What is the yield to maturity (ytm) on a simple loan for $ that requires a repayment of $ in five years' time?
Answers
The yield to maturity (YTM) is 58.5%
In order to calculate the yield to maturity (YTM) on the loan, it can be calculated by using the Future value of a lump sum formula.
The yield to maturity (YTM) can be calculated by the below given formula.
FV = PV × (1+r)^(n)
Here,
PV (Present Value) = 1,500
FV (Future Value) = 15,000
n (number of period) = 5
r (yield to maturity) = ?
15,000 = 1,500 × (1+r)^(5)
(1+r)^(5) = 15,000 / 1,500 = 10
(1+r)^(5) = 10
1+r = 10^(1 /5)
r= 10^(1/5) -1 = 0.5848
r = 0.5848 × 100
r = 58.5%
Therefore, r = 58.5%
Hence, the yield to maturity (YTM) is 58.5%
The given question is incomplete, the complete question is,
What is the yield to maturity (YTM) on a simple loan for $1,500 that requires a repayment of $15,000 in five years’ time?
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Related Questions
limitations of the payback period as a capital budgeting evaluation method include that it:
A. ignores time value of money
B, ignores cash flows after the payback period
C. ignores timing of cash flows within the payback period
Answers
The limitations of the payback period as a capital budgeting evaluation method include that it (B) ignores cash flows after the payback period and (C) ignores the timing of cash flows within the payback period. The payback period is the amount of time it takes for an investment to generate cash flows equal to the initial investment cost. However, this method has some drawbacks.
First, it does not consider any cash flows generated after the payback period. This means that projects with potentially significant cash flows after the payback period may be overlooked, leading to suboptimal investment decisions. In this way, the payback period method does not provide a complete picture of the project's long-term profitability or viability.
Second, the payback period method ignores the timing of cash flows within the payback period. This means that projects with uneven cash flow distributions are not accurately assessed, as the method treats all cash flows within the payback period as equal. This can lead to an overestimation or underestimation of the project's financial performance, as the timing of cash flows can significantly impact the project's net present value and overall attractiveness.
In summary, the payback period method has limitations, as it does not account for cash flows after the payback period or the timing of cash flows within the payback period, which can lead to suboptimal capital budgeting decisions.
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on-time delivery company acquired an adjacent lot to construct a new warehouse, paying $40,000 in cash and giving a short-term note for $267,000. legal fees paid were $1,515, delinquent taxes assumed were $13,700, and fees paid to remove an old building from the land were $17,900. materials salvaged from the demolition of the building were sold for $4,600. a contractor was paid $933,300 to construct a new warehouse. determine the cost of the land to be reported on the balance sheet.
Answers
To determine the cost of the land to be reported on the balance sheet, we need to calculate the total amount spent on acquiring and preparing the land.
Let's break down the given information:
Cash paid for the land: $40,000
Short-term note given for the land: $267,000
Legal fees paid: $1,515
Delinquent taxes assumed: $13,700
Fees paid to remove the old building: $17,900
Amount received from selling salvaged materials: $4,600
To calculate the cost of the land, we add up the relevant expenses and subtract any income received from the land-related activities:
Cost of Land = (Cash paid) + (Note given) + (Legal fees) + (Delinquent taxes) + (Fees to remove building) - (Income from salvaged materials)
Cost of Land = $40,000 + $267,000 + $1,515 + $13,700 + $17,900 - $4,600
Cost of Land = $335,515
Therefore, the cost of the land to be reported on the balance sheet is $335,515.
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Suppose the productivity of labor in the production of grapes and tomatoes in France doubles. Assuming France experiences constant opportunity cost
Answers
If the productivity of labor in the production of grapes and tomatoes in France doubles, it means that France can now produce twice as many grapes and tomatoes with the same amount of resources.
Assuming that France experiences constant opportunity cost, this means that the trade-off between producing grapes and tomatoes remains the same.
If France was originally producing at a point on its production possibilities frontier (PPF) before the increase in productivity, the PPF would shift outward as a result of the increase in productivity. This is because France can now produce more with the same amount of resources.
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Read the following question/answer from a standard learning style inventory and determine which learning style the selected response reflects.
When I share a story, I am likely to...talk with my hands.
Physical
Visual
Auditory
Answers
What is everyone planning to do this summer?
