the rise of electronic payment systems has encouraged more peer-to-peer lending programs. these programs connect lenders and borrowers outside the traditional banking system.
Answers
The rise of electronic payment systems has indeed encouraged more peer-to-peer lending programs, which facilitate direct connections between lenders and borrowers outside the traditional banking system.
Electronic payment systems have revolutionized financial transactions by providing convenient, secure, and efficient means of transferring funds digitally. As a result, the barriers to entry for peer-to-peer lending have been significantly lowered, allowing individuals to participate as lenders or borrowers without relying solely on traditional banks or financial institutions.
Peer-to-peer lending platforms utilize electronic payment systems to facilitate the transfer of funds between lenders and borrowers, often through online platforms or mobile applications. These platforms provide an alternative avenue for individuals or businesses to access financing or invest their money. Lenders can diversify their investment portfolios by lending directly to borrowers, while borrowers can seek funding outside the traditional banking system, potentially obtaining loans with more favorable terms or rates.
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Related Questions
Workplace diversity describes differences among workers in any of the following areas:
attitude
education
ethnicity
industry
Answers
Answer:
industry because here based the all the business in whole world
Which dot plot shows three TV's in two houses? A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 has 1 dot, 1 has 2 dots, 2 has 3 dots, 3 has 2 dots, and 4 has 1 dot. A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 and 1 dot, 1 has 2 dots, 2 has 2 dots, 3 has 3 dots, and 4 has 1 dot. A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 has 0 dots, 1 has 3 dots, 2 has 2 dots, 3 has 3 dots, and 4 has 1 dot. A dot plot titled How many T V's Are in Your House going from 0 to 4. 0 has 1 dot, 1 has 2 dots, 2 has 4 dots, 3 has 3 dots, and 4 has 1 dot.
Answers
Answer:
The answer is "The first choice".
Explanation:
Please find the graph file of the given question:
In the given question the first choice is correct because in the graph it has 3 dots, which denotes the (tv's) in 2 that is equal to the two houses.
Answer:
The answer is A.)
Explanation:
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All financial statements are important, but most managers tend to have one that they look to first. If you were a potential contributor or investor looking at the financial statements of a local regional medical center, which document would you start with? Explain why.
Answers
While other financial statements like the Balance Sheet and Cash Flow Statement are important for a comprehensive analysis of the medical center's financial position and cash flow, the Income Statement is a starting point that provides a clear picture of the medical center's revenue, expenses, and profitability.
If I were a potential contributor or investor looking at the financial statements of a local regional medical center, the document I would start with is the Income Statement, also known as the Statement of Operations or Profit and Loss Statement.
The Income Statement provides a summary of the medical center's revenues, expenses, and net income (or loss) over a specific period, typically on an annual or quarterly basis. Here's why I would choose to start with the Income Statement:
1. Overall Financial Performance: The Income Statement gives an immediate snapshot of the medical center's financial performance. It shows whether the medical center is generating a profit or incurring a loss. By looking at the net income (or loss), I can assess the financial health and profitability of the medical center.
2. Revenue Breakdown: The Income Statement breaks down the medical center's revenue sources. This allows me to understand the composition of the revenue streams, such as patient services, insurance reimbursements, government funding, or other sources. Evaluating the revenue mix helps me gauge the diversity and stability of the medical center's income sources.
3. Expense Analysis: The Income Statement provides a breakdown of various expense categories, such as personnel costs, supplies, facility expenses, and administrative costs. Analyzing the expense structure allows me to understand the medical center's cost management and efficiency. It helps identify areas of potential cost reduction or areas where expenditures may be increasing disproportionately.
4. Profitability Ratios: Using the information from the Income Statement, I can calculate key profitability ratios such as gross profit margin and net profit margin. These ratios provide insights into the medical center's ability to generate profits from its operations, allowing me to compare its financial performance with industry benchmarks or similar healthcare organizations.
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What makes an Interior Design Business so successful
Answers
Answer:
the soft ness of the fabric
ABC Co. purchased merchandise on August 5 at a $1,000 invoice price with terms of 2/10,n/30 and paid for the merchandise on August 14. Determine its entry to record this purchase and the subsequent payment under both the gross method and the net method by matching the action on the left with the method on the right. (Assume a perpetual inventory system.)
Answers
Answer:
Credit Cash for $980 on August 14: Both methods
Debit Merchandise lnventoty for $980 on August 5: Net method
Credit Merchandise Inventory for $20 on August 14: Gross method
Debit Discounts Lost for $20 on August 14: Neither method
Explanation:
To Determine the entry to record this PURCHASE AND THE SUBSEQUENT PAYMENT under both the GROSS METHOD and the NET METHOD by matching the action on the left with the method on the right using a perpetual inventory system
Credit Cash for $980 on August 14: BOTH METHODS
(98%*$1,000)
Debit Merchandise lnventoty for $980 on August 5: NET METHOD
(98%*$1,000)
Credit Merchandise Inventory for $20 on August 14: GROSS METHOD
(2%*$1,000)
Debit Discounts Lost for $20 on August 14: NEITHER METHOD
(2%*$1,000)
What is it called when free-riding threatens the provision of a public good?
Answers
When free-riding threatens the provision of public goods is The Free Rider Problem. A free rider is someone who gets the benefits of a product at no cost
A free rider is someone who gets the benefits of a product at no cost. It appears in public goods because people are free to benefit from goods without paying for them. When you consume it, it doesn't reduce the benefits received by others. Also, you can't exclude other people from using it either. You and your neighbors spend money on street lighting. Once installed, these lights are beneficial to local residents. For example, children can play at night.
Although it is profitable for local residents, outsiders who cross the area also get the same benefits even if they don't buy. Likewise, when your friends visit from out of town, they also feel the benefits.
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Can anybody help me ? Can you give me an example to get an idea? Can you help me? please
Answers
Answer:
chick fil a
Explanation:
Based on your car budget ($561.11), what is the most expensive car you can afford to buy or lease?
Prima
Diabalo
Yummer
Posh
Stallion
DMW
Coarser
Answers
Answer:
Coarser
Explanation:
Based on the car budget of $561.11, the most expensive car that can be afforded to buy or lease is Coarser.
What is a budget?A budget is a calculating plan, typically financial but not always, for a specific time frame, mostly for one year or one month. Predicted sales and revenue amounts, resource quantities (such as time, costs, and expenses), environmental impacts (such as greenhouse gas emissions), other impacts, assets, liabilities, and cash flows are all possible inclusions in a budget.
In a budget, intended expenses are expressed together with suggestions for how to fund them. A budget can show a surplus of resources for later use or a deficit if expenses are greater than income or other resources.
Therefore, with a budget constraint of $561.11, the most expensive car will be Coarser.
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How much will the peruvian government spend on servicing.
Answers
Answer:
4,000 m
Explanation:
4,000 million Peruvian sol
The Peruvian government spends on servicing is 4000 million Peruvian Sol.
What kind of government does Peru belong to?
The Republic of Peru is a united country and a republic with a multi-party democratically elected president. The current government was established by the Peruvian Constitution of 1993. The government is made up of three branches, namely the executive, the judiciary, and the judiciary.
Was Peru a dictatorship?The Military Revolutionary Government was the military dictator who ruled Peru from 1968 to 1980 after a successful coup d'état by the Peruvian Armed Forces.
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features of small office
Answers
Answer:
just made it yourself
Explanation:
hehehe
Explain and discuss the BCG QUADRANT and how it applies in the
PRODUCT LIFE CYCLE STAGES.
Answers
The Boston Consulting Group (BCG) Matrix is a strategic management tool used to help companies determine which of their business units are worth investing in and which should be divested. The matrix helps companies identify the strengths and weaknesses of their business units in relation to their market share and growth potential.
The matrix is divided into four quadrants: cash cows, stars, question marks, and dogs.Cash Cows: Cash cows are business units that have a high market share but a low growth rate. These units generate more cash than they require to maintain their market position.
Companies can use the cash generated by their cash cows to fund investments in other business units.Stars: Stars are business units that have a high market share and a high growth rate. These units generate a lot of cash and require significant investments to maintain their market position.
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Identify which of the following statements is correct as to why accounting is important. Multiple choice question. We live in an information age whereby accounting information impacts everyone. Accounting information identifies, records and communicates information about a business. Accounting information is based on stock market valuations which are current and reliable. Accounting information summarizes or conveys information about an organization's business activities.
Answers
Answer:
Accounting information identifies, records and communicates information about a business.
Explanation:
The accounting information identified the business records and communicate the business information to the insiders and outsiders also it does not have any effect on everyone except the stakeholders. In addition to this, it is not depend upon the valuation made for the stock market
So as per the given situation, the above statement should be correct
The correct statement is that "we live in an information age whereby accounting information impacts everyone."
Information is incredibly important in modern time than ever because of how quickly its allows businesses to gather and make conclusion on what can improve their businesses.
Hence, the correct statement is that "we live in an information age whereby accounting information impacts everyone."
