the six months, there will be an increase in cash from the payment of the principal and interest.
Overall, accepting a six-month interest-bearing note receivable will result in a decrease in accounts receivable on the balance sheet, recognition of interest revenue on the income statement, and an increase in cash when the note is paid off at the end of the six months.
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The first institution to contact if you know you have been an identity theft victim is
The first institution that should be contacted in the case of identity theft is the Federal Trade Commission (FTC).
Why should you contact the Federal Trade Commission (FTC)?If you have fallen victim to identity fraud, you should call the Federal Trade Commission immediately.
They will then help you report to the relevant law enforcement agencies such as the FBI and local police.
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What are two major advantages and two major disadvantages of having unions in the United
States? Explain each advantage or disadvantage.
Answer:
two major advantages of unions:
1. we get more items from different countries
2. Unions promote higher wages and better benefits
two major disadvantages:
1. Labor unions discourage individuality
2. Unions can drive up costs as well as making it harder to promote and terminate workers.
Why are carpenters considered generalists?
O They are able to work independently.
O They supervise other workers on the operations team.
O They need an associate's degree for licensure.
O They are versatile and perform a variety of tasks.
Answer:
I feel like it's the last one but I could be wrong plz let me know
Explanation:
Answer:
They are versatile and perform a variety of tasks.
Explanation:
Which of the following statements explains the difference between a lease and a loan?
a. At the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the
lease company.
b. At the end of a loan, the car still belongs to the lease company, but at the end of a lease the car
belongs to you.
C. A loan requires a large down payment at the beginning while a lease does not.
d. A lease requires a large down payment at the beginning while a loan does not
Answer:
A. At the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the
lease company.
Explanation:
The following statement which explains the difference between a lease and a loan, at the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the lease company. Thus, statement 'A' is the correct statement.
What is the difference between a lease and a loan?A lease is a long-term leasing arrangement for the use of a certain piece of equipment, whereas a loan is the borrowing of money. Loans and leases both offer advantages as a form of finance. The following are some crucial factors influencing your choice.
Loan: Typically, rates are variable and dependent on the prime rate or another index, like LIBOR. The monthly payout changes in line with changes in the index. This is advantageous when interest rates are down and harmful when they are rising. Banks won't fund machinery they don't understand or that they believe has little value as collateral.
Lease: Payments are typically fixed for the duration of the lease, barring any unusual terms. Budgeting and cash flow management are greatly facilitated by fixed payments. Because of our own financial capacity, we can finance most types of equipment.
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Cindy Haskins is paid $9.00 an hour. Her overtime rate is 2 times (double time) her regular hourly rate. This week Haskins worked her regular 40 hours plus 8 hours of overtime. What is her total pay?
Her entire compensation is $504.
The term "total pay" means what?Total Pay is the sum of a worker's regular straight-time pay or base salary plus any additional wages received for overtime, shift differentials, incentive pay, bonuses, and other special payments.
The following formula will be used to determine Cindy Haskins' total compensation:
Hourly Payment per hour= $9.00
Hours worked= 40 hours
Payment = 40 X 9 = $360
Overtime payment per hour = $9.00 X 2= $18
Overtime = 8 hours
Payment = 18 X 8= $ 144
Total Payment= $360 + $144= $504
How do you figure up total pay?The number of hours worked multiplied by the hourly wage of an employee is how gross wages for hourly workers are determined. For instance, if a worker does 25 hours per week of part-time employment at a wage of $12, their gross compensation would be $300 (25 x $12 = 300).
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National League Gear has two classes of stock authorized: 4%, $20 par preferred, and $5 par value common. The following transactions affect stockholders’ equity during 2015, National League’s first year of operations: February 2 Issue 1.2 million shares of common stock for $32 per share. February 4 Issue 570,000 shares of preferred stock for $23 per share. June 15 Repurchase 120,000 shares of its own common stock for $27 per share. August 15 Reissue 90,000 shares of treasury stock for $42 per share. November 1 Declare a cash dividend on its common stock of $1.20 per share and a $456,000 (4% of par value) cash dividend on its preferred stock payable to all stockholders on record on November 15. (Hint: Dividends are not paid on treasury stock.) November 30 Pay the dividends declared on November 1. Record each of these transactions. Prepare the stockholders’ equity section of the balance sheet as of December 31, 2015. Net income for the year was $4,870,000.
