Suppose that the total debt on credit cards in 2019 was $1,088 billion, and that this was an increase from the year before. This would cause the M1 money supply to ____ and the M2 money supply to ______.
Group of answer choices
A. increase; increase
B. decrease; decrease
C. remain unchanged; remain unchanged
D. remain unchanged; increase

It's important to have insurance so people can protect themselves from losing a lot of money in the event of an unpredictable event or something that happens to them or their property. So individuals can defend against the possibility of financial loss due to unpredictable events. The correct options are a and b.

Insurance is a means of protection from financial loss in which, in exchange for a fee, a party agrees to compensate another party in the event of a certain loss, damage, or injury.

It is a form of risk management, primarily used to hedge against the risk of a contingent or uncertain loss.

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Three basic manufacturing cost categories

Manufacturing is the creation or production of goods using equipment, labor, machines, tools, and processing or chemical or biological formulations.

This is the nature of the secondary sector of the economy. The term can refer to a wide range of human activities, from craftsmanship to high technology, but it most commonly applies to industrial design, where raw materials from the primary sector are transformed into finished products on a large scale.

These goods may be sold to other manufacturers to produce other more complex products (such as airplanes, home appliances, furniture, sports equipment, or automobiles) or distributed through the tertiary sector to end users and consumers (usually through wholesalers, who in turn sell to retailers, who then resell to individual customers).

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Paid-for non-personal communication by an identified sponsor through the mass media is known as advertising.

Advertising is an important tool that companies use to reach a large audience and promote their products or services. This form of communication can take many forms, including television commercials, print ads, billboards, and online ads.

Advertising is different from publicity, which is non-paid media coverage of a company or product. Word of mouth is also a type of communication, but it is personal and not paid for. Sales promotion refers to short-term incentives that companies use to encourage consumers to buy their products, such as discounts or coupons.

Finally, personal selling involves direct communication between a company's sales representatives and potential customers. Overall, advertising is an effective way for companies to promote their brand and reach a large audience. By crafting compelling messages and targeting specific demographics, companies can use advertising to build awareness and drive sales.

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Answer: a. $14.9

b. $3725

Explanation:

a. What is the offer price?

This will be calculated as:

= NAV / (1 - load charge %)

= 13.85 / (1 - 7%)

= 13.85 / (1 - 0.07)

= 13.85 / (0.93)

= $14.9

B. What did Lee pay for his investment?

This will be:

= Number of shares bought × Offer price

= 250 × $14.9

= $3725

The present value or the prize is worth $172,252.71 to you today. correct answer is option A.

To determine the present value of the prize, we need to calculate the discounted value of the future cash flows. In this case, you will receive $2,000 per year for ten years and can earn a 7% return on your money.

Using the formula for the present value of an annuity, we can calculate the present value of the cash flows. Plugging in the values, we have:

PV = CF * (1 - (1 + r)^(-n)) / r\(CF * (1 - (1 + r)^{-n}) / r\)

where PV is the present value, CF is the cash flow per year, r is the discount rate (7% or 0.07), and n is the number of years (10).

By substituting the values, we get:

PV = \($2,000 * (1 - (1 + 0.07)(^{-10} ) / 0.07\)

PV ≈ $172,252.71

Therefore, the prize is worth approximately $172,252.71 to you today, considering a 7% return on your money. The correct answer is option A.

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The TTC has established a plan to ensure bus, streetcar, subway and Wheel-Trans service is maintained during a significant snow storm.

When wind and specific types of precipitation—such as snow, mixed snow and rain, or freezing rain—occur simultaneously at below-freezing temperatures, the phenomenon is referred to as a winter storm.

These storms can happen at any time of year in temperate continental areas, not just in the winter. They can also happen in the late autumn and early spring.

Blizzards are defined as snowstorms with high winds and other conditions that meet specific requirements. Storms that produce significant snowfall are called snowstorms.

Traffic and school transportation can be severely disrupted by just 2 inches of snow. This is especially true in areas where huge accumulating snowfalls can happen but snowstorm is not usually common.

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Answer:

титльишмш дядя оо влево потива

The following accounting event that the Addison Company encountered had an impact on its financial statements: Assets Stockholders' = Revenue + Expense Net Income Statue + + +, The right response is earned income on account.

The following accounting event appears on Addison's financial statements as a result of earned revenue on account.

Accounting is a term used to refer to the measurement, processing, and verbal transmission of economic and non-economic data about financial institutions such as corporations and agencies. Accounting, also known as the "language of business," measures the results of an organization's financial activities and conveys this information to a variety of stakeholders, including investors, creditors, management, and regulators.

Professionals in accounting include accountants. The terms accounting and financial reporting are frequently used synonymously. Tax accounting, fee accounting, financial accounting, and control accounting are only a few examples of the several categories into which accounting can be split.

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After one year, with a deposit of $1,500.00 into a savings account that pays 5.00% interest, you will have $1,575.00 in your account.

To calculate the amount of money in the savings account after one year, we can use the formula for compound interest. The formula is given by A = P(1 + r/n)^(nt), where A is the future value, P is the principal amount (initial deposit), r is the annual interest rate, n is the number of times interest is compounded per year, and t is the number of years.

In this case, the principal amount (P) is $1,500.00, the annual interest rate (r) is 5.00%, and we assume that the interest is compounded once per year (n = 1) for one year (t = 1).

Plugging these values into the formula, we have A = 1500(1 + 0.05/1)^(1*1) = 1500(1.05)^1 = 1500(1.05) = 1575.

Therefore, after one year, you will have $1,575.00 in your savings account.

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Answer:

No, I don't really like chocolate.

Explanation:

Answer:

Yes.

Explanation:

But sadly I can't give them away.

#teamtrees #WAP (Water And Plant)

Centralization refers to the degree to which power and decision-making authority are concentrated at higher levels of the organization rather than distributed.

What do you mean by Centralization?

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Answer:

Following are the answer to this question:

Explanation:

Some information is missing in the question. So, the correct choices can be described as follows:

i) practicing international trade

ii) exporting products

iii) participating in globalization

Answer:

B. practicing international trade

C. exporting products

D. participating in globalization

True.

A forward FX contract allows an investor to lock in a future exchange rate for a specific currency, which helps to mitigate the risk of uncertainty surrounding the spot rate at the end of the investment horizon.

By entering into a forward contract, the investor can secure a known exchange rate and reduce their exposure to fluctuations in the currency market. However, it's important to note that forward contracts are not foolproof and there is still some risk involved.

Factors such as unexpected political or economic events can impact exchange rates, even if they are locked in through a forward contract.

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A lot of people do buy special insurance for their homes.  Homeowners in states like Texas or Florida may have to purchase special insurance based on their home's geographic location is a true statement.

The business or property that one has would need own set of special insurance coverages for the unforeseen risks and it is better to take a special policy that is based on one's geographical location.

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Answer:

when you divide

Explanation:

7 skills for a successful management career

This error is treated on the bank reconciliation by subtracting $69 from the book balance.

In secretary, a bank conciliation is a process by which the bank account balance in a reality’s books of account is conformed to the balance reported by the financial institution in the most recent bank statement. Any difference between the two numbers needs to be examined and, if applicable, remedied. Bank Reconciliation is an important process in accounts in which associations match their bank statements with the deals that are recorded in their general tally. Preparing a bank conciliation statement helps businesses to exclude possible crimes in deals or bookkeeping.

There are five primary types of account conciliation bank conciliation, seller conciliation, business-specific conciliation, intercompany conciliation, and client conciliation.

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Answer:

The Android File Manager app helps users manage and transfer files between the smartphone's storage and a computer. ... The Android operating system allows you to remove apps quickly if you no longer use them or to make room for additional files without having to connect the phone to your computer.

Explanation:

The trade has created additional value and increased the overall economic surplus.

To calculate the new total economic surplus, we need to first determine the individual surpluses of Jay and Amile before the trade.
Jay's surplus = Valuation of Skittles - 0 (since he didn't have to pay for it) = $4 Amile's surplus = Valuation of Kit-Kat - 0 (since he didn't have to pay for it) = $3 Before the trade, the total economic surplus is $7 ($4 + $3).  After the trade, Jay and Amile will both have a higher surplus if they trade the candy they received. Jay values Kit-Kats at $6 and Amile values Skittles at $5, so they both stand to gain from the trade.
New surplus for Jay = Valuation of Kit-Kat (after trade) - Valuation of Skittles (before trade) = $6 - $4 = $2 New surplus for Amile = Valuation of Skittles (after trade) - Valuation of Kit-Kat (before trade) = $5 - $3 = $2 The new total economic surplus is $8 ($2 + $2 + $4), which is higher than the initial total economic surplus of $7. So the trade has created additional value and increased the overall economic surplus.

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I disagree with the statement "If a company in your portfolio goes bankrupt, this is not a cause for concern." Here are the reasons why:

1. Loss of investment: When a company in your portfolio goes bankrupt, it means the value of your investment in that company will significantly decrease, potentially resulting in a complete loss of your invested capital.

2. Portfolio diversification: A well-diversified portfolio is essential to mitigate the risks associated with individual companies. If one company goes bankrupt, it could indicate that you did not diversify your portfolio properly, putting your other investments at risk.

3. Impact on overall portfolio performance: The bankruptcy of a company in your portfolio may negatively affect your overall portfolio performance. This could lead to an underperformance compared to your investment goals or market benchmarks.

4. Re-evaluation of investment strategy: The bankruptcy of a company may prompt you to re-evaluate your investment strategy. This could involve reassessing the risk tolerance, investment horizon, and asset allocation, which can be time-consuming and potentially costly.

5. Emotional impact: A bankruptcy can cause emotional distress, especially if you have a significant investment in the company. This may lead to hasty decisions or overreactions in managing your other investments, which could negatively impact your overall investment strategy.

In conclusion, a company's bankruptcy in your portfolio should be a cause for concern. It may lead to loss of investment, affect your portfolio's diversification, impact overall performance, prompt a re-evaluation of your investment strategy, and cause emotional distress.

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High-yield savings accounts stand out from regular savings bills in that they reward you with a higher hobby rate, allowing your cash to grow even faster as it sits in your account. The pastime price that these accounts offer is noted as APY, or annual proportion yield.

A high yield savings account, also referred to as a excessive hobby account, is a type of savings account that affords better-than-average activity rates on deposits. Typically, excessive yield financial savings money owed pay extensively more than the countrywide common of a fashionable or common financial savings account.

You do not take on any danger depositing your money into a high-yield savings account that is FDIC-insured up to $250,000. Your cash is protected if something were to happen, such as a run on the bank. The cash sitting in your high-yield financial savings is handy if you ever want to tap into it.

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The anticipated dividend for year 3 if the firm increases its dividend by 2 percent annually is $1.66.

A corporation's payout of profits to its shareholders is known as a dividend. A corporation is able to distribute a portion of its profit as a dividend to shareholders when it generates a profit or surplus. Any remaining funds are withdrawn and reinvested back into the company. Dividend refers to a reward, cash or otherwise, that a firm delivers to its shareholders.

Dividends may be distributed in a number of ways, including stock dividends, cash payments, and other forms. The board of directors of a firm determines its dividend, which requires shareholder approval.

The future dividend can be computed as:

Future Dividend=Initial Dividend×\((1+r)^{n}\)

Here:

r stands the growth rate in dividend = 2% or 0.02

n exists the number of periods = 5

Initial Dividend = $1.50

The future dividend can be computed as:

Future Dividend=$1.50×(1+0.02)5

Future Dividend=$1.50×1.1041

Future Dividend=$1.66

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Answer:

Informational interviews on the position and background research on the

company.

