The answer is approximately $11,057.28. When given interest rates and time period, you can calculate the future value of your investment using the compound interest formula, which is A = P(1 + r/n)^(nt),
When given interest rates and time period, you can calculate the future value of your investment using the compound interest formula, which is A = P(1 + r/n)^(nt),
where: A = the future value of your investment, P = the present value of your investment, r = the interest rate per period, n = the number of times the interest is compounded per period, t = the total number of periods. To calculate future values with quarterly, monthly, and daily payments, use the following steps: Quarterly payment: Here, interest is compounded four times a year, so n = 4 and t = 25 x 4 = 100. The quarterly payment is $10, so the formula becomes:
A = 2,500(1 + 0.05/4)^(4x100) + 10[(((1 + 0.05/4)^(4x100)) - 1)/(0.05/4)]
The answer is approximately $11,057.28.
Monthly payment: Here, interest is compounded 12 times a year, so n = 12 and t = 25 x 12 = 300. The monthly payment is $30, so the formula becomes: A = 2,500(1 + 0.05/12)^(12x300) + 30[(((1 + 0.05/12)^(12x300)) - 1)/(0.05/12)]
The answer is approximately $12,495.27.
Daily payment: Here, interest is compounded 365 times a year, so n = 365 and t = 25 x 365 = 9,125. The daily payment is $365, so the formula becomes:
A = 2,500(1 + 0.05/365)^(365x9,125) + 365[(((1 + 0.05/365)^(365x9,125)) - 1)/(0.05/365)]
The answer is approximately $13,018.64. Overall, the future value increases with more frequent compounding and larger payments.
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You sell pies at a farmers' market for $7. 50 each. A group of 5 kids wants to pitch in equally to share one of your pies. How much will each of them need to pay to buy a whole pie together?.
The amount that each of them need to pay to buy a whole pie together is $1.50.
Using this formula
Amount=Selling price of pie/Number of kids
Where:
Selling price=$7.50 each
Number of kids=5
Let plug in the formula
Amount=$7.50 / 5
Amount= $1.50
Inconclusion the amount that each of them need to pay to buy a whole pie together is $1.50.
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What is the biggest financial worry of most individuals and what can they do about it
giant specialty stores, such as petsmart and circuit city, that carry a deep assortment of a particular line are known as:
Category killers are giant specialty stores that dominate their specific retail category by offering an extensive inventory, knowledgeable staff, and competitive prices.
Giant specialty stores that carry a deep assortment of a particular line are commonly referred to as "category killers." These stores are dominant players in their specific retail category, often offering a wider selection of products and services than their competitors. They are known for their extensive inventory, knowledgeable staff, and competitive prices.
PetSmart, for example, is a category killer in the pet retail industry, offering a wide range of pet-related products, including food, toys, grooming supplies, and even veterinary services. Similarly, Circuit City was a category killer in the electronics industry before its bankruptcy in 2009, offering a broad selection of electronics products such as TVs, computers, and home entertainment systems.
Category killers can be both a threat and an opportunity for smaller retailers. While they may struggle to compete on price and selection, smaller stores can differentiate themselves by providing personalized service, unique products, and specialized expertise. Nonetheless, category killers continue to be a popular destination for shoppers seeking a comprehensive selection of products and services in a particular retail category.
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Read the scenario and answer the question.
A hurricane hit the Georgia coast and citizens living along the coast lost power to their homes for two weeks after the storm. During that
time, citizens had limited access to drinkable water and gasoline for their vehicles and generators.
Since gasoline was more scarce than usual, how was the market for gasoline likely affected following the storm?
A
The price of gasoline increased in coastal cities since gasoline was harder to find.
B
Citizens purchased substitute products that would satisfy their demand for gasoline.
С
The demand for gasoline decreased until it became widely available once again.
D
Temporary shortages of gasoline resulted in a price reduction by producers.
Answer:
A). The price of gasoline increased in coastal cities since gasoline was harder to find.
Explanation:
As per the principles of demand and supply, a decrease in supply while demand remains constant will cause the price to increase. In Georgia, the supply of gasoline was interrupted by the storm's effect. There was little gasoline coming in, leading to a shortage. After Electricity went off, gasoline demand must have gone high as people needed fuel for generators.
