Market makers on the foreign exchange usually include Commercial Banks and Investment Banks. So the right option is Commercial Banks and Investments Banks
What are Market Makers?Market makers are institutions, such as banks, that stand ready to purchase or sell currencies on a regular and continuous basis at a publicly quoted price to keep the market stable. A foreign exchange market maker's job is to guarantee liquidity in the market and to establish prices.
Commercial Banks and Investment Banks are among the most common market makers in the foreign exchange market, accounting for around 90% of all trades in the market.
The other options listed in the question, such as central banks and governments, corporations, and hedge funds, may engage in foreign exchange trading, but they are not market makers in the sense that they do not have the same obligation to provide liquidity and establish prices.
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Steve Marks owes $20,000 in medical bills, $300 to the public utility, $400 on a dental bill due this month, $35,000 on a 10 year student loan, and $120,000 on a 30 year home mortgage. What is Steve's total for current liabilities
Answer:
US$ 175.700
Explanation:
Based on the given information, the total of Steve Marks's current liabilities is 20,700.
What is Current liability?The simple payments that are outstanding within a year or during the course of a typical business cycle are known as current liabilities. These are the sums that each person or business must pay each year.
The formula for calculating the current liability is
Total current liabilities=Medical bills+Public utility+dental Bill
As given
Medical bills=$20,000
Public utility=$300
Dental bill=$400
In the given case, the student loan and home mortgage are excluded as they are not considered as current liabilities of the business payable in a year.
Current liabilities=$20,000+$400+$300
Current liabilities=$20,700
In conclusion, Steve Marks's current liabilities are $ 20,700.
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Which of the following could make it difficult for you to believe that your needs are as important as the needs of others:
A. You have developed a lot of self-respect. B. You choose your own behavior. C. You are an assertive person. D. You are often around aggressive people.
What makes it hard for you to believe that your needs are as important as anyone else's is D. You are often around aggressive people
Human needs are something that is needed by humans, or human desires that must be fulfilled, in order to achieve spiritual and physical satisfaction for their survival. This need can be in the form of goods or services. Basically every human being has their own needs which are equally important, be it primary, secondary, tertiary, physical or spiritual needs.
One of the things that causes us to be unable to recognize our own needs is that we are often around aggressive people. Aggressiveness is a behavior that often has a negative impact on oneself and others and the environment. Aggressive people will have a negative impact on us. if we are too often around them, we tend to find it difficult to know that we are just as important as other people, as well as our needs are as important as the needs of others.
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in the case of a budget constraint for two normal goods, x and y, an increase in a consumer's income will _____.
Answer:
-shift the budget constraint to the right
-have the same effect as a decrease in the price of both X and Y
Explanation:
The internal auditing staff of a local manufacturing company performs a sample audit each quarter to estimate the proportion of accounts that are more than 90 days overdue (i.e., delinquent). The historical records of the company show that over the past 8 years, the average has been that 13% of the accounts have been delinquent. For this quarter, the auditing staff randomly selected 250 customer accounts. What is the probability that no more than 40 accounts will be classified as delinquent? (Round to 4 decimal places.)
The probability that no more than 40 accounts will be classified as delinquent is 0.9999.
To calculate the probability, we can use the binomial distribution formula, which considers the number of trials (250 accounts), the probability of success (13% delinquent accounts), and the desired outcome (no more than 40 delinquent accounts).
Using this formula, we find the probability to be 0.9999, or 99.99%, rounded to four decimal places.
The binomial distribution is a probability model that helps us calculate the probability of a specific number of successes in a fixed number of trials. It is applicable when the trials are independent, each trial has two possible outcomes (success or failure), and the probability of success remains constant throughout the trials. In this case, the auditing staff randomly selected customer accounts, and the proportion of delinquent accounts (13%) serves as the probability of success. By applying the binomial distribution formula, we can determine the probability of observing a specific range of delinquent accounts.
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your cash budget reveals an expected shortfall of cash in july. what additional cash budget information will a bank ask to see before approving making you a loan in july?
Before approving a loan in July to cover the expected cash shortfall, a bank may request additional cash budget information.
When considering a loan request to cover a cash shortfall, a bank will typically require additional cash budget information to assess the borrower's ability to repay the loan. This information helps the bank evaluate the borrower's cash flow situation and financial stability.
