If nissan invests in a new plant to manufacture a new car model, it is an example of Capital budgeting corporate financial decision. Capital budgeting is the process by which a company evaluates potential large projects or investments. Capital budgeting is required before a project is approved or denied.
Such as the construction of a new facility or a large investment in an outside enterprise. Capital budgeting primarily refers to the decision-making process associated to long-term project invests, such as the capital budgeting process undertaken by an organization to determine whether to continue with existing machinery or purchase new machinery in place of old machinery.
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As a smart consumer, you are always on the lookout for sales, coupons, and rebates. While shopping for new clothes, you notice that one particular brand of shirts is on sale for 20% off the original price. You also have a coupon for $10 off a $40 purchase. Coupons are applied after the 20% discount is taken. If each shirt originally costs $17.99, how many shirts would you need to buy to be able to use your coupon? Show your work
Answer:
3 shirts
Explanation:
The cost of one shirt is before discounts is $17.99
After a 20% discounts, the shirt will retail at
= $17.99 - (20% of $17.99)
=$17.99 -$3.598
=$14.392
The coupon applies purchases worth $40. A customer will need by
=$40/$14.392
=2.7793
The customer has to buy 3 shirts
Select all options that complete the following statement.
Skills for effective note taking include:
focusing on new information first
using short, meaningful phrases, and abbreviations instead of full sentences
using recording devices to eliminate writing or typing
using symbols, diagrams, charts, and tables
Skills for effective note taking include:
using short, meaningful phrases, and abbreviations instead of full sentences
using recording devices to eliminate writing or typing
using symbols, diagrams, charts, and tables
Effective note taking can be described as taking notes in a manner that would ensure that information is accurately retained and stored for use later.
Skills for effective note taking
Using abbreviations: Making use of abbreviations ensure that notes are taken at a faster rate when compared with writing sentences in full. This is because more time would be spent when making statements in full when compared with using abbreviations.Making use of recorders: It is a known fact that humans talk faster than we write. This makes the use of recorders a wise idea. After classes, the recording can be listened to. Making use of diagrams: diagrams can summarise information effectively. For example, a downward sloping demand curve relays the information that demand is negatively related to the price of the good.
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Answer:
Look below
Explanation:
Which of the following statements best describes what it means for the Fed to manage aggregate demand?
If real and potential GDP were equal, the Fed would change interest rates even if the rate of inflation equaled the target rate of inflation.
The Fed changes interest rates only if the rate of inflation is deviating from the target rate of inflation.
If real and potential GDP were not equal, the Fed would change interest rates in order to prevent a deviation between the rate of inflation and the target rate of inflation.
The Fed changes interest rates only if the rate of inflation is higher than the target rate of inflation.
The statement "The Fed changes interest rates only if the rate of inflation is deviating from the target rate of inflation" best describes what it means for the Fed to manage aggregate demand. The Fed adjusts interest rates to address deviations in inflation from the target rate, rather than making changes based solely on the equality or inequality of real and potential GDP.
Managing aggregate demand refers to the actions taken by the Federal Reserve (the Fed) to influence the overall level of spending and economic activity in the economy. One of the primary tools used by the Fed to manage aggregate demand is monetary policy, which involves controlling interest rates.
The statement "The Fed changes interest rates only if the rate of inflation is deviating from the target rate of inflation" captures the approach taken by the Fed. The target rate of inflation is set by the Fed as part of its monetary policy objectives. If the actual rate of inflation deviates from the target rate, the Fed adjusts interest rates in an attempt to bring inflation back in line with the target.
The focus on inflation as the trigger for interest rate changes is based on the understanding that inflation can have significant impacts on the economy. If inflation is too high, it can erode purchasing power and disrupt economic stability. Conversely, if inflation is too low, it can signal weak demand and potential deflationary pressures.
In summary, the Fed manages aggregate demand by adjusting interest rates when the rate of inflation deviates from the target rate. This approach allows the Fed to use monetary policy to stabilize prices and promote economic stability.