Answers
Answer:
read, relax, try to sleep in as long as I want, work out, and eat lol
have a good day :)
Explanation:
as farmers in boise city used the new technology of gasoline powered tractors to plow up buffalo grass, the marginal social cost of doing so was select one: a. equal to the marginal private cost. b. less than the marginal private cost. c. greater than the marginal private cost. d. any of the above could be true.
Answers
When farmers in Boise City used gasoline-powered tractors to plow up buffalo grass, the marginal social cost of doing so was likely option c) greater than the marginal private cost.
As farmers in Boise City began to use the new technology of gasoline-powered tractors to plow up buffalo grass, they were able to do so more efficiently and quickly than with traditional methods. However, the use of these tractors also had an impact on the environment and other members of society, which is known as the marginal social cost.
The marginal social cost of using gasoline-powered tractors to plow up buffalo grass could be greater than the marginal private cost. This is because the use of these tractors could lead to negative externalities, such as soil erosion, habitat destruction, and pollution, which affect not only the farmers but also other members of society. The marginal social cost takes into account these externalities and measures the total cost to society of using the tractors.
It is possible that the marginal social cost could also be equal to or less than the marginal private cost, depending on the specific circumstances. However, given the potential negative externalities associated with using gasoline-powered tractors, it is likely that the marginal social cost is greater than the marginal private cost in this case.
Overall, the use of new technologies like gasoline-powered tractors can have both positive and negative effects on society, and it is important to consider the full costs and benefits of these innovations in order to make informed decisions about their use.
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What role do ethics play in using technology in market research?
Answers
Answer:
The importance of ethics in marketing research doesn’t just apply to the way participants are treated but market research methods as well. Companies today have more access to customer data than ever before and this amount of access can easily lead to deceptive practices.
Explanation:
Select the appropriate case to which each is most closely related. Found auditors liable for ordinary negligence under the Securities Act of 1933.
Multiple Choice
a Escott v. BarChris Construction Corp.
b Ultramares Corp. v. Touche.
c Credit Alliance v. Arthur Andersen.
d Ernst & Ernst v. Hochfelder.
Answers
Found auditors liable for ordinary negligence under the Securities Act of 1933 is related to the Escott v. BarChris Construction Corp. case.
The Securities Act of 1933 was an act of Congress that was created to ensure transparency and reduce the possibility of fraud in the securities industry.
This legislation was a response to the stock market crash of 1929, which had a devastating impact on the American economy.
The Securities Act of 1933 required businesses to disclose important financial and other information about their securities before they could be sold to the public.
The answer to this question is "a Escott v. BarChris Construction Corp." because this case involved auditors who were found responsible for their acts of negligence.
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public relations is the organizational function that oversees a company's communications to achieve which of these objectives? (choose every correct answer.)
Answers
Public relations is the organizational function that oversees a company's communications to achieve
Maintaining a positive imageMaintaining positive relationships with mediaHandling unfavorable stories or eventsWhat are Public relations?Generally, A favorable image in the eyes of the public may be cultivated and sustained by public relations professionals for a business or organization. They produce various forms of media, such as news releases and messages posted on social media platforms, with the intention of influencing public perception of the business or organization and raising awareness of its brand.
"Public relations" may be defined as "a strategic communication process that establishes connections between corporations and their respective publics that are mutually beneficial."
It is a function that brings together human, physical, and financial resources in order to synchronize and combine them. To achieve success, it is necessary to make use of all three resources. As a consequence, organizational function contributes to the production of outcomes, which in turn is essential to the successful operation of a concern.
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CQ not found
2. Marcus Gardner is buying a new computer
for $1,299.50. He made a 12% down pay-
ment. How much money did he put down?
A $155.94
B $120.00
C $212.84
D $420.50
(Step by step ) plz
Answers
Answer:
A $155.94
Explanation:
A down payment is an initial payment that is paid cash to the buyer. It is the same as the deposit. Marcus must have been buying the compute of credit. The down payment or deposit shows that the customer is serious about buying the item.
The deposit that Marcus paid is 12%.
The cost of the new computer is $1,229.50
The deposit will be 12% of $1,229.50
=12/100 x $1,229.50
=0.12 x $ 1,229.50
=$155.94
What is vulnerability? Give examples of vulnerability and the
mitigation method can be taken to remove it.
