.The optimal saving rate is αβ for private and (α+θ)β for social respectively
I understand how to get it for private part but not for social
could you explain step by step how i can get (α+θ)β social saving rate given the sets of equations below?
Answers
To calculate the social saving rate (α+θ)β, consider equations related to public goods, government policies, and social factors in addition to private saving rates (αβ).
To derive the social saving rate (α+θ)β, we need to analyze the equations provided. It would be helpful to have the specific equations or context related to the problem you're referring to. Without that information, I can provide a general approach to understanding the concept.
1. Identify the equations: Determine the relevant equations that describe the relationship between saving rates and the social context. These equations might involve variables related to public goods, externalities, or government intervention.
2. Analyze the private saving rate: Understand how the private saving rate (αβ) is derived. This typically involves considering individual preferences, income, consumption, and investment decisions in a private context.
3. Introduce social factors: Consider the additional elements that influence saving decisions in a social context. This could include social preferences, government policies, redistribution, public investments, or externalities. These factors may be captured by the parameter θ.
4. Combine private and social elements: Combine the private saving rate (αβ) with the social factors (θ) to obtain the social saving rate (α+θ)β. This indicates the overall saving behavior in the presence of social considerations.
5. Interpretation: Understand the implications of the social saving rate. Analyze how the inclusion of social factors affects the overall level of saving in the economy and its impact on investment, economic growth, income distribution, or other relevant outcomes.
It's important to note that the specific derivation of (α+θ)β may depend on the context and equations provided. Without further details, it's challenging to provide a step-by-step explanation for your specific case.
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Related Questions
Describe the population distribution in Guyana
Answers
More than 70 percent of Guyana's coastal population is rural, living on plantations or in villages strung along the coastal road. The villages range in size from several hundred to several thousand inhabitants. The layout of the villages is dictated by the drainage and irrigation systems of the plantations, both active and abandoned. The villages are most heavily concentrated along the estuary of the Demerara River and the eastern environs of Georgetown, near the mouth of the Berbice River close to New Amsterdam, and along the extreme east coast near the Courantyne River.
The pattern of population distribution in Guyana is a product of nineteenth-century economic development, which was based on the cultivation of sugarcane. Because the swampy coast was fertile and sugar production was geared to export, the large sugar estates confined their operations to a narrow coastal strip. Most of the villages had ethnically diverse populations, but usually one ethnic group predominated. The urban population was predominantly African, but it would be misleading to suggest that all Afro-Guyanese were urban. Indeed, the majority of the Afro-Guyanese population was rural. A far greater majority of Indo-Guyanese, however, lived outside the cities. The interior of the country was left mainly to the Amerindians. Even the later exploitation of timber, bauxite, and manganese in the interior failed to effect any sizeable migration.
Dotty's is a high fashion boutique, owned by entrepreneur Daisy Smith. The
business has been open a year, and specialises in designer outfits for women.
Daisy made the decision to set up the business after working in a high street
chain for five years.
Which of the following does NOT analyse how entrepreneurial skills will enable
Daisy's business to be more financially successful?
Answers
Answer: By being organized, Daisy will be abke to ensure that her business runs more smoothly and that she has stock in the shop when is is needed and the suppliers are paid on time. This could lower the levels of stress experienced by Daisy and lead to her enjoying a better work life balance.
Explanation:
The option that doesn't analyse how entrepreneurial skills will enable
Daisy's business to be more financially successful is that "By being organized, Daisy will be abke to ensure that her business runs more smoothly and that she has stock in the shop when is is needed and the suppliers are paid on time. This could lower the levels of stress experienced by Daisy and lead to her enjoying a better work life balance".
We should note that while other options shows that there will be an increase in customer, increase in sales and lead her to be more financially successful, this particular option only relates to her work-life balance and not have an impact on her financial stability.
find the average rate of change for the following and write a description about it
Answers
In order to find the rate of change of a function between two points, you should use the formula, ( f (b) - f (a) ) / (b - a).
How do you find the rate of change?Using the formula;
= ( f (b) - f (a) ) / (b - a)
Where
b would be the second value of x and a would be the first value of x.
For instance, if you were to find the average rate of change in function:
y = 4x³ - 5x² + 1 in between x = -3 and x = 1.
