Lunar coast Incorporated issued BBB bonds two years ago that provided a yield to maturity of 12. 5 percent. Long-term risk-free government bonds were yielding 8. 5 percent at that time. The current risk premium on BBB bonds versus government bonds is half of what it was two years ago. If the risk free long-term government bonds are currently yielding 7. 8 percent, then at what rate should Lunar coast expect to issue new bonds?

The costing study of bank operation goes thus:

Distribution of Resource Amount Percentage Amount

Teller wages $160,000 x 5% = $8,000

Asst. branch manager salary $75,000 x 15% = $11,250

Branch manager salary $80,000 x 5% = $4,000

Total $23,250

Activity rate of opening accounts = Total cost of opening accounts / new accounts opened

Activity rate = $23,250 / 500 = $46.50 per new account

Distribution of Resource Amount Percentage Amount

Teller wages $160,000 x 65% = $104,000

Asst. branch manager salary $75,000 x 5% = $3,750

Branch manager salary $80,000 x 0% = $0

Total $107,750

Activity rate of opening accounts = Total cost of processing deposits and withdrawals / deposits and withdrawals processed

Activity rate = $107,750 / 100,000 = $1.08 per deposit and withdrawal processed

Distribution of Resource Amount Percentage Amount

Teller wages $160,000 x 20% = $32,000

Asst. branch manager salary $75,000 x 30% = $22,500

Branch manager salary $80,000 x 10% = $8,000

Total $62,500

Activity rate of opening accounts = Total cost of processing other customer transactions / other customer transactions processed

Activity rate = $62,500 / 5,000 = $12.50 per other customer transactions processed

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A monopoly firm expands its output and lowers its price. The firm finds that its total revenue falls. Hence, the firm is producing in the inelastic range of its demand curve.

The demand curve is a graphical depiction of the connection between the cost of a commodity or service and the amount demanded over a specific time period. A common representation will have the price on the left-hand vertical axis and the amount needed on the right-hand horizontal axis.

The law of demand curve states that, when all other factors are equal, the quantity demanded for a given good will decrease as its price rises as shown by the demand curve moving from left to right.

Keep in mind that this formulation suggests that quantity is the demand curve variable and price the independent variable. The independent variable often appears on the horizontal axis, or x-axis, although economics is an exception.

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MA-2 method has a lower MAD, MSE, and MAPE, indicating higher accuracy compared to the ES(0.2) method.

To calculate the forecasts using the 2-period moving averages (MA-2) method, you take the average of the current and previous periods.
For period 3, the forecast is (100 + 250) / 2 = 175.
For period 4, the forecast is (250 + 180) / 2 = 215.
For period 5, the forecast is (180 + 190) / 2 = 185.
For period 6, the forecast is (190 + 225) / 2 = 207.5.
For period 7, the forecast is (225 + 285) / 2 = 255.
For period 8, the forecast is (285 + 305) / 2 = 295.
For period 9, the forecast is (305 + 190) / 2 = 247.5.
To calculate the forecasts using exponential smoothing with α=0.2 (ES(0.2)), you start with the forecast for period 2, which is given as 100. Then, for each subsequent period, you use the formula:
Forecast for period t = α * Actual demand for period t + (1 - α) * Forecast for period t-1.
For period 3, the forecast is 0.2 * 250 + 0.8 * 100 = 130.
For period 4, the forecast is 0.2 * 180 + 0.8 * 130 = 148.
For period 5, the forecast is 0.2 * 190 + 0.8 * 148 = 157.6.
For period 6, the forecast is 0.2 * 225 + 0.8 * 157.6 = 178.5.
For period 7, the forecast is 0.2 * 285 + 0.8 * 178.5 = 205.3.
For period 8, the forecast is 0.2 * 305 + 0.8 * 205.3 = 231.8.
For period 9, the forecast is 0.2 * 190 + 0.8 * 231.8 = 216.5.
To compare the accuracy of the two methods, we need to calculate the Mean Absolute Deviation (MAD), Mean Squared Error (MSE), and Mean Absolute Percentage Error (MAPE) for the forecasts from period 3 to 8.
MAD = (|Actual demand - Forecast|) / Number of periods
MSE = ((Actual demand - Forecast)^2) / Number of periods
MAPE = (|Actual demand - Forecast| / Actual demand) * 100
Here are the calculations:
For MA-2:
MAD = (|180 - 175| + |190 - 215| + |225 - 185| + |285 - 207.5|) / 4

= 65.875
MSE = ((180 - 175)² + (190 - 215)² + (225 - 185)² + (285 - 207.5)²) / 4

= 5568.75
MAPE = ((|180 - 175| / 180) + (|190 - 215| / 190) + (|225 - 185| / 225) + (|285 - 207.5| / 285)) / 4 * 100

= 12.963%
For ES(0.2):
MAD = (|180 - 130| + |190 - 148| + |225 - 157.6| + |285 - 178.5|) / 4 = 68.95
MSE = ((180 - 130)² + (190 - 148)² + (225 - 157.6)² + (285 - 178.5)²) / 4

= 7447.875
MAPE = ((|180 - 130| / 180) + (|190 - 148| / 190) + (|225 - 157.6| / 225) + (|285 - 178.5| / 285)) / 4 * 100

= 15.134%

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Answer:

true

Explanation:

Answer:

Under such economies, all economic problems are solved with the help of free price mechanism and controlled price mechanism (economic planning). Free price mechanism operates within the private sector; hence, prices are allowed to change as per demand and supply of goods

An interorganizational information system is enables by relation between organizations to lowers costs and reduces manual effort among employees.

This system refers to any form of shared information system among a group of companies..

In conclusion, this system allows an interchange of electronic data that allows fast computer-to-computer transfer of information.

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Answer:

I don't know

Explanation:

:( Working on I'll update this soon

Answer and Explanation:

a. The crabs are a Common Good. They means can run out of supply if their use gets too much by society. Therefore, the decline of the Alaska king crab fishery can be explained by stating that the plenty types of boats such as those from California and Japan, has caused people to overfish, excessive fishing has brought about a decline in the supply of crabs.

b. There are 2 ways to avoid this

1. fishing permits have to be sold to the fishermen coming to fish for the crabs. Then the persons with the highest willingness to pay will come and buy the permits to fish.

2. Issuing just a particular amount of permits this would cause the fishermen to trade these permits. These open-market strategies have proved to be effective in organizing economic activity and are good stimulators in an economy.

c. They have been successful because regulations have been placed on fishing by the government. Also, if there are restrictions on other countries using up their spots and Canadians are the only ones fishing salmon, then there will be reduction in the decay rate of the population of the salmon, the salmon can easily repopulate, then Canadians would be able to come back the next year to fish again..

When a business sells products or services to customers on credit, the payments made by customers are recorded in the accounts receivable control account. This account serves as the central ledger for all the transactions related to accounts receivable, and it is updated periodically to reflect the changes in the amount owed by customers.

However, in addition to posting the total receipts to the accounts receivable control account, each individual customer receipt must also be posted to the customer's account in the subsidiary ledger. This is necessary to maintain accurate records of each customer's account balance and to ensure that the customer's payments are applied correctly. If the individual receipts are not posted to the customer's account, it may result in inaccurate customer statements and may cause disputes between the business and its customers.

Posting each individual customer receipt to the subsidiary ledger can be a time-consuming task, especially for businesses with a large customer base. However, it is essential for maintaining accurate records and ensuring that the accounts receivable control account is reconciled correctly. Businesses can use accounting software to automate the posting of individual receipts, which can save time and reduce the risk of errors.

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Economics is concerned with how people respond to incentives, unconcerned with value judgments and deals with assumptions and therefore is unrealistic.

Economics is not a natural science, as it is a social science that deals with the production, consumption, and distribution of goods and services. One of the fundamental principles of economics is that people respond to incentives, which means that economic decisions are often motivated by self-interest.

Economics does involve value judgments, as it is concerned with what people value and how they allocate resources to achieve their goals. However, economists strive to remain value-neutral when making policy recommendations or analyzing economic issues objectively.

Finally, economics relies on assumptions and models to simplify complex economic phenomena, which can sometimes lead to unrealistic or oversimplified representations of real-world economic systems.

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Answer:

Final Assignment B  

Market Research-

What will make my market research a more successful plan is the research I've found and done for it. Demographic, Psychographic Geographic, and Behavioral are the three key segments in my market plan. This will aid in the differentiation of gender, age, and lifestyle in my market plan. The Demographic market segment of my market plan is what I'm mostly targeting.

Demographic segmentation separates the market into smaller groups based on criteria like age, gender, and income. Instead of reaching out to the entire market, I'll use this strategy to concentrate resources on a certain segment of my market.

Product Description-  

When people learn about my low prices on the thing I'm offering, they'll be hooked. Everyone deserves luxuries, not some rubbish that turns your neck green after a few rinses, with the most magnificent jewelry and clothing.

People will require this since everyone has an important meeting or a special family gathering, and no one has the same level of luxury as a really wealthy individual. The things aren't visibly made of the same material as Gucci or other more costly locations, but that's part of what makes them so appealing: you get what a millionaire has for a fraction of the cost. People will be ecstatic because they can now buy something they couldn't before, allowing them to make their looks look drastically different and giving them the confidence to go out when others don't.

Competition Analysis-  

Shien, a large clothing company, sells shirts for as little as $12, and every product they sell is quite low. The difference between their company and mine is that mine will sell things at that price, but they will appear to cost more, and everything will be made creatively and not sell fakes.

All of the materials used in the apparel will have a luxurious feel to them and will not appear to be cheap. Every piece of clothing sold will be available in every size, allowing everyone to experience good apparel rather than having to choose between different sizes, causing people to miss out on something truly unique and to their taste.

Brand Image Goals-  

I want my customers to think of my business as a destination. They don't have much money or are saving for something special, but they have been asked to something once in a lifetime, which is where my company comes in. They won't go to any other store since it's so amazing.

The atmosphere in the store will be so pleasant and inviting that customers will wan

Answer:

what about the budget?

Explanation:

The market value or trading price of a share of stock in a publicly traded corporation is known as the stock price. It displays the price investors are willing to pay to buy stock in the business.

To calculate the stock price of Favorita Candy, we need to use the formula:

Stock Price = P/E Ratio x Earnings Per Share

Given that the expected earnings per share for the company is $2.40 and the P/E ratio is 18, we can substitute these values into the formula:

Stock Price = 18 x $2.40
Stock Price = $43.20

Therefore, the stock price for Favorita Candy is $43.20 per share. This means that investors are willing to pay $43.20 for every dollar of earnings the company generates. It's worth noting that the P/E ratio can vary depending on the market's perception of the company's future growth prospects and overall risk. Additionally, it's important to keep in mind that this is just one metric used to value a stock and should not be relied upon solely when making investment decisions.

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Answer: See explanation

Explanation:

The things to consider while conducting a business include:

a. Business idea: The main thing to consider when conducting a business is to have a business idea. One has to come up with an idea there unique and would make he or she standout from others. The business idea should be able to solve the challenges that people face with regards to a certain issue.

b. Location: Another factor is location. When conducting a business, it is important to set it up in a location that can be easily accessible for the people. Also, a location close to the market and nearer to the raw materials used for the production process should be chosen.

c. Finance: Without the required funds, no business can be set up. Therefore, it's important for one to have the funds ready to start the business. This can be from personal savings, loans etc.

d. Competition: It is vital for one to know his or her competitors and how ones business can stand out from others.

When using the FIFO (first-in, first-out) method to assign costs to ending inventory in a perpetual inventory system. The costs assigned to the ending inventory will be based on the assumption. The items that were purchased or produced first are also the ones that were sold first. This means that the cost of the most recently acquired items will not be included in the ending inventory calculation.

To calculate the costs assigned to ending inventory under the FIFO method, you would start with the oldest inventory items (those that were purchased or produced first) and assign their costs to the ending inventory until you have accounted for all the inventory on hand. The costs assigned would be based on the purchase or production costs of those items at the time they were acquired.
For example, let's say a company had the following inventory transactions during the year:
- Beginning inventory: 100 units at $10 each
- Purchase 1: 200 units at $12 each
- Purchase 2: 300 units at $15 each
- Sales: 400 units at various prices
Using the FIFO method, we would assume that the first 100 units sold were the ones from the beginning inventory, followed by 200 units from Purchase 1, and then 100 units from Purchase 2. This means that the costs assigned to ending inventory would be based on the remaining 200 units from Purchase 2, which cost $15 each. Therefore, the costs assigned to ending inventory would be $3,000 (200 units x $15 each).
In summary, when using the FIFO method to assign costs to ending inventory in a perpetual inventory system, the costs assigned will be based on the assumption that the oldest inventory items are sold first. The costs assigned will be the purchase or production costs of those items at the time they were acquired.

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Answer:

a. make a list of you job preferences and skills.

According to the Learning Area, one possible solution to uncertainty in R&D markets is the ability to spread investment across multiple projects, option A). This strategy helps to mitigate risk by diversifying investments and reducing the impact of any one project failing or experiencing unexpected setbacks.

According to the Learning Area, one possible solution to uncertainty in R&D markets is the ability to spread investment across multiple projects. This strategy helps to mitigate risk by diversifying investments and reducing the impact of any one project failing or experiencing unexpected setbacks. By spreading investment across multiple projects, companies can create a portfolio of projects with varying levels of risk and potential reward. Another potential solution is to use forward markets to reduce uncertainty. Forward markets allow companies to lock in prices for raw materials, products, or services that they will need in the future. By locking in prices, companies can reduce the uncertainty associated with future costs, making it easier to budget and plan for the future. Focusing on more basic research is another possible solution. Basic research aims to discover new knowledge about a particular field or phenomenon, without a specific commercial application in mind. While this approach may not directly lead to a new product or service, it can provide a foundation for future research and development activities. Overall, there is no one-size-fits-all solution to uncertainty in R&D markets. Therefore option A) is correct.

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When a bond is issued for more than its face value, the market rate of interest is less than the interest rate stated on the bond.

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The business lifecycle can be defined as the phases that a business goes through since its conception. It is important that when opening your own business, you understand the phases of the business life cycle to better understand the business and develop strategies to help the business succeed.

1. Birth:

It is the stage where the business is created. In this phase, the company's facilities must be organized, strategic planning, hiring employees, buying stocks and publicizing the inauguration.

2. Youth:

At this stage, the business is becoming known in the market and is starting to generate positive financial results. It is a phase where the focus must be on customer loyalty and on the balance between expenses and income.

3. Middle age:

It is the phase where the business already has a clientele and has already conquered its market share, in this phase the quest is to ensure greater positioning and market leadership.

4. Maturity:

The company has already conquered a loyal clientele and supports itself, in this phase that can last for decades, the business is already consolidated and positioned. The focus therefore must be on maintaining market leadership and differentiation from competitors.

Therefore, the business lifecycle will help the entrepreneur to better manage and control market situations that directly impact the business.

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Look at all the options and see which one would NOT be a positive change. In order to get a loan, you want as little debt as possible, which rules out option A because getting rid of debt is good. You also want a high paying job, which rules out option C. Finally, your credit score is very important in getting a loan. You want the best credit score possible, which rules out option D. This leaves option B. This would be the answer because, as I said before, you want as little debt as possible, so increasing your monthly debt would not be helpful at all in getting a loan.

Answer:

B

Explanation:

Take out some more credit cards to increase his monthly debt.

The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.

A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.

Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.

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Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle

2. a payday loan

3. an unsecured installment loan

4. It decreases your monthly expenses, giving you more money to spend on other things.

5. Determine or estimate the current value of everything you own.

6. Their ability to repay a loan

7. your prior record of paying your bills and paying off your debts

8. your age and gender

9. You can request one online or over the phone.

10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.

11. -the lender that provided the incorrect information

-the credit bureau that prepared the report

12. right away

13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.

14. The longer the term, the more you will pay in interest.

15. It will cost you less money overall.

16. A store credit card generally comes with a higher interest rate.

17. You will save money if you pay the balance off quickly.

18. -Clarifying the confusing language found on credit card applications.

-Forcing lending companies to disclose interest rates and hidden fees.

19. It banned credit card companies from raising interest rates after missed payments.

20. -a fixed annual charge for the use of a credit card

-a charge if the minimum payment is not paid by the due date

21. paying off the balance before interest can accrue

22. $30

23. Determine which card has the higher interest rate and pay the extra money to that card first.

Explanation: All these answers are correct!

Answer:

10.00 , .85 , 8.5

Explanation:

Answer:

This is a receipt for a purchase made at a restaurant in Sacramento, California.

The total cost of the food and drinks before taxes was

✔ $10.00

.

The buyer paid

✔ $0.85

in sales tax.

Based on the receipt, Sacramento has a sales tax rate of

✔ 8.5%

.

At an interest rate of 7% per year, present worth of full-sized pipeline is $22,105,000 Therefore, the small-sized pipeline is the most economical pipeline.

Given data: The full-sized pipeline cost, CF = $95,000,000The smaller pipeline cost, C_A = $65,000,000The enlarged smaller pipeline cost,

C_B = $85,000,000

Annual pumping cost difference,

P = $25,000

The interest rate, i = 7% The question requires us to find out which alternative is more economical i.e we have to find out the present worth of both alternatives and compare them.

Full-sized pipeline present worth calculation:We are given the present worth of the full-sized pipeline as $1 million. To find out the cost of the pipeline in present day terms, we will have to find out the equivalent value of $1 million at 7% interest rate over a period of 50 years.

Using the present worth formula:

P = F / (1 + i)ⁿWhere, P is the present worth, F is the future worth, i is the interest rate, and n is the number of years.

So, we have:

P = $1,000,000 = F / (1 + 0.07)⁵⁰Now, solving for F

F = $1,000,000 × (1 + 0.07)⁵⁰= $1,000,000 × 22.105

= $22,105,000So,

the cost of the full-sized pipeline at present day value is $22,105,000.

Small-sized pipeline present worth calculation:For the small-sized pipeline, we have to calculate the present worth of both initial cost and the enlarged cost in two parts.

A. Initial cost present worth:First, we will calculate the present worth of the initial cost which is $65 million.P = F / (1 + i)ⁿP = $65,000,000 / (1 + 0.07)⁵⁰= $65,000,000 / 22.105= $2,945,900B. Enlarged cost present worth:Next, we will calculate the present worth of the enlarged cost which is $85 million after 16 years. Using the present worth formula: P = F / (1 + i)ⁿP = F / (1 + i)¹⁶Here,

F is the future worth after 16 years and n is the remaining life of the pipeline which is 34 years. F can be calculated using the future worth formula:

F = P × (1 + i)ⁿF = $85,000,000 × (1 + 0.07)¹⁶

= $85,000,000 × 4.868

= $414,380,000

Now, we can calculate the present worth using

P = F / (1 + i)ⁿP = $414,380,000 / (1 + 0.07)³⁴P

= $414,380,000 / 8.597P = $48,179,900

Therefore, the present worth of the smaller pipeline is:P = $2,945,900 + $48,179,900= $51,125,8003. Comparing the present worth of both pipelines: The present worth of the full-sized pipeline is $22,105,000 while the present worth of the small-sized pipeline is $51,125,800.

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The method for calculating credit card balances that is best for the customer who made a large purchase in the current month but has not made any payments yet is this: A. Previous balance method.

The previous balance method is a way of calculating the credit card balance of customers who made a large purchase in the current month but have not made any payments yet.

This type of method helps the salesperson to know what is currently available and what is expected when the customer pays up.

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Answer:

I would replace it with cannabis, everyone is happier when there is green :)

Explanation:

Answer:

I would replace it with oil because oil is a rare resource

Explanation:

The pricing strategy of Curled Metal Inc. was critical to senior management as it directly impacted profitability, competitiveness, and market positioning.

The pricing strategy of a company plays a vital role in determining its financial performance and market success. For senior management at Curled Metal Inc., the pricing strategy was crucial because it influenced the company's ability to generate revenue and achieve profitability. By setting the right prices for their products, senior management could ensure that the company remained competitive in the market and maintained healthy profit margins. The pricing strategy also had implications for market positioning, as it determined how Curled Metal Inc. was perceived by customers in terms of value and affordability. Therefore, senior management needed to carefully assess and adjust the pricing strategy to maximize profitability and maintain a competitive edge in the industry.

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Answer:

D. kairos.

Explanation:

Telling customers that they only have until midnight to get sale prices is an appeal to kairos.

Answer:

It's d

Explanation:

the indicated grm (the Gross Rent Multiplier) is  4.51 GRM.

the formula for Gross Rent Multiplier;

Gross Rent Multiplier = Market Value / Annual Gross Income

And the annual Annual Gross Income = gross rent x units x 12 months

                                         =$900 x 2 units x 12 months

                                           = $21,600 in gross annual revenue

Then

Gross Rent Multiplier = $97,500/$21,600 = 4.51 GRM

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The term for a major happening that attracts widespread media attention to an issue is (b). focusing event.

A focusing event refers to a significant occurrence that captures the attention of the media and the public, often due to its crisis or disaster proportions. It serves as a catalyst for drawing attention to a specific issue or problem, prompting discussions, debates, and actions. Focusing events have the power to shape public opinion, influence policy decisions, and mobilize efforts for change.

When a major happening occurs, such as a natural disaster, political scandal, or public health crisis, it becomes a focal point of media coverage and public discourse. The intense media attention surrounding the event brings the issue to the forefront of public consciousness, raising awareness and generating widespread interest. Hence, the term for a major happening that attracts widespread media attention to an issue is a focusing event (b), as it serves to focus public and media attention on a specific issue or problem.

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