Explanation:

A job interview helps select a suitable person to fill in the vacant position. The interviewer will ask questions to gauge the candidate's understanding of that position. Research on the positions will give a candidate confidence and content when responding to questions.

Research on the company provides background understanding, which helps them relate the job requirements and the company. This information will help convince interviewers of one suitability on the job. A candidate appears knowledgeable and familiar with what is expected of them.

The situation or context is critical  to the speech communication process is True.

A variety of models are employed to illustrate the public speaking process. To make it easier to comprehend the many parts and how they operate together, several academics have sought to provide a visual image or depiction of the communication process. Do not be alarmed by the tiny variations in terminology among writers, books, and models. You'll discover in this chapter that communication is a universal process, despite modest differences in language and models. The majority of those who research speech communication processes concur that almost all speech has a number of essential elements. In this book, we have chosen to refer to these parts by the terminology below:

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Answer:

The Classic Watch Company is likely market-oriented. This means that the company is focused on understanding its customers’ needs and wants and designing products that meet those needs. The company takes into account the preferences of the market and adjusts its products to meet the demands of the market. The company is not just focused on creating a product and expecting the market to buy it; instead, it is actively seeking out customer feedback and using it to make informed decisions about the products and services it offers.

One reason that video creates a stronger connection with consumers is that it allows for the use of visual and auditory elements that can evoke emotions and tell a story.

Videos can engage viewers on a deeper level and create a more memorable experience than text or images alone. Additionally, videos can provide a more personal and authentic representation of a brand or product, which can increase trust and loyalty from consumers.

One reason that video creates a stronger connection with consumers is because it engages multiple senses simultaneously. Video combines visuals, audio, and often even motion to create a more immersive and memorable experience. This can lead to a deeper emotional connection with the content and a stronger recall of the message. Additionally, video can be more dynamic and entertaining than other forms of content, which can capture and hold the viewer's attention for longer periods of time. As a result, video can be a powerful tool for building brand awareness and loyalty, as well as driving engagement and sales.

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The major advantage of departmentalizing the accountant is because its ensure maximum efficiency since employees could coordinate work within the department function.

Simply put, the term "Departmentalization" refers the process of grouping activities or function into section under the same department.

For instance, every company have an accounting department. The process of sub-grouping the accounting department into legal compliance or financial control, Reports and financial statements, Budgeting etc is known as departmentalization.

The process of Departmentalization has numerous advantages but one particular advantage is that employees with similar expertise can coordinate the work between themselves to achieve efficiency.

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Thus, it can be said that reducing consumption and increasing investment leads to an increase in the equilibrium level of real GDP.

a. If society decided to reduce consumption and increase investment, it would lead to an increase in economic growth. When investment increases, the aggregate demand increases, leading to an increase in real GDP. Consumption decreases, leading to a decrease in aggregate demand, but this decrease is more than offset by the increase in investment.
b. From the given situation, groups in society that would benefit from this change are:
Workers who are seeking employment: When investment increases, new companies are established, which leads to an increase in job opportunities. Hence, workers seeking employment would benefit from this change.
Savers: Individuals who save money would benefit from this change. When investment increases, interest rates rise, and thus, savers earn a higher rate of return.
On the other hand, groups that might be hurt are:
Consumers: When consumption decreases, the prices of goods and services decrease, but interest rates increase. Hence, consumers who borrow money for consumption may face high borrowing costs.
Workers in certain industries: When investment increases, some industries may see a decline in their demand, leading to lower wages or layoffs.
c. The opportunity cost of investing in capital is the goods and services that society forgoes to produce the capital. If a country invests in capital, it cannot invest in other things. A country can overinvest in capital. For instance, if a country invests in too much capital, it will lead to an increase in production capacity, but the demand may not be enough to absorb the increased production capacity.
d. The opportunity cost of investing in human capital is the goods and services that society forgoes to produce the human capital. If a country invests in human capital, it cannot invest in other things. A country can also overinvest in human capital. For instance, if a country invests in too much human capital, it may lead to unemployment if there are not enough jobs that require the newly acquired skills.

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