residential collateralized mortgage obligations (cmos) issue securities in tranches. all of the following statements are correct except: ch20

Rewards programs are important for brands because they encourage customer loyalty, help track spending patterns, and provide valuable feedback. By offering rewards, brands can foster a sense of community and connection with their customers that goes beyond the simple exchange of goods or services for money

The overhead rates for the departments of Fabrication and Assembly are $15.17 and $8.25 per direct labour hour, respectively.

We must divide the entire overhead expense by the total direct work hours for each unit in order to determine the predetermined overhead for each department. For the division of fabrication:

All direct labour hours for Fabrication divided by Fabrication overhead costs equals the overhead rate.

Overhead rate is $409,500 divided by [(1 hour per speedboat multiplied by 4,500 speedboats) + (three hours per bass boat multiplied by 4,500 bass boats)].

Overhead is calculated as 27,000 direct work hours x $409,500.

Cost of overhead is $15.17 per hour of direct labour

Regarding the Assembly division:

All direct labour hours for Assembly divided by Assembly overhead cost equals the overhead rate.

Overhead rate is equal to $259,875 divided by [(3 hours per speedboat times 4,500 speedboats) + (4 hours per bass boat times 4,500 bass boats)].

$259,875 in overhead divided by 31,500 hours of direct labour

Cost of overhead is $8.25 per hour of direct labour.

As a result, the overhead rates for the departments of Fabrication and Assembly are $15.17 and $8.25 per direct labour hour, respectively.

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Answer:

Database Administrator

Explanation:

From the question we are informed about John who works for a media advertising company that helps clients place ads in local online newspapers and magazines. He consults with systems analysts and programmers on projects that require the creation of systems to manage client records and trends. In this case, John's role in his organization is Database Administrator.

Database administrators can be regarded as a professionals that carry out functions that involve database development, security as well as storage and retrieval. They are professional that handle database management systems software, they are responsible for determining ways that can be used to organize and store data. Their role can carry such as capacity planning,performance monitoring as well as installation and configuration also troubleshooting and database design,

Environmental scanning refers to the process of gathering and analyzing information about the external factors that can impact an organization's business environment.

Technological factors include advancements in technology, such as the rise of e-commerce, mobile applications, or automation, which can create new marketing channels or change consumer behaviors.

Political factors encompass government policies, regulations, and political stability that can impact marketing strategies. For example, changes in trade policies or regulations related to data privacy can influence international marketing activities.

Economic factors include economic conditions, such as inflation rates, exchange rates, or consumer purchasing power, which can affect consumer behavior and demand for products or services.

Social factors refer to societal trends, cultural norms, and consumer preferences that can influence marketing strategies. For instance, shifts in consumer values towards sustainability or increased focus on health and wellness can shape product development and advertising campaigns.

Regulatory factors involve laws and regulations that organizations must comply with, such as consumer protection laws or industry-specific regulations. These can impact marketing activities, advertising content, or product labeling.

Managers play a crucial role in environmental scanning. They are responsible for monitoring and analyzing the external environment, identifying relevant trends and potential opportunities, and making informed decisions based on the insights gained.

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The leader's leadership style has an impact on group performance and goal achievement since it influences employee behavior.

A leader's leadership style relates to how he or she directs, motivates, and manages others. A person's leadership style also influences how they strategize and implement plans while keeping stakeholders' expectations and the well-being of the team in mind.

Managers are in charge of guaranteeing team success, fostering a pleasant environment, and solving challenging problems. It motivates people to work harder and see their leaders as more effective.

Effective leadership requires strong communication, inclusiveness, and empowerment, and it has a beneficial effect on morale. A team's morale will rise when communication from the top to the bottom improves under competent leadership.

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Answer:

D

Explanation:

it would be the last option

Option b is correct. Research shows that market expansion is not the strategy adopted by companies that have turned around.

Market expansion is a growth strategy that offers existing products/services to new markets. This "new market" is typically outside the current geographic region in which you currently operate. Depending on your business, you may have several goals that you want to achieve with your go-to-market plan.