Therefore, the Option A is correct.
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The invisible hand principle indicates that competitive markets can help promote the efficient use of resources Group of answer choices only if buyers and sellers really care, personally, about economic efficiency. even when each market participant cares only about their own self interest rather than about the overall efficiency of resource use. even if business firms fail to produce goods efficiently. if, and only if, businesses recognize their social obligation to keep costs low and use resources wisely.
Answers
Answer:
even when each market participant cares only about their own self interest rather than about the overall efficiency of resource use.
Explanation:
A capitalist economy also referred to as free-enterprise system, pure capitalism, or free market can be defined as a type of economy in which prices, products and services are being determined by the market rather than the government. Thus, a capitalist economy is devoid (free) of government regulations, interference or control because the market (enterprises) are the ones who are saddled with the responsibility of determining the market forces.
Simply stated, a capitalist economy is a type of economy that is completely driven by demand and supply of goods and services.
The invisible hand principle indicates that competitive markets can help promote the efficient use of resources even when each market participant such as producer and suppliers cares only about their own self interest rather than about the overall efficiency of resource use.
The "invisible hand" concept asserts that, the self-interest by producers and suppliers of resources in a market system will automatically promote the public interest as well.
This ultimately implies that, public and private interest will always coincide assuming there exist competition in a free market system.
In conclusion, the invisible hand concept is a metaphorical description of the unforeseen forces that typically moves a free market system or economy.
Read this excerpt describing the mission of the World Bank.
The World Bank is a vital source of financial and technical assistance to developing countries around the world. It is not a bank in the common sense. Instead, it plays a different but supportive role in its mission of global poverty reduction and the improvement of living standards.
It provides low-interest loans, interest-free credit, and grants to developing countries for education, health, infrastructure, communications, and many other purposes.
According to this excerpt, what is one major way in which the World Bank differs from a regular bank?
The World Bank is a source of financial assistance.
The World Bank aims to improve living standards.
The World Bank provides low-interest loans and credit.
The World Bank serves people of different income levels.
Answers
Answer:
The World Bank is a source of financial assistance.
Explanation:
The World Bank serves people of different income levels but regular banks do that.
The World Bank aims to improve living standards, no because it is more for hep developing countries.
The World Bank provides low-interest loans and credit but there is a better answer.
The World Bank is a source of financial assistance because it help developing countries and has easier loans and credit
The World Bank aims to improve living standards.
What is the role of the World Bank in globalization?The WBG supports developing countries through the development of trade policy to deepen their integration into regional and global economies and increase trade performance while facilitating trade through streamlined border management and more efficient logistics
What are the important global roles that World Bank plays?The World Bank concentrates on long-term investment projects, institution-building, and on social, environmental, and poverty issues. The IMF focuses on the functioning of the international monetary system, and on promoting sound macroeconomic policies as a precondition for sustained economic growth.
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What will be the end result for the taxpayer who filed his federal income tax return.
Answers
If your federal gross income was $12,950 or more and you're under 65, you must submit a single status tax return. If your federal gross income was $14,700 or more and you are 65 years of age or older, you must file.
What is the status of federal filing?
Determines the tax rate applied to income. Head of household, married filing jointly, married filing separately, single, and qualified widow(er) with dependent child are the five filing statuses. A tax year is the 12-month period of time that a tax return covers. The tax year for people in the US is from January 1 to December 31 and includes taxes due on income earned during that time. The Where's My Return? feature is the easiest method to find out if you've received a tax refund. After receiving an e-filed return, taxpayers have 24 hours to start monitoring the status of their refund. After the return is processed and a refund is approved, the program also offers a customized refund date.
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100 points! PLEASE HELP. DO NOT SKIP THIS!
PLEASE DON'T DO FUNNY BUSINESS HERE.
You are now familiar with government and how it plays a role in our economy. Using what you learned in the lesson, describe two advantages and two disadvantages of governmental involvement. What changes would you make to improve government’s role?
You can say answers other than-
there are more restrictions
Answers
Answer:
There are many advantages of government intervention such as even income distribution, no social injustice, secured public goods and services, property rights and welfare opportunities for those who cannot afford. Whereas, according to some economists the government intervention may also result in few disadvantages.
I would try to remove corruption
Explanation:
Plz mark brainliest thanks
Answer:
(Disadvantages)
Government and political interference may lead to poor management.
-Operation in large scale may lead to diseconomies of scale arise.
(Advantages)
-Protecting the safety and health of the public and the environment.
-Offering consumers increased safety when choosing products.