The bank may ask to see the following additional cash budget information:
Detailed Cash Flow Projections:The bank will likely request a more comprehensive cash flow projection for the upcoming months, including both inflows and outflows. This will help the bank understand the timing and magnitude of expected cash inflows and outflows, allowing them to assess the borrower's ability to meet their financial obligations.
Historical Cash Flow Data:The bank may ask for historical cash flow data to assess the borrower's past performance in managing cash flow and to identify any recurring patterns or trends. This information provides insight into the borrower's financial management practices and helps the bank assess the borrower's repayment capacity.
Collateral or Guarantees:Depending on the loan amount and the borrower's creditworthiness, the bank may require collateral or guarantees to secure the loan. This provides an additional layer of protection for the bank in case of default.
By examining these additional cash budget details, the bank can make a more informed decision about approving the loan and mitigating the risks associated with the borrower's expected cash shortfall in July.
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Membership is exclusively for high school students.
True
False
Answer:
False I think you get memberships for college students only.
What are 2 different payments relating to insurance that are used for almost all kinds of insurance?
Answer:
credit or debit?
Explanation:
in a perpetual system, the entry to record the sale of merchandise to a customer on account would include a . (check all that apply.)
In a perpetual system, the entry to record a purchase of merchandise on account includes a
credit to Accounts Payablecredit to Accounts PayableWhat is a perpetual system?A perpetual system is a method of accounting for inventory in which inventory quantities and values are continuously updated as transactions occur. In a perpetual inventory system, every time a product is sold or received, the inventory balance is updated in real-time, providing a real-time view of the inventory levels and its value.
In a perpetual system, each purchase of merchandise on account is recorded as a debit to the Inventory account, which increases the value of the inventory, and a credit to Accounts Payable account, which represents the amount owed to the supplier for the merchandise purchased. When the payment is made to the supplier, the Accounts Payable account is reduced, and Cash or another payment method is credited.
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In a perpetual system, the entry to record a purchase of merchandise on account includes a _____. (Check all that apply.)
a. credit to Inventory
b. debit to Accounts Payable
c. credit to Accounts Payable
d. debit to Accounts Receivable
e. credit to Accounts Payable
f. credit to Accounts Receivable
Josh is a full-time college student who is not working or looking for a job. The bureau of labor statistics counts josh as.
The bureau of labor statistics counts Josh a full-time college student who is not working or looking for a job as labor force.
What is labor force?Labour force can be defined as the number of people in the country who work and are also capable of working. They are people who are willing and able to work.
It is to be noted that the total number of people who are currently employed plus the number of people who are unemployed and seeking employment refers to labor force.
Hence, Josh a full-time college student who is not working or looking for a job can be termed as labor force.
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Would the manager in a public company be actively involved in the decisions of the company
What does it mean when someone has limited liability?
Answer:
Limited liability is a form of legal protection for shareholders and owners that prevents individuals from being held personally responsible for their company's debts or financial losses
your friends, jim and joey (16) are twin brothers and just received a $1000 inheritance from a wealthy aunt. jim wants the two of them to put their money together and buy a 4-wheeler. joey says he wants to put his money in a savings account. jim comes to you to ask you to help persuade joey to buy the 4-wheeler. what is your best financial advice?
The best argument to persuade Joey to buy the 4-wheeler is to inform him that keeping the money in a savings account would cause that money to loose value overtime (due to interest rates). Therefore, to ensure the best use of the $1000, it is ideal to use that money rather than save it.
4. People in the organisations carry out diverse tasks with the aim to achieve
(a) Different objectives
(b) Common objectives
(c) Both of the above
(d) None of the above
Answer:
(b) Common objectives
Explanation:
People and departments in an organization perform different functions, but all focus on achieving its objectives. An organization's top management sets the goals and targets for a particular period. It then identifies specific actions that need to be accomplished to achieve the set goals.
The identified actions are distributed to various departments for implementation. Each department will break down its activities into small tasks and assign them to individual workers. Every employee will be working to achieve their set objectives. If all workers achieve their targets, the departments will meet their objectives, and so is the organization's goals.
Iodine is used in diagnostic and therapeutic techniques in the treatment of thyroid disorders. This isotope has a half-life of 8.04 days. What percentage of an initial sample of 131I remains after 22.5 days
To answer your question, we can use the formula for exponential decay: A = A0(e^-kt), where A is the amount remaining, A0 is the initial amount, k is the decay constant, and t is time. In this case, we know that the half-life of 131I is 8.04 days, so we can find the decay constant by using the formula: k = ln(1/2)/t1/2 = ln(1/2)/8.04 = 0.0862 per day.
Now, we can plug in the values we know to find the percentage of the initial sample remaining after 22.5 days:
A = A0(e^-kt)
A = 100(e^-0.0862*22.5)
A ≈ 10.8%
To answer your question, we can use the formula for exponential decay: A = A0(e^-kt), where A is the amount remaining, A0 is the initial amount, k is the decay constant, and t is time. In this case, we know that the half-life of 131I is 8.04 days, so we can find the decay constant by using the formula: k = ln(1/2)/t1/2 = ln(1/2)/8.04 = 0.0862 per day.
Now, we can plug in the values we know to find the percentage of the initial sample remaining after 22.5 days:
A = A0(e^-kt)
A = 100(e^-0.0862*22.5)
A ≈ 10.8%
Therefore, after 22.5 days, only about 10.8% of the initial sample of 131I remains. It's important to note that this isotope is primarily used in diagnostic techniques (such as nuclear medicine scans) rather than as a therapeutic treatment for thyroid disorders, which typically involve medications or surgery.
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if a company strictly defines its processes based on unchanging roles, what type of structure does it have?
If a company strictly defines its processes based on unchanging roles, it is likely using a hierarchical or bureaucratic organizational structure.
In this type of structure, there is a clear chain of command and a fixed division of labor, with each employee assigned to a specific role with company defined responsibilities and tasks. Decision-making typically flows from the top of the hierarchy down to lower levels, with strict rules and procedures to ensure consistency and standardization.
This type of structure is often used in large, complex organizations where there is a need for a high degree of control, coordination, and predictability. However, it can also be rigid and inflexible, making it difficult to adapt to changing market conditions or respond to new opportunities. It may also lead to silos and limited communication and collaboration across departments or functions. As a result, some companies may choose to adopt more flexible or decentralized structures to promote innovation, agility, and responsiveness.
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Select all that apply.
Which of the following questions would you expect to see on an interest inventory?
Would you enjoy playing soccer?
Do you enjoy music?
Do you like science experiments?
Would you enjoy reading a fashion magazine?
i think "do you enjoy music"
Starbucks created the Starbucks College Achievement Plan that offers eligible
employees full tuition to earn a Bachelor's degree in partnership with Arizona State
University. This action represents the
dimension of social responsibility.
The aforementioned action represents the philanthropic activities dimension of social responsibility.
What is CSR?CSR is abbreviation for corporate social responsibility and it can be defined as a business organization's (company's) obligation to act in a manner that benefits and adds significant value to the society and the people living in the environment where it operates, and usually as it conduct its business operations.
Basically, corporate social responsibility (CSR) is typically focused on improving the society through any positive and beneficial means possible.
Corporate social responsibility requirements stages.Generally speaking, there are four different corporate social responsibility requirements stages and these include the following:
Financial and economic viability.Compliance with legal and regulatory requirements.Ethics, principles, and values.Philanthropic activities such as offering eligible employees full tuition, in order to enable them a Bachelor's degree.In this context, we can reasonably infer and logically deduce that the aforementioned action represents the philanthropic activities dimension of social responsibility.
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Click this link to view O*NET's Work Activities section for Postsecondary Education Administrators.
Note that common activities are listed toward the top, and less common activities are listed toward the bottom.
According to O*NET, what are common work activities performed by Postsecondary Education Administrators?
Check all that apply.
making decisions and solving problems
operating vehicles
communicating with supervisors, peers, or subordinates
establishing and maintaining interpersonal relationships
repairing and maintaining electronic equipment
drafting, laying out, and specifying technical devices, parts, and equipment
Answer:
BDE
Explanation:
Answer:
A C D
Explanation:
What is the standard deduction for marry filing joint for tax year 2017?
Answer: $12700
Explanation:
Standard deduction refers to the portion of income that's not being subjected to tax which can be used in the reduction of the tax bill. It should be noted that the amount of one's standard deduction will be based on the age, filing status, age, as well as some other criteria.