The average rate of change would be:
= ( 4 (1)³ - 5(1)² + 1) - (4 (-3)³ - 5(-3)² + 1) / (1 - (3))
= 152 / 4
= 38
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The act that prohibits hacking, the use of cookies, creating viruses, or using click-stream data to obtain personal
information about individual computers that surf the Web:
Answers
Answer:
ECPA
Explanation:
The Electronic Communications Privacy Act prohibits all of those things specifically, according to the Business Law Edge lesson.
The abolishment of slavery was not the only threat to slave owners. We will consider two other challenges slave owners faced in this question. •• Explain why current US slave owners wanted a ban on the import of new slaves from Africa. Be sure to include a figure showing the market for US slaves and how new slaves from Africa affect the market. (4 pts) •• A less obvious threat to slave owners came from low-skilled agricultural immigrants to the US. Draw the US market for low-skilled agricultural workers and show how a wave of immigrants affects the market. (4 pts) •• Draw the US market for slaves. Assuming low-skilled agricultural workers are a substitute for slaves, show how your answer in the previous part impacts the US market for slaves. (4 pts) •• Do you agree with Wright that the significance of slavery in the US would have declined even without the Civil War? Use evidence from the course material to support your argument. (4 pts)
Answers
It had negative effects on the market for US slaves. A wave of low-skilled agricultural immigrants entered the US market, the supply of agricultural workers increased If low-skilled agricultural workers were a substitute for slaves, the increase in the supply of agricultural workers would have decreased
1. The US slave trade was a profitable business for many slave traders, but it had negative effects on the market for US slaves. When new slaves were imported from Africa, the supply of slaves in the US market increased, which caused the price of slaves to decrease. This meant that current US slave owners, who had invested heavily in their slaves, would experience a decrease in the value of their assets. A ban on the import of new slaves would have limited the supply of slaves and kept their value higher.
2. When a wave of low-skilled agricultural immigrants entered the US market, the supply of agricultural workers increased, which caused the price of labor to decrease. This meant that US farmers could hire workers for lower wages, which lowered their costs and increased their profits.
3. If low-skilled agricultural workers were a substitute for slaves, the increase in the supply of agricultural workers would have decreased the demand for slaves. This would have caused the price of slaves to decrease, making them a less attractive option for farmers.
4. It is difficult to say whether the significance of slavery in the US would have declined without the Civil War. However, there were several factors that suggest this could have been the case. The industrialization of the North, the growth of wage labor, and the decline of agriculture as the dominant sector of the economy all made slavery less profitable and less necessary. Additionally, there was growing opposition to slavery among Northern abolitionists and many Southerners also believed that slavery was on the decline. However, it is important to note that the Civil War was the catalyst for the ultimate abolition of slavery in the US.
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anyone in a company who influences the behavior of other employees is acting as a ___.
A. executive
B. supervisor
C. leader
D. manager
Answers
Answer:
C
Explanation
The strategies managers employ in the workplace often dictate employee ... other hand, leaders who lack managerial skills, are a detriment to employees
Anyone who directs the actions of other workers in a corporation is functioning in a leader capacity. Hence, Option C is correct.
What is a leader?A leader is someone who enlivens and motivates their people. Anyone who has a vision and knows how to get there is a leader. A leader makes sure their group gets the resources and support they need to succeed.
A leader is someone who enlivens and motivates their people. Anyone who has a vision and knows how to get there is a leader. A leader makes sure their group gets the resources and support they need to succeed.
Optimistic leaders inspire. While taking the effort to advise and train staff whenever there are performance gaps, they take the time to recognise employees for a job well done.
Good leaders encourage their people to be their very best in both good and difficult situations, bringing out the best in each individual.
Therefore, Option C is correct.
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Which of the following positions typically manages the company on a daily basis?
A. The Board of Directors
B. The Stockholders
C. The CEO
D. The Controller
Answers
The CEO (Chief Executive Officer) is the highest-ranking executive in a company and is responsible for managing the company on a daily basis.
The CEO is responsible for setting the company's strategic direction, overseeing the day-to-day operations, and ensuring that the company is profitable.
The Board of Directors (BoD) is responsible for overseeing the management of the company, but they do not typically manage the company on a daily basis. The BoD is responsible for setting the company's overall direction and ensuring that the company is managed in a responsible manner.
The Stockholders are the owners of the company, but they do not typically manage the company on a daily basis. The Stockholders are responsible for electing the members of the BoD and approving major changes to the company's structure.
