Answer: a. 2. in a fractional-reserve banking system, each dollar of reserves can support more than one dollar of deposits, thereby increasing the money supply by more than $1.
3. reserves = deposits.
b. $900.
Multiplier is 10
c. 4. 1/(desired reserve-deposit ratio).
d. 2. increase reserve requirements.
Explanation:
a. In fractional-reserve banking system, $1 of deposits can be used to create more than $1 in money supply as the money is continuously deposited into other bank accounts. This enables the money to keep increasing until it theoretically reaches a certain amount determined by the money Multiplier.
If the money Multiplier is equal to 1 which is a very rare occasion, this means that the amount required in reserves is equal to the deposits. $1 of deposits will yield a $1 in money supply increase.
b. The desired reserve-deposit ratio is 0.1. For every $1, 0.1 goes to reserves.
If bank reserves have increased by $10 then that means that deposits are,
0.1x = 10
x = $100
Deposits not in reserve are,
= 0.9 * 100
= $90
The money Multiplier can be calculated with the formula,
= 1/(desired reserve-deposit ratio)
= 1/0.1
= 10
Increase in money supply is therefore,
= $90 * 10
= $900
c. As earlier mentioned, option D is the general rule for calculating the money Multiplier.
= 1/(desired reserve-deposit ratio)
d. If the Fed increases the reserve requirement, the effect would be a reduction in the money supply because the denominator is now higher.
For instance, reserve requirement of 0.1 vs 0.2.
At 0.1, the money supply would be,
= 1/0.1
= 10
At 0.2, the money supply would be,
= 1/0.2
= 5
The higher the reserve requirement, the lower the Multiplier.
an appraisel is required if you work ___ standard hours
Answer: An appraisal is required if you work beyond standard hours.
Explanation: An appraisal is required if you work beyond standard hours because it indicates that you have put in additional effort and dedication to your work. Standard hours typically refer to the regular working hours specified by an organization or industry. When an employee goes above and beyond these standard hours, it often demonstrates their commitment to their job and a willingness to go the extra mile. This can include working overtime, taking on additional responsibilities, or completing tasks outside of the regular work schedule.
Appraisals are commonly used to evaluate an employee's performance, contributions, and overall value to the organization. By considering the extra time and effort put in beyond standard hours, employers can assess the employee's dedication, productivity, and impact on the company's goals. Recognizing and acknowledging these efforts through the appraisal process can motivate employees, provide them with a sense of accomplishment, and potentially lead to rewards or career advancement opportunities. Therefore, an appraisal is often necessary to recognize and evaluate the work done beyond standard hours.
If you review your credit report and find an error, and you're able to prove it is, indeed, an error, how long does
the credit bureau have to remove the error?
Answer:
30 days
And, under the Fair Credit Reporting Act (FCRA), bureaus generally have 30 days to investigate the dispute and remove any items proven to be inaccurate.
Explanation:
There
The US government interferes with its businesses to ensure they are safe for the workers and customers. What specific organization helps to ensure that each company
follows safety standards such as having the right amount of emergency exits, supplying construction workers with hard hats, or installing fire sprinklers on all building
floors
СА
Fair Labor Standards Organization
OBDEA
Ос
Antitrust Association
OD
OSHA
Answer:
OSHA I think..good luck
The organization that ensures all the safety measures to protect the company as well as employees is called OSHA. Thus, option (D) is correct.
What is organization?Organization refers to the group of people working together in order to achieve the common goals of the management. There are a variety of people present in the organization which work and socializes with each other to impact the working of the organization.
There are three level in every organization that is top level, middle level and lower level.
OSHA is a particular agency that works to guarantee that each firm meets safety regulations such as having enough emergency exits, providing hard helmets to construction workers, and putting fire sprinklers on all building floors.
Therefore, it can be concluded that option (D) is correct.
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Case
Demand/supply
To the right/left
More /less (Q)
Income decrease
1
2
3
Price of raw materials decrease
4
5
6
Price of competitors decrease
7
8
9
Fill in the blanks with the correct behavior of the demand/supply curves
Type in the number relevant to it's location when answering,
ex: 1= when income decreases, supply will... and demand will...
8= When competitors price decrease, the curve will shift to the ....
Answer:
Je ne sais pas
Explanation:
what is the market and sales strategy of vending machine
Answer:
The sales strategy of a vending machine is the four p's and those four p's are Product, Price, Place, and Promotion
Explanation:
hope this help pls give brainiest
Jackson is preparing for his hearing before the Federal Communications Commission (FCC) involving a complaint that was filed against him by the FCC regarding the interruption of radio frequency. The order to "cease and desist" using the radio frequency has had a detrimental impact on his business.
Can Jackson request that the matter be settled, even if a hearing date has been scheduled?
Yes, Jackson can still request that the matter be settled outside of the adjudication process.
No, once the matter has been scheduled for a hearing, the matter cannot be settled.
Answer:
Yes, Jackson can still request that the matter be settled outside of the adjudication process.
Explanation:
If the Federal Communications Commission (FCC) agrees with Jackson that the legal matter be settled outside of the adjudication process, then Jackson can have his way. Adjudication refers to the final judgment or pronouncement in a case. This final judgment usually determines the course of action that the FCC can take regarding the interruption of radio frequency by Jackson. But if it seems that Jackson's request for the out-of-court settlement is just an abuse of process, aimed at occasioning some delay, then it behooves the FCC to disagree with his request and proceed with the adjudication process. Each matter should be based on its merits and the facts of the case.
What percent of each paycheck do financial experts recommend you save, at
the very least?
O 0-10%
O10-20%
20% -30%
30%-50%
Financial experts recommend that individuals save at least 20% of each paycheck. Saving money is crucial to achieving financial stability and independence. Financial stability is essential to achieving life goals such as buying a home, starting a business, or raising a family.
Therefore, it is important to establish a saving culture that can help individuals save for their future needs and desires. Saving 20% of your paycheck is a good starting point for establishing a savings plan. It is also important to note that individuals can save more than 20% if their financial situation allows for it.
A financial expert may recommend a higher percentage if the individual has high expenses, debt, or a low income. Therefore, individuals must evaluate their financial situation and create a budget that enables them to save and live comfortably.
In summary, financial experts recommend that individuals save at least 20% of their paycheck to establish financial stability and independence.
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The elasticities of the demand curves for firms in monopolistically competitive (MC) industries will become more like that of firms in pure competition as?
The number of rivals increases and product differentiation grows weaker
The elasticities of the demand curves for firms in monopolistically competitive (MC) industries will become more like that of firms in pure competition as the number of rivals increases and product differentiation grows weaker. [TRUE]
Definition of Monopolistic MarketIn a monopolistic market, there are many sellers offering homogeneous or similar merchandise. But the products sold are distinguished by their quality, shape, and size, and all existing sellers must compete optimally. Products sold in this market have different qualities, prices and sizes even in one type of product. Fixed price determination will usually be determined directly by the seller. So it does not use market mechanisms.
A monopolistic market is basically a market that exists between two extreme types of markets, namely perfect competition markets and monopoly markets. Therefore, this type of market contains elements or characteristics derived from monopoly competition markets and perfect competition markets. In other words, a monopolistic competition market can be interpreted as a market which has many sellers or producers who produce a variety of products.
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Adidea Corp. has a year-end inventory of $85,000. However, the general ledger account shows a debit balance of $95,000 The company must change
the general ledger to reflect the actual inventory. Assuming the company uses a perpetual system, which adjusting worksheet entry does it need to use?
If Adidea Corp. has a year-end inventory of $85,000. The appropriate adjusting worksheet entry it need to use is A. a. Inventory (debit) 10,000 Cost of goods sold (credit) $10,000.
What is journal entry?Journal entry is used by companies to record or post their day to day business transactions.
Now let prepare the journal entry
Adidea Corp. Journal entry
Debit Inventory $10,000
Credit Cost of goods sold $10,000
($95,000 - $85,000)
Therefore we can conclude that the correct option is A.
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The complete question is:
Adidea Corp. has a year-end inventory of $85,000. However, the general ledger account shows a debit balance of $95,000. The company must change the general ledger to reflect the actual inventory. Assuming the company uses a perpetual system, which adjusting worksheet entry does it need to use?
a. Inventory (debit) 10,000 Cost of goods sold (credit) $10,000
b. Inventory change (debit) 10,000 Inventory (credit) $10,000
c. Cost if goods sold (debit) 10,000 Inventory change (credit) 10,000
d. Inventory (debit) 10,000 Inventory change (credit) 10,000
How do lines 345-365 illustrate the Cyclops’ societal failure?
How does disintermediation benefit the consumer? How might it harm the consumer? Can you think of any revolutionary businesses created in the past few years due to disintermediation? Be sure to describe one not mentioned already in the chapter.
Disintermediation in an economy keeps prices and predatory pricing in control since there are no retailers between wholesalers and customers.
The client loses store knowledge and may have to use a single wholesaler, which might lead to monopoly. Customer service is affected.
Airbnb, which connects consumers and searchers to property owners and hotels without agents, is an innovative company.
What is a consumer?Generally, The major advantage of disintermediation for consumers is lower costs and less predatory pricing since there is no store acting as an intermediary between a wholesaler and the consumer.
The only drawback for the consumer in such an agreement is that they may have to go with a single wholesaler, which might result in monopoly, and they lose out on the retailer's knowledge in the engagement. A customer's experience with the service is also affected.
When the platform connects consumers and searchers to home owners and hotels who sought a platform to engage and do business without any middlemen in between, Airbnb is the one revolutionary company that has occurred as a result of disintermediation.
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Molly Ellen, bookkeeper for Keystone Company, forgot to send in the payroll taxes due on April 15. She sent the payment November 8. The IRS sent her a penalty charge of 9.20% simple interest on the unpaid taxes of $4,000. Calculate the penalty. (Remember that the government uses exact interest.) (Use Days in a year table.)
The penalty charge is $728.04.
To find the penalty charge in the given scenario where Molly Ellen forgot to send the payroll taxes due on April 15th and sent the payment on November 8th, we will follow these steps:Calculate the days from April 15 to November 8 which is 207 daysCompute the exact interest on the unpaid taxes using the exact interest formula: I=P*R*T/100I: Exact interestP: Unpaid taxes ($4,000)R: Rate (9.20%)T: Time in years (207 days/365 days = 0.57 years)
Calculate the penalty by subtracting the unpaid taxes from the total amount due including the interestPenalty = Total amount due - Unpaid taxesGiven that the unpaid taxes were $4,000, and the IRS sent a penalty charge of 9.20% simple interest on the unpaid taxes. Using the above information, we will calculate the penalty as follows:
Days from April 15th to November 8th is 207 days.The exact interest formula is I=P*R*T/100, where I is the exact interest, P is the principal, R is the rate and T is the time in years.I = (4000 * 9.20 * 207)/100 * 365 = $728.04The total amount due including the interest is $4,728.04.Penalty = Total amount due - Unpaid taxesPenalty = $4728.04 - $4000Penalty = $728.04Therefore, the penalty charge is $728.04.
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Carl purchased an apartment complex for $2.6 million on March 17 of year 1. of the purchase price, $1,050,000 was attributable to the land the complex sits on. He also installed new furniture into half of the units at a cost of $75,000. What is Carl's allowable depreciation deduction for his real property for years 1 and 2? (Round your final answers to the nearest whole dollar amount.)
Answer:
total depreciation year 1 = $71,358
total depreciation year 2 = $80,358
Explanation:
Land cannot be depreciated, therefore Carl can only depreciate the building's cost = $2,600,000 - $1,050,000 = $1,550,000
Rental property can be depreciated at a fixed rate of 3.636% per year during 27.5 years. Depreciation per year for the building = $56,358
Furniture on rental property can be depreciated on a 5 year basis using a MACRS table and half year convention:
depreciation year 1 = 20% x $75,000 = $15,000
depreciation year 2 = 32% x $75,000 = $24,000
total depreciation year 1 = $56,358 + $15,000 = $71,358
total depreciation year 2 = $56,358 + $24,000 = $80,358
what is entrepreneur
Answer:
a person who sets up a business or businesses, taking on financial risks in the hope of profit.
Answer:
Entrepreneur is someone who organizes, manages and assumes the risks of a business or enterprise.
The word entrepreneur is originated from the French word "entreprendre" which means " to understand". In the business context, it means to start a business. An entrepreneur is typically in control of a commercial undertaking, directing the factors of production.
The fundamental qualities of entrepreneur are as follows:
Capacity to think ideasCapability to seek, understand and analyseCourage to confront with all the possible risksMajor tasks of an entrepreneur are as follows:
Identification of new goodsApplication of new ideas for productionDiscovery of new marketDiversification of marketIdentification of raw materials from new locationHope this helps...
Good luck on your assignment...
How does low unemployment affect international trade?
Answer:
Impact of international trade on unemployment
In a relatively skill-abundant country, international trade increases the relative price of the skill-intensive products. This reduces the unemployment rate of skilled workers and increases the unemployment rate of unskilled workers.
Explanation:
what is an appropriate synonym for countertrading?
Answer:
international trade
Explanation:
An appropriate synonym for countertrading is Bartering
Bartering occur in a situation where a person or an individual gives out his or her items for the sole aim of receiving another item or goods in return.
Bartering is important as it enables people who does not have money to acquire the things they desire to acquire it by simply exchanging their goods or the items they have with another person who has want they need.
Inconclusion An appropriate synonym for countertrading is Bartering.
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larner corporation is a diversified
Documents created with Calc are saved as which file extension?
A.
.com
B.
.odp
C.
.org
D.
.ods
Please select the best answer from the choices provided
A
B
C
D
Answer:
D. .ods
Explanation:
edge
A company sells a car to a consumer and helps the consumer set up a loan with regular set payments. What type of credit is this? A. Revolving credit B. A line of credit C. Noninstallment credit D. Installment credit Please select the best answer from the choices provided A B C D
Answer:
D Installment credit
I am right
Explanation:
Installment credit is debt that you repay on a fixed schedule. You make a set number of level payments over time, usually with interest, until the balance reaches zero.
A company sells a car to a consumer and helps the consumer set up a loan with regular set payments. It is an Installment credit. Thus the correct option is D.
What is Consumer?A consumer is referred to as an end user of any product. He is the person who utilized or consumes the goods. For example, when parents purchase baby food, they will be considered as customers, not consumers, the consumer will be the kid.
In an installment credit loan, the borrower receives a defined, sum of money over a certain period of time. This happens when you take out a fixed-amount loan and agreed to pay back the loan over time in equal monthly installments.
This type of loan help borrowers fulfill their desires in the absence of adequate funds and helps financial institution gain a large amount of interest from the borrowers by giving them a loan.
Therefore, option D is appropriate.
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ASAP Please
Shelly purchased a $50,000 nonparticipating whole life insurance policy. The annual premium was $1,278. The cash value of the policy after 10 years will be $13,740. Assuming 5 percent interest, what is the surrender cost of this policy, per thousand per year, over the first 10 years the policy is in force?
The Per a thousand surrender cost is $4.75 over the first 10 years the policy is in force in a nonparticipating whole life insurance policy by Shelly.
What does the surrender cost?
The surrender cost means the price that is being lived on the customer, this is because the policyholder is canceling their policy.
Annual Premium = $1278
Cash Value = $13,740
Interest rate = 1.3127%
The future value of $1 deposited at the start of the year at 5% is $13.207
Let the future value = $13740
amount to be deposited per annum
= $13740/13.207 = $1040.36
Difference between the premium paid and derived annual payment
= $1278 - $1040.36 = $237.64
The difference per thousand per annum of, 50000 = $ 237.64/50
= $4.7528 or $4.75
Per a thousand surrender cost of the policy = $4.75
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Which component of the contract documents actually formalizes the contract and is signed by the Owner and the Contractor
Answer:
An agreement.
Explanation:
A contract can be defined as an agreement between two or more parties (group of people) which gives rise to a mutual legal obligation or enforceable by law.
Mutual assent is a legal term which represents an agreement by both parties to a contract. When two parties to a contract both have an understanding of the parameters, terms and conditions surrounding a contract, it ultimately implies that they are in agreement; this is generally referred to as mutual assent.
Hence, an agreement is a component of the contract documents which actually formalizes the contract and is signed by the Owner and the Contractor.
In the event of a breach of the contract by any of the parties involved (the owner or contractor), the contract agreement would be referred to for proper legal purposes.
Warehouses
WI
W2
W3
S1
14
12
10
Stores
S2
16
14
16
S3
12
10
8
S4
20
8
15
Based on the given information, it appears to be a representation of quantities of goods stored in warehouses and sold in stores.
The warehouses are labeled as WI, W2, and W3, while the stores are labeled as S1, S2, S3, and S4. The numbers listed below each warehouse represent the quantities of goods stored in each warehouse, while the numbers listed below each store represent the quantities of goods sold in each store.
For example:
- Warehouse WI has 14 units of goods.
- Warehouse W2 has 12 units of goods.
- Warehouse W3 has 10 units of goods.
Similarly, for the stores:
- Store S1 has sold 16 units of goods.
- Store S2 has sold 14 units of goods.
- Store S3 has sold 12 units of goods.
- Store S4 has sold 20 units of goods.
It seems to be a simple inventory representation, showing the quantities of goods stored in each warehouse and sold in each store.
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A negative attitude can lead to
O more completed work
O high turnover
O better work environment
O fewer conflicts between employees
Negative attitude can lead to high turnover
What is true about having exceptional credit?
A. A person makes a habit of paying for only exceptional service.
B. A person's FICO score is 800 or more.
C. A person's FICO score is 300.
D. A person uses cash mostly and credit as an exception.
The true about having exceptional credit is option B. A person's FICO score is 800 or more.
What is a FICO score?A FICO score is a type of credit score that is used by lenders to help determine creditworthiness. It is a numerical score that ranges from 300 to 850, with higher scores indicating lower credit risk.