Many believe that the only reason companies expand into new markets is to capture more market share and increase sales. In many cases, that's true, but there are many benefits beyond growth.

Gain market share

Expansion of sales presence

investment diversification

Ability to attract top talent

Cost reduction

Mergers and Acquisitions

Add employees in countries near your customer or client

According to research by Globalization Partners and CFO Research, the reasons for international expansion are many and varied. Gaining market share was the most frequently cited reason among the 166 executives, but they also cited a desire to grow sales, diversify investments and attract top talent. 

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By the year 2014, 160 nations had become members of the World trade organization.

This is an acronym that stand for the The World Trade Organization. The body is the one that is responsible for global trade in all of these 160 countries that are members.

Its basic function is the enforcing of the rules and the regulations that guide global trade.

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Answer:

yes, of course they do

Explanation:

people will always tailor their behavior wether it's against them or for them, depending on how they feel they will act a certain way

Regardless of whether something is working in their favor or against them, people will always adjust their conduct to suit their feelings.

I concur that most people behave differently in front of influential people. They modify their actions to suit those in positions of authority. In front of influential individuals, they also refuse to acknowledge the full amount of their subordination.

From a different angle, we must recognize that those in positions of authority do so for a cause. They are required to keep society working properly and in order. Because our supervisors have coercive power over us in addition to their position, we typically perform tasks at work according to their requirements and in their preferred style.

Therefore, If we don't change our conduct to fit their needs, we risk losing our jobs. In other cases, something else that we see as being important to us might take the place of the work. The source is driven into submission or obedience by the fear of losing that "Something."

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Answer:

This question is about Corporate Social Responsibility (CSR), which is basically being socially responsible (with the employees, community, environment, etc.) and at the same time trying to maximize the financial value of a company (which is a duty to shareholders).

It might be easier for some companies, e.g. service providers, while much harder for mining companies (and other extracting companies). But it doesn't meant that all companies should try their best to do it.

Some companies even benefit from being socially responsible and increase their income through higher sales, e.g. Ben and Jerry's actually increased their sales of ice cream by focusing on CSR.

Even small businesses can benefit from CSR since it increases customer awareness and loyalty, and that can lead to higher sales. E.g. the public image of local businesses that help to finance certain community services improves and that eventually leads to higher sales.

Customers tend to favor companies that they consider to be socially responsible, and if they have to decide between purchasing from a socially responsible company or from another that isn't, they will generally purchase form the socially responsible one.

a. For married taxpayers who file a joint return and have a taxable income of $97,463, the tax liability would be $20,958. The marginal tax rate would be 24%, which is the tax rate applied to the last dollar of income earned. The average tax rate would be 21.6%, which is calculated by dividing the total tax liability by the taxable income.

b. For married taxpayers who file a joint return and have a taxable income of $66,829, the tax liability would be $10,717. The marginal tax rate would be 22%, which is the tax rate applied to the last dollar of income earned. The average tax rate would be 16%, which is calculated by dividing the total tax liability by the taxable income.

Tax Liability: Tax liability is the total amount of taxes that an individual or entity is responsible for paying to the government. To calculate tax liability, you need to know the individual or entity's taxable income and the tax rate that applies to that income level. Taxable income is the total income earned minus any deductions or exemptions that are allowed by tax laws. Tax liability can be calculated by multiplying the taxable income by the applicable tax rate.

Marginal Tax Rate: Marginal tax rate is the tax rate applied to the last dollar of income earned. It represents the additional tax paid on each additional dollar of income earned. To calculate the marginal tax rate, you need to know the tax bracket that the individual or entity's income falls into. The marginal tax rate is the top tax rate within that bracket.

Average Tax Rate: Average tax rate is the total tax liability divided by the taxable income. It represents the average amount of tax paid as a percentage of total income. To calculate the average tax rate, you need to know the individual or entity's tax liability and taxable income. The average tax rate is calculated by dividing the total tax liability by the taxable income and expressing the result as a percentage.

Therefore, the correct answer is as given above

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Using the appropriate tool from the Accountant Tools menu, the 4  options that can be batch reclassified in QuickBooks Online Accountant are options A, B, C  and F:

In the above question, too batch reclassify these items, you can use the "Batch Reclassify Transactions" tool, which can be found under the Accountant Tools menu.

This tool allows you to select multiple transactions and reclassify them to a different account, class, customer, or product/service.

Therefore, Locations, tax codes, and suppliers cannot be batch reclassified using this tool. However, you can edit individual transactions to change their location, tax code, or supplier if necessary.

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See full question below

Using the appropriate tool from the Accountant Tools menu, which 4 of the following can be batch reclassified in QuickBooks Online Accountant?

Classes

Customers

Products and Services

Locations

Tax Code

Account

Suppliers

The US Senate passed the 2022 Defense Authorization Act, a $768 billion bill that surpasses the Biden administration's defense spending proposal by $25 billion and represents a 5% increase in the US defense budget compared to the previous year.

1. The US Senate passed the 2022 Defense Authorization Act.

2. The Defense Authorization Act is a bill that determines the budget and expenditures for the US defense sector.

3. The total amount allocated for the Defense Authorization Act is $768 billion.

4. The defense spending proposed by the Biden administration was exceeded by $25 billion in this Act.

5. The Act represents a 5% increase in the US defense budget when compared to the previous year.

6. This increase in the defense budget indicates a commitment to strengthening the country's defense capabilities.

7. The Act was passed overwhelmingly, indicating strong support from the Senate.

8. The Defense Authorization Act is an essential piece of legislation that ensures the funding and resources necessary for the US military to carry out its operations effectively.

9. The Act covers various aspects of defense spending, including military personnel, equipment, research and development, and strategic initiatives.

10. By passing the Defense Authorization Act, the US Senate has demonstrated its commitment to national security and defense preparedness.

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Answer: all of them

Explanation:

Answer:

≈ 9644 quantity of card

Explanation:

given data:

n = 4 regions/areas

mean demand = 2300

standard deviation = 200

cost of card (c) = $0.5

selling price (p) = $3.75

salvage value of card ( v ) = $ 0

The optimal production quantity for the card can be calculated using this formula below

= u + z (0.8667  ) * б

= 9200  +  1.110926 * 400

≈ 9644 quantity of card

First we have to find u

u = n * mean demand

 = 4 * 2300 = 9200

next we find the value of Z

Z = ( \(\frac{p-c}{p-v}\) )

   = ( 3.75 - 0.5 ) / 3.75   = 0.8667

Z( 0.8667 ) = 1.110926 ( using  excel formula : NORMSINV (0.8667 )

next we find б

б = 200\(\sqrt{n}\) = 400

An effective technique to introduce your company's goals and pique interest in your goods or services is through an elevator pitch. A compelling pitch will draw in potential.

The object being sold is referred to as a product. A service or even an object both qualify as products. It might take on a physical, virtual, or cyber form. Every product has a cost associated with it, and each one has a price.

The easiest way to distinguish between a product and a solution is to say that a product is what you have made and what it is capable of. A business outcome who offers your clients quantifiable value is a solution.

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Answer:

1.9058n n=15x x=17g g=5L

Explanation:

The total costs for Big Sky Outfitters is $6,566, The customer margin of Big Sky Outfitters is $14,123.

Calculating the costs for each activity:

1. Supporting direct labor:

Standard Model: 11 gliders x 29.50 direct labor-hours per glider x $16 per hour = $5,152

Custom Design: 3 gliders x 31.00 direct labor-hours per glider x $16 per hour = $1,488

2. Order processing:

Standard Model: 1 order x $194 per order = $194

Custom Design: 3 orders x $194 per order = $582

3. Custom design processing:

Custom Design: 3 custom designs x $268 per custom design = $804

4. Customer service:

Customer Service: 1 customer x $416 per customer = $416

Calculating the total costs for Big Sky Outfitters:

Total costs = Supporting direct labor + Order processing + Custom design processing + Customer service

Total costs = $5,152 + $194 + $804 + $416 = $6,566

Now, let's calculate the total revenues for Big Sky Outfitters:

Total revenues = (Number of gliders x Selling price per glider) - (Number of gliders x Direct materials cost per glider)

Total revenues = (11 x $1,825) - (11 x $464) + (3 x $2,490) - (3 x $584)

Total revenues = $20,075 - $5,104 + $7,470 - $1,752 = $20,689

Finally, let's compute the customer margin:

Customer margin = Total revenues - Total costs

Customer margin = $20,689 - $6,566 = $14,123

Therefore, the customer margin of Big Sky Outfitters is $14,123.

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Answer:

As a result, the classical management theory developed from efforts to find the “one best way” to perform and manage tasks. This school of thought is made up of two branches: classical scientific and classical administrative, described in the following sections.

The entrepreneur that is chosen for this argument is Steve Jobs. Steve Jobs was one of the co-founders of Apple, which is now a trillion-dollar company.

The free enterprise system was necessary for Steve Jobs to make an impact on the business world. Steve Jobs did not come from a wealthy background, but he had a passion for technology. The free enterprise system allowed him to start a business without any restrictions from the government.

He was able to create innovative products, such as the iPhone and iPad, and sell them to consumers. The supply and demand of consumers determined the success or failure of his business endeavors. Steve Jobs was able to create a successful company and become a billionaire because of the free enterprise system.

Without the free enterprise system, Steve Jobs may not have been able to start a successful business and make an impact on the business world.

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Supply Chain Risk Management (SCRM), it is "the application of strategies to manage both routine and extraordinary risks along the supply chain based on continual risk assessment with the purpose of minimising vulnerability and maintaining continuity."

The implementation of Supply Chain Risk Management activities within and between businesses can be organised like these:

Thus, through aforementioned ways the implementation of Supply Chain Risk Management processes be organised within and across companies.

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Several considerations need to be taken into account in order to decide whether signing a celebrity to an endorsement arrangement is worth the risk. It is crucial to first assess the public's view of the celebrity.

Consider the costs and potential future sales before deciding whether the investment is worthwhile. Whenever in doubt, pick a different marketing strategy. Take into account the celebrity's private life or choices because any publicity could have an impact on the success of your endorsement.

The study's findings suggest five criteria that are connected to the possible hazards of celebrity endorsements. These elements are: Several Products

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Answer:

1. $54,000

2. $9,760

Explanation:

1) Computation of budgeted sales

Budgeted sales = $50,000 + ( $50,000 × 8%)

Budgeted sales = $50,000 + $4,000

Budgeted sales = $54,000

Therefore the Budgeted sales will be $54,000

2). Calculation for the budgeted selling expenses for May using this formula

Budget selling expense for May= Manager salary + ( Commission on budget sales) + (Shipping cost on budget sales)

Let plug in the formula

Budget selling expense for May= $4,900 + ($54,000 × 6%) + ( $54,000 × 3%)

Budget selling expense for May= $4,900 + $3,240 + $1,620

Budget selling expense for May=$9,760

Therefore the Budget selling expense for May will be $9,760

Answer:

TRUE

Explanation:

Text aids are sources of information regarding the contents of a book or document a true statements. Thus, option A is correct.

Text aids provide sources of knowledge on a book's or document's topics. When we first proceed to read it, the knowledge in document aids can assist us to comprehend its meaning.

Most nonfiction texts make use of text aids. Characteristics in the text draw the editor's attention to particular sections and aid in the identification of key concepts.

The reader is provided with additional details that back up it text through the use of illustrations in the form of photos or infographics. This helps in a better understanding of the texts that are provided. Also, it can illustrate a book and also help in giving an example.

Therefore, option A is the correct option.

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A journal entry is used to record a business transaction in the accounting records of a business. This is given below.

