Suppose that a firm is not at its optimal capital structure in the sense that reducing debt would increase the value of the firm. This means that currently the marginal benefits of debt are greater than the marginal costs of debt.
Select one:
True
False

Answers

Answer 1

False. Suppose that a firm is not at its optimal capital structure in the sense that reducing debt would increase the value of the firm. This means that currently the marginal benefits of debt are greater than the marginal costs of debt.

If a firm is not at its optimal capital structure, it means that there is an imbalance between debt and equity that can be adjusted to maximize the value of the firm. In this case, the marginal costs of debt would be greater than the marginal benefits of debt. Reducing debt would decrease the financial risk and associated costs, leading to an increase in the value of the firm. Therefore, the statement is false.

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Related Questions

Question 1 [40 marks] The above schematic diagram shows an electric motor with power of 7.5 kW and a speed of 720rpm driving a hoist through a gearbox. The wire-rope from the drum passes through an overhead smooth pulley before connecting to the load of 600 kg. a) Calculate the tension in the wire-rope if the 600 kg load is moving at a constant speed of 5 m/s. (Ignore the mass of wire-rope). Hence calculate the rotational speed of the drum hoist. b) Calculate the torque at the coupling to drive the drum. c) Select a suitable chain drive to replace the gearbox for this application. Given that the pitch diameter of the wheel sprocket should be less than 350 mm and the centre distance between the sprockets of the chain drive should not exceed 500 mm. d) Select suitable bolts to secure the pulley bracket. Assume allowable tensile stress for the bolt material is σmax=45MN/m2

Answers

a. The tension in the wire-rope is 5880 N. The rotational speed of the drum hoist is approximately 191.13 RPM.

b. The torque at the coupling to drive the drum is approximately 99.47 N·m.

c. It is not possible to determine a suitable chain drive.

d. We can choose bolts that have a tensile strength exceeding this value to ensure the safety of the pulley bracket.

a) To calculate the tension in the wire-rope, we can use the equation:

Tension = (mass × acceleration) + (mass × gravity)

Mass (m) = 600 kg

Acceleration (a) = 0 m/s² (since the load is moving at a constant speed)

Gravity (g) = 9.8 m/s²

Tension = (600 kg × 0 m/s²) + (600 kg × 9.8 m/s²)

Tension = 0 + 5880 N

Tension = 5880 N

The tension in the wire-rope is 5880 N.

To calculate the rotational speed of the drum hoist, we can use the formula:

Rotational Speed (in RPM) = (Speed × 60) / (2π × Radius)

Speed = 5 m/s (constant speed of the load)

Radius (R) = 0.5 m (since the rope passes through an overhead smooth pulley)

Rotational Speed = (5 m/s × 60) / (2π × 0.5 m)

Rotational Speed ≈ 191.13 RPM

The rotational speed of the drum hoist is approximately 191.13 RPM.

b) To calculate the torque at the coupling to drive the drum, we can use the formula:

Torque = Power / Rotational Speed

Power = 7.5 kW

Rotational Speed = 720 RPM

Convert Power to watts:

Power = 7.5 kW × 1000 = 7500 W

Convert Rotational Speed to radians per second:

Rotational Speed = 720 RPM × (2π / 60)

Rotational Speed ≈ 75.4 rad/s

Torque = 7500 W / 75.4 rad/s

Torque ≈ 99.47 N·m

The torque at the coupling to drive the drum is approximately 99.47 N·m.

c) To select a suitable chain drive, we need to consider the given constraints:

Pitch Diameter of the Wheel Sprocket < 350 mm

Centre Distance between the Sprockets ≤ 500 mm

Based on these constraints, we can choose a suitable chain drive system that satisfies these requirements.  The required gear ratio and the specifications of the hoist system is not provided, it is not possible to determine a suitable chain drive.

d) To select suitable bolts to secure the pulley bracket, we need to consider the allowable tensile stress for the bolt material (σmax = 45 MN/m²).

Based on this allowable stress, we can choose bolts that have a tensile strength exceeding this value to ensure the safety of the pulley bracket. The specific type, size, and grade of the bolts will depend on the application requirements and the load-bearing capacity needed for the pulley bracket.

It is recommended to consult engineering standards and guidelines or seek assistance from a professional engineer to select the appropriate bolts for the specific application.

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Social Security and Medicare taxes are two types of
taxes.
O A. employment
O B. sales
O C. property
D. income

Answers

Answer:

Income taxes

Explanation:

Those are two type of income taxes and i know this because my grandma gets those lololol..no joke though

Prompt
Preparing to get a job isn't easy, but it isn't necessarily hard either. This process is about you developing as a person, and
noticing the things you've learned, overcome, and accomplished, even as a young adult. One crucial aspect is the interview.
Many times you're being interviewed informally, and people are trying to size up how you handle stress and difficult
situations
Describe one of your strengths and one of your weaknesses, and then tell a story that can help you show both your strength
and your weakness in a positive light. For example: One weakness I have is that when I get into a project I can completely
forget about everything else in life. I work almost too hard, some people say, but I just get consumed with performing and
creating solutions. So I have to remind myself to also focus on my own needs, and I've had to learn to invest in myself. One
way I did that was to get a gym membership, which helps me build a better, healthier lifestyle for myself.

I WILL CASH AP YOU IF YOU ANSWER THIS CORRECTLY✨✨✨✨

Answers

My strengths: Dependable, honest, leadership, integrity, compassion, committed, driven
Ex. I am currently a self-employed entrepreneur running my own business full time. I am still very young, but living my dreams since graduating college. It requires commitment, leadership, etc.
My weaknesses: Taking on more than I can handle
Ex. Working hard too the point I feel overwhelmed or things out of order (unbalanced). I need to make things less stressful as an entrepreneur.

Jean’s Vegetable Market had the following transactions during 2014: 1. Issued $50,000 of par value common stock for cash. 2. Repaid a 6 year note payable in the amount of $22,000. 3. Acquired land by issuing common stock of par value $50,000. 4. Declared and paid a cash dividend of $7,000. 5. Sold a long-term investment (cost $3,000) for cash of $6,000. 6. Acquired an investment in IBM stock for cash of $10,000. What is the net cash provided by financing activities? Group of answer choices $21,000 $67,000 $0 $28,000

Answers

Answer:

$21,000

Explanation:

The computation of the cash provided by financing activities is shown below

Cash flows from financing activities

Issue proceeds of common stock $50,000

Less Repayment of 6 year note payable -$22,000

Less: Payment of cash dividend -$7,000

Net Cash provided by financing activities $21,000

The same is considered and relevant

roblem 3-1A Identifying adjusting entries with explanations LO P1, P2, P3, P4
For journal entries 1 through 12, select the letter of the explanation that most closely describes it in the space beside each entry. You can use letters more than once.
A. To record receipt of unearned revenue.
B. To record this period's earning of prior unearned revenue.
C. To record payment of an accrued expense.
D. To record receipt of an accrued revenue.
E. To record an accrued expense.
F. To record an accrued revenue.
G. To record this period's use of a prepaid expense.
H. To record payment of a prepaid expense.

Answers

Problem 3-1 A adjusting entries are discussed below , the letters are used beside each entry to describe the journal entries .

