this type of guaranteed-minimum annuity guarantees the purchaser a stated amount of monthly income for life in exchange for agreeing to pay a minimum number of years.
Answers
Deferred fixed annuity is a type of guaranteed-minimum annuity guarantees the purchaser a stated amount of monthly income for life in exchange for agreeing to pay a minimum number of years.
What is deferred annuity?Deferred annuity refers to the annuity in which an annuity provider will pay some amount of income to the holder on a future date in exchange of lump-sum.
Deferred fixed annuities mainly offer a guaranteed rate of interest over a specific period of time.
Basically, there are two types of deferred annuity namely deferred fixed and deferred variable annuity.
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Related Questions
Martin Company currently produces and sells 35,000 units of product at a selling price of $13. The product has variable costs of $7 per unit and fixed costs of $45,000. The company currently earns a total contribution margin of:
Answers
Answer:
The company currently earns a total contribution margin of $ 20
the foreign corrupt practices act outlawed question 13 options: accounting fraud. price collusion. corruption in government. bribery of officials in other countries. executive misconduct.
Answers
The foreign corrupt practices act outlawed d. bribery of officials in other countries.
What is corrupt practices act?
The United States passed the Federal Corrupt Practices Act, often known as the Publicity Act, in 1910 and revised it in 1911 and 1925. Up until the Federal Election Campaign Act was passed in 1971, it remained the basic legislation of the country governing campaign funding in federal elections. On June 25, 1910, President William Howard Taft signed the Act.
For House general elections, the Act set expenditure caps for political parties. By mandating political party national committees to provide post-election reports on their contributions to particular candidates and their own expenditures, it was the first federal law to call for the public disclosure of spending by political parties but not by candidates.
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How many manufacturing companies are in the north Georgia area
Answers
Answer:in addition to being a right-to-work state, with low unionization rates (2.5%), our quality workforce is one reason why companies in automotive, machinery, and plastics industries are experiencing high job growth. Whether you are looking for engineering talent to further innovation in products or processes, or a skilled labor force to work on the plant floor, Georgia has the existing and future workforce to fulfill your hiring needs. Georgia is home to many companies with a history of innovation that has impacted their.
what are some strategies that you can use to prepare to file taxes each year? What would be he benefits of these strategies?
Answers
Strategies which can be used to prepare for filing taxes each year are by keeping a proper record of expenses and receipts by filling them out, sorting out each piece of documentation that will be required at the time of filing tax, and one can create folders and sub-folders also.
The benefits of these strategies are:
It will help in avoiding added penalties or interests.
It will keep track of future refunds.
A portion or the entire refund can be used to pay back any owed taxes, among other things.
What is tax filing?"Tax filing" or "tax return" means filing a document with a tax authority. In that document, reports about income, expenses, and information about other financial activities are filled in.
Filing a tax return is entirely dependent on income. There are certain guidelines within which one can file a tax.
Therefore, with the usage of strategies, one can prepare tax file each year.
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Answer the following;
a. Distinguish between Business consolidation and
combination.
b. Who is an acquirer?
c. Who is an acquiree?
Answers
A combined financial statement differs from a consolidated financial statement in that it handles each subsidiary on paper as if it were a distinct entity, as it is in reality. The combined financial statement reports the subsidiaries' and parent company's finances separately, but in one document.
An acquirer is a financial organisation that serves as a go-between for businesses and card payment networks like Visa and Mastercard. Merchants may occasionally work directly with acquirers. They can also work with other companies, such as merchant service providers. A company that is acquired in a merger or acquisition is known as an acquiree. In a takeover situation, the acquiree is also referred to as a "target firm."
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contests addie is entering a contest in which she needs to make a piece of clothing entirely out of duct tape. if her budget for tape is $100 and each roll costs $2.50 after sales tax, how many rolls of tape can addie buy?
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If contests addie is entering a contest in which she needs to make a piece of clothing entirely out of duct tape. if her budget for tape is $100 and each roll costs $2.50 after sales tax. The number of rolls of tape that addie can buy is 40.
How to find the number of rolls of tape?Using this formula to find the number of rolls of tape
Number of rolls of tape = Budget for Tape / Roll costs after sales tax
Where:
Budget for Tape = $100
Roll costs after sales tax = $2.50
Let plug in the formula
Number of rolls of tape = $100 / $2.50
Number of rolls of tape = 40 rolls
Therefore the Number of rolls of tape is 40 rolls.
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Estimate the scheduled maintenance budget for a frozen vegetable canner, under the following conditions:
On the first day, the disassembly of the equipment's weighing and labeling system must be carried out, as well as a general cleaning of the equipment. This work is carried out by two junior technicians and a supervisor, who delivers the extracted parts to an external supplier for maintenance and calibration. Consider a value of $250 in supplies and work materials.
On the second day, the team will be divided into brigades:
Two junior technicians will carry out a general cleaning of the structure and the maintenance of the mechanical and pneumatic systems of the equipment. The cost of materials for this activity is estimated at $350.
Two junior technicians are incorporated who are in charge of the inspection and maintenance of the electrical and control systems. The cost of materials for the activity is estimated at $550.
The supervisor monitors the work of the 4 technicians throughout the day.
On the third day no activity will be carried out, all staff return to their regular work areas.
The following activities will take place on the fourth day:
Reception of the weighing and labeling system by the external supplier. The provider quotes maintenance at $800 (includes assembly and testing).
Equipment testing and commissioning. This work requires the participation of the external supplier, two junior technicians and the supervisor, who receives the components delivered by the supplier and delivers the operating equipment to the user. This job requires supplies of around $300.
Each working day is 8 hours. The cost per hour of work for the junior technicians is estimated at $5.00, and the cost of the supervisor at $10.00 per hour.
For the estimation of direct costs, consider that they are divided into two main items: labor and materials (includes external services). Estimate an indirect cost rate of 25% (on direct costs). On the total of direct and indirect costs, consider 12% for contingencies.
Answer the following questions:
Determine the total labor cost of the project:
Determine the total cost of materials (including external services) of the project:
Determine the total direct costs of the project:
Determine the total indirect costs of the project:
Determine the overall project budget:
Answers
The cost of materials for inspection and maintenance of the electrical and control systems is $550.On the fourth day, the cost of supplies for equipment testing and commissioning is $300.Total labor cost of the project:
The total hours of work done by the junior technicians and the supervisor per day on average is as follows:
Day 1:
8 hours (2 juniors + 1 supervisor) = 24 hours Day 2:
8 hours (2 juniors for cleaning) + 8 hours (2 juniors for inspection) + 8 hours (1 supervisor) = 24 hours Day 4:
8 hours (2 juniors + 1 supervisor) = 24 hours
Total hours worked in the project = 72 hours For the junior technicians, the labor cost per hour is $5.00; for the supervisor, it is $10.00 per hour.
Therefore, the total labor cost of the project is:
Junior Technicians = $5.00 x 4 (2 juniors on day 2 + 2 juniors on day 4) x 8 (hours) x 2 (days) = $640
Supervisor = $10.00 x 3 (1 supervisor on day 1 + 1 supervisor on day 2 + 1 supervisor on day 4) x 8 (hours) x 2 (days)
= $480
Total labor cost of the project = $640 + $480
= $1120 Total cost of materials (including external services) of the project:
On the first day, the cost of supplies and work materials is $250.On the second day, the cost of materials for the cleaning and maintenance of the mechanical and pneumatic systems is $350.
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Robert receives a salary of $60,000 per year, or $2,500 semi-monthly. How
much does his employer pay for his unemployment tax for the entire year?
A. no limit
B. $0
C. $840
D. $420
Answers
Answer:
B. $0
Explanation:
Unemployment tax known as FUTA (The Federal Unemployment Tax act) is imposed on employers based on the wage and salaries they pay their employees. Employers who pay $1500 and above per calendar quarter are mandated to pay FUTA. Unlike other payroll-based taxes, employers are not required to deduct FUTA from employees. Therefore, nothing should be withheld from Robert's income as unemployment tax.
firms in all market structures experience some type of control over price, except firms whose market structure is a(n):
Answers
Firms in all market structures experience some type of control over price, except firms whose market structure is a perfectly competitive market.
A perfectly competitive market is a market in which no individual seller or buyer has any significant impact on the market price; rather, the market price is determined solely by the supply and demand of the goods or services traded in the market. Because of the presence of a large number of sellers and buyers in a perfectly competitive market, none of them has the capacity to regulate or influence the price of goods or services, which are established based on supply and demand alone. However, in other market structures, such as monopolies, oligopolies, and monopolistic competition, firms have some control over the price of goods or services, as they can raise or lower prices without losing too many customers.
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Write three sentences.What is summer mainly about and what is your fav thing about summer time?
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a pension fund manager is considering three mutual funds. the first is a stock fund, the second is a long-term government and corporate bond fund, and the third is a t-bill money market fund that yields a sure rate of 5.5%. the probability distributions of the risky funds are: expected return standard deviation stock fund (s) 17% 32% bond fund (b) 11% 23% the correlation between the fund returns is 0.30. rev: 11 15 2021 qc cs-285530
Answers
To determine the optimal portfolio, the pension fund manager needs additional information such as the risk tolerance and desired asset allocation.