Journal entries for the first full week of the year and paid on January 7:

a. To record the payroll:

Salaries Expense $665,000

Cash $534,600

U.S. Savings Bonds Payable $14,630

Group Insurance Payable $11,970

Income Tax Payable $116,800

Social Security Payable $39,900

Medicare Payable $9,975

b. To record employer's payroll taxes on the payroll for the first week of the year:

Payroll Tax Expense $53,564

Social Security Payable $39,900

Medicare Payable $9,975

Federal Unemployment Tax Payable $5,320

State Unemployment Tax Payable $8,369

Journal entries for the last week of the year and paid on December 31:

a. To record the payroll:

Salaries Expense $665,000

Cash $534,600

U.S. Savings Bonds Payable $14,630

Group Insurance Payable $11,970

Income Tax Payable $116,800

Social Security Payable $39,900

Medicare Payable $9,975

b. To record employer's payroll taxes on the payroll for the last week of the year:

Payroll Tax Expense $2,600

Federal Unemployment Tax Payable $304

State Unemployment Tax Payable $2,296

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Answer:

$158,610

Explanation:

The computation of the proceeds allocated to the common stock is as follows:

The fair value of the common stock is

= 6,800 shares × $30 per share

= $204,000

And, the fair value of the preferred stock is

= 9,800 shares × $20 per share

= $196,000

Now the percentage of the preferred stock is

= ($204,000) ÷ ($204,000 + $196,000)

= 51%

The lumpsum amount is $311,000

So, the amount that allocated to the common stock is

= $311,000 × 51%

= $158,610

Answer:

As a financial institution or provider of financial products, you have the authority to change the details of fees, charges, credit terms, and costs as you see fit, within the bounds of relevant laws and regulations. However, it's important to be transparent with your clients about any changes you make, and to provide them with sufficient notice of any changes that may affect them.

In addition, it's important to remember that you have a fiduciary responsibility to your clients, which means that you are required to act in their best interests when making decisions about the financial products and services you offer. This includes considering their needs and goals when making changes to fees, charges, credit terms, and costs, and ensuring that any changes you make are fair and reasonable.

Overall, it's important to maintain trust and credibility with your clients by being transparent, fair, and honest in your dealings with them. This can help to build long-term relationships and strengthen your business's reputation in the financial industry.

Explanation:

Traditional marketing revolves around the 4 Ps, which are Product, Price, Place, and Promotion.

These elements form the foundation of a marketing strategy for businesses.

Product: Refers to the goods or services that a company offers to its customers. It involves defining the features, design, and quality of the product.

Price: Involves determining the cost of the product or service and finding the right pricing strategy that aligns with customer expectations and market conditions.

Place: Focuses on selecting the distribution channels and locations where the product will be available for customers to purchase. It includes decisions related to retail outlets, online platforms, or direct sales.

Promotion: Involves the activities undertaken to promote and create awareness about the product. It includes advertising, public relations, sales promotions, and other marketing communication strategies.

These 4 Ps provide a framework for businesses to analyze and optimize their marketing efforts to meet customer needs, increase sales, and achieve overall business objectives.

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The investment bank that underwrote the most bonds in 2013 and 2014 is: J.P. Morgan.

Investment bank is a financial institution that render various types of investment services to their clients or customers. Investment tend to deals in buying and selling of shares to investors.

J.P. Morgan was  an investment bank that offers various investment services to investors and was known as the investment bank that underwrote the most bonds in the year 2013 and year  2014.

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Answer:

C.30

Explanation:

Add all of the numbers together, then divide by 14 (how many pieces of data there are).

The median is the middle value in a set of data.

The midway number in a set of data is known as the median. The data should first be arranged and ranked from smallest to greatest. Divide the total number of observations by two to get the midway value. The value in that location is the median if there are an odd number of observations; otherwise, round the number up.

The median is the value that divides a data sample, a population, or a probability distribution's upper and lower halves in statistics and probability theory. It could be referred to as "the middle" value for a data set.

A data set's median value is the point where 50% of the data points have a value that is smaller than or equal to the median.

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