Biglan's insight about how to market anti-smoking messages involved understanding the target audience, creating relevant messages, and using effective communication channels.
By focusing on factors like social influences, emotional appeals, and personal beliefs, Biglan aimed to create compelling anti-smoking campaigns that resonated with the public and encouraged smoking cessation.
Biglan also emphasized the need to create relevant messages that spoke to the specific motivations for smoking among the target audience. He suggested that campaigns should use emotional appeals to highlight the negative consequences of smoking and emphasize the benefits of quitting.
In addition to creating relevant messages, Biglan recognized the importance of using effective communication channels to reach the target audience.
He suggested using a variety of media channels, including television, radio, print, and online, and tailoring the messages to the specific channel to maximize their impact.
Overall, Biglan's insight highlights the importance of understanding the target audience and creating messages that resonate with them, as well as using effective communication channels to deliver those messages.
This approach has been used in successful anti-smoking campaigns around the world.
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Match each model with its matching example
Sketch
Simulation
Infographic
Graph
A) Pictures of car design options with special highlights
B) An imitation on how to drive a car
C) Results of car safety tests
D) A detailed illustration of a car design
Answer:
Sketch = A detailed illustration of a car design
Simulation = An imitation on how to drive a car
Infographic = Pictures of car design options with special highlights
Graph = Results of car safety tests
I just took the test and got all four points
Sketch = A detailed illustration of a car design, Simulation = An imitation on how to drive a car, Infographic = Pictures of car design options with special highlights, Graph = Results of car safety tests.
What is a Sketch?A rough drawing sometimes made as an initial study that captures the key features of an object or situation. An early version, as for a literary work. A brief synopsis or description.
A rapid drawing or painting called a sketch lacks finer details. Sketch is another word for drawing a preliminary draft of something. A sketch could also be a quick dramatic performance. A sketch is a preliminary design created by a clothing designer before moving on to the final product.
A sketch is a series of brief, straightforward drawings. An example of a sketch would be a drawing of a garment that the designer plans to sew. A person with humour.
Thus, the statements are matched in the above sentence.
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Using+a+50/50+debt/equity+mix,+a+1%+reduction+in+which+cost+of+capital+category+would+drive+a+larger+reduction+in+wacc?
A larger reduction in wacc equals impact from equity and debt. The NPV method assumes that cash flows will be reinvested at the WACC, while the IRR method assumes reinvestment at the IRR
WACC SG&A Sales CAGR EPS To make projections while capital budgeting in Excel, you have to make assumptions Although conservative assumptions are safe, they are generally so safe you would not want to make the investment.
It is best for organizations to keep their debt-to-equity ratio at a manageable level, which is generally indicated by a ratio that is below Sustaining a very low ratio would show companies that they may not be taking advantage of the cash they have for investment opportunities the project will break even.
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Select all that apply Job cost sheets can be used to: (Check all that apply.) Multiple select question. provide a subsidiary ledger for the Raw Materials Inventory account. provide a subsidiary ledger for the Finished Goods Inventory account. monitor costs incurred to date and to predict and control costs for each job. provide a permanent record for the Cost of Goods Sold account.
Answer:
provide a subsidiary ledger for the finished goods inventory account
monitor costs incurred to date and to predict and control costs for each job
provide a permanent record for the cost of goods sold account
Explanation:
job cost sheet is a recording of all expenses that should be related to the job segment or an individual job.