The pension fund manager is considering three mutual funds: a stock fund, a long-term government and corporate bond fund, and a T-bill money market fund.
The stock fund has an expected return of 17% and a standard deviation of 32%.
The bond fund has an expected return of 11% and a standard deviation of 23%. The T-bill money market fund has a sure rate of 5.5%.
To analyze the risk and return of the portfolio, we need to consider the correlation between the fund returns.
In this case, the correlation is 0.30.
To calculate the expected return of the portfolio, we can use the weighted average of the expected returns of the individual funds.
Let's assume the weights for the stock fund, bond fund, and T-bill money market fund are w1, w2, and w3, respectively.
Expected return of the portfolio = w1 * expected return of stock fund + w2 * expected return of bond fund + w3 * sure rate of T-bill money market fund.
To calculate the standard deviation of the portfolio, we need to consider the weights and the correlation between the fund returns.
The formula for the standard deviation of a portfolio is:
Standard deviation of the portfolio = sqrt[(w1^2 * (standard deviation of stock fund)^2) + (w2^2 * (standard deviation of bond fund)^2) + (w3^2 * 0.055^2) + 2 * w1 * w2 * standard deviation of stock fund * standard deviation of bond fund * correlation].
By using these formulas and plugging in the given values, the pension fund manager can evaluate the risk and return of the portfolio and make an informed investment decision.
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When considering investments in different funds, the pension fund manager should analyze their respective expected return, standard deviation, and correlation. These components give insights into potential gains (expected return), associated risk (standard deviation), and the likelihood of the funds moving in the same direction (correlation). The manager should balance potential returns against these risks to make an informed decision.
Explanation:A pension fund manager considering three mutual funds - a stock fund, a long-term government and corporate bond fund, and a T-bill money market fund should study their respective expected return, standard deviation, and correlation.
The expected rate of return reflects the gains or yields an investor can anticipate from a particular investment. For instance, the stock fund in question has a higher expected return of 17% compared to the bond fund's 11%, indicating potential for greater earnings but also potentially greater risk.
The standard deviation represents the volatility or risk associated with the funds. The higher the value, the greater the risk, therefore the stock fund is deemed riskier with a standard deviation of 32% against the bond fund's 23%.
Lastly, the correlation between the fund returns, pegged at 0.3 in this case, measures how these two risky funds might move in relation to each other. A positive correlation suggests that the funds are likely to move in the same direction.
In conclusion, the pension fund manager must weigh the potential returns against the associated risks and correlations to make an informed investment decision.
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HELP ASAP PLEASE
The CPI is calculated by comparing
the spending levels at the beginning of
each year to the end of each year. In
this way, the calculation is similar to
what?
A. Unemployment
B. Inflation
C. Circular Flow Model
Answers
Answer:inflation
Explanation:
Which best describes a way people can use personal loans? to buy a house to buy a bicycle to pay for college to pay for groceries
Answers
Answer:
c. to pay for college
Explanation:
just took the test
Answer:
C. to pay for college
Explanation:
In which situation would a person pay a higher property tax than he or she did the year before?
A. The value of the person's home increased.
B. The number of dependents the person had increased.
C. The salary the person earned increased
D. The amount the person spent on electronics increased.
Answers
A person would pay a higher property tax than he or she did the year before when A. the value of the person's home increased.
What is property tax?Property tax is an ad valorem tax levied on real estate, such as a building or a residential home, that is owned by an individual or another legal body, such as a corporation.
It is an ad valorem tax because it is based on the assessed value of the property.
As a result, the higher the value of a property compared to the year before, the higher the property tax.
Therefore, a person would pay a higher property tax than he or she did the year before when the value of the person's home increased.
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Do you have to go to college? or can you go straight to the university?
Answers
Explanation:
continue go to college
Sophia used the Consumer Reports website to research an economical choice for a new washer and dryer for her apartment, and she trusted the information because the website was not affiliated with the sellers of these products. This is an example of which type of information source in the purchase decision process
Answers
The public source of information is used in the purchase decision process by Sophia.
What is a public source of information?A public source of information refers to a source of information of a non-confidential nature that are publicly available for all.
The public source of information are access through:
internet search means.information service subscription.materials created and sent to members of the public.In conclusion, the public source of information is used in the purchase decision process by Sophia.
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Why would you write a complaint to a company?
Answers
Answer:
To discuss with a company about a problem you may be having with their service or product.