Gasoline has no close substitutes, especially when used as fuel for cars and generators. A shortage results in the scramble for the little available products. Sellers hike prices to maximize profits, and buyers are willing to pay more to get the scarce gasoline, thereby increasing its prices.
What is a public good?
A A public good is a product or service that one consumer can prevent another consumer from using, and is not accessible without
payment
B A public good is a product or service that one consumer cannot present another consumer from using, and is accessible without
payment
C A public good is a product or service that one consumer cannot prevent another consumer from using, and is not accessible without
payment
D A public good is a product or service that one consumer can prevent another consumer from using, and is accessible without payment.
I believe your answer is B
A public good is a product or service that one consumer cannot present another consumer from using, and is accessible without payment
John F. Kennedy belleved that a leader should be
A. in the military
B. elected
C.a lifelong student
Answer:
c
Explanation:
What is TRUE about the prevalence of diversity in the modern workplace?
Diversity in the workplace has continued to increase.
Diversity in the workplace has continued to decrease.
Diversity in the workplace has shown no increase or decrease.
There is no data to track diversity in the workplace.
In summary correct option for this question is Diversity in the workplace has continued to increase.
Why is it?
There has been a growing recognition among organizations of the importance of diversity and inclusion in the workplace. With increased awareness, companies have made efforts to increase the representation of diverse individuals among their employees.
This has resulted in a trend towards increasing diversity in the workplace over the past few decades. Diversity in the workplace refers to the representation of people from different backgrounds, including race, ethnicity, gender, age, sexual orientation, religion, and more.
Having a diverse workforce can lead to many benefits, including increased creativity, innovation, and problem-solving abilities, as well as greater employee engagement and job satisfaction
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Chris LeBlanc estimates that if he does 5 hours of research using data that will cost $75, there is a good chance that he can improve his expected return on a $10,000, 1-year investment from 8% to 10%. Chris feels that he must earn at least $20 per hour on the time he devotes to his research.
a. Find the cost of Chris’ research.
b. By how much (in dollars) will Chris’ return increase as a result of the research?
c. On a strict economic basis, should Chris perform the proposed research?
The cost of Chris' research is $75. His return will increase by $200 as a result of the research. On a strict economic basis, Chris should perform the proposed research.
a. To find the cost of Chris' research, we need to calculate the amount he needs to earn per hour and multiply it by the number of hours spent on research. Chris wants to earn at least $20 per hour, and he spends 5 hours on research. Therefore, the cost of his research is $20 per hour * 5 hours = $100. b. The expected return on Chris' $10,000 investment is initially 8%. If his research is successful, it can increase the expected return to 10%. The increase in return is calculated by multiplying the initial investment by the difference in the expected return percentages: $10,000 * (10% - 8%) = $10,000 * 0.02 = $200.
c. On a strict economic basis, Chris should perform the proposed research. The cost of the research is $100, and the return on the investment is estimated to increase by $200. This means that the benefit of the research ($200) outweighs the cost ($100). Therefore, from a strictly economic perspective, Chris should conduct the research as it has the potential to yield a positive net gain. It's important to note that this analysis only considers the economic aspect and does not take into account other factors that Chris may consider, such as the risk associated with the research or non-monetary benefits.
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how to get all one hundreds on report card
Answer:
well thats easy all you have to do is get a good grade on every single assignment in every class
Explanation:
which is very hard
Answer:
To do your work and stop asking how to get around it on Brainly. Please don't cheat, your teacher can see past that, especially when you copy verbatium like I bet you do.
Explanation:
What can give working people information about their fields, including conferences and leadership opportunities in those fields?
an extracurricular activity
a career and technical student organization
a professional organization
a cocurricular activity
Answer:
a professional organization
Explanation:
A professional organization is formed to promote the growth of the profession and advance the interest of people working in that profession.
A professional organization is also known as a professional association. It facilitates communication and connection among its professionals. It supports innovations and creativity that help develop and grow the profession. Through their regular meeting, members of a profession share information on the trending issues, opportunities, and challenges affecting the profession.
