Cyclical unemployment describes the variations in unemployment from year to year that are close to its natural rate. It is linked to the short-term business cycle ups and downs.
Which theory explains cyclical unemployment the best?With fluctuations in economic activity over the business cycle, cyclical unemployment happens. When there is a decline in demand for goods and services, there are fewer jobs available for individuals who wish to work.
What causes unemployment to cycle?High unemployment rates are primarily a result of cyclical unemployment. It results from a contraction in the business cycle. It is a normal cycle of economic growth's ups and downs that happens over time. Temporary cyclical unemployment is based on how long an economic downturn brought on by a recession lasts.
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defined contribution retirement plans protect employees from investment risks, which are instead borne by the company.
Yes, defined contribution retirement plans do protect employees from investment risks as those risks are instead borne by the company.
With defined contribution plans, such as a 401(k), the employee contributes a portion of their earnings into an account that is invested in a variety of funds chosen by the employee or the employer. The employer may also offer a match, contributing a certain percentage to the employee's account.
The investment risks associated with the plan, such as market fluctuations or poor performance of the selected funds, are borne by the employee's individual account. However, the employer is responsible for selecting the available investment options and monitoring the plan's fees and expenses to ensure they are reasonable.
This differs from a defined benefit plan, where the employer is responsible for providing a specific retirement benefit to the employee, regardless of investment performance. In that case, investment risks are borne by the employer and any shortfalls in funding the plan may fall on the employer to cover.
Overall, while defined contribution plans do not completely shield employees from investment risks, they do provide some protection as the risks are not solely borne by the employee.
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The engineering department estimates that waste treatment costs will be $50,000 for the first year. Later the waste treatment cost will decline $4,000 each year. Use an 10% interest rate and annual cash flow analysis for 15 years to determine equivalent uniform annual cost.
The equivalent uniform annual cost (EUAC) for waste treatment costs, considering an initial cost of $50,000 and a yearly decline of $4,000 over a 15-year period at a 10% interest rate, is approximately $4,526.
To calculate the EUAC, we use the concept of present worth analysis, which converts the uneven cash flows into an equivalent uniform annual cost. First, we calculate the present worth (PW) of the waste treatment costs over the 15-year period. The initial cost of $50,000 is already in year 0, so it does not require any discounting. The subsequent yearly decline of $4,000 needs to be discounted to its present value. Using the 10% interest rate, we calculate the present worth of these declining costs to be $45,120.
Next, we calculate the equivalent uniform annual cost by dividing the present worth by the present worth factor (PWF). The PWF is calculated using the present worth formula for a uniform series of cash flows over 15 years at a 10% interest rate. The PWF is approximately 9.968.
Dividing the present worth ($45,120) by the PWF (9.968), we get the equivalent uniform annual cost of approximately $4,526. This means that, on an annual basis, an expenditure of $4,526 would be equivalent to the initial cost of $50,000 and the subsequent declining costs over the 15-year period, considering the 10% interest rate.
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Receiving an email that says you have changed your bank account password when you have not is:
A. likely a warning sign of fraud, but the email should be opened to be certain.
B. not likely a warning sign of fraud, but the email should be deleted regardless.
C. not likely a warning sign of fraud, and the email should be opened.
D. likely a warning sign of fraud, and you should contact your bank.
Answer:
D. likely a warning sign of fraud, and you should contact your bank.
Explanation:
If you have not changed your bank account's password, and you are the only one you know with access to the account, you should suspect either that your account has been compromised or that you are being scammed. Call the official number of your bank to find out (not the one on the email.)
Answer:
. likely a warning sign of fraud, and you should contact your bank.
Explanation:
PLEASE ANSWER QUICKLY
What does the FLSA prescribe?
A.
regular audits of a company’s financial accounts
B.
employment of people with disabilities
C.
standards for the basic minimum wage and overtime pay
D.
granting paid leaves to individuals to practice religious beliefs
Answer:
C.
standards for the basic minimum wage and overtime pay
Explanation:
Hope this helps you
Pls mark me the brainliest
Answer:
C.
standards for the basic minimum wage and overtime pay
Explanation:
Correct on Edmentum
________ are those items of value the business owns; ________ are those things the business owes.
A) Assets; liabilities
B) Liabilities; assets
C) Ratios; equities
D) Equities; liabilities
Assets are items of value that a business owns, while liabilities are things the business owes.
