an investor will receive an annuity of $5,000 a year for 10 years. the first payment is to be received seven years from today. at a 10% discount rate, this annuity's worth today is closest to:
Answers
At a 10% discount rate, this annuity's worth today is closest to $32,573
Total amount of annuity = C = $5,000,
Rate = r = 10%,
Time = n = 10 years
Each payment is discounted to its current worth before being added together. The first payment back must be reduced by seven years because it won't be made until seven years from now. It must be further reduced back by 8 years because the second contribution won't be received until 8 years from now, and so on.
Calculating the present value of an annuity -
\(PV = C x [1 - (1 + r)^(-n)] / r\)
Substituting the values -
\(PV = $5,000 x [1 - (1 + 0.10)^-10] / 0.10\)
= 5,000 x [1 - 0.3855] / 0.10
= 5,000 x 6.5146
= 32,573
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Related Questions
if i get 16 brainlest ill give u guys 136 points
Answers
Answer:
you get brainlyist by answering questions. not making them
Answer:
ill give u brainlest tete
Explanation:
1. describe an example of a task that it might make sense for a company to outsource. (1-2 sentences. 2.0 points) 2. describe three things that you think are important for a company to include in its personnel policies. (1-3 sentences. 1.5 points) 3. describe at least three pieces of information you would include when writing a job description. (1-3 sentences. 1.5 points) 4. describe two methods you would use to find potential employees if you were in charge of advertising a job for a company. explain why you would use these methods for advertising the job. (1-2 sentences. 3.0 points) 5. describe at least two methods you would use to identify job opportunities if you were looking for a job. explain why you would use these methods for job seeking. (1-2 sentences. 3.0 points) 6. write your answers to at least three of the lesson 1 questions on the what you want from your life page. (1-3 sentences. 3.0 points) tip: separately, you can write out a vision statement for yourself. since it's personal, you don't have to turn in your vision statement, but you should turn in your answers to at least three of the questions about what you want from your life. 7. describe a career you would like to have, and explain how you could get started and then advance in that career. (1-3 sentences. 3.0 points) 8. which part of the online job application was easiest for you to complete? which section was the most difficult? give at least one example of work experience, education, or special skills that you included in the application. (2-5 sentences. 3.0 points) caution: to protect your privacy, make sure you don't list the names of specific places where you've worked or gone to school.
Answers
Customer support, which is more common than phone support, is the best example of a task that makes a lot of sense in a company to outsource.
1. Even though the costs are high, there are many parts where hiring, providing office space, training, and paying taxes on support reps are not. It makes sense because it is the best way to outsource a company and improve the client experience.
2. Human resources personnel are responsible for keeping personnel policies for the companies for which they work up to date. These policies govern how a business is run, from hiring and firing to sexual harassment and workplace discrimination policies.
New employees are given personnel policies to review, and they are frequently asked to sign a statement stating that they have read and understand the policies. Policies and procedures differ from one company to the next, but certain elements are shared.
3. Where they live, where they came from, and who to contact if something bad happens.
Working Conditions: Know what's around you and whether or not it's safe for workers.
They must have three or four skills: Being able to complete the work assigned to them.
4. Employees in your organisation can be a valuable source of knowledge when it comes to recruiting. They have friends and acquaintances in the same industry. Create a policy that allows employees to refer qualified candidates for open positions in the company.
When recruiting employees, a wise recruiter will look for attitude rather than skills. The best candidate should have a positive attitude towards a position that requires the required skills, which is often difficult to find. As a recruiter, the technique to use here is to find someone who has a positive attitude towards a job posting.
5. If I were looking for work, the two methods I would use to find it would be internships and company websites. Internships: Since I am unemployed, obtaining a brief position with a reputable organization is an excellent way for me to gain a foothold in the industry, or to provide me with valuable business contacts to convene upon in the future.
Websites of Businesses: If I want a job and want to learn more about the company, I should look at the job section of the company's website. If I see opportunities on the company's website, there's a chance I'll get the exact opportunity I've been looking for.
6. What are your shortcomings? My weaknesses include difficulty focusing, impulsiveness, occasional lack of motivation, and a desire to be recognised for my efforts.
Who are the most important people in your life? My mother, grandfather, and best friend. I would do anything for them, and they are aware of this. I am more concerned with their well-being than with my own because they inspire me to pursue any opportunity that comes my way.
