Maria is halfway to work before she realizes that she forgot to lock the back door. Because she has renter’s insurance, she decides it is not worth being late just to go home to lock the door. *
a. Caused by moral hazard
b. Not caused by moral hazard

Answers

Answer 1

Moral hazard is the name given to this economic idea. Example: You have not covered your home against future damage with insurance. It infers that a misfortune will be totally borne by you at the hour of a mishappening like fire or robbery.

How can moral hazard be fixed?

There are a few different strategies for reducing moral risks. The first is to provide incentives to the risk-taking party to encourage them to behave more responsibly. The second option is to enact laws that make immoral behavior a crime and discourage it.

What is the issue with moral hazard?

Moral hazard: human decision-making that results in carelessness and fraud that can result in losses. With health insurance, moral risk. -Insured individuals demand more expensive medical care when they become ill and take risks with their health that people without insurance would not.

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Related Questions

What Indigenous social movement organized land occupation and won titles for 350,000 people in Brazil

Answers

Answer:

the MST

Explanation:

a collection of zombie computers have been set up to collect personal information. which type of malware do the zombie computers represent?

Answers

The collection of zombie computers that collect personal information represents the Botnet Malware.

The botnet are a group of personal computers that have been made to be infected by a malicious program. After being infected, they are controlled as a group without the knowledge of the owner.

Botnets are used to steal data from computers, send spam messages also the person who is responsible for the attack would have access to the computer and every connections.

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How much did the Dutch colonists pay to the American Indians for the land? Is it fair

Answers

No it’s not fair because they had more time to take over the land

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The president has six distinct roles. Which of the following roles does NOT belong to the President of the
United States?
A head of state
В. commander in chief
С. leader of foreign policy
D. chief justice of the Supreme Court
Please select the best answer from the choices provided
ΟΑ
B
Ос
.
D

Answers

A is your answer to this question

juan defines himself by rebelling against his parents. he definitely knows who he is not. what type of identity does he currently have?

Answers

Juan defines himself by rebelling against his parents.  Juan currently has a negative identity.

Juan defines himself by what he is not. This type of identity is formed by the individual rejecting what they perceive to be labels or expectations that have been placed upon them by authority figures, such as parents.

In order to combat this, Juan is likely to form a new identity which he feels better aligns with his values and personality. He may become more politically active, or take up a new hobby or interest, as ways to differentiate himself from what he perceives to be parental expectations.

In order to properly form a positive identity, Juan should take the time to explore his interests and goals in life. He should take the opportunity to find out more about himself and his passions.

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all of the following statements are correct regarding the population growth in Texas except?A)Texas is now the nations second most populous stateB)Population of Texas has continued to increase at a relatively rapid rateC)Rapid population growth does not present challenges for policymakersD)The states population expanded the most rapidly between 1970 and 1980

Answers

Answer:

C.  Rapid population growth does not present challenges for policymakers

What do you think are the characteristics of the Philippines that considered a developing country?

Answers

Answer:

The Philippine economy has also made progress in delivering inclusive growth, evidenced by a decline in poverty rates and its Gini coefficient. Is the Philippines Considered a Developing Country? Yes, the World Bank classifies the Philippines as a developing economy. High infant mortality rate, limited access to health care, and a low GDP per capital. When they fall under a high rate of population growth, low per capita income, primary sector dependence, high unemployment rates, and dependency on exports of primary commodities. Rapidly growing economy.

Explanation:

What was Pope Gregory trying to do with the Catholic Church?

Answers

Answer:

He is known for instigating the first recorded large-scale mission from Rome, the Gregorian Mission, to convert the then-pagan Anglo-Saxons in England to Christianity. Gregory is also well known for his writings, which were more prolific than those of any of his predecessors as Pope.

Explanation:

in a given county, the population size is decreasing because there are fewer prereproductive-aged individuals in the population. which of the age structure diagrams best illustrates the population of this county?

Answers

The age structure diagram is attached below.

The size of a population is the total number of people in it. The likelihood of a species surviving or going extinct is influenced by population size. The risk of death is typically greatest for populations that are very small.Population size in population ecology and population genetics refers to the total number of individuals in a population. The fundamental source of phenomena like population bottlenecks and the founder effect is population size, which is directly related to genetic drift.A population pyramid, often called a "age structure diagram" or a "age-sex pyramid," is a visual representation of how people are distributed across age and gender categories in a given community. It often has the shape of a pyramid when the population is expanding.

Thus this is the meaning of population size.

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in a given county, the population size is decreasing because there are fewer prereproductive-aged individuals

Can society (community) be held accountable for my actions?

Answers

Answer:

A Yes.

Explanation:

Due to the fact that they influence you.So, They can be accountable for your actions.

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Also, Accountability enables you know those who love because they praise you when right and correct when wrong.

Answer:

Social accountability is citizen-led action to hold public officials and service providers to account for the use of public resources and services deliveredAccountability empowers you to be in control of your actions in your personal and business life.

Explanation:

When you make people accountable for their actions, you're effectively teaching them to value their work

Todd's Tiaras has seen a significant uptick in same-store sales and has been able to completely eliminate discounting. Respond here.

Answers

Todd’s Tiaras is seeing a significant uptick in same-store sales, and the company has eliminated discounting entirely. Same-store sales refer to a retail industry metric that measures sales growth in stores that have been open for more than one year. If sales of existing stores have risen, then a company's same-store sales are considered to have increased.

Eliminating discounting implies that the company has begun selling its products at their full price without any deductions. In the long term, this may be advantageous because it indicates that customers are ready to pay full price for Todd's Tiaras' products. The lack of discounting also indicates that Todd’s Tiaras is no longer required to lower its prices to compete, which is a promising sign for the company’s future.

Benefits of eliminating discounting include:

Increased brand reputation: Offering frequent discounts might devalue your brand. Consumers may begin to perceive it as a low-end brand rather than a high-quality one.

Improved margins:

When there are no discounts, the company is not giving up its margins, which helps the bottom line and boosts profits. Plus, when the organization's margins rise, it has more money to put back into its company. Reduced Customer Perceptions of Low .

Quality:

By eliminating discounts, the company can show that its products are worth their full price, which may enhance customer perceptions of its quality.

In summary, eliminating discounting can provide a range of benefits that may help the company in the long run, including improving margins and consumer perceptions of quality. However, the company must continue to provide high-quality goods and services to maintain a reputation for quality and justify its full-price offerings. Therefore, the company should focus on providing value and excellent customer service to its consumers.

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You should create a blog instead of a zine if:

o a. you want readers to keep your work.

o b. you want readers to comment on your work.

c. you want your work in a library or bookstore.

d. you want an intimate, limitechaudience.

Answers

Answer:

A

Explanation:

cuz like its the best way for folks to keep up and be on the hook.

Which theory contends that American society is divided along class lines? a. pluralism b. hyperpluralism c. balance of power d. elitism e. bureaucratism.

Answers

According to the pluralism theory, class boundaries divide American society.

Classical pluralism is the theory that many non-governmental organisations use their resources to influence politics and decision-making, but that these processes mostly take place inside the framework of the state. How influence and power are dispersed during a political process is the main issue in classical pluralism. Individuals work in teams to advance their interests. While contending groups constantly bargain for power, there are numerous and fluctuating lines of conflict. Even though there may be inequities, they are usually spread and evened out by the many ways that resources are divided throughout a population. As diverse groups have distinct interests and may act as "veto groups" to kill legislation, any change under this perspective will be gradual and incremental.

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The three-step analysis to determine cash provided or used by financing activities includes:______

Answers

The three-step analysis to determine cash provided or used by financing activities includes:

1. Identify changes in investing accounts.

2. Do explain the changes.

3. Do report the cash flow effects.

Why is financing activities important?

The details of financing activities are known to be vital for both investors as well as debt providers for the company. All  financial activity entails money.

Therefore, note that The three-step analysis to determine cash provided or used by financing activities includes:

1. Identify changes in investing accounts.

2. Do explain the changes.

3. Do report the cash flow effects.

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What is definition of functionalism sociology

Answers

Functionalism in social sciences is premised on the view that society is a complex but orderly and stable system where all aspects, such as institutions, roles, norms, etc., are interconnected and crucial for the long-term survival of society.

Nineteenth-century sociologists, who viewed society as an organism with a functional unity, popularised this method. The French sociologist Émile Durkheim theorized the necessity of examining the needs of the social organism to which social phenomena correspond. Others have understood "function" to indicate interrelationships of parts within a system, the adaptive aspect of a phenomenon, or its observable consequences.

In sociology, functionalism provided a method of analysis. For anthropology, it provided an alternative to theories such as evolutionary theory, trait-diffusion analysis, etc. The British anthropologist A.R. Radcliffe-Brown was one of the leading proponents of this school of research.

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what state can you find the most tree farms in the Gulf coast?
A. Arizona
B. Mississippi
C. North Carolina

Answers

In the state of North Carolina, you will find the most tree farms on the Gulf coast. Thus, option 'C' is the correct option.

How many tree farms are in NC?

In the mountains of North Carolina, there are up to 200 choose-and-cut tree farms that offer Fraser firs and occasionally other types of trees. You may visit these farms, pick your own tree, and cut it there to take it home. On farms and retail lots around the state, Fraser firs are also available pre-cut and for wholesale sales.

As part of the NC State Christmas Tree Genetics program, the work done by my predecessors employed genetics to guarantee that these features are present in all Christmas trees grown from seeds and that they are uniform across the state.

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Answer:

C. North Carolina

Explanation:

What is cultural capital?

Answers

Answer:

culture capital functions as a social relation within the economy of practices and includes the accumulated cultural knowledge that confirms social statuses and power

Describe empiricism as it applies to scientific investigation. Can you think of an example when appeals to experience would not lead to scientific knowledge?

Answers

According to Empiricism that was founded by John Locke; the only source of knowledge comes through our senses for e.g. sight, hearing etc.

In philosophy, empiricists hold the notion that all conceptions are derived from experience, that all concepts are related to or applicable to objects that can be experienced, or that all logically sound views or propositions can only be validated or known by experience.

In spite of the fact that it is an optical illusion caused by the presence of water in a desert, the mirage is an illustration of how appealing to experience rather than to facts will not advance science.

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Developing countries tend to focus more on the goal of economic growth than developed countries.
a. true
b. false

Answers

True. Developing countries tend to focus more on the goal of economic growth than developed countries.

What is developing country?

An independent nation that has a less developed industrial base and a lower Human Development Index (HDI) than other nations is considered to be a developing country. However, not everyone agrees with this definition. On which nations fall into this category, there is likewise no apparent consensus.

Low and middle-income country (LMIC) is a phrase that is frequently used interchangeably, but it only relates to the economies of the countries. The World Bank divides the world's economy into four categories based on gross national income per capita: high, upper-middle, lower-middle, and low income countries.

Subgroups of developing countries include least developed nations, landlocked developing nations, and small island developing states. On the other end of the range, nations are typically referred to as high-income or developed nations.

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match the vocabulary words with the definitions.immutability, reiterate, omnipresent, omniscient,omnipotent, baal1. the cosmic-nature god of the canaanites 2. not capable of change 3. the attribute or state of having unlimited power 4. the state or attribute of being present everywhere and at all times 5. the state or attribute of being all-knowing 6. to bring up again; to explain over or say over again

Answers

The correct match of the vocabulary words Baal: The cosmic-nature god of the Canaanites, Immutability: Not capable of change.

What is Omniscient?

The term "omniscient" describes the quality of having infinite or unrestricted knowledge, awareness, or understanding of everything.

It is frequently used to refer to a divine being or entity, such as God, who is thought to have infinite knowledge and understanding of everything that has ever existed and everything that will ever exist.

The phrase can also be used more broadly to refer to someone or something with exceptional knowledge or proficiency in a particular field, such as an omniscient historian or professor.

Omnipresent: The state or attribute of being present everywhere and at all times. Omniscient: The state or attribute of being all-knowing. Omnipotent: The attribute or state of having unlimited power. Reiterate: To bring up again; to explain over or say over again.

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Omnipotent---- The attribute or state of having unlimited power and  reiterate---- To bring up again; to explain over or say over again

3. immutability---  Not capable of change

4. omniscient----  The state or attribute of being all-knowing

5. Baal---- The cosmic-nature god of the Canaanites

6. omnipresent---  The state or attribute of being present everywhere and at all times

What distinguishes omniscient from omnipotent?

God's omnipotence indicates that he has complete command over both himself and his creation. Because he is the ultimate test of truth and falsity, omniscience ensures that his ideas are always correct. Since God's knowledge and power extend to every part of his creation, he is omnipresent, according to omnipresence.

Why does God have infinite power?

All-powerful means omnipotent. Monotheistic theologians believe that God is the ultimate power. God is free to act however he pleases. It indicates that he does not have physical limitations like a man does.

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Trying to see a hidden representational image in a piece of abstract art by looking carefully at each element in the picture and trying to form an image employs which kind of perceptual process?.

Answers

Answer:

choice blindness. subliminal stimulation

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What is one example of a cyberattack within the United States?

Answers

Solar winds attack is the great example of the cyberattack, hackers installed malicious system to hack the computer system.

What is a cyberattack? What are its effect?

Cyberattack is an attack that targets the cyberspace of the enterprise for stealing the integrity of the data.

The main purpose of the cyberattack is to disable or destroy the computer infrastructure to get the personal data of the company.

Unauthorized access to the data can harm the privacy at worst level.

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Answer: C,

“a shortage of gasoline after an energy..

Explanation: edge 2022

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why was advertisement important in the 1950s?

Answers

Answer:

This was because at this time consumer consumption reach a historical high level and also the TV's massive reach help with the advertising. Also because of the events happening at the time, the end of World War II signaled the end of a thrift-based consciousness that Americans had held since the Great Depression.

Explanation:

Which is not typical of humid subtropical climates?

large amounts of precipitation
mild winters
hot summers
large amounts of snowfall

Answers

Answer:

Large amounts of snowfall

Democratic President Buchanan and his Vice President, Kentuckian John C. Breckinridge, supported the extension of slavery into Kansas. Many Northern Democrats, led by Illinois Senator Stephen A. Douglas, opposed it. How did this issue affect the election of 1860?

Answers

The issue of slavery extension into Kansas was a major factor in the election of 1860. Democratic President Buchanan and his Vice President, Kentuckian John C. Breckinridge, were in favor of extending slavery into the territory. This stance led to a split in the Democratic Party, as many Northern Democrats, led by Illinois Senator Stephen A. Douglas, opposed it. This division allowed the Republican Party, which opposed the extension of slavery, to gain significant traction in the North.

The issue of slavery extension into Kansas was a major factor in the election of 1860. Democratic President Buchanan and his Vice President, Kentuckian John C. Breckinridge, were in favor of extending slavery into the territory. This stance led to a split in the Democratic Party, as many Northern Democrats, led by Illinois Senator Stephen A. Douglas, opposed it. This division allowed the Republican Party, which opposed the extension of slavery, to gain significant traction in the North. In the end, the split in the Democratic Party and the rise of the Republican Party led to the election of Republican candidate Abraham Lincoln as President, despite not winning a single Southern state. The election of 1860 ultimately set the stage for the secession of several Southern states and the outbreak of the Civil War.

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A research study concluded that self-employed individuals do not experience higher job satisfaction than individuals who are not self-employed. In this study, job satisfaction is measured using 18 items, each of which is rated using a Likert-type scale with 1–5 response options ranging from strong agreement to strong disagreement. A higher score on this scale indicates a higher degree of job satisfaction. The sum of the ratings for the 18 items, ranging from 18–90, is used as the measure of job satisfaction. Suppose that this approach was used to measure the job satisfaction for lawyers, physical therapists, cabinetmakers, and systems analysts. Suppose the results obtained for a sample of 10 individuals from each profession follow.
Lawyer Physical Therapist Cabinetmaker Systems Analyst
42 53 52 42
44 78 67 71
72 82 77 71
44 86 67 60
51 58 81 62
52 59 66 66
43 60 61 43
48 50 76 53
66 55 82 76
40 48 62 64
At the = 0.05 level of significance, test for any difference in the job satisfaction among the four professions.
State the null and alternative hypotheses.
a ) H0: At least two of the population means are equal.
Ha: At least two of the population means are different.
b) H0: L = PT = C = SA
Ha: L ≠ PT ≠ C ≠ SA
c) H0: Not all the population means are equal.
Ha: L = PT = C = SA
d) H0: L = PT = C = SA
Ha: Not all the population means are equal.
e) H0: L ≠ PT ≠ C ≠ SA
Ha: L = PT = C = SA
Find the value of the test statistic. (Round your answer to two decimal places.)
Find the p-value. (Round your answer to three decimal places.)
State your conclusion.
a) Reject H0. There is sufficient evidence to conclude that the mean job satisfaction rating is not the same for the four professions.
b) Reject H0. There is not sufficient evidence to conclude that the mean job satisfaction rating is not the same for the four professions.
c) Do not reject H0. There is not sufficient evidence to conclude that the mean job satisfaction rating is not the same for the four professions.
d) Do not reject H0. There is sufficient evidence to conclude that the mean job satisfaction rating is not the same for the four professions.

Answers

Null and alternative hypotheses:

c) H0: Not all the population means are equal.

Ha: L = PT = C = SA

Value of the test statistic: F = 1.824

p-value = 0.162

Conclusion: Do not reject H0. There is not sufficient evidence to conclude that the mean job satisfaction rating is not the same for the four professions.

The null hypothesis (H0) assumes that the population means for all four professions are equal, while the alternative hypothesis (Ha) suggests that they are not. By conducting an ANOVA test and calculating the F statistic, we compare the variation between the groups to the variation within the groups. In this case, the test statistic (F = 1.824) does not provide strong evidence to reject the null hypothesis. Additionally, the p-value of 0.162 is greater than the significance level of 0.05, further supporting the conclusion that there is no significant difference in job satisfaction among the four professions.

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what are the four Mesopotamian Empires in chronological order

Answers

↳- Answer -༉‧₊˚✧

I believe this is the order (please correct me if I'm wrong)

꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦

1. Akkadian Empire

2. the Babylonian Empire

3. the Assyrian Empire

4. Neo-Babylonian Empire

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I hope this helped you in someway!! (꒪˙꒳˙꒪ )

- Cherry ❁ཻུ۪۪♡

꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦꒷꒷꒦꒦꒷꒦

I don't know what to do help

I don't know what to do help

Answers

Answer:

i think you have to write a journal or a essay about The Holocaust. Look at the 4th thing. Its supposed to be in 1st person because its about yourself.

Explanation:

here is some info about the holocaust:

"The Holocaust, also known as the Shoah, was the World War II genocide of the European Jews. Between 1941 and 1945, across German-occupied Europe, Nazi Germany and its collaborators systematically murdered some six million Jews, around two-thirds of Europe's Jewish population."

"Start date: 1941. End date: May 8, 1945"

You could talk about you escaping from a Jewish ghetto then getting caught and getting sent to the Auschwitz concentration camp (located in Oświęcim, Poland). You may want to describe the one-way trains to the camp. (It is nicknamed "one-way" because you were being sent to the camp to die there. You did not know that it was a one-way train because they promised bread and honey on the trains, but in reality it was a train that was severely overcrowded and the Jewish were herded onto the trains like cattle (for the Germans thought of the Jewish like less than human, like animals). You could describe the scenery there (search up a picture of the Auschwitz concentration camp and you can describe it).

What is the use of ethics in your relationship with others in the new coexistence?

Answers

Having good ethical values make you a better person and can make you more likes by people around you and who you coexist with

Which political party did former US President Theodore Roosevelt establish?

Which political party did former US President Theodore Roosevelt establish?

Answers

The Progressive Party (often referred to as the "Bull Moose Party") was a third party in the United States formed in 1912 by former president Theodore Roosevelt after he lost the presidential nomination of the Republican Party to his former protégé and conservative rival, incumbent president William Howard Taft.

Answer:

progressive party

Explanation:

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