Answer: a constant standard of living
Explanation:
Discuss reasons why a business might choose to sell direct to customers through a website with e-commerce facilities, as opposed to through fixed (physical ‘bricks and mortar') premises.
Answer:
Businesses might prefer selling direct to customers through a website with e-commerce facilities because:
1. For covering a wider distance, distance is not a barrier.
2. For flexibility for customers, as some e-commerce even accepts cryptocurrency payments.
3. For product and price comparison.
4. For saving cost incurred from having fixed (physical ‘bricks and mortar') premises.
5. For saving the cost of paying workers.
6. For maintaining social distancing protocol given by the government especially during the pandemic. This doesn't put anyone at risk.
Explanation:
The question above asks for justifications why a business might choose to sell direct to customers through a website with e-commerce facilities rather than selling to customers through fixed (physical ‘bricks and mortar') premises.
First, selling to customers through a website with e-commerce facilities involve virtual transactions with customers paying for goods and services they are interested in over the internet. With this, customers can pay with their bank cards through e-commerce websites. While selling through fixed (physical ‘bricks and mortar') premises involve direct contact in-person with the customer and possibly payment is made in cash or through any other accepted methods.
pts Consider the Omicron variant of Covid. In terms of its economic effects on goods, some believe the fall in supply will exceed any fall in demand. If that belief is true, what would that mean for the prices of goods? The prices of goods would tend to decrease The prices of goods would tend to increase The prices of goods would tend to be unchanged The effect on prices would be unclear
The belief that the fall in supply exceeds the fall in demand due to the Omicron variant would tend to increase the prices of goods.
If the supply of goods decreases more than the decrease in demand, it creates a situation of scarcity in the market. When supply becomes limited, but demand remains relatively stable or decreases less significantly, prices tend to increase. This is because consumers are willing to pay higher prices to obtain the scarce goods. The higher prices act as a mechanism to ration the limited supply among the buyers. Therefore, if the belief holds true and the supply of goods is significantly impacted by the Omicron variant, it is likely that prices of goods would tend to increase as a result.
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true or false? each year, the medicare program pays out more money than it collects in premiums.
True, each year the Medicare program generally pays out more money than it collects in premiums.
The majority of Medicare's funding comes from general revenue and payroll taxes rather than premiums paid by beneficiaries.
While the premiums do cover some of the costs, they are not sufficient to cover all of the program's expenses. As a result, Medicare does typically spend more money than it collects in premiums each year.
The program is designed to provide healthcare coverage for eligible individuals, which results in higher payouts for services and benefits compared to the amount collected from premiums alone.
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Create a minimum of 10 questions that you will ask your potential marketing client in order to be able to create and develop an advertising campaign for them. Utilize the information in the focus section above and in your course lessons. You will need to gather information about their company and its values, the area of focus for the ad campaign, target market, and other pertinent information.
Answer:
1. Are you advertising to a specific group of people/ Who is your target audience?
2. How would you reach out to that audience/What emotions are you trying to trigger within their minds?
3. How would you justify your prices?
4. Is your idea viable in the current market?
5. How would you differentiate your goods and services from any other similar products in the industry?
These are just examples. Hope this helps!
attachment gives the creditor an enforceable security interest in the collateral.T/F
True. Attachment is a legal process that establishes a creditor's enforceable security interest in the collateral. A creditor is a person or entity to whom a debtor owes money or services. The security interest represents the creditor's claim to the collateral, which is the property pledged by the debtor to secure repayment of the debt.
When attachment occurs, it provides the creditor with a priority claim over the collateral in case the debtor defaults on their obligations. This priority claim allows the creditor to recover the debt by selling the collateral or applying its value to satisfy the outstanding balance, including any interest accrued. Interest refers to the additional amount charged by the creditor as compensation for lending money, typically expressed as a percentage of the principal amount. Attachment is crucial for creditors because it grants them an enforceable security interest in the collateral, ensuring their priority claim in case of debtor default. This process protects creditors by providing a means to recover their investment, including the principal amount and any accrued interest.
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Sam received $10.50 in interest after placing money in his bank. if the account paid 4% in simple interest and he only left it in the account for 9 years, what is the principal?
Answer:
$29.166
Explanation:
I = p x r x t
Where I= Interest: $10.50
P= principal amount: ????
r= interest rates: 4% or 0.04
t= time in years: 9
Therefore;
$10.50 = P x 0.04 x 9
$10.50 = P0.36
P=$10.50/0.36
P=29.166
Principal = $29.166
What is the difference between position management and job management.
