How much does savannah need to save at the end of each of the next twenty five year?
Answers
Savannah needs to save $10,035.51 at the end of each of the next twenty-five years to have an income of $40,000 per year for thirty years beginning at the end of twenty years.
From Year 26 to Year 56,
Annual Income = $40,000
Time Period = 30 years
Interest Rate = 6%
Finding the Present Value at the 25-year mark
Present Value of Annuity = P[(1 - (1 + r)-n)/r]
Present Value = 40000[(1 - (1.06)-30)/0.06]
Present Value = $550,593.25
Now,
Present Value at Year 25 is Used as Future Value,
FV = $550,593.25
Time Period = 25 years
Interest Rate = 6%
Calculating Annual Deposit,
Using TVM Calculation,
PMT = [PV = 0, FV = 550,593.25, I = 0.06, T = 25]
PMT = $10,035.51
Annual Deposit = $10,035.51
How much does Savannah need to save at the end of each of the next twenty-five years (with the first deposit made at the end of year 1) to have an income of $40,000 per year for thirty years starting at end of year twenty-six? The appropriate interest rate is 6.0% p.a.
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Related Questions
i am doing in interview for business opportunities around my area what questions should i ask
Answers
Answer: General questionsWhen did you start your business?Why did you decide to become a business owner?What was your mission at the start of your company?How many employees does your company have?What services or products do you offer?How do you advertise your business?
Explanation: i think it’s right
Typical queries include: When did your business begin? Why did you choose to start a business? What was the purpose of your business when it first began? How many people work for your company? What products or services do you provide? How do you promote your company?
What is an interview?An interview is a planned dialogue in which one party asks questions and the other replies. The term "interview" in everyday speech describes a private discussion between an interviewer and an interviewee.
The interviewee replies to queries by the interviewer by typically supplying information. The use of or distribution of that information to other audiences is entirely up to you.
This characteristic is evident in many different sorts of interviews; even when no one else is present during a witness interview or a job interview, the answers will be made available to others later on in the hiring or investigating process. Information can be exchanged in both directions during an interview.
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Question 21 (2.17 points) True or False? Outcome evaluation documents how the program got started. 1) True 2) False Question 22 (2.17 points) True or False? Immediate outcomes for mass media might include changes in individual behavior and enactment of policies. 1) True 2) False Question 24 (2.17 points) Which of the following is not considered a potential audience for workplace wellness programs? 1) The "business case" from the perspective of business leaders 2) The employee 3) The "planners, implementers, and evaluators" of workplace programs 4) Local gyms Question 25 (2.17 points) True or False? The practice of "CulturalCare" seeks to assimilate patients into the culture of clinical care. 1) True 2) False
Answers
Question 22: 1) True
Question 24: 4) Local gyms
Question 25: 2) False
Question 22:True. Outcome evaluation does document how the program got started, as it focuses on the initial processes, inputs, and activities that contributed to the program's development.
Question 24:
The potential programs include: 1) The "business case" from the perspective of business leaders, 2) The employee, and 3) The "planners, implementers, and evaluators" of workplace programs. Local gyms, however, are not considered a potential audience for workplace wellness programs.
Question 25:False. The practice of "CulturalCare" does not seek to assimilate patients into the culture of clinical care. Instead, it aims to promote culturally competent healthcare by acknowledging and respecting the diverse cultural backgrounds and values of patients.
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If the cost of electricity doubles in the area where the Morgans live, which of the following is most likely to be
true?
A. It would be more advantageous for them to wash clothes at home and dry them at the laundromat.
B. It would be more advantageous for them to buy a washer and dryer to save money.
C. It would probably make no difference because the laundromat is likely to increase its prices to cover
increased costs.
D. It would be even more advantageous for them to use the laundromat rather than have a washer and
dryer at home.
5 of 10
Answers
If the cost of electricity doubles in the area where the Morgans live, It would probably make no difference because the laundromat is likely to increase its prices to cover increased costs. Option C. This is further explained below.
What is Pricing?Generally, Decide the payment amount for the service (something offered for sale).
