Investors who are risk-averse actively seek to minimize their risks and usually choose low-risk investment options. However, they will assume more risk if they are compensated by a higher expected return.
Most investors are risk averse, which means that they actively seek to minimize their risks. However, they will assume more risk only if they are compensated by a higher expected return.
When it comes to investing, investors are not willing to take a risk with their money. As a result, they usually choose a strategy that provides the lowest possible risk.Investors who are risk-averse prefer to invest in low-risk assets such as bonds, savings accounts, and other similar investment options. It is because these investments offer stable returns without too much volatility.Investors are risk-averse because they want to protect their capital. They want to make sure that their investments don't decline in value.
When investors are considering making an investment, they want to know that they will be compensated for the amount of risk that they are taking. The expected return should be higher if the investment is riskier.Investors are always seeking to minimize their risks and maximize their returns. They want to be compensated for the amount of risk that they are taking. This compensation is usually in the form of higher expected returns.
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he concept of ______ is probably the best single measure of an industry's impact.A. total outputB. total spendingC. aggregate market value of firms in industryD. value added
The concept of value added is probably the best single measure of an industry's impact. Therefore option D is correct.
What is Industry?An industry is a collection of businesses that are connected by their main lines of activity. There are several categories of industries in contemporary economies. Sectors are often used to combine together bigger groups of industry classifications.
Typically, a company's major income sources determine what industry it belongs to. For instance, even if a carmaker may have a financing segment that contributes 10% to the company's overall earnings, most categorization systems would place the business in the automaker category.
Industries are divisions of related enterprises based on the main product produced or sold. By doing this, industry groupings are successfully formed, which may later be utilized to separate enterprises from those that take part in other activities.
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When compared to a fixed annuity, a variable annuity has what distinguishing feature?
a. flexible premiums according to a stock index
b. investment risk is assumed by the purchaser
c. investment risk is assumed by the insurer
d. payout option can be changed after the accumulation phase
Certainly! Here's a more detailed explanation of the distinguishing features of a variable annuity compared to a fixed annuity:
1. Investment Risk: In a variable annuity, the purchaser assumes the investment risk. This means that the performance of the underlying investment options, typically mutual funds, will directly impact the value of the annuity. If the investments perform well, the annuity's value can increase, but if they perform poorly, the value can decrease.
2. Flexibility: Variable annuities offer more flexibility compared to fixed annuities. With a variable annuity, the purchaser can choose from a range of investment options, typically consisting of mutual funds or similar investment vehicles. This allows for the potential of higher returns but also comes with the associated investment risk.
3. Payout Options: Variable annuities typically provide the option to change the payout after the accumulation phase. This means that the purchaser can choose different payout options, such as a lump sum, periodic payments, or a combination of both, based on their preferences or financial needs. This flexibility can be beneficial for individuals who want to adjust their income stream in retirement.
4. Potentially Higher Returns: Since variable annuities are tied to investment performance, there is the possibility of earning higher returns compared to fixed annuities. However, it's important to note that higher returns come with higher risk, and there is also the potential for losses if the investments perform poorly.
In contrast, fixed annuities offer a guaranteed rate of return specified by the insurer, providing a fixed income stream over a set period or for the life of the annuitant. The insurer assumes the investment risk in a fixed annuity, and there is typically no opportunity for the purchaser to change the payout options after the accumulation phase.
It's important to carefully consider your financial goals, risk tolerance, and personal circumstances before deciding between a variable annuity and a fixed annuity, as they have different features and implications for your retirement planning. Consulting with a financial advisor can help you make an informed decision based on your individual needs.
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IF YOU KNOW BUSINESS!!! PLS I NEED HELP!!!!
Open-market purchases by the Fed
a. make the price level and value of money fall.
b. make the price level rise, and make the value of money fall.
c. make the price level and make the value of money rise.
d. make the price level fall, and make the value of money rise
Answer:
a is the acceleration of the declaration
at december 31, 2021, blossom company has an equity portfolio valued at $121000. its cost was $106000. if the securities fair value adjustment has a debit balance of $6700
The current value of Blossom Company's equity portfolio is $121,000. The cost of the portfolio was $106,000. The fair value adjustment has resulted in a $6,700 decrease in the value of the portfolio.
