The RESP Act permits the real estate firms to be affiliated with title insurance companies or mortgage brokers as long as the companies make a written disclosure of their relationship with one another.
The Real Estate Settlement Procedures Act requires the lenders, mortgage brokers providing home loans to provide to borrowers, a pertinent and timely disclosures regarding the nature and costs of the real estate settlement process.
In conclusion, the Act of RESP permits the real estate firms to be affiliated with title insurance companies or mortgage brokers as long as the companies make a written disclosure of their relationship with one another.
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H&M limited has a project which is expected to have a payout of $65 million in 15 years. The discount rate H&M is using is r = 7%. However, this may have a relative error of up to 13%. What is the relative error in the present value of the payment? a. $3.99 million b. $3.01 million c. $4.87 million d. $2.15 million e. None of the above
The relative error in the present value of the payment is $4.87 million. Hence, option (C) is correct.
Explanation:
To calculate the present value of the payment, we can use the formula for present value:
PV = (Payout)/(1+r)nPV = 65 million/(1+7%)^15PV = 21.03 million
Now, we will calculate the relative error.
Relative error = Maximum error / Calculated valueMaximum error = Calculated value x Relative error in percentageMaximum error = 21.03 million x 13%
Maximum error = 2.734 millionRelative error = Maximum error / Calculated value
Relative error = 2.734 million / 21.03 million
Relative error = 0.13
The relative error in the present value of the payment is 13%.
After calculating, we find that the relative error in the present value of the payment is approximately $3.87 million. None of the given options match this value, so it seems there was a typographical error in the options. The closest value is $4.87 million.
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All of the following is true about beta except; a. Beta measure of a stock can change from time to time b. If a stock is riskier than the market it will have a beta less than one. c. Beta is a measure of how risky a security or portfolio is. d. Beta is only suitable in determining a security's short-term risk. In capital Markets, investors are willing to supply more capital when interest rates are low and risk levels are moderate. Select one: True False
Previous question
The statement "investors are willing to supply more capital when interest rates are low and risk levels are moderate" is not entirely accurate.
false.
in capital markets, investors are generally willing to supply more capital when interest rates are low and risk levels are low, not necessarily moderate. low interest rates tend to make borrowing cheaper and can stimulate investment activity. additionally, when risk levels are perceived to be low, investors may feel more confident in allocating capital to various investment opportunities.
All of the following is true about beta except; a. Beta measure of a stock can change from time to time b. If a stock is riskier than the market it will have a beta less than one. c. Beta is a measure of how risky a security or portfolio is. d. Beta is only suitable in determining a security's short-term risk. In capital Markets, investors are willing to supply more capital when interest rates are low and risk levels are moderate.
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black executives only hold approximately 15% of the positions that influence company success and are on the career path to the ceo position.group startstrue or false
This statement may be true, but it is difficult to determine its accuracy without more context and specific data.
While there has been progress in increasing diversity and representation in corporate leadership, there is still a significant underrepresentation of Black executives in top positions.
According to a report by the Executive Leadership Council, an organization dedicated to increasing Black representation in corporate leadership, in 2019 only 1% of Fortune 500 CEOs were Black.
Additionally, a study by the Center for Talent Innovation found that Black professionals make up only 3.2% of senior management positions in US corporations.
It is important to note that representation may vary across industries and companies, and progress towards greater diversity and equity is ongoing.
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What information does a lead contain in a news story?
Answer:
1st one
Explanation:
Most students don't consider that they'll end up paying far more than the original amount they borrowed on their student loans because of
Answer:interest rates
Explanation:
The longer you have to pay off the more interest adds up
Which of the following is a challenge for a business that wants to begin exporting?
A) increasing company profits.
B) identifying a target market.
C) improper use of a trademark
D) Generate tax dollars for another country.
Which type of bankruptcy leaves your credit report sooner?
One of every ______ married women in two-income households earns more than her husband does. A) ten. B) four. C) six. D) five. B) four.
One of every Four married women in two-income households earns more than her husband does. . The number of married women in two-income households who earn more than their husbands has been increasing in recent years. Option B .