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Drag the tiles to the correct boxes to complete the pairs. Match each law with its benefit for consumers. Economic Growth and Regulatory Paperwork Reduction Act Fair Credit Reporting Act Federal Deposit Insurance Act Children's Online Privacy Act Consumer disputes financial information reported to a credit scoring company. arrowRight Consumer has less paperwork to go through to buy a new house. arrowRight Consumer refuses to provide their five-year-old child's financial data to a company. arrowRight The FDIC has the right to review companies for consumers. arrowRight
Answer:
1. Economic Growth and Regulatory Paperwork Reduction Act - Consumer has less paperwork to go through to buy a new house
The Economic Growth and Regulatory Paperwork Reduction Act of 1996 (EGRPRA) is a law that requires that the regulatory bodies of Federal Deposit Insured Corporation insured institutions such as banks and savings organisations review the documents they require from said banks to see if there are any unnecessary requirements needed. This will translate to fewer paperwork for the customers of such banks who for instance seek a mortgage to buy a house.
2. Fair Credit Reporting Act - Consumer disputes financial information reported to a credit scoring company
The Fair Credit Reporting Act (FCRA) gives consumers the right to dispute the information reported to a credit scoring company. It also regulates how these companies are allowed to collect and share the acquired data.
3. Federal Deposit Insurance Act - The FDIC has the right to review companies for consumers
4. Children's Online Privacy Act - Consumer refuses to provide their five-year-old child's financial data to a company.
The Children's Online Privacy Protection Act was passed in 1998 as a means to allow parents to determine what information about their children that websites can collect. Children in this case refers to people under the age of 13.
MegaMouth Inc. Produces two megaphone models, the Boomer and the Blaster. The company makes 15,000 units of the Boomer model and 16,400 of the Blaster model each year. MegaMouth inspects 1 Boomer for every 100 produced and 1 Blaster for every 80 produced. The company expects $11,360 in total inspecting costs for the coming year. What amount of the inspecting costs should be allocated to the Blaster model under activity-based costing
The amount that should be allocated to the Blaster model under activity-based costing is $6560.
How to calculate the costing?Firstly, the total inspections for Boomer will be:
= 1/100 × 15000
= 150.
The total inspections for Blaster will be:
= 1/80 × 16400
= 205
Total inspections = 150 + 205 = 355
Therefore, the cost will be:
= $32 × (11360/355)
= $6560
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The __________ component of a business model outlines the utility that the product or service has to offer the customer
The Value Proposition component of a business model outlines the utility that the product or service has to offer the customer.
The nine building pieces that make up the business model canvas illustrate what drives a company's success. The business model canvas is expanded upon in the value proposition canvas. Its main emphasis is on creating a compelling value proposition, which is a key component of a long-term business strategy.
A value proposition is a succinct explanation of why customers should select your goods or services. The precise solution that your company offers and the promise of value that a customer might expect from you are more than just a description of your product or service.
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Which 3 statements are correct regarding reconciling a bank account in QuickBooks Online?
a. Bank accounts can be reconciled only if they are connected through bank feeds
b. Reconciliations must only be run at period end to estimate tax owed
c. To view the Bank statement, select History by account
d. The primary admin can undo reconciliations
e. To begin the reconcile process, you need to enter the statement ending date and ending balance from the relevant bank statement
f. Transactions added or matched in the Banking Center are automatically marked tentatively cleared
The correct statements regarding reconciling a bank account in QuickBooks Online are as follows:
e. To begin the reconcile process, you need to enter the statement ending date and ending balance from the relevant bank statement,
c. To view the Bank statement, select History by account, and
d. The primary admin can undo reconciliations.
How to Reconcile a Bank Account in QuickBooks Online?
Reconciliation in QuickBooks Online is a simple process. It's the act of comparing the transactions in your company's account records to the transactions on the bank statement for the same period to guarantee that everything matches up.
Here are the correct statements about bank reconciliation in QuickBooks Online:
To start, enter the statement ending date and balance from the relevant bank statement. To obtain the most up-to-date account data, QuickBooks Online suggests that you retrieve a bank statement from the current month. Reconciliations should be performed every month for the most up-to-date and accurate financial reports.
Select the account you want to reconcile after entering the statement ending date and balance. You should reconcile each account in your company to ensure that your records are accurate. To view the bank statement, select "History by account."
Transactions that have been reconciled are displayed in the "Reconciled" column. You may also use the "Filter" and "Find" functions to see transactions. To undo reconciliations, the primary admin should go to the Account History section, click the relevant account, and then click the "Undo" button.
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According to the digital disconnect and the lecture, the global digital divide is the result of _____.
According to Digital Disconnect, the global digital divide is the result of the hyper-commercialization of Internet development that only serves affluent populations/groups.