Explanation:
Stop trying to legislate morality. Where we get tripped up is in the conversation about "beliefs". We have been stuck in fights that keep our country in a holding pattern. It is not only detrimental to our unity, it undermines our ability to concentrate on areas that need it.?
PLEASE HELP Question 21(Multiple Choice Worth 5 points) (04.09 LC) A paid position with specific duties, tasks, and responsibilities in a particular place of work. O Career Interests O Job O Values Question 22 Multiple Choice Worth 5 points) con. PLEASE HELP
Answers
Answer:
Job
Explanation:
A job is any regular and legal activity that one does to earn money. A job is a responsibility, position, or role assigned to a worker/ employee. Each job has a job description which details what duties the employer expects the employees to perform.
A job refers to employment, either full-time or part-time. It is also a piece of work to be performed.
Cities in the United States and Canada experience many forces that change the form and character of metropolitan areas. Sometimes the changes are viewed as positive, and sometimes the changes may be seen as negative. Describe an economic force that encourages people to move into metropolitan areas. Explain ONE reason why suburbanization occurs in the United States and Canada. Explain ONE reason why gentrification occurs in the United States and Canada.
Answers
Answer:
In the U.s.a., gentrification is generally linked with an infusion of significantly higher migrants into traditionally divested districts with longstanding, operating people typically leading to rises in property values and new construction investment.
Gentrification in Canada is linked to a decrease in the supply of cheap rental housing, the relocation of the lower classes from their historic communities and the transformation of inner-city communities from production to consuming venues for the middleclass.
one reason why suburbanization and gentrification occur in the United States and Canada is that gentrification in the United States and Canada is commonly associated with an influx of much higher migrants into previously divested neighborhoods. suburbanization was prompted by federal government incentives to encourage suburban development.
What is Gentrification?Generally, Gentrification is simply defined as the process through which the character of a disadvantaged urban neighborhood is transformed by wealthier individuals moving there.
In conclusion, Gentrification and suburbanization cause a divide in society.
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Tickets to a fundraiser are $14 if purchased ahead of time and $25 if purchased at the door. The total amount raised from all ticket sales was $625. If eleven tickets were purchased at the door, how many tickets were purchased ahead of time?.
Answers
($14)(25)=$350
($25)(11)=$275
$350+$275= $625
each listed stock option contract gives the holder the right to buy or sell shares of stock. each listed stock option contract gives the holder the right to buy or sell shares of stock. 10 100 1000 1
Answers
The correct statement is:
Each listed stock option contract gives the holder the right to buy or sell 100 shares of stock.
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What kind of promotional activity is a gala dinner in support of cancer patients? A. advertising B. group sales C. personal selling D. public relations E. sales promotion
Answers
The kind of promotional activity used when a gala dinner is used to support the cancer patients is known as public relations. The Option D is correct.
What is public relations as promotional activity?Basically, a promotional activities refers to those techniques that marketing teams use to increase an awareness of their brand, products and services. This helps company to attract new customers, retain current customers and increase their company's revenue.
A public relations, as part of these activities include dialog as we must listen to the others, to see things through their perspective. This is made with the purpose to be useful for every organization, not for the sensational promotion of its achievements, but to become more critical towards its work.
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Melanie graduated from the college of business at the university of Arizona. What Typer of higher education institution did she attend?
Answers
Answer:
A university
Explanation: done deal
Answer:
B.
A university
Explanation:
Melanie graduated from the College of Business at the University of Arizona. What type of higher education institution did she attend?
The organizational structure and organizational culture of a firm are often interrelated. With any organization of your choice, examine what you believe to be their organizational structure and using all three levels of organizational culture to illustrate your points, draw links between the organizational culture and its organizational structure to illustrate how these two aspects of a firm can be intertwined.
Answers
The correct answer to this open question is the following.
I would like to choose the company called "Coops," a Swiss firm dedicated to operating supermarkets in Switzerland and other parts of Central Europe.
Their organizational structure is almost flat, with a dominant matrix work relationship that allows the management and the workers to have more direct and open lines of communication. This kind of organizational structure helps to have a more strong interrelation with the corporative culture in that employees feel more comfortable to establish communication with the hierarchy, are confidente that their opinions and suggestions are going to be taken into consideration, and this organizational climate allows for permanent feedback. This concept strengthens the corporate culture because employees are happy in the workplace, makes them more efficient and productive, behaviors that benefit the company because it allows it to have better results. And more importantly, these happy employees reflect their attitude when they are serving the consumers.
Why do women have to sacrifice love for business? Why do women
have to sacrifice a family for job positions?
Answers
Women should not have to sacrifice love for business or a family for job positions. It is a societal misconception and a result of traditional gender roles and biases.
Women can pursue successful careers, maintain loving relationships, and have fulfilling family lives.
The notion that women have to sacrifice love for business or a family for job positions is rooted in outdated gender stereotypes and societal expectations. It is important to challenge and debunk these stereotypes, recognizing that women are capable of achieving both personal and professional fulfillment.
Historically, traditional gender roles have placed women in caregiver roles, often prioritizing family responsibilities over career ambitions. This has created a false narrative that women must choose between love and business or sacrifice their personal lives for professional success.
However, societal attitudes are gradually shifting, acknowledging the importance of gender equality and work-life balance for both men and women. Promoting workplace flexibility, supportive policies, and equal opportunities can enable women to pursue successful careers while maintaining fulfilling personal lives.
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A high net worth invidivual with asignificant margin portfolio employs numerous hedging strategies to hedge the risk on his investments. he will find it most beneficla to use?
Answers
He will find portfolio-based margin to be the most advantageous. Thus, option B is correct.
What is a portfolio?A portfolio is a container for holding unbound papers, a collection of securities, or demonstrations of finished works. It may include the various investments that are made, and the return, or investments, on those.
A person who earns more and is a high worth individual with a substantial margin portfolio uses a variety of trading techniques to reduce the danger associated with their investments based on long and short. Therefore, option B is the correct option.
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The question is incomplete, the complete question will be:
A Strategy-based margin
B Portfolio-based margin
C Day trading margin
D Combined margin
I need help with the business ventures Pt 3 assignment, I dont know how to do the tables with graphic designing business. I NEED HELP FAST!!!
Answers
Graphic design is a field that creative people with a love of art, technology, and communication might want to consider.
What about graphic design?Graphic design is both a profession and an academic field. and applied art, whose work entails the projection of visual signals meant to convey particular messages to social groups with specific aims. An multidisciplinary area of both the fine arts and design, graphic design is. Using manual or digital technologies, it requires creativity, invention, and lateral thinking. Text and visuals are frequently used to convey ideas graphically.The graphic designer's function during the communication process is that of the message's encoder or interpreter. They focus on the analysis, arrangement, and presentation of visual messages. Graphic design typically goes beyond what language alone can say by using ornamentation, graphics, compositional arrangement of the text, and appealing typography.Graphic design is a field that creative people with a love of art, technology, and communication might want to consider.
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Legal authorization by a brand owner to allow another company to "rent" its brand name for a fee is called
Answers
Answer:
The appropriate answer is "License agreement".
Explanation:
A written agreement only between various firms where a property owner allows perhaps another entity throughout accordance with a certain set of requirements called a license agreement.In so far as it has jurisdiction, the consequence including its license is to terminate or ease the ruling of conflict. It should be the presumption that perhaps the license should be a province of security.Which of the following elements comprise strategic management? (Check all that apply.)Multiple select question.a. formulationb. implementationc. realizationd. analysise. definition
Answers
The three main components of strategic management are strategic analysis, strategic choice, and strategy implementation.
Which components make up strategic management?Strategic management frequently entails strategy assessment, internal organization analysis, and company-wide strategy implementation.
What are the five components of strategy?These five components of strategy are arenas, differentiators, vehicles, staging, and economic logic. Donald Hambrick and James Fredrickson, two strategists, created this paradigm.
What are the fundamental four components of strategy?Visioning, goal-setting, resource allocation, and prioritization are the four most commonly acknowledged fundamental elements of corporate strategy.
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A bank card that automatically deducts the amount of a purchase from the checking account of the cardholder:
answer choices
debit card.
credit card.
check card.
bank card.
Answers
Answer:
debit card is automatically deducted the amount of a purchased
True or false: Checkable-deposit money created through lending by banks is not part of the money supply.
Answers
Answer: False
Explanation:
Checkable-deposit money is not the one that is created through lending by banks and is not part of the money supply. Hence, the given statement is false.
What is the money supply?
The entire amount of money that the general public is holding at any given time is referred to as the money supply in macroeconomics. Several criteria can be used to define "money," but the two most common ones are demand deposits and legal tender in circulation.
The amount of cash, coins, and bank account balances in circulation collectively constitutes the money supply. A collection of secure assets that individuals, businesses, and governments can use to make payments or hold as short-term investments is generally referred to as the money supply.
Money supply is a term used to describe both the quantity of money that is available to a nation's citizens and the amount of money that may be used in the economy of that nation.
Therefore, the given statement is false.
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