Also it give the subsidiary ledger for the finished goods. It checks the cost that should be incurred till date and to predict and control the cost. Moreover, it gives the permanenet record for the cost of goods sold
These 3 above statements should be considered
Madestone Ltd is a company based in the South of England. The company manufactures and sells agricultural machinery. The company has been trading for 50 years; the majority shareholder is the original founder of the company, Max Madestone. The remaining shareholders are all family members. Max Madestone is no longer involved in the day-to-day running of the company. His nephew Samuel Madestone is the managing director. Max's daughter, Daisy, is the finance director (FD). Daisy is a qualified chartered accountant and has been FD of the company for almost 10 years. Madestone Ltd prepares its financial statements each year to 31st December and has been subject to an audit for the past 20 years. During the year ended 31st December 2018 the company changed its auditor to Treby and Sons, a local six- partner firm with experience in the farming industry. Dawn Harrow is the audit partner for the audit of Madestone Ltd and from her meetings with the directors of Madestone Ltd she has learnt: 1) The most active overseas market is the US and Canada which has continued to see growth during the year ended 31st December 2018 with a 6% increase in sales compared to the previous year. The European market in contrast has struggled during the year, resulting in a 15% fall in sales compared to the previous year. The UK sales market has seen a 2% reduction in sales. 2) Concerns over the uncertainties around the European market have led the company to seek to expand in other parts of the world such as Mexico and Latin America. The directors are aware that there are some large competitors already active in these parts of the world but think there is market share to exploit. Daisy and Samuel have carried out extensive research on the areas and put together a detailed business plan. They have agreed to meet with the bank once the current audit is signed off to seek funding. Treby and Sons have provided support to Madestone Ltd in preparing their business plan although Dawn Harrow has not been involved. 3) During the year ended 31st December 2018 the company signed a significant contract with a customer in Canada to manufacture and supply 100 new agricultural machines over a 5-year period. 4) Madestone has warehouses in the UK, in the USA and in Germany. Manufacturing takes place exclusively in the UK and the factory will shut down completely over the period from 24th December to 2nd January. 5) Madestone Ltd owns the factory in the UK but leases all the warehouses. Required: a) Consider all the information above and prepare a memo detailing the potential audit risks that Dawn Harrow should consider in planning the audit of Madestone Ltd for the year ended 31st December 2018. You should explain why the issue may pose an audit risk and the additional information required or action to be taken in response to the risk. b) What factors should the auditors take into account when setting the materiality level? Girlar to ZB 2017 16 Page 3 of 6 UL19/0072
a) Potential audit risks for Madestone Ltd for the year ended 31st December 2018:
1) Revenue recognition: The significant increase in sales to the US and Canada and the decline in the European market may pose a risk of misstated revenue. The auditor should review the revenue recognition policies and procedures, assess the accuracy of sales records, and verify the existence and completeness of sales contracts and related documentation.
2) Expansion into new markets: The company's plan to expand into Mexico and Latin America introduces risks associated with market entry, competition, and potential financial impacts. The auditor should review the business plan, assess the feasibility of the expansion, and evaluate any related financial projections and risks.
3) Long-term contract: The contract signed with a customer in Canada for the supply of 100 machines over five years requires proper recognition of revenue and compliance with accounting policies. The auditor should verify the terms of the contract, assess the reliability of revenue recognition, and ensure appropriate disclosure of the contract in the financial statements.
4) Inventory and production shutdown: The factory shutdown over the holiday period may impact inventory valuation and the accuracy of production-related records. The auditor should evaluate the adequacy of internal controls over inventory, perform physical inventory counts, and review the shutdown procedures to ensure accurate reporting.
b) Factors to consider when setting the materiality level:
The factors that auditors should consider when setting the materiality level include the company's size, nature of its operations, industry-specific regulations, financial statement users' expectations, and the level of risk associated with the company's financial statements. Materiality is typically determined as a percentage of a chosen benchmark, such as total assets, total revenue, or income before taxes. The auditors should consider both quantitative and qualitative factors to ensure that misstatements above the materiality level would likely influence the economic decisions of financial statement users. The calculation involves assessing various factors and making professional judgments to arrive at a reasonable materiality threshold that ensures the financial statements are free from material misstatements. The auditors' professional judgment is crucial in this process, considering the specific circumstances of the company and the expectations of its users.
In conclusion, the memo would outline the potential audit risks for Madestone Ltd, including revenue recognition, expansion into new markets, long-term contracts, and inventory management. The auditors should carefully evaluate these risks and take appropriate actions, such as reviewing documentation, assessing internal controls, and performing necessary procedures to mitigate the risks and ensure the accuracy and reliability of the financial statements. The materiality level should be determined by considering various factors specific to the company and the expectations of financial statement users.
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Amazon recently announced that they were raising the minimum wage for all employees to $15 to address the low-wages of its employees. amazon?
A, C, D, and E are all correct. By raising the minimum wage for all employees to $15, Amazon is paying attention to the current climate for justice and understanding that employees have a voice in decisions that affect them.
Amazon is a multinational technology company that is based in Seattle, Washington, United States. Amazon also provides a range of other services, including cloud computing, digital streaming, and artificial intelligence. Some of the products and services that Amazon offers include Amazon Prime, Amazon Music, Amazon Video, and Amazon Web Services. The company operates in many countries around the world and has a reputation for innovation and customer satisfaction. The company also knows that employees' perception of equity is important, and this move may be seen as exhibiting strong leadership behavior. However, Amazon did not mention anything about giving employees an opportunity to appeal decisions that affect their welfare, so B is not correct.