The Digital Disconnect refers to experts' examination of current theory, research, and practice in socio-digital inequality. The Digital Disconnect provides a thorough analysis of capitalism's exploitation of the Internet. As per the Digital Disconnect, it is the hypercommercialism of mainstream computing technologies that causes the global digital divide. The global digital divide refers to global discrepancies, particularly between developing countries, and developed in access to computing and information resources such as the Internet, as well as the opportunities that such access provides.
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CEO Management of an Aluminum Plant Power Outage: How Institutional Change Averted an Existential Crisis at Alba, Bahrain.
1. Using what you learned in class about leadership styles and contrasting cultural values, explain why Alba CEO Tim Murray was able to assume an authoritative approach to dealing with the Alba crisis while a Bahraini executive might not have been as directive and authoritative in dealing with it.
2. (1) What is the Management Style (Polycentric, Regiocentric, Geocentric, Ethnocentric) of Alba? Provide reasons why you think so . (2) The Bahraini government has a large investment in Alba. Discuss the implications of government having a significant financial investment in one of the world’s largest aluminum plants
1. The ability of Alba CEO Tim Murray to assume an authoritative approach to dealing with the Alba crisis can be attributed to leadership styles and contrasting cultural values.
In many Western cultures, such as the United States, there is a stronger emphasis on individualism, assertiveness, and decisive leadership. This is reflected in leadership styles that tend to be more directive and authoritative in nature.
In contrast, Bahraini culture has a collectivist orientation and places a higher value on harmony, consensus-building, and respect for authority. Bahraini executives might prioritize collaborative decision-making and seek consensus among stakeholders rather than taking a unilateral authoritative approach.
Additionally, cultural factors, such as power distance and the hierarchical nature of organizations, influence leadership styles. In Bahrain, there may be a higher power distance, meaning that authority and decision-making power are typically concentrated at the top of the hierarchy. This could result in a more consultative and consensus-driven leadership style, with decisions being made collectively rather than by a single individual.
2. (1) The management style of Alba can be considered geocentric. A geocentric management approach seeks to integrate the best practices and talents from various countries or regions, considering the organization as a global entity rather than favoring any particular nationality. Alba's geocentric approach is evident in its multinational workforce, diverse management team, and global market presence. The company values expertise and talent irrespective of nationality, emphasizing a global perspective in decision-making and operations.
(2) The Bahraini government's significant financial investment in one of the world's largest aluminum plants, Alba, has several implications. Firstly, it demonstrates the government's commitment to the economic development and diversification of Bahrain. The investment in Alba showcases the government's desire to promote the manufacturing sector and create employment opportunities for the local population.
Secondly, the government's involvement as a significant investor may lead to increased oversight and influence over strategic decisions and operations. This can be both positive and negative. On one hand, government involvement can provide stability, support, and resources to the company. On the other hand, it may introduce bureaucratic procedures, political considerations, and potential conflicts of interest.
The government's investment in Alba can also impact the relationship between the company and other stakeholders, such as employees, suppliers, and customers. The perception of government backing can enhance the credibility and reputation of Alba, instilling confidence in stakeholders. However, it may also raise concerns about favoritism, unequal competition, or undue influence.
Overall, the government's significant financial investment in Alba underscores the intertwined relationship between the company and the state, shaping the dynamics of governance, decision-making, and the perception of the organization both domestically and internationally.
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only people who own property need insurance
true or false
Answer:
false
Explanation:
pretty sure that is false as one can have life insurance without property.
Still double check...
Which assumption would a lender most likely make about a person with a credit score around 800?
O that the person has invested a great deal of money in the stock market
O that the person has had very few delinquent payments in the past
O that the person has lived in the same city for a long time
O that the person has avoided using credit cards
state a comparison of
the arrangement of the molecules in ice and in liquid water
ice-
liquid water-
Answer:
Ice, liquid water, and water vapor differ in the arrangement and motion of water molecules
Explanation:
An electronic banking outlet that enables customers to use a card to
withdraw money is called a(n):
A. debit card cashier.
B. money market.
C. certificate of deposit.
D. automated teller machine.
Answer:
D) automated teller machine
do you mind marking me as brainliest?