Answers
Vulnerability refers to a weakness or flaw in a system, process, or infrastructure that can be exploited by malicious actors to gain unauthorized access, disrupt operations, or compromise data integrity and confidentiality. Vulnerabilities can exist in software, networks, hardware, and even human factors.
Software Vulnerability: A software application may contain coding errors or design flaws that can be exploited.
Network Vulnerability: Weak network configurations, unsecured wireless networks, or outdated protocols can leave networks vulnerable.
Social Engineering Vulnerability: Humans can be a weak link in security.
Hardware Vulnerability: Flaws or weaknesses in hardware components can create vulnerabilities. For example, a hardware keylogger inserted between a keyboard and computer can record keystrokes.
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Sunland Company has gathered the following information concerning one model of shoe: Variable manufacturing costs $45000 Variable selling and administrative costs $20000 Fixed manufacturing costs $160000 Fixed selling and administrative costs $120000 Investment $1700000 ROI 30% Planned production and sales 5000 pairs What is the total cost per pair of shoes
Answers
Sunland Company is a shoe manufacturer that has gathered information regarding one particular model of shoe. The company has determined that the variable manufacturing costs of producing this shoe are $45,000, while variable selling and administrative costs amount to $20,000. Additionally, Sunland Company has identified that the fixed manufacturing costs associated with this model of shoe are $160,000, with fixed selling and administrative costs amounting to $120,000. The company has also invested $1,700,000 in this model of shoe and is targeting a 30% ROI. Sunland Company has planned to produce and sell 5,000 pairs of this shoe. Given this information, we can calculate the total cost per pair of shoes.
To calculate the total cost per pair of shoes, we need to add up the total manufacturing costs and total selling and administrative costs, and divide the sum by the planned production and sales. The total manufacturing costs include both variable and fixed costs, which amounts to $205,000 ($45,000 + $160,000). The total selling and administrative costs include both variable and fixed costs, which amounts to $140,000 ($20,000 + $120,000). Therefore, the total cost per pair of shoes is $69 ($345,000 ÷ 5,000 pairs).
In conclusion, by considering the variable and fixed manufacturing costs, along with variable and fixed selling and administrative costs, Sunland Company can determine the total cost per pair of shoes. This information is essential for setting the selling price of the shoes, and it ensures that the company can achieve its target ROI.
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What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answers
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUSelf- owned business includes all types of business
Answers
Which of the following choices incur speculative risk?
Ο stocks
Ο fire insurance on a house
Ο options
Ο life insurance
Ο high-interest savings account
Answers
Answer: stock are speculative
Explanation:
The option given that can incur speculative risk is option a. stocks.
What is speculative risk?The likelihood that an investment won't increase in value is known as speculative risk. Speculative risks are deliberate decisions, not merely the outcome of uncontrollable events.
Stocks are therefore one of the best known investments that have speculative risk because one cannot be sure of their increment in value, or their decrease in same.
Things like options and life insurance do not have speculative risk as they are based on choices and regular payments.
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8. Many people consider knowledge to be a fifth factor of production.
Answers
While land, labor, capital, and entrepreneurship are traditionally considered the four factors of production, some economists argue that knowledge should be added as a fifth factor.
Knowledge plays a crucial role in the modern economy, particularly in sectors such as technology, healthcare, and education. It enables individuals and organizations to innovate, adapt, and improve their productivity and efficiency.
Therefore, investing in knowledge creation and dissemination can lead to significant economic growth and development.The concept of knowledge as a factor of production was first proposed by economist Fritz Machlup in the 1960s. Machlup argued that knowledge is a non-rival and non-excludable resource that can be used by multiple individuals and organizations simultaneously. He believed that the production and distribution of knowledge should be treated as a distinct economic activity and emphasized the importance of investing in education and research to promote economic growth.
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An example of retaliatory trade restrictions is Multiple Choice O China's tightening control of the export of rare earths. the U.S. response to the EU ban of hormone-treated beet the EU restraint on Microsoft for bunding its product the Japanese refusal to allow U.S. military equipment in Japan
Answers
China's retaliatory export limits on rare earths in reaction to the United States imposing tariffs on Chinese exports are an example of retaliatory trade restrictions.