The missing part in the question is shown below.
Amazon recently announced that they were raising the minimum wage for all employees to $15 to address the low-wages of its employees. Amazon..
A. is paying attention to the climate for justice.
B. is giving employees an opportunity to appeal decisions that affect their welfare.
C. Understands that employees have a voice in decisions that affect them.
D. Knows that employees's perception of equity is what counts.
E. is exhibiting strong leadership behavior.
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If a shortage exists in the car market, then the current price must be than the equilibrium price. For the market to reach equilibrium, you would expect.
If a shortage exists in the car market, then the current price must be lower than the equilibrium price. For the market to reach equilibrium, you would expect buyers to pay higher prices.
What is equilibrium price?Market supply and demand must balance one another to reach equilibrium, which leads to stable pricing.
In general, when there is an abundance of products or services, prices decline, which increases demand, but when there is a scarcity, prices rise, which decreases demand.
The consumer cost associated with a good or service when supply and demand are equal or nearly equal is referred to as the equilibrium price, also known as the market-clearing price. T
he producer or vendor may sell as many units as they like, and the buyer may access as many units as they choose to purchase.
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If a shortage exists in the car market, then the current price must be lower than the equilibrium price. For the market to reach equilibrium, you would expect buyers to pay higher prices.
What is equilibrium price?Market supply and demand must balance one another to reach equilibrium, which leads to stable pricing.
In general, when there is an abundance of products or services, prices decline, which increases demand, but when there is a scarcity, prices rise, which decreases demand.
The consumer cost associated with a good or service when supply and demand are equal or nearly equal is referred to as the equilibrium price, also known as the market-clearing price. T
The producer or vendor may sell as many units as they like, and the buyer may access as many units as they choose to purchase.
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if 293.00 units are made and demand is 278.00. you can sell leftovers for $2.27 per unit. your expense for each unsatisfied customer is $2.25. your fixed expenses are $1257.00. your variable cost per unit is $2.92. your sales price is $6.78. the contribution margin is?
Your variable cost per unit is $2.92. your sales price is $6.78. The contribution margin is $3.86.
The contribution margin can be calculated by subtracting the variable cost per unit from the sales price per unit. In this case:
Contribution Margin can be calculated by Sales Price per Unit - Variable Cost per Unit
Contribution Margin = $6.78 - $2.92
Contribution Margin = $3.86
Contribution margin is a financial metric that calculates the profitability of a product or service by determining the amount of revenue remaining after subtracting variable costs. It represents the portion of sales revenue that is available to cover fixed costs and contribute to the company's profit.
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What do people use as an alternative to banks?
Credit unions are an alternative to banks that let you conduct local banking with like-minded individuals.
What are some alternatives to banks that people use?Credit unions- Credit unions are an alternative to banks that let you conduct local banking with like-minded individuals.Online banks- With no need for actual bank branches or ATMs, Online banks provide all of the features and functionality of conventional brick-and-mortar banks.Neobanks- Neobanks, commonly referred to as "challenger banks" or "digital-only banks," are online-only competitors to traditional banks.Regional bank- A regional bank is frequently the best financial choice for small businesses. Regional banks concentrate their services in a limited geographic area and are often smaller than national banks.Community banks- For companies looking for a bank alternative, community banks are still another choice. Community banks are modest, neighborhood financial institutions that concentrate on offering banking services to the local populace and commercial sector.Individual lenders- Peer-to-peer (P2P) lending is a form of crowdsourcing that enables companies to obtain capital from private investors.Square Cash- Square Cash: For companies that need to transfer or receive money fast and simply, Square Cash is a great bank substitute.Go-ogle Wallet/Ap-ple Pay Cash- With the help of Go-ogle Wallet, you can keep all of your credit, debit, and loyalty cards in one location. Similar service provided by Ap-ple, Ap-ple Pay Cash, enables you to centrally store all of your credit and debit cards as well as gift cards.Off-shore Bank Accounts- An off-shore bank account could be the solution for you if you're looking for a more comprehensive banking option. Since offshore banks are situated in nations with lax financial laws, they provide more services and goods than ordinary banks.Learn more about Community banks: https://brainly.com/question/28759249
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Estimated future sales returns must be (Select all that apply.) Multiple select question. deducted from cost of goods sold added to cost of goods sold included in ending inventory excluded from ending inventory ignored until the merchandise is returned
Estimated future sales returns must be the total amount your business spends on costs directly related to selling items is known as the cost of goods sold.The correct answer is c. included in ending inventory excluded from ending.
