What single payment today would replace a payment of $750 in 1
years and a payment of $5,100 in 5 years if the interest rate is
4.80% compounded semi-annually?
Round to the nearest cent
Answers
$4,640.10 is the single payment today that would replace a payment of $750 in 1 years and a payment of $5,100 in 5 years if the interest rate is 4.80% compounded semi-annually.
Given that the interest rate is 4.80% compounded semi-annually, we have to determine the single payment that replaces a payment of $750 in 1 year and a payment of $5,100 in 5 years. The formula for finding the present value of an annuity with an interest rate compounded semi-annually is:
\(P = R[(1 - (1 + i)^{-n})/i]/(1 + i)^t\)
Where:
P = Present value of the annuity
R = Payment amount
i = Interest rate per period
n = Total number of periods for the annuity
t = Time period
Let us now find the present value of the two payments using the above formula.
P = $750[(1 - (1 + 0.048/2)⁻²)/0.048/2]/(1 + 0.048/2)¹
P = $709.43
P = $5,100[(1 - (1 + 0.048/2)⁻¹⁰)/0.048/2]/(1 + 0.048/2)⁵
P = $3,930.67
The single payment that replaces these two payments is equal to the sum of the present values of the two payments.
P = $709.43 + $3,930.67
P = $4,640.10
Therefore, the single payment that replaces a payment of $750 in 1 year and a payment of $5,100 in 5 years is $4,640.10.
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Related Questions
am i sus???????????????????????? ajajjjjajajaajajJaJJJJj
Answers
Explanation:
I guess? I cant tell ....
Answer:
yes you are very suss and I'm sus so
Glen has taken his team through the marketing research process for their company and crunched the data to find the correlations of customer and product relationships. He is now ready to present his findings to management? After his analysis, what next step will the management team take?
Answers
After the analysis, the next step to be taken by Glen would be to work on the discovered research and take actions for enhance growth.
A research wing in any organization plays a crucial role as it helps to rediscover new ideas and correlations and also the analysis of data on several fronts can help in engaging greater results as output. The data can be presented in the form of presentations with real time analysis. This quantitative research can help in identification of bigger roles which the marketing team can play in increasing their profits. Market research is a systematic process of collecting, analyzing and interpreting information on the real time scale.
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In the context of defining the objectives and benefits of a management support system (MSS), which of the following is an intangible benefit? (Ch. 12) Increasing profits Increasing revenues Improving customer service Improving the organization's stockholder's equity Improving the organization's line of credit
Answers
In the context of defining the objectives and benefits of a management support system (MSS), improving the organization's stockholder's equity is an intangible benefit. Intangible benefits are those that cannot be easily quantified or measured in monetary terms. While increasing profits and revenues are tangible benefits that directly contribute to the financial performance of the organization, improving customer service and the organization's line of credit can also be considered tangible benefits as they can have a direct impact on customer satisfaction and financial stability.
On the other hand, improving the organization's stockholder's equity refers to enhancing the value and perception of the company in the eyes of its shareholders. This benefit is intangible because it is not directly reflected in the financial statements or easily quantifiable. It encompasses factors such as increased investor confidence, improved reputation, and long-term sustainability, which are vital for attracting and retaining shareholder.
Although intangible benefits may not have immediate financial implications, they are important for the overall success and growth of an organization. They contribute to building a strong brand, fostering stakeholder relationships, and positioning the company for long-term success in the market.
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Income Statement ( Service Business )
Revenue
Expenses
NET INCOME = REVENUE - EXPENSES
Income Statement ( Retail )
REVENUE
COST OF GOODS SOLD (COGS) = GROSS INCOME GROSS INCOME
EXPENSES = NET INCOME
4+ sentences each
Answers
revenue income statement
Which of the following would most likely cause a decrease in the quantity supplied?
An increase in competition
An increase in price
A decrease in price
A decrease in competition.
Answers
the cost of making and delivering a product to the customer is referred to as supply chain responsiveness. firms focusing on responsiveness tend to locate facilities close to the market they serve. group of answer choices true false
Answers
The statement is false. Supply chain responsiveness refers to the ability of a company to quickly and efficiently adapt to changes in customer demand or market trends.
This includes not only the cost of making and delivering a product but also factors such as inventory management, transportation, and communication between suppliers, manufacturers, and retailers. While proximity to the market can be a factor in achieving supply chain responsiveness, it is not the sole determinant. Other strategies for achieving supply chain responsiveness include increasing collaboration with suppliers, investing in technology to improve communication and data sharing, and optimizing processes to reduce lead times. Ultimately, the goal of supply chain responsiveness is to enhance customer satisfaction and gain a competitive advantage in the marketplace.
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first person get brianlyeist
Answers
Answer:
yay
Explanation:
Sample advertisement: Lose body fat and feel healthier with our proven supplement, Edgozene! Losing weight is easy with Edgozene! Just take two pills before each meal. You'll feel more full and eat less. No other diet pill offers what our product does - and for a limited time, if you buy now you can get two bottles of Edgozene for just $29.95! Which of these statements from the advertisement are facts? Check all that apply. A) Losing weight is easy with Edgozene. B) You will lose weight and feel healthier if you take Edgozene. C) You will receive two bottles of Edgozene when you order. D) Edgozene costs $29.95. E) You won’t eat as much if you take Edgozene.
Answers
Answer:
C) You will receive two bottles of Edgozene when you order.
D) Edgozene costs $29.95.
Explanation:
We assume that 1 order costs $29.95 and delivers 2 bottles. (That is, we assume that you cannot order 1 bottle for $14.98.) Under that assumption, the cost is $29.95 (D) and the amount delivered is 2 bottles. (C)
There is no way to determine whether any other claims are facts, or not. As a rule, feelings experienced when eating are a function of a lot more than just a diet pill. That is, you may or may not eat less when/if you feel more full.
Answer:
c,d
Explanation:
BRAINLIEST AND 130 POINTS
To be eligible for Bright Futures, you must
-be accepted to a public university anywhere in the US
-be accepted to a private university anywhere in the US
-earn a standard high school diploma or its equivalent
-earn a specific amount of part time income after school
jk about the points i just wanted attention but plz help
Answers
Answer:
C
Explanation:
it is c, you are required to have a high school diploma
Sam has take-home pay every month of $800. He anticipates that his expenses will add up to $675 for the month. In a zero-based budget, why is it important that she put the extra $125 in SOME budget category?
Answers
Answer:
see below
Explanation:
The Zero-based budgeting technique assumes there will be no balance bought forward nor balance carried forward. Budget preparation for a particular period must start from zero or scratch. Each expense must be on merit. Income and expenses must match. In the zero-based budget, the difference between income and expenditure must be zero.
If Sam has an income of $800 and expenses of $675, she has to re-work her costs again to ensure they match her income. The zero-based budget demands she draws her expenses list again and comes up with a way of spending the $125 difference.
licensing is a good option to enter a foreign market when:
Answers
Answer:
Licensing is a good option to enter a foreign market when: ... Two of its competitors together control 50 percent of the market. Whenever Brental raises or lowers the prices of its products, the other two companies quickly imitate its action.
the economy begins at full employment and the cnsumers begin spending a smaller portion of their incomes this would lead to
Answers
If consumers begin spending a smaller portion of their incomes while the economy is at full employment, this would likely lead to a decrease in aggregate demand.
When consumers spend less, it directly affects the consumption component of aggregate demand, which is one of the key drivers of economic activity. A decrease in consumer spending can have ripple effects throughout the economy. The decrease in aggregate demand can lead to several potential outcomes: Reduced business revenues: With lower consumer spending, businesses may experience a decline in sales and revenues, which can affect their profitability and potentially lead to cost-cutting measures such as layoffs or reduced investment. Decreased production and employment: If businesses face reduced demand for their goods and services, they may scale back production, leading to lower employment levels. This can result in a rise in unemployment and reduced income for workers. Slowdown in economic growth: Reduced consumer spending can contribute to an overall slowdown in economic growth, as it affects multiple sectors and reduces the overall level of economic activity. Potential deflationary pressures: If the decrease in consumer spending persists and businesses struggle to sell their goods and services, it can lead to a decrease in prices (deflation) as companies may engage in price reductions to stimulate demand. Policymakers may respond to this situation by implementing measures to stimulate consumer spending, such as fiscal policies (tax cuts, increased government spending) or monetary policies (lowering interest rates) to boost aggregate demand and support economic activity.
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Logo and website design are
examples of start-up costs.
Answers
True: Logo and website design are examples of start-up costs. Operating costs include payroll. Building improvements should be calculated into start-up costs.
on july 9, the owners hired 4 employees, 2 each to handle the lunch shift and the dinner shift, respectively. one employee was solely responsible for delivering pizzas, while the other was responsible for taking orders for the company's eat-in clientele. each employee was paid an hourly salary amounting to $400 per week (a week ran from sunday to saturday). the employees were paid the monday following the week of work. therefore, the week starting sunday july 9 was paid on monday july 17, the week of sunday july 16 was paid on monday july 24, and the week of july 23 was paid on monday july 31.
Answers
On July 9, the owners hired 4 employees, 2 for the lunch shift and 2 for the dinner shift. One employee delivered pizzas while the other took orders for eat-in customers. Each employee was paid $400 per week. The weeks ran from Sunday to Saturday, and the employees were paid on the Monday following the week of work. For example, the week starting on Sunday, July 9, was paid on Monday, July 17. The week starting on Sunday, July 16, was paid on Monday, July 24. And the week starting on Sunday, July 23, was paid on Monday, July 31.
About EmployeeWorkers, workers, employee, workforce or employees are basically human beings who use their energy and ability to get a return in the form of income in the form of money or other forms to Employers or entrepreneurs or employers. The difference is that employees are workers within the company and are often associated with administrative matters. While employees generally are those who work in government agencies alias civil servants. Actually, those three words, workers, employees, and employees both receive wages.
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Based on the spreadsheet below, which of the following is a true statement? a. The net cash flow is negative. b. The net cash flow is zero. c. The net cash flow is positive. d. The net cash flow can’t be determined.
Answers
Answer:
c. The net cash flow is positive.
Explanation:
A net positive balance occurs when the total cash inflow exceeds total cash outflows. Inflow is cash coming in, while outflow is cash leaving the business. In a business, sales represent cash inflows, while expenditure represents cash outflows.
In this case, the sales total to $1,600 while expenses are $1,490. The net cash flow is the difference between the inflows and the outflows. Here, the difference is a positive $110.
Answer:
c
Explanation:
how should contact center wohow should contact center workstations be positioned to maximize productivity?
Answers
Give your workers freedom. Working in a call center might seem monotonous at times.
What does the term "employee" mean?A person engaged by a company to do a certain task is known as an employee. Employers are in charge of deciding how much an employee is paid, when they work, and how they work. Employees receive advantages that contractors do not in return.
What is the primary objective of an employee?Worker meaning is the feeling of significance that employees derive from their work and the degree to which their ideals are shared by a company. It ultimately comes down to giving staff members the tools and support they need to infuse meaning into their workdays and professional environments. They help to increase the productivity of company.
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when planning an effective sales presentation, a salesperson must:
Answers
When planning an effective sales presentation, a salesperson must understand their target audience, set clear objectives, create a compelling storyline, be well-prepared and knowledgeable, anticipate objections, and practice the presentation.
When planning an effective sales presentation, a salesperson must consider several key factors:
Understanding the target audience: It is essential for a salesperson to thoroughly research and understand their target audience. By knowing their preferences, pain points, and needs, the salesperson can tailor the presentation to address these specific aspects. This helps in creating a connection with the audience and making the presentation more relevant.Setting clear objectives: A salesperson should have a clear objective in mind for the presentation. Whether it is to generate leads, close a sale, or build relationships, having a specific goal helps in structuring the presentation effectively. It guides the content and flow of the presentation.Creating a compelling storyline: To capture the attention of the audience, a salesperson should create a compelling storyline for their presentation. This can be achieved by using storytelling techniques, incorporating visuals, and presenting relevant data. A well-crafted storyline helps in engaging the audience and conveying the key messages effectively.Being well-prepared and knowledgeable: A salesperson must be well-prepared and knowledgeable about the product or service they are presenting. They should have a deep understanding of its features, benefits, and competitive advantages. Being well-prepared allows the salesperson to confidently address any questions or objections that may arise during the presentation.Anticipating objections: It is important for a salesperson to anticipate potential objections and have persuasive responses ready. By addressing objections proactively, the salesperson can build trust and credibility with the audience. They should be prepared to provide evidence, testimonials, or case studies to support their claims.Practicing the presentation: practice makes perfect. A salesperson should practice the presentation multiple times to ensure a smooth delivery. This helps in building confidence and familiarity with the content. Practicing also allows the salesperson to identify areas that need improvement and make necessary adjustments.Learn more:About planning here:
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What did Alexander Hamilton want for the economy?
Answers
Hamilton advocated for a federal charter for a national financial institution as part of his plan to restructure the American economy. A Bank of the United States was his suggestion.
What was the economic objective of Alexander Hamilton?In Hamilton's proposal, the federal and state debts would be paid off by the government. He demanded that the government acquire all of the bonds issued before 1789 by the federal and state governments. Then, he intended to issue fresh bonds to settle the previous debts.
What three points made up Hamilton's economic strategy?The elements of Hamilton's particular financial strategy were: government obligations incurred during the war. financing for the government's operations. Concentrate on business and industry
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. optimization: marginal analysis- quantity determination, profit maximization given the following information, please state your suggestions: 25% price quantity total revenue total cost 150 1 82 148 2 72 144 3 60 140 4 52 138 5 46 135 6 38 132 7 34 129 8 42 126 9 48 123 10 53 120 11 61 117 12 71 114 13 1482 82 a. what will be the quantity that you will suggest to produce for reaching the optimization point (in resource allocation)? please specify your decision rule and present the number to support your decision (must show your calculation steps and explain) (10%) total revenue is calculated as: qty*price marginal revenue is calculated as: change in total revenue/change in total qty
Answers
Marginal analysis examines the differences between an activity's increased benefits and its associated additional costs. When making decisions, businesses employ marginal analysis to optimize their potential revenues.
How may marginal analysis be used to determine the quantity that maximizes profit?The amount that maximizes profits will be reached when MR = MC, or at the very last moment before marginal expenses start to outpace marginal income.Profit depends on the equation profit = Total revenue - Total cost. As a result, a company optimizes profit when the first order, MR = MC, and the second order depend on the first order. Marginal refers to the emphasis on the expense or benefit of the subsequent unit or person, such as the cost of producing an additional widget or the revenue generated by hiring an additional employee.Determine the company's total revenue by multiplying the price by the quantity for each quantity. At each quantity, deduct the firm's total cost, which is provided in the table.By examining the marginal revenue and marginal expenses of producing an additional unit, a monopolist can estimate the price and quantity that will maximize its profits. The company can improve profit by generating one additional unit of production if the marginal revenue is greater than the marginal cost.To Learn more about Marginal analysis refer:
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The dollar value adjusted for inflation of all final goods and services produced in a country during a fixed period of time is called:
Answers
The dollar value adjusted for inflation of all final goods and services produced in a country during a fixed period of time is called the Gross Domestic Product (GDP) in real terms.
Real GDP is a measure of a country's economic output adjusted for inflation. This means that it takes into account the changes in prices of goods and services over time, allowing for a more accurate comparison of economic growth or decline across different periods.
Real GDP is often used as an indicator of a country's economic health and is closely monitored by policymakers, investors, and analysts. It is calculated by subtracting the rate of inflation from the nominal GDP, which is the dollar value of all final goods and services produced in a country without adjusting for inflation.
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Can someone answer this question please please I don’t know how to do it and it’s to tonight please
And please show the work please
Answers
Answer:
1) 5
2) 2
3) 3
4) 3
5) 4
6) 18
7) 8
8) 16
9) 10
10) 33
Explanation:
1) 10/2 = 5
2) 4/2 = 2
3) 6/2 = 3
4) 9/3 = 3
5) 12/2 = 6, 24/6 = 4
6) 6/2 = 3, 6*3 = 18
7) 16/4 = 4, 32/4 = 8
8) 32/8 = 4, 4*4 = 16
9) 20/2 = 10, 1*10 = 10
10) 22/2 = 11, 11*3 = 33
HOPE THIS HELPS! CAN I GET BRAINLIEST PLEASE? THANKS!Free cash flow (FCF) and net income (NI) differ in the following ways:
I) Net income accrues to shareholders, calculated after interest expense; free cash flow is calculated before interest.
II) Net income is calculated after various noncash expenses, including depreciation; FCF adds back depreciation.
III) Capital expenditures and investments in working capital do not appear in net income calculations; however, they do reduce free cash flows.
IV) Net income is never negative; free cash flows can be negative for rapidly growing firms, even if the firm is profitable, because investments can exceed cash flows from operations.
a.
I only
b.
I and II only
c.
I, II, and III only
d.
I, II, III, and IV
Answers
Answer:
c. I, II, and III only
Explanation:
As we know that
Free cash flow = Earnings before Interest and Taxes × (1-Tax Rate) + Amortization and Depreciation expense - Change in Net Working Capital -Capital Expenditure
And, the Net income is determined after considering all cash and non cash expenses.
Therefore, I, II and III statements are considered
Hence, the option c is correct
7. Jannah is reviewing a report that a new marketing manager put together after assessing her small business. If Jannah wants to learn how familiar a custo
what section of the marketing report should she review?
Answers
To learn how familiar a customer is to the company, Jannah must look at the leads section of the marketing report.
What is a marketing report?It consists of a document through which an organization can visualize its performance over a period of time, through the analysis of data and information about the company's actions and strategies to achieve objectives and goals in the market.