The answer is C: The CEO.
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What sports have been founded by an entrepreneur?
Answers
An individual who plans, manages, and takes on the risk of a sport-related business enterprise is known as a sports entrepreneur. There are numerous instances of professional players succeeding in business after leaving sports.
The most well-known professional sport players who successfully transitioned from athletics to entrepreneurship include Payton Manning, David Beckham, John Elway, Magic Johnson, and Venus Williams, to name just a few. Many of you are familiar with his court movements. It is less typical to be aware of his entrepreneur side. However, how many companies does Shaq actually own? Even though the solution is not obvious, it is still amazing.
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cwhat is entury national bank>
Answers
Entry National Bank (ENB) is a financial institution that provides banking services to its customers.
Entry National Bank is a type of bank that offers various financial services, such as savings accounts, checking accounts, loans, credit cards, and other banking products to its customers. It operates under the supervision of the regulatory authorities, such as the central bank of the country.
The primary function of a bank is to collect funds from customers and use them to provide loans to other customers who need it. Banks make money by charging interest on the loans they provide and by charging fees for the services they offer.
Entry National Bank, like other banks, has a role in the economy. It helps to facilitate transactions between individuals and businesses, thereby promoting economic activity. Furthermore, banks can help customers to achieve their financial goals by providing them with loans and other financial products that meet their needs.
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Complete Question
What is entry national bank?
what are the three properties of monopolist demand curves that differentiate it from other market structures
Answers
In monopolistic competition, prices are not determined by the forces of supply and demand. Firms sell similar but different products, so firms set prices.
A form of imperfect competition known as monopolistic competition pits a number of producers against each other while still offering goods that differ from each other and are therefore not exact substitutes. Edward Hastings Chamberlin, author of the seminal work Theory of Monopolistic Competition, is considered the "founding father" of the theory of monopolistic competition (1933). Aggregate market demand increases when more buyers are available. For example, if more people are able to buy yachts, the market and demand will grow.
Below are the different types of demand:
Demand is divided into the following categories: i. Individual and market demand; ii. Organization and demand of industry; iii. Autonomous and derived demand; iv. Demand for perishable and durable goods; and v. Short-term and long-term demand.
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Disability insurance
A. covers well-being preventive care and medical treatment
B. protects homes, land, and other possessions
C. pays a portion of wages if an individual cannot work for a period of time due to illness or accident
D. provides some financial support to beneficiaries when someone dies
Answers
Disability insurance is a type of insurance that provides financial support to individuals who cannot work due to illness or accident. Option C
The insurance policy pays a portion of the individual's wages for a period of time to help them cover their living expenses. The purpose of disability insurance is to help individuals maintain their standard of living and financial security when they are unable to work.
Unlike other types of insurance, disability insurance does not cover medical treatment or preventive care. Instead, it focuses solely on providing financial support to individuals who cannot work due to disability. Disability insurance is particularly important for individuals who do not have a significant amount of savings or other sources of income.
The amount of coverage provided by disability insurance varies depending on the policy. Some policies may cover a portion of the individual's wages, while others may cover a higher percentage. Additionally, some policies may have a waiting period before benefits are paid out, while others may begin paying immediately.
In summary, disability insurance is a valuable type of insurance that provides financial support to individuals who cannot work due to disability. While it does not cover medical treatment or preventive care, it is an important way for individuals to protect their financial security and maintain their standard of living in the event of a disability. Option C
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This week we learned about perception and how marketers create stimuli to capture our attention through all our senses, this is called sensory marketing as discussed by Professor Krishna. Think about your own consumption choices. Is there a specific sensory stimulus that captures your attention more than the rest? Are you more drawn to visual stimuli or haptic stimuli? Is this case with everything that you purchase? For example, is visual aesthetics more important to you when you are buying clothes or when you are in a restaurant? What about the smell? You don't have to answer all these questions specifically, rather they are meant to guide your reflection on how sensory marketing influences your individual decisions.
Answers
Sensory marketing is the concept that encourages marketers to understand how our five senses influence our perceptions of products, services, and experiences. Sensory marketing strategy is used to capture our attention through all our senses, especially visual, auditory, olfactory, and haptic.