For taxpayers who don’t itemize, it should be noted that the 2017 standard deduction depends on the filing status and this include:
Single = $6,350
Married Filing Jointly = $12,700
Married Filing Separately = $6,350
Head of Household = $9,350
Qualifying Widow(er) = $12,700
The governance mechanism MOST closely connected with deterring unethical behaviors by holding top management accountable for the corporate culture is:
When top management need to be held accountable for unethical behavior, the best way is to use a Board of Directors.
What does a Board of Directors do?
These are the representatives of the shareholders in the leadership of the company.
They are the highest authority in the company and the policies they implement are meant to hold top management accountable for unethical behavior that might threaten the shareholders.
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Steadigen Company sells two generators long dash Model A and Model Blong dashfor $ 432 per unit and $ 410 per unit, respectively. The variable cost of Model A is $ 404 per unit and of Model B is $ 304 per unit. If Steadigen Company's sales incentives reward sales of the goods with the highest contribution margin per unit, the sales force will be motivated to push sales of Model A more aggressively than Model B.What is the breakeven in units for Model A and Model B.
Answer:
False
Explanation:
Contribution margin per unit = Sales - variable cost
Contribution margin per unit (Model A) = $432 - $404
Contribution margin per unit (Model A) = $28 per unit
Contribution margin per unit (Model B) = $410 - $304
Contribution margin per unit (Model B) = $106 per unit
False, Contribution margin per unit (Model B) is higher so, motivated to push sales of Model A will be false.
Break-even in units = Fixed cost / Contribution margin per unit
Break-even in units (Model A) = Fixed cost / $28
Break-even in units (Model B) = Fixed cost / $106
which step of business process management allows managers to create a continually improving process?a. Step 3: process executionb. Step1: process designc. Step 5: proses optimizationd. Stepp 4: process monitoring
Step 5: process optimization is the step of business process management that allows managers to create a continually improving process. Option C is correct.
This step involves analyzing data from the process and identifying opportunities for improvement. Once opportunities are identified, changes are made to the process, and then the process is tested to see if the changes have had the desired effect.
The process is then monitored to ensure that the changes are sustainable and that the process continues to perform well over time. By continually optimizing the process, managers can ensure that their organization is operating efficiently and effectively.
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What are the effects of an increase in labor productivity on potential GDP, the
quantity of labor, the real wage rate, and potential GDP per hour of labor?
An increase in labor productivity can lead to an increase in potential GDP, as it allows more output to be produced with the same amount of labor.
What are the effects of an increase in labor productivity on potential GDP, the quantity of labor, the real wage rate, and potential GDP per hour of labor?An increase in labor productivity can lead to an increase in potential GDP, as it allows more output to be produced with the same amount of labor.
However, the effect on the quantity of labor and real wage rate is less clear-cut. In some cases, an increase in productivity can lead to an increase in the demand for labor and therefore higher wages. In other cases, it can lead to a decrease in demand for labor and lower wages. Ultimately, the effect on potential GDP per hour of labor will depend on the relative changes in output and labor inputs.
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The scientific revolution established new methods of investigating the world, including?
Including the testing of hypotheses
What are Testing Hypotheses?In statistics, hypothesis testing is the process by which a population parameter assumption is put to the test. Depending on the type of data used and the goal of the research, the analyst will choose a certain approach.
Utilizing sample data, hypothesis testing is a method used to determine whether a hypothesis is tenable. Such information could originate from a bigger population or a data-generating process. In the following descriptions, "population" will be used to refer to both of these scenarios.
A statistical sample is tested by an analyst during hypothesis testing with the aim of demonstrating the plausibility of the null hypothesis.
By measuring and reviewing a representative sample of the population under study, statistical analysts can evaluate a theory. Every analyst employs a random population sample to test the null hypothesis and the alternative hypothesis.
A null hypothesis may declare, for instance, that the population means the return is equal to zero. The null hypothesis is typically an equality hypothesis for population parameters. A null hypothesis is effectively the opposite of the alternative hypothesis (e.g., the population means the return is not equal to zero). They cannot both be true because they are mutually exclusive.
Therefore, one of these two hypotheses will be true.
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A(n) ________ can help increase mutual understanding of job demands and difficulties to help minimize conflicts.
a) competition
b) increase in diversity awareness
c) permanent transfer
d) change in organizational values
e) temporary assignment
An increase in diversity can help increase mutual understanding of job demands and difficulties to help minimize conflicts. The Option B
How does an increase in diversity awareness help increase mutual understanding of job?An increase in diversity awareness within an organization can greatly contribute to the promotion of mutual understanding of job demands and difficulties, ultimately helping to minimize conflicts.
When employees are more aware and appreciative of the diverse backgrounds, experiences and perspectives of their colleagues, they are likely to develop empathy and understanding towards the challenges they face.
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Question 7 of 10
Which of the following is a tax-advantaged savings plan designed to
encourage savings for future college costs?
A. University plan
B. 529 plan
C. Scholarship plan
D. 592 plan
Answer:
It is the 529 plan to save money for college.
Explanation:
Which of the following should be used to establish baseline
performance for the restaurant?
All the above
average check
meal duration
seat occupancy
RevPASH
All of the above options should be used to establish baseline performance for the restaurant.
Establishing baseline performance for a restaurant involves measuring and analyzing various factors that contribute to its overall performance.
The options provided, including average check, meal duration, seat occupancy, and RevPASH (Revenue Per Available Seat Hour), are all important metrics that can be used to establish this baseline.
Average check refers to the average amount spent by each customer during a meal.
It helps in understanding the revenue generated per customer and can indicate the pricing strategy and customer spending patterns.
Meal duration measures the average time customers spend at the restaurant. It provides insights into the efficiency of service, table turnover rate, and customer satisfaction.
Seat occupancy indicates the percentage of occupied seats during a specific period. It reflects the restaurant's capacity utilization and can help identify peak and off-peak periods.
RevPASH calculates the revenue generated per available seat hour. It takes into account both seat occupancy and the revenue generated, providing a comprehensive performance metric.
By considering all of these factors, a restaurant can establish a comprehensive baseline for its performance, allowing for comparison and analysis over time.
These metrics provide valuable insights into different aspects of the business and help in identifying areas of improvement and growth opportunities.
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Describe how online brokerage accounts differ from managed brokerage accounts.
A managed or discretionary account is just like any other brokerage account, with one important difference. They empower professional investment advisors to manage accounts and execute trades without first consulting the client.
Brokers, also called brokers, are companies that match buyers and sellers of investment vehicles such as stocks and bonds. A brokerage account is often where investors hold their assets. Which type you choose depends on your needs and preferences. A brokerage account is a financial account of an investor who has a licensed broker to buy and sell securities.
Different companies target different investors, depending on their experience, desire for support, and wealth.
Traditional, self-directed online programs are popular with a variety of investors, especially those who prefer to explore and interact with interfaces rather than people.
Human advisors are a better option for those who prefer to interact more directly with financial professionals. Robo-advisors automate investments and use technology to manage portfolios.
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Unrealized holding gains or losses which are recognized in income are from debt securities classified as
Answer:
Trading.
Explanation:
In Business management, when a gain or loss is realized, it simply means that the owner of stock or other securities has sold it. Thus, these unrealized gains or losses are generally referred to as paper profits or losses.
Basically, when the value of a stock being bought by an investor reduces (falls) while he or she is yet to sell it, it is known as an unrealized loss.
However, when the value of a stock being bought by an investor rises (increases) while he or she is yet to sell it, it is known as an unrealized gains.
Hence, unrealized holding gains or losses which are recognized in income are from debt securities classified as trading.
Steven manages a team responsible for opening new restaurants of a large, fast-food chain. His team goal is to open eight restaurants in four months' time, and he's mapped out a plan for breaking this goal into actual tasks and projects. As Steven's mentor, what advice do you give him for managing obstacles that might disrupt his progress?
Answer:
divide all of the current obstacles by the level of urgency and take it one step at a time
Explanation:
When making any sort of plans there will always be unexpected obstacles that prevent/disrupt you from making progress. In these situations, the best advice would be to divide all of the current obstacles by the level of urgency and take it one step at a time. If you try to solve all the problems at once you will get overwhelmed and stressed out. Instead solve one at a time, focusing on the more urgent problems first.