Beginning merchandise inventory is one of the components of cost of goods sold the direct costs incurred, such as labour, raw materials, inventory acquisition costs, and manufacturing costs, make up the majority of COGS. Depending on the nature of your business, this may also include packaging, direct labour involved in making or selling the product, and items purchased for resale. Indirect expenses like marketing and distribution are not included in COGS.The cost of goods sold is instead determined by subtracting the cost of ending inventory from the cost of beginning inventory plus the cost of goods acquired (net of any returns or allowances) plus freight-in.
Complete question:
Estimated future sales returns must be (Select all that apply.) Multiple select question.
a. deducted from cost of goods
b. sold added to cost of goods sold
c. included in ending inventory excluded from ending d. inventory ignored until the merchandise is returned
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You are planning to save for retirement over the next 35 years. To do this, you will invest $710 per month in a stock account and $310 per month in a bond account. The return of the stock account is expected to be 9.1 percent, and the bond account will pay 5.1 percent. When you retire, you will combine your money into an account with a 6.1 percent return. How much can you withdraw each month from your account assuming a 30-year withdrawal period? (Do not round intermediate calculations and round your answer to 2 decimal places, e.g., 32.16.)
Withdrawal _____________ $ per month
Withdrawal $2,696.93 per month.
To calculate the amount you can withdraw each month during retirement, we need to determine the value of your combined investments after 35 years of saving.
For the stock account, you invest $710 per month for 35 years at a 9.1 percent annual return. Using the future value of an ordinary annuity formula, the value of the stock account after 35 years is:
Stock account value = $710 * [(1 + 0.091)^(35*12) - 1] / 0.091 = $1,643,291.71
Similarly, for the bond account, you invest $310 per month for 35 years at a 5.1 percent annual return. Using the same formula, the value of the bond account after 35 years is:
Bond account value = $310 * [(1 + 0.051)^(35*12) - 1] / 0.051 = $532,196.27
Now, combine the values of both accounts:
Total investment value = Stock account value + Bond account value = $1,643,291.71 + $532,196.27 = $2,175,487.98
To calculate the withdrawal amount, we need to use the present value of an ordinary annuity formula. Assuming a 6.1 percent annual return and a 30-year withdrawal period, the withdrawal amount per month is:
Withdrawal amount = $2,175,487.98 * [0.061 / (1 - (1 + 0.061)^(-30*12))] = $2,696.93
Therefore, you can withdraw approximately $2,696.93 per month from your account during the 30-year withdrawal period.
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higher level profession requires in the knowledge good skills and a special training explain this statement with example
PLZZ make uhr on answer
Answer:
true
Explanation
Higher level professions are professions occupied by professionals who think strategically and carry out their duties by adhering to the ethical standards that governs their profession. Examples are medical practitioners, engineering, accountant and pilot. All these requires in-depth knowledge , good skill and special training because of the technical nature of the profession.
Having a degree is not enough to deliver on these professions because of their complexities. These professionals must adhere to the ethical standard that governs their profession and also hold themselves out of having the required training, knowledge and experience .
Take for instance a pilot who controls a plane. Asides having the required education, he would undergo special trainings on how to fly planes. He must also have the skills and experience of flying before being certified to fly people because of the risky nature of the profession.
The above example also applies to a doctor. He would undergo trainings depending on his area of specialization and must have knowledge before being certified to work as a doctor. The reason is that he is dealing with lives hence must possess the the required skills and experience
Paulina is spending time customizing each cover letter and resume she sends out to potential employers. She hopes this will show she has what critical skill?
adaptability
anger management
accountability
athleticism
If Paulina is spending time customizing each cover letter and resume she sends out to potential employers. She hopes this will show she has what critical skill is: accountability.
What is accountability?Accountability can be defined as the process of taking responsibility for our action or to be accountable for our action.
Accountability tend to as well means that a person will be evaluated or appraised based on the action they carried out on something which in turn implies that the person has to take responsibility for any outcome they have as a result of their actions.
