Which provision prevents an insurer from changing the terms of the contract with the policyowner?

Answers

Answer 1

The provision that prevents an insurer from changing the terms of the contract with the policy owner is known as the "incontestability clause."

The provision that prevents an insurer from changing the terms of the contract with the policy owner is known as the "incontestability clause."

A sentence is a component of language that consists of a semantic predicand and a semantic predicate.

A typical clause consists of a subject, any possible objects, and additional modifiers, and a syntactic predicate, which is often a verb phrase.

This clause ensures that after a certain period of time (usually two years), the insurer cannot contest or alter the terms of the policy, except in cases of fraud or misrepresentation by the policyowner.

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Related Questions

Based on your height calculations, could some of these bones have belonged to the same person? Which ones? Keep in mind that the measurements are approximate.
Of the eight bones found, which do you think probably belonged to a man? Which likely belonged to a woman? Which aren’t you sure about? Can you tell anything about the victims’ age? Explain your answers. (three to five sentences).
How many individuals (male and/or female) do you think were present? Do the scatter patterns support your theory? (one to two sentences)
Do the bones show animal activity? How can you tell? (one to two sentences)
Do the bones show evidence of time, cause, or manner of death? Explain. (three to five sentences)
The local police have provided you with some missing persons reports. Look at the information for each missing person and compare it to your findings. Could the bones belong to any of these missing persons? If so, which ones, and why? Keep in mind that 1 inch = 2.54 cm. (2-3 sentences)

Answers

Answer:

1.Stature estimation is obtained from measurements of long bones; namely the humerus, femur, and tibia. If these bones are unavailable, the ulna, radius, and fibula can also provide a good range for the expected height of an individual

2.Yes, it is possible that any of these bones could have come from the same person. The two female Femur bones could have came from the same woman. The following bones were recovered from the construction site. A fellow forensic anthropologist has already classified the bones by sax and race.

Explanation:

i hope this helps

what are the things of national pride?​

Answers

Yo bro how do you do

Answer:

Are flag is are national pride

Which of these is an example of citizen participation in government?
A: Going to collage
B: running for office
C: using a public road
D: attending worship services

Answers

Running for office is the answer

Write some reasons why some European countries turned against French army or Napoleon.

Answers

Answer: They had witnessed the overthrow of Louis XVI by the French people and were concerned that revolutionary fervor would extend to their respective countries. Revolutionaries wanted war because they believed it would unite the country, and they genuinely wanted to propagate the Revolution's beliefs throughout Europe.

(Please mark brainliest)

The reactants and the products also have the same total number of what
A.) Atoms
B.) Molecules
C.) toms and Molecules

Answers

Answer:

letter a

Explanation:

In chemical equations, the number of atom of each element in the reactants must be the same as the number of atoms of each element in the products. If we count the number of hydrogen atoms in the reactants and products, we find two hydrogen atoms.

Answer:

A atoms i think

Explanation:

Discuss the role of government in Socialization.​

Answers

Answer:

Political socialization is the "process by which individuals learn and frequently internalize a political lens framing their perceptions of how power is arranged and how the world around them is (and should be) organized; those perceptions, in turn, shape and define individuals' definitions of who they are and how they ..

Hope it's helpful for you.....

pls mark me in brainlist

Please help this is very important I will give u brain thing if its correct <3

Please help this is very important I will give u brain thing if its correct &lt;3

Answers

Answer: Germany

Explanation: please give me brainliest if im correct

Answer:

Germany

Explanation:

I'm 99% sure that's right, looking at the graph you can tell in Mexico the numbers just get smaller and smaller. In the US it's almost tied with Germany but it's still higher than the US.

It's simple once you understand graphs.

-eve :)))

Using the map above, what number is on the state with the capital city of Albany?

Using the map above, what number is on the state with the capital city of Albany?

Answers

Answer:

The answer is for it is 11

it’s 11, hope that helps x

Which statement best defines “due process” of law?

Answers

Answer:

Decisions affecting individuals are made by a jury of peers. Procedures used to enforce the laws are fair, reasonable and just.

Explanation:

A social contract is an agreement between a government and its citizens. citizens of two different countries. governments of two different countries. property owners and government.

Answers

Answer:

A)a government and its citizens

Explanation:

A social contract is an agreement between a government and its citizens.  A government are to implement the policies and the rules. Thus, option (a) is correct.

What is agreement?

An agreement is a written agreement between two or more persons to do something. To make a legally binding commitment, two or more parties must agree on the parameters of the agreement. The terms and conditions are always included in the signed agreement.