According to a report by the Pew Research Center, in 2019, about 42% of married women with children under 18 were the primary breadwinners, compared to 11% in 1960. This trend has led to a shift in traditional gender roles and has created more financial independence for women. However, it is important to note that the gender pay gap still exists and women, on average, earn less than men.
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1. One advantage of sole proprietorship is:
A. -easing of starting.
B -availability of different talents.
C -unlimited life of the company.
D -double taxation
Which type of account (real, personal, or nominal) includes the following expenses of a business?
Expenses like rent, transportation, and advertising are part of a business’ ______
account, because they are fictitious.
Answer: Nominal account
Explanation:
Expenses like rent, transportation, and advertising are part of a business (Nominal) account, because they are fictitious.
Personal accounts are the accounts that have to do with individuals, or businesses. A real account is an account that isn't closed when the accounting period ends. The bqlnaces in the real account are carried to the following period. An example of this is cash.
Nominal account is an account that has a zero beginning balance at the start of the year. This is because when an accounting year ends, the nominal account will be closed.
Automobile accident victims going uncompensated for their medical costs and other bodily injury is a problem in this country. a. How does the state of Tennessee assure that its citizens will be able to compensate anyone that they injure as a result of using their automobile? b. What minimum insurance limits are required to satisfy the answer you gave in part a? c. What coverage can you purchase to protect yourself in the event someone runs into you causing you much bodily injury, and they are not in compliance with what you have described above?
a) In Tennessee, the state requires drivers to carry liability insurance to cover damages and injuries that they may cause to others while driving their automobile.
b) These are the minimum amounts required by law, but drivers may choose to purchase higher limits if they wish.
c) These coverages are optional in Tennessee, but they can provide additional financial protection in case of an accident.
a. In Tennessee, the state requires drivers to carry liability insurance to cover damages and injuries that they may cause to others while driving their automobile. This is one way the state ensures that its citizens will be able to compensate anyone they injure as a result of driving their car.
b. The minimum insurance limits required by the state of Tennessee to satisfy the answer given in part a are:
$25,000 for bodily injury or death per person
$50,000 total for bodily injury or death per accident
$15,000 for property damage
These are the minimum amounts required by law, but drivers may choose to purchase higher limits if they wish.
c. To protect yourself in the event someone runs into you causing bodily injury and they are not in compliance with the minimum insurance requirements described above, you can purchase uninsured motorist coverage (UM) and underinsured motorist coverage (UIM). UM coverage provides protection for bodily injury or death caused by an uninsured driver or a hit-and-run driver, while UIM coverage provides protection when the at-fault driver has insufficient insurance coverage to pay for your bodily injury or death expenses. These coverages are optional in Tennessee, but they can provide additional financial protection in case of an accident.
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Which of these is an educational institution where you can complete an undergraduate
study program in order to get a bachelor's degree?
A 2 year ollege
B Technical School
C Certificate program
D 4 year College
Using the Porter model, which generic business-level strategy is Nordstrom pursuing? What evidence supports your answer?
data is more accurate and reliable compared to secondary data. [Primary and Secondary Data]
Answer:
Data collected through primary sources are more reliable and accurate as compared to the secondary sources.
Explanation:
Primary data is more accurate and reliable while secondary data is relatively less reliable and accurate. This is mainly because the secondary data sources are not regulated and are subject to personal bias
PLEASE
what is lean production? in details (GCSE) keywords.
Answer:
actually I am very sorry I didn't learn this I don't take business
Explanation:
Sorry would there be anything else I can help u with
Davenport Corporation's last dividend was $2.70, and the directors expect to maintain the historic 3% annual rate of growth. You plan to purchase the stock today because you feel that the growth rate will increase to 5% for the next three years and the stock will then reach $25 per share.1. How much should you be willing to pay for the stock if you require a 17% return? 2. How much should you be willing to pay for the stock if yo feel that the 5% growth rate can be maintained indefinitely and you require a 17% return?
Answer:
A) $22.16 per share
B) $23.625
Explanation:
Price to be paid for the stock today is equal to the present value of expected inflows we can find price by multiplying the dividend with the growth rate then dividing it by the required rate of return.
Price = Dividend(1+growth rate) / 1+ required return
Data
Dividend = 2.7
Required return = 17%
Growth rate = 5%
1) year1 year2 year3 year3
Price = \(\frac{2.7(1.05)}{(1.17)} +\frac{2.7(1.05)^2}{(1.17)^2}+\frac{2.7(1.05)^3}{(1.17)^3}+\frac{25}{(1.17)^3}\)
Price = $22.16 per share
2)
Price to be paid = \(\frac{2.7(1.05)}{0.17-0.05}\)
Price to be paid = $23.625
you've invested the following amounts into a three-stock portfolio: stock investment 1 $2,000 2 $12,000 3 $8,000 attempt 1/10 for 1.5 pts. part 1 what is the portfolio weight for stock 1?
Weight of stock 1 = 0.0870, An investor who buys or object purchased with both the intent of earning revenue or gaining value. The term "appreciation" pertains to a growth in the worth of a property through age.
That whenever a person buys a thing as such an invest, the objective isn't necessarily to utilize the commodity but instead to utilize it to build future financial security.
Weight = Market/total estimated value all assets in a specific stock
Weight of stock 1 = 2000/(2000+12000+9000)
= 2000/23000
= 0.0870
Weight of stock 2 = 12000/(2000+12000+9000)
= 12000/23000
= 0.5217
3 = 9000/(2000+12000+9000)
= 9000/23000
= 0.3913
Based on income or value. Often, community outreach entails establishing new revenue streams or trying to leverage cash placed above a white time.
Investing is a great method to cast cash to use and generate wealth. Having a good extra income may very well outperform inflation as well as monthly charge increases if you invest correctly.
The increasing capacity of external shocks to investment is primarily because of the power of interest payments as well as the market among both risk and bumps in the road.
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on your own words, write short note on 3 Types of organizational market
Answer: 3 types of organizational market are producers, resellers and institutions. Producers buy goods and services and transform them into a sellable product, which they sell to their customers for the purpose of making a profit. Examples of producers are farmers, manufacturers and construction companies. Reseller market consists of individuals or companies that purchase goods and services produced by others for resale to consumers. Insttitutions are a market consisting of schools, universities, hospitals, charities, clubs and similar organisations which buy goods and services for use in the production of their own goods and services.
Explanation:
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three dimensional. How is he MOST LIKELY to add this foreground? A. B. C. D. He might change his position to include some foreground items such as rocks or grasses. He might tilt his camera up to better capture the tops of the hills. He might add some framing trees in the middleground of his image. He might circle around to the side of the hills to capture the cows standing on top. PLS HELP!!
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. He is most likely to add this foreground Option A. He might change his position to include some foreground items such as rocks or grasses.
The foreground of an image is usually the element that is closest to the viewer. The foreground is often used to add depth to an image. If a photographer wants to create a 3D appearance in his image, he must ensure that the image has a foreground, mid-ground, and background. It is possible to include a foreground in a photo by modifying the angle of the shot and including elements in the foreground.
Emilio might change his position to include some foreground items such as rocks or grasses. By doing so, he will be adding depth to his image. Another way to add foreground to an image is to use framing trees in the middle ground of the image, but this may not provide the depth required. Tilt his camera up to better capture the tops of the hills or circling around to the side of the hills to capture the cows standing on top are not recommended, as the question seeks to add a foreground.
Therefore, Emilio is most likely to add the foreground by changing his position to include some foreground items such as rocks or grasses. Therefore, the correct option is A.
The question was incomplete, Find the full content below:
Emilio is photographing a series of hills on his uncle's farm. He remembers that he needs to try to add a foreground to his image to make it appear three-dimensional. How is he MOST LIKELY to add this foreground?
A. He might change his position to include some foreground items such as rocks or grasses.
B. He might tilt his camera up to better capture the tops of the hills.
C. He might add some framing trees in the middle ground of his image.
D. He might circle around to the side of the hills to capture the cows standing on top.
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Sohail is told by his doctor that he needs to increase his mineral Intake. Which nutrients does he need to increase in his daily diet?
Calcium
Glucose
Starch
Sodium
Carbohydrates
Answer:
Calcium
/2short
Which education or training would best benefit graders, sorters, and equipment operators in the food product and processing system?
A. a bachelor’s degree
B. a master’s degree
C. an internship
D. a PhD
Answer:
c. an internship
Explanation:
just took the test on edge and I look at one of the answers and it said PhD so I put it and I summited it and it was wrong and gave me the right answer
Explain why is it useful to identify workers within a specialist area
it is useful to identify workers within a specialist area because if you need something done quickly and accurately, you can call the person who is really good at something, to help you without worrying if you wont complete the task on time.
It is useful to identify workers within a specialist area to ensure accuracy of work.
Specialist is a person who is qualified in a specific field of expertise and also performs work in the same field. Worker if belong to the specialist area can perform a task with ease and can also give relevant opinion related to the task. Worker if belong to the specialist are will ensure that the work is done correctly and their will be no fault in the work in future. For example, a plumber is often called to correct the drainage problem and to change defective taps and pipes all these tasks cannot be performed by other specialist like electrician who changes the screw and circuits.Hence, it is useful to identify the worker within the specialist area to ensure the accuracy of the work done.
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which entrepreneur is not correctly paired with his filed of work? responses john d. rockefeller - telecommunications john d. rockefeller - telecommunications cornealious vanderbilt - railroads cornealious vanderbilt - railroads j. p morgan- finance j. p morgan- finance andrew cargnegie - steel andrew cargnegie - steel
The entrepreneur who is not correctly paired with his field of work is Andrew Carnegie.
A number of the motives you've got chosen to turn out to be an entrepreneur could be: You want to be your own boss. You need to create your own tasks. You want the possibility to develop a commercial enterprise you are obsessed with.
Entrepreneurs are critical to marketplace economies because they are able to act because of the wheels of the financial boom of the united states of America. By way of developing new services and products, they stimulate new employment, which in the end outcomes in the acceleration of economic improvement.
A lifestyle entrepreneur is someone who creates a commercial enterprise with the cause of changing their private lifestyle. The selection isn't always solely about making extra money. In truth, many lifestyle entrepreneurs make much less cash for the first few years than they did operate in a “conventional” job.
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When the IPO for the successful Sweet Cookie Company came out, Bud bought 1,000 shares for $5.50 each. His friend eventually bought 500 shares at $8 each. It is most likely that Bud is _____. (Select all that apply.)
ANSWER:
-an investment Banker
-a customer of an investment Banker
The answer is - an investment banker and a customer of an investment Banker.
Therefore, When the IPO for the successful Sweet Cookie Company came out, Bud bought 1,000 shares for $5.50 each. His friend eventually bought 500 shares at $8 each. It is most likely that Bud is - an investment banker and a customer of an investment Banker.
Hence, the correct answers are-
-an investment Banker-a customer of an investment BankerWhat is the simplest definition of investment?An investment is an asset or object purchased with the intent of creating income or appreciation.
The term "appreciation" refers to the growth in the worth of an asset through time. When an individual acquires a thing as an investment, the intention is not to consume the commodity but rather to use it in the future to produce wealth.
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What are some things can do to influence how the US government is run? Check all that apply.
earn money
read newspapers
O exercise
o vote
volunteer time
donate money
Answer:
Vote, Volunteer time, and Donate Money.
Explanation:
There are influential routes through which we can influence the way US governments run. The correct statement includes Voting, Volunteer time, and donating money.
What impacts the United States Government?The US authorities are primarily based totally on thoughts of confined authorities, which include herbal rights, famous sovereignty, republicanism, and social contract.
Limited authorities are the notion that the authorities need to have positive regulations with a view to shield the man or woman's rights and civil liberties of citizens.
Thus, these are some things such as Voting, Volunteer time, and donating money, through which we can influence how the US Government runs.
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The balance in the unearned fees account, before adjustment at the end of the year, is $117,090. Of these fees, $72,595 have been earned. In addition, $14,050 of fees have been earned but have not been billed.
Journalize the adjusting entry to adjust the unearned fees account. If an amount box does not require an entry, leave it blank.
Based on the information provided in the question, the adjusting entry to adjust the unearned fees account is given as follows: Date Account Title and Explanation Debit Credit Dec.
An unearned fee is income that a company receives in advance before performing the services. Such unearned fees are initially recorded in the unearned fees account and it is a liability account. After the company provides the services, the revenue earned is recorded in the Service revenue account.
To adjust the unearned fees account, the company must recognize the portion of the earned fees. According to the question, of the $117,090 of unearned fees, $72,595 had already been earned. Hence, we will debit the unearned fees account for $72,595 to recognize that the services have been provided and credit the Service revenue account for $72,595 to record the revenue earned.
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Month First Year Second Year Third Year January 242 263 282 February 235 238 255 March 232 247 265 April 178 193 205 May 184 193 210 June 140 149 160 July 145 157 166 August 152 161 174 September 110 122 126 October 130 130 148 November 152 167 173 December 206 230 235 Month First Year Second Year Third Year January 242 263 282 February 235 238 255 March 232 247 265 April 178 193 205 May 184 193 210 June 140 149 160 July 145 157 166 August 152 161 174 September 110 122 126 October 130 130 148 November 152 167 173 December 206 230 235 The Vintage Restaurant, on Captiva Island near Fort Myers, Florida, is owned and operated by Karen Payne. The restaurant just completed its third year of operation. During those three years, Karen sought to establish a reputation for the restaurant as a high-quality dining establishment that specializes in fresh seafood. Through the efforts of Karen and her staff, her restaurant has become one of the best and fastest-growing restaurants on the Island. To better plan for future growth of the restaurant, Karen needs to develop a system that will enable her to forecast food and beverage sales by month for up to one year in advance. The following table shows the value of food and beverage sales ($1,000s) for the first three years of operation: Your Tasks: Perform an analysis of the sales data for the Vintage Restaurant. Prepare a report for Karen that summarizes your findings, forecasts, and recommendations. Include the following: a. A time series plot. Comment on the underlying pattern in the time series. Using the dummy variable approach, forecast sales for January through December of the fourth year. How would you explain this model to Karen? Assume that January sales for the fourth year turn out to be $295,000. What was your forecast error? If this error is large, Karen may be puzzled about the difference between your forecast and the actual sales value. What can you do to resolve her uncertainty about the forecasting procedure
The sales are generally highest in the winter months and lowest in the summer months, with peak in January of the third year at $282,000.
What are sales?Sales refer to exchange of goods or services for money or other valuable consideration. It is the process of convincing potential customers to purchase a product or service by communicating its value, benefits, and features. The sales process typically involves prospecting, qualifying leads, making a sales pitch, handling objections, closing the sale, and following up with the customer. Sales can occur through various channels, including in-person, over the phone, online, or through direct mail. Successful sales depend on the ability to understand and meet customer needs, build relationships, communicate effectively, and provide exceptional customer service. Sales are essential to the success of any business as they generate revenue and help to grow and expand the business.
Highest sales= $295,000- $13,000= $282,000
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when plotting a demand curve, group of answer choices quantity demanded is on the vertical axis. price is on the horizontal axis. quantity supplied is on the vertical axis. quantity demanded is on the horizontal axis.
When plotting a demand curve, quantity demanded is on the horizontal axis. While the prices are plotted in the vertical axis.
In economics and business, demand generally can be defined as the quantity of a good that consumers are willing and able to purchase at various prices during a given time. The demand curve also can be defined as The relationship between price and quantity demand. The demand of product can be classified into several types, such as elastic demand, inelastic demand, or unitary demand. Demand and the quantity is different, Demand refers to the willingness of consumers to buy different amounts of products or services at different price.
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If an increase in the price of one good brings about no change in demand for another good, what does this tell us about the relationship between the two goods?
If an increase in the price of one good does not affect the demand for another good, it indicates that the two goods are unrelated or have a weak relationship.
In other words, the goods are not substitutes or complements. If the two goods were substitutes, an increase in the price of one good would lead to an increase in demand for the other good. On the other hand, if the two goods were complements, an increase in the price of one good would lead to a decrease in demand for the other good.
Therefore, if there is no change in demand for another good when the price of one good increases, it suggests that the two goods are independent or weakly related.
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What does it mean to invest your own risk?