The scenario best illustrate accountability as Paulina possess critical accountability skill which is why she was spending time customizing her cover letter and resume.
Therefore If Paulina is spending time customizing each cover letter and resume she sends out to potential employers. She hopes this will show she has what critical skill is: accountability.
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a bank's required reserves are: multiple choice a financial asset for the fed. a financial liability for the bank. counted as money. a financial liability for the fed.
A bank's required reserves are a financial liability for the bank. A bank's required reserves refer to the amount of money that the bank must keep in reserve, either in its own vaults or in an account at the Federal Reserve Bank.
These reserves are the bank's last line of defense against bank runs or other types of financial instability. Banks use their reserves to cover withdrawals by depositors, as well as to meet other obligations that may arise.
A bank's required reserves are a liability for the bank because they represent funds that the bank cannot use for other purposes. These reserves are mandated by the Federal Reserve, and failing to meet the reserve requirement can result in penalties for the bank.
In addition, the bank must pay interest on reserves held at the Federal Reserve Bank, which further reduces the bank's profits.
Reserves are not counted as money because they are not available for use by the bank or its customers. Instead, they are held in reserve to ensure that the bank is able to meet its obligations and maintain its solvency.
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Perfect price discrimination is mostly hypothetical. However, as data mining becomes more ubiquitous, we can expect markets to perfect price discrimination, as.
Perfect price discrimination is mostly hypothetical. However, as data mining becomes more ubiquitous, we can expect markets to perfect price discrimination, as companies amass more information about individual preferences.
What is meant by price discrimination?When clients in various market segments are charged different rates for the same commodity or service, for reasons unrelated to costs, this is referred to as price discrimination. Only when customers are unable to successfully resell the goods or services to other customers can price discrimination be effective.
A selling tactic known as price discrimination involves charging clients various rates for the same good or service depending on what the vendor believes they can persuade the customer to accept.
Price discrimination occurs when a seller charges different rates for the same good or service to different customers for reasons unrelated to variations in cost.
Price discrimination can come in three flavors: first-degree, second-degree, and third-degree. These degrees are also known as customized pricing, product versioning, or menu degrees.
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In 2019, McKenzie purchased qualifying equipment for his business that cost $212,000. The taxable income of the business for the year is $5,600 before consideration of any Section 179 deduction.
a. Calculate McKenzie’s Section 179 expense deduction for 2019 and any carryover to 2020.
b. How would your answer change if McKenzie decided to use additional first-year (bonus) depreciation on the equipment instead of using Section 179 expensing?
Answer:
A) The cost reduction for 2019 is $5,600. His accumulation to 2020 from Sec 179 is $206,400.
B) The allowance for spending is $0 for 2019. His accumulation to 2020 with Sec 179 is $0.0.
Explanation:
1) As per sections 179, a total of $212,000 is available for deduction, but the payment is related to taxable investment income as a restriction. Company revenue here is $5,600. Exemption is then decreased to $5,600 and holdover to nest year without $206,400 is the residual expense.
2) When we seek extra first-year expense, regardless of taxable business profits, we will claim the entire equipment costs as a deductible. So, Section 179 is going to be Zero and there's no reason to roll on to next term because in the first last year we were claiming maximum costs.
What "Super Union" had taken on railroad companies and factories to improve the conditions for workers?
( 1 )
Knights of Labor
( 2 )
International Workers of the World (IWW)
( 3 )
American Federation of Labor (AFL)
( 4 )
American Railway Union (ARU)
Explanation:
4th one is the answer
American Railway Union (ARU)
What role does credit and debit play in spending strategies?
Answer:
Explanation:
Credit can help build or decrase your credit score which affects things in the future like getting a nice house or car. People with poor spending habits tend to have a low credit score making it harder to get loans too(since the bank wont trust you ). Debit is just a fee you pay making it a bit easier since you dont have a credit score
if alley uses the net realizable value method for allocating joint cost, how much of the joint cost should be allocated to product kul?
The amount of joint cost allocated to product Kul under the net realizable value method would be determined by the respective net realizable values of the two products.
The net realizable value of a product is the expected selling price of the product less any associated selling costs. If product Kul is expected to sell for a higher price than the other product, then a larger portion of the joint cost would be allocated to product Kul.
