The price of bonds issued on February 1, 2021 is Detailed The amount of the bond is $90 million.The market yield for bonds of similar risk and maturity was 12% .Interest is paid semiannually on July 31 and January 31.
The second step is to determine the present value of the bond using the following formula:PV = Interest Payment x PVIFA (market rate, time period) + Face Value x PVIF (market rate, time period)PVIFA = Present Value Interest Factor for an AnnuityPVIF = Present Value Interest FactorPV (which is the sum of the semi-annual interest payment and the present value of the bond).
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if you are looking for a vacation near Deep Creek Lake, MD then check this out. its really nice :)
A PDF file is used to display a file as it will look when _______.
Answer:
a pdf file is used to display a file as it will look when _____.
What do you think were the main concerns with the Olympus two-door sports coupe? Is there a market for a two-seat, $32,000 sports car when the RX-8 sells for significantly less? Evaluate the role of the marketing mix in the Olympus introduction. What are some of the marketing strategies auto manufacturers use to stimulate sales of certain makes of automobiles?
The main concerns of the sports coupe is that
They did not carry out good research of the marketThey also did not research the people that would buy the product.There is no market for the two seat car given that it would be better if it was a market that people knew with a cheaper price.
2. What is the role of the marketing mix?The role of the marketing mix has to do with the combination of price and the product. These two did not match properly in order to be able to take care of the need of customers and expectations.
3. Some of the strategies would be the use of social media and search engines. This would help to create the awareness for their products and create traffic.
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budgeting is used by management to ensure that activities of all departments work toward the company's overall goals. this aspect of budgeting is called: multiple choice question. motivate control coordinate
Management uses budgeting to make sure that all departments’ operations are coordinated; this is known as the coordination element of budgeting.The answer is coordinate.
Coordination entails transporting and gathering the necessary equipment, clothing, and labour force to conduct business. A budget helps with coordination across various effort units to ensure that every department of the company is in balance with one another and understands their place In it.The process of creating, enforcing, and managing budgets is known as budgeting. It is the administrative process that oversees budget planning, medicine, public control, and related operations. The highest level of account in terms of the future, indicating a clear course of action rather than only reporting, is budgeting.An association can plan and prepare its budgets for a predetermined period through the budgeting process. It entails going over previous budgets.
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You have been at fault in your second accident in six months. your insurance company is going to increase your annual premium by 28%. your current annual premium is $975. what will your adjusted premium be?.
Your adjusted premium based on a current annual premium of $975, increased by a 28% penalty for being at fault in the second accident in six months, is $1,248.
What is the annual premium?The annual premium is the amount that a policyholder pays to the insurance company for a one-year insurance policy.
The annual premium helps to guarantee payment of indemnity when the covered events occur.
This implies that the annual premium is a periodic contribution that helps in the pooling of risks by the insured to help the insurer meet its indemnity obligations.
Data and Calculations:Current annual premium = $975
Increase in annual premium = 28%
Adjusted premium = $1,248 ($975 x 1.28)
Thus, the adjusted premium based on a current annual premium of $975, increased by a 28% penalty for being at fault in the second accident in six months, is $1,248.
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Use the following chart to explain how the amount of principal affects the total cost of the loan
Answer: The higher the principal, the higher the total cost of the loan
Explanation:
From the chart shown we can see that the loan with a higher principal has a higher total cost than the loan with the smaller principal.
This happens because the interest rate attached affects larger figures more than smaller ones. 6.47% of $6,000 is $389 which is larger than 6.47% of $5,000 which is $324 (calculating the cost of a loan is more cumbersome than this but this shows the effect as well).
When compounded overtime, this difference will be even more and thus shows that larger principals cause larger total costs.
Answer:
The higher the principal, the higher the total cost of the loanExplanation: In a part of the mortgage payment is dedicated to repayment of the principal balance.
Now explain that Loans are structured so the amount of principal returned to the borrower starts low and increases with each mortgage payment.Then, The payments in the first years are applied more to interest than principal, while the payments are in the final years.In our mortgage $100,000, The principal is $100,000.
This happens because the interest rate attached affects larger First figures will more than smaller ones.6.47% of $6,000 is $389 which is larger than = 6.47% of $5,000 which is $324 .
now,(calculating the cost of a loan is more this shows the effect as well).
When compounded over time, this is difference will be even more and thus shows that larger principals cause larger total costs.Learn more about :
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which of the following is not a tactic for reducing the bargaining power of customers? exploit economies of scale. target small customers. differentiate the product. increase switching costs. target customers who are less sensitive to price.
The bargaining power of the customer is unaffected by the usage or exploitation of economies of scale because they are unaware of the company's internal information regarding how it produces.
What do u meant by Switching Cost ?Switching costs are the charges a consumer has to pay when changing brands or products.
It is possible for switching costs to be monetary, psychological, effort- or time-based. Switching expenses can be divided into two categories: high switching costs and low switching costs.
Businesses aim to utilize steep switching fees to deter customers from switching to a different brand. Businesses with hard-to-perfect products and minimal competition employ high switching costs as a technique to boost sales.
Some companies that are unable to charge higher switching costs promise protracted wait times and product delays in order to keep their clientele.
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If you could completely remove something you put online forever, what would it be?
Answer: Nothing, I just want it all if I would remove something I would of tell you. But I don’t. :)
Explanation:
what is the amount of cash dividends paid that should be reported in the financing section of the statement of cash flows?
41,000 The statement of cash flows' operating activities part was created using the indirect technique, which is: Reports net income and then makes adjustments for non-cash items.
What is cash flows?The net amount of cash and cash equivalents coming into and going out of a business is referred to as cash flow. Money spent and money received reflect inflows and outflows, respectively.
Fundamentally, a company's capacity to produce positive cash flows, or more specifically, its capacity to optimize long-term free cash flow, determines its ability to create value for shareholders (FCF).
FCF is the cash a company generates from its regular business activities after deducting any funds used for capital expenditures (CapEx).
The quantity of money that enters and leaves a business is known as its cash flow. Businesses receive revenue from sales and spend money on costs.
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Major Medical policies typically
Major medical insurance is a particular kind of health insurance that will assist in paying for your medical costs.
The risk that a person will need medical care is covered in full or in part by medical insurance. Risk is divided among several people, just like other types of insurance. An insurer can create a standard financial framework, like a monthly premium or payroll tax, to raise the funds necessary to pay for the medical benefits outlined in the insurance agreement by evaluating the overall risk of health risks and health system expenses over the risk pool. A central organisation, such as a government agency, for-profit corporation, or private company, oversees the benefit's administration.
The term "current production" refers to the actual volume of natural gas, crude oil, or natural gas liquids produced during any given month.
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sage hill inc. issues $265,000, 10-year, 8% bonds at 97. prepare the journal entry to record the sale of these bonds on march 1, 2017. (credit account titles are automatically indented when the amount is entered. do not indent manually.)
The journal entry to record the sale of bonds by Sage Hill Inc. on March 1, 2017, would be as follows: Cash (0.97 x $265,000) $256,050, Discount on Bonds Payable 8,950, Bonds Payable 265,000
In this transaction, Sage Hill Inc. issued bonds with a face value of $265,000 at a discount of 3% (97% of the face value) resulting in proceeds of $256,050 ($265,000 x 0.97). The discount on the bonds payable of $8,950 ($265,000 - $256,050) is the difference between the face value of the bonds and the proceeds received by the company.
The cash account is debited to record the receipt of cash from the sale of bonds, while the bonds payable account is credited to record the liability incurred by the company. The discount on bonds payable account is also credited to record the reduction in the liability account due to the discount on the sale of the bonds.
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which is a cause of system unavailability? A) natural disaster B) incomplete testing C) poor password practices D) poor physical security
Answer:
D) poor physical security
Explanation:
Answer:
A natural disaster
Explanation:
I know it seems weird but I put that and my test on Plato scored it as right
A mnemonic is:
A. A way to multitask
B. A vocational certificate option
C. A tool that aids memory
D. A skill needed when writing papers
A mnemonic is: C. A tool that aids memory.
What is memory?In Psychology, memory can be defined as the ability of a living organism such as a human being to take in information through encoding, store it and then retrieve (recall) this piece of information at a latter time in the future.
Generally speaking, some of the effective and efficient ways to improve memory include the following:
Drill and practice.The use of mnemonic.Peg word systemElaborative rehearsal.In this context, we can reasonably infer and logically deduce that mnemonic is a tool which can be developed by living organisms in order to aid memory.
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If you get equity funding for your business, what will you have to do?
A. Pay back the investors with interest
B. Show investors that you can make payments to them
C. Get approval from an angel network
D. Share ownership with the investors
Answer:
A pay back the investors with interest I believe
refer to table 16-6. at the profit-maximizing quantity, what is beatrice’s total profit? group of answer choices $43 $89 $101 $144
The profit-maximizing quantity is 7 units, and at that quantity, Beatrice's total profit is $101.
Table 16-6 shows the total revenue, total cost, and profit for different levels of output. To find the profit-maximizing quantity, we need to look for the quantity at which the difference between total revenue and total cost is highest, which is the profit.
At the quantity of 7 units, the total revenue is $224, and the total cost is $123, which gives a profit of $101. This is the highest profit compared to other quantities listed in the table. Therefore, Beatrice's total profit at the profit-maximizing quantity is $101.
In summary, Beatrice's total profit at the profit-maximizing quantity is $101, which occurs at 7 units of output according to Table 16-6.
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Choose a business and complete the following tasks:
How does your chosen business conduct market research? Explain your answer with supporting examples and link each one to a core purpose.
The first step to effective market research is to determine the goals of the study. Each study should seek to answer a clear, well-defined problem.
What is meant by "market"?A market is defined as the total number of purchasers and sellers in the region or area under examination. The region can represent the entire planet, as well as certain states, provinces, or cities. Items traded are valued, costed, and priced in accordance with market forces of supply and demand.
Why has trading been halted?There are a variety of causes for suspended trading, including: absence of up-to-date, accurate, or sufficient information about a corporation, as in the case of late filing of periodic reports. There are concerns over the veracity of publicly available material, especially the information in recently released news releases.
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how are direct lending and dealer financing similar?
There is direct lending, which entails taking out a loan from a bank, financial institution, or credit union. Additionally, you can apply for a car loan through your car dealer using dealership financing.
Direct lending requires you to pay interest and/or fees on the loan in addition to the financed amount. A type of loan initiated by a retailer for its customers is known as dealer financing. The loan is subsequently sold to other independent financial institutions or, more frequently, to a bank that buys these loans at a lower price. The borrower then pays the bank the principal and interest.
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what is the impact of atm on banking sector?
Answer:
Explanation:
ATM s are of great use to the banks as the reduce the number of people storming the banks for withdrawal of money as well as deposit of money it reduces cost of operation and from customer point of view it is available easily near by hence travelling further distance to the bank is not required
ATMs are one of the most convenient services provided by the banks to customers. It is beneficial to banks as it is to its customers. It helps banks to save cost and time in withdrawing money and various other services which are now provided by ATM.
Automated teller machines, or ATMs as they are more commonly referred to, are a convenient way to conduct one-on-one transactions quickly and easily. One can do self-serviced transactions with these machines without a physical teller's aid or a trip to the bank branch. Cash withdrawals, cash deposits, and fund transfers are just a few of the many transactions possible with automated teller machines, or ATMs. Although the majority of customers only use ATMs to withdraw cash, these additional transactions make the service more effective.
With the advent of the ATM, users' financial lives became simpler because they could now perform simple transactions on their own with the aid of an ATM, which was much more practical than often visiting the bank. The ability for users to transact between banks is another significant advantage of an ATM. This means you can still use basic services like cash withdrawals from the ATM even if you don't have an account with the bank that runs the machine. Again, this saves you time and comes in handy in an emergency because you won't need to go to the ATM at your bank every time you need a quick infusion of cash. ATM helps banks operate more cheaply by lowering the number of human operations. The ATM provides service 24 hours a day which means customers can avail of money and other services at any time of the day.
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How long does the executor have to pay the beneficiaries?
The executor is granted one year from the date of death or one year from probate to distribute assets such as property, gifts, and cash to beneficiaries.
What is the role of the executor in a will?
The duty of an executor is to distribute the testator's assets among the beneficiaries in accordance with the terms of the will. To serve as your Will's executor, Nexgen has partnered with top trusteeship firms. A Will's Executor is the person who will carry out your instructions as stated in the Will.The executor is the person named as the deceased's administrator, and the bank may name an executor to perform this duty.There is no prohibition between an executor of a Will and becoming a beneficiary under that Will, according to the terms of the Indian Succession Act, of 1925.Under the law, there is a special relationship between executors and beneficiaries.To learn more about the executor refer to:
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before a company’s competitive advantage moves into the decline stage, it should
Before a company's competitive advantage moves into the decline stage, It is necessary for a company to keep reevaluating its strategies and adapt to changes in order to maintain a sustainable competitive advantage in the market.
To maintain its competitive edge in the market, a company should keep improving its business processes and strategies. It should strive to remain updated with the latest market trends, consumer needs, and preferences. Additionally, a company must reevaluate its business model, analyze its strengths, weaknesses, opportunities, and threats (SWOT), and make the necessary changes to stay competitive.
Companies can leverage technology, diversify their products, provide innovative services, enter into partnerships or acquisitions, improve their supply chain management, and employ efficient cost-cutting measures to maintain their competitive advantage. Companies should also invest in their workforce, train them, and provide them with a conducive working environment to improve their productivity, performance, and motivation.
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The Harris Company purchased equipment for $15,000 on December 1. It is estimated that annual depreciation on the computer will be $3,000. If financial statements are to be prepared on December 31, the company should make the following adjusting entry
The entry will include Depreciation Expenses for $1,750 and Accumulated Depreciation for $1,750
Here, we are to first calculate the Depreciation expenses while observing that the date runs for 1 month (From December 2 - December 31).
The depreciation expense will equals Annual depreciation of computer * 1/12
Depreciation expense = $3,000 * 1/12
Depreciation expense = $250
The adjusting entry will entails:
Date Account titles and explanation Debit Credit
31 Dec Depreciation expenses $250
Accumulated depreciation $250
(Entry to record depreciation expenses)
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Five high school friends all happen to be females born in 2003. Assuming that the survival of each one is independent of the others, what is the probability that at least one of them lives to be 100 years old?.
It is possible for at least one of five high school friends born in 2003 to live to be 100 years old.
Assuming that the survival of each one is independent of the others, the probability of this occurring can be calculated using the binomial probability formula.
The probability of one of the friends living to be 100 years old is equal to 1 minus the probability of all of them failing to reach the age of 100. This probability can be calculated by multiplying the probability of each friend failing to reach 100 (1-p) five times.
For example, if the probability of each friend living to 100 is 0.8, then the probability of at least one of the friends living to be 100 is equal to 1 - (0.2 * 0.2 * 0.2 * 0.2 * 0.2) = 0.99.
In conclusion, the probability of at least one of the five high school friends born in 2003 living to be 100 years old is dependent on the probability of each individual friend reaching that age, and can be calculated using the binomial probability formula.
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Objectives
of the
marketing departments
What is meant by the invisible hand? Explain thoroughly using these terms in your explanation; “competition” “self-interest” “self-regulating
Answer:
The invisible hand is the term in economics and political philosophy for the invisible mechanism that drives a free market system, coined by economist Adam Smith. Ever since then, it has been a central concept for economists and conservative politicians in their arguments for a pure, non-state intervention free market, laissez-faire policy.
In his analysis, Adam Smith argued that the free market itself is a mutually beneficial arrangement that occurs in itself, spontaneously, as if some invisible hand is operating, by a chain of thousands of exchanges without participants thinking anything about the consequences.
Therefore, through competition guided by the market participants' self interests, all market participants would benefit in a collateral way, provided that there is a proper self regulation of the market, and not a regulation guided by the government.
which of the following statements regarding a competitive firm is correct? a.by lowering its price below the market price, the firm will benefit from selling more units at the lower price than it could have sold by charging the market price. b.for all firms, average revenue equals the price of the good. c.if a firm raises its price, the firm may be able to increase its total revenue even though it will sell fewer units. d.because each firm faces a downward sloping demand, if a firm increases its level of output, the firm will have to charge a lower price to sell the additional output.
The following statements regarding a competitive firm is correct : (d) For all firms, average revenue equals the price of the good.
The correct option is (d).
Revenue is the cash generated from ordinary enterprise operations, calculated as the common income rate instances the quantity of devices offered. it is the pinnacle line (or gross income) determine from which charges are subtracted to decide net income. revenue is also referred to as income at the earnings statement.
In accounting, revenue is the overall quantity of profits generated by the sale of goods and services related to the primary operations of the enterprise. commercial sales will also be referred to as sales or as turnover. some groups acquire revenue from hobby, royalties, or other costs.
Revenue is the incomes that an business enterprise has from its normal enterprise pursuits, normally from the sale of commodities, and offerings to purchasers. revenue is likewise referred to and known as turnover or income. some corporations get sales from royalties, different charges, or pursuits.
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the magnitude of operating leverage for perkins corporation is 4.5 when sales are $100,000. if sales increase to $110,000, profits would be expected to increase by what percent? a. 4.5% b.14.5% c.45% d.10%
It would be anticipated that the profit would rise by 45%. The appropriate response to the given question is option (c).
What is Operating Leverage?The percentage of a company's cost structure that is made up of fixed expenses as opposed to variable costs is measured by operating leverage. A corporation is said to have more operating leverage if its fixed expenses are higher than its variable costs.
Magnitude of operating leverage= 4.5
Old sales= $100000
New sales= $110000
Percentage increase in sales:
(New-old)/old = (110,000-100,000)/100,000
= 10%
Consequently, a percentage rise in profit might be anticipated:
sales percentage growth times the degree of operational leverage
= 10% * 4.5
= 45%
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What does indigenous technology mean?
Answer: I hope this is helpful mark brainlist if right then no if wrong
Explanation:
Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.Technologies employed by the native inhabitants of a country and which constitute an important part of its cultural heritage and should therefore be protected against exploitation by industrialized countries; the problem of indigenous knowledge has been discussed during the Rio Conference but it does not receive much ...Types of indigenous technology in India are; (i) Generic Drugs. (ii) Thorium based Nuclear Reactors. (iii) Plastic RoadsIndigenous Technology is created within a sensory environment that builds on our sense of relationship, meaning, balance, feeling, memory and place as well as sight, sound, smell, taste and touchIndigenization is the process by which Indigenous ways of knowing, being, doing and relating are incorporated into educational, organizational, cultural and social structures of the institution.One example of Indigenous Technologies in action today can be witnessed in differential approaches to medicine. Medical technologies in the Western Scientific sense of the term might conjure images of biomedical research labs, electromagnetic monitors or imaging systems such as CT or MRI scans.Indigenous technology is used by the native inhabitants of a country or region and it constitutes an important part of its cultural heritage. Characteristically, indigenous technologies: Are recognized as animate, imbued with the breath of life and they live in form and function.
Are currencies considered money all the time? Are checks legal tender? Should they be legal tender?
Anything recognised by law as a mechanism to satisfy a financial obligation or settle a debt, whether it be public or private, includes tax payments, contracts, and monetary fines or penalties. In almost every nation, the local money is accepted as legal tender.
Legal tender must be accepted by a creditor in order to pay off a debt. The money that is accepted by law in a certain political jurisdiction is known as legal tender. Laws governing legal tender practically forbid the use of any other form of payment as currency in the economy.
In addition to the economic use of money, legal tender also facilitates the implementation of monetary policy and currency manipulation.
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What is NOT a major purpose of orientation and socialization? A.. Contribute to the organization's bottom-line goals B. Maximize the potential for litigation with people who claim to be rejected on a discriminatory basis C. Ensure that the organization's financial investment in employees pays off D. Help hire and place applicants in the best interest of the organization and individual
Answer:
B. Maximize the potential for litigation with people who claim to be rejected on a discriminatory basis
Explanation:
Orientation in a new workplace is a term that describes a form of onboarding process which includes general or property related areas of the firm, like company standards and policies, firm culture, and job-specific aspects of responsibilities.
Also, Socialization in this regard is a form of arrangement, introduced to the values, norms, and behaviors that are required in order to be successful in the organization.
Hence, considering the available options, what is not a major purpose of orientation and socialization is option B: Maximize the potential for litigation with people who claim to be rejected on a discriminatory basis
because it isn’t very important to you, you glance at the menu and order the first thing that sounds good. you have engaged in
Getting engaged is a huge step in a relationship. You're making a commitment publicly about your plans to spend your lives together. So, no matter how long you've been together or how ingrained your lives are with each other, an engagement is a definite shift of Sound.
What is the meaning of Sound?A sound is indeed a vibration that travels as a mechanical wave across a medium. It can spread through a solid, a liquid, or a gas as the medium.
In terms of physics, the sound is indeed a vibration that travels through a transmission medium like a gas, liquid, or solid as an acoustic wave. Sound is the reception of these waves and the brain's perception of them in terms of human physiology and psychology.
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