Answer:D
Explanation: just got it right
Harriet Marcus is concerned about the financing of a home. She saw a srfall cottage that sells for $48,000. Assuming that she puts 20% down, what will be her monthly payment and the total cost of interest over the cost of the loan for each assumption? (Use the Table 15.1a) and Table 15.30.)(Round intermediate calculations to 2 decimal places. Round your final answers to the nearest cent.) Monthly payment Total cost of Interest a. 25 Years, 11.5% b. 25 Years, 12.5% c. 25 Years, 13.5% d. 25 Years, 15% e. What is the savings in Interest cost between 11.5% and 15%? (Round intermediate calculations to 2 decimal places. Round your answer to the nearest dollar amount.)
The savings in interest cost between 11.5% and 15% is $43,661.42.
Assuming she puts 20% down on the $48,000 cottage, she will need to finance $38,400. Using Table 15.1a and Table 15.30, we can calculate her monthly payment and total cost of interest for each assumption:
a. 25 Years, 11.5%:
- Monthly payment: $396.20
- Total cost of interest: $87,859.54
b. 25 Years, 12.5%:
- Monthly payment: $429.08
- Total cost of interest: $98,723.94
c. 25 Years, 13.5%:
- Monthly payment: $463.25
- Total cost of interest: $110,392.74
d. 25 Years, 15%:
- Monthly payment: $511.34
- Total cost of interest: $131,520.96
To calculate the savings in interest cost between 11.5% and 15%, we can subtract the total cost of interest for option a from the total cost of interest for option d:
$131,520.96 - $87,859.54 = $43,661.42
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Consider an economy which initially is in long-run equilibrium. a. (4 marks) Use the model of aggregate demand and aggregate supply to show and explain the initial equilibrium, and mark it as point A (make sure to include both short-run and long-run aggregate supply). b. (4 marks) Now the workers went on strike and negotiated higher wages. Use the diagram to indicate what happens to the real output and the price level in the short-run, and mark the short-run equilibrium as point B. c. (5 marks) Explain why the short-run equilibrium is not stable. And if the government do nothing, show and explain the process by which the economy returns to the longrun equilibrium. Mark the new long-run equilibrium achieves at the end of this process as point C. d. (5 marks) Compare points A, B, C. Which pair has the same nominal wage, and which pair has the same real wage? Explain. e. (6 marks) Instead of doing nothing, if the policymakers attempt to offset the recession, do you think the central bank should buy or sell bonds in open-market operations? Show and explain the process of this accommodative policy by which the economy returns to the long-run equilibrium. Mark the new long-run equilibrium achieves at the end of this process as point D. f. (6 marks) Instead of the policy mentioned in e, what other policy can be implemented for the same purpose of helping the economy to recover? Give details of the alternative policy and describe how it helps the economy recover.
a. The long-run equilibrium is determined by the intersection of aggregate demand (AD) and long-run aggregate supply (LRAS) and is denoted by point A.
b. When workers go on strike and negotiate higher wages, it increases the nominal wage rate, leading to increased costs of production for firms.
c. The short-run equilibrium is not stable because it assumes that prices are sticky and take time to adjust fully to economic changes.
d. Point A and Point C have the same nominal wage rate because it is consistent with the wage rate determined in the long-run equilibrium.
e. To offset the recession, the central bank needs to use monetary policy to stimulate demand and increase output.
f. Another policy to offset the recession is fiscal policy, using the government's power to increase spending or reduce taxes.
a. At this point, the economy produces the level of output equal to potential output, and the price level is stable. In the short-run, the economy may produce above or below potential output based on the SRAS. However, in the long-run, the production level will converge back to the potential output.
b. When workers go on strike and negotiate higher wages, it increases the nominal wage rate, leading to increased costs of production for firms. As a result, the short-run aggregate supply (SRAS) curve will shift leftward, leading to a new short-run equilibrium point B with higher inflation and lower output.
c. In the current scenario, as prices continue to increase in the short run, workers and firms will adjust their expectations and behave accordingly, leading to higher production costs, lower investment, reduced demand, and lower prices in the long run. The process by which the economy returns to the long-run equilibrium is known as the self-correcting mechanism. As prices continue to rise, economic agents such as workers and firms will adjust their expectations and reduce output, leading to a leftward shift in AD and a rightward shift in SRAS. This process will continue until the economy reaches a new long-run equilibrium, marked as point C, where the wage rate, output, and price level return to their initial levels.
d. Point A and Point C have the same nominal wage rate because it is consistent with the wage rate determined in the long-run equilibrium. However, Point B has a higher nominal wage rate because of the negotiated strike wages. Point A and Point B have the same real wage, while Point C has a lower real wage.
e. One way is to lower the interest rate, which increases investment and consumer spending, leading to increased demand and output. The central bank can buy bonds, increasing the money supply and lowering interest rates. This will shift the AD curve rightward, leading to a short-run equilibrium at point D. As prices adjust, the economy will eventually return to its new long-run equilibrium, denoted as point C.
f. This increases demand and output by boosting consumption, investment, and net exports. For example, the government can increase infrastructure spending or provide targeted tax cuts to affected industries or individuals. This will shift the AD curve rightward, leading to a new short-run equilibrium and eventually a new long-run equilibrium. However, policymakers need to carefully balance their actions to minimize the risk of inflation or crowding out.
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Inflation can cause difficulty in many ways. Which group would have the greatest problem during periods of high inflation?
Answer:
Inflation can cause difficulty in many ways. Which group would have the greatest problem during periods of high inflation that last several years? Older, working couples saving for retirement. Older people living on fixed retirement income.
Aisha, a department manager, is struggling trying to lead a cross-functional team. Most members are other department managers at her level, and they see no reason to do what she asks. Here, Aisha has a- weak tolerance for ambiguity. b- low task structure c- weak position power. d- poor leader-member relations.
Based on the given scenario, Aisha, the department manager, is facing challenges in leading a cross-functional team where most members are other department managers at her level, and they see no reason to do what she asks. Here, Aisha has a Weak position power. The correct answer is option c.
Weak position power refers to the limited authority or influence a leader has over team members due to factors such as organizational structure, hierarchy, or formal authority.
In this case, since Aisha is struggling to get other department managers to follow her requests despite being at the same level, it suggests that she may have weak position power, meaning she lacks the necessary authority or influence to effectively lead the cross-functional team.
The correct answer is option c.
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If a company mistakenly counts less items during a physical inventory than actually exist, how will the error affect the cost of merchandise sold?.
The error will be declared as overstated.
What is overstated?
If an account or a figure on an account is inflated, the amount represented on the financial statement will be more than it should be.
Auditors will question the board of directors of the corporation to explain why non-current assets in the accounts were exaggerated and not represented at their recoverable amount.
Preproduction expenses for the fiscal year 2010 were inflated by almost $4 million, totaling $55.4 million.
If an account or a figure on an account is inflated, the amount represented on the financial statement will be more than it should be.
The phrase "overstated" has two meanings when used by an accountant:
1. The reported sum is inaccurate, and
2. The amount that was reported exceeds what is true or accurate.
Another account will also have an inaccurate balance in a double-entry accounting or bookkeeping system.
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If a company mistakenly counts less items during a physical inventory than actually exist, how will the error affect the cost of merchandise sold?
the accounts payable account of waterford, inc. has the following postings: accounts payable 16,000 28,000 9,000 14,000 calculate the ending balance of the account.
The ending balance of Waterford inc. is 17000 credit
Accounts payable is a liability of the business. This account receives credit when we purchase anything from a supplier on credit, and it receives a debit when we pay the supplier, receive a purchase allowance, or return something to the provider.
The closing balance, or balancing amount, is displayed on the ledger's debit side if the ledger's credit side is greater than its debit side, and vice versa.
Total of the credit side of the accounts payable account = 28000 + 14000 = 42000
Total of the debit side of the accounts payable account = 16000 + 9000 = 25000
Since the credit side is greater than the debit side so accounts payable will have a credit balance of = 42000 - 25000 = 17000
Hence, the final balance of Waterford inc. is 17000 credit
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just a mental health update, be sure to drink some water and get a heathy snack and don't to much work. Have a good day! <3
to eliminate an ad shortfall of $120 billion when the economy has an mpc of 0.75, the government should decrease taxes by
The government should reduce taxes by $40 billion in order to close a $120 billion AD gap in an economy with an MPC of 0.75.
When faced with an AS curve that slopes upward and a recessionary GDP gap of $500, the correct fiscal stimulus is to: Move the AD curve to the right by more than $500.
A change in taxes will impact GDP according to a factor called the tax multiplier. When customers can spend some of their money in the economy, the multiplier effect happens. Consumer spending and taxes are negatively correlated, therefore raising taxes will reduce it.
