The better investment is the 11% compounded monthly with an effective annual yield of "11.67%."
To determine the effective annual yield for each investment, we will use the formula:
Effective Annual Yield (EAY) = (1 + r/n)^(nt) - 1
where r is the nominal interest rate, n is the number of compounding periods in a year, and t is the number of years.
For the 11% compounded monthly investment:
r = 11% = 0.11
n = 12 (since it compounds monthly)
t = 1 (as we want the annual yield)
EAY = (1 + 0.11/12)^(12*1) - 1
EAY ≈ 1.1167 - 1
EAY ≈ 0.1167 or 11.67% (rounded to two decimal places)
For the 11.25% compounded annual investment:
r = 11.25% = 0.1125
n = 1 (since it compounds annually)
t = 1 (as we want the annual yield)
EAY = (1 + 0.1125/1)^(1*1) - 1
EAY = 1.1125 - 1
EAY = 0.1125 or 11.25%
Comparing the two effective annual yields:
11.67% (11% compounded monthly) > 11.25% (11.25% compounded annually)
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A global computer network providing a variety of information and communication facilities, consisting of interconnected networks using standardized communication protocols.
Answer:
The correct answer is "Internet".
Explanation:
A global structure of data networks, the collection of several types of networks throughout which the clients at any device will, whether they have the authorization, obtain some technical information from other devices, recognized as an internet. Which utilizes a fraction of that same cumulative capacity of the already additional infrastructure network systems.If policymakers are concerned about the unequal distribution of income within society, then they should prefer a ________ tax system.
Answer:
Progressive income
Explanation:
Taxation can be defined as the involuntary or compulsory fees levied on individuals or business entities by the government to generate revenues used for funding public institutions and activities.
There are three (3) types of taxation used by the government, these are;
1. Progressive taxation: it involves charging individuals having higher incomes a higher percentage of their total income.
For instance, John pays 30% on $70,000 and Joyce pays 10% on $45.000.
2. Proportional taxation: it involves charging both lower and higher income earners equally in proportion to their income.
For instance, John pays 20% on $50,000 and Joyce pays 20% on $36,000.
3. Regressive taxation: it involves charging individuals with low incomes a higher percentage of their total income and vice-versa.
For instance, John pays 15% on $60,000 and Joyce pays 20% on $36,000.
Hence, if policymakers are concerned about the unequal distribution of income among employees or workers within their society, then they should prefer a progressive income tax system.
How does decreasing your credit card balance affect your income statement? (1 point)
It increases your monthly expenses, increasing the amount you spend each month.
It increases your monthly expenses, giving you more money to spend on other things.
It decreases your monthly expenses, increasing the amount you spend each month.
It decreases your monthly expenses, giving you more money to spend on other things.
The way in which decreasing your credit card balance would affect your income statement is that: D. It decreases your monthly expenses, giving you more money to spend on other things.
What is a credit card?A credit card simply refers to a small, rectangular flat card that is issued by a financial institution to its eligible customers, in order to avail them an opportunity to purchase goods and services on credit, especially based on the agreement that this amount of money would be paid back at a specific time and interest rate.
Generally speaking, a credit card balance can be defined as the total amount of money that an individual owe his or her credit card company. This ultimately implies that, a decrease in credit card balance would cause a decrease in monthly expenses, which avails the credit card holder more money to spend on other things.
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Answer: 1. a loan from one entity electronically matched to another entity without a financial institution in the middle
2. a payday loan
3. an unsecured installment loan
4. It decreases your monthly expenses, giving you more money to spend on other things.
5. Determine or estimate the current value of everything you own.
6. Their ability to repay a loan
7. your prior record of paying your bills and paying off your debts
8. your age and gender
9. You can request one online or over the phone.
10. He should contact the credit bureau that issued the credit report, the companies that issued the seven fraudulent cards, his local police, and the federal government at identitytheft.gov.
11. -the lender that provided the incorrect information
-the credit bureau that prepared the report
12. right away
13. She won a $20 billion settlement for California homeowners whose homes were inappropriately foreclosed on.
14. The longer the term, the more you will pay in interest.
15. It will cost you less money overall.
16. A store credit card generally comes with a higher interest rate.
17. You will save money if you pay the balance off quickly.
18. -Clarifying the confusing language found on credit card applications.
-Forcing lending companies to disclose interest rates and hidden fees.