The score is based on information from a person's credit report, including payment history, credit utilization, length of credit history, and types of credit. Lenders often use a person's FICO score to help decide whether to approve a loan or credit application, and at what interest rate.
Therefore the correct answer is as given above
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Current interest rates on one-year bonds are
averagely 15%. If the markets expect interest rates on
one-year bonds next year to be 16.5%, what should be
the expected return on a two-year bond?
Answer:
Explanation:
To calculate the expected return on a two-year bond, we need to consider the current one-year interest rate and the expected one-year interest rate next year.
Assuming the interest rate on a two-year bond is compounded annually, the formula for the expected return on a two-year bond is:
(1 + r)^2 = (1 + r1) x (1 + r2)
where:
r is the expected return on the two-year bond
r1 is the current one-year interest rate (15%)
r2 is the expected one-year interest rate next year (16.5%)
Simplifying the equation, we get:
(1 + r)^2 = (1 + 0.15) x (1 + 0.165)
(1 + r)^2 = 1.32225
Taking the square root of both sides, we get:
1 + r = 1.1498
r = 0.1498 or 14.98%
Therefore, the expected return on a two-year bond, given the current and expected one-year interest rates, is 14.98%.
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Answer:
To calculate the expected return on a two-year bond, we need to consider the current one-year interest rate and the expected one-year interest rate next year.
Assuming the interest rate on a two-year bond is compounded annually, the formula for the expected return on a two-year bond is:
(1 + r)^2 = (1 + r1) x (1 + r2)
where:
r is the expected return on the two-year bond
r1 is the current one-year interest rate (15%)
r2 is the expected one-year interest rate next year (16.5%)
Simplifying the equation, we get:
(1 + r)^2 = (1 + 0.15) x (1 + 0.165)
(1 + r)^2 = 1.32225
Taking the square root of both sides, we get:
1 + r = 1.1498
r = 0.1498 or 14.98%
a speculator determines that a movement of fx rates was not related to prior exchange rate values, this implies that a is not valuable for speculating on expected exchange rate movements.
A speculator tend to determine that a movement of FX rates was not related to prior exchange rate values.
If many speculators sell the currency in the forward market, this will then signal that the currency is considered to be overvalued, and people will begin selling the currency in the spot market. Thus, the speculators are people who tend to engage in speculative investments.
However, the speculation tends to involve trading a financial instrument which is involving high risk, in expectation of significant returns. Thus, the exchange rate fluctuations will affect the value of international investment.
Hence, the speculation is a risky investment strategy.
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Manuel, who works for a multinational company, is often put in teams consisting of people from different cultures. Manuel finds it difficult to function in these teams because, unlike the others, he comes from a culture where building his personal "brand" is emphasized. His culture emphasizes:________.Individualism
A. Ethnocentrism
B. Collectivism
C. Cooperation
D. Group identity
Answer:
Individualism
Explanation:
As it is mentioned in the question that Manuel finds difficult to do the work in a team as he comes from his personal brand i.e building so his culture represents the individualism as he does not work as a team he wants to work individually as he is not comfortable or he has reserve nature i.e he does not open up with easily.
Hence, in the given case, the correct option is Individualism
reviewing the recent experience of the US in global markets reveals that
Reviewing the recent experience of the US in global markets reveals that America's standing as a global leader has been challenged by the rise of new global economic powers, such as China and India. Despite this, the US remains the world's largest economy and has the world's reserve currency, the US dollar.
As such, it maintains significant influence in global markets.The US has also been engaged in numerous trade disputes, including with China and the European Union. Additionally, the US has recently pursued a policy of protectionism, which has included the imposition of tariffs on imported goods.
This has had both positive and negative impacts on the US economy and its standing in the global marketplace.The US has also recently renegotiated trade deals, such as the United States-Mexico-Canada Agreement (USMCA), which replaced the North American Free Trade Agreement (NAFTA).
The US has also withdrawn from the Trans-Pacific Partnership (TPP) and the Paris Climate Agreement, which have drawn criticism from other nations and has further impacted the US's standing in the global community.
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What is a corporal's minimum time-in-grade requirement for regular promotion to sergeant?
12 months
10 months
8 months
9 months
The corporal minimum time-in-grade requirement for regular promotion to sergeant is 12 months.
The term sergeant refers to a non-commissioned officer place above the rank of corporal. It's require minimum time-in-grade is 12 month.
A non-commissioned officer ranking in the army above a private first class and below a sergeant and in the marine corps above a lance corporal and below a sergeant.
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In large organizations, safety compliance is usually managed by the HR department.
O A. True
O B. False
Answer:
B. False
Explanation:
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