All of the following are true regarding viatical settlements, EXCEPT:
Select one: a. A terminally or chronically ill insured can sell their life insurance policy to a third party in exchange for payment of a large portion of the death benefit. b. Viatical settlements are a type of life insurance contract. c. In a viatical settlement, the third party that purchases the insured's life insurance policy is termed the viatical settlement provider, and the insured is termed the viator. d. The portion of the death benefit the viator receives in a viatical settlement ranges from 50 to 80 percent of the death benefit.

Answer:

1. Things to remember when putting up a business include having a clear vision, creating a business plan, securing funding, obtaining licenses and permits, hiring employees, and marketing your business. Additionally, you will need to be mindful of taxes, managing finances, and staying organized.

2. The recipe for munchkins making is as follows:

Ingredients:

- 1 cup all-purpose flour

- 1/2 teaspoon baking powder

- 1/4 teaspoon ground cinnamon

- 1/4 teaspoon salt

- 1/4 cup vegetable oil

- 1/4 cup granulated sugar

- 1/4 cup packed brown sugar

- 2 large eggs

- 1 teaspoon vanilla extract

Directions:

1. Preheat oven to 375°F. Grease mini donut pan with nonstick cooking spray.

2. In a medium bowl, whisk together flour, baking powder, cinnamon, and salt.

3. In a separate bowl, whisk together oil, sugars, eggs, and vanilla.

4. Gradually add dry ingredients to wet ingredients and mix until just combined. Do not over mix.

5. Fill donut cups to about 2/3 full with batter. (A spoon or piping bag works well for this.)

6. Bake for 10 minutes, or until a toothpick inserted into the middle of a munchkin comes out clean.

7. Allow munchkins to cool in the pan for 5 minutes before transferring to a cooling rack.

8. When cool, store in an airtight container at room temperature. Enjoy!

As Kyle and Jamie need to work with the federal agency that sets standards to protect the public from unreasonable risk of injury, the federal agency which they need to work with is the Consumer Product Safety Commission.

In United States, the Consumer Product Safety Commission is an independent agency of the government that seeks to promote the safety of consumer products by addressing all “unreasonable risks” of injury through coordinating recalls, evaluating products that are the subject of consumer complaints or industry reports etc.

The agency also developed an uniform safety standards and conduct research into product-related illness and injury. However, due to its small size, its attempts to coordinate with outside parties including companies and consumer advocates in order to leverage resources and expertise to achieve outcomes that advance consumer safety

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Answer:

this is seriously not the app for this...sorry

Answer:

A dismissal is when you end an employer's contract, with or without notice. Dismissal from work also occurs when an employee's fixed-term contract expires and you choose not to renew it. When should I dismiss someone?

In the customer level, personal purchases are helpful because you know next or nothing whatsoever about what you want, other than when you purchase a vehicle and need guidance about items such as forms and prices. However when you felt like you're really there to offer your cash, it can be disappointing on the part of the customer, not to really get anything out of the deal.

Strategic planning requires marketing Analytics to facilitate the process of assessing opportunities or threats from competitors.

Please note that this is the study of data to assess the performance of marketing activity.

It strives to uncover market-related insights from data and helps to:

Following from the full question which is attached, the correct answer is B.

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People often plan in business. Strategic planning requires development of an organizational mission statement to facilitate the process of assessing opportunities or threats from competitors.

Strategic planning is known to be a kind of  organizational management activity that is often done to show priorities, base energy and resources, empowers operations, make sure that employees and the stakeholders are working hard in hand for common goals.

This kind of planning needs the growth or workings of an organizational mission statement to boost the act of looking for opportunities or threats from competitors.

Here, there are establish agreement centers on the intended outcomes or results, and look into and adjust the organization' management.

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If a firm makes zero economic profit , then a. True b. False c. True d. False

If a firm makes zero economic profit, the firm earns revenue that exceeds its economic costs. This statement is false because if the company makes zero economic profit, it means that its revenue is equal to its economic costs.

b. If a firm makes zero economic profit, it must shut down. This statement is false because even if a company earns zero economic profit, it can still continue to operate in the short run because its revenue is sufficient to cover all of its variable costs, which can be a lifeline for the company. The company can also reduce its production if necessary to save on costs.

c. If a firm makes zero economic profit, it can be earning positive accounting profit. This statement is true because in the case of zero economic profit, the company's revenue is equal to its accounting costs, which may contain a positive accounting profit. Accounting profits are the profits that a company earns on its financial statements.d. If a firm makes zero economic profit, it has no fixed costs.

This statement is false because even if a company earns zero economic profit, it may still have fixed costs. The company is still required to pay for all its fixed costs like rent, salaries, utilities, and other expenses. These fixed costs may put the company under pressure, but the company may continue to operate in the short term.

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When a payment is sent to the wrong person using p2p, the money cannot be gotten back since it is equivalent to giving money to a wrong account. However, the person can lay a complaint to the customer service to take action.

P2P payment is a system of payment where money is sent to another member of the crypto community in exchange for a coin to be sent to the individual's wallet. It is equivalent to giving someone cash.

When a user mistakenly sends money to the wrong person, the money cannot be gotten back. But if the sender has the details of the wrong receiver, an appeal can be made for the money to be reversed. However, if this is not the case, then the money would have to be forfeited.  

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Option B is correct. One disadvantage of telephone surveys is low response rates. The explanation for this is that people may be reluctant to participate or may not be available to answer calls.

This means that a significant number of people may choose not to participate in the survey or may not be available to answer the calls. There are several reasons for this. First, people may be reluctant to participate in telephone surveys due to concerns about privacy or the potential for telemarketing calls.

Unsolicited calls can be seen as intrusive, leading individuals to decline participation or simply hang up. Second, people's busy lifestyles and schedules may make them unavailable to answer calls. Many individuals have limited time or may be occupied with work, family responsibilities, or other commitments.

As a result, they may not have the time or inclination to engage in a telephone survey. These factors contribute to the low response rates often associated with telephone surveys. Researchers must make repeated attempts to reach potential participants, which can be time-consuming and costly.

However, despite this disadvantage, telephone surveys can still provide valuable data, particularly when combined with other survey methods or when targeting specific populations.

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The Graduate Payment Mortgage (GPM) is intended to address the negative amortization problem. (Option B)

Negative amortization occurs when the monthly payments on a mortgage are not sufficient to cover the interest charged, resulting in the unpaid interest being added to the outstanding balance of the loan. This leads to an increasing loan balance over time, which can become burdensome for borrowers.

The GPM is designed to mitigate this issue by offering lower initial monthly payments compared to a traditional fixed-rate mortgage. These lower payments are gradually increased over a specified period, allowing borrowers to start with more manageable payments and gradually transition to higher payments that cover both interest and principal.

Therefore, the correct answer is B. The Graduate Payment Mortgage is intended to address the negative amortization problem.

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The "Managing Employees" article from the National Restaurant Association would be one of the most helpful if I had to choose one of the websites or articles.

Three websites provide guidance on effective staff management for restaurants:

National Restaurant Association (https://restaurant.org/)

Toast Tab (https://pos.toasttab.com/)

Up serve (https://upserve.com/)

The effective communication and training themes are common to all of the websites. It is important to communicate well because it helps to reduce misunderstandings and improve teamwork among employees.

I read that providing employees with regular feedback was one of the best pieces of advice.

The suggestion that may be hardest to carry out is to consider representatives responsible for their presentation.

The significance of creating a positive work environment is one aspect that employees would appreciate the most.

The "Managing Employees" article from the National Restaurant Association would be one of the most helpful if I had to choose one of the websites or articles.

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Answer: using open source software to wean customers away from competitors.

Explanation:

From the question, we are provided the information that Oracle, a firm that sells commercial ERP and database products, provides Linux for free.

Based on other information given in the question, we can infer that Oracle's motivation for this lies in using open source software to wean customers away from competitors.

Since Linux is being provided free by Oracle, this is a way of moving customers towards the company and away from other competitors.

Since the implementation of employment equity (EE) policy in South Africa post-1994, it is important to provide a commentary and view on this ethical issue or policy.

The main goal of EE is to address historical inequalities and promote equal opportunities in the workplace, specifically focusing on redressing imbalances experienced by designated groups, such as Black South Africans, women, and people with disabilities.

The main answer is that the implementation of EE has had both positive and negative impacts. On one hand, it has contributed to increased representation of previously marginalized groups in various sectors, leading to greater diversity and inclusivity. This has resulted in a more equitable distribution of opportunities and improved social cohesion.

On the other hand, there have been challenges and criticisms associated with the policy. Some argue that it has led to the exclusion of qualified individuals from certain positions solely based on their race or gender, which can undermine merit-based selection processes. Additionally, the effectiveness of EE in truly addressing systemic inequalities and promoting sustainable transformation has been questioned, as progress has been slow and disparities still persist in many areas.

It is important to note that perspectives on EE may vary, and there are ongoing debates and discussions about the best approach to achieving workplace equity in South Africa. Overall, while EE has made strides in addressing historical injustices, continuous evaluation and refinement of the policy are necessary to ensure its effectiveness and mitigate any unintended consequences.

The implementation of employment equity (EE) policy in South Africa post-1994 has both positive and negative impacts. On one hand, it has increased representation of marginalized groups, leading to greater diversity and inclusivity. However, there are concerns about exclusion based on race or gender and the slow progress in addressing systemic inequalities. Ongoing evaluation and refinement are important to ensure effectiveness.

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Answer:

Explanation:

Hi

The price-level effect is regarded as a situation in which the purchasing power of the customer of its total accumulated savings balances.

Price level refers to an amount for which a certain product is available for sale. It is assumed that the savings of the consumer who is willing to buy does NOT change in the meanwhile.

If the price level of a product decreases, the net disposable income in the hands of a consumer will ultimately increase. Similarly, when the price level is higher, the net disposable income in the hands of the consumer is reduced, leading to a decrease in its purchasing power.

For example, when the savings of a person is 100 and the Product A costs 50 the consumer buys 2 units; When the prices are increased to 100, now the consumer can buy only 1 unit of Product A, indicating a decrease in the purchasing power of the person.

Hence, the price level effect is when the higher price level reduces the purchasing power of the public's savings.

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Price elasticity is a measure of how responsive the quantity demanded or supplied of a good is to a change in its price. It is computed by dividing the percentage change in quantity demanded (or supplied) by the percentage change in price.

Elasticity can be categorized into five broad groups: perfectly elastic, elastic, perfectly inelastic, inelastic, and unitary. A demand or supply is considered elastic if the elasticity is greater than one, which means that there is a high responsiveness to changes in price.

Unitary elasticity is when the percentage change in quantity demanded (or supplied) is equal to the percentage change in price.

Understanding price elasticity is crucial in economics as it helps determine the behavior of consumers and producers in response to changes in price.

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A debit card is more vulnerable because its contained value are sometimes high.

A debit card is a card issue to a bank account owner to enable easy access to money.

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The Federal Reserve has recently added new rules pertaining to Debit Cards. One of the new rules is overdraft protection is now the consumer's choice.

Not all checking bills price a rate for overdraft safety transfers. But after they do, the price is normally considerably much less than paying an overdraft rate. It may also permit tests to clear, which in flip will let you keep away from lower back take a look at charges from merchants. It can offer get entry to finances in instances of emergency.

If a renter with overdraft safety writes an $800 take a look at on an account with a stability of $650, the overdraft safety from their related account kicks in as quickly because the take a look at is cashed—and the take a look at clears as opposed to bouncing because of inadequate finances.

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1. The beginning situation in the community would depend on the specific context, ranging from untapped tourism potential to environmental degradation seeking sustainable development.

