Your available credit is $1,000, but you keep your debt to $200.00. How does this help you build a positive credit history?
Keeping a low debt-to-credit ratio can demonstrate responsible credit usage, which is a key factor in building a positive credit history.
Building a good credit history requires maintaining a low debt-to-credit ratio.Your debt-to-credit ratio measures how much of your available credit you are currently using.A lower debt-to-credit ratio implies prudent credit use because you aren't using credit excessively and can properly manage credit.Keep this percentage as low as you can because creditors and lenders use it to assess your credit worthiness. Maintaining a low debt to credit ratio may make you appear less dangerous to lenders and increase your chances of getting future loan applications accepted.Another important element in establishing a solid credit history is having a low debt-to-credit ratio, which can enhance your credit score.
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5. What is the definition of a want? O A. Something you would like to have but will be okay without it. B. Something that is required or very important. O C. Something you can have every other day. D D. None of the above.
Answer: A
Explanation:
:)
Answer:
A bc it is means to want sum
what basis do you use to decide when to spend money in your everyday life, and do you think your decisions are always well thought out?
1) First, consider what is important to you and whether you have given it adequate funding. Many people immediately consider travel as one of their retirement interests. For some, the most important thing is to see friends and family as often as possible. It's difficult to forget the elderly uncles and aunts who make the effort to attend every family wedding or ceremony. If you want to travel, spend money on plane tickets, hotel reservations, and other expenses.
2) Second, unless you are willing to devote time, energy, and resources to your hobby, you may not be serious about it. If music is your passion and you believe you need to learn it formally, enrol in classes and take it seriously as a student. If you enjoy photography, invest in a good camera and lenses and do what it takes to pursue it seriously. If you believe you will pursue a new activity in retirement, set a reasonable budget for it and enjoy it.
3) Third, if there are expenses you've put off your entire life and now have the money to spend, bring them back to the table. Purchasing books that you enjoy reading, dining out to try new cuisines, attending exhibitions, shows, and concerts that interest you, or purchasing clothing and jewelry that you denied yourself during your saving days can all be financed if you have the money.
4) Fourth, think about allocating money to expenses that will improve your comfort. You might want to invest in a comfortable reading chair, a back-supporting couch, a higher-quality bed, blanket, or pillows, and other small items that will improve your comfort. You might want to hire a cab instead of taking public transportation; fly instead of taking the train; and so on. These may seem insignificant, but I have many elderly friends who will continue to pinch back on their own comfort from their frugality habit even when it is no longer necessary.
5) Fifth, if you believe you have more than you need, practise giving it away. Many people could make good use of that money. You may have made a difference in another person's life if you paid a hospital bill, a tuition fee, a coaching class fee, or if you purchased life-sustaining medicine or equipment, or even if you provided clothing, footwear, and other basic necessities. Donate to charities that work on issues that are important to you. Support your vegetable vendor, security guard, liftmen, cooks and cleaning staff, drivers, and others if you can be generous with them.
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Which of the following is NOT a discretionary expense?
Vacation
Rent
Entertainment
Gym membership
Imagine you are a sales manager and need to tell an employee that his sales numbers have not been very good and he needs to improve them in the next month. Would email be a good choice for this intradepartmental communication? Why or why not?
Yes, email would be a good choice of telling an employee that his/her sales have not been good.
As just sending a simple email is easy, fast and efficient and it gets the word to that employee as quick as possible
Answer:
Yes, an email would be a good choice of communication. Because then you can alert him/her/them that their sales have not been good this month and have receipts that you gave them a warning.
write the importance of professional education.
Explanation:
The aim of education is to make a person intelligent enough to make decisions logically, knowledgeable enough to take up a right career path and skilled enough to be self-supportive. ... Getting a professional education is important for shaping your career to move towards a right direction.
specialization the division of labor enhances productivity and efficiency by
Answer:
allowing workers to take advantage of existing differences in their abilities and skills.