In conclusion, Even if the price of power doubles where the Morgans reside, the laundromat's pricing will almost certainly rise to match the higher expenses.
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1. Based on the profit-loss statement, does Rings and Things have a positive or negative cash flow?
Why?
Answers
Answer:
They have a negative cash flow.
Explanation:
Because their net operating activities is not breaking even, in other words, they are losing money.
Faldo Corp sells on terms that allow customers 45 days to pay for merchandise. Its sales last year were $325,000, and its year-end receivables were $60,000. If its DSO is less than the 45-day credit period, then customers are paying on time. Otherwise, they are paying late. By how much are customers paying early or late? Base your answer on this equation: DSO - Credit Period = Days early or late, and use a 365-day year when calculating the DSO. A positive answer indicates late payments, while a negative answer indicates early payments.a. 21.27b. 22.38c. 23.50d. 24.68e. 25.91
Answers
Answer:
b. 22.38
Explanation:
The credit period to pay for merchandise is 45 days, sales for last year = $325,000, therefore sales/day (daily sales) = $325,000/365 = $890.41
Year-end receivables = $60,000
Company DSO = Year-end receivables/ daily sales = $60000/$890.41 = 67.38
The difference between the Company DSO and credit period determines if the payment is early or late. A positive answer indicates late payments, while a negative answer indicates early payments.
Therefore, Company DSO - credit period = 67.38 - 45 = 22.38
Since the difference is positive, it is a late payment
The pressure to compromise one's personal ethical standards is felt most by
A. board members.
B. senior managers.
C. middle managers.
D. lower level managers.
Answers
The pressure to compromise one's personal ethical standards is felt most by middle managers.
Explanation: Ethical standards are set of moral guidelines that shape how individuals behave and make choices. Middle managers often face more pressure to compromise their ethical standards than other employees. The reason why middle managers are more likely to compromise their personal ethical standards is due to their position. They are responsible for ensuring that the orders of the senior executives are carried out. Middle managers are responsible for the overall success of the company, and they can face the most pressure when it comes to making decisions that might compromise their personal ethics.
In contrast, lower-level managers are more often tasked with carrying out the decisions that are made by middle or senior managers. They are less likely to be put in a position where they are asked to compromise their ethical standards because they are not involved in the decision-making process. Senior managers and board members have a duty to uphold ethical standards and lead by example. Therefore, they are less likely to compromise their personal ethical standards as they have a more significant responsibility to the company as a whole.
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5) Si tuvieras que hacer un presupuesto de Ingresos y uno de Gastos ¿Cuál harías primero y que te sirva de base para hacer el otro? Explica tu respuesta
Answers
Answer:
Si tuviese que hacer un presupuesto de ingresos y uno de gastos, primero haría el de ingresos. Así, podría tener en cuenta la cantidad de dinero que mes a mes ingresa en mi patrimonio y de esta manera organizar mis gastos teniendo en cuenta no gastar mas dinero del que gano mensualmente.
Si, en cambio, organizara mis gastos antes que mis ingresos, me vería limitado posteriormente a realizar algunos gastos dado que no habría contemplado mi liquidez financiera mensual.
help i'm desperate time is tight
Answers
The act of starting and creating a business on one's own is called
A. entrepreneurship
B. freelancing
C. objectives
D. ambition
Answers
Assume the economy is operating at P1Y2.
Which of the following would cause a shift to bring the economy to P3Yf?
Real wages fall.
Productivity increases.
Personal income taxes increase.
Transfer payments decrease.
A major hurricane hits the southeastern United States.
Answers
The decrease in aggregate demand would also reduce productivity and lead to a decrease in output and employment.
What is employment?Employment is an agreement between two parties, usually based on a contract, where work is exchanged for compensation, such as wages, salary, or commission. Employment is typically for a fixed period of time, and the employer usually has the right to dismiss an employee for a legitimate reason. Employment typically involves an exchange of services, knowledge, skills and experience for remuneration. Employment can be either full-time, part-time, or casual, depending on the type of job and the agreement between the employer and the employee.
