the right of a lender to pursue a deficiency judgment when a home mortgage loan is sold at foreclosure auction for less than the mortgage balance exists in some states.

Answer:

credit counselor

Explanation:

A credit counselor is a certified professional whose work entails guiding clients to repay off their debts.  A credit counselor is an expert in money management, personal budgeting, and debt control. He or she helps a client develop a debt repayment plan and may negotiate lower interest rates with creditors.

A credit counselor works in a  non-profit making organization that offers credit counseling services. They offer advice on finance and money management and educates clients on their preparing personal budget

Answer:

$250,000

Explanation:

Since the purchase cost of an old equipment is already incurred and it does not have any kind of impact in decision making so this cost would be considered as the sunk cost i.e. $250,000

The operating cost of old & new equipment would be relevant for calculating the annual cost savings and the current selling value of the old equipment would also be relevant as salvage value

Therefore $250,000 would be considered  

Those in charge of monitoring action on the front lines typically handle the operational planning element of the planning process.

Operational planning is a helpful document that details the primary duties and objectives a company will pursue during a specified time period, typically a year

Planning is the act of dividing one's thoughts into manageable steps. Planning is divided into four primary categories: strategic, tactical, operational, and contingency planning. To determine their goals and objectives, organizations use the strategic planning process.

Operational planning is a helpful document that details the primary duties and objectives a company will pursue during a specified time period, typically a year. It frequently has connections to finance agreements and, in a broader sense, to the organization's strategic objective.

A manufacturer developing a plan to increase sales by 30% is an example of operational planning.

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Answer:

C.

Explanation:

attainable or to attain the goal

Answer:

The role of a trustee is to partake in D. Managing the assets of the trustor for a set amount of time.

Explanation:

Therefore, the correct answer would be D.

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The final sales price in Comanche County, Oklahoma would be Final sales price = $160.98.

According to the Oklahoma Tax Commission. To calculate the final sales price, we need to add the sales tax to the total cost of the items.

The total cost of the items is:

Jeans (on sale): $35.99

Graphic T-shirt: $17.50

Leather belt: $12

Athletic shoes: $67.99

Windbreaker jacket: $27.50

Total cost = $35.99 + $17.50 + $12 + $67.99 + $27.50 = $160.98.

The sums paid by the purchaser at the time when anything is sold: Most of the time, homeowners who sold their properties directly received a greater sale price than those who used real estate brokers.

Therefore, In Comanche County, Oklahoma, the ultimate selling price would be $160.98.

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Answer:

I would have good company.

I would ensure that I have good communication skills.

I would have a mentor in my choice of career/study or life in general.

I would have a personal relationship with God.

Explanation:

In order for me to influence my future choices positively,I have to uphold certain principles or values like honesty,open mindedness and tolerance so as to achieve my goals.

The correct answer is c. technology such as the railroad and telegraph made the emergence of the sport business industry possible.

The growth of the railroad and telegraph allowed for the dissemination of sports news and the organization of competitions between distant cities, which helped create a national interest in sports. This new demand for sports entertainment created opportunities for entrepreneurs to develop the sport business industry. The growth of technology also allowed for the development of new sports, such as basketball and soccer, which further fueled the growth of the industry. Therefore, it can be concluded that technology, particularly the railroad and telegraph, played a vital role in the emergence of the sport business industry.

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The answers are:

1. NRV of Soyola = -$268.85 and Joint cost allocated to Soyola = $354.66.

2. Considering the negative NRVs, it would be more prudent for the company not to process either product further.

1. To allocate the joint cost to the cookies and the Soyola, we can use two different methods:

a. Sales value at splitoff method: In this method, we allocate the joint cost based on the sales value of each product at the splitoff point. The total sales value at splitoff is the sum of the sales value of soy meal and soy oil at that point. Here's how we can calculate it:

Total sales value at splitoff = (Weight of soy meal at splitoff * Selling price of soy meal) + (Volume of soy oil at splitoff * Selling price of soy oil)
Total sales value at splitoff = (675 lbs * $1 per lb) + (100 gallons * $4 per gallon)
Total sales value at splitoff = $675 + $400
Total sales value at splitoff = $1075

Now, we can allocate the joint cost based on the proportion of the sales value of each product to the total sales value at splitoff.