Explanation:
Sebastián compró 3 latas de pintura a 15.75 cada una marcada con un descuento del 20% cuánto pagó en total Sebastián en caja incluyendo el I.T.B.M.S
Answer:
37,8
Explanation:
Podemos hacer esto de dos formas.
Si compró 3 latas a 15,75, podemos encontrar el porcentaje de cada lata y luego multiplicar por 3. Como
20% * 15,75 =
20/100 * 15,75 = 3,15
15,75 - 3,15 = 12,6
Luego multiplicamos el 12,6 por 3.
12,6 * 3 = 37,8
De otra forma, podemos hacer la multiplicación primero. Como,
15,75 * 3 latas = 47,25
20% de 47,25 =
20/100 * 47,25 = 9,45
47,25 - 9,45 = 37,8
Entonces, en total, pagó 37,8
Rosa, an entrepreneur, wants to measure the overall health of her small business by using a form of ratio analysis. Her chosen method requires her to measure how often she must restock her firm's inventory, examine how quickly her firm can turn credit sales into cash, and measure the productivity of her firm's fixed assets. In this scenario, the ratio analysis method chosen by Rosa requires the measurement of her firm's _____.
Answer:
activity ratios
Explanation:
Activity ratios are various metrics that are used to see how efficient the operations of a business are in using their capital and assets.
Activity ratios include: stock turnover, debtors turnover ratio, working capital turnover ratio, investment turnover ratio, and so on.
In the given scenario where Rosa wants to measure how often she must restock her firm's inventory, examine how quickly her firm can turn credit sales into cash, and measure the productivity of her firm's fixed assets.
She needs to measure her activity ratios
In a company that manufactures casting parts, the temperature of the melting furnace fluctuates a lot according to the automatic reports of the device. What do you suggest to check the capability of the measuring system (furnace temperature)? explain
To check the capability of the measuring system for the melting furnace temperature, I suggest conducting a calibration test using a known reference temperature source.
Explanation:
Calibration is a process that verifies the accuracy and reliability of a measuring system by comparing its readings with a known reference. In this case, a known temperature source, such as a calibrated thermometer or a certified temperature probe, can be used. The reference source should have a higher accuracy and stability compared to the measuring system being tested.
During the calibration test, the reference temperature source should be placed inside the melting furnace in a location that represents the typical temperature distribution. The measuring system's readings should be compared to the reference source readings at various temperature points and across different operating conditions, such as during temperature fluctuations and different heating or cooling rates. This will help identify any systematic errors, biases, or inconsistencies in the measuring system.
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Most businesses use __________ networks.
wired
wireless
Answer: wired
Explanation:
wired is the cheapest
5. You purchase your daily
coffee at the chemist’s coffeehouse and have a choice of two cups
with different specific heat capacity. Which cup will you choose,
the cup with a low specific or the cu
You would choose the cup with a low specific heat capacity.
Specific heat capacity refers to the amount of heat energy required to raise the temperature of a substance by a certain amount. In the context of coffee cups, a cup with a low specific heat capacity means that it heats up or cools down quickly in response to changes in temperature.
When you purchase your daily coffee, you likely want to enjoy it at an optimal temperature for a longer period. By choosing a cup with a low specific heat capacity, it will absorb less heat from the coffee, allowing it to stay hot for a longer time. The cup will also cool down faster when exposed to the surrounding environment, preventing your coffee from becoming lukewarm too quickly.
On the other hand, a cup with a high specific heat capacity would absorb more heat from the coffee, causing it to cool down rapidly. This would result in your coffee becoming cold faster, making it less enjoyable to drink.
Therefore, opting for a cup with a low specific heat capacity would be more advantageous as it helps maintain the desired temperature of your coffee for a longer duration.
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The greatest danger or risk of an unsound best-cost provider strategy isA-that buyers will be highly skeptical about paying a relatively low price for upscale attributes/features.B-not establishing strong alliances and partnerships with key suppliers.C-that low-cost leaders will be able to steal away some customers on the basis of a lower price, and high-end differentiators will be able to steal away customers with the appeal of better product attributes.D- that it will be unable to achieve top-notch quality at a rock-bottom cost.E- becoming too highly integrated and not relying enough on outsourcing.
Answer: (C) The greatest danger or risk of an unsound best-cost provider strategy is that low-cost leaders will be able to steal away some customers of low price, and high-end differentiators will be able to steal away some customers with the appeal of better product attributes.
This can happen if the company is unable to effectively balance cost and differentiation in its products, leading to a lack of competitive advantage. Additionally, not establishing strong alliances and partnerships with key suppliers can also be a risk, as it can limit the company's ability to secure the necessary resources to produce high-quality products at a low cost.
Therefore, It is important for companies pursuing a best-cost provider strategy to carefully consider their product offerings, supplier relationships, and pricing strategies in order to avoid these risks and achieve long-term success.
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Tanning Company analyzes its receivables to estimate bad debt expense. The accounts receivable balance is $362,000 and credit sales are $1,000,000. An aging of accounts receivable shows that approximately 4% of the outstanding receivables will be uncollectible. What adjusting entry will Tanning Company make if Allowance for Doubtful Accounts has a credit balance of $2,400 before adjustment
Answer:
Bad debt expenses $ 12,080
Allowance for doubtful accounts $ 12,080
Explanation:
Accounts 4% of AR
That is $362,000 x 4% = $14,480 expected allowance.
The current balance = 2400 credit
Journal entry:
\(\text{Account titles and explanation}\) Debit Credit
Bad debt expenses [(362,000 x 4%) - 2400] $12,080
\(\text{Allowance for doubtful accounts}\) $12,080
(To record bad debt expense)
Mining Companies have a major role to play in facilitating and promoting the culture of equality and therefore eliminating Gender based violence from the workplace and communities that host/ border mining project developments. a) What are some of the reasons that you believe gender based violence has become so prevalent on mining sites and in surrounding communities. (5 marks) b) During the screening phase of an EIA project in Guyana concerns were raised by villagers in the area about "Increased incidences of sexual exploitation of indigenous women and young girls by people who have come into the communities to work for the company."
Gender-based violence has become prevalent on mining sites and in surrounding communities due to a combination of factors such as male-dominated work environments, social and economic inequalities, lack of awareness and education, limited access to support services, and a culture of impunity.
Gender-based violence on mining sites and in surrounding communities can be attributed to several reasons. Firstly, the mining industry is historically male-dominated, with a significant gender imbalance in the workforce. This power dynamic can perpetuate harmful attitudes and behaviors towards women, leading to increased incidents of violence.
Secondly, mining projects often bring rapid social and economic changes to communities, resulting in unequal power dynamics and social tensions. These changes can disrupt traditional gender roles and exacerbate existing gender inequalities, making women and girls more vulnerable to violence.
Thirdly, the lack of awareness and education about gender issues and violence prevention contributes to the prevalence of gender-based violence. Limited knowledge about consent, healthy relationships, and gender equality can perpetuate harmful norms and behaviors.
Furthermore, the remote locations of many mining sites can limit access to support services and justice systems. This lack of resources and infrastructure can prevent survivors from seeking help and perpetrators from being held accountable, perpetuating a culture of impunity.
Lastly, the overall culture and norms within the mining industry and surrounding communities play a significant role. If there is a lack of commitment from mining companies to prioritize gender equality, enforce policies against violence, and promote a safe and inclusive work environment, it can contribute to the prevalence of gender-based violence.
In conclusion, gender-based violence on mining sites and in surrounding communities is a complex issue influenced by multiple factors. Addressing this problem requires a comprehensive approach that involves creating gender-inclusive work environments, promoting education and awareness, strengthening support services, and holding perpetrators accountable. By actively working towards equality and addressing the root causes of violence, mining companies can play a crucial role in eliminating gender-based violence from their workplaces and the communities they operate in.
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Fill in the blank: Measuring your website’s authority comes down to assessing the volume and quality of the ____________.
The measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
Simply put, a backlink refers to series of link from one website which leads to another website.
The number and quality of a website's backlink tells about the quality of the website.
Hence, the measurement of the website’s authority comes down to assessment of the volume and quality of the website's backlinks
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A fit exist when people need your product rather than just seeing a potential benefit of using it?
When consumers require your product rather than merely recognizing the potential benefits of utilizing it, you have a fit. That is correct. Thus, the correct answer is true.
What does "potential benefits" mean?The prospective benefits of the subject are those that can be fairly foreseen as a result of participating in the study. The most common sort of direct benefit to the subject as a result of non-therapeutic research participation is knowledge of value to the subject. The Potential Benefits of the Subject should not be exaggerated, pressured, or guaranteed. It should be mentioned if the research will not benefit the topic.
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how can a job (or occupation) impact your life? explain in 50-100 words.
I'd rly appreciate anyone's help asap, thanks in advance! (not business, it's career ed. just chose the subject closest to it).
Answer:
Find the essay below.
Explanation:
A job or occupation is a line of work or business through which a person earns a living. A job can positively impact a person's life because it gives one a sense of purpose most especially if it is work that one truly enjoys. Over-reliance on people to provide us with the basic necessities of life can erode respect and result in a lack of self-esteem. When a person rather works hard to earn a living, it gives a sense of purpose and fulfillment.
An occupation is dignifying. Knowing that you are doing something beneficial can also bring happiness.
A firm estimated its short-run costs using an average variable cost function of the form
AVC = a + bQ + cQ2
and obtained the following results. Total fixed cost is $1,500.
DEPENDENT VARIABLE. | AVC | RSQUARE | FRATIO PVALUEONF
‘OBSERVATIONS | 40_| 08273 5865 0.0001
PARANETER | STANDARD
VARIABLE ESTIMATE ERROR | T-RATIO | P-VALUE
INTERCEPT 3505 iE 321] 000s
a 420 156] 269] 04106
az 030 000 333] 00020a
What is the minimum value of AVC?
The minimum value of AVC is approximately $421.575.
To find the minimum value of AVC (Average Variable Cost), we need to identify the value of Q (quantity) that corresponds to the minimum point of the average variable cost function. This can be determined by taking the first derivative of the AVC function and setting it equal to zero.
Given that the average variable cost function is:
AVC = a + bQ + cQ^2
Taking the first derivative with respect to Q:
d(AVC)/dQ = b + 2cQ
Setting the derivative equal to zero:
b + 2cQ = 0
Solving for Q:
2cQ = -b
Q = -b / (2c)
Now, let's refer to the information provided in the table. The values of the parameters are as follows:
a = 420
b = 0.03
c = 0.0003
Substituting these values into the equation to find Q:
Q = -0.03 / (2 * 0.0003)
Q = -0.03 / 0.0006
Q ≈ -50
Since quantity (Q) cannot be negative in this context, we discard the negative value. Therefore, the minimum value of AVC occurs at Q = 50.
To find the corresponding minimum value of AVC, we substitute this value back into the AVC function:
AVC = a + bQ + cQ^2
AVC = 420 + 0.03(50) + 0.0003(50)^2
AVC ≈ 420 + 1.5 + 0.075
AVC ≈ 421.575
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The three purposes for which individuals or groups can use products in order for it to be considered a business market are:_________
The three purposes for which individuals or groups can use products in order for it to be considered a business market are:
Resaleuse in daily operationsdirect use in producing other products.This is further explained below.
What is the market?Generally, A market is a location where individuals, often buyers and sellers, may congregate to assist the buying and selling of various commodities and services.
In conclusion, It is necessary for people or organizations to utilize items for at least one of the following three objectives for there to be a market for commercial goods and services:
On resale; for use in day-to-day activities; as a direct input into the production of other goods.
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A specific ability that distinguishes a business from its competitors, giving it an advantage in its market, is known as what?
When a company has a specific ability that distinguishes a business from its competitors, giving it an advantage in its market, this is known as a Core competency.