The difference between position management and job management lies in the fact that;
In Position Management, a position is created for each new employee/opening while In Job Management, no positions are necessary in order to create a job requisition.Staffing ModelsConventionally, there are two types of staffing models:
Position Management and Job Management.In Position Management, it is necessary that a position is created for each new employee/opening. In such cases, reports show open positions and vacancy rates.
However, In Job Management, no positions are needed in order to create a job requisition.
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Please help....
48 ABM students were included in the entrance interview of college. 3/4 of them decides to take Accountancy. If 1/4 of the remaining students opted for Entrepreneurship and the rest will take management courses, how many students will take each course?
Answer:
ok so started with 48 total students then 3/4 takes accountancy so you do 48×3/4 which is 36 so 36 take accountancy leaving 12 students left then 1/4 do entrepreneur so 12×1/4 so 3 students take Entrepreneur leaving 9 students left to take management cources
36 students take accountancy, 3 students take Entrepreneurship, and 9 students take management courses.
Given that,
There are 48 students involved in the entrance interview.Three-fourth take accountancy i.e. (3 ÷ 4 × 48) = 36One-fourth of the remaining opted for Entrepreneurship i.e. (48 - 36) × 1 ÷ 4 = 3And, the remaining take the management courses i.e. (48 - 36 - 3) = 9.Therefore we can conclude that 36 students take accountancy, 3 students take Entrepreneurship, and 9 students take management courses.
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What is a true statement in regards to managing access to reports and dashboards? Choose 2 answers A. Users with the "Manage Public Reports" permission can organize reports by creating custom report folders and sending invitations to users to access them. B. Users must have certain permissions to access public, hidden, or shared folders. C. Users with the "Manage Public Reports" and "Create and Customize Reports" permissions can create custom reports that all users can view. D. Users that want to grant access to personal folders can manually share a personal folder with a user or public group
The dashboard's data is chosen by the running user based on their security preferences. Important It is possible to provide dashboard readers with a more comprehensive view of the data than they typically see when you identify the running user. Hence option C is correct .
What kind report should be in Dashboard ?A different source lists the following choices as potential answers to this query:
A. an executive summary without a chartB. a summary report with a 10 row displayC. a table-based report with a graphD. a tabular report with a row size of 10E. concise report with a graphThese three report kinds can be utilized to provide a list of accounts on a dashboard. The appropriate report type for a given piece of information relies onon the message we want to get over to the audience.
A summary report without a chart, a summary report with a chart, or a tabular report with rows would all be the most effective ways to present a rating list.
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what is the amount of tax paid for the year
Answer:
3428.57142857
Explanation:
A supermarket building was purchased for $567,000. The down payment was 12%. The balance was financed at 7.97% for 25 years. Find the montly payment is
The monthly payment for the supermarket building is approximately $3,667.63. To find the monthly payment for a supermarket building, the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
we will need to make use of the following formula: Monthly payment = P[r(1+r)^n/((1+r)^n)-1)]
where P = the principal,
r = the interest rate per month, and
n = the total number of months.
We will calculate the values of P, r, and n using the information provided in the problem statement:
Down payment = 12% of $567,000 = 0.12 × $567,000 = $68,040
Principal = $567,000 − $68,040 = $498,960
Interest rate per year = 7.97%
Number of years = 25Number of months = 25 × 12 = 300To convert the interest rate per year to the interest rate per month, we will divide by 12:
Interest rate per month = 7.97% ÷ 12 = 0.6642% Plugging in these values into the formula, we get:
Monthly payment = $498,960[0.006642(1+0.006642)^300/((1+0.006642)^300−1)]
Monthly payment = $3,667.63.
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For management, the major downside of telecommuting is ________. decreased productivity less direct supervision of employees difficulty in scheduling work increased turnover reduced morale
A disadvantage of telecommuting for management is related to less direct supervision of employees.
What is telecommuting?It corresponds to carrying out work tasks outside the traditional office, using telecommunications tools such as a computer and cell phone to establish communication with the team.
Despite the advantages of generating greater motivation and autonomy for employees, telecommuting can be challenging for the control and supervision of activities.
Therefore, the ideal is that there are strategic measures to ensure that activities are carried out in accordance with expectations, creating work goals to increase quality and productivity.
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What does the phrase “last in, first out” mean?
each of the following could be a reason why a balance sheet item is unexplained by the statement(s) of cash flows except
Each of the following could be a reason why a balance sheet item is unexplained by the statement of cash flows except large cash investments in capital.
What kind of cash flow are there?Categories for Classifying Cash Transactions in a Statement of Cash Flows. To categorize monetary transactions, use the four categories of activity listed below: Investing; Capital and related funding; Noncapital financing; Operating; Cash transactions are typically represented as gross rather than net.
A cash flow represents what?A company, institution, or person's cash flow (CF) is the change in their available cash. The phrase is used in finance to refer to the quantity of money (currency) that is produced or utilised in a specific amount of time.
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48. Although SellSmart brings together buyers and sellers and helps negotiate exchanges, it does not actually take title to any of the goods being traded
SellSmart would be classified as an agent or broker.
True or False
Since SellSmart brings together buyers and sellers and helps negotiate exchanges, it does not actually take title to any of the goods being traded, it's an agent or broker. Therefore, it's true.
It should be noted that an agent is an individual that's licensed to sell property while a broker is an individual that's licensed to own their own real estate firm.
An agent or broker brings the buyer and the seller together and helps in negotiating a sale but doesn't take title to goods. Since SellSmart performs this function, it's an agent or broker.
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Define a Small Scale Enterprise as per ‘MSMED Act, 2006’.
Explanation:
the Government of India has in acted, small and medium enterprises development (MSMED) Act, 2006 in terms of which the definition of micro, small and medium enterprises is an enterprise where the investment in plant and machinery is more than rate 25 lakh but does not exceed rate.
Which supply chain process focuses on the transformation of inputs into outputs?.
Answer:
Production
Explanation:
Production turns inputs such as raw materials, human resources into outputs.
multiple choice: Human resource centres are used primarily to help:
Group of answer choices
technical employees.
union employees.
unemployed individuals.
skilled tradespersons.
supervisory employees.
Human resource centers are primarily used to help unemployed individuals by providing them with resources, support, and opportunities for finding employment. Therefore, option C is correct.
Human resource centers, also referred to as employment or job centers, are dedicated organizations or facilities that offer various services and support related to employment and human resource management.
Their primary objective is to serve as a central hub for job seekers, providing resources such as career counseling, assistance in job searching, resume writing, interview preparation, and skill enhancement.
These centers work in collaboration with employers to facilitate job matching and provide information on available job opportunities. Their purpose is to connect individuals seeking employment with potential employers, offering ongoing support throughout the job search journey.
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Give three components that a person should always include in a cover letter.
Answer:
The introduction, the body, and the closure are the three primary sections of a well-written, employer-focused cover letter (which ends with a compelling action or request).
Explanation:
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A licensee who allows his or her license to expire has how long to reinstate the license without monetary penalty?
A) there is no free time
B) up to 30 days
C) no more than 365 days
D) one year from the last June 23
A licensee who allows his or her license to expire has 'one year from the last June 23' to reinstate the license without monetary penalty. Option d is answer.
In many jurisdictions, when a licensee's real estate license expires, there is typically a specific period during which they can reinstate the license without incurring any monetary penalty. In this case, the timeframe provided is one year from the last June 23. It means that if a licensee's license expires, they have until the following year's June 23 to reinstate the license without facing any financial consequences.
After this specified period, there may be penalties or additional requirements imposed on the licensee to reinstate their license, such as completing additional coursework, paying fees, or meeting specific conditions set by the licensing authority.
Option d is answer.
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Explain the word taxation.
If the banking system has $50 billion in excess reserves, and the required reserve ratio is 25 percent, what is the maximum amount by which the money supply can be increased?
If the banking system has $50 billion in excess reserves, and the required reserve ratio is 25 percent, $750 million is the maximum amount by which the money supply can be increased.
The reserve ratio is the portion of reserve liabilities that industrial banks should keep onto, rather than lend out or make investments. that is a requirement determined by the united states significant financial institution, which within the united states is the Federal Reserve. It is also called the coins reserve ratio.
The required reserve ratio can be calculated by without a doubt dividing the amount of cash a financial institution is needed to keep in reserve by the amount of money it has on deposit. For example, if a financial institution has $10 million in deposits and $500,000 are required to be held in reserve, then the desired reserve ratio could be 1/20 or 5%. For instance, allows count on that financial institution XYZ has $four hundred million in deposits. If the Federal Reserve's reserve ratio requirement is 10%, financial institution XYZ have to hold at least $forty million in an account at a Federal Reserve bank and might not use that money for lending or every other cause.
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What is the difference between following the law and acting ethically?
A. Following the law is not enforced but acting ethically is.
B. Following the law involves a set of rules; acting ethically involves your conscience.
C. Following the law involves doing what is right; acting ethically involves doing what is wrong.
D. Following the law is an option but acting ethically is not.
Answer:
Following the law involves doing what is right; acting ethically involves doing what is wrong
Explanation:
Which of the following characteristics gives Costco a competitive advantage?
Costco's ability to offer low prices while maintaining high quality products and services is the characteristic that gives it a competitive advantage.
Costco is one of the most successful retailers in the world, thanks to its unique business model, which enables the company to provide low prices on high-quality merchandise while still making a profit. Costco is a membership-only warehouse club that sells bulk quantities of goods to its members at discounted prices. They have low overhead costs, sell in high volumes, and provide a wide variety of products, resulting in lower prices.Costco's competitive advantage stems from its unique business model, which is predicated on low prices and high quality.
By purchasing products in bulk and limiting their selection to high-quality items, they can provide lower prices than most traditional retailers while still maintaining excellent standards of quality. In addition, Costco has a reputation for excellent customer service, which is critical to building customer loyalty and word-of-mouth recommendations. With these characteristics, Costco has a competitive advantage over its competitors. In conclusion, Costco's ability to offer low prices while maintaining high quality products and services is the characteristic that gives it a competitive advantage.
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Why is it important for a human resource manager to carefully maintain
employee records?
Answer:
Certain records require employee privacy to be protected. Not maintaining and following best practices for employee record keeping leaves you vulnerable to defending yourself against lawsuits, labor investigations or audits.
Explanation:
Which plan would most likely NOT help you reach the savings needed for college?
D. Start saving about two months before college begins
What’s the difference payment wise between a debit and credit card?
As the aggregate price level in an economy rises, ____________________. interest rates increase consumer demand increases exports decrease investment increases
As the aggregate price level in an economy rises, A. interest rate increase.
What is interest?It should be noted that the interest rate simply means the rate that's put on the money that's collected by an entity.
In this case, when there's an increase in the aggregate price level in an economy rises, the interest rate increase as well.
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A. Set up an amortization schedule for a $19000 loan to be repaid in equal installments at the end of each of the next 3 years. The interest rate is 8% compounded annually.N = 3Interest = 8PV=19000FV= 0PMT = $7372.64
The interested component of each payment decreases over time while the principal component increases, resulting in a decreasing loan balance until it is fully paid off at the end of year 3.
To set up an amortization schedule, we need to calculate the payment amount and then break down each payment into its principal and interest components. We can use the formula for calculating the payment amount of an annuity:
PMT = \(PV * (r * (1 + r)^n) / ((1 + r)^n - 1)\)
where:
PV = present value of the loan
r = interest rate per period
n = total number of periods
In this case, PV = $19,000, r = 8% compounded annually, and n = 3 years. Plugging these values into the formula, we get:
PMT = $19,000 * (0.08 * (1 + 0.08)^3) / ((1 + 0.08)^3 - 1) = $7,372.64
So the payment amount is $7,372.64 per year for three years.
To break down each payment into its principal and interest components, we can use the amortization formula:
Interest payment = Previous balance * interest rate
Principal payment = Payment amount - Interest payment
New balance = Previous balance - Principal payment
Year 1:
Starting balance = $19,000
Payment amount = $7,372.64
Interest payment = $1,520.00 ($19,000 * 0.08)
Principal payment = $5,852.64 ($7,372.64 - $1,520.00)
Ending balance = $13,147.36 ($19,000 - $5,852.64)
Year 2:
Starting balance = $13,147.36
Payment amount = $7,372.64
Interest payment = $1,051.79 ($13,147.36 * 0.08)
Principal payment = $6,320.85 ($7,372.64 - $1,051.79)
Ending balance = $6,826.51 ($13,147.36 - $6,320.85)
Year 3:
Starting balance = $6,826.51
Payment amount = $7,372.64
Interest payment = $546.12 ($6,826.51 * 0.08)
Principal payment = $6,826.52 ($7,372.64 - $546.12)
Ending balance = $0.00 ($6,826.51 - $6,826.52).
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what is horizontal filling?
In horizontal filling, documents are placed in a horizontal position, one on the top of another in order of date and the latest document is kept on the top. The best example of horizontal filing is flat files and arch lever file.