Explanation:
Which one of the following questions involves a capital budgeting decision? Multiple Choice How many shares of stock should the firm issue? Should the firm purchase a new machine for the production line? Should the firm borrow money to acquire new equipment? How much inventory should the firm keep on hand? How much money should be kept in the checking account?
Answers
The one of the following questions involves a capital budgeting decision
How much inventory should the firm keep on hand?
Which of the ensuing inquiries required a capital budgeting choice?decision regarding the opening of a new store.
Which of the following questions includes a choice about capital budgeting?calculating the appropriate amount to borrow from a specific lender.
What decision falls under the capital budgeting category?Making the best judgments is aided by capital budgeting. It include decisions regarding expansion plans, mergers, and replacements but excludes those pertaining to inventory.
Which example from the list below best represents a capital budgeting decisionMCQ?Making decisions on the capital budget is an element of a company's entire financial management process. Capital budgeting decisions include things like building a new factory, buying large manufacturing equipment, or making a substantial investment in an outside company.
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Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Answers
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
True or false: the operations manager is involved primarily with supply network design.
Answers
The activities director is very familiar with a few sorts of plan: procedure, design, job design, supply network design, and organizational design.
In supply chain management, what role does the operations manager play?Supply Chain Management The operations manager is in charge of managing the process of the supply chain by controlling inventory management, the production process, sales, distribution, and locating suppliers who can supply the necessary goods at fair prices.
In terms of operations management, what is network design?The process of building and modeling a supply chain to better understand the costs and time involved in bringing goods to market with the resources and locations available is known as supply chain network design.
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difference between associative and commutative property
Answers
Answer:
The associative property of addition states that you can group the addends in different ways without changing the outcome. The commutative property of addition states that you can reorder the addends without changing the outcome.
Explanation:
why is workplace diversity so important in today’s business environment?
Answers
Answer:
Explanation:
Workplace diversity is important for several reasons in today's business environment:
Improved Decision Making: A diverse workplace brings together individuals with different perspectives, experiences, and backgrounds, leading to better decision making and problem solving.
Increased Creativity and Innovation: A workplace with a mix of different perspectives can lead to new and innovative ideas, and a more creative approach to problem solving.
Better Representation of Customer Base: A diverse workplace can help to better reflect the demographics of a company's customer base, leading to a better understanding of their needs and preferences.
Enhanced Reputation: Companies that are known for promoting diversity and inclusion are often viewed more favorably by both customers and employees, and may have an advantage in attracting and retaining top talent.
Improved Employee Satisfaction and Retention: A workplace that values diversity and provides equal opportunities for all employees can lead to a more positive and inclusive work environment, resulting in higher levels of employee satisfaction and reduced turnover.
Legal Compliance: Promoting diversity in the workplace is also important from a legal perspective, as there are laws and regulations in place to prevent discrimination in the workplace.
Overall, workplace diversity helps to create a more inclusive and productive work environment, which can lead to increased success for the business.
Find an article dealing with an opinion poll on a local, state ,or national issue. Write a paragraph summary of when and how the poll was conducted, and what the results indicated.
Answers
According to a CNN poll conducted in early February 2021, 69% of Americans approve of President Joe Biden's handling of the COVID-19 pandemic. The poll was conducted by SSRS, a research firm that specializes in survey research. The poll surveyed 1,004 adults across the United States and had a margin of error of plus or minus 3.7 percentage points. The poll also found that 60% of Americans believe that the worst of the pandemic is yet to come, despite the country's recent progress in vaccine distribution. Additionally, 93% of respondents said they have worn a mask in public in the past week, a sharp increase from similar polls conducted last year. The poll's results indicate that the majority of Americans are supportive of the current administration's efforts to combat the ongoing pandemic
Which of the 4 P's focuses on communicating the value proposition?
Answers
Answer: The marketing mix is most commonly executed through the 4 P's of marketing: Price, Product, Promotion, and Place.
Explanation:
Indicate how each of the following transactions affects US exports, imports, and net exports.
Transaction
Effect On...
U.S. Exports U.S. Imports U.S. Net Exports
A British scholar spends a year at Harvard University as a visiting scholar.
Your parents go on a trip to Japan in late March for the Cherry Blossom season.
A Canadian buys a new Ford.
The student bookstore at Yale University sells books published by Cambridge University Press.
A European family goes to Disney World in Florida for vacation.
Choice for the table are: increase, decrease, or unchanged
Answers
Answer: See explanation
Explanation:
Exports are the goods and the services that a particular country produces and sells to other countries.
Imports are the goods produced in other countries and sold to ones country.
Net export is the difference between the export an import. An increase in export leads to a rise in the net export.
