QUESTION 9 Given the demand and forecast values shown in the table below, Period Demand Forecast June 520 468 495 510 August 510 September 489 500 July 521 What is the forecasting value for October using 3-Month Weighted Moving Average, with a weight allocation of 0.50, 0.3 and 0.2, respectively? A 498.3 B.511.3 C.508.3 D.496.5 QUESTION 10 Using the data above, the forecast error for July is A 15 B.-15 C.2 D.-2 QUESTION 11 Using the data above, the mean absolute deviation (MAD) at the end of September is A. 27.19 B.22.25 C. 15.28 D.O

Answer:

1. Gen X 41-56years

2. Silent Gen reduced debt by 4.6%

3.Baby boomers increased by 0.3% from 2019 to 2020, they had the least increase in debt

Gen X followed with 3.5% increase from 2019 to 2020 while Millenials had 11.5% increase in debt between 2019 and 2022. Even though Gen Z debt increased by 67.2%, they still have the lowest debt overall into two years.

4.Gen Z average debt $16,000

Gen X average debt $ 140,000

In 5years, it will meet up with Gen Xs level of debt

5. The silent Gen are the elderly, mostly retired and no longer taking new loans while Gen Z is the younger generating, newly exploring the world, teenagers and students, young school leavers and new work force taking loans at the slightest offer. The silent age are no longer active, they are most been taken care of and won't be taking loan facilities for any purpose. Student loan, technology etc is available and most suitable for the age range of Gen Z, hence the difference in the loan dimension.

The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as

$4.3055

This is further explained below.

Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.

The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.

Interest rate APR = 12%

Average balance = ((200*5)+(350*15)+(150*10))/30

Average balance = $258.33

Average balance*APR/12

Finance charge =\(\frac{258.33*20 \%}{12 }\)

Finance charge = $4.3055

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Answer:

$1,100

Explanation:

flora Quinton is buying a new air compressor for her auto repair shop. it sells for $1,299. She makes a down payment of $199 and finances the remainder. How much does she finance?

1,299 - 199 = 1,100

Having stuffed animals have indeed changed human lives and made them better by providing them with a sense of comfort and security.

Stuffed animals seem to have become an integral part of the lives of children as they are seen as companions and playthings by these children to keep from being bored and to have another source of friendship.

Stuffed animals are not limited to helping children alone however, because there are adults who enjoy having the company of stuffed animals for a variety of reasons ranging from cuddling to proof of affection from a loved one.

Some might think that it is silly to assume that stuffed animals have made human life better but they would be wrong. Research has shown that people who use stuffed animals feel a sense of comfort and safety when they are around these animals which is hugely important.

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When the trader writes a call option, they receive the premium, which in this case is $2. This premium is the trader's immediate cash flow.   If the option is held until September and the stock price is $25 at that time, the holder of the call option will exercise the option and buy the stock at the strike price of $20, since it is more profitable to buy the stock at $20 and then sell it at the market price of $25.

  As the writer of the call option, the trader will have to sell the stock at the strike price of $20, which means they will lose out on any potential gains above that price. The trader's cash flow in this scenario will be:   They will have to sell the stock at the strike price of $20, which will result in a loss of $5 per share ($25 market price - $20 strike price).

The trader  received a $2 premium  when he sold the call option.  Thus, the trader's net cash flow is a loss of $3 per share ($2 premium minus $5 share short loss) multiplied by the number of shares covered by the option contract.  In conclusion, if a trader holds the option until September and the stock price  at that time is $25, he will immediately receive a  $2 premium, but  if he has to sell the stock at the strike price, he will lose $3 per share. from $20.

The correct answer is: O I only.

Statement I is true: Fixed rental costs of stores do not influence the optimal order quantity in a newsvendor model. The optimal order quantity is determined based on the critical ratio, which compares the expected profit from stocking an additional unit with the expected profit loss from a stockout.

Statement II is false: The statement about a 20% probability of turning one or more customers away is not necessarily true based on the given information. The critical ratio alone does not provide information about the probability of stockouts or turning customers away.

Statement III is false: There is no information provided about the critical ratio's value being 0.4, so it cannot be concluded that the optimal order quantity is less than the mean demand.

Therefore, only Statement I is true.

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In the nation of Wiknam, when the money supply is $80,000 and reserves are $18,000, then the Required reserve ratio is 22.5%.

The money supply is the term that is used in the macroeconomics. It  refers to the total amount of currency held by the public at any given time.

There are a variety of methods to define “money,” but the most common indicators are currency in circulation and demand deposits. People hold no currency and bank holds no excess reserve.

Computation of Required reserve ratio:

According to the given information,

Money Supply = $80,000

Reserves = $18,000

Firstly, apply the formula of money supply:

\(\text{Money Supply}= \text{Money Multiplier} \times \text{Reserve}\\\\ \text{Money Multiplier}= \dfrac{\text{Money Supply}}{\text{Reserve}}\\\\\text{Money Multiplier}= \dfrac{\$80,000}{\$18,000}\\\\\text{Money Multiplier}=4.44\)

Now, as we know that:

\(\text{Money Multiplier} = \dfrac{1}{\text{Required Reserve Ratio}}\\\\\text{Required Reserve Ratio} = \frac{1}{\text{Money Multiplier}}\\\\\text{Required Reserve Ratio} =\dfrac{1}{4.44}\\\\\text{Required Reserve Ratio}= 0.225\\\\\text{Required Reserve Ratio}= 0.225 \times 100\\\\\text{Required Reserve Ratio} = 22.5\%\)

Therefore, required reserve ratio is 22.5%.

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Bad time management causes low productivity since tasks aren't planned out or given priority. It may cause individuals to miss out on time from routine duties and finally result in burnout. Setting attainable goals is one of several strategies for enhancing time management abilities.

Some of the most common effects of poor time management among college students include lack of sleep, decreased academic performance, continuous procrastination, poor nutrition, and a higher risk of dropping out. Students frequently miss class, rush through tasks, and submit subpar work as a result.

You can end up working longer and longer hours to do your task as a result of poor time management, which will leave you exhausted, stressed, burnt out, and unwell with less time for your personal life.

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The bag's coloring and design are considered its trade dress.

Therefore, the bag's coloring and design are considered its trade dress.

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Yes, the deal should be taken. The principle of marginal analysis should be applied to make the decision.

Marginal analysis involves comparing the additional cost and revenue of a decision to determine if it is profitable or not. In this case, the supplier is currently producing 10 million units at a cost of $1.30 per unit, resulting in a loss of $20 million.

By accepting the offer to sell an additional 10 million units at $0.80 per unit, the supplier can increase revenue by $8 million while keeping the cost of production at $1.30 per unit. Therefore, the principle of marginal analysis supports the decision to take the deal.

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Answer:

chain of command

Explanation:

The chain of command organizational structure simplifies decision-making. Employees at the lowest level of the company hierarchy complete the tasks assigned to them for that day.

The lowest level of the organization's hierarchy is where decisions are made in a chain of command organizational structure.

The authority-based ranking of members is known as organizational hierarchy. It alludes to the positions that range from entry-level workers to senior managers or executives.

Organizational hierarchies typically have several levels, with higher positions held by people with more power. A hierarchical organization or hierarchical organization is a type of organizational structure where all but one of the entities are subordinate to one another.

This set up resembles a hierarchy. In an organization, the power structure typically consists of one or more individuals or groups at the top, followed by command lower levels of power.

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The mid-ordinate rule is a method of calculating approximate areas of non-standard geometric figures.

In this task, learners will use standard geometric figures to estimate the area of an irregular figure (non-standard geometric figure) and the mid-ordinate rule to determine the area.

The mid-ordinate rule can be calculated by using the formula:

Area = width of segment x sum of heights of the mid-ordinates

In order to determine the area of an irregular figure using the mid-ordinate rule, the following resources are required: pencil, ruler, and calculator.

The diagram below models a piece of cardboard with a survey line (a line drawn from one end of the shape to another, approximately in the middle).

Step 1: Measure and record the length of the survey line.

Step 2: Divide the survey line into five equal parts.

Step 3: Measure and write down the length of the equal parts (width of segment).

Step 4: Draw perpendicular lines (ordinates) to the survey line.

Step 5: Measure and record the height of each segment.

Step 6: Use dotted lines to draw and measure each mid-ordinate.

Step 7: Use the mid-ordinate rule to determine the area of an irregular shape.

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If American Airlines were to purchase all of its competitors and become a monopoly in the airline industry, all else equal, the price of airfare would likely increase, and the output would likely decrease.

As a monopoly, American Airlines would have no direct competition, which would allow it to raise prices without fear of losing customers to competitors. This would likely lead to an increase in airfare prices. At the same time, American Airlines would likely decrease the amount of output or the number of flights available. By limiting the number of flights or the availability of seats, the airline could create artificial scarcity, which could also drive up prices. Therefore, in a scenario where American Airlines becomes a monopoly, consumers would likely face higher prices and potentially reduced choices or availability of flights.

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Answer:

This would observation, which is something most readers should be able to do

Explanation:

(a) The first year's net earnings under the cash basis of accounting is $9,000.

(b) The first year's net earnings under the accrual basis of accounting is $13,500.

Accrual basis of accounting provides more useful information for decision makers.

Journal entries for the events above are as follows:

(a) Debit: Service Revenue Accounts Receivable $600 Credit: $600

(b) Debit: Supplies Expense Supplies $300 Credit: $300

(c) Debit: Utility Expense Accounts Payable $275 Credit: $275

(d) Debit: Unearned Service Revenue Service Revenue $490 Credit: $490

(e) Debit: Salaries Expense Salaries Payable $800 Credit: $800

(f) Debit: Insurance Expense Prepaid Insurance $400 Credit: $400

The types of adjustments are as follows:

(a) Unearned revenue

(b) Prepaid expense

(c) Accrued expense

(d) Accrued revenue

(e) Accrued expense

(f) Prepaid expense

In its first year of operations, Buddy Company earned $28,000 in service revenue. $6,000 of the revenue was on account and still outstanding at year-end, while the remaining $22,000 was received in cash from customers. The company incurred operating expenses of $14,500, with $13,000 paid in cash and $1,500 still owed on account at year-end. Additionally, Buddy prepaid $3,600 for insurance coverage that would be used in the second year.

(a) The first year's net earnings under the cash basis of accounting is $9,000.

(b) The first year's net earnings under the accrual basis of accounting is $13,500.

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Answer:

The exchange process.

Explanation:

An exchange process can be defined as an act in which customers acquire a desired product or service from a seller (manufacturer, wholesaler, or retailer) with a tangible asset in return for value.

The marketplace where these products or services are being offered to the customers in return for value is the essence of the exchange process.

This ultimately implies that, a marketplace facilitates or enhances the exchange process by offering a channel to buy and sell products.

first party is the one that I would do

Answer:

get a job. invest on the job you have then quit and start selling products

Answer:

consumer products

Explanation:

The products that household buyers use for their own use are called consumer products.

Consumer products are products that are purchased for use by household buyers for their own use. These products can include items such as food, clothing, electronics, furniture, and appliances.

Consumers typically buy these products for personal use and not for resale or business use. These products can range from basic necessities to luxury items. It is important to note that consumer products are distinct from ritual products, business products, and loyalty products.

Ritual products are those that are purchased for use in a special event or ceremony. These can include items such as flowers, clothing, decorations, or other items used to celebrate a special occasion.

Business products are items purchased for use in a business, such as office supplies, equipment, furniture, or software.

Loyalty products are those that are purchased as a reward or incentive to loyalty program members, such as coupons, discounts, or other benefits.

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Implicit costs are used by economists in analyzing of performance of the business.

In economics, an implicit cost, also known as an imputed cost, implied cost, or notional cost, is the opportunity cost equal to what a company must forgo in order to employ a piece of production that it already owns and so does not pay rent for. It is the antithesis of an explicit cost, which is paid for up front. In other words, an implicit cost is any expense that arises from using an item as opposed to renting it out, selling it, or using it in an other way. The phrase also refers to lost revenue by choosing not to work. Implicit costs also indicate the difference between accounting profit and economic profit (total revenues minus total costs, where total costs are the sum of implicit and explicit costs).

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Behavioral finance is a field of study that acknowledges the psychological factors influencing investors and financial markets. It challenges the traditional assumption of rational behavior in financial decision-making, suggesting that emotions and cognitive biases can impact investment decisions.

In contrast to market efficiency, which assumes that all available information is reflected in the market prices and investors behave rationally, behavioral finance acknowledges that investors might not always act rationally due to various cognitive biases such as overconfidence, loss aversion, and herding behavior. These biases can lead to market anomalies and mispriced assets.

While behavioral finance can provide valuable insights into the reasons behind market inefficiencies, it doesn't guarantee that an individual can consistently beat the market. However, understanding the psychological aspects of investing can help in making better investment decisions and avoiding common pitfalls.

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The borrower's lender uses escrowed funds to pay the contractors in a series of draws. The lender deposits the money for repairs and improvements into such an escrow account at closing.

What is a brief definition of funds?

A fund is a collection of funds set aside for a certain objective. A fund can be created for a variety of objectives, such as the construction of a new civic center by the municipal government, the awarding of scholarships at a college, or the payment of customer claims by an insurance company.

What do funds in finance mean?

Funds are collective investments that help you diversify your total risk by pooling your money and the money of other investors and investing it in a variety of underlying investments.

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A balloon payment can benefit buyers who have the necessary savings, and it can also benefit investors by releasing short-term cash. However, in the majority of situations, balloon repayments are a simple way to get into debt.

The final payment will likely be very enormous, as indicated by the phrase "balloon." Balloon payments often cost at least twice as much as the prior installments on the loan. Balloon payments are more frequent in commercial lending than in consumer lending since the ordinary homeowner often cannot afford a very big balloon payment at the end of the mortgage.

As the balloon payment approaches, the majority of homeowners and borrowers want to either refinance their mortgage or sell their home before the loan's maturity date. Businesses frequently use balloon loans to take advantage of lower initial payments to satisfy their short-term financial needs before making the balloon payment. During the loan term, this sort of loan specifically designs earlier payments to be smaller and later payments—often simply the last payment—to be bigger.

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Lower monthly repayments are a major advantage of an RV or balloon payment. This is due to the fact that over the loan's full duration, you are in fact paying interest on the balance of the residual value as well as balloon payment.

A balloon payment is a one-time, larger-than-normal payment due at the conclusion of the loan term.

The benefits of balloon payments are-

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Answer:

A business plan is a written document that describes in detail how a business usually a startup may defines its objectives and how it is to go about achieving its goals.

Answer:

According to Wikipedia, A business plan is a formal written document containing the goals of a business, the methods for attaining those goals, and the time-frame for the achievement of the goals.

Answer:

Eventually prices will equalize at all five lemonade stands.

Explanation:

Perfect competition is accomplished when, in an appropriate business, all firms have identical price arrangements and there is an adequately substantial amount of these same firms so that the production arrangement of any one firm has no obvious influence on the cost at which it commodity is marketed.

The lemonade made are similar in taste, thus they are identical products. Thus, if a lemonade seller increases the price of their good, buyers can patronise another lemonade seller. As a result, the price of lemonades would be the same among the five sellers.

Also, there is little or no barriers to entry for lemonade sellers.

A perfect competition is a market were there are numerous buyers and sellers of homogenous goods and services. Market prices are set by the forces of demand and supply. There are no barriers to entry or exit of firms into the industry.

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Answer:

Everyone has seen organizations and agencies make a case for their cause on the television, newspaper and radio. We have all heard stories about how a media consultant has helped improve a political candidate's image by cleverly manipulating the press. There are many ways you can use the media to the benefit of your cause. This section introduces you to working with the media.

WHAT ARE THE MEDIA AND MEDIA ADVOCACY?

Media, which is the plural form of 'medium', are the forms of communication – television and radio; newspapers, magazines, and written materials (or "print media"), and, more often now, the Internet – used to spread or transmit information from a source (which can be a person, an organization, a business, an institution, a government agency, a policy maker, or another media outlet) to the general public.

Advocacy means openly supporting a certain viewpoint or group of people. If you are an advocate for a specific cause, you work to persuade local, state, or federal governments or other entities to grant specific rights, make policy changes, provide money, or create new laws for the good of your cause. For example, if you have a child with a disability, you might advocate for the increased availability of medical services for handicapped children in your city.

Media advocacy is the use of any form of media to help promote an organization's or a company's objectives or goals, which come from the group's vision and mission. For example, suppose you’re a media advocate for a non-profit agency working to reduce gang violence in your neighborhood. You would try to present neighborhood issues related to gang violence and the changes you want to make in such a way that you:

Change the way community members look at gang violence. You might want to make it clear who it affects and why, or why kids get involved in gangs in the first place.

Create a reliable, consistent stream of publicity for your agency's issues and activities, including articles and news items about the causes and results of gang violence and about what your agency’s work entails; personal interest stories; success stories; interviews with agency staff and current and former gang members, etc..

Motivate community members and policy makers to get involved.  You probably have ideas about what could be done with public funding, or with government policies that addressed gang violence. You might have volunteer opportunities, or want to publicize a city- or state-sponsored initiative that needs public input and support.  Or perhaps you’re trying to raise money for your work. The media can help with all of these...if you know how to work with them.

Media advocates, or the people who work to attract publicity for organizations and causes, know that the media can get a public or social policy message across to the largest audience possible in the least amount of time.

As a media advocate, you can use the media to:

.

Explanation:

The closing balance of debt at the end of the month is $16080 and the interest payment is $64.33.

Within an organization, all the records of the expenses and the revenue should be maintained properly on a balance sheet. Also, the debt amount of the organization should be calculated and listed in the sheet. The formula for calculating the closing balance of debt at the end of the month and the interest payment is expressed as

Closing balance of debt at the end of the month = Opening balance of company A - Scheduled Repayment per month

Closing balance of debt at the end of the month = $18230 - $2150

Closing balance of debt at the end of the month = $16080

Now, the interest payment will be calculated as

Interest payment = Average Debt × Annual interest rate × 12 months

Interest payment = (($18230 + $16080) ÷ 2) × 0.045 ÷ 12  months

Interest payment = $64.33

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Accounts receivable confirmations are a common audit procedure used to obtain direct external evidence about the existence of receivables.

By sending confirmation requests to customers, the auditor seeks to obtain responses directly from them, confirming the amount and validity of the receivables listed on the company's balance sheet.

Confirmation responses from customers provide independent verification of the existence of receivables. They confirm that the customers acknowledge the amounts owed to the company, thereby supporting the auditor's assessment of the validity and accuracy of the accounts receivable balances.Accounts receivable confirmations do not provide direct evidence about the completeness of receivables, the presentation and disclosure of receivables, or the obligations of receivables.

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Option D: An international business is a firm that engages in international trade or investment.

Therefore, the correct answer is option D. An international business is a company that conducts business across national borders. This can include importing and exporting goods, investing in foreign markets, and operating in multiple countries.

It is not necessarily defined by the nationality of its employees, the range of products it produces, or the country in which it is headquartered. International business refers to the trade of goods, services, technology, capital and/or knowledge across national borders and at a global or transnational scale. It involves cross-border transactions of goods and services between two or more countries.

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