Answer:
C
Explanation:
How should you handle questions about past jobs and employers?
(I am being timed)
A)You should give a specific example of how you were mistreated on your last job and why you left.
B)You should take the opportunity to show your knowledge by pointing out what was wrong there.
C)You should be honest, but don't bring up negative issues. If you must, frame it as a lesson learned.
D)You should refuse to answer any questions about previous employers and jobs.
Answer: B
Explanation:
You should give a specific example of how you were mistreated on your last job and why you left. Therefore option B is correct.
What is Job?The term Jobbe or Worke (1550s), which meant "task, piece of work," gave rise to the word "job," which today is used to refer to a piece of work or anything that needs to be done.
Literary sources indicate that the phrase was first used in 1858 to refer to "a salaried, permanent position of employment." Printers began using the phrase as slang for "piece of work of miscellaneous class" around 1795. (handbills, posters, etc.).
People who have received specialized training for particular occupations are either-
These are manual tasks in the trade. Carpenters, auto mechanics, hairdressers, and bakers are a few examples. Other trades include those for butchers, plumbers, and arborists.
- Profession: A university degree is required for this type of employment. Lawyers, physicians, dentists, architects, librarians, engineers, and pharmacists are a few examples. Teachers, university professors, scientists, physicists, and geologists are all occupations.
Therefore option B is correct.
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One benefit of a savings account is that you can earn interest on your deposits
O True
O False
Answer:
O True
Explanation:
A savings account offers a safe and secure platform for firms and households to save money. Savings accounts are offered by financial institutions such as banks and credit unions. When customers open savings accounts, they save by depositing money in their savings accounts.
Banks and credit unions require customer deposits to create loans for other customers. They encourage customers to save by offering interest on savings or deposits. It is true that banks pay interest on customer savings.
What happens to real GDP, employment, and prices if government spending increases? Assume we start in a long-run equilibrium for the economy and go to a new short-run equilibrium. Real GDP rises, employment falls, and prices rise Real GDP rises, employment rises, and prices rise B Real GDP rises, employment rises, and prices fall Real GDP falls, employment falls, and prices fall
When government increases its spending, it stimulates aggregate demand, and causes some real GDP growth.
That growth creates jobs, and more workers earn income.
That new income sparks greater consumer spending, which drives aggregate demand even more, and causes additional real GDP growth.
1-Provides a well functioning legal and political system:-
Any economy facing political or economic turmoil is not conducive to economic growth since it has very little trust in the economy. Moreover, there is uncertainty in the economy and people are also unwilling to invest. The government needs to make sure that there is a stable political environment. It’s very important on the part of the government to provide good legal and political framework.
2-Lays regulatory role to provide a competitive market:-
There should be certain regulations to ensure that the economy does not drift to the monopolistic situation. The government needs to think about trade policies with foreign countries, regulation on natural resources available in our country etc.
3- Stimulate the economy by increasing the government spending:-
This was one of the philosophies given by one of the renowned economist John Maynard Keynes. He was of the view that government’s role is very important when the economy is in recession or depression like situation and the government should increase spending to have a pickup in the economic activity.
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The marginal cost of health capital A. equals the marginal benefit of health capital. B. decreases as a person ages due to limited demand. C. includes the money cost and the depreciation rate. D. rises as people age due to increasing costs of health care.
6. An increase in the wage rate will lead to A. an increase in the optimal level of health in the investment demand for health B. a decrease in the optimal level of health in the consumption demand for health C. ambiguous outcomes in both investment and consumption demand for health D. leads to identical outcomes in both investment and consumption demand for health
7. Our social planner believes that the education-health gradient is a result of multiple channels
that are likely not identified as of yet. Given the available information, the alternative is
likely A. to increase research funding until there is a definitive answer B. to transfer income demanding people spend it on improving their health C. to increase educational opportunities even though the exact path is not yet known D. to focus health policy on increasing funds to health care where the benefits are known
8. A pattern of population health where health status is directly related to social status throughout the ranges of the social hierarchy is labelled: A. the population health relationship. B. the positive correlation between social status and health. C. the positive correlation between income and health. D. the social gradient in health.
The increase in the wage rate will lead to: A. an increase in the optimal level of health in the investment demand for health.
What happens to optimal health with increased wage rate?An increase in the wage rate has implications for the optimal level of health in the investment demand for health. When individuals earn higher wages, they have more financial resources available to invest in their health. This may include spending on preventive measures, such as regular check-ups and a healthier lifestyle, as well as accessing better healthcare services.
As a result, the optimal level of health, which represents the ideal state of well-being, is likely to increase with an increase in the wage rate. This indicates that individuals with higher wages have greater capacity to allocate resources towards maintaining and improving their health.
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Consider the CAPM. The risk-free rate is 3%, and the expected return on the market is 12%. What is the beta on a stock with an expected return of 12%? 3 01.2 1.33 1.0 None of the answers is correct
The beta on the stock with an expected return of 12% is 1.
the beta on a stock with an expected return of 12% can be calculated using the capm (capital asset pricing model) formula:
expected return = risk-free rate + beta * (market return - risk-free rate)
in this case, the risk-free rate is given as 3%, and the expected return on the market is 12%. we need to solve for the beta.
12% = 3% + beta * (12% - 3%)
rearranging the equation:
12% - 3% = beta * (12% - 3%)
9% = 9% * beta
dividing both sides by 9%:
beta = 1
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PLS HELP BIG TEST
Factors affecting exchange rates include ______. Choose ALL answers that are correct.
season
language
inflation
debt
Answer:
government policies
trade balance
interest rates
currency supply and demand
Explanation:
A category of persons who have similar opportunities to obtain economic resources, power, and prestige and who are ranked high and low in relation to each other is called:
A category of persons who have similar opportunities to obtain economic resources, power, and prestige and who are ranked high and low in relation to each other is called a **social class**.
Social class refers to a system of stratification in society where individuals or groups are grouped together based on their socioeconomic status, which includes factors such as income, occupation, education, and wealth. Different social classes exist within a society, and individuals within these classes share similar opportunities and experiences in terms of economic resources, power, and social standing.
Social class can have a significant impact on individuals' lives, including access to education, healthcare, employment opportunities, and overall quality of life. It often plays a role in determining social mobility and the distribution of resources and opportunities within a society.
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Would you rather take a lump sum of $372 million or 30 annual payments of $25 million if the current interest rate is 6%?
I would rather take a lump sum of $372 million. This is because the present value of 30 annual payments of $25 million at a 6% interest rate is only $307 million.
In other words, if I were to invest the lump sum of $372 million, I would be able to generate enough interest income to receive 30 annual payments of $25 million.
Here is the calculation:
Code snippet
Present value = Future value / (1 + r)^t
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Where:
Present value is the value of an asset today
Future value is the value of an asset in the future
r is the interest rate
t is the number of years
Plugging in the values, we get:
Code snippet
Present value = $25 million * (1 - 0.06)^30 / (1 - 0.06) = $307 million
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Therefore, the present value of 30 annual payments of $25 million at a 6% interest rate is only $307 million. This means that I would be better off taking the lump sum of $372 million and investing it myself.
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The average person in the United States consumes about 2.61
gallons of oil a day. If the average lifespan is 79 years, how many
people could that oil supply for life?
Given: The average person in the United States consumes about 2.61 gallons of oil a day, the average lifespan is 79 years.
Now, we have to find the number of people that could that oil supply for life.So, we can solve the question by following these steps:First, we have to calculate the total oil consumed by one person in a lifetime.Total oil consumed by one person in a day = 2.61 gallons.Total oil consumed by one person in a year = 2.61 × 365 gallons= 952.65 gallons Total oil consumed by one person in 79 years = 952.65 × 79 = 75255.35 gallons.So, one person consumes 75255.35 gallons in a lifetime.Now, we have to calculate the number of people that could that oil supply for life. To find that, we will divide the total oil supply by the oil consumed by one person.
Total oil supply = ?Number of people that could that oil supply for life = ?So,Number of people that could that oil supply for life = Total oil supply / Oil consumed by one person So, Total oil supply = Oil consumed by one person × Number of people that could that oil supply for life Number of people that could that oil supply for life = Total oil supply / Oil consumed by one person We know that the population of the US is around 331 million people.So, 75255.35 gallons is sufficient for 75255.35 / 331 = 227 people for life. Therefore, the answer is 227.
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8.do you expect that the variability of your process would have changed as you made investments in prevention? does this mean that the control limits should be recalculated
New investment will reduce the process variability if the cause of variation is inefficient process such as old machineries, but investment will not reduce variability if the variation factor is less controllable such as natural variation in the input or climatic change. In case the investment aims at improving the process, a new control limit should be calculated.
Process variability leads to larger investments in servicing and maintenance of machinery, as well as higher inspection expenses. It can also result in material and final product waste, as well as negative environmental consequences. All of this has an impact on quality, causing a domino effect in other areas.
There are several causes of process variability such as variability in material, error in machine configuration, or the wear of the machine. New investment is not automatically reduce the process variability unless the factor that process variability is inefficient production process and needs new investment for process improvement.
In case the investment id for improving the production process, new control limit should be calculated.
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45 on low of 6 a b c or d
Answer:
c
Explanation:
Answer:
a_______________________________________
Explanation:
A firm issued $15 million in preferred stock at a price of $3.25 per share. The preferred shares carry a 13% dividend, or $0.43 annually. After paying fees and costs, the firm realizes $2.89 per share issued. What is the cost of capital for this issuance of preferred stock?
Answer:
14.8%
Explanation:
Cost of capital for preferred stock can be calculated by a simple formula
Formula: Cost of preferred capital = dividend/(Current price - floatation cost)
As you can see in the question data current price - floatation cost and dividend is already given as $2.89 and $0.43 respectively. We just need to put values in formula.
Cost of preferred capital = $0.43/$2.89 x 100
Cost of preferred capital = 14.8%
Cathy is the hr manager for a company that creates video games. she is trying to develop systems to motivate programmers and other employees to perform at a high level. cathy is involved in the management function of
Being a HR manager, Cathy is involved in the management function of leading the new programmers.
HR or Human resource is the job profile in which the main aim is to funding, screening, analyzing and finally recruiting the job candidates to the job which suits their proforma. The job of a HR Manager is to first identify the people who wish to work, and then provide them with skill training to so that they can offer their work to the organizations in a productive manner. They also address the work related issues which the workforce might face. Cathy leads the team of new intern programmers by guiding them the procedure to execute their works, looks after the meeting plans which help in interaction of employees with top executives and also provides reports to senior HR executives.
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You want to accumulate $3,000,000 for your retirement in 40 years. What annual interest rate must you earn if you deposit $1,000 per year each year until retirement? a. 16.8454
b. 40
c. 3.000.000
d. 0
The Annual Interest Rate (AER) = 16.8454
Annual Interest Rate = RATE (nper,pmt,pv,fv)
Annual Interest Rate =RATE (40,-1000,0,3000000)
Annual Interest Rate =16.85%
Annual Interest Rate = 16.8454
When the benefits of compounding over time are taken into account, the real return on a savings account or any other interest-paying investment is known as the Annual Interest Rate (AER). It also displays the actual percentage rate of interest owed on any outstanding debts, including credit card debt and loans.
It is also known as the yearly equivalent rate, the Annual Interest Rate (AER), and the effective rate.
The genuine interest rate attached to an investment or loan is described by the effective Annual Interest Rate. The fact that the effective yearly interest rate takes into consideration the reality that more frequent compounding periods will result in a higher effective interest rate is its most significant aspect.
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Fueled by Caffeine Company is a manufacturer of travel mugs. Fueled has recently experienced turnover in its accounting department and is unable to find documentation of the prior period standard rate per direct labor hour. The company needs this information to begin the budgeting process for the next period. Fueled has determined that the total direct labor variance in the prior period was a favorable $390 and that direct laborers were paid $0.50 less per hour than expected. Management expected 5,200 direct labor hours to be logged during production based on the actual number of travel mugs produced; however, 260 more actual direct labor hours were logged during production. What was the prior period’s actual direct labor rate per hour?A.$10.50 per direct labor hourB.$8.50 per direct labor hourC.$8.00 per direct labor hourD.$12.00 per direct labor hourE.$9.00 per direct labor hour
The prior period's actual direct labor rate per hour was- B. $8.50 per direct labor hour.