19. It banned credit card companies from raising interest rates after missed payments.
20. -a fixed annual charge for the use of a credit card
-a charge if the minimum payment is not paid by the due date
21. paying off the balance before interest can accrue
22. $30
23. Determine which card has the higher interest rate and pay the extra money to that card first.
Explanation: All these answers are correct!
When amazon says, "we want to be earth’s most customer-centric company," it is stating its code of ethics. True or false?.
False is the correct answer
A code of ethics is a set of guiding principles intended to help professionals conduct themselves in the workplace honestly and morally. An organization's goal and basic values, the professional standards to which they are held, the way in which professionals should handle challenges, and other topics may all be included in a code of ethics statement. A code of ethics is a collection of values and guidelines that people and organizations use to guide their decision-making and to discern between right and wrong. They give a basic understanding of a company's or organization's ethical standards. A code of ethics is crucial because it outlines behavior expectations in detail and establishes the foundation for preventative measures.
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In general, a decrease in consumer income will have what effect on demand for normal goods?.
Income and demand for common commodities are tightly correlated, which means that as income rises, demand will follow suit and vice versa if income falls.
How does the demand for everyday commodities depend on consumer income?
A typical good is one whose demand rises as a result of an increase in consumer income. In other words, as earnings rise, so does demand for typical commodities; conversely, when wages fall or employment decreases, so does demand.
Do common goods decline when income falls?
A good whose demand increases as a result of an increase in pay, such as when a person's income increases, is referred to as a normal good. Contrarily, when income falls, as it can due to a wage cut or a layoff, the demand for regular items reduces.
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The last line in a business letter is the _______.
Help please
Answer:
Salutation
Explanation:
what are the similarities and dissimilarities between traditional and improved oven?.
Answer:
The similarities and dissimilarities between traditional and improved oven is described below in details.
Explanation:
Both varieties of ovens look identical, and both can be gas or electrical. The distinction between them is that the origin of heat under a conventional oven is fixed and rises up from the ground. The heat from a convection furnace is travel by blowers, so the air travels all over the interior of the oven.
In a convection oven, the hotness is scattered equally all nearby the meal. Expert meal makers like convection furnaces because they not only prepare meals precisely, but they prepare them as much as 26 percent quicker than a conventional oven.
if the rate of return on an investment project is less than the stockholder could earn on their own, should the financial manager accept or reject the investment?
The financial manager should take into consideration investment project before rejecting the investment.
Rate of return on investmentAn investment project may not be sufficiently appealing from a financial standpoint if the rate of return is lower than what the stockholder could earn independently. The financial manager should take this into consideration before rejecting the investment.
Maximizing shareholder wealth is a financial manager's main objective. The financial management often compares the predicted rate of return on the investment to the needed rate of return for the stockholders or the rate of return they could obtain from alternative investments with comparable risk levels when assessing investment options.
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Determining Cost of Goods Sold For a recent year, Best Buy (BBY) reported sales of $39,528 million. Its gross profit was $9,191 million. What was the amount of Best Buy's cost of goods sold
Answer:
30,337 million
Explanation:
sales-cost of goods sold = gross profit
(in millions)
(x= COGS)
39528-x=9191
x=30,337
QUESTION 7 of 10: Which is NOT a use for market research?
a) Identifying what services customers want
Ob) Deciding what merchandise to sell
O c) Determining tax deductions
O d) Forecasting sales
Submit
Answer:
The answer would be b, determining tax deductions
Explanation:
All three of the other points are ways you can find out customers needs and wants, however tax deduction is used to figure out how much tax is owed.
How do performance standards best promote ethical behavior?
Answer:
reviews and if manage hold themselves to a high standard of ethical behavior how do managers deal with overstaffing problems teaching employees better time management/.
Explanation:
There are now twice as many people in the household, but your income has also doubled. Is your new tax liability about twice as much as when you were single, more than twice as much, or less than twice as much? Tell whether you think this difference- or the lack of one- seems fair
Answer:
It is fair because due to marriage the resources tends to accumulate and thus the common expenses like living housing eating costs goes down than they were sustaining when they were not married.
Explanation:
Solution
It will result in higher tax due to the marginal rate rising due to increase in income plus due to joint filing after marriage.
The difference seems to be fair from the point of view that due to marriage the resources become pooled and thus the common expenses like living housing eating costs come down than they were incurring when they were single. Hence, they can now afford to pay higher taxes and it kind of does seem fair.
according the concepts of Islamic finance and banking ,explain the way raise enough capital for the online business.
According to the concepts of Islamic finance and banking, the several ways to raise enough capital for an online business are Mudarabah, Musharakah, Sukuk and Ijarah.
Here are a few ways:
1. Mudarabah: It is a form of partnership that involves one partner providing the capital (rab al-mal) and the other partner managing the business (mudarib). The profits are shared based on a pre-agreed ratio, while the losses are borne solely by the provider of the capital.
2. Musharakah: Musharakah is another form of partnership in which all partners contribute capital and share profits and losses based on a pre-agreed ratio. This is particularly useful for startups that require a large amount of capital to get off the ground.
3. Sukuk: Sukuk is an Islamic financial instrument that can be used to raise capital. It is similar to a bond, but instead of paying interest, the issuer of the sukuk pays a share of the profits generated by the underlying assets. This can be an attractive option for investors who want to participate in the growth of a business without taking on the risk of ownership.
4. Ijarah: Ijarah is a form of leasing in which the owner of the asset leases it to another party for a pre-agreed period in exchange for rental payments. This can be an attractive option for businesses that require expensive equipment or other assets to operate.
Overall, Islamic finance and banking provide several ways to raise capital for an online business. The key is to find the right financing solution that meets your needs and aligns with your values.
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Pablo gets his dog’s hair cut every month. He pays $10 a cut, once a month. The salon is offering a new sale. The sale offers 1 cut per month, for 3 months for $25. Should Pablo get this new sale price?
Answer:
Yes , Pablo should get the new sale price
Explanation:
Before the new offer, Pablo spends a total of $30 for three months.
( $10 x 3 months).
With the new offer, It will cost Pablo $25 in hair cuts for three months.
The new price is cheaper by $5.
Pablo will save $5 with the new sale price.
Which of the following would be a business selling the same thing in another country?
if I'm wrong please give more details? and ice cream parlour?
Answer:
I think cafe or Hotel will be the best business in another county.
The Hull Petroleum Company and Inverted V are retail gasoline franchises that compete in a local market to sell gasoline to consumers. Hull and Inverted V are located across the street from each other and can observe the prices posted on each other's marquees. Demand for gasoline in this market is Q= 80-12 and both franchises obtain gasoline from their supplier at $410 per gallon. On the day that both franchises opened for business, each owner was observed changing the price of gasoline advertised on its marquee more than 10 times: the owner of Hull lowered its price to slightly undercut Inverted V's price, and the owner of Inverted V lowered its advertised price to beat Hull's price. Since then, prices appear to have stabilized. Under current conditions, how many gallons of gasoline are sold in the market, and at what price? Instructions: Enter your responses rounded to the nearest two decimal places Gallons sold: Price: $
Answer:
I believe that the demand equation is incomplete, since there is no price (P).
If we just solve this equation like it is, the quantity demanded = 80 - 12 = 68 gallons
if we add the price into the equation:
Q = 80 - 12P
since this is a competitive market, in order to maximize profits, marginal revenue = marginal cost = $4.10 per gallon (not $410).
That means that both companies will sell gasoline at $4.10 per gallon
equilibrium quantity = 80 - (12 x 4.10) = 30.8 gallons of gasoline
which of the following items would be an important mobility barrier preventing proprietary drug firms from moving into the generic strategic group in the pharmaceutical industry?
The items would be an important mobility barrier preventing proprietary drug firms from moving into the generic strategic group in the pharmaceutical industry is "strong intellectual property protection for their patented drugs". The correct option is A.
The nice intellectual property protection such as patents can act as an important mobility barrier preventing proprietary drug firms from moving into the generic strategic group.
This protection creates a barrier for proprietary drug firms seeking to enter the generic market and compete with lower cost alternatives.
Therefore, the correct option is A.
The question is incomplete, the complete question is here:
Which of the following items would be an important mobility barrier preventing proprietary drug firms from moving into the generic strategic group in the pharmaceutical industry?
A. Strong intellectual property protection for their patented drugs.
B. High research and development costs associated with developing innovative drugs.
C. Stringent regulatory approval processes for generic drug entry.
D. Established brand recognition and reputation for proprietary drugs.
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Define Kanban Carts. Given the following information, decide the number of Kanban carts for a manufacturing cell to provide WIP to the 2nd cell. The cart container has a capacity of 10, the lead-time is 2 hours (including the process time, delay, and moving time). The customer demand is assumed as 240 units per day (assuming 16-hour operation per day). You have decided a safety stock for 20% of the 2 hours demand. Decide how many carts for transporting parts between these two cells, and show your work.
Kanban carts are wheeled vehicles that transport parts from one manufacturing cell to another.
The kanban system's core objective is to enable just-in-time (JIT) manufacturing and inventory control.
To decide the number of Kanban carts for a manufacturing cell to provide WIP to the 2nd cell, given the following information,
we will calculate the required number of carts:
Lead time= 2 hours
Capacity of cart container
= 10 units
Customer demand
= 240 units/day
Assuming 16 hours of operation per day,
The demand for 2 hours = 240 * (2/16)
= 30 units
The safety stock for 2 hours of demand = 20/100 * 30
= 6 units
Total parts required during lead time= 30 + 6
= 36 units
Capacity of cart = 10 units
Hence, we need 4 carts to transport the parts from one manufacturing cell to another.
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Disadvantages of choosing a job that is extremely popular or in demand
The disadvantage of choosing a job that is very popular or a job that is in high demand is that after a while such a job may become saturated or it would become monotonous.
What is a high demand job?This is the term that is used to refer to a job that the people that wpould employ labor are constantly in need of. Such a job is one that would require the people that have the qualification to opt in and get the places and the roles that they are to fill.
The issues that may arise from such a job that is in high demand is that after a period, such a job may have a lot of persons that would want to fulfil the role.
The number of qualified persons may become more than the job that is available for the people to do in the long run.
Hence this is a disadvantage. Therefore I would conclude by saying that the disadvantage of choosing a highly popular job is that the number of persons that are willing to fulfil the role may exceed the job overtime.
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what is the differences and similarities between rental goods services and non goods services
Answer and Explanation:
Rented-Goods Services are represented by retailom where consumers can own a good, or use a service for a specified time. As an example of this, we can mention hotel rooms, ski clothes, cars, houses, among others.
Nongoods Services are also represented by retail, but it presents personal services, where consumers can try them, judge them and then decide if they want to own them.
YES Bank has developed unique product proposition extending the entire benefit of the advancement in the payments landscape to the customer's desktop by pioneering the introduction of the payments on the web. The platform provides online confirmation along with instant settlement for payments making cash flow forecasting easier and precise to the last minute. State the type of e- banking services highlighted in aforesaid case.
Answer:
Net banking
Explanation:
Net banking is also called internet banking or online banking. It is targeted at customers who prefer to do their transactions from the comfort of their home. Rather than coming to the bank to perform transactions.
Various types of transactions are available on the net banking platform such as bank statement, bill payments, money transfers, and even booking of fixed deposit.
YES Bank platform provides online confirmation along with instant settlement for payments making cash flow forecasting easier and precise to the last minute.
They are providing net banking services to their clients.
1 point
Danny receives a salary of $660 a month and a 7.5% commission on all
sales above his monthly quota of $15,000. His sales for the month totaled
$32,000. What was his gross income for the month? *
$3,060
$1,275
$2,400
$1,935
Answer:
1935
Explanation:
32,000-15,000 = 17,000
17,000 x 0.075 = $1275 (this is his commission)
1275 + 660 = $1935
$1935 is his gross income for the month
If you are interviewed by more than one person, you should send a thank-you note to _____.
each person in the interview
each person you see in the building
the first person you are introduced to
the person who is obviously leading the interview
Answer:
option A is correct.
i.e.
each person in the interview.
Explanation:
Because thank-you letter provides a simple but effective way to express gratitude to all the individuals you met with.
A put option that expires in eight months with an exercise price of $57 sells for $3.85. The stock is currently priced at $59, and the risk-free rate is 3.1 pensent per year, compounded continuously. What is the price of a call option with the same exercise price and expiration date? (1.5 point) Answers 1-1 1.
To determine the price of a call option with the same exercise price and expiration date, we can use the put-call parity relationship. The put-call parity equation is given by:
Call Price - Put Price = Stock Price - Exercise Price * e^(-r * T)
Where:
Call Price is the price of the call optionPut Price is the price of the put optionStock Price is the current price of the stockExercise Price is the strike price of the optionsr is the risk-free interest rateT is the time to expiration in yearGiven that the put option is selling for $3.85, the stock price is $59, the exercise price is $57, the risk-free rate is 3.1% (0.031), and the time to expiration is 8 months (8/12 = 2/3 years), we can substitute these values into the put-call parity equation and solve for the call price:
Call Price - $3.85 = $59 - $57 * e^(-0.031 * 2/3)
Simplifying the equation:
Call Price - $3.85 = $2 - $57 * e^(-0.0205)
Adding $3.85 to both sides:
Call Price = $2 - $57 * e^(-0.0205) + $3.85
Evaluating the right-hand side of the equation:
Call Price ≈ $4.68
Therefore, the price of the call option with the same exercise price and expiration date is approximately $4.68
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Which statement best defines tuition?
Tuition is federal money awarded to a student.
Tuition is aid given to a student by an institution.
Tuition is money borrowed to pay for an education.
Tuition is the price of attending classes at a school.
Answer:
D
Explanation:
Edge 2021
The statement that best describes tuition is the price of attending classes at a school.
What is tuition?Tuition is the payment made by a student for instruction or lessons received at a college or university. The tuition payed by a student depends on:
the complexity of the course: the more complex the course is, the higher tuition would be.the duration of the course: the longer the course is, the higher tuition would be.To learn more about tuition, please check: https://brainly.com/question/16882987
Melanie graduated from the College of Business at the University of Arizona. What type of higher education Institution did she attend?
OA.
A college
OB.
A university
Ос.
A technical school
OD. A professional school
If the ________ cost of production for two goods is different between two countries then mutually beneficial trade is possible.
If the opportunity cost of production for two goods is different between two countries then mutually beneficial trade is possible.
What is opportunity cost?Opportunity cost is an economist term for expressing cost in terms of foregone alternative.
It is the benefits of second best alternatives (when the first best is chosen) or alternative use of something, which is not decided on (the cost of not using land for farming and using it for building a house instead).
Hence, If the opportunity cost of production for two goods is different between two countries then mutually beneficial trade is possible.
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Which two ways is productivity commonly measured? (Select two answers.) Number of workersAge of workersHours of laborLevel of educationNumber of competitors
Answer:
Number of workersHours of laborExplanation:
Productivity is a gauge of efficiency in the production process. The most common way of calculating it is by dividing the outputs by inputs.
The other way of calculating productivity is through labor. Labor productivity assesses the rate of output per worker per unit of time, usually hourly. Labor productivity is also the business's total production per unit of time, say an hour or per day.
You take out a $20,000 auto loan to be repaid over the next 4 years with monthly payments at an APR of 3.6%. How much is your monthly payment
When you take out a $20,000 auto loan to be repaid over the next 4 years with monthly payments at an APR of 3.6%, your monthly payment is $456.22.
Monthly payment is the amount of money you have to pay to your loan provider every month. It depends on the amount of the loan, the duration of the loan, and the interest rate.
APR stands for annual percentage rate. It is the percentage of the loan amount that you will have to pay as interest each year for the duration of the loan.
The formula used to calculate the monthly payment for a loan is as follows:
\(PMT = (P * r)/(1 -(1 + r)^{(-n)})\)
Where:P is the amount borrowedr is the interest rate per period n is the total number of payments PMT is the monthly payment. Substituting the given values in the above formula, we get:
\(PMT = (20000 * 0.036)/(1 -(1 + 0.036)^{(-(4 * 12)}))= $456.22\)
Therefore, your monthly payment is $456.22 for a $20,000 auto loan to be repaid over the next 4 years with monthly payments at an APR of 3.6%.
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Michael works as a financial advisor in a doctors office. The two organizations that Michael most likely belongs to are the..
A. AFP and AMA
B. AFP and ACS
C. AMA and AIA
D. AIA and ACS
Michael works as a financial advisor in a health practitioner's office. the 2 agencies that Michael maximum possibly belongs to are the: A. AFP and AMA
A monetary adviser or financial advisor is a professional who offers economic services to clients based totally on their monetary state of affairs. In many nations, financial advisors should whole precise education and are registered with a regulatory body in an effort to provide advice.
A financial advisor is a professional who's paid to offer financial recommendations to customers. simply as you would hire an architect to create a plan for your house, you hire a financial marketing consultant to create a plan for your budget. it is all about paying a person for the know-how you need to reach unique goals.
A monetary guide will now not simplest set you up financially. they could help make choices on the most important existence adjustments like how tons maternity go away can you have the funds to take while having a child. They also can help maintain you on target financially while lifestyles throw you curve balls which include redundancy.
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