The stockholders' equity segment of National League Gear's balance sheet as of December 31, 2015, includes Common Stock of $7,440,000, Preferred Stock of $11,856,000, Treasury Stock of $2,430,000, and Retained Earnings of $2,974,000. These figures reflect the impact of diverse transactions and dividends throughout the 12 months.
To put together the stockholders' fairness segment of the balance sheet as of December 31, 2015, we need to record and calculate the effect of the given transactions on the unique components of stockholders' fairness. Here's a step-by means of-step breakdown:
February 2:
Issue 1.2 million shares of common stock for $32 in keeping with share.
Common Stock:
1,200,000 shares * $5par cost = $6,000,000
February 4:
Issue 570,000 shares of favored stock for $23 in step with proportion.
Preferred Stock:
570,000 stocks * $20 par fee = $11,400,000
June 15:
Repurchase one hundred twenty,000 shares of not unusual inventory for $27 in step with percentage.
Treasury Stock:
120,000 stocks * $27 repurchase rate = $3,240,000
August 15:
Reissue 90,000 shares of treasury stock for $42 per share.
Treasury Stock:
120,000 - 90,000 = 30,000 stocks closing
30,000 stocks * $27 repurchase fee = $810,000
November 1:
Declare a cash dividend on a commonplace inventory of $1.20 consistent with proportion and a $456,000 (4% of the par cost) cash dividend on favored inventory payable to all stockholders on record on November 15.
Dividends:
Common Stock Dividends:
1,200,000 shares * $1.20 = $1,440,000
Preferred Stock Dividends:
570,000 stocks * $20 par fee * 4% = $456,000
November 30:
Pay the dividends declared on November 1.
No journal entry is required considering this transaction involves coins outflow.
Now let's calculate the balances for the stockholders' fairness section as of December 31, 2015:
Common Stock:
$6,000,000 (initial) + $1,440,000 (dividends) = $7,440,000
Preferred Stock:
$11,400,000 (initial) + $456,000 (dividends) = $11,856,000
Treasury Stock:
$3,240,000 (preliminary) - $810,000 (reissue) = $2,430,000
Retained Earnings:
Net Income - Dividends
$4,870,000 - ($1,440,000 + $456,000) = $2,974,000
Finally, we can prepare the stockholders' equity phase of the stability sheet as of December 31, 2015:
Stockholders' Equity:
Common Stock: $7,440,000
Preferred Stock: $11,856,000
Treasury Stock: $2,430,000
Retained Earnings: $2,974,000
Please observe that other additives together with extra paid-in capital may also exist relying upon the statistics supplied inside the problem.
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Suppose an entrepreneur in New Hampshire wanted to expand her supply of maple syrup and maple sugar products to compete with similar businesses in the state. She knows she has to stay within fair market prices, especially since maple products are seasonal.
An entrepreneur who aims at widening or expanding her industry in New Hampshire should put into consideration the following:
She should understand more about advertisment skillsThe entrepreneur should be raise enough resources needed to expand and compete in the labour market.How to expand the supply of products and compete in the labour market.For an entrepreneur to remain relevant in the labour market, there need to be a high level necessary skills to retain good patronage from consumers. This can be achieved by making sure one have the relevant information about the goods and services you want to compete with when it comes to supplying it.
Within the context of the task given above, the expansion of maple sugar and maple syrup can only be successful when there is good capital resources to venture into it and great marketing strategies.
In conclusion, we can now confirm from the explanation made above that an entrepreneur can move his / her business forward by high level of advertisment to the right consumers.
Complete question:
Suppose an entrepreneur in New Hampshire wanted to expand her supply of maple syrup and maple sugar products to compete with similar businesses in the state. She knows she has to stay within fair market prices, especially since maple products are seasonal. What should this entrepreneur consider when planning to expand her business?
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Which of the following is a common way to describe a product that is being offered for sale? (Select the best answer.)
Which of the following is a common way to describe a product that is being offered for sale? (Select the best answer.)
In business
On exchange
On the market
In the market
Answer:
On the market
Explanation:
On the market is the phrase that refers to items that have been offered to the market for sale. When an item has been labeled 'on the market,' it means the item is available for sale. Buyers are invited or welcomed to buy.
In the market is when a buyer is shopping for an item to buy. In the market for a car mean they are looking for a car to buy.
Which of the following is a benefit of U.S. companies doing business
domestically instead of internationally?
A. Having to exchange currencies
B. Having familiarity with laws and regulations
C. Having to negotiate payment options with the world bank
D. Having to learn about different customs, taboos, and manners from different countries
Answer:
A
Explanation:
One of the major drawbacks of international business is currency exchange rates. Since, economies are unpredictable, there is always an economic risk associated with international trade. A can get expensive or cheaper with the currency exchange rates of other countries. Leading to an unpredictable balance of trade.
However, this risk is not present in domestic business. So for U.S. companies doing business domestically instead of internationally can save them from tremendous economies challenges caused by currency exchange rates.
Answer:
Having familiarity with law and regulations
Explanation:
Zoom In, Inc. is engaged in the business of coding, with an emphasis on Internet marketing, business apps, and intra-corporate networks. In all of Zoom In’s business activities, it is subject to United States laws and regulations. The basis for all law in the U.S. is _________.a. the U.S. Constitution.
b. the executive orders of the president.
c. each of the states' individual constitutions.
d. legislation enacted by Congress.
Answer:
Option A. The U.S. Constitution.
Explanation:
The reason is that the US constitution provides the basic framework for the laws to be formulated and passed both in the US National Assembly and the Senate. The laws cannot be formulated if the US constitution doesn't allows the passing of the law which means that the constitution must be amended first. When the slavery was to be eliminated in 1865, the first problem was that passing the elimination of slavery law was inconflict with the US constitution. So the constitution was amended before passing the law to eliminate the conflict.
In the nutshell, every law originates because of different reasons like Technological reasons, Social reasons, Cultural reason, etc) but the basis remains the same which is US constitution which is the basic framework for passing the law.
Start with a situation in which there are three 10-year bonds with 0%, 4.00% and 9.00% coupons. The initial market interest rate is 8.22%. The par is $1,000. (a) Find the price of each bond. (6) Suppose the market interest rate now increases to 8.45%. For each bond, find the new price and percentage change in the price. What is the relationship among the bonds in terms of bond price sensitivity, i.e. interest rate risk? (c) Suppose the market interest rate now decreases to 8.05%. For each bond, find the new price, and percentage change in the price as compared to the initial prices found in (a).
The prices of the bonds can be calculated using the present value formula. The present value of each bond's cash flows (coupons and face value) is discounted at the market interest rate of 8.22%.
Bond 1 (0% coupon): The price of the bond is simply the present value of the face value: $1,000 / (1 + 0.0822)^10 = $547.98.Bond 2 (4.00% coupon): The price of the bond can be calculated by discounting the coupon payments and the face value: $40 / (1 + 0.0822) + $40 / (1 + 0.0822)^2 + ... + $40 / (1 + 0.0822)^10 + $1,000 / (1 + 0.0822)^10 = $874.56. Bond 3 (9.00% coupon): Similar to Bond 2, the price is calculated by discounting the coupon payments and the face value: $90 / (1 + 0.0822) + $90 / (1 + 0.0822)^2 + ... + $90 / (1 + 0.0822)^10 + $1,000 / (1 + 0.0822)^10 = $1,064.56.When the market interest rate increases to 8.45%, the prices of the bonds will decrease. The new prices can be calculated using the same present value formula, but with the new interest rate of 8.45%. The percentage change in price can be calculated by dividing the difference between the new price and the initial price by the initial price, and then multiplying by 100 When the market interest rate decreases to 8.05%, the prices of the bonds will increase. The new prices can be calculated using the same present value formula, but with the new interest rate of 8.05%. The percentage change in price can be calculated in the same manner as in part (b).
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Under PPO, which of the following in-network specialists would a referral be required?
Answer:
Explanation:You do not need a referral to see a specialist. However, some specialists will only see patients who are referred to them by a primary care doctor. And, some PPOs require that you get a prior approval for certain expensive services, such as MRIs.
A whole supermarket shelf of snack food bags is marked, "Frito-Lay." This is an example of a(n)
brand.
a. co brand
b. individual
c private
d. wholesale
e. family
An unsecured loan...
typically has lower interest rates than a secured loan
is less difficult to qualify for than a secured loan
is connected to collateral, which can be taken by the lender if the loan is not paid
is not connected to collateral and, therefore, a higher risk for lenders
Answer:
is not connected to collateral and, therefore, a higher risk for lenders
Explanation:
Unsecured loans are the loans issued without any securities attached to them. The lender relies on the borrower's creditworthiness as the basis for granting the loan. Unsecured loans are mostly available to salaried workers whose pay is processed by the lending institutions.
Unsecured loans pose a higher risk to the lender because they are not backed by any collateral. For this reason, they attract a higher interest rate than secured loans.
Answer:
D
Explanation:
took the test
Using the information below, compute the cycle efficiency: Days' sales in accounts receivable15days Days' sales in inventory72days Days' payable outstanding35days
The cycle efficiency based on the given information is 52 days.
The cycle efficiency is a measure of how effectively a company manages its working capital. It is calculated by subtracting the days' payable outstanding from the sum of days' sales in accounts receivable and days' sales in inventory.
In this case, the days' sales in accounts receivable is given as 15 days, the days' sales in inventory is given as 72 days, and the days' payable outstanding is given as 35 days.
To calculate the cycle efficiency, we sum the days' sales in accounts receivable (15 days) and the days' sales in inventory (72 days), which gives us a total of 87 days. Then, we subtract the days' payable outstanding (35 days) from this total.
Cycle efficiency = Days' sales in accounts receivable + Days' sales in inventory - Days' payable outstanding
Cycle efficiency = 87 days - 35 days
Cycle efficiency = 52 days
Therefore, the cycle efficiency based on the given information is 52 days.
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Ranstech sells its product for $200. marginal cost is a constant $160 per unit and fixed costs are $67,000. what is the breakeven quantity?
The Break-even point is the point where a firm neither gains nor losses. The breakdown quantity is 1725 units.
The break-even point is the number of additional units a company must sell to cover the cost of marketing programs and other types of investments, says Avery. If as a result of his investment he does not sell an amount equivalent, the company will suffer a loss and will not be able to recover its costs.
Break-even quantity = fixed cost / contribution per unit
Where contribution per unit = states per unit - variable cost per unit.
Now according to the problem, the marginal cost per unit is a constant $ 140 per unit. Go, it will converge to the variable cost per unit. ince, there is no change in the cost of production per additional unit, so the variable cost is the same as the marginal cost.
The fixed cost is 103500
Break-even quantity = fixed cost / contribution per unit
= 103500/200 -140
= 10350/ 60
= 1725 units
And, the break-even revenue ig = $(1725 x 200) = $345000.
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the process of predicting what the market would pay for a company's investments and bonds is .
The process of predicting what the market would pay for a company's investments and bonds is called a valuation.
Valuation is a quantitative process which determines what the market would pay for a company or its assets like investments and bonds. They may be valued on an absolute basis or on a relative basis compared to similar companies or assets. An analyst does this by placing value on many metrics.
Methods of valuation may differ and may provide different answers. Some methods that may be employed are Fundamental analysis, capital asset pricing model (CAPM) and dividend discount model (DDM).
The other options are incorrect because:
An appraisal is just an estimation of the market value of a company or its assets and is only used as a pricing guide.Financial management is the practice of planning, obtaining, managing and administering funds in a business.Assessment is the act of judging the value, amount or importance of a thing.You can learn more about bond values at
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The complete question is given below:
" the process of predicting what the market would pay for a company's investments and bonds is .
ValuationAppraisalFinancial ManagementAssessment "what is a skill ?
1. A person may be interested in an occupation.
2. the ability to do a certain task well.
3. Work that you do
4. Needs
Is competition good for business?
Is it good for consumers?
Answer:
yes and yes
Explanation:
According to the marketing concept, which option demonstrates customer orientation?
finding out what a buyer wants
researching a firm's competitors
convincing a buyer to buy your product
advertising the features of a product
Finding out what a buyer wants demonstrates customer orientation.
Customer orientation is a key principle of the marketing concept. It emphasizes understanding and fulfilling the needs and wants of customers. By finding out what a buyer wants, a company is demonstrating a customer-oriented approach. This involves conducting market research, engaging with customers, and gathering information about their preferences, desires, and expectations. By understanding the needs and wants of customers, a company can develop products or services that effectively meet those demands, leading to customer satisfaction and long-term business success.
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Suppose that in 2015, a typical U.S. student attending a state supported college bought 8 textbooks at a price of $90 per book and enrolled in 28 credit hours of coursework at a price of $400 per credit hour. In 2016, the typical student continued to purchase 8 textbooks and enroll in 28 credit hours, but the price of a textbook rose to $100 per book, and the tuition price increased to $440 per credit hour. The base year for computing a "student price index" using this info is 2015. The price index for any base year is 100. The value of the student price index in 2015 is
Answer:
$11,920
Explanation:
2015 prices:
8 textbooks x $90 = $720
28 credit hours x $400 = $11,200
total = $11,920
the base year, in this case 2015, will be used to adjust the relative prices of the goods and services purchased by students. E.g. for year 2016, the index based on 2015 should be (8 x $90) + (28 x $400) = $11,920 since the quantities didn't change, only the nominal prices.
staff are complaining openly about tasks that were left undone by coworkers. what might prevent abuse from occurring as a result of this staff frustration?
When staff are complaining openly about tasks that were left undone by coworkers, there is a likelihood of abuse occurring as a result of their frustration. However, some steps could be taken to prevent such abuse from happening. In this context, the management could adopt several strategies to manage and prevent such abuse from happening.
To prevent abuse, the management should have a clear policy regarding abuse, including what is considered abusive behavior. This policy should be made known to all employees and they should sign off on it, acknowledging that they have read and understood it.
The policy should also provide for reporting procedures, including who should be informed and the measures that will be taken to address the issue reported. The employees should be informed that they have the right to report any incidents of abuse, and that they will be protected from retaliation when they do so.
Training sessions should be held for employees on how to communicate effectively and professionally. These training sessions should include techniques on how to manage stress, how to resolve conflicts, and how to provide constructive feedback.
Employees should be encouraged to report any incidents of abuse, including harassment, intimidation, and verbal or physical abuse. They should also be provided with support in case they are victims of such abuse.
This support could include counseling, therapy, or other forms of support. To ensure that the policy is effective, the management should be proactive in identifying situations that could lead to abuse. This could include monitoring employee behavior, conducting regular surveys, and soliciting feedback from employees.
The management should also be quick to respond to incidents of abuse, investigate them thoroughly, and take appropriate action against the perpetrator. In addition, the management should also provide support to the victim, including counseling and therapy.
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The Turnover Pulse hypothesis states that ____ eaters faced high rates of extinction during the ice ages.
Generalist eaters faced high rates of extinction during the ice ages.
Who is a Generalist?Someone who has decided to concentrate their time and resources on learning about a broad range of topics is referred to be a generalist. The terms polymath, dabbler, multi-specialist, versatilist, or Renaissance man are also frequently used to describe generalists.
Specialists are frequently viewed in opposition to generalists. A specialist is someone who focuses on a single area of interest as opposed to several. However, I believe that this is a flawed analogy (more on that below).
Therefore, The Turnover Pulse hypothesis states that generalist eaters faced high rates of extinction during the ice ages.
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If a client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend _________ annuity.
When client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend variable annuity.
What is a variable annuity?It should be noted that a variable annuity simply means a contract between an individual and an insurance company where the insurer makes periodic payments.
In this case, when client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend variable annuity.
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