Joint cost allocated to cookies = (Sales value of cookies at splitoff / Total sales value at splitoff) * Joint cost
Joint cost allocated to cookies = ($0 / $1075) * Joint cost
Joint cost allocated to cookies = $0

Joint cost allocated to Soyola = (Sales value of Soyola at splitoff / Total sales value at splitoff) * Joint cost
Joint cost allocated to Soyola = ($0 / $1075) * Joint cost
Joint cost allocated to Soyola = $0

b. NRV method: In this method, we allocate the joint cost based on the net realizable value (NRV) of each product after further processing. The NRV is the sales value of a product minus any additional processing costs. Let's calculate the NRV for each product:

NRV of cookies = Selling price of cookies - Additional processing cost
NRV of cookies = $2 per lb - $360
NRV of cookies = -$358 (negative value indicates a loss)

NRV of Soyola = Selling price of Soyola - Additional processing cost
NRV of Soyola = $1.15 per quart - $270
NRV of Soyola = -$268.85 (negative value indicates a loss)

Now, we can allocate the joint cost based on the proportion of the NRV of each product to the total NRV.

Joint cost allocated to cookies = (NRV of cookies / Total NRV) * Joint cost
Joint cost allocated to cookies = (-$358 / (-$358 + (-$268.85))) * Joint cost
Joint cost allocated to cookies = -$358 / -$626.85 * Joint cost
Joint cost allocated to cookies = $572.34

Joint cost allocated to Soyola = (NRV of Soyola / Total NRV) * Joint cost
Joint cost allocated to Soyola = (-$268.85 / (-$358 + (-$268.85))) * Joint cost
Joint cost allocated to Soyola = -$268.85 / -$626.85 * Joint cost
Joint cost allocated to Soyola = $354.66

2. Based on the allocation methods, the company should not have processed either product further as both products have negative NRVs. Processing them further would result in a loss. The allocation method affects this decision by determining the allocated joint costs. In the sales value at splitoff method, no joint cost is allocated to the products as their sales values at splitoff are zero.

In the NRV method, the allocated joint costs are negative for cookies and positive for Soyola, indicating that the company would incur a loss by further processing cookies and could potentially make a profit by processing Soyola.

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Go/ No Go decision determines whether a project is worth all the effort and investment or should it be halted, and is commonly based on the outcome of a multi-dimensional feasibility assessment of the project.

A feasibility study is an evaluation of the practicality of a project or system. A feasibility study aims to objectively and reasonably clarify the strengths and weaknesses of an existing project or program.

A feasibility study (also known as a feasibility study or feasibility report) is a method of evaluating whether a project plan will be successful. A feasibility study evaluates the feasibility of the project plan to assess whether the project can proceed.

A feasibility study can identify the logistical, financial, and market challenges of a proposed project by evaluating: If the potential trade offers a return on investment. the market for the proposed product or service;

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The go/no-go decision is a key part of a feasibility study, and it can help you determine whether or not your business idea is worth pursuing. Making the go/no-go decision is all about risk assessment.

Feasibility refers to whether or not a project will be successful and how to overcome potential obstacles to the project. If you're in a project management role, conducting a feasibility study can help you evaluate a project from start to finish and make decisions before the project begins

Technical Feasibility: Consists in determining if your organization has the technical resources and expertise to meet the project requirements.

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It emphasizes innovations that lead to the ability to withstand dramatic changes in the climate or other aspects of growing conditions for food. The correct option is A, C and D.

As described in the module and by Brookfield and Padoch in their article, Agrodiversity as a concept could include, broadly all the set of crop and soil management methods in use by different farming communities in a region or globally, creating diverse environments for food-growing that complement the diversity of cultivated plants and innovations that result in the ability to survive a dramatic change in the climate or other aspect of growing conditions for food. Therefore, the correct options are: A. All the set of crop and soil management methods in use by different farming communities in a region or globally.C. Creating diverse environments for food-growing that complement the diversity of cultivated plants.D. Innovations that result in the ability to survive a dramatic change in the climate or other aspect of growing conditions for food.

Agrodiversity, as a concept, describes all of the crop and soil management practices used by different farming communities in a region or globally. Additionally, it also refers to the creation of varied environments for food cultivation, which complements the diversity of cultivated plants. Lastly, it emphasizes innovations that lead to the ability to withstand dramatic changes in the climate or other aspects of growing conditions for food.

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Answer:

ELASTIC

Explanation:

Price elasticity of demand measures the responsiveness of quantity demanded to changes in price of the good.

Price elasticity of demand = percentage change in quantity demanded / percentage change in price

Sally

percentage change in quantity demanded : (60/30) - 1 = 1

percentage change in price : (3/5) - 1 = -0.4

Price elasticity = 1 / -0.4 = 2.5

Jim

percentage change in quantity demanded : (40/30) - 1 = 0.33

percentage change in price : (3/5) - 1 = -0.4

Price elasticity = 0.33 / -0.4 = 0.83

Sally's demand is elastic while Jims' is inelastic  

If the absolute value of price elasticity is greater than one, it means demand is elastic. Elastic demand means that quantity demanded is sensitive to price changes.  

Demand is inelastic if a small change in price has little or no effect on quantity demanded. The absolute value of elasticity would be less than one

Demand is unit elastic if a small change in price has an equal and proportionate effect on quantity demanded.  

Infinitely elastic demand is perfectly elastic demand. Demand falls to zero when price increases  

Perfectly inelastic demand is demand where there is no change in the quantity demanded regardless of changes in price.

maximizing shareholder value Reason - The common theme between 1997 business roundtable conference and shareholders primacy.

Unlike the U.S. Chamber of Commerce, whose members are entire businesses, BRT members are exclusively CEOs. The BRT lobbies for public policy that is favorable to business interests, such as lowering corporate taxes in the United States and internationally, as well as international trade policy, like NAFTA.

Shareholder primacy is a shareholder-centric form of corporate governance that focuses on maximizing the value of shareholders before considering the interests of other corporate stakeholders, such as society, the community, consumers, and employees.

The development of new transportation technologies was one of the main causes that caused this economic change.

The manufacture of things for a cash market; the use of technologies and developments to generate commodities for a mass market; and the quick advancements in transportation and communication.

A market revolution that began in the 1820s and 1830s was revolutionizing both domestic and international trade. Independent artisans were being pushed out by factories and mass production. Produce from farms was grown and shipped by cheap modes of transportation, such the Erie Canal, to distant, rather than local, markets.

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The performance of the economy can be measured using the GDP, the rate of unemployment, or price changes

GDP is the monetary value of all the finished products in terms of goods and services that are produced within a country.

It is used to measure the size of an economy of a country.

Therefore, The performance of the economy can be measured using the GDP, the rate of unemployment, or price changes.

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In summary, the bank's balance sheet would include total assets of $200, checking deposits of $130, saving deposits of $50, and net worth of $20.

The bank's balance sheet can be shown as follows:

Assets:
- Total assets: $200

Liabilities:
- Checking deposits: (To be determined)
- Saving deposits: $50

Net Worth:
- Net worth: $20

To determine the value of the bank's checking deposits, we need to subtract the saving deposits and net worth from the total assets:

Checking deposits = Total assets - Saving deposits - Net worth
Checking deposits = $200 - $50 - $20
Checking deposits = $130

Therefore, the bank's balance sheet would show:

Assets:
- Total assets: $200

Liabilities:
- Checking deposits: $130
- Saving deposits: $50

Net Worth:
- Net worth: $20.

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A bank's balance sheet is a financial statement that provides a snapshot of a bank's financial position at a specific point in time. The bank's balance sheet would look as follows:

Assets:
- Total assets: $200

Liabilities:
- Checking deposits: (unknown)
- Saving deposits: $50

Net Worth:
- Net worth: $20

The balance sheet represents a snapshot of the bank's financial position at a specific point in time. In this case, the bank's total assets amount to $200. These assets can include loans, cash, investments, and other valuable resources owned by the bank.

The liabilities section includes the bank's saving deposits, which amount to $50. The checking deposits, however, are not provided in the question, so we cannot determine their amount. Lastly, the net worth represents the bank's equity or the difference between its assets and liabilities. In this case, the net worth is $20.

Overall, this balance sheet showcases the bank's assets, saving deposits, and net worth.

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Answer:

d is you answer

Explanation:

Answer:

D. When a desirable product or service is scarce, its value increases.

Explanation:

Because more people want a product that there is less of, meaning they will raise the price.

A loss that results from a well-crafted forgery typically falls on the party whose signature was forged. This concept is referred to as the "forgery rule" or "fictitious payee rule."

The forgery rule is based on the principle that the party whose signature was forged bears the risk of loss because they are in the best position to prevent the forgery in the first place. This rule encourages individuals and businesses to implement strong security measures to protect their signatures, as well as to regularly monitor their accounts for unauthorized transactions.

By placing the responsibility on the party with the forged signature, the forgery rule helps to maintain the overall security and integrity of financial transactions and payment systems. It is important to note that in some cases, the liability may be shared between parties, depending on the circumstances and the level of negligence involved.

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Answer: Yes. Robert is is an investment adviser representative

Explanation:

Based on the scenario given in the question, we can deduce that Robert is an investment adviser representative. An Investment Adviser Representative is someone who is an employee for an investment advisory company and the person provides advice that are related to investments activities for the company.

In this case, Robert is performing the duties of an investment adviser representative for JJ financial planning.

1. The contribution margin for one custom skin is $6.00.2. Zebra Company must sell 10,200 custom skins to break even.3. With the sale of 11,000 custom skins, the operating income is $4,800.