Conversely, if the other product is expected to sell for a higher price, then a smaller portion of the joint cost would be allocated to product Kul. The allocation of joint cost should be based on the relative net realizable values of the two products.
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The association stradegy is used to_________information
Answer:
The association strategy is used to help memorized information.
Explanation:
A benefit of using association is that it allows the learner to be creative and have fun. ... The association strategy is used to help memorized information.
1. Do you believe E-sports will continue to grow in the future? Why or why not?
Answer: I don’t really know but I think it will still be popular and lots of people will still play no matter what
Answer:
In terms of video games, yes. Because, everyone can play videogames, but not everyone can compete in physical sports.
Explanation:
I don't need to give an explanation since it's my opinion. So don't report this answer please...
A family has a net worth of $165,000 and liabilities of $176,000, what is the amount of their assets?
The net worth of the family is $341,000
What is net worth of the family?
The net worth of the family means the excess of their assets over liabilities, in other words, net worth is determined as the assets of the family minus their liabilities
net worth=assets-liabilities
net worth=$165,000
assets=unknown(assume it is x)
liabilities=$176,000
$165,000=x-$176,000
x=$165,000+$176,000
x=assets of the family=$341,000
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Post-secondary education is
DescriptionTertiary education, also referred to as third-level, third-stage or post-secondary education, is the educational level following the completion of secondary education.
Strategic decisions consider, in part, uncertainty and complexity.- True- False
Strategic decisions take into account many factors, but uncertainty and complexity are not necessarily considered.
Strategic decisions are aimed at creating long-term value and are based on assessing current and future opportunities and threats. While uncertainty and complexity may be a factor that influences strategic decisions, they are not the only elements to be considered.
Other factors include the organization's mission and vision, its goals and objectives, the competitive landscape, industry trends, political and economic environments, and the organization's capabilities. Strategic decisions are made with the understanding that the future is unpredictable, but they are also made with the knowledge that the organization can use the available data and resources to make the best possible decision for the future.
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Phoebe Duncan’s check register balance on November 30 was $984.09. Her November 30 bank statement showed a balance of$1,462.25. Checks outstanding were 207 for $298.12, 209 for$86.73, and 210 for $105.03. The bank service charge for November was$12.80 and the interest earned was $1.08. Reconcile Phoebe’s check register.
Checks that have not yet cleared the bank should be added back to the ending balance on the bank statement when generating a bank reconciliation.
How is the balance of past-due checks handled in the bank reconciliation statement?Any unpaid checks that haven't yet been cleared by the bank must continue to be listed on the unpaid checks section of the bank reconciliation. Any transit deposits that do not show up on the bank statement will still need to be reconciled, but the bank will need to be contacted for more information.
Do you add up or deduct past-due checks?These checks are known as outstanding checks, and they lead to an overstatement of the bank statement balance relative to the company's actual cash position. Due to the fact that unpaid checks have already been recorded as cash disbursements in the company's records, they must be deducted from the bank account.
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_____ include tools and equipment used to produce goods and services.
a. Capital resources
b. Consumer resources
c. Human resources
d. Natural resources
Answer:
The correct answer is B!
Explanation:
Consumer resources, include tools and equipment used to produce goods and services. Thus, option (b) is correct.
What is goods?
The term goods as the another name was the commodities. The goods are the sold to the exchange of the money. The goods are the produced with the help of raw material. The goods are the based on the two prices, such as the manufacturing prices and retail prices. The goods are the two types are the raw goods and the finished goods.
According to the manufactured goods and services as the companies are the manufacturing to the based on the consumer resources. The foundation is built on economic development. Factors of production are the resources used to create all commodities and services.
As a result, the consumer resources, include tools and equipment used to produce goods and services.
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Which factor might pose the greatest risk to a person applying for a credit
card for the first time?
O A. A short grace period
B. A low introductory credit limit for the first six months
C. A lack of fees
D. A low introductory rate that will increase over time
A low introductory rate that will increase over time is the factor might pose the greatest risk to a person applying for a credit card for the first time. Hence, option D is correct.
What is introductory rate?Introductory rate is the interest rate that is charged to the person at the initial stage of the loan. The interest rate can be minimal, or it is not necessary to charge the interest rate.
The introductory rate is used to sell the loan to customers and make it seem appealing. They may or may not apply to cash advances, although they are frequently utilized for the application of balance transfers.
Thus, option D, A low introductory rate that will increase over time is correct.
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Why are companies required to perform payroll withholding?
A. To make sure employees are being paid fairly
B. To make sure employees can pay their taxes
C. To help employees save for retirement
D. To help the company pay its share of taxes
Answer:
its B
Explanation:
TRUST
Select all the correct answer.
What type of factor of production is a bulldozer?
Oland
O labor
O capital
O entrepreneur
Answer:
capital
Explanation:
bulldozer is bought with capital.
HURRY I NEED HELP!!!
Does globalization (or global trade) provide an opportunity to the world (positive), or does it take advantage of local individuals and cultures (negative)? Explain in a CREW format.
Interviewer: I am here on a very crowded Wall Street with protesters chanting all around me…
Group of Protesters: People before profits! People before profits! People before profits!
Interviewer: Many of these folks are against the growth of global free trade. They believe free trade is to blame for increases in poverty, income inequality (lots of rich and lots of poor), and environmental damage in recent decades. They claim that the elimination of tariffs and other barriers to trade have simply allowed large, multinational corporations to move into and exploit (take advantage of) developing nations, while hurting many U.S. workers and families, too.
Protester 1 (wearing a “No More Sweatshops” T-shirt): The extreme expansion of capitalism and free trade has allowed large, multinational companies to exploit developing countries, and especially their poorest citizens who are often forced to work for less than $1.00 day. Many of the factories set up by these big companies are sweatshops– dirty, dangerous, and the pay is awful. We are here protesting for a ‘living wage’ for all foreign employees of U.S. corporations.
Union representative: I’m tired of these large, unfeeling corporations sending our good paying manufacturing jobs overseas to some factory where workers make $1.50 an hour, instead of letting Americans have those jobs…That’s what’s happening in the textile industry, the steel industry, and the auto industry, too. These are industries that built America and now our jobs are going to China or Mexico...
Interviewer: The other side of this global debate–you might call them free-trade advocates– argues that opening up markets and international borders to free trade has had all kinds of benefits for developing nations, as well as the United States and other industrialized nations. They cite data showing increased life expectancy, increased literacy (ability to read and write), more political freedom, and a reduction in the proportion of people living on less than $1.00 per day in the developing nations.
Manager: Evidence shows that the number of people living on $1.00 per day or less has decreased by 50% in the last 20 years, which was a period of rapid world economic growth, largely because of international trade. And the percentage of people who are malnourished (Starving) has dropped from 56% in the 1960s to only 10% today. Again, during a period of global economic growth, fueled by trade. Look, our corporation has a factory in Vietnam. Last year our factory there paid 2 times the local wage. That was a big step up for those workers, and it made sense for us, too, because it meant we could get the most productive local workers.
Shopper: Let’s also look at all of the different product choices we have. I can go into the grocery store and find different types of food from all over the world. We are limited in what we can produce and grow here in America, so having global trade gives us so many more options.
C- Claim (Globalization provides an opportunity to people throughout the world [or] Globalization takes advantage of local individuals and cultures around the world.)
R- Reason (It provides the opportunity because… [Or] It takes advantage of others because…)
E- Evidence (insert a quote from the reading to prove your positive or negative side)
W- Warrant (This quote shows how globalization is positive/negative because… We should/shouldn’t continue to trade with other countries of the world because...)
Answer:
In general, globalization has been shown to increase the standard of living in developing countries, but some analysts warn that globalization can have a negative effect on local or emerging economies and individual workers. Globalization is not new.
Which of the following choices incur speculative risk?
a.stocks
b.fire insurance on a house
c.options
d.life insurance
e.high interest savings account
Answer: correct option is A.
Explanation: A speculative risk can be defined as risk that is taken willingly either it results in profit or loss and the stocks involve in probability of gain and loss making it a speculative risk.
Stocks incur speculative risk. Therefore option A is correct.
What are Stocks?A stock usually referred to as equity, is a type of investment that denotes ownership in a portion of the issuing company. Shares, also known as units of stock, entitle their owners to a share of the company's assets and income in proportion to the number of shares they possess.
Common stock and preferred stock are the two primary categories of stocks.
Owners of common stock are entitled to dividends and the right to vote at shareholder meetings.
Common stockholders often do not have voting rights, while preferred stockholders typically get dividend payments ahead of time and are given preference over common investors in the event of a firm bankruptcy and asset liquidation.
To learn more about Stocks follow the link.
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