What skills do you have in particular? I am skilled at motivating and assisting others. I recognize my flaws and strive to improve in any way, shape, or form. I am also very approachable.
7. I'm not sure what career I want to pursue, so I'll use an example. If I wanted to work in the veterinary field or be an animal doctor, I would volunteer at the SPCA or animal shelters to gain hands-on experience and a first-hand understanding of what my career would entail. Your prior knowledge of animals on your resume would look good, and they would hire me because of it.
8. The most straightforward section was the general information page. Include your name, age, and other pertinent information. The section on goals was the most difficult for me because I don't really have any concrete goals at this point in my life and am stuck choosing between multiple career options.
One example of a previous experience I had was volunteering at my church (when I was religious). Now I mostly serve as my mother's secretary for her job, relaying information from voicemail, driving her, and taking notes for her meetings.
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Which industry is the second-largest employer of teens
and young people?
What percentage of employed teens are employed by
the government?
I got it
is retail trade
and 7%
Answers
Answer:
I. Retail industry
ii. 7%
Explanation:
Retail industry is the second largest employers of teen and young people next to health sector which is the largest employer.
Retailing involves buying goods either from the producers or wholesaler and selling them to the final consumers. Some services are also offered in these retailing such as call center representative, those who work in innovation lab. etc
In the United States, about 7% of teens and young people are in the employment of government , while retail industry is the largest employer of teen and young people because it provides flexibility and also do not involve much academic qualifications.
Example of these retail jobs are those who work in call center, sales representatives and those who works in stores.
Answer:
Retail Trade
7%
Explanation:
Edge 2020
Amir is working on making paper snowakes to decorate his room. He has timed himself and noticed that he takes 5 minutes to make each snowake. If he has an hour and a half before bedtime, how many snowakes will he be able to make?
Answers
Find how many minutes in an hour and a half and divide by 5.
Based on the time taken to make one snowflake, the number of snowflakes that Amir can make in an hour and half is 18 snowflakes.
How many snowflakes can Amir make?First convert the hours to minutes:
= 1 hour 30 minutes
= 1 + 30/60
= 1.5 hours x 60 minutes in an hour
= 90 minutes
Each snowflake takes 5 minutes to make:
= 90 / 5
= 18 snowflakes
In conclusion, Amir will have made 18 snowflakes.
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If motorcycles have elastic demand, how would a small increase in price affect demand for motorcycles?
Answers
Answer:not much
Explanation:
If it's elastic then i switchs
Where scaffolds are utilized they shall
be provided with _ for the entire
length, and shall have
to
prevent slipping.
Answers
Answer:
im not aure
Explanation:
im not aure
Who knows about the College called.. IAP ?
Would you guys recommend it, or not?
Because right now, I’m in high school but I’m almost going to graduate. And there’s so many ppl that I know that want to go to community colleges and so I don’t know what to do because what I want to do, you don’t need a degree and the college that I want to go to, you are there part time, either online or in person but the problem is .. how do I know if it’s a scam or not? Because the answer is I don’t. I’ve been wanting to go here because you can get whatever course you want done fast and they help you get the job that you want ASAP, which it’s like 6-12 weeks to complete your courses. And the other reason why I want to go here is because it’s a fair price for each course you want to take. It makes sense though I guess because all of those courses for that college, you don’t need a degree but they help you get the job that you want after you take those courses, and I think that’s cool but.. like I said, I don’t know if it’s a scam or not. That’s why I’m asking on here (lol) because people that I know, family, and my friends, no one knows about this college and I don’t want to get my hopes up knowing if it’s a scam, why even try getting into this college. If I make sense. Hope you guys can help me out. It’ll mean a lot, thank you :) .
Also, I give Brainliest for whoever wants it!
Please no links
Answers
neither because i have not read any reviews
i’m up for brainliest
Lightskins or Darkskins
Or Other ?
Answers
Answer:
any kind of boy
Explanation:
I have no type
give at least 3 personal gains in your business (my gain,community gain and country gain) by considering the table below
Answers
Answer:
My Business- Fashion Designing
My Gain- Daily profit generation, Job Satisfaction, Improvement of my business skill.
Community Gain- Access to well-designed dresses, Training for youths who wish to gain the skill
Country Gain- Employment of citizens, Contribution to the gross domestic product
Explanation:
In my business as a Fashion Designer, I benefit from the fact that I can make money for myself doing what I love. The business also affords me the opportunity to improve my business skill. For instance, good marketing helps me reach a wider audience.
The community I live in benefits from my service because they can always come to design their dresses in whatever styles they desire. Youths and others who wish to gain some skill can also register at an affordable price.
The country I reside in also benefits from the revenue generated from the business because it contributes to its gross domestic product. The citizens are also gainfully employed through the business.
My business: Pharmacy
My gain: Profit, income, access to free medical license drugs, safety, good health
Community gain: Access to good license My business: Pharmacy
My gain: Profit, access to free medical license drugs, safety, good health
Community gain: Access to good license drugs, ease of affordability, wellness and wholeness, free medical advice
Country gain: Employment of labor, access to good healthcare, tax, contribution to country's GDP, wellness and wholeness
for better understanding, lets explain what profits in business means
The aim of any business is to make profit. Business is referred to as any task or activity that aim to provide goods and services to people in order to make profitProfit is simply the amount of money a business earns above and beyond what it spends for salaries and other expensesbusiness gains covers the profit and other advantages be it pleasure, enjoyment, relaxation etc obtained or derived from any business transactionsfrom the above, we can therefore say that the answer My business: Pharmacy
My gain: Profit, access to free medical license drugs, safety, good health
Community gain: Access to good license drugs, ease of affordability, wellness and wholeness, free medical advice
Country gain: Employment of labor, access to good healthcare, tax, contribution to country's GDP, wellness and wholeness, is correct
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A rising GDP and a falling unemployment rate are most likely indicators that an economy is in which phase of the business cycle?
answer: expansion
Answers
A rising GDP and a falling unemployment rate are most likely indicators that an economy is in the expansion phase of the business cycle.
During the expansion phase, the economy experiences an increase in economic activity and employment opportunities, resulting in a rise in GDP and a decline in unemployment rate. This phase is typically characterized by increased consumer and business spending, rising stock prices, and increasing confidence in the economy. The expansion phase is usually followed by the peak, recession, and trough phases in the business cycle.
The business cycle refers to the fluctuation of economic activity in an economy over time. It is typically characterized by alternating periods of expansion and contraction, with the peak, recession, and trough phases in between. Various factors contribute to the business cycle, including consumer spending, business investment, and government policies.
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Which of the following reflects an acceptable yearly developmental goal as identified on an employee’s Individual Development Plan? (Select all that apply.)
improve my listening skills and interpersonal communication.
complete the training to become a master aircraft mechanic.
reconnect with high school friends in similar careers for networking.
enroll in post-graduate courses and complete studies for a master’s degree.
Answers
Answer:
improve my listening skills and interpersonal communication.
enroll in post-graduate courses and complete studies for a master’s degree.
Explanation:
Jean-Baptiste Say thought that entrepreneurs should be considered a fourth factor of production. Do you agree or not? Explain your reasoning.
Answers
Answer: i do agree
Explanation: they are a factor because they help the economy in the same ways as the other factors of production
Jean-Baptiste Say thought that entrepreneurs should be considered a fourth factor of production. The given statement is true. Because of the economy in the same ways as the other factors of production.
What is the economy?An economy is a collection of interconnected production and consumption processes that ultimately decide how resources are distributed within a community. The demands of persons who live there and conduct business there are met by the production and consumption of goods and services as a whole.
The traditional economy, which uses a country's traditions and history to direct the production and distribution of goods, is a well-known illustration of an economy. The main pillars of traditional economies are agriculture, fishing, and hunting.
Entrepreneurs should be considered a fourth factor of production labor, capital, natural resources, and entrepreneur.
Therefore, By the given statement(Jean-Baptiste Say thought that entrepreneurs should be considered a fourth factor of production) was true.
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CBA Corp. has grown significantly over the past year. One area that has plagued the controller of CBA is the reconciliation of supplies expense. The end-of-year supplies on hand totaled $20, purchases totaled $500, and supplies on hand at the beginning of the year amounted to $300. How much will CBA report as supplies expense for the current year
Answers
Answer:
the supplies expense for the current year is $780
Explanation:
The computation of the supplies expense is shown below:
= Beginning supplies balance + purchase made - ending supplies balance
= $300 + $500 - $20
= $780
hence, the supplies expense for the current year is $780
The same should be considered and relevant
And the above formula should be applied for the same
The SmartArt icon will allow you to include which of the following on a slide?
Answers
I think the answer is Graphs, I hope this helps
Which of the following is not a common organizational format for analytical reports?
A) Focusing on conclusions
B) Focusing on recommendations
C) Focusing on information
D) Focusing on logical argument
E) All of the above are common formats.
Answers
All of the above formats are common organizational formats for analytical reports (option E).
However, it is essential to understand that each of these formats serves a different purpose. Focusing on conclusions means presenting the findings and results of the analysis, whereas focusing on recommendations involves suggesting solutions to the problem identified in the report.
Focusing on information entails providing details and facts related to the issue being analyzed, and focusing on logical arguments means presenting a persuasive argument backed by facts and evidence. Therefore, it is crucial to choose the appropriate format based on the report's purpose and the intended audience. The correct option is e.
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Question 8
1 p
Tanner is entering high school and needs to save as much money as he can for college. What rate
of return must Tanner earn for his investment of $5,000 to double in 4 years?
%
Answers
Answer:
It must be invested at 19% per year.
Explanation:
Given that Tanner is entering high school and needs to save as much money as he can for college, to determine what rate of return must Tanner earn for his investment of $ 5,000 to double in 4 years, the following calculation must be performed:
72 / X = 4
72/4 = X
18 = X
Thus, approximately, it must be invested at 18% per year. But it must be checked by the following calculation:
5000 x 1.18 ^ 4 = 9,693.88
5000 x 1.19 ^ 4 = 10,026.69
Thus, it must be invested at 19% per year.
Which is an example of a small business showing social responsibility to individuals within the company?
A. starting an office recycling program
B. developing sustainable business practice
C. donating money to local organizations
D. allowing employees to work from home
Answers
Starting an office recycling program, developing sustainable business practice and donating money to local organizations are examples of a small business showing social responsibility to individuals within the company.
Company have a social responsibility to the communities in which they operate. This includes ensuring that they are good corporate citizens, providing support for local causes and charities, and protecting the environment.
Sustainable business is a term that is often used to describe businesses that are environmentally friendly or that have a positive social impact.
Hence, the correct options are "A, B & C".
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What is the term for goods that
your business ships to another
country?
A. Subsidiaries
C. Imports
B. Exports
D. Embargos
Answers
The term for goods that your business ships to another country is known as Exports.
Export/ Exporting:
The process by which companies from one country sell their goods and services to companies or consumers in a different country is known as Exporting.The exports, along with imports, make up international trade.They are incredibly important to modern economies as they offer people and firms many more markets for their goods.Exporting into foreign markets can reduce per-unit costs by expanding operations to meet increased demand. Also, the companies that export into foreign markets gain new knowledge and experience that may allow the discovery of new technologies, marketing practices, and insights into foreign competitors.The buyer of an industrial complex wants the broker to place the earnest money in an interest bearing account. The broker does this, clearly identifying all parties who are to receive the interest and the date the earned interest is to be disbursed. With only the verbal consent of the buyer, he places the money in an insured account in a depository in Florida. When the time comes to disburse the account, the broker will write a check to the buyer for the interest as the buyer agreed. Which statement describing this situation applies?
Answers
Answer:
Explanation:
In this situation, the statement that would best apply would be that the broker does not have the right to ever use an interest-bearing account under Florida Real Estate laws. Since Florida Real Estate laws specifically prohibit a broker from placing a clients money in an interest account then the broker in this scenario is breaking the law and can have his real estate license taken away as well as being fined.
a key element of costcos strategy to keep prices low to members was to cap the margins on brand name merchandise at 14 percent. T/F
Answers
False. Costco caps the margins on brand name merchandise at 15 percent.
Costco is well known for its low prices and commitment to offering members the best value on a variety of products and services. One key element of Costco’s strategy to keep prices low is to cap the margins on brand name merchandise at 15 percent.
This means that no matter how much the brand name merchandise costs, the margin (or profit) that Costco makes on that item is limited to 15 percent. This helps Costco to keep prices low, while still making a profit.
This strategy has been successful in keeping prices low and attracting customers, and has been a major factor in Costco’s success.
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franchises will generally have higher ____, but they offer ongoing support and training.
Answers
Franchises will generally have higher direct financing but they offer ongoing support and training.
What is the meaning of financing?Finance is the study and practice of money, money-related instruments, and capital assets. It is associated with economics, which refers to the study of the creation, transfer, and consumption that money, assets, goods, and services, but it is not the same as economics.
The process of raising capital or finances for any type of spending is known as financing. It is the act of directing various financial resources—such as credit, loans, and invested capital—to those parts of the economy that need them most or can use them most effectively.
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Do you agree with the statement "the customer is always right"?
Answers
Answer:
The issue with this statement is that it predetermines the relationship. If one is to agree that the customer is always right, then that is how the relationship is defined. ... "From the perspective of a learning professional, the customer or client is rarely accurate in discerning his own needs or gaps.
hope it's help you plz mark as brain list ...!!!Which of the following things can help you get a lower interest rate when you receive a loan?
A. A low credit score
B. A history of defaulting
C. Using all of your available credit
D. Collateral
Answers
Answer:
D. Collateral
Explanation:
Collateral refers to an asset offered to a lender to secure a loan. Borrowers use properties, motor vehicles, or other valuable items to convince lenders to advance credit facilities. Collateral reduces the risk of lending. If the borrower default, lenders have the option of selling the collateral to recover their money.
Because collateral makes a loan less risky, the interest charged is low. A high-interest rate reflects a high-risk borrower.
Answer:
D. Collateral
Explanation:
Three years ago, you purchased a corporate bond that pays 5.3 percent. The purchase price was $1,000. What is the annual dollar amount of interest that you receive from your bond investment?
Previous question
Answers
The annual dollar amount of interest that you receive from your bond investment is $53. To calculate the annual dollar amount of interest that you receive from your bond investment, you will need to use the formula:
Annual Interest = Principal x Rate
In this case, the principal is $1,000 and the rate is 5.3 percent. To convert the rate into decimal form, you need to divide it by 100. So, the rate is 0.053.
Putting these values into the formula, we get:
Annual Interest = $1,000 x 0.053
Annual Interest = $53
Therefore, the annual dollar amount of interest that you receive from your bond investment is $53. This is the amount that you will receive each year for as long as you hold the bond, assuming that the issuer does not default on its payments.
It is important to note that bond prices and interest rates can fluctuate over time, which can affect the value of your investment.
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Which sentence indicates that Rudolph is following a market skimming pricing policy?
Rudolph launched his brand of high-end audio speakers called Rudebox. He introduced his first line of products at $40,000. He plans to periodically bring down the price. Very soon he will launch the second edition of Rudebox, which would be of a lower price range, and designed for the masses.
Answers
Answer:
Very soon he will launch the second edition of Rudebox, which would be of a lower price range, and designed for the masses.
Explanation:
Market skimming pricing policy, or price skimming is the pricing strategy that is used by business owners to make the initial price of a product high and then reduce it subsequently so more people can be able to afford it.
The sentence that shows that Rudolph is following a market skimming price policy is his decision to reduce the price of his Rudebox in a second edition which is designed for the masses.
Answer:
He plans to periodically bring down the price
Explanation:
2. Which of the following holds large quantities of product that are later sent either to retail
locations or directly to customers?
A. Manufacturer
B. Wholesaler
C. Distribution center
D. Retailer
Answers
Answer:
A.
Explanation:
Manufacturer is a person or a registered company that produces finished goods from raw materials and sell to earn profit. The manufacturers sell it's finished products to retailers or wholesalers, who then sell it to customers. Manufacturers can also sell it's product directly to customers to earn profit.
Therefore, the correct answer of the question is option A. It is manufacturers who produces large quantities of finished goods and sell it to retailers and wholesalers and sell it directly to customers.
Thus option A is correct.
What is the meaning of time recovering
Answers
Answer:
to recover a wound
Explanation:
time to recover the sentence shows recover what can possibly recover ofcource a wound.
A market where no single buyer or seller can influence the price is a: factor market. seller’s market. competitive market. buyer’s market.
Answers
Answer:
competitive market
Explanation:
competition is what nobody has control over
Pineapple whip, a company that makes an ice cream-like treat using pineapple, sells its branding, production techniques, and proprietary flavors to other companies for a fee and a share of the profits. Pineapple whip is engaged in.
Answers
In this context, the Pineapple whip is engaged in a business arrangement called Franchising.
What is Franchising?Franchising is a business arrangement where the franchisor (one party) grants some rights and authorities to the franchisee.
In this case, the franchisee will pays a fee to the franchisor because he is using the business's success, trademarks, proprietary knowledge etc.
In conclusion, the Pineapple whip is engaged in a business arrangement called Franchising.
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Imagine that you have no money and you have to leave home and live by yourself. Make a list of the ten most important things that you would take with you and explain why.
Answers
Answer:
food clothes water
Explanation:
their the basic needs of an individual