Marketers use different types of sensory stimuli to promote their products and services .A specific sensory stimulus that captures attention can vary from one individual to another, but the sense of smell is a stimulus that can be quite powerful and emotional to some people. Smell is the only sense that goes directly to the brain’s emotional center, which explains why it can trigger strong emotional reactions that influence our purchasing decisions. Some people are more drawn to visual stimuli while others are more drawn to haptic stimuli.
For example, visual aesthetics are more important to people when buying clothes, furniture, or home décor, while haptic stimuli are more important when purchasing products like cars, mobile devices, or tools. However, these preferences can vary from person to person. In restaurants, sensory marketing is used to create a certain ambiance, mood, or feeling that influences our perception of the food, atmosphere, and overall dining experience. Visual aesthetics, lighting, music, and aroma can all be used to create an enjoyable and memorable dining experience for customers.
In conclusion, sensory marketing is a powerful tool that helps marketers create unique and engaging experiences for their customers. By understanding how our senses influence our perceptions, marketers can use sensory stimuli to attract, engage, and retain customers, and influence their purchasing decisions.
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a safety clause provision in a listing agreement means the seller can't avoid liability for the commission simply by waiting until after the listing expires to accept a buyer's offer.T/F
Answers
A safety clause provision in a listing agreement is an important component of the agreement that serves to protect the real estate agent's commission. The safety clause provision ensures that the seller cannot avoid liability for the commission by waiting until after the listing expires to accept a buyer's offer.
Under this provision, the seller agrees that if they receive an offer from a buyer within a specified period after the listing expires, they will still be liable for paying the real estate agent's commission. This provision is meant to protect the agent's interests and ensure that they are compensated for their efforts in finding a buyer for the property.
In essence, the safety clause provision provides a window of protection for the agent, even after the listing agreement has expired. It prevents the seller from circumventing the agreement and avoiding payment of the commission by waiting until after the listing expires to accept an offer.
Overall, the safety clause provision is an important aspect of any listing agreement, as it protects the interests of the real estate agent and ensures that they are fairly compensated for their efforts in finding a buyer for the property.
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new balance athletic shoes target baby boomers' needs for well-fitting shoes. the company is unique in that it offers a very broad range of shoe widths. a realistic potential risk new balance runs in this focused differentiation strategy includes the possibility that: a. baby boomers may find that they do not need well-fitting shoes, because they will become increasingly sedentary as they age. b. new balance shoes may begin to appeal to a wider market, thus losing new balance's focus advantage. c. athletic shoes may go out of style. d. a competitor may be able to better use flexible manufacturing systems to make shoes with an individualized fit.
Answers
A realistic potential risk new balance runs in this focused differentiation strategy includes the possibility that new balance shoes may begin to appeal to a wider market, thus losing new balance's focus advantage. The correct option is b.
New Balance has focused on offering a broad range of shoe widths to target baby boomers' needs for well-fitting shoes, which sets them apart from other competitors. However, if New Balance becomes too successful and their shoes begin to appeal to a wider market, they may lose their focus advantage and blend in with other competitors that offer shoes with a standard width.
Therefore, New Balance needs to carefully balance their focus strategy with the potential for growth and expansion into other markets while still maintaining their unique selling proposition. The correct option is b.
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How do the potential costs and benefits of each career path affect your choice?
Answers
My decision is influenced by the potential costs and advantages of each job route because the amount of money I will make depends on how much I can spend.
What is a job?Numerous things can be categorised as jobs. a paid position that might be either full- or part-time. a task that has been finished, usually for a specified fee. a specific task that employees carry out as part of their regular job responsibilities a pledge or commitment. like a project, "The airport job took twelve months to complete." It can also be used colloquially to refer to a person's pet using the restroom. As an illustration, to indicate that my dog went to the potty, I might say, "I waited for my dog Tommy to do his business, then we walked home." When someone says, "There has been a surge of bank jobs in suburbs," they can be referring to routine tasks that people carry out to obtain money, such as bank robberies.
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When making decisions, managers often must decide between doing what is beneficial for the firm in the short term, and what is beneficial for both the firm and society in the long term. To address this conflict, a firm must
Answers
When making decisions, managers are often faced with a conflict between what is beneficial for the firm in the short-term and what is beneficial for both the firm and society in the long-term.
This conflict arises because the actions that benefit the firm in the short-term may not necessarily align with the interests of society as a whole, which can lead to negative consequences for both the company and society in the long-term.
To address this conflict, a firm must adopt a long-term orientation and consider the broader social and environmental impacts of its decisions. This means looking beyond immediate financial gains and recognizing that actions taken today can have far-reaching implications for the company's reputation, customer loyalty, employee morale, and overall sustainability.
Firms that prioritize social responsibility and sustainable business practices are more likely to build strong relationships with stakeholders, including customers, employees, investors, and regulators. They are also better equipped to weather economic downturns and other disruptions, as they have diversified their risk and invested in building resilient supply chains and communities.
Ultimately, the key to addressing the conflict between short-term gains and long-term benefits is a commitment to corporate social responsibility (CSR) and sustainable business practices. By prioritizing the needs of society and the environment alongside those of shareholders, firms can create value for all stakeholders over the long-term, ensuring their continued success and impact.
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Select the correct answer. Which marketing strategy is the most effective in the modern era? A. relationship marketing B. marketing mix C. relationship marketing combined with the marketing mix D. considering the short-term interests of society E. customer service
Answers
The most effective marketing strategy in the modern era is undoubtedly the combination of relationship marketing . Option A
While customer service and considering the short-term interests of society are important factors, they are not comprehensive enough to ensure success in the competitive marketplace.
Relationship marketing emphasizes the importance of building long-term relationships with customers by providing personalized experiences, listening to feedback, and creating loyalty programs. On the other hand, the marketing mix comprises the four key components of product, price, promotion, and place, which work together to create a successful marketing campaign.
By combining these two strategies, companies can not only build strong relationships with their customers but also ensure that their products and services are meeting the needs and wants of the market. This can be achieved through effective pricing strategies, targeted promotional campaigns, and strategic product placement.
Moreover, the combination of relationship marketing and the marketing mix is also effective in creating a strong brand identity. By providing exceptional customer experiences and delivering quality products and services, companies can establish a reputation for reliability and trustworthiness.
In conclusion, while customer service and short-term societal interests are important, the combination of relationship marketing and the marketing mix is the most effective strategy in the modern era. Companies that implement this approach can create a competitive advantage in the market, build strong relationships with their customers, and establish a strong brand identity.Option A
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The field of economics is traditionally divided into two broad subfields, a. private sector economics and public sector economics.
b. national economics and international economics.
c. microeconomics and macroeconomics.
d. consumer economics and producer economics.
Answers
The field of economics is traditionally divided into two broad subfields: microeconomics and macroeconomics.(C)
Microeconomics focuses on the behavior of individual consumers, producers, and markets, analyzing how they make decisions, allocate resources, and interact with one another. It deals with topics such as supply and demand, pricing, and the elasticity of goods and services.
Macroeconomics, on the other hand, examines the economy as a whole, studying factors like GDP, inflation, unemployment, and fiscal and monetary policies. It aims to understand the larger forces that drive economic growth, stability, and development.
Both subfields are crucial for understanding the complex dynamics of an economy and formulating effective policies to ensure sustainable growth.(C)
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when should the total dollar value of debits equal the total dollar value of credits in a transaction? multiple choice question. always never sometimes
Answers
The total dollar value of debits should equal the total dollar value of credits in a transaction always.
In double-entry bookkeeping, every transaction affects at least two accounts, with one account being debited and another account being credited. This system ensures that the accounting equation (Assets = Liabilities + Owner's Equity) remains in balance, and the total dollar value of debits must always equal the total dollar value of credits for each transaction.
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which of the following can be identified from the initial schedule of values? 1. vendors working on the project 2. contractor's proposed breakdown of the project cost 3. profit margin of the applicant 4. quality of work in place
Answers
The cost and value of each billable construction task on a walk timeline, as well as the percentage of work completed so far.
What exactly is billable work?All duties that are clearly relevant to the work environment are considered billable work. It includes every piece of work you are able to bill to the client.
What is the difference between billable and non-billable?Billable hours include tasks performed by an attorney while working on a case for a client. Non-billable hours include administrative tasks that must be completed but are not directly related to a matter.
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describe a time when you gave a coworker or customer the wrong information and then learned you made a mistake
Answers
• Briefly explain what was the mistake, but don’t dwell on it.
• Quickly switch over to what you learned or how you improved, after making that mistake.
• You might also explain the steps you took to make sure that the mistake never happened again.
What is wrong information?