How to find?Based on the information provided, we can use the formula for direct labor variance to calculate the prior period's actual direct labor rate per hour.
The formula for direct labor variance is Actual Direct Labor Hours x (Actual Direct Labor Rate - Standard Direct Labor Rate).
We know that the total direct labor variance in the prior period was a favorable $390 and that direct laborers were paid $0.50 less per hour than expected.
We also know that 260 more actual direct labor hours were logged during production than management expected. Using these values, we can set up the equation:
(5,460 actual direct labor hours) x (actual direct labor rate - standard direct labor rate) = $390 favorable variance
Solving for the actual direct labor rate, we get:
(actual direct labor rate - standard direct labor rate) = $0.0714 per direct labor hour
(actual direct labor rate) - ($0.50 less per hour than expected) = $0.0714 per direct labor hour
(actual direct labor rate) = $8.50 per direct labor hour
Therefore, the prior period's actual direct labor rate per hour was $8.50. Answer choice B is correct.
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what are predictive analytics? group of answer choices techniques that extract information from data and use it to predict future trends and identify behavioral patterns. techniques that create models indicating the best decision to make or course of action to take. the scientific process of transforming data into insight for making better decisions. techniques that describe past performance and history.
Predictive analytics are techniques that extract information from data and use it to predict future trends and identify behavioral patterns. The Option A is correct.
What are predictive analytics?This refers to branch of advanced analytics that makes predictions about future outcomes using historical data combined with statistical modeling, data mining techniques and machine learning. Firm employs predictive analytics to find patterns in this data to identify risks and opportunities.
Its involves use of statistics and modeling techniques to make predictions about future outcomes and performance. Its looks at current and historical data patterns to determine if those patterns are likely to emerge again.
With use of the analytics, its allows businesses and investors to adjust where they use their resources to take advantage of possible future events. In conclusion, the analysis can also be used to improve operational efficiencies and reduce risk.
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HELP ME PLS I NEED SOME HELP, URGENTLY!!!!!!
1. Name and define the three planning types that take place in the three hierarchical levels of managerial planning.
2. Describe present-day organizational planning
3. Explain the relationship between planning and communication.
Answer:
1.Planning is one of the four functions of management that allows a manager to develop and implement strategic action steps aimed at reaching an organizational goal. There are three major types of planning, which include operational, tactical and strategic planning.
2.Organizational planning is the continuous process of systematically making plans with the greatest possible knowledge of the future; organizing the activities needed to carry out the plans; and monitoring the results of the plans through feedback.
3.A communication plan, on the other hand, deals with the specifics at hand.At its most basic, a communication plan is a written account of an intended future course of action, aimed at achieving a specific goal within a predetermined timeframe.
Land labor capital on strawberries
an employee can be dismissed if their job surplus to requirements' outline why this state ment is false
Which of the following statement is not true about Globalisation Mcq? A
Liberalisation works as a catalyst to the process of globalisation.
B
Globalisation integrates economies across the world.
C
Globalisation makes foreign capital investment difficult.
D
Globalisation helps to build better relationships among the countries.
The untrue statement about globalization is (C) "foreign capital investment is tough due to globalization."
What is Globalisation?The term "globalization" refers to the increasing interdependence of the economies, cultures, and populations throughout the world as a result of technology, cross-border trade in goods and services, and flows of capital, labor, and information.
This indicates that many traditions and practices that small communities share have spread to other communities that (before) had different practices and even different beliefs.
The trading of goods like coffee or avocados is one good illustration of cultural globalization.
Worldwide economic integration is a result of globalization.
The improvement of international relations is facilitated by globalization.
The progress of globalization is accelerated by liberalization.
Therefore, the untrue statement about globalization is (C) "foreign capital investment is tough due to globalization."
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