In bad economic times, commercial banks are allowed to hold all of the above for more profits. When the economy is experiencing a recession, commercial banks are allowed to hold a combination of common stocks, junk bonds with a very high yield, and speculative real estate to increase profits.
Commercial banks may hold common stocks to gain control of a particular company and receive a share of the dividends if the stock value increases. The junk bond is a type of high-risk bond that is issued by a company with a low credit rating. This bond type is attractive to banks because of the high returns associated with it.
Speculative real estate is another investment opportunity that commercial banks take during hard times. It involves investing in properties that are anticipated to appreciate in value over time. In conclusion, when the economy is going through a rough patch, commercial banks can hold a combination of common stocks, junk bonds with a very high yield, and speculative real estate for more profits.
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What can a boosted post help an advertiser achieve?
A boosted post helps an adviser to connect with the audience and gain trust.
Boosted post is a kind of post that is used on social media platforms in order to enhance the page of the platform and to attract audience to the page. Boosted post can help better communication with the audience along with the increase in a greater number of messages, calls and texts. Boosted posts help for better advertisements of the product. For example, A Chocolate brand may use Boosted posts to gain audience as well as consumers. Boosted posts helps an adviser to be discovered among people, to establish a benchmark in the market and to gain more and more customers. It's a kind of marketing strategy used for publicity purpose.
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the paper currency in the united states has value because
Paper currency in the United States has value because it is backed by the trust and confidence of the people who use it as a medium of exchange. Additionally, it is supported by the government's legal tender laws, which require businesses and individuals to accept it as payment for debts.
The value of paper currency in the United States is based on the trust and confidence placed in it by the public. People believe that the currency holds value and can be exchanged for goods and services because it is widely accepted as a medium of exchange. Moreover, the government's legal tender laws reinforce this belief by mandating that businesses and individuals accept the currency as payment for debts, further solidifying its value in transactions.
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To be binding, a price ceiling must be set at a price:
- lower than the equilibrium price.
- higher than the equilibrium price.
- the same as the equilibrium price.
- any price ceiling is binding.
To be binding, a price ceiling must be set at a price lower than the equilibrium price.
To be binding, a price ceiling must be set at a price lower than the equilibrium price. In an economic market, the equilibrium price is the point where the quantity demanded by consumers matches the quantity supplied by producers.
It is determined by the intersection of the demand and supply curves. At this price, the market is in equilibrium, and there is no shortage or surplus.
A price ceiling is a government-imposed maximum price that can be charged for a good or service. If the price ceiling is set above the equilibrium price, it will not have any impact since the market price is already lower.
However, if the price ceiling is set below the equilibrium price, it becomes binding and creates a shortage. The price ceiling restricts suppliers from charging the market-clearing price, leading to excess demand and a shortage of the product.
Therefore, for a price ceiling to be effective and create a tangible impact on the market, it must be set lower than the equilibrium price.
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ong answer: right here right now, inc. sells streaming media subscriptionsthe company has grown alot recently and has noticed that it has been getting a larger number of complaints about customer service right here right now arranged for its customer service employees to recieve training on best practices and telephone customer service they have hired you to thoroughly evaluate the training you to arrange a meeting to go over your plans with customer service manager below create a brief meeting agenda including objectives discussion topics each with a estimated amount of time alotted to it and propose next steps your discussion topics should include brief descripters of the areas you plan to evaluate and soon those evaluations should take place include all four levels of evaluation discussed
Answer:
well i first would welcome everyone and thank you for coming
1. Training what is going well and what needs to change
2.Meeting ask anyone what they think that might help
3.Due times if any work that you assigned tell them if there is a due date
4.Plans to evaluate when the next meeting should be held
Explanation:
Anyone have an idea how to create a NPV Spreadsheet which intakes a 6% discount factor.
My actual question is very similar to this, If someone could give me a step by step breakdown it would be much appreciated
The way to calculate an NPV Spreadsheet using the NPV Function are:
=NPV(discount rate, series of cash flow)Step 1: Set a discount rate in a cell.Step 2: Establish a series of cash flows (must be in consecutive cells).Step 3: Type “=NPV(“ and select the discount rate “,” then select the cash flow cells and “)”.What is an NPV Function?This refers to the excel function that is used to calculate the net present value and the discount rates for cash flows.
Hence, we can see that given that you have the discount factor, the annual operating costs, and annual benefits, you would then need to add the present value of all +ve cash flows and subtract the present value of all -ve cash flows.
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What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUList 6 major items a guest looks at on a visit.
Answer: 1. Clean and hygienic washroom
2. tasty and hygienic food to eat
3. unique items that shows the culture of a place
4. how the things are arranged in a place
5. a peaceful room to rest
6. cleanliness in a place
Explanation:
Bought a motor van by cheque would result in
A. Increase in motor van and decrease in bank
B. Decrease in motor van and increase in bank
C. Increase in motor van and increase in capital
D. Increase in motor van and decrease in capital
Answer:
The answer is B.
Hope this helps!
Answer:
B one is correct
Explanation:
mark me brainlist
should there be laws to restrict the value of houses people buy and the amount of leverage used to buy the house? what is the problem with having such laws in a free market?
There should be regulations that limit the value of houses that individuals may buy and the amount of leverage they use to acquire the property because if the value of the house is too high, no one can afford it unless they leverage themselves and go bankrupt.
Regulation in the social, political, psychological, and economic domains can take many forms, including legal restrictions imposed by a government authority, contractual obligations, self-regulation in psychology, social regulation, co-regulation, third-party regulation, certification, accreditation, or market regulation. State-mandated regulation is government interference in the private market to implement policies and generate outcomes that would not otherwise occur, ranging from consumer protection to speedier growth or technical innovation. The regulations may prescribe or prohibit behavior ("command-and-control" regulation), calibrate rewards ("incentive" regulation), or alter preferences ("preferences shaping" regulation). The ability to regulate should include the ability to enforce regulatory decisions. Monitoring is a significant technique utilized by national regulatory authorities in carrying out regulated operations.
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If inputs decrease by 6% and outputs decrease by 20%, what is the percentage change in productivity?Hint: assume old inputs and old outputs to be 1.-14.89% 333.33% -14.00% 30.00% 17.5%
If inputs decrease by 6% and outputs decrease by 20% the percentage change in productivity is a 333.33% increase, option 2 is correct.
The percentage change in productivity can be calculated using the following formula:
Percentage Change in Productivity = [(New Output - Old Output) ÷ Old Output] ÷ [(New Input - Old Input) ÷ Old Input] × 100%
Using the given inputs and outputs, we can calculate the percentage change in productivity as follows:
New Input = Old Input - 6% of Old Input = 0.94 × Old Input
New Output = Old Output - 20% of Old Output = 0.8 × Old Output
Percentage Change in Productivity = [(0.8 × Old Output - Old Output) ÷ Old Output] ÷ [(0.94 × Old Input - Old Input) ÷ Old Input] × 100%
= [(0.2) ÷ (0.06)] x 100%
= 333.33%
Thus, option 2 is correct.
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The complete question is:
If inputs decrease by 6% and outputs decrease by 20%, what is the percentage change in productivity? Hint: assume old inputs and old outputs to be
1.-14.89%
2. 333.33%
3. -14.00%
4. 30.00%
5. 17.5%
1. The economic system that is most indicative of Capitalism is known as a: 1 point
a. Command Economy
b. Free Market
c. Mixed Economy
d. Fascism
Answer:
b
Explanation:
can be in form of a written summary of the findings of a required investigation or a particular problem
A) presentation
B) itinenaries
C) reports
D) notices
Samantha is working through the Client Needs Assessment process. Which 4 areas should she focus on to gather information for her client?(Select all that apply) Who is the client Why did the client start their business What services does the client need How will the client work be completed Which team member will do the work When does the client need their work completed
Samantha, while working through the Client Needs Assessment process, should focus on four key areas to gather vital information for her client. These areas include:
1. Identifying the client: It's essential for Samantha to know who her client is, including their background and any relevant details about their company or industry. This helps establish a strong foundation for understanding the client's needs and offering tailored solutions.
2. Understanding the client's motivation: Determining why the client started their business provides valuable insight into their goals and vision. This information will enable Samantha to align her services with the client's objectives, ensuring their expectations are met.
3. Assessing client's service requirements: Samantha must evaluate what services the client needs to support their business effectively. This could include areas such as marketing, technology, or human resources. By identifying these needs, Samantha can tailor her approach and offer relevant solutions.
4. Establishing timelines and work completion: It's crucial for Samantha to know when the client needs their work completed and how the work will be carried out. This information will help her allocate resources, coordinate with team members, and set realistic deadlines for project completion.
By focusing on these four areas, Samantha will gather crucial information that will help her meet her client's needs and build a strong working relationship.
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For international businesses to achieve vertical differentiation, _____. a. foreign and domestic operations should be grouped in such a way that the company effectively serves the needs of all customers b. top level managers must emphasize flexibility and openness in organizational structure c. a hierarchy of authority must be created that clarifies the responsibilities of both domestic and foreign managers d. the global structure must allow decisions to be made in the most appropriate area of the organization
Answer:
a hierarchy of authority must be created that clarifies the responsibilities of both domestic and foreign managers
Explanation:
A job application is a form used to make a job request. (3 points)
True
False
Answer:
I would say it is True.
Explanation:
A job application form states your personal information
Scott, Mark, and Joe want to buy into a restaurant franchise. Joe is an accountant. Mark has previous restaurant experience as a server and manager. Scott is an attorney. In order to open this franchise, they must commit to opening 3-5 stores and are required to have $10 million in liquid assets (Cash is a highly liquid asset followed by the banking accounts, checkable account, short-term promissory notes, treasury bills and other government bonds. ) They currently do not have the required liquid assets. Which business organization will be the best for this situation and how will they solve their money problems?
Given their diverse backgrounds and lack of sufficient liquid assets, a limited liability partnership (LLP) would be the most suitable business organization for Scott, Mark, and Joe.
This type of partnership allows for individual liability protection while still allowing for shared profits and management responsibilities. To address their money problem, the group can explore various options. One option would be to seek out investors who are willing to contribute the necessary funds in exchange for a percentage of ownership and profits.
Another option would be to secure a loan from a financial institution or private lender. In order to increase their chances of approval, they can develop a comprehensive business plan that outlines their strategies for success and projected financial performance.
Additionally, Scott, Mark, and Joe could also consider alternative means of financing such as crowdfunding or seeking out grants or subsidies from government agencies or non-profit organizations. It may also be beneficial for them to seek guidance and advice from a financial advisor or business consultant to help them make informed decisions and develop a strong financial plan for their franchise venture.
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You live in Atlanta, GA and work for a company that has multiple locations
nationwide. The owner of the company tells you on a Friday that you need to
compile and present some information to the San Francisco, CA office on Monday.What would be the most economical and responsible thing for you to do?
(A)Hop on a plane Friday night and fly to San Francisco so you can have time to
explore the city and share the information with their office on Monday morning.
(B)Create an online presentation that can be shared with the members of the SanFrancisco office and present your finding to them remotely.
(C)Collaborate with your peers in the Atlanta office all weekend, and then take the
red eye
flight to San Francisco on Sunday night in order to be there to present your
findings on Mondayimorning.
(D)Share the Excel spreadsheet with the team leader in San Francisco and tell him
to make the presentation for you
Answer:
(B)Create an online presentation that can be shared with the members of the San Francisco office and present your finding to them remotely.
Explanation:
Preparing an online presentation for the meeting is the sensible thing to do in this situation due to the following reasons.
It is cost-effective: Traveling from Atlanta to San Francisco will involve the use of funds for air tickets, meals, and accommodation. This is costly, especially if not budgeted. An online presentation will not require such expenditure. It saves time: An online presentation does not require physical traveling, which is time-consuming. Instead of spending time traveling, it is wise to use it in researching and preparing a quality presentation.Advancement in technology is making it possible for people to hold online meetings. It possible to have interactive sessions where participants can ask questions and get instant answers via online meetings. The use of technology eliminates the need to travel for this presentation.When a firm depends on customer advocacy for the promotion of its products, it faces which challenge?
A challenge which would faced by a business firm that depends on customer advocacy for the promotion of its products is: It is difficult to control the promotional messages created by customers.
Customer advocacy can be defined as a strategic process in customer service that involves a business firm placing its focus on what is deemed to be best for its end users or customers. Thus, it typically involves a business firm putting the needs of its customers first while delivering a solution-based assistance through its products and services.
However, a challenge which would faced by a business firm that depends on customer advocacy for the promotion of its products is that it is usually difficult to control the promotional messages created by customers, whether or not it is in line with firm's policy and standards.
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Can someone help me with this?
You are responsible for an automobile accident. Use the information below to determine:
The total amount your liability insurance will pay for the accident
The total amount your collision insurance will pay for the accident
The number of additional damages you are responsible for as a result of the accident
You and the driver of the other car were the only people involved in the accident. There were no injuries from the accident.
You have a 50/100/50 liability insurance policy with no deductible
You have collision insurance with a deductible of $500
The other car was valued at $25,000 and requires $10,000 in repairs
Your car was valued at $20,000 and requires $15,000 in repairs
Answer:
omg you have any idea
Answer:
Based on the type of insurance you have and the people involved in the accident, the total amount of liability you will pay is $25,000.
The total amount that your collision insurance will pay is $24,500 and the amount of additional damages you will pay is $0.
What is the total amount you will pay?
The coverage is 50/100/50 means that the insurance company will pay up to $50,000 for damages.
This means that the cost to repair both cars will be covered as it is less than $50,000:
= 10,000 + 15,000
= $25,000
There will be no additional damages.
The amount you will pay personally will be the $500 deductible which means that insurance will pay:
= 25,000 - 500
= $24,500
In your completed RACI chart, who is responsible for coding the landing page
Note that in a completed RACI chart, the person who is responsible for coding the landing page is: A team member of Project Manager.
What is a RACI Chart?A responsibility assignment matrix, also known as a RACI matrix or a linear responsibility chart, illustrates how various roles contribute to the completion of tasks or deliverables for a project or business process.
A RACI chart (also known as a Responsibility Assignment Matrix) is a method for identifying the roles and responsibilities of your project team for every task, milestone, or project deliverable. You may clarify responsibilities and prevent confusion by using the RACI abbreviation.
A RACI chart is one tool that project managers may use to keep a project on track. The chart assists teams in communicating clearly and keeping the proper individuals in the loop by identifying all stakeholders and designating a level of engagement for each job.
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If tanya purchased a $1,700 set of golf clubs on a nine-month layaway plan and had to pay a monthly payment of $201, what was the fee charged for the layaway plan?.
$109 was the fee charged for the layaway plan.
We have given in the question,
She purchased a $1,700 set of golf clubs on a nine-month layaway plan.She had to pay a monthly payment of $201.Now, we have to find the fee charged for the layaway plan.
For each of the 9 months, Tanya had to pay $201. Thus, in total, the amount she paid in dollars is:
T= 9($201) = 1809
The sum of her monthly payments is $1,809.
The original price of $1,700, paid $1,809, thus, the fee charged for the leeway plan, in dollars, was:
1809 - 1700 = 109
The fee charged for the layaway plan was $109.
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The extended warranty on a $960 dishwasher is 21% of the purchase price and lasts for eight years. What is the effective cost per year of the extended warranty? a. $28. 80 b. $45. 20 c. $23. 78 d. $25. 20.
Answer:
holi eso la D con mucho trabajo por fin la realizar y la conteste
Quintín
Based on the percentage of the extended warranty and the number of years it is to last, the effective cost per year is d. $25.20
First find the total warranty coverage for the dishwasher:
= Warranty percentage x Cost of dishwasher
= 21% x 960
= $201.60
The effective cost per year is:
= Total warranty / Number of years
= 201.60 / 8 years
= $25.20
In conclusion, the cost is $25.20.
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Which of the following is NOT considered a project indirect cost? a) Consultants b) Equipment c) Supervision d) Interest e) The project manager's salary.
The answer is e) The project manager's salary is NOT considered a project indirect cost. Indirect costs are expenses that cannot be directly attributed to a specific project and are usually incurred by the organization as a whole.
Examples of indirect costs include consultants, equipment, supervision, and interest.
However, the project manager's salary is considered a direct cost, as it is a cost that can be directly attributed to the project.
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think of the retail price of the ring as 100%. how does the sale price compare to the retail price? what does this tell you about the markdown rate?
The sale price of the ring is lower than the retail price, indicating that there is a markdown applied. The markdown rate can be determined by comparing the difference between the sale price and the retail price.
The markdown rate is calculated as the percentage reduction from the retail price to the sale price. It represents the discount or reduction in price offered to customers. By comparing the sale price to the retail price, we can determine the markdown rate as a percentage.
For example, if the sale price is 80% of the retail price, it means that there is a 20% markdown applied to the ring. This indicates that customers are getting a 20% discount off the original retail price.
Knowing the markdown rate is important for retailers as it helps them analyze their pricing strategy, evaluate the effectiveness of their sales promotions, and understand customer preferences and price sensitivity.
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FILL IN THE BLANK. in the context of supply chain management (scm) technologies,___enables business partners to send and receive information on business transactions.
In supply chain management technologies, business partners can send and receive information about business transactions using electronic data interchange.
What is electronic data interchange?One technique that aids in the electronic exchange of data and business information from one organization to another is electronic data exchange.We can easily and quickly share information or data in an organization by using this concept. The electronic data exchange method allows business partners to send and receive data on business transactions.The benefits of electronic data interchange are:
We communicate and share data or any type of business information from one organization to another quickly by using electron data exchange.It reduces the use of paper as well as the costs.It also reduces turnaround time and provides high-quality information.To learn more about electronic data interchange refer to :
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examples of credit risk.
Answer:Some examples are poor or falling cash flow from operations (which is often needed to make the interest and principal payments), rising interest rates (if the bonds are floating-rate notes, rising interest rates increase the required interest payments), or changes in the nature of the marketplace that adversely affect
Explanation:
how do product managers manage their product mix
Answer:
sorry if this dosent help
Explanation:
Considering the leap from being a product manager to a leadership role, but not sure what’s involved in managing product managers? You’re smart to look into this. The responsibilities of product leadership and the skills required, are very different those of a product manager.
Managing product managers can be an exciting and rewarding career. But before we jump into the details, here’s one key point that might change your perspective.
A finance company has a total of $20 million earmarked for homeowner and auto loans. On the average, homeowner loans have a 10% annual rate of return, whereas auto loans yield a 12% annual rate of return. Management has also stipulated that the total amount of homeowner loans should be greater than or equal to 4 times the total amount of automobile loans. Determine the total amount of loans of each type that Madison should extend to each category in order to maximize its returns. housing million dollars automobile million dollars
Answer:
Housing million dollars $1,655.2
Automobile million dollars $413.80
Explanation:
Calculation to determine the total amount of loans of each type
Calculation for HOMEOWNER LOANS
Homeowner loans=$20,000-[(10%*20,000)/(4*12%+10%)]*10%
Homeowner loans=[$20,000-($2,000/48%+10%)]*10%
Homeowner loans=[$20,000-($2,000/58%)]*10%
Homeowner loans=[$20,000-$3,448.3]*10%
Homeowner loans=$16,552*10%
Homeowner loans=$1,655.2
Calculation for AUTO LOANS
Auto Loans=[(10%*20,000)/(4*12%+10%)]*12%
Auto Loans=($2,000/(48%+10%)]*12%
Auto Loans=($2,000/58%)*12%
Auto Loans= $3,448.3*12%
Auto Loans=$413.80
Based on the above calculation Homeowner loans amount of $1,655.2 is 4 times Auto Loans amount of $413.80
Therefore the total amount of loans of each type that Madison should extend to each category in order to maximize its returns are:
Housing million dollars $1,655.2
Automobile million dollars $413.80
Stephen owns a chemical plant. He is glad that his primary stakeholders are satisfied with the company's growth. However, he is concerned about pleasing the secondary stakeholders. How can he ensure the welfare of secondary stakeholders?
Answer: D. use a manufacturing process that is compliant with all state and federal regulations.
Explanation:
The options to the question are:
a. pay less taxes
b. substitute the existing labor power with machines
c. double the output of the manufacturing process by asking workers to work overtime
d. use a manufacturing process that is compliant with all state and federal regulations
e. organize picnics for employees
Since Stephen wants to ensure the welfare of secondary stakeholders, he should use a manufacturing process that is compliant with all state and federal regulations
The secondary stakeholders are the individuals or entities that the company doesn't have direct economic transactions with e.g. the government, environmental groups, media etc.
Therefore, to please the secondary stakeholders, he must abide to the necessary rules and regulations.
In what way, if any, does social media influence a small company's ability to advertise?
The ability of many smaller companies to advertise has not been affected by social media due to the greater benefit of larger companies.
Many smaller companies are now able to advertise on TV, radio, and websites, thanks to the rise of social media.
Many smaller companies are now able to advertise on TV, radio, and websites, thanks to the rise of social media.
Many smaller companies cannot afford to advertise on social media, but it does help spread word of mouth about their businesses.
Many smaller companies cannot afford to advertise on TV, the radio, or online, but they can afford to advertise on social media.
Answer:
I would have to say that its probably gonna be B
Explanation:
that one seems most likely
Answer:
Many smaller companies cannot afford to advertise on TV, the radio, or online, but they can afford to advertise on social media.
Explanation:
The guy above me is wrong