assume that jerome’s available-for-sale portfolio had a total cost of $50,000 and a fair value of $46,000 on december 31 at the end of the first year it held the afs securities.
Answers
Jerome's available-for-sale (AFS) portfolio had a total cost of $50,000 and a fair value of $46,000 on December 31 at the end of the first year it held the AFS securities, here's the explanation:
1. Calculate the Unrealized Loss: The unrealized loss is the difference between the fair value and the total cost. In this case, it would be $46,000 - $50,000 = -$4,000.
2. Determine the Impact on Jerome's Financial Statements: The unrealized loss is reported as a separate component of comprehensive income on Jerome's income statement. This loss is also recognized in the equity section of Jerome's balance sheet.
It's important to note that while the fair value of the AFS securities decreased, Jerome has not sold the securities yet. The unrealized loss reflects the decrease in value, but it is not realized until the securities are sold.
Know more about available-for-sale portfolio:
https://brainly.com/question/14994029
#SPJ11
Related Questions
You are considering investing in one of several mutual funds. All the funds under consideration have various combinations of front-end and back-end loads and/or 12b-1 fees. The longer you plan on remaining in the fund you choose, the more likely you will prefer a fund with a _____________ rather than (a) _____________ everything else equal. a) front-end load; back-end load b) 12b-1 fee; front-end load c) 12b-1 fee; back-end load d) 12b-1 fee; no load charge e) front-end load; 12b-1 fee
Answers
When considering investing in one of several mutual funds with various combinations of fees, if you plan on remaining in the fund for a longer period, you are more likely to prefer a fund with a front-end load rather than a 12b-1 fee, everything else being equal. So, the correct answer is e) front-end load; 12b-1 fee.
If you plan on remaining in the mutual fund for a longer period of time, you would likely prefer a fund with a lower back-end load or no load charge rather than a front-end load. A front-end load is a fee charged when you buy into the mutual fund, whereas a back-end load is a fee charged when you sell your shares.
Additionally, a fund with a 12b-1 fee will have ongoing expenses that are deducted from your investment, so you may want to consider a fund with a lower 12b-1 fee or no 12b-1 fee if you plan on holding the investment for a longer period of time. Ultimately, it's important to carefully consider all the fees associated with a mutual fund before making an investment decision.
To know more about mutual funds refer here:
https://brainly.com/question/31417979#
#SPJ11
Write a three- to five-sentence paragraph that defines economics. Based on your definition, explain why it is difficult to consider economics an exact science. You may want to consider how economists approach economics to help you explain your answer.
Answers
Answer: See explanation
Explanation:
Economics is referred to as a social science that is concerned with how goods are produced, how they're distributed and how they're consumed. Economics is the social science that studies why human beings behave the way that they do.
It is difficult to consider Economics as a science because it lacks a hypotheses that's testable. Also, there is lack of consensus and the scientific method is not followed in Economics.
Emily borrows a 2-year loan amount L, which she has to repay in 24 end-of-themonth payments. The first 16 payments are $1,000 each and the final 8 payments are $2,000 each. The nominal annual interest rate compounded monthly is 12%. Find L and then find the outstanding balance right after the 12th payment has been made.
Answers
The loan amount (L) is approximately $25,109.17, and the outstanding balance after the 12th payment is approximately $16,633.18.
To calculate the loan amount, we determine the present value of the loan payments using the formulas for ordinary annuities. The first 16 payments of $1,000 each and the final 8 payments of $2,000 each are treated as separate annuities. By summing the present values of these annuities, we find that the loan amount (L) is approximately $25,109.17. To calculate the outstanding balance after the 12th payment, we subtract the present value of the first 12 payments from the loan amount. By calculating the present value of the first 12 payments, we find it to be approximately $8,475.99. Thus, the outstanding balance after the 12th payment is approximately $16,633.18.
Learn more about loan amount (L) and outstanding balance here:
https://brainly.com/question/33074756
#SPJ11
Compare these two sections of resumes. Which is more appropriate? a. - Completed nine-hour training course • Ran simulation software, • Used test probe to test over one hundred parts - Started a test plan document. b. Completed nine-hour training course • Ran simulation software • Used test probe to test over one hundred parts • Started a test plan document JURG Fil, Ir. Ob a
Answers
Answer:
the second one
Explanation:
The child assessment cycle includes various stages. While all stages are important for intentional teaching to occur, opinions vary on whether one stage is more critical than any other stage. Which of the stages do you believe is the most important for ensuring intentional teaching and improving child outcomes
Answers
The child assessment cycle typically consists of several stages, including:
1.Screening: This initial stage involves conducting brief assessments or observations to identify children who may require further evaluation or support. It helps to identify potential areas of concern and determine if additional assessments are necessary.
2.Assessment: The assessment stage involves gathering comprehensive information about a child's development and learning across various domains. It may include formal assessments, observations, interviews, checklists, and other methods to evaluate different aspects of the child's abilities, strengths, and challenges.
3.Analysis and Evaluation: In this stage, the collected assessment data is analyzed, interpreted, and evaluated. Professionals and educators examine the results to understand the child's current level of development, identify areas of strength and need, and determine appropriate strategies and interventions.
4.Planning and Intervention: Based on the analysis and evaluation, professionals and educators develop individualized plans and interventions to address the child's specific needs. This stage focuses on designing and implementing intentional teaching strategies to support the child's development and learning.
5.Monitoring and Progress Evaluation: Ongoing monitoring of the child's progress is crucial. This stage involves regularly assessing and tracking the child's development, evaluating the effectiveness of the interventions, and making adjustments as needed. It helps ensure that the child is making progress and receiving the necessary support for positive outcomes.
While all stages of the child assessment cycle are important and interconnected, it is difficult to pinpoint one stage as the most critical for ensuring intentional teaching and improving child outcomes. Each stage serves a specific purpose and contributes to the overall effectiveness of the assessment process. The comprehensive and continuous nature of the cycle ensures that assessment is ongoing, responsive, and informative, allowing educators and professionals to make informed decisions to support children's growth and development effectively.
To know more about child assessment cycle click this link -
brainly.com/question/14486423
#SPJ11
Relationship between technology and technical profession with example
Answers
Answer:
A technical position will use technology. For example, a programmer will utilize computer languages such as Java to write code to run on a variety of devices: cell phones, tablets, and laptops. A knowledge of how thinking and hardware interact is absolutely necessary.
Isaiah has the opportunity to participate in a work-study program at college. If he participates, how might this benefit him?
He can earn college credit for each hour that he works.
He will get the chance to meet with experts who work in his chosen career field.
He will have the ability to study while at his job on campus.
He will work a part-time job on campus to help pay for his tuition.
Answers
Answer :He can earn college credit for each hour that he works.
Explanation:
It would help him because he wouldn't have to pay for the credits
When an economist points out that you and millions of other people are interdependent, she is referring to the fact that we all.
Answers
Based on the provided information, she is referring to the fact that we all rely upon one another for the goods and services we all consume.
Who is an economist?An economist can be regarded as an expert that focuses on international business as well as politics and financial activities of an organization or a nation.
An economist usually point out that we all rely upon one another for the goods and services we all consume and this makes an economy.
Learn more about economist at:
https://brainly.com/question/11352260
A random variable follows a binomial distribution with a probability of success equal to 0.59. Find:
For a sample size of n=6, find: The probability of exactly 4 success
The expected value(mean)
The expected variance
Answers
If a random variable follows a binomial distribution with a probability of success equal to 0.59 then the expected variance is approximately equal to 1.468.
Given that a random variable follows a binomial distribution with a probability of success equal to 0.59.
We need to find the following values:
For a sample size of n = 6, find: The probability of exactly 4 successes The expected value(mean)The expected variance
The probability of exactly 4 successes
The probability of exactly 4 successes can be calculated by using the following formula:
P(X = k) = nCk * p^k * (1 - p)^(n - k)
Where, P = Probability of success
n = sample size
nCk = combination of k successes in n trials
Therefore, the probability of exactly 4 successes can be calculated as
P(X = 4) = 6C4 * 0.59^4 * (1 - 0.59)^(6 - 4) = 0.2676
The probability of exactly 4 successes is 0.2676.
The expected value (mean) The expected value (mean) of a binomial distribution is given by the formula: μ = np
where, μ = mean of the binomial distribution n = sample size p = probability of success
Therefore, the expected value is: μ = 6 * 0.59 = 3.54 The expected value (mean) is 3.54.
The expected variance of a binomial distribution is given by the formula: σ^2 = np(1 - p) where σ^2 = variance of the binomial distribution = sample size p = probability of success
Therefore, the expected variance is:σ^2 = 6 * 0.59 * (1 - 0.59)≈ 1.468
The expected variance is approximately equal to 1.468.
If you need to learn more about random variables click here:
https://brainly.com/question/31108722
#SPJ11
which piano is the best for beginners? List 5 best pianoes.
Answers
Answer:
1:Yamaha YPT-269
2:Casio PX-770
3:Korg EK-50
4:Roland
5:Go:keys
Answer:
1. Yamaha P-45
2. Yamaha YDP-S34
3. Casio PX-770
4. Korg B1SP
5. Roland RP102
Explanation:
you speak to a business owner that is taking in almost $2,000 in revenue each month. The owner still say that they’re having trouble keeping the doors open. How can that be possible? Use the terms revenue, expenses, and profit/ loss in your answer.
Answers
EXPLANATION
Explanation:
a business man with such amount in revenue every month most really be earning high his business must be lucrative. They are having trouble keeping the doors open this can only mean that the expenses made by the business man is higher p than the profit he is gaining, soo he is making a lot of loss for him not to be able to open any doors.
by the way to keep doors open mean to make things move forward now or later in the future/or make things in possible, in the case of this business man he can't move things forward so he is going to or is already suffering from diminishing returns in business. Thank you.
here is 20 points cause you earned it king/queen
Answers
Liabilities are ______ related to the recognition of expenses.
Answers
Liabilities include obligations related to expense recognition.
What do you mean by Liabilities?
A obligation is something that a person or corporation owes, usually a monetary amount. Liabilities on the balance sheet include loans, accounts payable, mortgages, delayed revenues, bonds, warranties, and accumulated expenses. Liabilities and assets can be contrasted. Liabilities are things you owe or have borrowed, whereas assets are things you own or are owed.
In general, a liability is an unfinished or unpaid obligation between two parties. A financial liability is also an obligation in the world of accounting, but it is more defined by previous business transactions, events, sales, exchange of goods or services, or anything that would offer economic gain at a later date.
To learn more about Liabilities
https://brainly.com/question/14921529
#SPJ4
what should you consider regarding auto insurance before buying a vehicle
Answers
Answer:both a and c
Explanation:
i did the quiz
Open market purchases raise the
____thereby raising the_____.
Select one:
a.
money multiplier; monetary base
b.
money base; money multiplier
c.
monetary base; money supply
d.
money multiplier; money supply
= monetary base; money supply
Answers
The money multiplier is not affected directly by open market purchases, as it depends on a number of other factors, such as the reserve ratio and the public’s preference for holding currency versus deposits. Therefore, the correct answer to the question is: monetary base; money supply.
Open market purchases raise the monetary base, thereby raising the money supply. This is because open market purchases refer to the central bank’s purchase of financial assets, such as Treasury securities, from commercial banks. In exchange for these assets, the central bank credits the commercial banks’ reserve accounts held at the central bank, which increases the monetary base.
The monetary base, also known as high-powered money, refers to the total amount of currency held by the public plus the reserves held by commercial banks at the central bank. By increasing the monetary base, the central bank can indirectly influence the money supply, which refers to the total amount of money held by the public, including currency and deposits.
The money multiplier is a concept that refers to the relationship between the monetary base and the money supply. It is calculated by dividing the money supply by the monetary base. However, the money multiplier is not affected directly by open market purchases, as it depends on a number of other factors, such as the reserve ratio and the public’s preference for holding currency versus deposits.
Therefore, the correct answer to the question is: monetary base; money supply.
To know more about Purchases visit :
https://brainly.com/question/31032032
#SPJ11
A potential negative result of trade agreements is
Answers
agreements is JOB LOSS::
What types of planning can be done to improve a nation’s economy?
A nation can undergo ____ planning or ___ planning in order to improve its economy.
Answers
Answer:
A nation can undergo long-term planning or constructive planning in order to improve its economy. Long-term planning involves setting goals and implementing policies that will have an impact over a period of several years. This type of planning may involve investments in education, infrastructure, and research and development, among other areas. Constructive planning involves implementing policies that encourage economic growth and development, such as reducing barriers to trade, promoting entrepreneurship and innovation, and investing in key industries. These types of planning can help a nation to create jobs, increase productivity, and improve living standards for its citizens. THANK YOUName three factors that determine a good’s or service’s elasticity.
Answers
Answer:
Many factors determine the demand elasticity for a product, including price levels, the type of product or service, income levels, and the availability of any potential substitutes. High-priced products often are highly elastic because, if prices fall, consumers are likely to buy at a lower price.
Explanation:
Answer:
(1) availability of substitutes(2) if the good is a luxury or a necessity, (3) the proportion of income spent on the good, and(4) how much time has elapsed since the time the price changed.As a(n) , it‘s up to you to make choices about what you buy and use.
Answers
As a consumer, it‘s up to you to make choices about what you buy and use.
What are consumers?Generally, A consumer is a person or group that uses a product or service. In economic terms, a consumer is someone who buys goods and services for personal use.
Consumer demand drives the economy, as businesses aim to produce and sell products that consumers want to buy.
Consumers also play a role in shaping the market by making purchasing decisions based on factors such as price, quality, and brand.
Read more about consumers
https://brainly.com/question/13420317
#SPJ1
CQ
As a(n)_____ , it‘s up to you to make choices about what you buy and use.
A corporation is listed as one of the Standard and Poor's 500. That means the company is _____. (Select all that apply.) used as a benchmark for some industry leverage comparisons an energy sector stock is not presently carrying debt publicly traded
Answers
Answer:
used as a benchmark for some industry leverage
Explanation:
Standard and Poor's 500, sometimes known as S&P 500 is an index for stock market which measures the stock performance of five hundred large organizations that is listed in the stock exchanges of the United States. It is founded in the year 1957.
The S&P lists a group of 500 organizations whose daily average share prices are use to calculate the the index a day's security prices. It is used to benchmark the organization.
Communication response time must be faster than in the past to succeed in the modern workplace. please select the best answer from the choices provided t f
Answers
Based on current workplace trends, a faster communication time is needed to succeed so this is True.
What does the modern workplace require?The modern workplace is characterized by faster processes and the need to stay ahead of competitors.
As a result, it is required that communication response times should be faster in order to be successful.
Find out more on communication response times at https://brainly.com/question/25793182.
#SPJ4
Randall wants to become a certified public accountant. To accomplish this, he must be certified by the ________ in which he plans to provide accounting services.
Answers
He must be certified by the state in which he plans to provide accounting services.
For a person or an individual to have the license to operate as a certified public accountant such person must be certified by the state in which he or she plans to render accounting service to.
In order to be a certified or qualified public accountant all the necessary requirement must be meant by the person.
The person must sit for the CPA examination and must pass the certified public accountant examination before being certified to operate as one by the state.
Inconclusion he must be certified by the state in which he plans to provide accounting services.
Learn more about certified public accountant here:https://brainly.com/question/1922775
Follow = Multiple thanks
Answers
Welcome welcome welcome
A luxury car dealer is considering two possible locations for a new auto mall. The rent on the south side of town is cheaper. However, the dealer believes that the average household income is significantly higher on the north side of town. The dealer has decided that he will locate the new auto mall on the north side of town if the results of a study that he commissioned show that the average household income is significantly higher on the north side of town North Side South Side The results of the study are as follows Calculate a 90% confidence interval for the difference (North-South) in average income between the two sides of town. Round your answer to two decimal places
Answers
Based on the study commissioned by the luxury car dealer, the average household income is expected to be higher on the north side of town compared to the south side.
To determine the confidence interval for the difference in average income between the two sides, a 90% confidence level is required. Using statistical calculations, a 90% confidence interval can be calculated for the difference in average income between the two sides of town. The resulting confidence interval rounded to two decimal places will provide a range within which the true difference in average income between the two locations is expected to fall.
The luxury car dealer is evaluating two locations for a new auto mall based on average household income. To determine the best option, we must calculate a 90% confidence interval for the difference in average income between the north and south sides of town. The study results should include sample sizes, average incomes, and standard deviations for both areas. Without this data, it's impossible to calculate the confidence interval accurately. Once you provide the required data, I'll be happy to help you calculate the 90% confidence interval and round the answer to two decimal places.
To know more about dealer visit:
https://brainly.com/question/31231814
#SPJ11
Molly has a $2500 down payment saved for this purchase, and the dealer’s $1500 Cash Allowance will come straight off her total. How much loan does Molly need?
Molly selected the Latitude trim for her Patriot SUV and the total purchase price used for this example = $25,495.
Since Molly has $2,500 for a down payment, but $1,500 are needed to pay for expenses related to the car dealer, she will need to borrow = purchase price + dealer's cash allowance - Molly's down payment = $25,495 + $1,500 - $2,500 = $24,495
How much will Molly’s monthly payment be?
Answers
If she has a $2500 down payment saved and the dealer’s is $1500. Loan needed is $21,495 and monthly payment is $597.08.
Molly’s loan needed and monthly paymentMolly loan:
Molly Loan needed =$25,495-$2,500-$1,500
Molly loan needed=$21,495
Molly’s monthly payment:
Molly’s monthly payment =$21,495/36 months
Molly’s monthly payment=$597.08
Therefore Loan needed is $21,495 and monthly payment is $597.08.
Learn more about Molly’s loan needed and monthly payment here:https://brainly.com/question/26940318
what business impact analysis metric can be used to express the monetary loss caused by an occurrence of an incident? exposure factor (ef) single loss expectancy (sle) maximum tolerable downtime (mtd) recovery time objective (rto)
Answers
Single loss expectancy business impact analysis metric can be used to express monetary loss caused by an occurrence of an incident.
What is Single loss expectancy?The amount of money anticipated from a risk occurring on an asset is known as single-loss expectancy (SLE). Risk management and risk assessment are related. Where the risk's impact on the asset, or the percentage of assets lost, is represented as the exposure factor. The exposure factor is 1 if the asset is completely lost. The outcome is expressed as a monetary value in the same currency as the single-loss expectancy (euros, dollars, yen, etc.): exposure factor is the arbitrary, potential percentage loss to a particular asset if a particular threat materializes. The person who is evaluating risk must define the exposure factor, which is a subjective value.
To learn more about Single loss expectancy, visit:
https://brainly.com/question/14587600
#SPJ4
1. So you are going on a vacation! There's lot of planning to do. You will be leaving on Friday and returning the next
Friday. You will be taking 3 other classmates with you. Where are you going and how are you getting there? Present
three options, pros and cons about how you might travel to and from your destination. The presentation must include
prices and time consideration.
Tell how you will get around while on the vacation. You need to include mileage and prices. If you are renting a car,
allow 10 cents per mile. If you are using someone's personal car, allow 35 cents per mile. Identify your final travel
decisions and how you arrive at those decisions. Make sure you include your research and any other information you
used to arrive at your decision.
Where will you stay when you get there? Present three options, pros and cons, about where you will stay while on your
vacation. The presentation must include prices and amenity considerations. If you have males and females in your
group, you need to make sure you include separate rooms for each. Identify your final lodging decisions and how you
arrived at those decisions. Include information about amenities. Make sure you include your research and any other
information you used to arrive at your decision.
What will you eat when you get there? Present 15 options for meals for your group while on vacation. The presentation
must include prices and transportation considerations. You will need to eat 2 really nice meals while on vacation. A
really nice meal is eaten at a restaurant where you must sit down and be waited on. Identify your final meal decisions
and how you arrived at those decisions. Include the cost of each meal as well as a description of the type of cuisine.
Make sure you include your research and any other information you used to arrive at your decision:
Answers
Answer:
685
Explanation:
which wheel settings change when you mount the subframe incorrectly in the transverse direction? Check all that apply
TOE
CAMBER
STEERING AXIS INCLINATION (SAI)
CASTER
Answers
The wheel settings that change when you mount the subframe incorrectly in the transverse direction is "CASTER" (Option D)
What is Caster?Caster is the process of aligning a wheel with the direction of travel, which can be performed by caster displacement or caster angle. As with the front wheels of a shopping cart, caster displacement shifts the steering axis forward of the axis of wheel rotation. The steering axis is moved away from the vertical by the caster angle.