A major hurricane hitting the southeastern United States would cause a shift to bring the economy to P3Yf as it would reduce aggregate demand in the affected areas, resulting in a decrease in consumption and investment spending. This would lead to a contraction in output and employment, resulting in a decrease in real wages, a decrease in transfer payments, and an increase in personal income taxes.
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The dupont equation shows the relationships among asset management, debt management, and __________ ratios.
Answers
The Dupont Equation shows the relationships among asset management, debt management, and Liquidity ratios.
Liquidity ratios are a significant class of monetary measurements used to decide an indebted person's capacity to take care of current obligation commitments without raising outside capital.
Normal liquidity ratio incorporates the quick ratio, current ratio, and days deals extraordinary.
Liquidity is the capacity to change over assets into cash rapidly and inexpensively.
Assets Management is the act of expanding total wealth after some time by obtaining, keeping up with, and exchanging speculations that can fill in esteem.
Debt Management is a method for fixing your obligation through monetary preparation and planning.
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Many politicians have degrees in business or law.
True
False
Answers
The fastest and easiest way for a firm to diversity its portfolio of businesses is through acquisition because:____.
Answers
The fastest and easiest way for a firm to diversify its portfolio of businesses is through acquisition because of option A. Unrelated acquisitions are usually uncomplicated because the acquired firm is allowed to continue to function independently as it did before the diversification acquisition.
Diversify acquisition is a corporate movement wherein a company takes a controlling interest in some other organization to expand its product and service offerings. One manner to determine if a takeover comes under diversification acquisition is to have a look at the two organizations' fashionable industrial classification (SIC) codes.
You can diversify into related fields with the aid of buying up competitors or suppliers, increasing company synergy and your typical market proportion. As a substitute, you may flow into unrelated industries, which cushions you in case your present-day center market all of sudden weakens.
Your question is incomplete. Please read below for the missing content.
The fastest and easiest way for a firm to diversify its portfolio of businesses is through acquisition because:
A) unrelated acquisitions are usually uncomplicated because the acquired firm is allowed to continue to function independently as it did before the acquisition.
B) of barriers to entry in many industries.
C) innovation in both the acquired and the acquiring firm is enhanced by the exchange of competencies resulting from the acquisition.
D) it is difficult and time intensive for companies to develop products that differ from their current product line.
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QUE ES UN CHOQUE ELECTRO SEVERO
RAPIDO RAPIDO AYUDA POR FAVOR
ES DE ELTRICIDAD PERO LE PUSE ESA MATERIA PORFAVOR AYUDAME
Answers
Answer:
un choque electro es un choque electrico
What are the 3 Building Blocks of Debt
Answers
Answer: Earning, saving, and spending
Explanation:
Answer:
The three building blocks of debt are:
EarningSpendingSaving
each year, forbes magazine ranks the 2000 largest metropolitan areas in the united states in an article on the best places for businesses and careers. first place in 2017 went to portland, oregon. portland was ranked 5th in 2016. fourth place in 2017 went to denver, colorado. denver was ranked 1st in 2016. at the other end, york, pennsylvania ranked 179th in 2017, up 15 spots from 194th in 2016! are these facts evidence that forbes's ratings are invalid, biased, or unreliable?
Answers
The facts are evidence that Forbes's ratings are A. Unbiased.
What is an Unbiased Fact?An unbiased fact is a statement or piece of information that is free from any personal opinions, judgments, or biases. It is a verifiable and objective truth that can be demonstrated through evidence and logical reasoning.
'
An unbiased fact is not influenced by emotions, feelings, or personal perspectives, but rather represents an accurate representation of reality.
For example, "The Earth is a planet in our solar system" is an unbiased fact because it is based on scientific evidence and can be verified through observation and measurement.
Hence, because the sample size is very large, there is no effect by the past rankings on current rankings.
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PLS NEED HELP IM BEHIND BAD
Answers
Answer:
The first answer
Explanation:
Just took it
helpppppppp, please get correct!!!!
I earn $250 a week, I put away $62.50 into savings. If i did that every year how much money would i have in my savings in 3 years?
Answers
So in three years there are 156 weeks.
Now we are gonna multiply the saving amount per week, $62.50 by the 156 weeks.
$62.50 x 156 = $9,750
This is the amount that you put in your saving in three years.
Which of the following is an example of an industry-level opposed to a firm-level factor?
A) threat of new entrants
B) a firm's culture
C) the teamwork among a firm's employees
D) a firm's products
E) a firm's assets
Answers
The answer is A) threat of new entrants. It is an example of an industry-level factor as opposed to a firm-level factor.
Industry-level factors refer to external factors that affect all firms within a particular industry, while firm-level factors refer to internal factors that affect a specific firm. The threat of new entrants is an industry-level factor that refers to the degree to which new firms can enter a particular industry. It is determined by factors such as barriers to entry, economies of scale, and brand recognition.
Firm-level factors, on the other hand, are internal factors that affect a specific firm, such as a firm's culture, teamwork, products, and assets. These factors can be leveraged to create competitive advantages for a firm, but they do not necessarily affect the industry as a whole.
Understanding the distinction between industry-level and firm-level factors is important for analyzing the competitive landscape of an industry and developing strategies for individual firms within that industry. By considering both types of factors, firms can identify areas where they can differentiate themselves from their competitors and gain a competitive advantage.
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Insurance Plan Summary
Deductible
$5,000.00
Wellness Exams
No-deductible
100% covered
What is the monthly
payment an employee
with a family plan on
this health plan is
required to pay, even
if they do not visit a
doctor or hospital?
Premium (monthly)
Individual
$45.00
Individual+Spouse
$400.00
A. $5,000.00
B. $45.00
C. $400.00
D. $0
Answers
Review of ratings & the 80/20 Rule
Rate Review and the 80/20 rule are two tools provided by the health care law to hold insurance companies accountable and assist in limiting costs.
Review of Rate
You are better protected from arbitrary rate increases thanks to Rate Review. Any rate increase of 15% or more must now be disclosed publicly by insurance firms before your premium is increased. Plans that are grandfathered in are exempt from this.
To view the planned and actual rate increases for your insurance plan, look it up online.
80/20 Rule
According to the 80/20 Rule, insurance firms must spend at least 80% of the premium revenue they receive on healthcare expenses and quality-improvement initiatives. Costs for administration, overhead, and marketing can be covered by the remaining 20%.
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A jeans maker is designing a new line of jeans. These jeans will sell for $410 per unit and cost $328 per unit in variable costs to make. Fixed costs total $120,000. If 5,000 units are produced and sold, income equals: multiple choice $1,930,000. $290,000. $410,000. $2,050,000. $1,520,000
Answers
If 5,000 units are produced and sold, income equals $290,000. This is the profit made.
Variable cost of making a pair of jeans = $328.
A variable expense is a corporate cost that adjustments of extent to how much an organization creates or sells
Sale Price per pair of jeans = $410.
A sale price is the limited cost at which labor and products are being sold.
Contribution per pair of jean = 410–328= $82.
Fixed costs = $120,000.
Fixed costs continue as before paying little mind to creation yield. Fixed expenses might incorporate rent and rental installments, protection, and interest installments.
Number of units sold = 5000.
Income from profit = (No of units sold* Contribution per unit) - Fixed cost = (5000*82)-120000=410000–120000=$290,000.
This is the profit.
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Less need for policy manuals, organization charts, and formal controls is a sign of shared values in a:
Multiple choice question.
corporate culture where there is little trust
corporate culture that doesn't empower employees
negative corporate culture
corporate culture that emphasizes service to others
Answers
An organization which preaches empathy and hence instills a cultural value which resonates around togetherness will show low levels of harsh and formal control and flexible policies.
When an organization shows less need for policy manuals, then it exhibits its level of flexibility and accommodation. Being less rigid in terms of being bent on formal guidelines and principles is a sign that the organization is empathic and promotes service to others. Such corporate policy framework is positive and hence, shows the orgainiziation's commitment towards social inclusion.Learn more : https://brainly.com/question/14378811?referrer=searchResults
Answer: corporate culture that emphasizes service to others
Step 3: Creating a Balanced Family Budget
a) Search for a "family budget estimator" and calculate the monthly expenses for a family living
in your city.
Insert a screenshot of the calculator you used, as well as all of the information you entered
into it. If you are unable to insert a screenshot, then list the information below. (10 points)
b) State the minimum monthly income and hourly wage per worker needed to cover monthly
expenses for the family you used in part a. Then, explain how to calculate the hourly wage
Show we’re u found your information
Answers
The family budget calculator use is attached accordingly. See relevant definition below.
What is the minimum monthly income and hourly wage per worker required to cover the monthly expenses indicated in the budget?The total budget indicated is $7,304. Hence to cover for the above expenses, one would need to work for at least 8 hours per day, and 5 days a week at the minimum income wage of $50 dollars/Hour.
This translates to:
50 x 8 x 20
= $8,000
What exactly is a family budget?A family budget is a plan for your household's incoming and outgoing funds for a specific time period, such as a month or year.
What is the definition of a Family Budget Calculator?The Family Budget Calculator calculates the amount of money required for a family to maintain a modest but decent level of life.
The budgets project community-specific expenses for ten different family types (one or two adults with zero to four children) across all counties and metro regions in the United States.
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How much notice does the Worker Adjustment and Retraining Notification
(WARN) Act require employers give their employees when a facility is
closing?
A. 120 days
B. 90 days
C. 60 days
D. 30 days
Answers
Answer:60 days
Explanation:
ap3x
Answer:
The question may also ask:
The Worker Adjustment and Retraining Notification (WARN) Act requires that companies meet notice requirements of how many days before reducing a workforce?
The answer is still 60 days
Explanation:
On September 3, 2018, Able, a single individual, purchased § 1244 stock in Red Corporation from his friend Al for $60,000. On December 31, 2018, the stock was worth $85,000. On August 15, 2019, Able was notified that the stock was worthless. How should Able report this item on his 2019 tax return?
Answers
He should ask them why it was worthless then after a while of thinking maybe have and idea on how to use it again
how are resources and scarcity connected?
Answers
Answer:
Explanation:
resources and scarcity are connected.
HOW?????
If we do not have resources, it leads to scarcity.
For example, If we do not have water which is a very precious resource, it leads to scarcity of water.
Hope this helps
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Which of the following is not an element of an accord and satisfaction?
a. a bona fide dispute
b. a proposal to settle the dispute
c. performance of the agreement to settle the dispute
d. reservation of rights under the federal Consumer Credit Protection Act
d. reservation of rights under the federal Consumer Credit Protection Act
Answers
The element that is not part of an accord and satisfaction is option d, reservation of rights under the federal Consumer Credit Protection Act.
An accord and satisfaction are a legal concept that refers to a method of settling a dispute by reaching an agreement and fulfilling its terms. There are three essential elements of an accord and satisfaction:
A bona fide dispute: This means there must be a genuine disagreement or dispute between the parties involved regarding a specific matter.
A proposal to settle the dispute: One party presents an offer or proposal to resolve the dispute, typically involving a payment or other form of consideration.
Performance of the agreement to settle the dispute: Both parties must agree to the terms of the proposed settlement, and one party performs or fulfills the obligations outlined in the agreement.
Option d, reservation of rights under the federal Consumer Credit Protection Act, is not an element of an accord and satisfaction. The federal Consumer Credit Protection Act provides certain protections to consumers in credit transactions, and it is unrelated to the process of accord and satisfaction. The reservation of rights under this act does not pertain to the specific elements required for an accord and satisfaction to occur.
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What are some things you do NOT include in a personal property inventory?
Answers
Answer:
your house car etc. things like that
Explanation:
The demand for financial capital increases when _________________ increases
Answers
The demand for financial capital increases when investment opportunities increase.
This is because businesses need financial capital in order to make investments and expand their operations. As more investment opportunities become available, the demand for financial capital also increases. This is a basic principle of economics, as businesses need financial capital in order to grow and take advantage of new opportunities.
In addition, the availability of financial capital can also impact the level of investment opportunities in an economy. If financial capital is scarce, businesses may not be able to access the funds necessary to take advantage of profitable opportunities, which could limit economic growth
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A is made up of or more and a section, is commanded by a ,