The equity portfolio of Blossom Company on December 31, 2021, is valued at $121,000. Its original cost was $106,000. Additionally, there is a debit balance of $6,700 in the securities fair value adjustment.
To better understand the situation, let's break it down:
1. Equity portfolio value: The equity portfolio refers to the investments made by Blossom Company in stocks or other equity securities. At the end of 2021, the value of this portfolio is $121,000.
2. Cost of the portfolio: The cost of the portfolio represents the initial amount Blossom Company paid to acquire these equity securities. In this case, the cost of the portfolio is $106,000.
3. Securities fair value adjustment: The fair value adjustment reflects changes in the value of the securities in the portfolio. A debit balance means that the fair value adjustment has decreased the value of the portfolio by $6,700.
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Forrester Company is considering buying new equipment that would increase monthly fixed costs from $120,000 to $150,000 and would decrease the current variable costs of $70 by $10 per unit. The selling price of $100 is not expected to change. Forrester's current break-even sales are $400,000 and current break-even units are 4,000. If Forrester purchases this new equipment, the revised break-even point in dollars would be: $300,000. $400,000. $325,000. $500,000. $375,000.
Answer: $375,000
Explanation:
Given the following :
Selling price = $100
New variable cost per unit =$(70 - 10) = $60
New fixed cost = $150,000
Break-even point in dollars:
Fixed costs/Contribution margin ratio
contribution Margin Ratio
[(selling price per unit - total variable cost per unit) /selling price per unit]
= [($100 - $60) / $100]
$40 / $100 = 0.4 = 40%
Break-even point in dollars:
$150,000 / 0.4 = $375,000
How does the circular flow model represent the interactions between households and firms?
The interplay between two sets of economic decision-makers—households and businesses—as well as two different categories of economic markets—the market for commodities and the market for products and services—is depicted by the circular flow model.
The approach demonstrates how businesses and households can benefit from each other.
What three categories of economic decisions are there?Economic decisions affect the production, trade, distribution, consumption, saving, and investment of economic resources. The objectives of individuals, private organizations, and society at large are served by economic decisions.
Free market, command, and mixed economies are the three primary types. Command and free-market economies; mixed economies combine the two. Both people and corporations are free to choose their own economic course. All national economic decisions are made by the state's central authority.
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30 POINTS :D
If someone you don't know asks where you go to school, what should you do?
A. Don't respond
B. See if they're a friend of a friend
C. Ask why they want to know
D. Lie to them
When sport/event organizations seek sponsors who will exploit the sponsorship, what benefit are they seeking to gain?
Answer: they want to generate more income from doing so, the greater the allowance the more income they will generate for the event they intend holding.
Explanation:
Exploiting of sponsorship would be described as allowing a sponsor to utilize every opportunity in the event to promote their brand.
When event organizers look out for sponsors who would handle their event and allow them explore it, it'll mean they want to generate more income from doing so, the greater the allowance the more income they will generate for the event they intend holding. For them to allow a particular brand to exploit the event would mean that brand would virtually take care of all expenses for the event since it'll be the face the audience would see when they come to the event. It is a way of generating more income for events.
Aldo Vitterini, the firm’s CEO, is concerned about his firm’s future, however. He is, in fact, considering moving his firm’s headquarters from Innsbruck, Austria, to Bolzano, in Italy, to take advantage of the availability of lower costs of newspaper, magazine, and radio advertising when booked from an Italian source. He is also concerned that the appearance on the rivers of the area of vessels from Switzerland, Slovenia, and even Hungary may negatively impact his business. Vitterini's idea of moving his corporate headquarters to Bolzano is motivated by:
Answer:
These are the answer choices for the question:
- lower costs of promotion
- better service to customers
- lower tax rate
- more customers
And this is the correct answer choice:
- lower costs of promotion
Explanation:
We can see in the question, that Vitterini main rationale for moving his firm's headquarters from Innsbruck to Bolzano, is that the costs of materials, associated with the promotion services of the company, are cheaper: newspaper, magazine, and radio advertising.
Your personal credit reflects:
A. debt versus investments
B. investments versus income
C. Debt versus number of cards
D. income versus debt
Answer:
the letter C
Explanation:
pa brainliest nalang po kung tama
Your personal credit reflects income versus debt. Option D is an appropriate response.
What is personal credit?The capacity to access products or services or borrow money with the idea that you'll pay for them later is known as credit.
Building personal credit involves being reliable when it comes to making on-time, complete payments on all of your debts, including credit card bills, vehicle loans, and mortgages. Your credit score rises as a result. It's crucial to keep in mind that your personal and corporate credit should not be combined.
That which a person possesses personally and which is based on the perceptions held of his moral integrity and professional position.
Your personal credit reflects income versus debt.
Hence, Option D is an appropriate response.
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What do you think Anielski means by the phrase
"a depletion of the social capital upon which an
economy depends"? Do you agree with him?
Answer: yes I agree the him
Explanation:
suppose you purchased an income-producing property for $395,000 five years ago. in year 1, you were able to negotiate a lease that paid $30,000 per year at the end of each year. if you are able to sell the property at the end of year 5 for $420,000 (after receiving our final lease payment), what was the internal rate of return (irr) on this investment?
The Internal Rate of Return on this investment is approximately 5.5%, which means that the investment earned an average annual return of 5.5% over the 5-year period.
To calculate the Internal Rate of Return (IRR) on an investment, we need to determine the net cash flows from the investment and solve for the discount rate that makes the net present value of those cash flows equal to zero.
In this scenario, the purchase price of the property was $395,000. In year 1, the lease payment was $30,000. Assuming the lease payment remained constant, the total cash flows from the investment over 5 years would be:
Year 1: $30,000
Year 2: $30,000
Year 3: $30,000
Year 4: $30,000
Year 5: $30,000 + $420,000 (sales price)
To calculate the net cash flows, we need to subtract the initial purchase price from the total cash flows for each year:
Year 1: $30,000 - $395,000 = -$365,000
Year 2: $30,000 = $30,000
Year 3: $30,000 = $30,000
Year 4: $30,000 = $30,000
Year 5: $30,000 + $420,000 - $395,000 = $55,000
The net cash flows over the investment period total $80,000 ($55,000 + $30,000 + $30,000 + $30,000 - $365,000).
Using a financial calculator or spreadsheet, we can solve for the IRR that makes the net present value of these cash flows equal to zero. The IRR on this investment is approximately 5.5%.
This means that the investment earned an average annual return of 5.5% over the 5-year period. However, it's important to note that this calculation assumes that the lease payment remained constant and that there were no additional expenses or income from the property. In reality, the actual IRR could be higher or lower depending on these factors.
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Last year, Sally had a gross profit margin of 68% in her hair salon. Her gross profit was $32,508. 63. How much did Sally make in net sales last year? a. $16,398. 06 b. $22,105. 87 c. $35,610. 25 d. $47,806. 81.
To find the net sales of Sally's hair salon, we need to calculate her total revenue generated in the year. Gross profit is defined as the amount of money a business earns after deducting the cost of goods sold (COGS).
It is typically represented as a percentage of total revenue. The formula for gross profit margin is: Gross Profit Margin = Gross Profit ÷ Total Revenue We know that Sally's gross profit margin was 68% and that her gross profit was $32,508.63. Let's use this information to find her total revenue:0.68 = $32,508.63 ÷ Total Revenue Total Revenue = $32,508.63 ÷ 0.68 Total Revenue = $47,806.81
Therefore, Sally's net sales for the year were $47,806.81. Hence, the correct option is d. $47,806.81.
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Which business application is associated with the technological development of local area networks and client/server computing?A) transaction automation (e.g., payroll)B) desktop automation (e.g., word processing)C) industrial system automation (e.g., supply chain management)D) workgroup automation (e.g., document sharing)
The development of local area networks and client/server computing paved the way for workgroup automation and collaborative technologies that continue to play a crucial role in modern business operations. option (D) Workgroup automation.
D) Workgroup automation (e.g., document sharing) is the business application that is associated with the technological development of local area networks and client/server computing.
The development of local area networks and client/server computing enabled the sharing of resources, data, and applications among multiple users in a workgroup or team.
This led to the development of workgroup automation tools such as document sharing, collaborative software, and project management systems that allowed team members to work together more efficiently and effectively.
Through workgroup automation, teams could collaborate on documents and projects in real-time, reducing the need for email exchanges or physical meetings. This improved communication and coordination among team members, leading to increased productivity and faster project completion.
Overall, the development of local area networks and client/server computing paved the way for workgroup automation and collaborative technologies that continue to play a crucial role in modern business operations.
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What do you mean by ECONOMIC
Answer:
Economics is a social science concerned with the production, distribution, and consumption of goods and services.
Krishna is 56 years old; he has contributed to the CPP without interruption for over 30 years. While crossing the street, Krishna was struck by a bus and seriously injured. He is currently hospitalized and on life support and his doctors have informed Krishna's family that it is uncertain as to whether he will awaken from his coma. Assuming at the time of his accident, Krishna was entitled to a CPP retirement benefit of $660, the flat-rate disability amount is $496.36 per month and the maximum monthly disability benefit is $1362.30, how much of a disability benefit will Krishna receive under the CPP? a) 50 b) $865.94 C) $991.36 d) $1156.36
Option(A) is the correct answer. Krishna will receive a disability benefit of $660 under the CPP.
To determine the disability benefit that Krishna will receive under the CPP, we need to consider a few factors. First, let's calculate the disability benefit based on the provided information:
The flat-rate disability amount is $496.36 per month.
The maximum monthly disability benefit is $1362.30.
Krishna's entitlement to a CPP retirement benefit is $660 per month.
To calculate the disability benefit, we compare the retirement benefit to the flat-rate disability amount and the maximum monthly disability benefit:
The disability benefit will be the lesser of:
The retirement benefit ($660)The flat-rate disability amount ($496.36) plus the retirement benefit minus the flat-rate disability amount.Let's calculate the disability benefit based on the above formula:
Disability benefit = min(retirement benefit, flat-rate disability amount + retirement benefit - flat-rate disability amount)
= min($660, $496.36 + $660 - $496.36)
= min($660, $660)
= $660
Therefore, Krishna will receive a disability benefit of $660 under the CPP.
Option (a) 50, option (b) $865.94, option (c) $991.36, and option (d) $1156.36 are not correct based on the given information. The correct answer is that Krishna will receive a disability benefit of $660 under the CPP.
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Krishna is 56 years old; he has contributed to the CPP without interruption for over 30 years. While crossing the street, Krishna was struck by a bus and seriously injured. He is currently hospitalized and on life support and his doctors have informed Krishna's family that it is uncertain as to whether he will awaken from his coma. Assuming at the time of his accident, Krishna was entitled to a CPP retirement benefit of $660, the flat-rate disability amount is $496.36 per month and the maximum monthly disability benefit is $1362.30, how much of a disability benefit will Krishna receive under the CPP? a) $660 b) $865.94 C) $991.36 d) $1156.36
Bonds are essentially...
A. illegal except for those issued by public utility companies.
B. either common or preferred types of bonds.
C. designed to help prevent trusts.
D. loans to a corporation.
Answer:
Its D pretty sure
Explanation:
An endorser must be popular in order to be effective
While popularity can certainly enhance the effectiveness of an endorser, it is not the sole determining factor. The effectiveness of an endorser depends on various elements, including their relevance, credibility, and the target audience's perception of them.
1) Relevance:
The endorser should have a connection or relevance to the product, service, or cause they are endorsing. If the endorser is known for expertise or success in a particular field related to the product, their endorsement can carry more weight, regardless of their overall popularity.
2) Credibility:
The credibility of an endorser is crucial. Factors such as expertise, qualifications, achievements, and reputation play a significant role in establishing credibility. If an endorser is respected and trusted by the target audience, their endorsement can be highly influential, even if they are not universally popular.
3) Target Audience:
Understanding the target audience is essential. Different demographics and market segments have varying preferences and opinions about popular figures. It's crucial to select an endorser who resonates with the specific target audience, as their influence may be more impactful within that particular group.
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*
Every year,
large public corporations commit fraud.
3 out of 7
5 out of 7
O
1 out of 7
4 out of 7
high-income nations are home to what percentage of the earth's population?
High-income nations are home to approximately 15% of the earth's population.
High-income nations, which are characterized by high levels of economic development and income per capita, are home to a relatively small percentage of the world's population. According to the World Bank, as of 2021, there were 31 high-income countries, accounting for about 15% of the world's population.
This means that the majority of the world's population resides in middle-income and low-income countries, which face a range of economic, social, and environmental challenges. These challenges include poverty, inequality, inadequate access to healthcare and education, environmental degradation, and climate change impacts.
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name any TWO markets within the four-sector circular flow model
Answer:
Explanation:
The circular flow model shows the interaction between two groups of economic decision-makers―households and businesses―and two types of economic markets―the market for resources and the market for goods and services.
There are three clues labeled "daily double" on the game show Jeopardy. If three equally matched contenders play, what is the probability that: a. A single contestant finds all three "daily doubles"? b. The returning champion gets all three of the "daily doubles"? c. Each of the players selects precisely one of the "daily doubles"?
Answer:
a) 0.0358
b) 0.0395
c) 0.1506
Explanation:
Number of clues "daily doubles" = 3
Determine the probabilities
a) P(single contestant finds all three )
assuming event A= a returning champion gets the "daily double" in first trial
P(A) = 1/30 , P(~A) = 29/30
assuming event B = any player picks up "daily double" after the first move
P(B |~A ) = 1/3
hence : P ( B and ~A ) = 29/30 * 1/3 = 29/90
considering second round
P(player chooses both daily doubles ) = 1/3 * 1/3 = 1/9
∴ P(single contestant finds all three ) = 29/90 * 1/9 = 0.0358
B) P ( returning champion gets all three )
= (1/30 + 29/90 )* 1/9
= 32 / 810 = 0.0395
c) P ( each player selects only one )
P = 32/405 + 29/405
= 61 / 405 = 0.1506
Which of the following statements explains the difference between a lease and a loan?
a. At the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the
lease company.
b. At the end of a loan, the car still belongs to the lease company, but at the end of a lease the car
belongs to you.
C. A loan requires a large down payment at the beginning while a lease does not.
d. A lease requires a large down payment at the beginning while a loan does not
Answer:
A. At the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the
lease company.
Explanation:
The following statement which explains the difference between a lease and a loan, at the end of a loan the car belongs to you, but at the end of a lease, the car still belongs to the lease company. Thus, statement 'A' is the correct statement.
What is the difference between a lease and a loan?A lease is a long-term leasing arrangement for the use of a certain piece of equipment, whereas a loan is the borrowing of money. Loans and leases both offer advantages as a form of finance. The following are some crucial factors influencing your choice.
Loan: Typically, rates are variable and dependent on the prime rate or another index, like LIBOR. The monthly payout changes in line with changes in the index. This is advantageous when interest rates are down and harmful when they are rising. Banks won't fund machinery they don't understand or that they believe has little value as collateral.
Lease: Payments are typically fixed for the duration of the lease, barring any unusual terms. Budgeting and cash flow management are greatly facilitated by fixed payments. Because of our own financial capacity, we can finance most types of equipment.
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Eddie sells furniture and earns 12% commission. This week he sold a couch for $1234, a bedroom suite for $1789, and a chair for $563. (4 pts.)
Complete question :
Eddie sells furniture and earns 12% commission. This week he sold a couch for $1234, a bedroom suite for $1789, and a chair for $563. Calculate Eddie's commission.
Answer:
$717.20
Explanation:
Given that :
Percentage commission earned on sale = 12%
Cost of items sold this week:
Couch = $1234
Bedroom suite = $1789
Chair = $563
Total cost of items :
($1234 + $1789 + $563) = $3586
Commission of 20% on sales :
20% of $3586
0.2 * $3586
= $717.20
An increase in sales will increase net operating income by a multiple of that increase in sales. The multiple is known as the ______. Multiple choice question.
Increase in sales will increase net operating income by the degree of operating leverage.
What is Operating leverage?This can be defined as a measure of how revenue growth translates into growth in operating income.
In this scenario, increase in sales leads to a corresponding increase in income with the operating leverage measuring the extent to which it occurred.
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josiah's team missed a crucial deadline and lost a major client due to poor communication. as a result, his team is experiencing trust issues. josiah is looking for ways to improve trust across the team as a whole and has generated a few ideas. all of the following are likely to increase trust except: josiah creates a poster board with team goals, indicating the roles of each team member. josiah has individual check-ins with his team members to provide feedback. josiah plans to provide his team with more project training sessions to help improve their efficiency both as individuals and as a group. josiah limits meeting frequency in order to reduce the opportunity for conflict and dissent.
Josiah limiting meeting frequency in order to reduce the opportunity for conflict and dissent as this will hamper team spirit being formed.
What is Team Spirit?Team spirit is the sense of pride and commitment shared by team members, which motivates them to strive for excellence on their team. Being willing to go above and beyond the call of duty to assist coworkers is an illustration of high team spirit. This might be as easy as inviting a new hire to lunch on their first day so they have the chance to get to know someone at work, or it can be as complex as assisting a colleague with a significant project. The book Team Spirit is an engrossing and motivating read with real-life examples of leadership concepts and how one outstanding person uses them to build a fantastic team that wins the race.
Hence, Josiah limiting meeting frequency in order to reduce the opportunity for conflict and dissent as this will hamper team spirit being formed.
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what kind of technology refers as local technology or indigenous technology ?
Answer:
Local technology refers to the technology which are used in our locality from the ancient time and are made of locally available materials for the welfare of local people.
Answer:
Local technology refers to the technology which are used in our locality from the ancient time and are made of locally available materials for the welfare of local people.
Explanation:
________ models assist top-level managers in long-range planning, such as stating company objectives or planning plant locations. group of answer choices strategic corporate tactical operational
Strategic models assist top-level managers in long-range planning, such as stating company objectives or planning plant locations. Option A.
This is further explained below.
What is a Strategic model?Generally, The process by which an organization takes its strategy and prepares a plan to apply it in order to enhance operations and more effectively fulfill its objectives is known as a strategic planning model.
In conclusion, The most senior executives in a firm may benefit from using strategic models for long-term planning activities, such as articulating the company's goals or determining the placement of its facilities. Alternative 1.
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If there is an increase in budget deficits by 1% of GDP and the initial interest rate is 5%, the long-term interest rate will be between 5.5% and what
The long-term interest rate will be between 5.5% and 6.5%.
What is the upper bound of the long-term interest rate after the increase in budget deficits?When there is an increase in budget deficits by 1% of GDP and the initial interest rate is 5%, it can have implications for the long-term interest rate. The relationship between budget deficits and interest rates is complex and influenced by various factors. An increase in budget deficits indicates higher government borrowing, which can put upward pressure on interest rates.
In this scenario, the estimate is that the long-term interest rate will be between 5.5% and 6.5%. This range suggests that the long-term interest rate is expected to increase by at least 0.5% but not more than 1.5% as a result of the increase in budget deficits. The exact value within this range will depend on several factors, including market conditions, investor expectations, monetary policy decisions, and the overall economic environment.
It's important to note that the relationship between budget deficits and interest rates is not always linear or immediate. Other factors, such as central bank actions and market reactions, can also influence interest rate movements. Additionally, the impact on interest rates can vary across different countries and economic situations.
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What is a tax return?
Answer: C. A form sent to the IRS which reports your annual income and deductions
Answer:
dawg answered his own question
Explanation: