how much money must you pay into an account at the beginning of each of the next 20 years in order to have $100,000 at the end of the 20th year, if the account pays 4.50% per year (round to the nearest dollar)?

The answer is Cognitive dissonance. Cognitive dissonance refers to the psychological discomfort that arises when a person holds contradictory beliefs or experiences a conflict between their actions and their beliefs or values.

In this scenario, Farida is experiencing cognitive dissonance because she realizes that the car she purchased has a serious engine issue, which goes against her expectation of buying a functioning vehicle. To reduce this discomfort, she attempts to rationalize her purchase by focusing on the lower cost compared to a new car, implying that she is still financially better off despite the repair costs. By justifying her decision, she aligns her actions with her belief that she made a good financial choice.

Cognitive dissonance is a common phenomenon that occurs when individuals try to reconcile conflicting information or justify their choices to maintain consistency within their beliefs and actions. It is a psychological defense mechanism that helps individuals alleviate the discomfort caused by inconsistency. In this case, Farida's rationalization is a way for her to reduce the dissonance she feels between the car's engine issue and her belief that she made a wise financial decision.

To learn more about values, Click here: brainly.com/question/1578158?

#SPJ11

Top-Down estimating exists usually coordinated by a project manager/office and stands a roll-up of individual assessments from work breakdown structure elements.

Hence, Top-Down estimating exists usually coordinated by a project manager/office and stands a roll-up of individual assessments from work breakdown structure elements.

To learn more about Top-down estimating refer to:

https://brainly.com/question/27907649

#SPJ4

Answer:

Agriculture communications professionals need to have the same basic background on marketing, covering areas such as market research, product research, and market communication.

However, they will also need to have an agriculture-related background, because they need to understand the dynamics of the agriculture business, from farm issues, to the kind of crops or produce that they can buy or sell in a specific area, to even agricultural policy.

Answer:

C. Deposits are money, checks are not money, and credit cards are not money.

Explanation:

Money can be defined as any recognized economic unit that is generally accepted as a medium of exchange for goods and services, as well as repayment of debts such as loans, taxes across the world. Thus, it's any asset used by an individual or business entity to make purchases of goods and services at a specific period of time.

Simply stated, money refers to any asset which can be used to purchase goods and services by customers.

This ultimately implies that, money is any recognized economic unit that is generally accepted as a medium of exchange for goods and services, as well as repayment of debts such as loans, taxes across the world.

In this context, the true and only correct statement is that, deposits are​ money, checks are not​ money because they are not a legal tender, and credit cards are not money because it's a plastic card used for e-commerce based on money being in the account of the holder.

A majority of the mortgage bankers and real estate companies who were influential in the creation of the financial crisis in the year 2008 were driven by affordable housing for the United States' people.

The financial crisis of 2008, which lasted until early 2009, was caused by the luring the schemes of affordable housing for the US citizens by some of the biggest global mortgage bankers and real estate companies by coming in close collaborations.

The 2008 financial crisis was influential in complete destruction of global economic conditions. This was one of the first big level crises of the 21st century.

Hence, the causes of 2008 financial crisis are aforementioned.

Learn more about 2008 financial crisis here:

https://brainly.com/question/906282

#SPJ1

Lisa must be making at $6,000 from her business before quitting her full-time job

What is opportunity cost?

Opportunity cost is the benefits forgone as a result of taking alternative course of action.

In this case, the opportunity cost of leaving her full-time job is the salary or earnings from the full-time job that would be lost since Lisa would no longer earn salaries from her full-time employment.

Based on this, for the decision to settle for her business as against working full-time as an employee to be economically profitable, she must be earning the same as her full-time pay before the abandoning the full-time job, otherwise, taking the decision when income of the business is lower than $6,000 means a  reduction in her standard of living.

The correct option in this case is business income of $6,000 which leaves Lisa in the same position as she was before.

Find out more about opportunity cost on:

https://brainly.com/question/1549591

#SPJ1

The team should examine the feature or idea based on the domain and technical knowledge and recommend improvements/alternatives, if any, when a product owner adds a new feature or idea to the backlog and brings it up for discussion during the refinement session.

Backlog refinement is to ensure that the backlog is consistently full with significant, precise, and fairly priced items for their priority, in accordance with what is currently known about the project or product and its objectives. The main objective of the backlog refinement meeting is to divide the most important items on the product backlog into user stories that might be included in the upcoming project period.

To learn more about backlog refinement, visit:

https://brainly.com/question/30093699?referrer=searchResults

#SPJ4

In my opinion, minimum wage should be increased because an increase in minimum wage would reduce poverty, increase consumer spending, and promote economic growth.

Minimum wage has not kept pace with inflation, and that the current federal minimum wage of $7.25/hr is not a living wage in most parts of the United States. A $15/hr minimum wage would provide a more realistic living wage for many low-wage workers, but there is disagreement on whether this should be achieved through federal legislation or through individual state action.

Ultimately, whether or not to raise the minimum wage is a complex issue that involves balancing the needs of workers, businesses, and the overall economy. It is important for policymakers to carefully consider the potential impacts of any minimum wage increase and to find ways to support low-wage workers without unduly burdening businesses.

Learn more about minimum wage  here: https://brainly.com/question/28331168

#SPJ1

Answer: Your previous place of work or employment. A specific instance where you showed initiative. How your initiative impacted yourself or the company.

Explanation:

Select all that apply.

Common Terminology

Management by Objectives

Incident Action Planning

Manageable Span of Control

Unified Command

Accountability

Answer:

Management by Objectives

Incident Action Planning

Manageable Span of Control

Explanation:

Considering the information given in the question, the NIMS Management Characteristics I am supporting are:

1. Management by Objectives

This is because, by Management by Objectives, the General Staff are making strategies according to the previous objectives.

2. Incident Action Planning

This is because, by Incident Action Planning, the General Staff are revising planning documents that will comprise staffing and resource necessities.

3. Manageable Span of Control

This is because, by Manageable Span of Control, General staff chiefs are assessing staffing requirements in the Incident Command Post. This is to make sure each supervisor only has personnel that can be managed.

Mobile payment methods are electronic payment transactions that are conducted using mobile devices. Mobile payments offer several advantages and drawbacks.

Some of the pros and cons to mobile payment methods are as follows:

Pros of mobile payment methods:

Convenience: Mobile payments are easy and convenient since they don't require cash or credit cards.

Users only need a mobile device to pay for goods and services.

Faster transactions: Mobile payment methods are faster than other payment methods since they do not require the user to enter payment information like credit card numbers or addresses.

Security: Mobile payment methods use several security features such as PIN codes and fingerprints that protect user data. These security features help to prevent fraud.

Loyalty rewards: Some mobile payment apps offer loyalty rewards such as discounts or cashback to users who pay using their app.

Cons of mobile payment methods

:Compatibility: Some mobile payment apps are only compatible with certain operating systems and may not work with all mobile devices. Thus, it may limit users to the types of mobile payment methods that they can use.

Security risks: Although mobile payment methods have several security features, they are still vulnerable to fraud. For instance, hackers can steal data, which may lead to unauthorized access to a user's bank account.

Limited access: Some retailers and businesses may not accept mobile payments, which can limit a user's access to goods and services. Additionally, mobile payments are not available in all countries and may not be accessible to all users.

To learn more about Mobile payment, here:

https://brainly.com/question/32316820

#SPJ11

Peloton may collect the following five types of data from its customers as they ride on a bike or use a treadmill:

1. Workout duration: The time spent by customers exercising on the equipment.
2. Distance covered: The total distance customers travel on the bike or treadmill.
3. Heart rate: The customer's heart rate as they exercise, is usually monitored through wearable devices.
4. Calories burned: The estimated number of calories burned during the workout session.
5. Performance metrics: Data such as speed, incline, and resistance levels used by customers during their workouts.

Learn more about Peloton  click here:

https://brainly.com/question/30866558

#SPJ11

Answer:

Kindly see attached picture

Explanation:

Sales tax percentage= 8.5%

Sales = 10,000

Sales tax payable = 0.085 × 10000 = 850

Accounts payable = 10000 + 850 = 10850

Kindly see attached picture for journal entry

Answer:

c

Explanation:

Answer:

A capital market is a financial market in which long-term debt (over a year) or equity-backed securities are bought and sold. Capital markets channel the wealth of savers to those who can put it to long-term productive use, such as companies or governments making long-term investments.

Answer:

It seems like u have to see what companies did to help out like did they raise how much the get paid in hour I hope this helps.

Explanation:

It can be seen from the solutions given that Cain's net income is $24,000.

Net income = Net cash provided by operating activities - Adjustments

= $35,000 - $6,000 - $10,000 + $4,000 + $7,000 + $4,000

= $24,000

Therefore, Cain's net income is $24,000.

Here is a breakdown of the adjustments:

To determine cash flow from operations, it is necessary to include the gain on equipment sales in the net income as it is a non-cash entry.

A rise in accounts receivable implies that customers are prolonging payment of their invoices, resulting in decreased cash flow from the company's activities.

The depreciation expense is classified as a non-cash expense, hence it must be included in the calculation of cash from operations by adding it back to the net income.

A decrease in inventory indicates that the company is experiencing faster turnover of its inventory, leading to increased cash flow generated by its operations.

A rise in prepaid expenses denotes that the company is channeling more funds towards prepaid expenditures like insurance and rent, implying a reduced cash inflow from its operational activities.