An example of retaliatory trade restrictions is China's retaliatory export restrictions on rare earths in response to the U.S. placing tariffs on Chinese goods. This move by China was seen as a form of retaliation against the U.S. and other countries that had imposed trade restrictions on Chinese goods. Retaliatory trade restrictions are often used by countries as a way to respond to trade barriers and protectionist policies imposed by other countries. In this case, China's refusal to export rare earths was seen as a retaliatory move against the U.S. and other countries that had imposed trade restrictions on Chinese goods.
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Forensic Accountants are particularly useful in Federal False Claims Act (FFCA) cases because:
Most FFCA are cost based contracts and forensic accountants are particularly qualified to offer opinions on such cases.
The law specifically requires the use of forensic accountants.
The United States Department of Justice always uses forensic accountants in FFCA cases.
FFCA cases are covered on the CPA examination.
Most FFCA are cost based contracts and forensic accountants are particularly qualified to offer opinions on such cases.
Answers
Forensic accountants are particularly useful in Federal False Claims Act (FFCA) cases because many FFCA cases involve cost-based contracts, and forensic accountants possess specialized skills to offer valuable opinions in such cases.
Cost-based contracts often require detailed analysis of financial records, invoices, expenses, and calculations to determine whether there has been fraudulent billing or misrepresentation of costs.
While the law does not specifically require the use of forensic accountants in FFCA cases, their expertise and knowledge of accounting principles and practices make them highly qualified to assist in investigating and analyzing financial data related to false claims.
Although it cannot be stated that the United States Department of Justice always uses forensic accountants in FFCA cases, they are commonly employed by the government and private entities involved in these cases due to their ability to unravel complex financial transactions and identify irregularities or fraudulent activities.
While FFCA cases may be covered on the CPA examination as part of the curriculum, it is important to note that passing the CPA examination does not automatically make an individual a forensic accountant or guarantee their involvement in FFCA cases.
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Which of the following would be best suited to using an Internet bank?
a. Nancy Johnson, a young businesswoman who uses bank financing regularly for her business
b. Milan Sosa, an older gentleman who enjoys visiting his local banker
c. Molly Peterson, a woman who uses multiple bank services including a safe-deposit box
d. Fred Longoria, a man who uses checking and savings but never goes to his bank
e. All of the above would be good candidates because the cost of Internet banking is lower than other types of banks.
Answers
The best-suited candidate for using an Internet bank would be:
d. Fred Longoria, a man who uses checking and savings but never goes to his bank.
Internet banking allows customers to perform various financial transactions and services through the internet. therefore, he can keep an eye on his accounts just by sitting at any corner of the house.
Internet banking is the modern and convenient alternative to traditional banking methods. You can use it to make deposits, check your balance, and pay bills, among other things. It is suited for individuals who prefer to manage their finances online, eliminating the need to visit a physical bank branch.
Which of the following would be best suited to using an Internet bank The person who would be best suited to using an internet bank is Fred Longoria, a man who uses checking and savings but never goes to his bank. He is an ideal candidate for internet banking because he doesn't have to visit his bank branch since internet banking allows him to access his accounts and carry out transactions from the comfort of his home.
Additionally, internet banking is less costly than traditional banking, making it more affordable to customers. It is suited for individuals who prefer to manage their finances online, eliminating the need to visit a physical bank branch.
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By making sure that you have properly prioritized your tasks, you are showing
a. Confidence
b. Honesty
Self management
d. Neatness
C.
Please select the best answer from the choices provided
Ο Α
OB
Answers
By making sure that I have properly prioritized my tasks, I am Showing the characteristics of Self Management. Hence, option C is correct.
Self ManagementTo increase productivity and better performance, self-managment is very important. The basic process making self-management a habit is to prioritize tasks to be done before anything.
Hence, going by the statement, the proper prioritization of task is related to managing things properly, hence the option C is correct option.
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By making sure that you have properly prioritized your tasks, you are showing is the self-management. Thus, option (c) is correct.
What is self-management?The term self-management, refers to “self-control.” It was the basis of the self-emotions, feelings and the perception. It was the different situations are the different behavior or to react. It was the responsibility to the own are the achieving the academic and the personal goal.
The individual responsibility to take they properly prioritized your tasks in the better performance and the self-management it was the necessary. A habit of the person are the perform the task are to give the 100% is the increase productivity and the developed the personality.