1. The contribution margin for one custom skin is $6.00, calculated by subtracting the variable cost of $14.00 from the selling price of $20.00.2. To break even, Zebra Company must sell 10,200 custom skins. This is calculated by dividing the fixed costs of $61,200 by the contribution margin per unit of $6.00.3. If Zebra Company sells 11,000 custom skins, the operating income can be calculated as follows:Operating Income = (Number of custom skins sold * Contribution Margin) - Fixed Costs Operating Income = (11,000 * $6.00) - $61,200Operating Income = $66,000 - $61,200Operating Income = $4,8004. The margin of safety in units is 800 custom skins, calculated by subtracting the breakeven units (10,200) from the actual units sold (11,000). The margin of safety in sales revenue can be calculated as follows:Margin of Safety in Sales Revenue = Margin of Safety in Units * Selling PriceMargin of Safety in Sales Revenue = 800 * $20.00Margin of Safety in Sales Revenue = $16,000

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The actual rate of unemployment's primary trait is its tendency to fluctuate over time.

Unemployment is the state of being capable of working and aggressively looking for job, yet unable to do so. It is crucial to remember that a people must be actively seeking paid employment in the labor force in order to be termed unemployed.

Cycles of unemployed are due to low consumer demand. As prices drop, businesses suffer excessive profit losses. They must let workers go because they don't think sales will increase quickly. It is cyclical since rising unemployment leads consumer demand to decline even further.

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Answer:

IT companies

Court Reporter

Sheet Mental worker

Certifications are less expensive, degrees provide a comprehensive education. The following statement explains their importance.

While certifications are less expensive, degrees provide a more comprehensive education. If you want to expand your knowledge in IT-related fields, there are two options: certifications and degrees. Both paths have advantages, but they are not the same.

IT companies, Court Reporter requires degree or certification courses. While Sheet Mental workers, working in a garage, do not require degrees or certificates.

Therefore, the above statement explains the importance of a degree or a certificate.

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Answer:

Buying Power = Cash / Initial Margin Percentage

Explanation:

Buying power represents the actual will of the consumer to purchase goods. It is the sum of money which is available to the consumer in a city for purchase of goods and services. The consumer utility can be driven by purchasing power. It determines the ability of the people in a city or country to invest in the country's Gross Domestic Product.

All of the following are true for those who are not responsible with credit EXCEPT  They charge fewer items or make the full payment each month.

This is the term that is used to refer to the fact that a person is able to get a way of paying for the goods and services that they make use of through the use of credit card that is issued to them by a credit facility.

The issue here is that the people that have a bad credit would have to be paying more in fees at the end of the day because it would keep piling. They would also have greater credit balance that they are to pay as well.

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What are the social or economic goals? Is there options?

Edit: The answer is A

Answer:

A

Explanation:

The predetermined overhead rate is 184% of direct labor cost

A

Estimated manufacturing overhead

$864,800

B

Estimated direct labor cost

$470,000

C = (A/B) x 100

Predetermined Overhead rate

184%

of direct labor cost

Wages paid to employees directly related to producing goods or rendering customer services are referred to as direct labour costs. The overall direct labour cost exceeds wages paid by a significant amount.

Direct labour includes those who assemble things, weld things, paint things, and operate machines. Any employee directly involved in a product's manufacture is referred to as direct labour. If your company makes bicycles, the workers who make the bicycles are regarded as direct labour.

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The effective problem statement explains the specific context of the problem and the best way to resolve the problem.

The effective problem statement is a section in a business report that spot a problem & addresses the problem and explains clearly why it is important to address such problem.

Therefore, the Option B and D is correct because the effective problem statement explains the specific context of the problem and the best way to resolve the problem.

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Answer:

Sam's capital account = $60,000 (for 1/5 of the firm)

the firm's total value = $60,000 x 5 = $300,000

goodwill = $300,000 - ($60,000 + $80,000 + $60,000) = $100,000

Hem's share of goodwill = ($80,000 / $140,000) x $100,000 = $57,143

Nem's share of goodwill = $100,000 - $57,143 = $42,857

the journal entry used to record goodwill:

Dr Goodwill 100,000

    Cr Hem, capital, 57,143

    Cr Nem, capital, 42,857

Answer:

If there was a discount allowed of Rs. 2,000 then it means that the total amount the debtor was owing was:

= Cash paid by debtor + Discount allowed

= 18,000 + 2,000

= Rs. 20,000

Journal entry is therefore:

Date                       Account Title                                          Debit             Credit

XX-XX-XXXX        Cash                                                     $18,000

                              Discount allowed                                $  2,000

                              Accounts Receivable                                               $20,000