The caster angle, also known as the castor angle, is the angular displacement of the steering axis from the vertical axis of a steered wheel of a car, motorbike, bicycle, another vehicle, or watercraft as seen from the side.
Positive caster enhances the responsiveness of your vehicle while negotiating bends and the stability of your car when going at greater speeds. The sole disadvantage of a positive caster is that it increases the amount of effort required to steer your car.
Turning plates and a digital or bubble camber/caster gauge are the two most common methods for measuring caster angles. Measuring the upper and lower wishbone mounting points or the MacPherson strut angle.
Learn more about Wheel Settings:
https://brainly.com/question/11372596
#SPJ1
Remaining 1 hour, 5 minut O Question Completion Statu 120 & Moving to another question will save the response Question 13 p You buy a stock for $45 per share and sell her $51 after holding it for sighty over a year and collecting a 56.6 por share dvblent dibend im is tased at a 20% rate and capital gas ar at 24%, what is your after tax holding period retum? (White your answer in percentage and round 8 to 2 Moving to another question will save this response NG FRE 1 nour, 42 minutes, 43 seconds. " 10 13 Moving to another question will save this response N Question 13 2 You buy a stock for $40 per share and sell it for $51 after holding it for slightly over a year and collecting a $5.6 per share dividend dividend income in tened at a 20% ce and cia ga at 24%, what is your after tax holding period reum? (Wite your answer in percentage and round 2 decimal places) Moving to another question will save this response. Question Completion Statu 11
Answers
The after-tax holding period return for the investment is 22.4%, considering capital gains and dividends taxed at 24% and 20% respectively.
The holding period return (HPR) is the total return that an investor receives from holding an asset or portfolio over a specific time period. It is calculated by combining the total capital appreciation and any income generated, such as dividends or interest, divided by the initial investment. The formula for calculating holding period return is as follows:HPR = (Ending Price - Beginning Price + Income) / Beginning PriceIn this question, the stock is bought at $45 per share and sold for $51 per share, with a dividend income of $5.6 per share. The dividend income is taxed at 20% and the capital gains are taxed at 24%. To calculate the after-tax holding period return, the following steps need to be taken:Step 1: Calculate the capital gainCapital Gain = Ending Price - Beginning Price = $51 - $45 = $6 per shareStep 2: Calculate the total incomeTotal Income = Dividend Income + Capital Gain = $5.6 + $6 = $11.6 per shareStep 3: Calculate the total tax on dividend incomeTax on Dividend Income = 20% x Dividend Income = 20% x $5.6 = $1.12 per shareStep 4: Calculate the after-tax dividend incomeAfter-tax Dividend Income = Dividend Income - Tax on Dividend Income = $5.6 - $1.12 = $4.48 per shareStep 5: Calculate the total tax on capital gainTax on Capital Gain = 24% x Capital Gain = 24% x $6 = $1.44 per shareStep 6: Calculate the after-tax capital gainAfter-tax Capital Gain = Capital Gain - Tax on Capital Gain = $6 - $1.44 = $4.56 per shareStep 7: Calculate the after-tax holding period returnAfter-tax HPR = (Ending Price - Beginning Price + After-tax Income) / Beginning Price= ($51 - $45 + $4.48 + $4.56) / $45 = 22.4%Therefore, the after-tax holding period return is 22.4%.For more questions on after-tax
https://brainly.com/question/28062298
#SPJ8
The owner of the rapids river rafting company wants to advertise to a broader customer base as a way to increase revenue. Employees are a little resistant to his plan. What is one way he can persuade them that this is a good idea?
Answers
Answer:
Document ways diversity played a crucial role for business in the past
Explanation:
River rafting refers to the activity of moving quickly in a small boat along rivers
The owner of the rapids river rafting company wants to advertise to a broader customer base as a way to increase revenue.
But the employees are a little resistant to his plan.
For this document ways, diversity has played a crucial role in business in the past.
So, he can follow such ways.