As a result, the self-management is the aforementioned. Therefore, option (c) is correct.
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Tina, a sales manager, is interviewing a worker who applied for a sales job. She likes the applicant so much that she says, "This is a great place to work. If you are loyal to us, we will be loyal to you, and you can count on a job here." Phil, the HR manager, learns what Tina said. He asks her not to make this kind of statement again. What reason best explains why Tina's comment was unwise?
Answers
The reason why the comment by Tina was unwise was because A. Tina's statement could be taken as an implied contract to keep the worker in future, making it hard to dismiss the worker if problems arise.
Why should Tina not have said that?Tina essentially gave the applicant an implied contract because she gave the applicant terms that they needed to abide by in order to get the job and to keep it.
Those terms revolved around loyalty. This means that if the company needed to dismiss the worker in future, the worker could go to court and argue that they deserve to keep their job because they have given the loyalty that was a requisite according to Tina.
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Answer:
Tina's statement could be taken as an implied contract to keep the worker in the future making it hard to dismiss the worker if problems arise
After 160 customer reviews for the hotel, 65% were Excellent
e. How many reviews of the 160 were Excellent?
Answers
Answer: 104 reviews
Explanation:
Number of customers reviews = 160
Percentage of customer reviews that were excellent= 65%
.
Number of customer reviews that were excellent will be:
= 65% × 160
= 65/100 × 160
= 0.65 × 160
= 104
104 reviews were excellent.
1. Why is career education so important for teens?
Answers
What position would be the highest in a company's hierarchy?
A). director of finance
B). finance manager
C). accountant
D). finance administrative assistant
Answers
Answer: D. Finance administrative assistant
Explanation: search all the answers up to see if it matches CEO or is closet to the CEO job
______ Is a market in which a large number of suppliers compete with each other to satisfy the needs and wants of a large numbers of consumers at a competitive price.???
Answers
Answer : Monopolistic competition
Answer:
Monopolistic Competition
Explanation:
In a monopolistic competitive market, there are large numbers of sellers who do not sell identical products instead they sell differential products. They compete with each other at a competitive price. The products could be differentiated in many ways including quality, style, location and even brand name. Since they compete at a competitive price, if there is a substantial rise in the price of any of the products, the buyers could quickly shift from one product to another. The most crucial factor behind product differentiation is because of geographical factors. Under a monopolistic competitive market, the sellers do not have any influence over customer loyalty and limited control over the price.
Your email campaign has an open-rate of 9.6%, and you emailed 25,000 people. How many people opened your email?
Answers
Answer:(25000 × 9.6) / 100
Explanation:
25000 mail is 100% of the email, so 9.6% of them will be the result of the answer i gave
Any recommendations of how to convince my parents to get me a dog?
Answers
Answer:
ok so u have to get a pet rock first u name it u take it out to go to the bathroom and everything u would do with a dog and it shows your parents you're ready for one u have to show them that u know how to take care of one first
Explanation:plz mark me branlyiest this worked for me so yea hope it helped
Which of the following is one of the primary responsibilities of the federal judicial branch?
Answers
Answer:
to judge if laws made by the legislative branch are constitutional
Explanation:
Answer:
to judge the constitutionality of laws
Explanation:
A motor vehicle sold on credit to C. Kelly will require which of the following entries:
Debit Purchases, Credit C. Kelly
Debit motor vehicle, Credit C. Kelly
Debit C. Kelly, Credit purchases
Debit C. Kelly, Credit Motor vehicle
Answers
When a motor vehicle is sold to C. Kelly on credit, the relevant entries would be Debit C. Kelly, Credit Motor vehicle.
When an item is sold on credit to an entity, that entity becomes an Accounts Receivable. As this is an asset, it is debited when it increases which is the case here with C. Kelly purchasing the car on credit.
The motor vehicle account is an asset and assets are credited when they decrease. By selling the vehicle, the motor vehicle account will be credited to show that motor vehicles have decreased.
In conclusion, the accounting entry for the above scenario would be Debit C. Kelly, Credit Motor vehicle.
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heavy dream is best.
agree
or
no agree
Answers
Answer:
Agree
Explanation:
Answer:
agree
Explanation:
both terms of this would be true