Real MPC = 0.75
Change in AD = tax multiplier × change in tax
120 = (-mpc/1 - Mpc) × change in tax
120 = (-0.75/1 - 0.75) × change in tax
So change in tax = -40
The adverse symbol suggests that government should be scaled back.
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Starbucks company:
Your analysis should include:
1. A proposal for a new vision and mission that you feel would better represent the company.
2. An IFE and EFE OR a SWOT Analysis
3. Recommendations on strategic directions for the company that are supported by 2 of the following:
1. SPACE Matrix 2. BCG Matrix 3. IE Matrix 4. QSPM
4. Rationalization as to why recommendations are being made (Important part to be done).
Starbucks company.
Starbucks' new vision is to be the leading global provider of exceptional coffee experiences, while its mission is to inspire and nurture the human spirit—one cup, one person, and one community at a time.
What improvements can be made to Starbucks' vision and mission?Starbucks has established itself as a prominent player in the coffee industry, but in order to stay competitive and adapt to changing market dynamics, a new vision and mission are essential. The proposed vision of being the leading global provider of exceptional coffee experiences reflects Starbucks' commitment to quality and customer satisfaction. By focusing on delivering exceptional experiences, Starbucks can differentiate itself from competitors and maintain its position as a leader in the industry.
The new mission statement emphasizes Starbucks' dedication to inspiring and nurturing the human spirit. This aligns with the company's core values of creating a sense of community and connection among its customers. By emphasizing the importance of one cup, one person, and one community at a time, Starbucks aims to foster meaningful relationships and contribute positively to society.
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Helpp plz Calculate this mortgage payment.
Which one of the following must be equal for two bonds if they are to have similar changes in their prices given a relatively small change in bond yields? A. coupon payment B. time to maturity C. market price D. duration E. current yield
Duration is one of the following must be equal for two bonds if they are to have similar changes in their prices given a relatively small change in bond yields. Therefore, the correct answer is option D.
Duration is a measure of the sensitivity of a bond's price to changes in interest rates. It represents the weighted average time it takes to receive the bond's cash flows, including coupon payments and the principal repayment.
If two bonds have similar durations, it means they have similar price sensitivities to changes in bond yields. When there is a relatively small change in bond yields, bonds with similar durations will experience similar changes in their prices.
This is because the duration takes into account the timing and magnitude of the bond's cash flows, allowing for a comparison of the bond's price sensitivity to interest rate fluctuations.
On the other hand, options A, B, C, and E (coupon payment, time to maturity, market price, and current yield) do not necessarily determine the price sensitivity to changes in bond yields.
While these factors impact the overall characteristics of a bond, they do not provide a direct measure of the bond's price sensitivity to interest rate changes.
In summary, for two bonds to have similar changes in their prices given a relatively small change in bond yields, their durations must be equal. Duration is a key measure of price sensitivity to interest rate fluctuations and helps investors assess the potential impact of changing interest rates on bond prices. Thus, option D is correct.
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What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUWhich country consumes the most chocolate per person?
Answer:
switzerland
Explanation:
Explain why the credit industry wants you to believe that you need a credit score
Answer:
Because the credit industry gains a profit from it's users. Credit is a tool, and if used wisely can be beneficial for many people who don't have enough cash to pay for things. Having "good" credit score means that it's easier for you to receive a loan.
Let understand that Credit score refers the score which tells about a consumer's creditworthiness.
In practice, the higher the credit score of an individual, the higher the rate of repayment of credit gotten.
The Credit scoring is used the lenders to help them decide whether to borrow, extend or deny credit.
Therefore, the credit industry wants one to believe you need credit score because its helps them to ascertain your creditworthiness.
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Data that is based on natural language, such as social media posts, comments, e-mail messages and so
forth, is known as:
a. semi-structured data
b. unstructured data
c. big data
d. structured data
Look at the chart below.
Potential Career Paths
Skills Education Column 3 Job growth
Job 1 Extroverted, communicator Certification Work from home 0 percent
Job 2 Analytical, solution-oriented B.A. + License Office 11 percent
Job 3 Artistic, focused M.A. Outdoors 9 percent
Job 4 Curious, ambitious Ph.D. Traveling/Field 25 percent
If you want to feel comfortable that there will be job openings available, which field is the biggest risk for you?
job 2
job 4
job 3
job 1
5. The measurement of how happy the customer is with their shopping experience with a retailer is called:
O A. Product solutions
O B. Brand knowledge
O C. Customer satisfaction
O D. Product knowledge