Substance abuse can have various causes, often involving a combination of factors.
Five common causes of substance abuse:
1. Genetics: A person's genetic makeup can predispose them to substance abuse, as certain genetic factors can influence their likelihood of addiction.
2. Environment: A person's upbringing, social circle, and exposure to drugs or alcohol can influence their chances of substance abuse. Peer pressure, family dynamics, and socio-economic status play crucial roles in shaping one's vulnerability to addiction.
3. Mental health: Individuals with mental health issues, such as depression or anxiety, may self-medicate with substances to cope with their symptoms, increasing their risk of addiction.
4. Trauma: Experiencing traumatic events, such as abuse or loss, can lead to substance abuse as a means to escape or numb the pain associated with these experiences.
5. Accessibility: Easy access to drugs or alcohol can contribute to substance abuse. The availability of substances within one's environment can significantly impact the likelihood of developing an addiction.
Understanding these causes can help in developing effective prevention strategies and treatments for substance abuse.
Know more about "Substance abuse".
https://brainly.com/question/28406184
#SPJ11
Your credit card has a credit limit of $1,000. Your credit card company reviews your credit line every 6 months.
The time it will take to increase the limit to $1,600 is 2.5 years, when the credit card has a credit limit of $1,000.
What is a credit card?A credit card is a payment card issued to users or cardholders to enable the cardholder to pay a merchant for goods and services based on the cardholder's accrued debt that is promised to the card issuer to pay them for the amounts plus the other agreed charges. The card issuer usually a bank or credit union creates a revolving account and grants a line of credit to the cardholder, from which the cardholder can borrow money for payment to a merchant or as a cash advance.
A credit card is different from a debit card.
Learn more about credit, here:
https://brainly.com/question/1475993
#SPJ1
Your question was incomplete, your full question probably was:
Your credit card has a credit limit of $1,000. Your credit card company reviews your credit line every 6 months. They will not increase your credit line more than 10% each 6-month period. Assuming they increase your limit each 6-month period by 10%, how long will it take to increase your limit to $1,600?
If the price of the share grows as the company grows, how does buying shares in a company benefit an investor?.
Answer:
An investor will be able to sell these shares for a higher price and make a profit.
Explanation:
This is because the investor can sell the share for a higher price as people see the company is doing well.
6.If your company matches 75 cents on the dollar, and you contribute $200 a paycheck, how much will your employee match?
PLZ HELPPP I DONT UNDERSTAND THIS
Answer:
Your employee match will be 0.75 x 200
so only around $17.5
PLS NEED HELP IM BEHIND BAD
Answer:
The first answer
Explanation:
Just took it
Zeus, Inc. produces a product that has a variable cost of $8 per unit. The company's fixed costs are $50,000. The product sells for $12 a unit and the company desires to earn a $30,000 profit. What is the volume of sales in units required to achieve the target profit
To find the volume of sales in units required to achieve the target profit, we'll use the following formula:
Target Profit = (Selling Price per Unit - Variable Cost per Unit) * Number of Units - Fixed Costs
We're given the following information:
- Variable cost per unit: $8
- Fixed costs: $50,000
- Selling price per unit: $12
- Desired profit: $30,000
First, let's find the contribution margin, which is the difference between the selling price per unit and the variable cost per unit.
Contribution Margin = Selling Price per Unit - Variable Cost per Unit
Contribution Margin = $12 - $8
Contribution Margin = $4
Now, we can rearrange the formula to find the number of units needed to achieve the target profit:
Number of Units = (Target Profit + Fixed Costs) / Contribution Margin
Number of Units = ($30,000 + $50,000) / $4
Calculating the number of units:
Number of Units = 80,000 / 4
Number of Units = 20,000
So, Zeus, Inc. needs to sell 20,000 units of the product to achieve a $30,000 profit.
To know more about Fixed costs visit -
brainly.com/question/19339917
#SPJ11
As the director of capital budgeting for Denver Corporation, you are evaluating two mutually exclusive projects with the following net cash flows:
Year Project X Project Z
0 -$100,000 -$100,000
1 $50,000 $10,000
2 $40,000 $30,000
3 $30,000 $40,000
4 $10,000 $60,000
If Denver's cost of capital is 15 percent, which project would you choose?
As the director of capital budgeting for Denver Corporation If Denver’s cost of capital is 15 percent, it will choose neither project
Option A is correct.
Net present value :Net present value (NPV) is a financial metric that seeks to capture the total value of an investment opportunity. The idea behind NPV is to project all of the future cash inflows and outflows associated with an investment, discount all those future cash flows to the present day, and then add them together.