Inaccurate or deceptive information is called misinformation. It is distinct misinformation, which is wilfully false information. Rumors are inaccurate and frequently unverified information that cannot be shown to be true or incorrect. They are information that is not assigned to a specific source. Errors or deliberate distortion can lead to the dissemination of incorrect information. Computer or other mechanical equipment that has been improperly programmed or utilized may produce errors. They could be brought by inadequate research or a lack of knowledge. It is possible for wrong information to be presented in a way that creates a false impression. This may be purposely deceptive or inaccurate owing to a mistake or because it has no relation to the context. Propaganda or indoctrination are two examples of intentionally wrong information.
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in free market equilibrium, consumer surplus is equal to . a. $60 c. $240 b. $120 d. $480 25. if government imposes a $6 per unit tax in this market, total tax revenue collected will be equal to . a. $120 c. $360 b. $240 d. $480 26. the deadweight loss resulting from a $6 per unit tax is equal to . a. $60 c. $120 b. $90 d. $240 27. when there is a positive externality, the free (unregulated) market results in a level of output that is than the socially efficient level because the private benefits are than the social benefits. a. higher; greater b. higher; less c. lower; greater d. lower; less 28. the coase theorem states that an efficient outcome will prevail through private bargaining if: a. property rights are clearly defined and transaction costs are sufficiently low. b. property rights are clearly defined and transaction costs are sufficiently high.
Answers
In free market equilibrium, consumer surplus is equal to the difference between the willingness to pay of consumers and the market price. Therefore, the answer is b. $120.
If the government imposes a $6 per unit tax in this market, the total tax revenue collected will depend on the quantity of units sold. The tax revenue collected will be equal to the tax per unit multiplied by the quantity of units sold.
Therefore, the answer is b. $240.
The deadweight loss resulting from a $6 per unit tax represents the reduction in consumer and producer surplus that occurs as a result of the tax. This is because the tax increases the price of the product and reduces the quantity sold, leading to a reduction in total surplus.
The deadweight loss resulting from a $6 per unit tax is equal to the triangle between the new quantity demanded, the original quantity demanded, and the new supply curve.
The Coase theorem states that an efficient outcome will prevail through private bargaining if property rights are clearly defined and transaction costs are sufficiently low.
This means that if individuals are able to negotiate and come to an agreement over the allocation of resources, without any external intervention, they will reach an efficient outcome.
This is because they will be able to take into account the costs and benefits of their actions, and will have an incentive to reach an agreement that maximizes total surplus.
Therefore, the answer is a. property rights are clearly defined and transaction costs are sufficiently low. Therefore the correct answer is B.
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The best time to visit a college campus is:
A: During spring break
B: Over the summer
C: on any Friday
D: Monday Through Friday
Ap3x
Answers
Answer:
D.
Explanation:
The best time to visit a college campus is over the summer. Thus, option 'D' is the correct option.
When is the best time to do college tours?Since many universities start their autumn term as early as mid-August, it is ideal to visit during the late summer and early September before senior year. If you've already done your study in college, the spring of your junior year is a terrific time. If you participate in autumn sports or are thinking about applying under early action or early decision programs, which often have application deadlines in November of your senior year, spring break is also an excellent idea.
Seniors might find it more beneficial to postpone their visits until the fall or winter. Seniors may be able to restrict their college choices at that time. To entice them to enrol, several institutions offer their chosen prospects to stay a few days on campus before the May 1 reply deadline.
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Madam Shanna plans to buy a new car which cost RM 60,000 from a bank loan with an interest of 9% per year compounded every month. She will be required to pay 10% of down payment first and the balance will be paid by monthly installment for 7 years. Due to the high interest, she seeks help from a cooperative at her workplace. The interest imposed by the cooperative is slightly low which is 6% per year compounded every month. But in order to get a loan from the cooperative, one must become a member first for at least one year. Since she is just become a member, she is only entitling for the loan one year from now. She plans to proceed with the bank loan now and for next year she will continue the loan with the cooperative. The tenure will be for 7 years overall. (i) Calculate how much is the monthly installment to the bank? (ii) Calculate how much is the monthly installment to the cooperative?
Answers
The monthly installment to the bank will be approximately RM 804.78.
The monthly installment to the cooperative will be approximately RM 664.95.
(i) To calculate the monthly installment for the bank loan, we can use the formula for the present value of an annuity. The loan amount is RM 60,000 minus the down payment of 10%, which is RM 6,000.
Loan amount = RM 60,000 - RM 6,000 = RM 54,000
The interest rate is 9% per year, compounded monthly. The loan tenure is 7 years, which means 7 x 12 = 84 months.
Using the formula:
Monthly installment = (Loan amount * Monthly interest rate) / (1 - (1 + Monthly interest rate)^(-Number of months))
First, we need to convert the annual interest rate to a monthly interest rate:
Monthly interest rate = (1 + Annual interest rate)^(1/12) - 1
= (1 + 0.09)^(1/12) - 1
≈ 0.00742
Plugging the values into the formula:
Monthly installment = (RM 54,000 * 0.00742) / (1 - (1 + 0.00742)^(-84))
≈ RM 804.78
Therefore, the monthly installment to the bank will be approximately RM 804.78.
(ii) Since Madam Shanna is only eligible for the cooperative loan one year from now, the loan tenure with the cooperative will be 6 years (7 years - 1 year). The loan amount for the cooperative will be the remaining balance after deducting the down payment and one year of payments made to the bank.
Remaining balance = Loan amount - (Monthly installment * Number of months)
Remaining balance = RM 54,000 - (RM 804.78 * 12)
= RM 43,336.16
The interest rate for the cooperative loan is 6% per year, compounded monthly.
Using the same formula as above with the adjusted values:
Monthly installment = (Remaining balance * Monthly interest rate) / (1 - (1 + Monthly interest rate)^(-Number of months))
Monthly interest rate = (1 + Annual interest rate)^(1/12) - 1
= (1 + 0.06)^(1/12) - 1
≈ 0.00488
Monthly installment = (RM 43,336.16 * 0.00488) / (1 - (1 + 0.00488)^(-72))
≈ RM 664.95
Therefore, the monthly installment to the cooperative will be approximately RM 664.95.
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HELPPPP!!!! WILLL GIVE BRAINLEST!!!
It allows you to rent a car while yours is being repaired. a. auto replacement c. personal damage liability b. comprehensive physical damage d. rental reimbursement
Answers
Answer:
I'm pretty sure the answer is d
Explanation:
Alternatively, you may pay out-of-pocket for your rental then seek reimbursement from the other insurance company once it completes its investigation.
Answer:
D
Explanation:
Which of the following are examples of lifelong learning?
A. lifestyle
B. reading
C. sacrifice
D. salary
Answers
Answer:
the answer is reading
Explanation:
The correct option is B. Reading is an example of lifelong learning.
This fosters cognitive growth and may prevent cognitive deficits in memory and focus brought on by aging, such as dementia.
Why reading is the key to success?It is a powerful motivator for someone to improve in life. The more a person reads, the better his comprehension and understanding skills get. The more proficient a reader he is, the simpler it will be for him to do a task. The development of a reading habit and knowledge are related.
Reading broadens your vocabulary and boosts your concentration, memory, and self-esteem. But it also aids in stress relief and hepatization, two traits that can guarantee your academic success.
Thus, Every time a reader turns a page, they continue to learn something new. New and intriguing ideas are presented to readers on a regular basis.
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This is my last question plzzzz get it right
Museum curators are in a tourism career.
A. True
B. False
Answers
Answer:
false
Explanation:
Which symbol should you use for entering a formula in a cell?
A. +
B. =
C. $
D. ÷
E. #
Answers
Answer:
b) =
Explanation:
The equal sign ( = ) is the symbol that should be used for entering a formula in a cell. Hence, option (b) is the answer.
lollllaoqlqlwlwkwjebsnan
Answers
The Earth has a moment of inertia, I = 8.04×10^37 kg*m^2. The Earth rotates at a moderate angular velocity of 7.2921159 ×10^−5 radians/second.
Using Conservation of Angular Momentum we can find the new rotation of the earth.
L=I*omega= 8.04×10^37 kg*m^2 * 7.2921159 × 10^−5 = 5.86286*10^33.
5.86286*10^33 = (8.04×10^37 + 1.5424*10^22) *omega
-> solve for omega = 7.292115899502489e-05
This is 4.97511e-15 rad/s slower than earth's original rotation. This translates to 6.752*10^-10 seconds = 0.6752 nanoseconds longer per day.
what is the poem about "a bird came down the walk"
Answers
Answer:
It is called A bird came down the Walk by Emily Dickinson