Through qualitative and quantitative reports related to communication and sales, for example, the company is able to make more significant decisions about its strategy, with evaluations and corrections that will contribute to continuous improvement and positioning in the market.
So leads could be the section that Jannah would review to identify a potential customer, as this data significantly demonstrates an individual who engages with the company's business and can be turned into a customer.
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the money supply rises from 900 billion to 955 billion according to the simple quantity theory of money the price level will be
Answers
According to the number theory of cash, if the number of cash in the economy doubles, all else equal, value levels also will double. this suggests that the buyer pays double the quantity} for an equivalent amount of products and services.
The quantity theory of cash may be a framework to grasp value changes with respect to the provision of cash. It argues that a rise in pecuniary resources creates inflation and the other way around. The Irving-Fisher model is most typically accustomed apply speculation.
The equation MV = noble metal relates the value level and also the amount of cash. Here M is the amount of cash, V is the speed of circulation, P is the index, and T is the volume of transactions. the number equation is the basis for the number theory of cash.
The quantity theory equation is written as M × V = P × Y, wherever M is the pecuniary resource, V is the speed of cash, P is the index, and Y is the output.
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NEED HELP!!
Taxes are payments to the blank the are required by law. You need to file a tax return each blank.
Answers
Answer:
year
Explanation:
Answer:
Government and year I believe
a corrupt and illegal activity in which a person offers, gives, solicits, or receives money, services, or anything of value to gain an illicit advantage is known as:
Answers
Bribery is the corrupt and illegal act of offering, giving, or receiving money, services, or anything else of value for profit.
Bribery that promises, gives, accepts or agrees to receive money or anything of value for the corrupt purpose of influencing a public official in the performance of his official duties. If money is offered or promised in return for a corrupt act, the official concerned does not have to actually commit the act for the bribery charge to be established. The act is usually punishable as a crime.
Bribery is the corrupt and illegal act of offering, giving, or receiving money, services, or anything else of value for profit.
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What is a consumer product?
Answers
Answer:
sorry po talaga need po points
Answer:
Explanation:
Consumer goods are products bought for consumption by the average consumer. ... Clothing, food, and jewelry are all examples of consumer goods.
Pretend you are President of the United States. The Citizens and the economy of the USA need financial assistance to get back on their feet. List and describe three fiscal Policies you would initiate (describe each policy in 3 sentences):
Answers
Assuming i am the President of U.S. and the country needs a financial assistance to get back on their feet. The most likely fiscal Policies we would initiate are the:
contractionary fiscal policyexpansionary fiscal policyWhat do we call a Fiscal policy?In economics, a fiscal policy refers to a governmental decision to increase or decrease taxation and spending. Most time, a Fiscal and monetary policy are often used together to influence the economy. But the fiscal policy can affect a company’s growth, hiring ability and taxes.
We have 3 types of fiscal policy which includes a neutral, expansionary, and contractionary fiscal policy. The neutral policy is one where government takes no steps to provide economic support because it feels the economy is healthy and stable, the expansionary fiscal policy mainly involves increasing spending or cutting taxes to prevent or end a recession or depression and the contractionary fiscal policy involves cutting spending or raising taxes to slow down unsustainable economic growth.
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the organizing challenge of a decentralized structure that stresses employee empowerment is
Answers
The organizing challenge of a decentralized structure that stresses employee empowerment is decentralization.
Decentralization is an organizational structure where decision-making authority is distributed across various levels of the organization, giving employees greater autonomy and empowerment. This decentralized structure poses certain organizing challenges that need to be addressed.
One of the main challenges is striking a balance between empowerment and coordination. When employees are empowered to make decisions, it can lead to increased innovation, productivity, and job satisfaction. However, without proper coordination mechanisms in place, there is a risk of duplication of efforts, lack of alignment with organizational goals, and potential conflicts between different units or departments.
To address this challenge, organizations need to establish clear communication channels, promote collaboration, and implement effective coordination mechanisms. This includes setting common goals, defining roles and responsibilities, establishing feedback loops, and fostering a culture of trust and collaboration. Additionally, providing training and development opportunities to employees can enhance their skills and decision-making capabilities, enabling them to effectively navigate the decentralized structure.
Overall, the organizing challenge of a decentralized structure that emphasizes employee empowerment lies in finding the right balance between autonomy and coordination to ensure efficient and aligned organizational functioning.
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Two characteristics of an autocratic and democratic leadership style
Answers
Answer:
• You have a highly structured working environment.
• You dictate all the working methods and processes.
Explanation:
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