Entry  Explanation    Journal entries            Debit              Credit

1       G                      Insurance expenses   2,400  

                                  Prepaid insurance                 2,400

       

2     C                              Salaries payable  4,800  

                                              Cash                                 4,800

       

3      H                               Prepaid rent  3,100

                                            Cash                              3,100

       

4     E                                       Salaries expenses   4,800  

                                      Salaries payable              4,800

       

5     F                                Interest receivables   1,100  

                                       Interest revenue                    1,100

       

6    D                                          Cash               3,200  

             Account receivable ( from outstanding)            3,200

       

7   A                                                   Cash                 5,000  

                                        Unearned professional fees   5,000

       

8   D                                          Cash                            4,500  

                                            Interest receivables           4,500

       

9   G                                               Rent expenses                8,100  

                                                   Prepaid rent                     8,100

       

10  E                                         Interest expenses                  7,800  

                                                Interest payable                     7,800

       

11   I                                       Depreciation expenses       3,000  

                            Accumulated depreciation                     3,000

       

12    B                        Unearned professional fees                 1,700  

                               Professional fees earned              1,700

       

What is prepaid insurance?

The term prepaid insurance refers to the advance payment made by an individual or company for insurance benefits or coverage to an insurance company. Premiums are usually paid for one year in advance, but in some cases can take up to 12 months or longer.

What are diary entries?

Journal entry is the act of maintaining or recording economic or non-economic transactions. Transactions are recorded in accounting journals that show the company's debit and credit balances. A journal entry can consist of multiple entries, each representing either a debit or a credit.

Question is incomplete, missing part is given below :

Problem 3-1A Identifying adjusting entries with explanations LO P1, P2, P3, P4

For journal entries 1 through 12, select the letter of the explanation that most closely describes it in the space beside each entry. You can use letters more than once.

A. To record receipt of unearned revenue.

B. To record this period's earning of prior unearned revenue.

C. To record payment of an accrued expense.

D. To record receipt of an accrued revenue.

E. To record an accrued expense.

F. To record an accrued revenue.

G. To record this period's use of a prepaid expense.

H. To record payment of a prepaid expense.

Entry   Explanation  Journal entries            Debit           Credit

1                             Insurance expenses        2,400  

                                 Prepaid insurance                             2,400        

2                                   Salaries payable       4,800  

                                              Cash                                  4,800        

3                                               Prepaid rent            3,100  

                                                    Cash                           3,100        

4                                        Salaries expenses   4,800  

                                        Salaries payable                     4,800        

5                                                    Interest receivables    1,100  

                                             Interest revenue                    1,100        

6                                                           Cash              3,200  

                 Account receivable ( from outstanding)     3,200        

7                                               A Cash                             5,000  

                         Unearned professional fees                   5,000        

8                                              Cash                                      4,500  

                                           Interest receivables             4,500        

9                                              Rent expenses                         8,100  

                                                 Prepaid rent                     8,100        

10                                          Interest expenses               7,800                                                                      

                                                    Interest payable                     7,800        

11                                         Depreciation expenses   3,000  

                                       Accumulated depreciation    3,000        

12                               Unearned professional fees             1,700  

                      Professional fees earned                              1,700

 

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Thomas company uses a standard cost system and recognizes the materials purchase price variance at the time materials are purchased. information for raw materials for product rbi for the month of october follows: standard unit price $1.80 actual purchase price per unit $1.65 actual quantity purchased 4,000 units actual quantity used 3,900 units standard quantity allowed for actual production 3,800 units what is the materials purchase price variance?

Answers

Answer: $600F

Explanation:

Given the following :

standard unit price - $1.80

actual purchase price per unit - $1.65

actual quantity purchased - 4,000

units actual quantity used - 3,900

units standard quantity allowed for actual production - 3,800 units

Material purchase price variance = ( Actual unit price of material - standard unit price of material) × Actual unit of material purchased

($1.65 - $1.80) × 4000

( $0.15) × 4000

$600F (Favorable) because standard price is higher than actual price

One way the federal reserve can counter unemployment and stimulate spending is by?

Answers

Based on the macroeconomic concept, the one way the Federal reserve can counter unemployment and stimulate spending is by Decreasing the discount rate.

What is the Discount Rate?

The discount rate is a term used in government spending to describe the tools or methods used by the government to make it cheaper for commercial banks to borrow money,

Generally, the term discount rate helps to ensure there is an increase in available credit and lending activity throughout the economy.

The main cause of a decrease in the discount rate.

Usually, it is known that when there is a slow economy, the Fed enables growth in the economy and the money supply by reducing reserve requirements and decreasing the discount rate.

Hence, in this case, it is concluded that the correct answer is Decreasing the discount rate.

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b brothers, Steven and Walter, each inherit $40000. Steven invests his inheritance in a savings account with an annual return of 2.8%, while Walter invests his heritance in a CD paying 5.9% annually. How much more money than Steven does Walter have after 1 year?

Answers

After 1 year, Walter will have more money than Steven. Assuming no additional contributions or withdrawals, with a 2.8% annual return, Steven's inheritance will grow to $41,120, while Walter's inheritance will grow to $42,360 with a 5.9% annual return.

Steven's inheritance, invested in a savings account with a 2.8% annual return, will grow over the course of 1 year. To calculate the final amount, we multiply the initial amount by 1 plus the interest rate:

Steven's Final Amount = $40,000 * (1 + 0.028)

Steven's Final Amount = $40,000 * 1.028

Steven's Final Amount = $41,120

Walter's inheritance, on the other hand, is invested in a CD with a 5.9% annual return. Similarly, we can calculate the final amount:

Walter's Final Amount = $40,000 * (1 + 0.059)

Walter's Final Amount = $40,000 * 1.059

Walter's Final Amount = $42,360

After 1 year, Walter will have $42,360, while Steven will have $41,120. Therefore, Walter will have $1,240 more than Steven.

It's important to note that this calculation assumes no additional contributions or withdrawals during the year and that the interest rates remain constant. Additionally, the actual returns may be subject to taxes or fees depending on the specific investment

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Given below are lease terms at the local dealership. What is the total cash
due at signing?

Given below are lease terms at the local dealership. What is the total cashdue at signing?
Given below are lease terms at the local dealership. What is the total cashdue at signing?

Answers

The total cash due at signing is $3275 (Option A).

A down payment refers to the initial upfront payment made when purchasing a product or service, typically as part of a financing agreement or installment plan.

In the context of purchasing a car or property, the down payment is a portion of the total cost that the buyer pays in cash or upfront before obtaining financing for the remaining amount.

To calculate the total cash due at signing, we need to add up the down payment, security deposit, and acquisition fee.

Given:

Down payment = $2600

Security deposit = $375

Acquisition fee = $300

Total cash due at signing = Down payment + Security deposit + Acquisition fee

Total cash due at signing = $2600 + $375 + $300

Total cash due at signing = $3275

Therefore, the total cash due at signing is $3275 (Option A).

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Which trait of a leader helps prevent jumping to conclusions and making mistakes based on misinformation?

Answers

Creativity trait of a leader helps prevent jumping to conclusions and making mistakes based on misinformation.

What is misinformation?

Inaccurate or deceptive information is called misinformation. [1] It is distinct from misinformation, which is wilfully false. Rumors are inaccurate and frequently unverified information that cannot be ascribed to a specific source, and they can be either true or untrue. Even if later denied, false information can nevertheless affect how people respond and remember. Due to their emotional ties to what they are reading or listening to, people may be more likely to believe false information. Social media's function has made information easily accessible to us at all times and has allowed for the simultaneous connection of huge groups of people and their information. Technology advancements have had an impact on how we convey information and how false information is spread.

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21. pls help will give brainliest

21. pls help will give brainliest

Answers

Revenues less costs, taxes, and interest equal net income (NI).NI is used to compute earnings per share. Because costs can be concealed via accounting techniques or revenues can be artificially overstated, investors should carefully examine the data used to calculate NI.

How do you calculate net income in accounting?The amount earned by an individual or business after costs, allowances, and taxes is referred to as net income. Net income in company is what remains after all costs, such as salaries and wages, the cost of goods or raw materials, and taxes, have been paid. You can figure out your net income if you know your total income and total outgoings: Complete revenue minus total expenses equals net income. Most business owners must produce an income statement, one of the three primary financial statements, in order to determine their net income. The change in assets less the change in liabilities must equal net income, according to logic, as assets must equal liabilities plus equity. Since it is the final indicator of a company's performance, net income is frequently used interchangeably with profit. You must take the recorded retained earnings from the prior financial period, known as beginning retained earnings, and add dividends back in to calculate net income using retained earnings.

The Net Income =

Total revenue – total expenses.

Total expenses

= $448000+$96000+$71000

                   =$615000

The

net  income

=  $721000-$615000

                          =$106000

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Which of the following is a job from the past which no longer exists?
Media buyer
O Typist
Mail deliverer
Lamplighter

Answers

Answer:

Lamp lighter

Explanation:

Very few exist today as most street lighting has long been replaced by electric lamps.

NWC, NWH, and NWV are three firms that dominate the water distribution market. Identify this type of market structure and compare it to perfect competition.

Answers

Answer:

Oligopoly markets

Explanation:

In simple words, Markets controlled by a limited number of providers are known as oligopoly markets. They may be found in every country and in a wide range of industries. Some oligopolistic marketplaces are competing, whereas others aren't, or at minimum seem to be.

On the other hand, Perfect competition can be understood as the market system in which all suppliers as well as buyers have complete and symmetrical knowledge, there are no transactions expenses and a large number of producers and customers compete with others.

Suppose 2 athletes sign 10-year contracts for $80 million. In one case, we're told that the $80 million will be paid in 10 equal instalments. In the other case, we're told that the $80 million will be paid in 10 instalments, but the instalments will increase by 5% per year. Who got a better deal and why?

Answers

Answer:

player 2 is signing a better contract

Explanation:

the present value of an annuity (player 1) = annual payment x annuity factor

assuming that the interest rate is 10%

present value = $10 million x 6.1446 (PV annuity factor, 10%, 10 periods) = $61.446 million

player 2's contract

the present value of a growing annuity = [payment / (i - g)] x {1 - [(1 + g) / (1 + i)]ⁿ} = [$10 / (10% - 5%)] x {1 - [(1 + 5%) / (1 + 10%)]¹⁰} = $200 x 0.372 = $74.398 million

Approximately 2.2 million American workers are employed as customer service representatives.

False
True

Answers

Answer:

True

Explanation:

How do increased prices serve as an incentive for businesses?

Answers

Answer:

see below

Explanation:

Price is the amount of money that a customer pays to acquire goods or consume services from a seller. The price has two significant elements:

the cost of making the goods or servicesThe suppliers desired profit.

 As per the law of supplies, higher profits is an opportunity for high profits. High price increases the profitability of goods and services. A high price has a bigger margin, meaning higher profits if the goods or services are sold. If prices increase, suppliers will be willing to supply more goods in the market with the expectation to make more profits. A decline in price is a warning that the business may make losses.

you've been tasked with marketing a new line of plumbing services, but you have a set budget you can't exceed. why is ads a viable option?

Answers

You have been tasked with marketing a new line of plumbing services, but you have a set budget you can't exceed then Ads is a viable option. It gives you control over your budget.

You also have control over how much you spend each day, each month, and each advertisement. You only pay when someone clicks on your advertisement.

A product or service is advertised to a viewership through the use of advertisement  order to pique interest, encourage interaction, and increase sales.

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Major League Apparel has two classes of stock authorized: 6%, $10 par preferred, and $1 par value common. The following transactions affect stockholders' equity during 2015, its first year of operations:


January 2 Issue 110,000 shares of common stock for $70 per share.

February 14 Issue 60,000 shares of preferred stock for $12 per share.

May 8 Purchase 11,000 shares of its own common stock for $60 per share.

May 31 Resell 5,500 shares of treasury stock for $65 per share.

December 1 Declare a cash dividend on its common stock of $0. 25 per share and a $36,000 (6% of par value) cash dividend on its preferred stock payable to all stockholders of record on December 15. The dividend is payable on

December 30. (Hint: Dividends are not paid on treasury stock. )

December 30 Pay the cash dividends declared on December 1.


Required:

a. Record each of these transactions.

b. Prepare the stockholders' equity section of the balance sheet as of December 31, 2015. Net income for the year was $490,000

Answers

a. The record for the transactions are as follows:

January 2: Common Stock increases by $7,700,000 and Cash increases by $7,700,000. February 14: Preferred Stock increases by $720,000 and Cash increases by $720,000. May 8: Treasury Stock increases by $660,000 and Cash decreases by $660,000. May 31: Cash increases by $357,500 and Treasury Stock decreases by $357,500. December 1: Retained Earnings decreases by $84,000 ($0.25 x 336,000 common shares outstanding) and Dividends Payable increases by $84,000. Preferred Dividends Payable increases by $36,000. December 30: Dividends Payable decreases by $84,000 and Cash decreases by $120,000 ($84,000 + $36,000).

b. The stockholders' equity section of the balance sheet as of December 31, 2015 is as follows:

Common Stock: $11,000,000; Paid-in Capital in Excess of Par Value - Common Stock: $60,900,000; Preferred Stock: $720,000; Paid-in Capital in Excess of Par Value - Preferred Stock: $348,000; Retained Earnings: $393,000; Treasury Stock: ($357,500); Total Stockholders' Equity: $73,023,500.

The Common Stock account reflects the 110,000 shares of common stock issued at $10 par value. The Paid-in Capital in Excess of Par Value - Common Stock account reflects the excess amount received over the par value for the common stock issuance. The Preferred Stock account reflects the 60,000 shares of preferred stock issued at $10 par value.

The Paid-in Capital in Excess of Par Value - Preferred Stock account reflects the excess amount received over the par value for the preferred stock issuance. The Retained Earnings account reflects the net income for the year ($490,000) minus the dividends declared ($84,000 for common and $36,000 for preferred). The Treasury Stock account reflects the cost of the shares of common stock repurchased and not resold. The total stockholders' equity is the sum of all accounts.

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Which type of distribution strategy involves stocking the product in as many outlets as​ possible?.

Answers

The type of distribution strategy that involves stocking the product in as many outlets as​ possible is known as an intensive distribution strategy.

What is an intensive distribution strategy?

Basically, an intensive distribution refers to a marketing strategy that involves making a company's products available to customers in as many places as possible. It often means selling the product in as many stores as you can.

Most of the companies that use an intensive distribution typically sell their products both in small, local shops and large national chains as this helps increase the chances of a customer finding the product when they need it, which might increase sales.

Also, the manufacturers use the intensive distribution strategy with products that need to be quickly replenished. The main advantages of this distribution method include money, product awareness, and impulse buying but the disadvantages include sales vary, low prices/low margins, and lack of retailer control.

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When was the International Association of Exhibitions and Events founded?

Answers

Answer:

1928

Explanation:

hope this help:)) 100% correct

Answer: 1928

Explanation:

When was the International Association of Exhibitions and Events founded?

Prime cost is directly related to production. So, per unit prime cost can be calculated easily. While on the other hand, overhead does not have direct relationship with production. So, to calculate per unit cost, overhead is classified according to functions.” Explain this statement and also summarize all the overheads according to their functional classification.

Answers

Basically, a firm's prime cost equals the total direct costs of production which includes the cost of raw materials and labor.

The prime cost equation is {Cost of raw materials + Direct labor}

The overhead cost refers to those cost incurred while running a firm but can not be linked to creation of a product or service.

Overhead expenses is the cost remaining after deduction of direct labor, direct materials and direct expenses.

In conclusion, the prime cost and overhead cost are both significant in production of finished goods.

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What role do special government agencies play in protecting buyers? Check all that apply.

Answers

Answer:

Agencies create regulations to ensure safe products.

Agencies provide information about products and services.

Agencies collect buyers fraud complaints.

Special Government agencies make companies and businesses compete, by protecting the customers as well.

Explanation:

Answer:

A:  They create regulations to ensure safe products

E:  They provide information about products

F:  They collect customer fraud complaints

Explanation:

on edge Good Luck!!!

a deliverable does not meet the agreed-upon quality specifications and is rejected by the customer. after investigation, the project team finds that there is a fault with the vendor-provided parts, and this fault caused the issue. the vendor says that they cannot correct the situation. what should be reviewed before deciding on next steps?

Answers

The vendor says that they cannot correct the situation. Procurement management plan and contract agreements.

Within the financial markets, the term “transport” refers back to the act of moving a commodity, foreign money, safety, coins, or some other instrument that is the problem of an agreement. it is frequently used with regard to by-product contracts along with futures and alternatives.

For any enterprise, either eCommerce, outlets, or wholesalers, it is extraordinarily essential to supply merchandise efficaciously. clients want a fast, dependable, and secure shipping carrier. if you want to enhance customer enjoyment by presenting quality carriers, it is crucial to provide accurate and fast deliveries.

Provider shipping is a commercial enterprise framework that supplies services from a company to a consumer. it is also the steady interaction between the two parties at some stage in the duration of the time wherein the company components the provider and the patron purchase it.

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influences of Business environment,​

Answers

Factors that Influence the business environment are :

Economic environmentSocial environmentTechnological environmentPolitical environmentLegal environment

The business environment means the total of all the individuals, and institutions that could affect the working of the business firm.

Importance of business environment:

Business environments help the firm to prepare itself for every possible obstruction or hindrance that can affect the functioning of the firm.It also helps the firm to adjust to frequent changes.

The economic environment is all the things that create an economic impact on the firm.

The social environment is all the traditions and customs of the society that creates an impact on the firm.

The technological environment is all the impact on the firm caused due to new technology and upgradations.

The political environment is the conditions and behavior that the elected representatives hold toward the business

The legal environment is entirely based on the rules and legislation of the authorities.

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To calculate the number of montly payments required to pay off a loan or meet an investment goal, use the _______ function.

Answers

To calculate the number of monthly payments required to pay off a loan or meet an investment goal, use the nper function.

In finance, lending is the lending of money by one or more individuals, organizations, or other entities to other individuals and organizations, etc. The beneficiary incurs a debt and usually has to pay interest on that debt until that debt is also repaid. to repay the principal borrowed.

The promissory note will typically state, among other things, the principal amount of the loan, the interest rate charged by the lender, and the date of repayment. A loan involves reallocation of assets in question over a period of time, between the lender and the borrower.

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It is critical that a buyer and seller understand the terms of sale when negotiating an international shipment. The sales price is only one part of the total cost of getting the product at your warehouse. For example, if you negotiate the price for a product with the term EXW, then you the buyer will be responsible to make arrangements to have the product picked up from the seller, shipped to the port, loaded on board the ship, maritime insurance, offloading and custom clearance and then final shipment to your facility. As you can see, this can be very expensive.
Discuss
For this discussion, pick one of the 11 IncoTerms. Define the term and provide a detailed analysis of the cost involved and at what point the responsibility for the shipment changes from the buyer to the seller.

Answers

The IncoTerm chosen for the discussion is the Cost, Insurance and Freight (CIF) term. CIF is used to define a trade agreement between a buyer and a seller in international trade.

It is a shipment contract, which requires the seller to deliver the goods to the port of destination, arrange for export clearance, and cover the cost of insurance and freight charges.The CIF contract is used primarily in bulk cargo, such as crude oil, and is negotiated by the seller on behalf of the buyer. CIF is preferred in situations where the buyer lacks knowledge of the export and import process and is not able to obtain customs clearance.

The seller is responsible for providing all the documentation necessary to clear the goods for importation.The cost of CIF is inclusive of the insurance and freight charges, which are essential components of the contract. The buyer is responsible for paying the cost of goods, while the seller is responsible for the cost of freight and insurance.

The seller is also responsible for ensuring that the goods are loaded onto the ship and cleared for export.The buyer assumes responsibility for the shipment after the goods have been loaded onto the ship. Once the goods have been loaded onto the ship, the seller is no longer responsible for any loss or damage that may occur during transport.

The buyer is responsible for paying any customs duties and taxes applicable in the country of importation.In conclusion, the CIF contract is a critical component of international trade agreements, particularly for bulk cargo. It is an agreement between the buyer and seller, in which the seller is responsible for the cost of freight and insurance, while the buyer is responsible for the cost of goods.

The buyer assumes responsibility for the shipment after the goods have been loaded onto the ship. The CIF contract is preferred when the buyer lacks knowledge of the export and import process and is not able to obtain customs clearance.

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1.2 Explain the concept of the labour market to a Grade 12 school-leaver. Give a
brief discussion on his current role in the market and how this could change
given a tertiary education.

Answers

Answer:

The labor market is the phrase used to describe the supply of labor by employees and demand of labor by the employers as such there is an interaction between the workers and the employers where wage is paid to the workers by the employers for the labor the workers supplied

Being educated gives an employee the capacity to be more productive and gives an indication of the potential of prospective employees to recruiters and employers. Therefore, qualifications attained are an advantage when seeking employment alongside many several other job seekers

Therefore, a grade 12 school-leaver competing for a job alongside several others with similar or tertiary education is less likely to secure a desired job or vocation

However, with a tertiary education, such job seekers would more readily convince recruiters about their ability to satisfactorily perform their desired job

Explanation:

To what extent is primary product dependency the
most significant constraint on economic
development (25 marks)

Answers

Answer: Primary product dependency is a large constraint on economic growth and development within LEDCs due to the fact that commodities and their producers are highly susceptible to price fluctuations.

Explanation:

Primary product dependency discourages investment in other aspects of the economy. Concentrating on primary products does not always help the long-term development of an economy because it can contribute to a lack of investment in other aspects such as education and industrial production.

Which government agency oversees the Bureau of Consumer Protection?

Federal Deposit Insurance Corporation
Federal Trade Commission
National Credit Union Administration
Office of the Comptroller of the Currency

Answers

Answer:

Federal Trade Commission

Explanation:

The Federal Trade Commission was established in 1941 by the Federal trade commissions Act. Its mandate is the enforce laws that prohibit anti-competitive business activities and protect consumers from deceptive and unfair trade practices. The commission seeks to have better customer decisions by promoting consumer awareness on fair business competitive processes.

FTC also seeks to protect consumers from misleading or false business advertisements. It investigates consumer complaints and prosecutes traders believed to have broken the law.

part of the huddle leader's job is to keep the meeting moving along brainly

Answers

As a huddle leader, part of their job is to keep the meeting moving along effectively on Brainly.

To do this, the huddle leader should:
1. Set a clear agenda before the meeting to ensure that all participants know what to expect and can prepare accordingly.
2. Begin the meeting on time to show respect for everyone's schedules and maintain a professional atmosphere.
3. Manage time effectively by allocating appropriate amounts of time for each agenda item and keeping the discussion focused.
4. Encourage active participation from all attendees by inviting input and ensuring everyone has an opportunity to contribute.
5. Address any off-topic or irrelevant issues by gently steering the conversation back to the main agenda.
6. Keep track of time and provide gentle reminders to ensure the meeting stays on schedule.
7. Wrap up the meeting by summarizing the key points and action items, and setting a time for follow-up or the next meeting.
By following these steps, the huddle leader can successfully keep the meeting moving along and ensure a productive and efficient discussion on Brainly.

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