A decline in the amount of wages that the company owes indicates that it is not promptly compensating its workforce. Consequently, this implies that the company's operational cash flow is reduced.

Read more about net income here:

https://brainly.com/question/28390284
#SPJ1

A) Problem of the study: The president of "Mee Kari Sdn Bhd" suspects that half of his 500 male and female workers are not very motivated to do their job.

He also found that those who are motivated are also the ones who have worked for more than five years: received salaries increase and have been rewarded accordingly over the years. The variables that can be considered are worker's motivation, length of service, salary increase, and reward. The theoretical framework that can be used is Herzberg's Two-Factor Theory. B)

Research questions pertaining to the problem of the study:
1. What is the proportion of male and female workers who are not motivated to work?
2. How does length of service affect worker's motivation?
3. Does salary increase have an impact on worker's motivation?
4. Are workers who receive rewards more motivated compared to those who do not receive any rewards?
5. Is there a significant difference in worker's motivation between male and female employees?

C) Objectives of the study:

1. To determine the proportion of workers who are not motivated and identify the factors that affect their motivation. This objective can be accomplished through descriptive statistics.
2. To investigate the relationship between length of service, salary increase, reward, and worker's motivation. This objective can be accomplished through correlation and regression analysis.
3. To identify any gender differences in worker's motivation. This objective can be accomplished through hypothesis testing.

D) Questionnaire:i.

Demographic profile of respondent- Gender- Age- Length of service- Job positionii. Measures of worker's motivation to work- How motivated are you to perform your job?

(scale of 1-10)- What factors motivate you to work? (salary, rewards, recognition, job satisfaction, etc.)- How satisfied are you with your job? (scale of 1-10)- How important is your job to you? (scale of 1-10)- Would you recommend this company to your friends? (yes or no)

To know more about Demographic visit:
https://brainly.com/question/33689006
#SPJ11

Emphasis is the phase of the format that catches the viewer's attention. Usually the artist will make one area stand out by using contrasting it with other areas.

The location should be one-of-a-kind in size, color, texture, shape, etc. Movement is the course the viewer's eye takes through the work of art, often to focal areas.

Three factors of art: color, value, and texture, are beneficial in creating emphasis through contrast. Using texture in solely one spot or placing a light object in an otherwise dark environment will attract the interest of the viewer.

Still, specially for academic writing, italics or underlining is the favored way to emphasize phrases or phrases when necessary. Writers generally choose one or the different approach and use it constantly throughout an person essay. In the final, posted version of an article or book, italics are generally used.

Learn more about Emphasis here:

Contracts bind parties to their stated obligations by utilizing clear language to enable each party to understand its obligations in a deal, particularly in terms of payment and deadlines.

As it is specified that both parties signed a legal instrument in the presence of attorneys with details on the payment terms, a contract serves as the private solution to the externality of pollination. Contracts bind parties to their stated obligations by utilizing clear language to enable each party to understand its obligations in a deal, particularly in terms of payment and deadlines. Additionally, contracts serve as insurance for both parties in the event that one party breaches an agreement and is subject to legal action.

The Coase theorem, which states that private individuals can only resolve the issues caused by externalities on their own when the interested parties can bargain without cost over the allocation of resources, states that private solutions to externalities sometimes do not work, especially when communications barriers or social customs are important enough relative to the potential gains involved. When this occurs, the private market will assist in addressing the issue of externalities and effectively allocating resources.

To know more about legal contracts, visit:

https://brainly.com/question/3208041

#SPJ1

Answer:

avoids debts

Explanation:

A financially responsible person would want to quick come out of bad debts, even if he is in debt , the payments should be less than 50percent of what he makes

Answer:

I belive it would be A

Explanation:

This most matches the defenition

There are three basic business valuation approaches. they are the income approach, the market approach, and the book value approach is a False statement.

What is business ?

A business is an organisation or entrepreneurial entity that engages in commercial, industrial, or professional activities. Businesses can be nonprofit organisations or for-profit enterprises. Among the many business structures are partnerships, corporations, limited liability companies, and sole proprietorships.

There are three basic business valuation approaches. They are the income approach, the market approach, and the book value approach is a false statement.

There are three approaches for valuing a company:

To learn more about business checkout https://brainly.com/question/15826604

#SPJ4

Answer: Function, The function of the concept of limited liability is to provide the owners of businesses a way to protect their personal assets. For example, if a business is sued, the person seeking compensation cannot go after the personal property of the business' owners.

Types The concept of limited liability gives rise to a variety of different types of business organizations.These include corporations and limited liability companies, all of which are created by the laws of each of the 50 states.

Significance The concept of limited liability plays a significant role in commerce. Absent the concept of limited liability, individuals would shy away from investing in businesses of any type. The vast majority of individuals would not want to put their personal property at risk by becoming involved in a business enterprise.

Features The concept of limited liability restricts the amount of money a person risks to what she invests in a business enterprise

Exception Protections normally associated with the concept of limited liability can be set aside in certain situations. For example, if a business owner co-mingles personal and business assets -- in a common bank account, for example -- an individual with a claim against the business likely can seek compensation from some, if not all, of the business owner's personal assets.

Expert Assistance A business owner facing a situation in which another individual or business makes a claim against the business should seek legal assistance. A qualified attorney not only protects the interests of the business but works to ensure that the owner's personal assets do not end up in jeopardy.

Explanation:

The correct option is D) KPIs, goals, and objectives for the coming year. A social media audit would typically not include KPIs, goals, and objectives for the coming year.

A social media audit is a comprehensive assessment of a company's social media presence and performance. It involves evaluating various aspects of social media activity to gain insights and make informed decisions. While options A, B, and C are commonly included in a social media audit, option D is not typically part of the audit process. KPIs (Key Performance Indicators), goals, and objectives for the coming year are strategic planning elements that guide the social media strategy and execution, but they are not assessed during an audit.

A social media audit primarily focuses on evaluating the current state of a company's social media presence, analyzing engagement metrics, assessing the effectiveness of content, reviewing follower counts and activity rates on various social media networks, and gathering insights about the competition. The audit helps identify strengths, weaknesses, opportunities, and areas for improvement in the social media strategy. The findings from the audit can then inform the development of future KPIs, goals, and objectives for the social media strategy in the coming year.

Learn more about social media from here:

https://brainly.com/question/30207317

#SPJ11

The return rate for brick-and-mortar stores that one will receive is 3%. Hence, Option C is correct.

A return rate is something that an individual receives in exchange or returns for something else. One can receive this return in various cases, like when someone has lent money to someone for a particular period of time.

In other words, the return rate, or rate of return, is the amount received after making any type of investment. The amount that they will receive in addition to that particular amount is the amount that gets after the calculation of the percentage of the return rate, and that percentage is fixed.

Therefore, it is the return that one has to make after the completion of the time period for which the investment has been made. Option C is correct.

Learn more about the return rate here:

https://brainly.com/question/24232401

#SPJ2

The balance on a credit card, that charges a 20% APR interest rate, the Finance charge is given as

$4.3055

This is further explained below.

Generally, The interest rate that is applied to a loan, mortgage loan, credit card, etc. is referred to as an annual percentage rate of charge, which sometimes corresponds to a nominal APR and sometimes corresponds to an effective APR.

The annual percentage rate of charge is the interest rate for the entire year, as opposed to just a monthly fee or rate. It is a fee for financing that is presented in the form of an annual rate.

Interest rate APR = 12%

Average balance = ((200*5)+(350*15)+(150*10))/30

Average balance = $258.33

Average balance*APR/12

Finance charge =\(\frac{258.33*20 \%}{12 }\)

Finance charge = $4.3055

Read more about  APR interest rates

https://brainly.com/question/14270693

#SPJ1

A home was bought with a $50,000 down payment and a $200,000 loan with a 20-year, 6% interest rate. $1,432.86 is paid each month. 80% is the loan-to-value ratio.

The loan-to-value is easily calculated by dividing the loan amount by the worth of the asset or collateral being utilized as security (LTV). In the case of a mortgage, this would be calculated by dividing the mortgage total by the property's assessed value.

A good strategy is normally to aim for an LTV of 80% or less. By keeping these figures, you can help yourself and improve your chances of getting a chosen loan choice with higher rates.

Down payment= $50,000

Loan= $200,000

Purchase price= $200,000 + $50,000= $250,000

loan-to-value ratio= $200,000 / $250,000 = .80 or 80%

Learn more about loan-to-value ratio: https://brainly.com/question/28189313

#SPJ4

In order to raise the $1.2 million needed for startup costs, which includes hiring yourself and 30930589 other people, you plan to finance your business with a bank loan of $400,000 and an equal cash commitment of $50,000 from a group of partners.

Nevertheless, it might be difficult to secure finance for a business that is still in its infancy or early stages. Also, the Micro, Small, and Medium Businesses (MSME) sector in India has only a limited amount of access to formal finance, which is why the Indian government opted to implement startup business financing programs for MSMEs and startups.

Instead of going via banks, the Small Industries Development Bank of India (SIDBI) has started lending directly to MSMEs and startups. These loans have interest rates that are almost 300 basis points lower than those that banks offer.

Learn more about Startup Business , from :

brainly.com/question/28462987

#SPJ9

Answer:

It is true

Explanation:

Answer:

prob melt them with fire but you gotta be careful because you can burn then if not i guess just use potions or something?

Explanation: