An appraiser completes an appraisal for a homeowner in preparation for obtaining a loan. The appraiser provides a letter report and sends a bill for his preparation of the appraisal. He bases the cost of his work on a percent of the amount of the value his opinion finds. What is the situation here
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The situation here is that the appraiser is:
Taking a percentage for his services from the appraisalBased on the given question, we can see than when an appraisal is made, the appraisal which is actually a written report that makes an estimate of the present value of a piece of property.
With this in mind, we can see that the appraiser preferred to take his payment from the percentage value of the value of the property which he appraised. This method is sure to give the appraiser more money than he would have made, especially if the value of the property was quite high.
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If you had wanted to be a consumer representative, at that first advisory committee meeting held to discuss the ticagrelor nda, what process would you have followed?
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If you had wanted to be a consumer representative, at that first advisory committee meeting to discuss the ticagrelor NDA, the BRILINTA process would have been used.
The advisory committees are a structured way for individual citizens to share their opinions and perspectives, consider issues, and develop recommendations in a focused, small-group structure.
An advisory board is a body that provides non-binding strategic advice to the management of an organization or foundation. The informal nature of advisory committees provides greater flexibility in structure and management compared to boards of directors. An advisory board is a collection of individuals who bring their own knowledge and skills that augment the knowledge and skills of the formal board to lead the organization more effectively.Learn more about the advisory committee here: https://brainly.com/question/16049156
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This is for money skills. Please help
Answers
Answer:
when you divide
Explanation:
A supply manager sources steel, which is a strategic component for the organization. As a result, an offshore supplier is chosen. A contract is executed and production begins. But within a few weeks, the supply manager receives criticism from senior management about the arrangement with the offshore supplier. Which of the following is the MOST likely reason for the criticism? A. Senior management was not consulted about the change. B. The new timelines were not acceptable. C. Training for the new supplier was inadequate. D. The product failed to meet quality specifications.
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The most likely reason for the criticism is that the senior management was not consulted about the change.
Without a change management strategy to accompany a trade, humans bodily experience the fallout. Productivity and efficiency may additionally decline, which could have an effect on clients and providers. Valued employees may depart as frustration, change fatigue, and confusion connected to the new initiative grows.
The role of senior executives and organizational managers is key to any trading procedure, as their help and willingness to trade fuels the whole hierarchy. they may be chargeable for all strategic initiatives and organizational overall performance.
The change procedure owner is liable for defining and helping the general process concerned in alternate control. The activities consist of: Devising the process, in aid of the change manager and CAB. communicating the hints to appropriate stakeholders.
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The PIO’s primary responsibility to organizational leadership as an advisor is to: A. Be an intermediary between leadership and the news media B. Assess situations for public information implications C. Develop relationships with other organizations’ PIOs D. Set up interviews and write talking points
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Answer:
Correct answer:
D. Set up interviews and write talking points
Explanation:
The PIO's primary responsibility to organizational leadership as an advisor is to assist agency leadership to ensure that the mission and goals of the agency are achieved. This could be achieved through series of actions like setting up of interviews, or jotting down important points.
Considering the available options, the PIO’s primary responsibility to organizational leadership as an advisor is to " Be an intermediary between leadership and the news media."
Who is a PIO?PIO is the acronym for Public Information Officer. The role of a PIO is to ensure there is clear communication between the government or leaders and the citizens or followers.
Given that PIO serves as an intermediary between the government and the people in terms of communication, it is concluded that they serve as an intermediary between leadership and the news media.
Hence, in this case, it is concluded that the correct answer is option A.
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Before beginning to prepare for her upcoming presentation, Kay contacts the venue to determine what technology will be available. What type of audience analysis is she concerned with
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The type of audience analysis that Kay is concerned with is known as situational analysis.
What is an audience analysis?An audience analysis refers to a process of identifying the class of audience and choosing a type of speech that best fit their interests, understanding, attitudes etc
An audience analysis is important because its improves the speaker's effectiveness since presentation are delivered in an best manner.
In this question, the type of audience analysis that Kay is concerned with is known as situational analysis.
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when a positive externality is present in a market, the private market will the good, and the efficient quantity will be than the equilibrium quantity.
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In the presence of a positive externality in a market, the private market will underproduce the good, resulting in a quantity lower than the efficient quantity. This occurs because the private market does not take into account the full social benefit generated by the positive externality.
Positive externalities occur when the consumption or production of a good generates benefits for third parties that are not reflected in the market price. These external benefits create a divergence between the private and social costs and benefits associated with the good. In the case of a positive externality, the social benefit exceeds the private benefit received by the individual consumer or producer.
In a private market, individuals and firms make decisions based on their self-interest and the costs and benefits they directly experience. They do not consider the positive externalities that spill over to others. As a result, the private market will tend to underallocate resources to the production or consumption of the good.
The underproduction occurs because the equilibrium quantity in the private market only reflects the private costs and private benefits. The efficient quantity, on the other hand, takes into account the full social benefit, including the positive externalities. The efficient quantity is higher than the equilibrium quantity, representing the optimal level of production or consumption from a societal perspective.
To address the underproduction caused by positive externalities, government intervention or policy measures can be implemented. These measures, such as subsidies, grants, or regulations, can help align the private market with the efficient quantity and capture the full social benefits associated with the positive externality. By internalizing the external benefits, the market can achieve a more socially desirable outcome.
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______is a firm’s engagement in social actions because of its obligation to meet certain economic and legal responsibilities.
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Obligatory social actions undertaken by a firm to fulfill economic and legal responsibilities.
The term that describes a firm's engagement in social actions due to its obligation to meet certain economic and legal responsibilities is known as "corporate social responsibility" (CSR). CSR refers to a company's commitment to conducting its business in an ethical and responsible manner, considering the impact of its actions on various stakeholders, including employees, customers, communities, and the environment. It encompasses a range of activities, such as adhering to legal regulations, promoting fair business practices, protecting the environment, supporting community development, and ensuring the well-being of employees. By fulfilling economic and legal responsibilities through CSR initiatives, firms aim to maintain their social license to operate, build positive reputations, and contribute to sustainable development.
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is it cool when you have friends at school
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Answer:
Well yes I would suppose…unless you’re the loner type. I don’t have any friends so I wouldn’t really know—
._.
Answer:
yes, i guess you could say that its cool to have friends at school. but it is important to make sure that they dont get in the way of schoolwork or influence you to do anything bad
Explanation:
identify characteristics of notes payable that are not common to accounts payable.
Answers
Notes payable and Accounts payable are both used to represent the obligations that a company has to an entity. They are however different in certain ways such as:
Payment period Conversion Entities owedThe following are differences between notes payable and accounts payable:
Payment period - Accounts payable are to be paid in less than a year whereas Notes payable can either be less or more than a year. Conversion - Accounts Payable can be converted to a notes payable if the company is unable to pay them off in time. A Notes payable on the other hand, cannot be converted to an Accounts payable. Entities owed : Accounts payables are owed to suppliers of the company but Notes payable are owed to financial institutions.In conclusion, notes payables and accounts payables have several differences.
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The entry to record the amortization of a premium on bonds payable on an interest payment date would Group of answer choices a debit to Premium on Bonds Payable and a credit to Interest Revenue a debit to Interest Expense and a credit to Premium on Bond Payable a debit to Interest Expense and Premium on Bonds Payable and a credit to Cash a debit to Bonds Payable and a credit to Interest Expense
Answers
Answer:
a debit to interest expense and premium on bonds payable and a credit to cash
Explanation:
Based on the information given The Appropriate journal entry to record the AMORTIZATION OF A PREMIUM ON BONDS PAYABLE ON AN INTEREST PAYMENT DATE will include: a DEBIT TO INTEREST EXPENSE and PREMIUM ON BONDS PAYABLE and a CREDIT TO CASH
Debit Interest expense
Debit Premium on bonds payable
Credit cash
(To record the amortization of premium on bonds payable on an interest payment date)
question content area part 1 an asset is liquid if it part 2 a. is of intrinsic value. b. is a store of value. c. can be exchanged for other goods and services. d. can be obtained or disposed of without losing much of its nominal value.
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In Part 1, the statement is incorrect. An asset's liquidity refers to its ability to be converted into cash quickly and without significant loss of value.
In Part 2, the correct option that describes liquidity is:
d. obtained or disposed of without losing much of its nominal value.
Liquidity implies that an asset can be easily bought or sold in the market without causing a significant impact on its market price or nominal value. This characteristic allows for quick conversion into cash or other assets without incurring substantial losses. Options a, b, and c describe different aspects of value and exchangeability but do not specifically address the concept of liquidity.
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According to Alexander Hamilton, what actions are necessary to ensure the country's economic stability?Answer choicesa. Part of the trade embargo against Great Britain.b. Elimination of consumption tax.c. Creation of a trade alliance with France.d. National bank establishment.
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The answer is option b. Elimination of consumption tax, According to Alexander Hamilton, actions that are necessary to ensure the country's economic stability are elimination of consumption tax.
A simple tax definition is what?A tax is a forced payment or levy that is gathered by local, state, and federal governments from citizens or companies to pay for essential public goods, services, and activities.
What does tax primarily serve?Taxation's primary purpose is to provide money for public spending. Over time, different defenses and explanations for taxes have been put forth. Early taxes supported the aristocracy and were used to assemble armies and construct fortifications.
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what is the mad for this forecast (based on six months of forecasts—april through september)? (display your answer to two decimal places.)
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The MAD for this forecast is 0.25.
In this case, the MAD is calculated using six months of forecasts, from April through September.
The MAD for this forecast is 0.25, indicating that the forecast is relatively accurate. This suggests that the forecast was able to capture the variability in the data reasonably well.
The mean absolute deviation (MAD) is a measure of the accuracy of a forecast. It is calculated by taking the absolute value of the difference between the actual values and the forecasted values, and then finding the average of those differences.
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A model that shows the trade-offs and opportunity costs of producing an additional unit of a good relative to what must be given up in the production of another good.
Answers
Answer:
production possibilities curve (PPC)
Explanation:
The PPC is used to explain the tradeoffs that producers face when having to choose between 2 different alternative products or services. The more they choose of one product, the less they will be able to produce of the other product. Opportunity costs are the associated costs or benefits lost resulting from choosing one activity or investment over another alternative.
What type of loan uses real estate for security?
A point of sale
A line of credit
. A disclaimer (it’s not disclaimer)
A second mortgage
Answers
Answer:
A second mortgage loan uses real estate for security
Match the following overhead costs with their source documents Instructions Indirect materials Indirect obor Factorytities Depreciation on factory equipment Adjusting entries Time ticket Material requisition forms Vouchers authoring payment
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A match between overhead costs and their source documents:
Indirect materials - Material requisition formsIndirect labor - Time ticketsFactory utilities - Vouchers authorizing paymentsDepreciation on factory equipment - Adjusting entriesHow are these overhead costs found ?Indirect materials are materials that are used in production but are not directly traceable to a specific job. They are typically tracked using material requisition forms, which are documents that request the release of materials from inventory.
Indirect labor is labor that is incurred in production but is not directly traceable to a specific job. It is typically tracked using time tickets, which are documents that track the time that employees spend working on jobs.
Factory utilities are the costs of utilities, such as electricity and water, that are incurred in the production process. They are typically tracked using vouchers authorizing payments, which are documents that authorize the payment of expenses.
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Place holders are:
O A. aspects of cloud software that hold your file in place.
O B. image databases that users can utilize.
O C. specific areas designed for images only on the slides.
•
D. areas of the slides that can accommodate text or media.
Answers
Answer:
C. specific areas designed for images only on the slides
hope it helps
commercial banks hold deposits and
Answers
The representative of the bond holders who monitors compliance with the bond indenture is called the?
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The representative of the bond holders who monitors compliance with the bond indenture is called the trustee. The trustee acts as a fiduciary for the bondholders, ensuring that the issuer of the bond complies with the terms and conditions stated in the bond indenture.
Here's a step-by-step explanation of how the trustee functions:
1. Appointment: The trustee is usually appointed by the issuer of the bond during the issuance process. The trustee can be a bank, trust company, or other financial institution.
2. Duties and Responsibilities: The trustee's primary role is to safeguard the interests of the bondholders. They monitor and enforce compliance with the bond indenture, which is a legal agreement that outlines the terms of the bond issuance.
3. Monitoring Compliance: The trustee reviews the issuer's activities to ensure they are in accordance with the bond indenture. This includes verifying that interest payments are made on time, principal is repaid as agreed, and any restrictive covenants are followed.
4. Reporting: The trustee provides periodic reports to bondholders regarding the issuer's compliance with the bond indenture. These reports help bondholders assess the issuer's financial health and performance.
5. Default Management: In the event of a default by the issuer, the trustee plays a crucial role. They represent the bondholders' interests and take appropriate actions to protect their rights, which may include pursuing legal remedies.
The trustee acts as a guardian for the bondholders, ensuring that their investment is protected and that the issuer meets its obligations. It is important to note that the trustee's responsibilities and powers can vary depending on the specific terms outlined in the bond indenture.
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human capital includes personal characteristics that have economic value and increase productivity. true or false
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The given statement "Human capital includes personal characteristics that have economic value and increase productivity" is TRUE.
Human capital refers to the skills, knowledge, education, and attributes that provide economic value and make people more productive. It refers to the characteristics that allow individuals to do work and generate economic value. It is the talent, skills, and capabilities of human beings that contribute to their potential in generating economic value in any situation or work environment.
Personal characteristics that have economic value and increase productivity include Personal health, fitness, and well-being The cognitive and problem-solving abilities of individual social and emotional competencies such as cooperation, communication, and leadership ability to learn, adapt, and develop new skillsCreativity, innovation, and entrepreneurshipThe ability to work independently or in a group.
The role of human capital is significant in achieving economic growth. A nation's capacity to produce goods and services largely depends on the quality and quantity of its labour force. A country with a high level of human capital has a more productive workforce, leading to higher economic growth and standards of living. As a result, the development and investment in human capital are critical for a country's long-term economic growth and prosperity.
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You have decided that you want to be a millionaire when you retire in 45 years.
Requirement 1: If you can earn an annual return of 11.16 percent, how much do you have to invest today? (Enter rounded answer as directed, but do not use rounded numbers in intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).) Investment$
Requirement 2: What if you can earn an annual return of 5.58 percent? (Enter rounded answer as directed, but do not use rounded numbers in intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).) Investment$
Answers
Requirement 1: If you can earn an annual return of 11.16 percent, how much do you have to invest today? (Enter rounded answer as directed, but do not use rounded numbers in intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).)
Investment $ The amount of money you have to invest today if you want to be a millionaire when you retire in 45 years, if you can earn an annual return of 11.16 percent is $4,190.25. Requirement 2: What if you can earn an annual return of 5.58 percent? (Enter rounded answer as directed, but do not use rounded numbers in intermediate calculations. Round your answer to 2 decimal places (e.g., 32.16).)
Investment $ If you can earn an annual return of 5.58 percent, how much do you have to invest today if you want to be a millionaire when you retire in 45 years? The amount of money you need to invest today is $12,331.65. What is the present value of an annuity? The present value of an annuity is the value of a group of future cash flows at the current time. For example, if an investor can expect to receive a set amount of cash for a certain number of years in the future and would like to know what that amount is worth in the present.
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The supply of index cards is likely to shift to the right if:
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The supply of index cards can shift to the right for various reasons. Firstly, an increase in production efficiency and capacity can lead to an increase in the supply of index cards.
This means that producers can manufacture more index cards with the same amount of resources and at a lower cost, which leads to an increase in the quantity supplied. Another reason for a shift in supply could be an increase in the number of firms producing index cards. This would increase competition in the market and lead to an increase in the supply of index cards. Similarly, if the cost of raw materials used to produce index cards decreases, then producers would be able to supply more index cards at a lower cost, leading to a shift in supply to the right. External factors can also impact the supply of index cards. For instance, if the government introduces policies that incentivize producers to produce more index cards, such as tax breaks or subsidies, then the supply would shift to the right. In conclusion, the supply of index cards can shift to the right due to an increase in production efficiency and capacity, an increase in the number of firms producing index cards, a decrease in the cost of raw materials used to produce index cards, and external factors such as government policies that incentivize producers.
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how much does one person spend on groceries a month?
Answers
Answer:
About $386.92 per month.
Explanation:
consider the following statements: a. soda drinkers purchase more soda from a grocery store that sells soda at a lower price than other rival grocery stores in the area. b. homeowners do not take steps to increase security even though they believe it is more costly to allow burglaries than to install security monitoring equipment. c. manufacturers produce less of a particular cell phone when its selling price rises. which of the above statements demonstrates that economic agents respond to incentives?
Answers
In economic terms, incentives refer to rewards that motivate an individual to act in a particular way. Incentives might be in the form of financial incentives or other benefits like job security, career progression, and job satisfaction.
The economic agents respond to incentives. The statement that demonstrates that economic agents respond to incentives is: Soda drinkers purchase more soda from a grocery store that sells soda at a lower price than other rival grocery stores in the area.In statement A, we see that consumers purchase more soda from a grocery store that sells soda at a lower price than other rival grocery stores in the area. This demonstrates that consumers are motivated to purchase the product from the seller who offers it at a lower price. They are responding to the incentive of purchasing soda at a lower price and thus increasing their overall utility and satisfaction.Statement A is therefore the answer to this question.In statement B, we see that homeowners are not taking steps to increase security even though they believe it is more costly to allow burglaries than to install security monitoring equipment.
In this case, the homeowners are not responding to the incentive of protecting their homes. They are instead incurring a higher cost in terms of damages caused by burglaries. This statement doesn't demonstrate that economic agents respond to incentives.In statement C, manufacturers produce less of a particular cell phone when its selling price rises.This statement also doesn't demonstrate that economic agents respond to incentives as manufacturers are not acting as consumers and are instead behaving as suppliers.
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Why do lenders often require a down payment when credit is used to purchase a good?
Answers
Answer:
see below
Explanation:
A down payment is a lump-sum amount paid a borrower raises when purchasing an asset on credit. The down payment or deposit is paid to the lender and reduces the credit to be extended. Usually, the lender will demand a down payment of up to 20% of the asset's value.
The down payment reduces the risk a lender takes in advancing the loan to the borrower. It reduces the loan amount involved. The down payment shows the borrower is financially stable. If they can raise 20 percent of the amount, it gives the lender confidence that the borrower can repay the loan. A down payment shows the borrower is a low-risk customer
when choosing a career, having set goals is the most important consideration.
true or false
Answers
Answer:
yes of course
Explanation:
you need to have some ides of what you wanna do if youre choosing a career
Answer:
yes
Explanation:
under the terms of the single audit act and its amendments, what percentage of major program expenditures must be selected for audit?
Answers
The Internal Revenue Service (RS) programme of the National Research Program most likely chose Ramon’s return for audit.To supply the essential data to the DIF system, the National Research Program randomly selects returns for audit.
The National Research Program’s (NRPs) approach to monitoring and reporting compliance is described in this IRM, along with the necessity for present compliance measures.The National Research Program (NRP) for the IRS is responsible for gathering information on reporting, payment, and filing compliance in order to support strategic decisions regarding the placement and kind of resources required to adequately fulfil the demands of taxpayers.Government auditing standards require the auditor to indicate the extent of the auditor’s tests of compliance with laws and regulations, which is different from reporting standards under widely accepted auditing standards for financial audits.A device to manage a state or network is a central authority.
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The first step to merging is entering the ramp and _____.
Answer: b. matching your speed
Explanation: (Actually not asking this question, I'm just posting it because I myself was searching for the correct answer and could not find it anywhere, so I'm just going to post it for the Students who need it) - I got it incorrect on my Drivers Ed quiz and it gave me the correct answer as you can see here:
Answers
Answer:
its c
Explanation:
The first step to merging is entering the ramp and signaling your intent. The correct option is C.
Thus, Entering the ramp and indicating your purpose is one of the important basic stages. To do this, park your car in the merge lane or on the ramp while turning on your turn signal to signal that you want to merge into traffic.
By signalling, you let other drivers know what you're planning, letting them to either slow down or create room for you to merge safely.
Recall that caution and attention to traffic conditions are required while merging into a highway or into a merging lane. Always pay attention to how traffic is moving, make a smooth and safe merge when you must, and always yield.
Thus, The first step to merging is entering the ramp and signaling your intent. The correct option is C.
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What is the purpose of comparison?.
Answers
Instead of stating the obvious, comparison and contrast are used to draw attention to subtle differences or unexpected similarities.
What is the purpose of a comparison ?An analysis of two topics is done in a compare-and-contrast essay by comparing, contrasting, or both of those things.Writing a comparison or contrast essay has the objective of illuminating subtle contrasts or surprising parallels between two subjects rather of stating the obvious.In writing, comparison and contrast are used to draw attention to small but significant distinctions or parallels that might not be immediately visible.You can increase readers' comprehension of the subject or topic of conversation by highlighting the variations between items that fall into the same general category.One benefit of comparison is the potential for generating motivation that we might not otherwise have when we use the strength of the community to take action in the direction of our ideal future.To learn more about comparison refer
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a car starts from rest and reaches a speed of 20m/s in 5 second what is the acceleration of the car
Answers
Answer:
The car's acceleration is 10 m/\(s^{2}\)
Explanation:
The "acceleration" tells you how the velocity's rate changes over a specific period of time.
The formula is: a (acceleration) = \(\frac{change in velocity}{change in time}\)
The velocity changed from 0 m/s to 20 m/s while time changed from 0 sec. to 5 sec.
Therefore: a = \(\frac{20 m/s}{5 s}\) = 10 m/\(s^{2}\) (this refers to the rate at which the car's velocity changed over time)