The term social contract refers to the agreement as the government to take the behavior of towards the citizens. As a social contract of the government and its citizens, it is an agreement. The government was to establish the moral rules and the political rule to affect the citizen behavior.

As a result, a social contract is an agreement between a government and its citizens. Therefore, option (a) is correct.

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______ policy refers to the programs and policies that determine America's relations with other nations and foreign entities.

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The term you are looking for is "foreign policy." Foreign policy refers to the programs and policies that determine America's relations with other nations and foreign entities.

Foreign policy refers to the strategies and actions taken by a nation in its dealings with other countries and international organizations. It encompasses a wide range of issues including trade, defense, diplomacy, human rights, and global security. The goal of foreign policy is to protect the national interests of a country while promoting peace and cooperation with other nations This includes diplomacy, trade agreements, military alliances, and international cooperation.The term that best describes this question is foreign policy.

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One characteristic of postmodernism is a sense of uncertainty about the future. What do you think people are uncertain about in today’s society when they look toward the future? Discuss at least two aspects.

Answers

ideas:
-the state of the economy (late stage capitalism)
-the state of the environment (climate change being caused by big corps, etc)
-changing of the status quo (new government, minority relationships, systems of oppression, etc)

A researcher wants to find out how well high school attendance predict students academic performance.
Which type of research methods said he or she use to determine the answer to this question?
A. Case study
B. Experiment
C. Observational study
D. Correlational study
E. Double-blind study

Answers

The researcher would likely use a correlational study to determine how well high school attendance predicts students' academic performance. The correct option is D.

A correlational study examines the relationship between two or more variables to see if they are related or associated with each other.

In this case, the two variables being examined are high school attendance and academic performance.

The researcher would gather data on both variables and use statistical analysis to determine if there is a relationship between the two.

If there is a positive correlation, it would suggest that students who attend school regularly tend to perform better academically.

However, it is important to note that correlation does not necessarily imply causation, so the researcher would need to be cautious when interpreting the results. The correct option is D.

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Develop an argument for or against the Postal Clause in today's society​

Answers

Answer:

The postal clause gave the power to the congress To establish and manage Post Offices and post Roads. In order to give this power, the federal government has to provide the congress with proper funding.

In today's day and age, sending letters through post office is extremely inefficient. You can achieve the same result by using Email which cost you nothing and require much lesser effort.

As for delivery that contain physical goods, Delivery companies that is operated by the private sector tend to do it much more efficiently compared to the government. They can deliver the goods with a much faster time and less rate of damage goods.

Because of this, that Funding can be allocated to other government programs instead. (maybe to health care or public infrastructure)

what are the four phases in the social engineering attack cycle?

Answers

The social engineering attack cycle consists of four phases, which are reconnaissance, manipulation, exploitation, and execution. Attackers use these phases to deceive and exploit victims to gain unauthorized access to sensitive information and systems.

Social engineering is a type of cyber-attack that exploits human psychology to deceive and manipulate victims into divulging sensitive information. The social engineering attack cycle is a four-stage process that attackers use to launch these attacks. The four phases are as follows:1. Reconnaissance: The attacker gathers information about the target by using various techniques, such as open-source intelligence (OSINT), phishing, and dumpster diving. This phase helps the attacker to understand the target's behavior and vulnerabilities.2. Manipulation: The attacker uses social engineering techniques, such as pretexting, baiting, and quid pro quo, to manipulate the victim into divulging sensitive information or performing an action that compromises their security.3. Exploitation: The attacker uses the information obtained in the previous phases to exploit the victim's vulnerabilities. This can be achieved through tactics such as spear phishing, watering hole attacks, and credential harvesting.4. Execution: The attacker achieves their goal by stealing sensitive information, gaining unauthorized access, or compromising the target's system. The attacker may use the information obtained in the previous phases to launch secondary attacks, such as ransomware or data exfiltration. Social engineering attacks can be devastating to individuals and organizations. To prevent these attacks, it is crucial to educate users about the risks associated with social engineering and how to detect and avoid these attacks. Organizations should implement security policies and procedures that mitigate the risks associated with social engineering attacks.

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Often deposited in layers and contain sand, pebbles, and, frequently, fossils
a.Metamorphic
b. Igneous
c.Sedimentary
d. Compacted

Answers

C. Sedimentary


Explanation: It is sedimentary rock because sedimentary rocks are formed by the accumulation or deposition of mineral or organic particles at the earths surface, followed by a process known as cementation.

Do all cells have DNA true or False

Answers

Answer:

True

Explanation:

"Every cell in a multicellular organism possesses the full set of DNA required for that organism."

Answer:

True, All living things have DNA within their cells. In fact, nearly every cell in a multicellular organism possesses the full set of DNA required for that organism.

Explanation:

hope this helps :)

What is the first step in the recruitment and selection process?
A) performing initial screening interviews
B) building a pool of candidates
C) performing candidate background checks
D) deciding what positions to fill

Answers

The first step in the recruitment and selection process is D) deciding what positions to fill.

Before any recruitment activities can take place, it is crucial for an organization to determine the specific positions that need to be filled. This involves assessing the organizational needs, analyzing workforce requirements, and identifying any skill gaps or staffing needs. Once this decision is made, the recruitment process can proceed with clarity and purpose.

Building a pool of candidates (option B) is typically the next step in the process, where various sourcing methods are utilized to attract potential candidates. This may include job postings, advertising, networking, and utilizing recruitment agencies. Following the candidate pool, the initial screening interviews (option A) are conducted to assess the qualifications and suitability of applicants. Candidate background checks (option C) are typically performed later in the process to verify information provided by candidates and ensure their suitability for the position.

However, the first critical step in the recruitment and selection process is determining what positions need to be filled. This strategic decision sets the foundation for the subsequent recruitment activities.

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Chapler 4 discusees ettical slandards and social responsitity. Do a latle research and see if you can find an organization who has been socially responsible and ethical. Was it wottinitilo for them? If so, how? What are your experiences with this organization? Post irival post no later than Thursday. Respond to at least 2 classmates no later than Sunday. Your responses should discuss the experiences you hayo thared with that organization or research that you have conductod about that organization that shows other aroas in which they were socially responsible of Cthical:

Answers

My researched organization is Patagonia, an outdoor apparel and gear company.

Patagonia has taken a stand on ethical and sustainable business practices. They have committed to using organic cotton in their products, as well as fewer pesticides, fertilizers, and chemicals. They have also taken steps to increase energy efficiency in their buildings, reduce their carbon emissions, and use renewable energy sources. They have also been active in advocating for reduced water consumption as well as protecting and preserving open spaces and public lands.

I have had a great experience with Patagonia. The quality of their apparel is very high and I can see that a lot of thought and care goes into their products. I also like that they are socially responsible and ethical, as this is important to me. I believe it shows that they are not driven solely by profits, but by making the world a better place.

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miguel woke up one morning in a strange hotel in detroit. he has no memory of how he got there and cannot remember his name or where he is actually from. based on this, miguel is most likely experiencing dissociativegroup of answer choicesidentity disorder.amnesia.personality disorder.fugue.

Answers

Miguel's experience of waking up in a strange hotel in Detroit with no memory of his name or origin is most consistent with dissociative amnesia.

The correct answer is amnesia

Dissociative amnesia is a condition characterized by the inability to recall important personal information, usually related to traumatic or stressful events. In Miguel's case, he cannot remember his name or where he is from, suggesting a significant memory gap.

This scenario does not suggest a dissociative identity disorder, as there is no mention of multiple, distinct personalities or identities. Similarly, a personality disorder is not indicated, as these disorders are characterized by long-standing patterns of maladaptive thoughts, feelings, and behaviors, rather than memory loss.

Finally, while dissociative fugue is a possibility, it is a rare subtype of dissociative amnesia involving sudden, unexpected travel away from one's usual environment, and there is not enough information to confirm this diagnosis.

Therefore the correct answer is amnesia.

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The special education referral process has been criticized for potential bias in which of the following areas?
A)Possible contributions from classroom environment
B)Elements of the child's home environment
C)Support from principals and teachers
D)The skill level of the school psychologist

Answers

The special education referral process has been criticized for potential bias in the skill level of the school psychologist. This is because the psychologist may have a limited view of the child's abilities and needs, leading to incorrect referrals. This issue has been raised by many experts in the field and requires further attention.

The special education referral process is a crucial step in ensuring that students with disabilities receive the appropriate services and accommodations in schools. However, this process has been criticized for potential bias in several areas, including the possible contributions from the classroom environment, elements of the child's home environment, and support from principals and teachers. One area that has received significant attention is the skill level of the school psychologist. The psychologist plays a critical role in evaluating the student's abilities and needs and determining whether they meet the criteria for special education services. However, there are concerns that the psychologist's view may be limited, leading to incorrect referrals. This issue has been raised by many experts in the field and requires further attention to ensure that all students receive fair and equitable access to special education services.