What is a core competency?This refers to a company's special ability that allows it to be distinguished from other businesses in the industry and therefore gives it an advantage over competitors.
It is from the core competency that a company has that will allow it to come up with a competitive advantage.
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When sierra thinks about Chick-fil-A, she Emily thinks about the high-quality chicken that she last ate there, served hot and fresh by fast and friendly employees. Next, she recalls the clever cows that she is used to seeing on local billboards and in stores or promote the brand. The _____________ of the Chick-fil-A brand is firmly established in her mind, based on how the brand communicates with her and ultimately provides a positive experience.
a) Targeting
b) Segmentation
c) Equity
d) Positioning
e) Loyalty
Answer:
Positioning
Explanation:
According to the video, what do Financial Analysts analyze? Check all that apply.
financial records
travel distances
insurance claims
a company's competitors
fraud
Blossom Company is considering an investment that will return a lump sum of $850,000 3 years from now. Click here to view the factor table. (For calculation purposes, use 5 decimal places as displayed in the factor table provided.) What amount should Blossom Company pay for this investment to earn an 6% return? (Round answer to 2 decimal places, e.g. 25.25.)
Ale jak się okazało w Polsce dniu narty nie skierowane to dniu tym świecie i jest ogóle nie ma problemu z tym że nie ma przecieku co w wszystko jutrzejszym terminie
What does ceteris paribus mean?
Answer:
rat
Explanatio
I am MrBeast and if you can guess what number I am thinking of between 1 and 100 I will give $10,000. Comment or answer.
Answer:
58
ohhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhhh
it's fake
This is fake!!! It's not even the real MrBeast!!
Which is the largest component of GDP? A. consumption B. investment C. government purchases D. net exports
What is the purpose of comparison?.
Instead of stating the obvious, comparison and contrast are used to draw attention to subtle differences or unexpected similarities.
What is the purpose of a comparison ?An analysis of two topics is done in a compare-and-contrast essay by comparing, contrasting, or both of those things.Writing a comparison or contrast essay has the objective of illuminating subtle contrasts or surprising parallels between two subjects rather of stating the obvious.In writing, comparison and contrast are used to draw attention to small but significant distinctions or parallels that might not be immediately visible.You can increase readers' comprehension of the subject or topic of conversation by highlighting the variations between items that fall into the same general category.One benefit of comparison is the potential for generating motivation that we might not otherwise have when we use the strength of the community to take action in the direction of our ideal future.To learn more about comparison refer
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Is eating a tomato bias?
Answer:
hindi ko po maintindihan ang tinatanong nyo
Explanation:
sa susunod po kumpletuhin nyo para masagut ko ang tanong mo
Gemini Group declares a dividend of $275,000 for the quarter ending June 30 of the current year. Relevant stockholders’ equity information is listed below: Common Stock: $1 par (100,000 shares authorized, 75,000 shares outstanding) Preferred Stock: $100 par, 8% cumulative (20,000 shares authorized and outstanding) If Gemini has no preferred dividends in arrears, what amount of the total dividends will be distributed to the common stockholders?a. $217,105b. $160,000c. $115,000d. $171,875
The amount of the total dividends that will be distributed to the common stockholders is $115,000. Therefore, the correct option is C.
To calculate the amount of dividends that will be distributed to common stockholders, we first need to determine how much of the dividend is allocated to preferred stockholders. Since the preferred stock is cumulative and there are no dividends in arrears, we know that the total preferred dividend is equal to the preferred dividend rate multiplied by the preferred stock par value:
$100 par value * 8% dividend rate = $8 dividend per share
$8 dividend per share * 20,000 shares outstanding = $160,000 total preferred dividends
Next, we subtract the total preferred dividends from the total dividend amount to find the amount allocated to common stockholders:
$275,000 total dividends - $160,000 preferred dividends = $115,000 common dividends
Therefore, the correct answer is C: $115,000, which represents the amount of the total dividends that will be distributed to the common stockholders.
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