Evaluating :[i] NPV X = -100,000 + (50,000/1.15) + (40,000/1.15²) + (30,000/1.15³) + (10,000/1.5⁴ )
= -50,803.31
NPV Y = -100,000 + (10,000/1.15) + (30,000/1.15²) + (40,000/1.15³) + (60,000/1.5⁴)
= -56,998.65[/i]
What cost of capital?Capital costs is the cost of a company's money (debt and stock), or from the perspective of an investor, "the necessary return on a holdings company's existing securities," is what economic experts and accountants refer to as the cost of capital. It is utilized to assess a company's main new ventures.
Incomplete question :
As The Capital Budgeting Director For Denver Corporation, You Are Evaluating Two Mutually Exclusive Projects With The Following Net Cash Flows: Project X Project Z Year Cash Flow Cash Flow 0 -$100,000 -$100,000 1 50,000 10,000 2 40,000 30,000 3 30,000 40,000 4 10,000 60,000 If Denver's WACC Is 15%, Which
As the capital budgeting director for Denver Corporation, you are evaluating two mutually exclusive projects with the following net cash flows: Project X Project Z Year Cash Flow Cash Flow 0 -$100,000 -$100,000 1 50,000 10,000 2 40,000 30,000 3 30,000 40,000 4 10,000 60,000 If Denver's WACC is 15%, which project would you choose?
A.Neither project.
B.Project X, since it has the higher IRR.
C.Project Z, since it has the higher NPV.
D.Project X, since it has the higher NPV.
E.Project Z, since it has the higher IRR.
Learn more about Net present value :
brainly.com/question/18848923
#SPJ1
5. What is the definition of a want? O A. Something you would like to have but will be okay without it. B. Something that is required or very important. O C. Something you can have every other day. D D. None of the above.
Answer: A
Explanation:
:)
Answer:
A bc it is means to want sum
What is moral muteness? Why do you think an advertising professional might experience this phenomenon?
Answer: See explanation
Explanation:
Moral muteness occurs when as individuals in the society, we choose not to speak up when we witness an unethical behavior by someone. Even though such issues don't go along with the moral beliefs of the person who witnessed it, he or she decides not to speak against it.
An advertising professional might experience this phenomenon because of the fear of the fear of the fact that speaking up might affect his or her chance of selling the product to the person with the unethical behavior and also due to fear of losing ones job.
Malaki ran 9,656 meters on Monday and 4,687 meters on Tuesday. How many more meters did she run on Monday than on Tuesday?
Answer: 4969 meters
Explanation: Here's what you do: 9,656 - 4,687 = 4969
Answer: 4969 meters
Explanation:
& Mowing to the next un preverits charge to the Xin the fog CFDs anno 100 100 100 100 100 Question S O 500 O 5204 O 5308 O 630 8 ?
Additionally, the next unpredicted charge to the Xin the fog CFDs is 520.4. Therefore, choice (B) is right.
An aerosol that can be seen, fog is made up of minute water or ice crystals hanging in the air at or near the Earth's surface.
Fog may be thought of as a particular kind of low-lying cloud, commonly resembling stratus, and is greatly impacted by geography, wind patterns, and adjacent bodies of water. Fog also has an impact on a variety of human endeavors, including transportation, travel, and combat.
Water vapor, which is water in a gaseous state, condenses to create fog. Tiny liquid water droplets that linger in the air are created when water vapor molecules join together unpredicted charge during condensation. As water vapor condenses on salt crystals, sea fog, which manifests around saltwater bodies of water, is created. Compared to mist, fog is comparable but less translucent.
Learn more about fog, from :
brainly.com/question/31557972
#SPJ4
Machine has three speed settings, low medium fast the low setting produces 110 units with a 90% quality rating the medium setting produces 120 units with an 80% quality rating in the fast setting produces 140 units with a 70% quality rating if each unit sells for $20 what shutting makes the company the most money in sales win percentage not meeting quality standards cannot be sold
The low setting makes the company the most money in sales, with a total revenue of $1980
To determine which setting makes the company the most money, we need to calculate the total revenue generated by each setting while taking into account the quality rating. For the low setting, the company produces 110 units with a 90% quality rating, which means that 10% of the units are not sellable. So, the total number of sellable units is 110 x 0.9 = 99 units. The revenue generated from selling these units is 99 x $20 = $1980. For the medium setting, the company produces 120 units with an 80% quality rating, which means that 20% of the units are not sellable. So, the total number of sellable units is 120 x 0.8 = 96 units. The revenue generated from selling these units is 96 x $20 = $1920.
For the fast setting, the company produces 140 units with a 70% quality rating, which means that 30% of the units are not sellable. So, the total number of sellable units is 140 x 0.7 = 98 units. The revenue generated from selling these units is 98 x $20 = $1960.
Therefore, the low setting makes the company the most money in sales, with a total revenue of $1980
To learn more about revenue here:
https://brainly.com/question/8645356
#SPJ1
Which of the following is true of customer value?
O A customer's perception of value cannot by met.
O Creating new products guarantees providing value to customers.
O It means providing customers with benefits that meet both their wants and needs.
O It solely refers to the monetary benefits that a customer receives from a service or product.
O Once a company has created value, customers will automatically get to know about it.
A true statement on customer value is that C. It means providing customers with benefits that meet both their wants and needs.
What is customer value ?Customer value refers to the perceived benefit that a customer receives from a product or service relative to its cost. It is the ratio of the perceived benefits to the perceived costs of a product or service. Customer value can be influenced by various factors such as The quality, design, durability, and functionality of a product or service can all influence its perceived value to the customer.
There is also the cost of a product or service which can greatly influence its perceived value to the customer. Customers often perceive that a higher price means a higher quality product or service. Personal factors such as age, income, education, and lifestyle can influence a customer's perception of value. Customer value is therefore entails offering clients advantages that satisfy both their demands and needs.
Find out more on customer value at https://brainly.com/question/14508769
#SPJ1
Bill bought a $150,000 term life insurance policy. He paid an annual $1. 80 per $1,000 of insurance. What annual premium did he pay?
By dividing the sum insured by the sum assured, the premium rate is determined. This indicates that your premium rate would be 10% if you had a sum insured of Rs. 10,000 and a sum assured of Rs. One of the most important steps in the insurance purchase process is figuring out the insurance premium rate.
Multiply the benefit amount by the premium rate specified in your policy to determine the amount of premium that is required. Apply the spouse coverage limitation or restrictions, age reductions, benefit maximums, rounding rules, salary definitions, and guarantee issue limits. The sum of money you pay to your life insurance provider in exchange for your life insurance coverage is known as a life insurance premium.
To learn more about premium rate, click here.
https://brainly.com/question/14783619
#SPJ4
Shondra is thinking of making payments for her laptop by setting up automatic withdrawals with the store. What must shondra consider before she decides to pay with automatic withdrawals?.
Answer:
If I was her I would consider what is below
Explanation:
She should consider at least:
1) How much each payment is AND the interest on each payment (if any)
2) How often the payments happens (monthly, bi-weekly, etc.)
3) Whether or not she will be able to afford each payment on time
4) If the benefit of having the laptop now, and probably paying a higher total price over time, out weighs the cost of just saving up for it and avoiding the interest
Following up point 4: If her getting the laptop immediately lets her make more money than what she will pay for it she should take out the loan and make the automatic payments. If this isn't the case and she doesn't need the laptop today she should just save up for it and not make any automatic payments
Answer:
C. Shondra should be sure she will have enough in her account to be able to make the monthly payments.
Explanation:
_______ will help you maintain good credit.
Paying your Bills on Time will help you to maintain good credit.
Why do one need to Pay Bills on Time?The act if paying one's credit card bills and other forms of loans on time is very vital.
Mostly because late or missed payments could lead to a dip in one's credit score. If one is not totally concerned about missing a due date, it is better to have a form of automatic bill payment that can help one to stay on top of one's account payments.
learn more about credit from
https://brainly.com/question/1250740
Answer: lowering your balances
What is NGO and its characteristics?
The NGO is a non-governmental organization whose characteristic is to raise money and help others.
We can describe NGO as non-governmental organizations that work in order to benefit the local people. The characteristic of an NGO includes helping others, to have an effective cause through which mankind can be helped.
To fulfill its characteristics, an NGO raises money through various sources and utilizes this money to make the lives of those people easier who do not have enough money to take care of themselves. NGOs are also formed to help with medical treatments and to help all people who have some kind of disability.
To learn more about NGO, click here:
https://brainly.com/question/27262972
#SPJ4
QUESTION: Identify an example of the change in relative prices of two products.
pls help T o T
Answer: First lets start off with relative change. Relative changes shows the change of a value of an indicator in the first period and in percentage terms, ext. Relative change is calculated by subtracting the value of the indicator in the first period from the value of the indicator in the second period which is then divided by the value of the indicator in the first period and the result is taken out in percentage terms. The formula for relative change is very simple, and it is derived by initially deducting the initial value of the variable from the final value, then dividing the result by the initial value, and then finally multiplying by 100% to express in terms of percentage. Also
Explanation:
A small example in relative prices is In apple season, apples cost half as much as oranges. In orange season, oranges cost half as much as apples. Also to understand better, either market forces or government intervention, the relative price of goods and services does impact the allocation of resources used to produce these goods and services. A relative price is the price of one good compared to another. Resource allocation addresses how land, capital, and labor are spent in the production of goods and services. Since we went over that relative price is the price of something compared to something else. In other words, it is the ratio of two prices. Completely logical people will make purchasing decisions by considering the relative prices of their options. We can conclude that gas is $2.76 compared to the $3.02 of diesel . Now the gas is $0.26 cents cheaper than diesel. This is caused by the price to refine diesel compared to gas. Now that we have two simple example to show the basis of relative prices, you can clearly see the mean and definition of relative prices through the examples shown!
A customer's confirmation of a municipal securities transaction must include A) the highest potential yield the customer may receive and the amount of markup or markdown in a principal transaction. B) the lowest potential yield the customer may receive and information regarding the catastrophic call provision. C) the highest potential yield the customer may receive and information regarding the catastrophic call provision. D) the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.
Answer:
D) the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.
Explanation:
All municipal securities are exempted from registration and filing requirements of the Securities and Exchange Commission (SEC).
However, a customer's confirmation of a municipal securities transaction must include the lowest potential yield the customer may receive and whether the bond is taxable or subject to the alternative minimum tax.
I need q 4 and 5 please:)
What is one benefit of continuing your education after high school?
A. The ability to earn money immediately
B. Postponing responsibility for your actions
C. Increased earnings over the course of your career
D. There is no benefit to continuing your education.
Answer:
C
Explanation:
The most relevant one because university is the place to produce expert in many fields. Thus this will increase your earnings within your course of career.
Answer:
c
Explanation:
In the leading function of management, the manager _____.
Answer:
Leading., is rhe answer
All of the following statements are true regarding negotiated municipal underwritings EXCEPT the:A initial offering price of each maturity must be disclosedB spread must be disclosedC participation amount of each underwriter must be disclosedD customer must be sent a copy of the Official Statement, if available
Answer:
D
Explanation:
customer must be sent a copy of the official statement, if available
April would like the part numbers to be in order with the highest number at the top of the table. She should _____. sort in ascending order conduct a query and set the criteria to <100 sort in descending order locate the highest part number and move it to the top
Answer:
sort in descending order
Explanation:
Descending order means arranging from the largest to the smallest. It can also imply organizing from the oldest to the youngest. When numbers are sorted out using the descending order, the largest numbers will appear and the top, while the smallest will be at the bottom. April should sort using the descending order.
I need someone to help me
What's the problem? I'd be happy to help you if you would be willing to specify what you need help with.
Lola is a very creative and driven person. She is able to meet goals that she sets for herself and works very hard. Lola
also likes making her own schedule and does not take direction or constructive criticism well. Which employer would
be best for Lola to work for?
O the government
O herself
O a private company
an organization
Answer:
Herself
Explanation: she can make her own goals, her own schedule and she most likely would not have to take criticism from others
On December 31, 2017, Jackson Company had 100,000 shares of common stock outstanding and 30,000 shares of 7%, $50 par, cumulative preferred stock outstanding. On February 28, 2018, Jackson purchased 24,000 shares of common stock on the open market as treasury stock paying $45 per share. Jackson sold 6,000 of the treasury shares on September 30, 2018, for $47 per share. Net income for 2018 was $180,905. Also outstanding at December 31, 2017, were fully vested incentive stock options giving key personnel the option to buy 50,000 common shares at $40. These stock options were exercised on November 1, 2018. The market price of the common shares averaged $50 during 2018. What is Jackson's diluted earnings per share (rounded to 2 decimal places) for 2018
Hence, Jackson's diluted earnings per share (rounded to 2 decimal places) for 2018 is $1.98
The following formula is used to calculate Diluted EPS of a company:
Diluted EPS = (Net Income - Preferred Dividends) / (Weighted Average Common Shares Outstanding + Dilutive Securities)
Where the Weighted Average Common Shares Outstanding is computed by adding the beginning and ending shares and dividing by 2.
Now let us solve the given problem. Computation of Weighted Average Common Shares Outstanding:
Weighted Average Common Shares Outstanding = [(100,000 + 76,000)/2]
= 88,000 shares
Step 1: Compute Diluted EPS by adjusting the net income for the conversion of the options. The dilution effect is computed as follows:
Dilution effect = [(Average price per share - Exercise Price) / Average price per share] x (Number of shares from options)
Dilution effect = [(50 - 40) / 50] x 50,000 = 10,000 shares
Diluted EPS = ($180,905 - $2,100) / (88,000 + 10,000) = $1.98.
The calculation of diluted EPS involves computing the number of shares that would be outstanding if all of the potentially dilutive securities were exercised. It is computed to account for the fact that certain securities, such as convertible debt, stock options, or warrants, can be converted into common stock and could have a dilutive effect on EPS. Diluted EPS is the more conservative of the two EPS calculations and provides a more accurate picture of the earnings of the company.
Jackson Company had 100,000 shares of common stock and 30,000 shares of 7%, $50 par, cumulative preferred stock outstanding on December 31, 2017.
The company purchased 24,000 shares of common stock as treasury stock on February 28, 2018, at $45 per share. On September 30, 2018, the company sold 6,000 of the treasury shares for $47 per share.
The net income for 2018 was $180,905.
The company had fully vested incentive stock options at the end of 2017 that gave key personnel the option to buy 50,000 common shares at $40.
These options were exercised on November 1, 2018, when the market price of the common shares averaged $50.
The calculation of diluted EPS involves adjusting the net income for the conversion of the options.
The dilution effect is computed as follows:
Dilution effect = [(Average price per share - Exercise Price) / Average price per share] x (Number of shares from options)
Dilution effect = [(50 - 40) / 50] x 50,000 = 10,000 shares
Diluted EPS = ($180,905 - $2,100) / (88,000 + 10,000) = $1.98.
To know more about income visit:
https://brainly.com/question/14732695
#SPJ11
4. Determine the importance of environment conservation from the business viewpoint
Answer:
Economic expansion is not what is causing the climate crisis; rather, the lack of effective public policy meant to lower greenhouse gas emissions is to blame. As long as regulations are in place to limit the environmental effects of the goods and services we produce and use, there is no conflict between capitalism and environmental protection. With those regulations in place, consideration for environmental sustainability can and will be factored into every decision made by the private, nonprofit, and governmental organizations from which we all benefit.
The sustainability of the environment is not affected in the same way by all consumption patterns. The emergence of more sustainable lifestyles can be seen in consumption trends. Young Americans, for instance, don't seem as interested in buying cars as their parents and older siblings did. The advancement of the mobile phone has made ride-sharing, bike-sharing, and other transit options possible.
However, taking an Uber or driving your own car are both considered economic activities for the purposes of calculating GDP. These consumption patterns are typically not the subject of policymaking because they are quite influenced by shifting social norms than by governmental action. The only exceptions might be behavior that directly harms other people, like drinking and driving or smoking in public. New technologies can also lessen the impact of consumption on the environment.
Ironically, some environmentalists and some deniers of global warming share the view that environmental protection and economic growth must be compromised. Both can and must be done. Because most people in the developed world enjoy their way of life and won't give it up, we cannot stop investing in economic development. Environmental advocates will fail politically if they make such a request.
Explanation:
Political and business leaders may not care if economic growth harms the environment, and environmentalists may disagree, contending that neither economic growth nor environmental harm can coexist.
Even by itself, environmental protection promotes economic expansion. The air pollution control technologies we install on power plants and automobiles are made and sold by a third party. Additionally, environmental amenities are valuable.
Which of the following businesses is using an incentive?
A. Company B, where there is conflict between the workers and the
management
B. Company C, where the government is intervening to prevent fraud
C. Company A, where the employees have voted for a four-day
workweek instead of a pay increase
D. Company D, where there is a greater demand for a product than
can be met
Answer:
d
Explanation:
types of waves that can be plane polarized
True or false: the operations manager is involved primarily with supply network design.
The activities director is very familiar with a few sorts of plan: procedure, design, job design, supply network design, and organizational design.
In supply chain management, what role does the operations manager play?Supply Chain Management The operations manager is in charge of managing the process of the supply chain by controlling inventory management, the production process, sales, distribution, and locating suppliers who can supply the necessary goods at fair prices.
In terms of operations management, what is network design?The process of building and modeling a supply chain to better understand the costs and time involved in bringing goods to market with the resources and locations available is known as supply chain network design.
Learn more about Supply Chain Management here:
https://brainly.com/question/15217906
#SPJ1