In accounting, assets and liabilities are the two primary categories used to record a company's financial position. Assets are resources that a company owns or controls and can be used to generate future economic benefits. Examples of assets include cash, inventory, property, and equipment. On the other hand, liabilities are obligations that a company owes to others and are generally settled by transferring assets, providing services or goods, or paying money. Examples of liabilities include loans, accounts payable, and taxes owed.
Understanding the difference between assets and liabilities is crucial in determining a company's financial health and solvency. A company with more assets than liabilities is considered to have a strong financial position, while a company with more liabilities than assets may struggle to meet its financial obligations.
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The discussion in the textbook implies that information sharing has shifted power in the supply chain the most to which group?
a) Suppliers
b) Manufacturers
c) Distributors
d) Retailers
e) Individual consumers
The discussion in the textbook about information sharing in the supply chain suggests that it has shifted power the most to retailers.
With the advent of information technology and data analytics, retailers have become better equipped to track and analyze consumer behavior, demand, and preferences. This has enabled them to make more informed decisions about what products to stock, how much inventory to carry, and when to place orders. As a result, retailers have been able to demand more from their suppliers and manufacturers, including better pricing, faster delivery times, and higher-quality products, putting them in a more powerful position in the supply chain. Additionally, retailers have also been able to leverage their access to consumer data to negotiate more favorable terms with suppliers and manufacturers, giving them even more power in the supply chain.
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What is the primary difference between cash larceny and skimming?
A) Cash larceny is an on-book scheme; skimming is an off-book scheme.
B) Cash larceny is an off-book scheme; skimming is an on-book scheme.
C) Cash larceny is a disbursement scheme; skimming is a cash receipts scheme.
D) Cash larceny involves cash only; skimming can involve either cash or checks
The correct answer is option a. Cash larceny is an on-book scheme; skimming is an off-book scheme.
The key difference between them is when the theft takes place in the financial recordkeeping process. Cash larceny involves stealing money that has already been recorded, while skimming involves stealing money before it has been recorded. Additionally, cash larceny involves only cash, while skimming can involve either cash or non-cash payment methods such as credit or debit cards.
Cash larceny and skimming are two types of fraud that involve stealing money. They are often used interchangeably, but there are some key differences between them. In this answer, we'll explain each type of fraud in detail and highlight the primary differences between them.
Cash larceny is a type of fraud that involves the physical theft of cash or money. It is often referred to as an "on-book" scheme because it involves stealing money that has already been recorded in a company's financial records. This can happen when a cashier steals money from the cash register, for example, or when a thief steals cash from a company's safe.Skimming, on the other hand, is a type of fraud that involves stealing money before it is recorded in a company's financial records. This is why it is referred to as an "off-book" scheme. Skimming can occur in a variety of ways, but the most common method is by using a small electronic device to steal credit or debit card information when a customer swipes their card at a point-of-sale terminal. The stolen information can then be used to make unauthorized purchases or withdrawals from the customer's account.To know more about Cash larceny refer to-
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what dose productivity mean
Answer:
Productivity means, the act of doing consistent work.
Explanation:
Example: The Factory has gone up by 30% in the last year.
Jenna is working on her productivity so she could pass her class.
Critically explain Robbins definition of economics?
Answer:
In his landmark essay on the nature of economics, Lionel Robbins defined economics as. “the science which studies human behaviour as a relationship between ends and scarce means which have alternative uses”
Explanation:
SECTION B
ANSWER ALL ITEMS IN THIS SECTION.
1. Fill in the blanks by classifying the following activities as primary, secondary or
tertiary production.
(Total 5 marks)
A
= Banking
В.
= Forestry
С.
Canning of fish
D.
= Doctor
Е.
Working as a lumberjack
You have a bachelor's degree and want to get your
master's degree. How many additional years do you
need to study?
A. 8 years
B. 4 years
O C. 2 years
D. less than 1 year
Answer: C. Two Years
Explanation:
.. .
from both a legal and ethical standpoint, you have an obligation to pay for credit purchases. group startstrue or false
From both a legal and ethical standpoint, you have an obligation to pay for credit purchases is True.
When you make a credit purchase, you are entering into a legally binding contract with the creditor, who provides you with goods or services with the understanding that you will pay for them at a later date. This is known as a credit agreement.Legally, you are required to fulfill the terms of the credit agreement, which includes making timely payments on the outstanding balance. Failing to do so can result in various consequences, such as late fees, increased interest rates, damage to your credit score, or even legal action by the creditor to recover the owed amount.Ethically, paying for credit purchases is a matter of personal responsibility and integrity. When you choose to use credit, you are committing to repay the borrowed funds. By honoring this commitment, you demonstrate respect for the trust placed in you by the creditor and maintain a positive reputation. Failure to repay your credit purchases can be seen as a violation of trust, which may harm your relationships with both the creditor and others in your community.In conclusion, paying for credit purchases is both a legal and ethical obligation. By fulfilling this responsibility, you uphold the terms of your credit agreement and maintain trust with your creditor and within your community.For more such question on ethical standpoint
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The column headed by a check mark in a checkbook register is provided so you can make a note of your checks that have bounced.
T or F
Terrel is designing and maintaining a web page for a local company. In which career pathways would Terrel be involved?
Programming and Software Development, and Network Systems
Network Systems and Interactive Media
Information Support and Services, and Programming and Software Development
Interactive Media, and Information Support and Services
Answer:
C. Information Support and Services, and Programming and Software Development
Explanation:
I got it right on edge. trust me.
Answer:
C. Information Support and Services, and Programming and Software Development
Explanation:
Edge
5. Formulate 250 lbs of a 19% CP ration using Cottonseed Meal (47% CP) and Molasses (5%
CP).
of cottonseed meal will be used?
How many pounds
How many pounds of molasses will be used?
Double check your answer:
To formulate a 19% crude protein (CP) ration using 250 lbs of a mixture of Cottonseed Meal (47% CP) and Molasses (5% CP), you will need to determine the proportions of each ingredient.
Let x be the amount of Cottonseed Meal (in lbs) and y be the amount of Molasses (in lbs). We have two equations to solve:
1. x + y = 250 (total weight)
2. 0.47x + 0.05y = 0.19 * 250 (total protein)
Solve the first equation for y: y = 250 - x
Substitute the value of y in the second equation:
0.47x + 0.05(250 - x) = 0.19 * 250
Now, solve for x:
0.47x + 12.5 - 0.05x = 47.5
0.42x = 35
x = 83.33 lbs (approx.)
Now, solve for y:
y = 250 - 83.33
y = 166.67 lbs (approx.)
So, you will need approximately 83.33 lbs of Cottonseed Meal and 166.67 lbs of Molasses to formulate a 19% CP ration using a total of 250 lbs of ingredients.
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irs publication ______ provides information on important business expense deductions business owners can utilize to lower their tax liability.
The answer is Publication 535 (2022). IRS publication 535 (2022) provides information on important business expense deductions business owners can utilize to lower their tax liability.
What is tax in everyday language?A tax is a mandatory payment or levy that local, state, and federal governments impose on individuals or businesses to fund necessary public programs, services, and commodities.
What does the word "tax" signify in the lawAny tax that a government imposes on individuals or groups that it has the legal authority to levy and that entails the seizure of money or property.
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Which best describes the business, management, and administration career cluster?
Answer:
are careers that are focused on running businesses.
Explanation:
The Business, Management, and Administration career cluster includes business skills essential to efficient, productive operations for any company (Administrative and information support, Business analysis, Business, financial management and accounting, Human resources, Management..) The Business, Management, and Administration career cluster is best described with the following: These are careers that are focused on running businesses.
Correct answer: A
Excuse me,
(ಠ_ಠ)
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Read the thesis statement from a historical essay. Determine which type of claim the author is making (claim of fact, definition, policy, value, or cause and effect) and why the claim fits this designation. Finally, provide an example of the type of evidence the author should use to best support the claim. (4 points)
Washington, D.C., should not become the 51st state, because making our nation's capital a state provides no economic benefits, nor did the Founding Fathers intend for it to ever become a state.
Answer:
im not 100% but think this is right
Explanation:
the author is making a claim of fact, because he is claiming that provides no economic benefits. im not sure about the second part
If the world price for a good exceeds the before-trade domestic price for a good, then that country must have.
If the world price for a good exceeds the before-trade domestic price for a good, then that country must have a comparative advantage in the production of the good.
The domestic price level represents the current price of a particular good or service in an economy. Government agencies or national economists tend to look at different price levels to gauge how prices rise or fall, which is economically known as inflation and deflation, respectively.
If the world price is lower than the domestic price of a good in a country, allowing free trade will reduce that country's total surplus. When the world price of a good is lower than the domestic price of a good, the imposition of a tax on an imported good will increase the total surplus in the market. Economic pricing theory asserts that in a free market economy, market prices reflect the interaction between supply and demand: prices are set to match the quantity supplied and the quantity demanded.Learn more about domestic goods here: https://brainly.com/question/1383956
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Which of the following should employers prevent in order to ensure the safety and health of workers in regards to machine guarding?
A) Providing employees with safe tools and equipment
B) Providing employees with personal protective equipment
C) Allowing workers to use a machine without training
D) Ensuring employees are trained in hazard recognition
———————————————
Which of the following types of machine guard is generally preferred because of its simplicity and durability?
A) Interlocked
B) Fixed
C) Self-adjusting
D) Adjustable
Answer:
1st C 2nd one B
Explanation:
Answer:
1.) C 2.) B
Explanation:
Jim lost his job in a car assembly factory to a robot and his skills will no longer be needed. Which terms can be used to describe Jim? Check all that apply.cyclically unemployeddomestically unemployedfrictionally unemployedstructurally unemployedstill employedunemployed
When Jim lost his job, he became unemployed and structurally unemployed.
A person is unemployed if he is within the working age, is willing and able to work but does not have a job.
Types of unemployment
Structural unemployment: this type unemployment occurs when the skills a person has is no longer relevant in the economy. It occurs as a s result of changes in the economy. For example, technological advancement can make a person's job redundant.Frictional unemployment: this type of unemployment occurs from when a person leaves his current employment gets another job. Voluntary unemployment: a person decides not to work. For example, a factory worker might decide to stop working in order to become a fulltime student. Cyclical unemployment: it occurs as a result of fluctuations in the economy.
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Charity organisation has asked you to raise money for it by running a fete The organiser has given you a maximum amount to spend how would you plan the fete using a computer model and make a profit
Answer:
Charity fund should be handled with care as it is donor's money which should be handled with care. The amount of charity should be spent for the actual cause.
Explanation:
Charity fund is the money which should be handled with great care. The major fund of the charity should be attribute to the main cause and there should be proper record maintenance for every penny spent. The charity fund is the responsibility of the management and any donor can ask anytime about the money spent.
Lance Inc. S free cash flow was just $1. 00 million. If the expected long-run growth rate for this company is 5. 4%, if the weighted average cost of capital is 11. 4%, Lance has $4 million in short-term investments and $3 million in debt, and 1 million shares outstanding, what is the intrinsic stock price? a. $18. 13 b. $18. 57 c. $17. 70 d. $19. 01 e. $17. 28
To calculate the intrinsic stock price, we can use the discounted cash flow (DCF) valuation method. The formula for the intrinsic stock price using the DCF method is as follows:
Intrinsic Stock Price = (Free Cash Flow / (Weighted Average Cost of Capital - Growth Rate))
Given the information provided:
Free Cash Flow = $1.00 million
Expected long-run growth rate = 5.4%
Weighted Average Cost of Capital = 11.4%
Plugging in the values into the formula:
Intrinsic Stock Price = ($1.00 million / (11.4% - 5.4%))
Intrinsic Stock Price = ($1.00 million / 0.06)
Intrinsic Stock Price = $16.67 million
Next, we need to adjust the intrinsic stock price for the short-term investments and debt. Adding the short-term investments and subtracting the debt:
Adjusted Intrinsic Stock Price = ($16.67 million + $4 million - $3 million)
Adjusted Intrinsic Stock Price = $17.67 million
Finally, to determine the intrinsic stock price per share, we divide the adjusted intrinsic stock price by the number of shares outstanding:
Intrinsic Stock Price per Share = ($17.67 million / 1 million shares)
Intrinsic Stock Price per Share = $17.67
Based on the options provided, the closest intrinsic stock price is $17.70, which is option c.
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Samira is a freshman basketball player who hopes to go to college on a basketball scholarship. She is offered the chance to play on her school’s varsity basketball team, which plays in tournaments during holiday breaks. Samira usually spends her breaks working at the local hardware store. After careful consideration, Samira decides to stay on the freshman basketball team and keep working over breaks.
The fact that Samira may miss out on a scholarship opportunity by staying on the freshman team illustrates
a cause.
minor consequences.
a tradeoff.
unexpected risk.
Answer: a trade off
Explanation:
A trade-off (or tradeoff) is regarded as a situational decision which occurs when one loses a particular thing in order to gain something else.
A trade off is regarded as a form of compromise. An increase in a particular thing brings about a decrease in something else. The fact that Samira may miss out on a scholarship opportunity by staying on the freshman team illustrates trade-off.
Answer: is this one
a tradeoff
Explanation:
hope helps
Real estate investment trusts offer investment opportunities in a number of different types of commercial properties. Of these various types of commercial properties, the majority of market values are found in REITS that specialize in _____ properties.
Real estate investment trusts offer investment opportunities in a number of different types of commercial properties. Of these various types of commercial properties, the majority of market values are found in REITS that specialize in "office" properties.
Office properties tend to have a significant market value due to their potential for high rental income and long-term lease agreements.
These properties are commonly sought after by investors, making them a prominent category within the real estate investment trust market.
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An item that may be converted to cash within one year or one operating cycle of the firm is classified as a:
A current asset is an item that can be converted to cash within one year or one operating cycle of the firm. These assets are important for assessing a company's liquidity and short-term financial health.
An item that can be converted to cash within one year or one operating cycle of the firm is classified as a current asset. Examples of current assets include cash and cash equivalents, accounts receivable, inventory, and prepaid expenses. Current assets are listed on a company's balance sheet and are important for assessing a company's liquidity and short-term financial health.
Investors and analysts use current assets to evaluate a company's ability to pay off short-term obligations, such as accounts payable and short-term loans. The current ratio, which is calculated by dividing a company's current assets by its current liabilities, is a common metric used to assess a company's liquidity. A high current ratio indicates that a company has a strong ability to pay off its short-term obligations, while a low current ratio suggests that a company may have difficulty meeting its short-term financial obligations.
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bantam industries has budgeted the following information for march: cash receipts $ 331,000 beginning cash balance 20,000 cash payments 370,000 desired ending cash balance 40,000 if there is a cash shortage, the company borrows money from the bank. all cash is borrowed at the beginning of the month in $1,000 increments, and interest is paid monthly at 1% on the first day of the following month. the company had no debt before march 1. how much cash will the company need to borrow in march?
a) Bantam Industries will need to borrow $21,000 in cash from the bank in March.
b) Bantam Industries will need to borrow $59,000 in cash from the bank.
a) To determine how much cash Bantam Industries will need to borrow in March, we need to calculate the cash shortage.
First, we add the cash receipts ($331,000) to the beginning cash balance ($20,000), giving us a total of $351,000.
Next, we subtract the cash payments ($370,000) and the desired ending cash balance ($40,000) from the total, giving us a cash shortage of $21,000.
Since the company borrows cash in $1,000 increments, we divide the cash shortage ($21,000) by $1,000, which equals 21.
b) To find the cash shortage, we need to calculate the net cash inflow by adding the cash receipts and the beginning cash balance. This gives us $331,000 + $20,000 = $351,000.
Next, we subtract the cash payments and the desired ending cash balance from the net cash inflow. This gives us $351,000 - $370,000 - $40,000 = -$59,000. Since the result is negative, it means there is a cash shortage.
To determine the amount of cash that needs to be borrowed, we divide the cash shortage by $1,000 since cash is borrowed in $1,000 increments. This gives us -$59,000 ÷ $1,000 = -59. However, since the company can only borrow in $1,000 increments, we round up to the nearest whole number, which is 59.
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Which marketing mix element related to storing over 1000 products in a temporary warehouse. Promotion Product Price or Place
ILL MARK BRANILIEST
Answer:
bvcexwxcvb BOOM NOW BRANLIEST PLZ
Explanation:
what describes initial public offering?
Answer:
refers to the process of offering shares of a private corporation to the public in a new stock issuance. Public share issuance allows a company to raise capital from public investors.
Explanation: