The people who might receive dividends from a mutual insurer are D. Policyholders.
Who are mutual insurers ?In essence, it denotes that the company's policyholders share ownership. Like when you buy stock or invest in a mutual fund, you get a share of the company when you buy a policy from a mutual medical professional liability insurance company.
You will share in the company's success as a co-owner. Similar to how a stock business pays dividends to its shareholders, the company will frequently return a portion of its profits to its policyholders in the form of dividends if it reaches or exceeds its financial goals for the year.
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why do you think that continuing to add employees, stops to be effective at a certain point ?
What is the percentage of Internet searches conducted via mobile phones?
89%
77%
over 50%
under 40%
Answer:
Over 50%
Explanation:
Globally, 68.1% of all website visits in 2020 came from mobile devices—an increase from 63.3% in 2019
1) Using the case to respond, assess three reasons why several international companies are recruiting (woo-ing) their executives from "Third Country Nationals" TCN’s
There are several reasons why international companies are recruiting Third Country Nationals (TCNs) for executive positions including cost-effectiveness, cultural knowledge and language proficiency
Cost effectiveness: Often, TCN's are willing to work for lower salaries than their counterparts in the home or host country. This can save the company a significant amount of money in terms of labor costs.Cultural knowledge: TCN's often have a deep understanding of the culture and customs of the host country, which can be invaluable for an international company. This can help the company navigate cultural differences and avoid potential pitfalls.Language proficiency: Many TCN's are multilingual, which can be a huge asset for an international company. Being able to communicate effectively with employees, customers, and other stakeholders in multiple languages is crucial for the success of a global business.Learn more about International companies:
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what led to the market revoluntion
The development of new transportation technologies was one of the main causes that caused this economic change.
Which three factors played the biggest roles in the Market revolution?The manufacture of things for a cash market; the use of technologies and developments to generate commodities for a mass market; and the quick advancements in transportation and communication.
At what point did the market revolution begin?A market revolution that began in the 1820s and 1830s was revolutionizing both domestic and international trade. Independent artisans were being pushed out by factories and mass production. Produce from farms was grown and shipped by cheap modes of transportation, such the Erie Canal, to distant, rather than local, markets.
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A country usually imposes an embargo on another country for economic reasons rather than political reasons.
True or False
Answer:
True
Explanation:
Hopefully this helps.
Answer:
False
Explanation:
Took test
According to the world bank, a country with low or middle income is:____.a. first world b. second worldc. third world d. developing
According to the World Bank, a country with low or middle income is typically referred to as a developing country.
This term is used to describe countries that are in the process of economic and social development, with lower levels of industrialization and income than developed countries.
The World Bank classifies countries based on their Gross National Income (GNI) per capita, with low-income countries defined as those with a GNI per capita of $1,045 or less, middle-income countries with a GNI per capita income between $1,046 and $12,735, and high-income countries with a GNI per capita of $12,736 or more.
While the term "third world" was historically used to refer to developing countries, it is now considered outdated and often viewed as derogatory. The terms "first world" and "second world" were originally used during the Cold War to describe capitalist and communist countries, respectively.
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Answer: D
Explanation: developing
a hospital expansion is being planned for a community. as part of the scope of this project, it will be necessary to close down the access routes into the emergency room for major remodeling; however, because this is the only hospital for trauma cases within 50 miles, it is not possible to completely shut down the emergency room. the project team will have to find a means to remodel the emergency room while allowing for continuous operations of the unit. this is an example of what?
This scenario, where a hospital expansion is planned and access routes to the emergency room need to be closed for remodeling while ensuring continuous operations of the unit, is an example of a complex project management challenge with multiple constraints.
In this case, the project team will have to effectively balance the requirements of construction, renovation, and ongoing emergency medical services to minimize disruptions and maintain a high level of patient care. This type of project management problem can be classified as a resource-constrained scheduling issue. Resource-constrained scheduling involves allocating limited resources to complete tasks in a timely and efficient manner. In this situation, the limited resources include the available space and infrastructure for the emergency room, as well as the personnel required to manage both the construction and medical operations. To effectively address this challenge, the project team will need to develop a carefully crafted plan that considers all factors and constraints. This may involve creating alternative access routes for patients, adjusting staffing and resources to maintain adequate service levels, and closely coordinating the construction schedule with the hospital's operational needs.
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The ___ is the largest U.S. electronic stock trading market
Answer: The New York Stock Exchange (NYSE).
The New York Stock Exchange (NYSE) is the largest electronic stock trading market in the United States.
Established in 1792, it is the world's largest stock exchange by market capitalization. The NYSE lists more than 2,400 companies from around the world and has a total market capitalization of more than $20 trillion.
In order to be listed on the NYSE, companies must meet certain financial and operational standards that are set by the exchange. Companies must also pay listing fees to the NYSE and are subject to ongoing reporting and disclosure requirements. The NYSE also enforces rules that govern how companies can issue new shares of stock, as well as how they can repurchase shares of their own stock.
The NYSE is an electronic stock exchange, meaning that all transactions are executed electronically. It uses a continuous auction market, which means that orders are matched in real time. The NYSE has two trading floors in New York City, as well as a global network of electronic trading platforms that allow investors to trade stocks around the world.
The NYSE is regulated by the Securities and Exchange Commission (SEC). The SEC sets standards for how the exchange operates and enforces rules that protect investors from fraudulent or manipulative activities.
The NYSE is also a member of the Financial Industry Regulatory Authority (FINRA), which is responsible for ensuring that all investors receive fair and equitable treatment.
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Whenever a society forgoes current consumption in order to invest in capital goods,a. the easier it will be for the society to consume less in the future because people will become accustomed to lcss.b. the more the society can consume in the future.c. the less capital the society can produce in the future.
Whenever a society decides to forgo current consumption in order to invest in capital goods, it means b. the more the society can consume in the future.
What is the decision?This decision is usually made with the hope that the society will be able to produce more goods and services in the future, leading to higher levels of consumption and a better standard of living.
The more the society invests in capital goods, the more productive it can become, leading to greater output and increased consumption possibilities in the future. On the other hand, if a society decides to consume more in the present without investing in capital goods, it may feel good in the short term, but this could lead to decreased productivity and lower levels of consumption in the future.
Therefore, it is essential for a society to make wise choices regarding current consumption and investment in capital goods to ensure long-term growth and prosperity.
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in the hvacr trade tubing is joined together by what?
Answer:
Copper tubing is joined using flare connection, compression connection, pressed connection, or solder. Copper offers a high level of corrosion resistance but is becoming very costly.
Abbott and Abbott has a noncontributory, defined benefit pension plan. At December 31, 2016, Abbott and Abbott received the following information:
Projected Benefit Obligation ($ in million
Balance, January 1 $120
Service cost 20
Interest cost 12
Benefits paid (9)
Balance, December 31 $143
Plan Assets
Balance, January 1 $ 80
Actual return on plan assets 9
Contributions 2016 20
Benefits paid (9)
Balance, December 31 $100
The expected long-term rate of return on plan assets was 10%. There was no prior service cost and a negligible net loss-AOCI on January 1, 2016.
Required:
1. Determine Abbott and Abbott’s pension expense for 2016.
2. Prepare the journal entries to record Abbott and Abbott’s pension expense, funding, and payment for 2016.
Abbott and Abbott's pension expense for 2016 is $40 million and the accumulated pension cost $9 million is Cash $9 million.
To determine Abbott and Abbott's pension expense for 2016, we need to calculate the components of pension expense:
Service cost $20 million
Interest cost $12 million ($120 million x 10%)
Expected return on plan assets ($80 million x 10%) ($8 million)
Amortization of prior service cost (N/A)
Amortization of net loss (N/A)
Pension expense $40 million
Therefore, Abbott and Abbott's pension expense for 2016 is $40 million.
The journal entries to record Abbott and Abbott's pension expense, funding, and payment for 2016 are as follows:
To record pension expense:
Pension expense $40 million
Accumulated pension cost $40 million
To record pension funding:
Cash $20 million
Pension asset $20 million
To record pension payment:
Accumulated pension cost $9 million
Cash $9 million
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What is your long term career goal?
Macroeconomics is the branch of economics that focuses on:
A. comparing the lifestyles of poor and wealthy citizens.
B. economic principles affecting entire countries.
C. helping people find jobs when they're unemployed.
D. financial problems affecting individual families.
Answer:
B. economic principles affecting entire countries.
Explanation:
Macroeconomics is the part of economic studies that studies the economy of a country as a whole. In this branch of economics, the aggregate income, growth, expenditure and inflation are considered. The performance of the entire economy is measured under macroeconomics. National income, Gross domestic product, inflation and unemployment fall under the macroeconomic studies.
Answer:
economic principles affecting entire countries
Explanation:
i took the test
3. Not all the busines contracts
are legal. Justify.
Answer:
They could be scams wanting money out of you. It is simple as that they can act as a business but they aren't. To be honest with you you are your own business because whatever you do is good or well so you don't need approval on others so my answer is scammers cause other businesses are working hard to make money and respect their customers!
1. A supervisor needs to produce widgets. Two machines are able to make the widgets. Machines A takes 2 hours to set up and can then make widgets at a rate of $80per hour. The machine does not have to be stopped once it is running. Machine B takes 30 minutes to set up and can then make widgets at the rate of 60 per hour, but every 2 hours the machine has to be stopped and lubricated. Lubrication takes 30 minutes. All costs are calculated at a rate of $40 per hour. Draw a chart to compare costs. Read from the chart:
1. The least cost method to produce 150 widgets.
2. The least cost method to produce 400 widgets.
3. The earliest point at which the costs will be the same (in units).
The least cost method to produce 150 widgets is by using Machine B for the entire production process.
Machine A takes 2 hours to set up and can produce widgets at a rate of $80 per hour. Therefore, the cost for setting up and producing 150 widgets with Machine A can be calculated as follows:
Set up cost for Machine A = 2 hours * $40 per hour = $80
Production cost for Machine A = 150 widgets / ($80 per hour) = 1.875 hours = $150
Total cost for Machine A = Set up cost + Production cost = $80 + $150 = $230
Machine B takes 30 minutes to set up and can produce widgets at a rate of 60 per hour. However, every 2 hours, the machine needs to be stopped for lubrication, which takes 30 minutes. Therefore, the cost for setting up and producing 150 widgets with Machine B can be calculated as follows:
Set up cost for Machine B = 0.5 hours * $40 per hour = $20
Production cost for Machine B = 150 widgets / (60 widgets per hour) = 2.5 hours = $100
Total cost for Machine B = Set up cost + Production cost = $20 + $100 = $120
Comparing the total costs, it is clear that using Machine B exclusively results in a lower cost ($120) compared to using Machine A ($230) to produce 150 widgets. Therefore, the least cost method to produce 150 widgets is by using Machine B.
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Paulette, Camille, and Hortense each own wineries in France. They produce inexpensive, mass-market wines. Over the last few years, such wines sold for 7 euros per bottle, but with a global recession, the price has fallen to 5 euros per bottle. Given the information below, calculate each winemaker's profit. Winemaker Fixed Costs Variable Costs Recession Revenues Profits Paulette 50,000 80,000 120,000 Camille 100,000 40,000 70,000 Hortense 200,000 250,000 200,000
The each winemaker's profit is 70000 and -250000 for Camille and Hortense respectively and Paulette's profit is - 10000.
Profit is the amount that the company earns over the cost of the production they have used in the business
Elaborating:For Paulette it is 120000-50000-80000= -10000
So this is calculated by deducting fixed and variable cost from revenue
Same will be for other two mentioned.
-70000 and -250000 for Camille and Hortense respectively
Variable costs:Costs that fluctuate in response to changes in the quantity of a product or service produced by a company are referred to as variable costs.The sum of marginal costs for all units produced constitutes variable costs. They can also be regarded as standard expenses. The total cost is made up of two parts: fixed costs and variable costs.
Costs that do not change when production or sales volumes increase or decrease are known as fixed costs. This is on the grounds that they are not straightforwardly connected with assembling an item or conveying a help. Consequently, fixed costs are regarded as indirect costs.
Question incomplete:Paulette, Camille, and Hortense each own wineries in France. They produce inexpensive, mass-market wines. Over the last few years, such wines sold for 7 euros per bottle, but with a global recession, the price has fallen to 5 euros per bottle. Given the information below, calculate each winemaker's profit. Winemaker Fixed Costs Variable Costs Recession Revenues Profits Paulette 50,000 80,000 120,000 Camille 100,000 40,000 70,000 Hortense 200,000 250,000 200,000
A. Paulette -10,000, Camille = -70,000, Hortense = -250,000
B. Paulette 40,000, Camille = 30,000, Hortense = -50,000
C. Paulette 70,000, Camille = -30,000, Hortense = 0
D. Paulette = 90,000, Camille = 10,000, Hortense = 150,000
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labor unionsa.are similar to cartels.b.create labor shortages in non-unionized industries.c.create labor surplus of highly-skilled workers.d.prefer to operate in states with right-to-work laws.
Labour unions works in states where right to work laws are present because in those states they have right to work and have laws for their protection, option B.
In order to improve salary, benefits, and working conditions, employees in a given trade, industry, or corporation organise labour unions. A labour union, often known as a "trade union," a "workers union," or simply a "labour organisation," chooses representatives to engage in collective bargaining with employers. When negotiations are successful, an agreement that specifies working conditions for a while is produced.
A democratic system is used in labour unions to elect leaders who are tasked with making choices that will benefit the membership. The labour union receives dues from the employees in exchange for advocating on their behalf. The public sector (government) and individuals working in the transportation and utility industries are now the two groups most likely to belong to a union.
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Complete question:
Labor unions
a. are similar to cartels.
b. create labor shortages in non-unionized industries.
c. prefer to operate in states with right-to-work laws.
d. create labor surplus of highly-skilled workers.
how much interest is earned on $500 after 3 month of compounding monthly, at an interest rate of 4.0% pa
The interest earned on $500 after 3 months of compounding monthly at an interest rate of 4.0% per year is $6.70.
What is compound interest?Compound interest is a type of interest calculation where the interest earned on an investment or loan is added to the principal amount, and the resulting total amount becomes the new principal for the next interest calculation period.
To calculate the interest earned on $500 after 3 months of compounding monthly at an interest rate of 4.0% per year, we first need to calculate the monthly interest rate.
Monthly interest rate = (4.0% per year) / 12 months
= 0.3333% per month
Next, we can use the formula for compound interest:
A = \(P(1+ \frac{r}{n} )^{nt}\)
Where:
A = the final amount
P = the principal (initial amount)
r = the interest rate (as a decimal)
n = the number of times the interest get's compounded per year
t = the time (in years)
In this case, we have:
P = $500
r = 0.04
n = 12 (monthly compounding)
t = 3/12 (3 months is 1/4 of a year)
Plugging in these values, we get:
A = $500\((1+.04/12)^{12*1/4}\))
= $500(1.003333)³
= $506.70 (rounded to the nearest cent)
To calculate the interest earned, we subtract the initial principal from the final amount:
Interest earned = $506.70 - $500
= $6.70
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In product modification, three conditions must be met to improve a firm's product mix: the product must be modifiable, customers must be able to perceive that a modification has been made, and __________
In product modification, three conditions must be met to improve a firm's product mix: the product must be modifiable, customers must be able to perceive that a modification has been made, and the modification must result in greater customer satisfaction or market share for the firm.
Simply making a change to a product does not necessarily lead to increased sales or customer satisfaction. The modification must address a specific customer need or want, or provide a unique benefit that differentiates the product from its competitors. Additionally, customers must be able to perceive the modification, either through advertising or through the product itself. Finally, the modification must result in greater customer satisfaction or market share for the firm. If the modification does not improve the product's perceived value or appeal to customers, it may not be worth the cost and effort to implement. Therefore, firms must carefully evaluate potential product modifications to ensure they meet these three conditions before making changes to their product mix.
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A college student is thinking about running an ice cream truck over the summer. Which would likely be included in the total cost of the business?
When considering the total cost of running an ice cream truck business over the summer, several expenses are likely to be included. Here are some of the costs that the college student should consider:
1. Truck purchase or lease: The cost of acquiring or renting the ice cream truck itself would be a significant expense.
2. Fuel and maintenance: The cost of fuel to operate the truck and regular maintenance to keep it in good working condition should be factored in.
3. Permits and licenses: Obtaining the necessary permits and licenses to operate a mobile food business, including health and safety certifications, would incur fees.
4. Inventory and supplies: Purchasing ice cream and related products, such as cones, toppings, napkins, and disposable utensils, would be part of the business cost.
5. Equipment and utensils: Expenses for equipment like freezers, refrigerators, scoops, cash registers, and other utensils needed for serving and handling ice cream would be included.
6. Insurance: Liability insurance coverage to protect against potential accidents, damages, or legal issues should be considered.
7. Marketing and advertising: Costs associated with marketing the ice cream truck business, such as designing and printing flyers, online advertising, and signage, should be accounted for.
8. Employee wages: If the college student plans to hire staff to assist with operations, wages and payroll taxes would be part of the total cost.
9. Utilities and utilities: Depending on the specific setup, expenses like electricity, water, and other utilities for the ice cream truck, such as generators or refrigeration units, may need to be considered.
10. Miscellaneous expenses: Other costs to consider may include business insurance, accounting or bookkeeping services, banking fees, and any unexpected or miscellaneous expenses that may arise during the summer season.
It is important for the college student to carefully estimate and plan for these costs to ensure a realistic budget and financial sustainability for the ice cream truck business.
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which of the following affect the expected rate of return for a portfolio? i. weight of each security held in the portfolio ii. the probability of various economic states occurring iii. the variance of each individual security iv. the expected rate of return of each security given each economic stat
The portfolio's weighted average of each security, the likelihood of different economic conditions, Each security's predicted rate of return, given the current economic climate, has an impact on the portfolio's anticipated rate of return.
Explain about the portfolio?A portfolio is an assortment of financial investments such as stocks, bonds, commodities, cash, and cash equivalents, including closed-end funds and exchange traded funds (ETFs). Most people think that the three main components of a portfolio are stocks, bonds, and cash.
A portfolio is a group of investments that may consist of stocks, bonds, cash, and other assets. It's normal to invest in various asset classes, like commodities, bonds, and stocks, but your portfolio is made up of all of these assets.
Process, product, and showcase are the three categories of portfolios. Despite the fact that each type is tailored to a specific audience, they all feature a developer, purpose, targeted audience, and reflection part.
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When discussing choosing a Cunningham for the jury, Atticus says, “When you analyze it, there was little risk. There’s no difference between one man who’s going to convict and another man who’s going to convict, is there? There’s a faint difference between a man who’s going to convict and a man who’s a little disturbed in his mind, isn’t there?
Atticus says they're pοοr grοwers, but want tο get by οn their οwn. Hοwever, they pay in crοps because that's all they can dο, If they need tο hire peοple.
Atticus has nοthing against the Cunninghams, but Scοut dοes n’t knοw any better. She said tο Calpurnia, “ he ain’t cοmpany, Cal, he’s just a Cunningham.
”She alsο says that he lοοks like he was raised οn fish fοοd. After Scοut explained why she was frenetic at Walter, he tοld her tο put herself in his shοes. That yοu nοway really knοw a persοn unless yοu see the wοrld in their pοint οf view.
The Finches are analοgοus tο the Cunninghams because bοth families are cοnsidered pοοr because οf the Great Depressiοn, indeed thοugh the Cunninghams have lοwer. The are different because οf sοcial class.
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Piechocki Corporation manufactures and sells a single product. The company uses units as the measure of activity in its budgets and performance reports. During May, the company budgeted for 8,000 units, but its actual level of activity was 8,050 units. The company has provided the following data concerning the formulas used in its budgeting and its actual results for May: Data used in budgeting: Fixed element per month Variable element per unit Revenue - $ 35. 50 Direct labor $ 0 $ 6. 10 Direct materials 0 12. 10 Manufacturing overhead 37,000 1. 80 Selling and administrative expenses 26,800 0. 80 Total expenses $ 63,800 $ 20. 80 Actual results for May: Revenue $ 284,500 Direct labor $ 48,530 Direct materials $ 92,330 Manufacturing overhead $ 50,000 Selling and administrative expenses $ 30,600 The revenue variance for May would be closest to: Multiple Choice $1,275 U $500 F $500 U $1,275 F
The revenue variance for May is $500.
Piechocki Corporation had budgeted to manufacture and sell 8,000 units of its product, but the actual level of activity in May was 8,050 units. The company has provided the fixed and variable elements per unit of its revenue, direct labor, direct materials, manufacturing overhead, and selling and administrative expenses, which were used in the budgeting process. The actual results for May have also been provided.
To calculate the revenue variance for May, we need to first determine the budgeted revenue and the actual revenue for the month. The budgeted revenue can be calculated as follows:
Budgeted revenue = Budgeted units x Budgeted revenue per unit
Budgeted revenue = 8,000 units x $35.50 per unit
Budgeted revenue = $284,000
The actual revenue for May was $284,500, which is $500 higher than the budgeted revenue. Therefore, the revenue variance for May is $500 F (favorable), since actual revenue exceeded the budgeted revenue.
It's worth noting that the revenue variance is a result of the difference between the actual selling price and the budgeted selling price per unit. However, we don't have enough information to calculate the price variance separately from the revenue variance in this scenario.
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Allison would like to find all records that are in stock. In her database, she has a field named "in stock." When the item is in stock, a "yes" appears. What should Allison do?
Conduct a query and set the criteria as =yes.
Conduct a query and set the criteria to >2.
Locate each record and check each one.
Sort the records in ascending order by item number.
Answer: she should conduct a query and set the criteria to >2
Explanation:
Don’t know this but I tried I am only in 9th grade
Jeffrey is having a busy day
Answer:
Tell Jeffery to take a nap
Explanation:
oncurrent activities are: activities that must be done one after the other. activities that can be performed at the same time. activities that use labor from the sa
Concurrent activities are activities that can be performed at the same time.
Concurrent activities involve tasks that can be performed at the same time. It refers to projects that can accommodate multiple interest to be finished at a same in time. In serial sports, the project graduation or completion depends on others, while concurrent duties can be done without relying on others.
Concurrent challenge management is clearly the powerful integration of all capabilities and tactics which might be needed during the implementation of a project plan. It often focuses on the objective of moving era to market faster and greater predictably.
Matters which can be concurrent commonly not only occur on the same time but are also similar to each different. So, for instance, multitasking computers are able to appearing concurrent tasks. When we take multiple medication at a time, we run the risks involved with concurrent drug use.
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when the expected return on the firm's stock is 14.35%, what is the standard deviation of these returns?
The standard deviation of the returns on a firm's stock cannot be determined solely from the expected return. The standard deviation of the expected return on the firm's stock when the expected return is 14.35% is the measure of how much the actual return will vary from the expected return.
Standard deviation is a measure of the variability or volatility of the returns, and it requires data on the actual returns over a period of time in order to be calculated. Without this data, it is not possible to determine the standard deviation of the returns on the firm's stock. Therefore, the answer to the question "when the expected return on the firm's stock is 14.35%, what is the standard deviation of these returns?" is that it cannot be determined without additional information.
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Which statement is the best example of the inelasticity of supply?
A. a wheat farmer must harvest his own crop when it is ripe
B. a pizza parlor makes twice as many pizzas on Saturdays than on Wednesdays
C. a grocery store expands its produce section
D. a barber shop changes it’s hours of operation
Answer:
I think the letter B.????????
Explanation:
pa brainliest nalang po kung tama
Answer:
Explanation:
The Answer is A: a wheat farmer must harvest his own crop when it is ripe
Sergei’s boss has very strong opinions and often frowns upon questions from the team. This creates an environment where everyone just agrees with the boss decisions without questioning them
Knowing and comprehending each team member's opinions personality type will enable you to assign tasks in a way that best suits their interests and passions.
By doing this, you will raise team morale and productivity to their highest levels. Therefore, I always let my manager know when I'm having an issue. I jot out a list of my annoyances. I request a meeting with my employer opinions and explain these issues in detail. I want to be sure I'm not coming out as rude or sounding like I'm making any accusations against my supervisor. Good staff knowledge results in higher output and results.
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A description of how business-to-business marketing differs from consumer marketing must include the fact that business-to-business marketing ________.
A description of how business-to-business marketing differs from consumer marketing must include the fact that business-to-business marketing is the marketing of goods and services that businesses and other organizations buy for purposes other than personal consumption.
Advertising and marketing is the manner of exploring, developing, and turning in value to satisfy the desires of a target marketplace in phrases of products and services; probably together with choice of an audience. It's miles, in quick, an motion taken to bring attention to an enterprise's offerings; they may be bodily items on the market or offerings provided. Not unusual examples of advertising at paintings consist of tv commercials, billboards on the aspect of the road, and mag commercials. There are 5 advertising principles that companies undertake and execute. These are; (1) manufacturing idea, (2) product idea, (three) selling idea, (four) marketing idea, and (five) societal advertising and marketing concept.
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