Based on the above explanation, the answer to the question will be:
1. A British scholar spends a year at Harvard University as a visiting scholar.
US exports - Increase
Imports - Unchanged
Net exports - Increase
2. Your parents go on a trip to Japan in late March for the Cherry Blossom season.
US exports - Unchanged
Imports - Increase
Net exports - Decrease
3. A Canadian buys a new Ford.
US exports - Increase
Imports - Unhanged
Net exports - Increase
4. The student bookstore at Yale University sells books published by Cambridge University Press.
US exports - Unchanged
Imports - Increase
Net exports - Decrease
5. A European family goes to Disney World in Florida for vacation.
US exports - Increase
Imports - Unhanged
Net exports - Increase
Ralph is a purchase manager in a manufacturing business. He is about to buy raw materials to manufacture a new product. To begin, he thinks he must first consider the target market. What can Ralph do to carry out this task?
A. Visit trade shows and network with other producers
B. Refer to trade magazines and begin meeting up with top notch suppliers
C. Produce a small quantity, sell it, and assess the reactions of customers
D. Explore the demographics, such as age and locations, of his potential customers.
Answers
Answer:
d
Explanation:
took it
Answer:
D
Explanation:
correct on plato
Identify a true statement about contingencies to an employment contract, such as satisfactory background and reference checks
Answers
Reference checks that are successful is the next thing that will probably be a condition of a job offer. Option A is Correct.
A contingent job offer enables businesses to hire an applicant without first doing a reference check to confirm their prior employment history and educational background. to find candidates before moving. In order to hire individuals who live too far away to commute, employers may make them a contingent employment offer.
This is a conditional employment offer, which means that it depends on if you successfully complete a few additional hiring process procedures, such as a background check, reference check, and negotiating or accepting your wage plan. Option A is Correct.
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Correct Question:
Which of the following is likely to be a contingency related to a job offer?
A. satisfactory reference checks
B. job salary
C. job benefits
D. job vacation privileges
Click this link to view O*NET’s Tasks section for Municipal Firefighters. Note that common tasks are listed toward the top, and less common tasks are listed toward the bottom. According to O*NET, what are some common tasks performed by Municipal Firefighters? Check all that apply. directing traffic at accident sites analyzing evidence of criminal activity guarding crime suspects until they can be arrested searching burning buildings to locate victims rescuing victims from burning buildings and accident sites administering first aid and cardiopulmonary resuscitation to help injured people
Answers
Answer:
it's D E F
Explanation:
Answer:
i got abd on edg
Explanation:
asymmetric information problems that act as a barrier to efficient allocation of capital are referred to as:___ a) asset prices b) credit imbalances c) financial frictions d) financial derivatives
Answers
The answer is c) financial frictions. Asymmetric information problems that act as a barrier to the efficient allocation of capital are referred to as c) financial frictions.
Asymmetric information problems occur when one party in a transaction has more information than the other, leading to inefficiencies in the allocation of capital. These information asymmetries can create barriers to efficient capital allocation, which are commonly referred to as financial frictions.
Financial frictions arise due to disparities in information between different participants in financial transactions. When one party possesses more information than the other, it can lead to inefficiencies, distortions, and impediments in the allocation of capital.
In the context of financial markets, these information asymmetries can manifest in various ways. For example, borrowers may have better knowledge of their own creditworthiness than lenders, leading to adverse selection issues. Lenders may also face moral hazard problems when borrowers engage in riskier behavior after obtaining financing.
These information problems can result in market inefficiencies, reduced investment, increased borrowing costs, and misallocation of capital. Financial frictions can hamper the flow of funds from savers to borrowers, inhibit optimal risk-sharing, and impede the functioning of financial intermediaries.
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Ceos & financial markets usually use the past year's return on equity as the main way to judge strategic performance. why can this be a problem?
Answers
The financial markets usually use the past year's return on equity as the main way to judge strategic performance because option b. ROE is really constrained by the long term asset and equity positions of a company, and therefore won't vary that much from period to period.
What is Return on Equity (ROE)?Return on Equity (ROE) is known to be that which is often used to measures the net profits gotten by a firm based on each dollar of equity investment that is also been contributed by shareholders.
Note that this is one that tends to be expressed in percentage form and thus, The financial markets usually use the past year's return on equity as the main way to judge strategic performance because option b. ROE is really constrained by the long term asset and equity positions of a company, and therefore won't vary that much from period to period.
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See options below
a. CEO decisions can dramatically improve ROE in the short run.
b. ROE is really constrained by the long term asset and equity positions of a company, and therefore won't vary that much from period to period
c. ROE is only relevant to shareholders, and is not meaningful to those who own a company's bonds