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Write a well-written paragraph about whether or not you believe
that Andrew Jackson should remain on the twenty-dollar bill. HELP PLEASE

Answers

The correct answer to this open question is the following.

I believe that Andrew Jackson should be removed from the twenty-dollar bill.

The reason is simple. His behavior and decisions toward the Native American Indian tribes were not good. And recently, he has been criticized for that. Andrew Jackson supported slavery, and that is a negative spot in his legacy.

Andrew Jackson encouraged westward expansion and settlement by supporting the Indian Removal Act.

On May 28, 1830, United States President Andrew Jackson signed the Indian Removal Act that supported the westward expansion and invited many Americans to settle territories in the west. These were territories west of the Mississippi, and the President could grant lands in exchange for Native American Indian tribes' lands that already existed within the known US territory.

So this act gave powers to the US President to negotiate the removal of the Native Indians to other territories. The President wanted to support white settling to farm the lands and make them productive.

The Chicano murals created in Los Angeles in the 1970s differed from the governmentsponsored murals of the 1930s in that they: a. focused primarily on scenes of community celebrations b. dealt primarily with the present rather than the past c. showed extended families rather than nuclear families d. were smaller in size e. dealt with struggles for social justice, such as unionization drives and fights against racism

Answers

The Chicano murals created in Los Angeles in the 1970s differed from the government-sponsored murals of the 1930s in that they dealt with struggles for social justice, such as unionization drives and fights against racism.

Murals funded by the government as part of the New Deal's Public Works of Art Project (PWAP) in the 1930s tended to focus on historical and mythological themes, as well as depictions of rural life and industry.

During the Great Depression, they were intended to uplift and encourage the American people, as well as to honour the country's cultural history.

The Chicano murals of the 1970s, on the other hand, were made by Mexican-American artists and activists striving to affirm their identity and fight for their rights in a society that had traditionally marginalised and discriminated against them.

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The Chicano murals created in Los Angeles in the 1970s differed from the government-sponsored murals of the 1930s in that they dealt with struggles for social justice, such as unionization drives and fights against racism (option e).

While the government-sponsored murals of the 1930s often depicted historical or allegorical scenes, the Chicano murals of the 1970s were more likely to reflect the contemporary experiences and struggles of the Chicano community. They often highlighted issues such as poverty, discrimination, and political activism. These murals were often created by artists who were associated with the Chicano movement, and they played an important role in promoting Chicano culture and identity, as well as raising awareness of social and political issues affecting the community.

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What are the constitutional bodies? Write the provision of monitoring their function and annual report submission

Answers

It is a national body or institute established by that country’s constitution.

Although it was not the longest Chinese dynasty how did the Han Dynasty stay in power for over 400 years.

Answers

Answer:

answer B

Explanation:

because its only 1

Answer:

Han, the second great imperial dynasty of China (206 BCE–220 CE), after the Zhou dynasty (1046–256 BCE). It succeeded the Qin dynasty (221–207 BCE). So thoroughly did the Han dynasty establish what was thereafter considered Chinese culture that “Han” became the Chinese word denoting someone who is ethnically Chinese.

Explanation:

Look around at your current surroundings. What type of light is present? If someone were to take a photo of you from the front, what type of lighting would be present in the image? Evaluate and describe the type of lighting in your present surroundings and the various types of lighting that would be present if someone were to take your photo right now.

Answers

Front light occurs when the subject is directly in front of the light source. Because the light is not focused, there can be some shadows. Because of the uneven distribution of the light, no portion of the image will be more or less exposed than the others.

What sort of illumination is best for capturing images of people?

Yet, the majority of portrait lighting solutions use a light source that is either above or at eye level. This is as a result of the fact that it typically has an appealing and natural feel. You may also offer more diversity by switching the lighting modifier. Photographers of people frequently use diffusers to create soft light.

What kind of lighting is used for photography?

The two primary lighting sources utilized in photography are natural and artificial lighting. In the absence of artificial lighting created by people for photography, there is natural lighting.

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hiii please help i’ll give brainliest:)

hiii please help ill give brainliest:)

Answers

Answer:

United

Explanation:

Well no duh

Look at the picture!

Look at the picture!

Answers

Answer:

D all of the above

Explanation:

Does anyone know?

Does anyone know?

What type of information can be found on the Mycareershines.org website?

Develop 2 comprehensive sentences using 2 of 4 the examples of information found on the website with the appropriate 7th Grade writing mechanics, such as: commas, semi colons, transitional words and phrase.

By accident I put 8th Grade I'm in 7th Please answer ASAP​

Answers

Answer:

does anyoone know?Develop 2 comprehensive sentences using 2 of 4 the examples of information found on the website with the appropriate 7th Grade writing mechanics.

What type of information can be found on the Mycareershines.org website?such as: commas, semi colons, transitional words and phrase.

article on civil rights movement in USA​

Answers

Answer:

The civil right movement was a struggle for social justice for African Americans to gain equal rights in the United States.

Explanation:

The civil rights movement helped African American to achieve their rights in America in the 1950s and 1960s. After the Civil War in America, slaves became free. The new changes not seen good because white Southerners believed that African Americans were to be controlled and regulated. The South issued sets of Black Codes called Jim Crow Laws to separate African Americans from the whites. During the Civil rights movement, people were marching and protesting against the Jim Crow Laws and the segregation. The protesters brought the nation’s attention to the injustice, brutality toward them based on their colour. The anger towards racism turned into riots all over the country because whites American were not ready to see African American having the same rights.

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Solve for y! I need help ASAP. PLEASE 26x + 13y = 39.Rearrange this equation so it is in the form y = mx + bAfter you have rearranged the equation, identify the slope and the y-intercept.If x = 6, what should y =? Show all necessary work and steps. Round any decimals to1 place as necessary.If y = -1, what should x =? Show all necessary work and steps. Round any decimalsto 1 place as necessary. i need help on a question Check Your UnderstandingAt this point, you have practiced the necessary steps to prepare yourself in makingyour own composition. Read and follow the instructions below to make your composition.Write it on your answer sheet.PART A Prewriting: Once you have decided on the text type that you wish to write,conceptualize the contents of your composition using a brainstorm web.PART B Writing Proper: Now that your ideas are in place, you may start writing yourseven to ten-sentence composition. Read the rubric on the answer sheet to know howyou will be graded for this activity.RememberStudy this graphic organizer to help you recall the lesson. how are metallic character and first ionization energy related? i have 5 eggs i grabbed one i a cracked 1 i cooked one i ate one how many eggs do i have a block of copper of unknown mass has an initial temperature of 65.4 c . the copper is immersed in a beaker containing 95.7 g of water at 22.7 c . when the two substances reach thermal equilibrium, the final temperature is 24.2 c . what is the mass of the copper block? Solve the equation -3x^2+2x+4= -x-3 by writing a linear-quadratic system and solving using the intersection feature of a graphing calculator. Round to the nearest hundredthA. x= -2.44 and x=3.12B. x=-1.63 and x=4.44C. x=-1.11 and x=2.11D. x=-2.61 and x=0.42 Replace variables with values andevaluate using order of operations:P = 2L+2wL = 20W=14 HELPPPP!!!!!!!!!!!!! Spanish"Esta nia-profetiza mi madre-nos sacar de pobres." En esta oracin, la madre sugiere queA. que un nuevo integrante de la familia poda ayudar a trabajar en el campoB. que con otro integrante escaseara la comidaC. que su padre no tendra que trabajar msD. que podran aumentar sus ingresos con las predicciones de la nia pleeeaseee heelllppp Dennis spent 1 hour walking his dog.He spent another hour giving it food17and water. What fraction of an hour didDennis spend with the dog? Find the real or imaginary solutions of the equation by factoring. x-1000=0 . Use for questions 15-18: a bag contains 3 basketballs, 10 baseballs, 7 golf balls, and 5 footballs. a ball is chosen at random, not replaced, then another is chosen. find each probability. 15. pla golf ball, then a basketball) 16. p(a football, then a baseball) 17. p(basketball, then not a football) 18. p(two baseballs) Identify the value of c that would make the trinomial factorable using the perfect-square pattern.(25, 27) a lot of points, pls help. i need it done asapHow has our understanding of wave mechanics led to the implementation of tsunami warning systems in vulnerable regions? In your answer be sure to describe how scientists determine wave speed, direction, time of impact and potential wave height. Discuss second class citizens as a novel based on conflicts the modern interpretation of the wall of separation of church and state, which says that religion should be entirely separate from government, was solidified in what supreme court case? group of answer choices brown v. board of education marbury v. madison everson v. board of education citizens united v. fec Which factor most directly affects potential energy but not kinetic energy? in which situations would the state board of nursing have probable grounds for disciplining a nurse?