2. Factors to consider for starting an ecotourism business include local ecosystem health, cultural heritage, infrastructure, accessibility, community support, economic benefits, and potential environmental impacts.

3. Options for managing ecotourism projects include community-based, public-private partnerships, or private management, each with advantages and disadvantages.

4. Challenges in running an ecotourism business include balancing conservation with visitor impacts, sustainable resource use, maintaining authenticity, managing conflicts, and dealing with seasonality.

5. Opposition to ecotourism can arise due to concerns about environmental degradation, cultural commodification, displacement, and perceived unsustainable practices.

6. Profit-sharing plans can involve reinvestment, fair wages, infrastructure, or profit distribution, with advantages depending on goals and disadvantages from conflicting interests.

7. Ecotourism projects can offer guided walks, wildlife viewing, cultural exchanges, sustainable accommodation, and educational programs to create positive impacts and engage the community.

8. Ecotourism's suitability depends on balancing economic benefits, conservation, and community well-being, with careful planning and management to address potential negative impacts.

1. The beginning situation in the community would depend on the specific context. It could range from having a pristine natural environment with untapped tourism potential to an area facing environmental degradation and seeking sustainable development opportunities.

2. When considering starting an ecotourism business, a community might evaluate factors such as the local ecosystem's health, cultural heritage, infrastructure, accessibility, community support, potential economic benefits, potential environmental impacts, and the capacity to provide authentic and sustainable experiences.

3. Options for managing an ecotourism project can include community-based management, public-private partnerships, or private management. Each option has advantages and disadvantages. Community-based management promotes local involvement and benefits, but may face resource and capacity constraints. Public-private partnerships can leverage expertise and resources but may involve complex governance arrangements. Private management offers efficiency but may prioritize profit over sustainability and community well-being.

4. Challenges in running an ecotourism business can include balancing conservation with visitor impacts, ensuring sustainable infrastructure and resource use, maintaining authenticity and cultural integrity, managing visitor expectations, mitigating potential conflicts with local communities, and dealing with seasonality and market fluctuations.

5. Individuals may oppose ecotourism or its expansion due to concerns about environmental degradation, cultural commodification, loss of traditional practices, overcrowding, increased pollution, displacement of local communities, disruption of wildlife habitats, or the perception of unsustainable or unethical practices.

6. The profit-sharing plan for an ecotourism project could involve reinvesting in conservation and community development, providing fair wages to employees, allocating funds to infrastructure and environmental protection, or distributing profits to shareholders. Advantages of different plans depend on the specific goals and priorities, such as sustainability, local empowerment, and long-term economic benefits, while disadvantages may arise from conflicting interests or insufficient transparency.

7. In designing an ecotourism project, one could offer activities like guided nature walks, wildlife viewing, cultural exchanges with local communities, sustainable accommodation options, educational programs, and visitor centers. The project would aim to create positive economic impacts, preserve natural and cultural heritage, and engage the larger community through awareness and participation.

8. Whether ecotourism is a good choice for communities depends on various factors. It can bring economic benefits, promote environmental conservation, and foster cultural preservation when managed sustainably. However, careful planning and management are necessary to address potential negative impacts on the environment, culture, and local communities. A balance must be struck between economic development, conservation, and community well-being to ensure long-term success and equitable distribution of benefits.

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Dumping is the practice of selling a large quantity of goods at a price lower than the production cost or the price in the domestic market, in another country.

It involves exporting goods at an unfairly low price to gain a competitive advantage or to eliminate competition in the target market. Dumping is generally considered an unfair trade practice as it can harm domestic industries in the importing country by creating an imbalance in the market, distorting prices, and potentially leading to the closure of local businesses. Many countries have laws and regulations in place to prevent or counteract dumping and protect their domestic industries from unfair competition.

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Answer:

D). Know the law about working limits for teens.

Explanation:

One of the key responsibilities of a teenaged worker is to be aware of workplace safety which includes information about safe work practices and their legal rights as a worker. They need to 'know about the laws regarding the work limits for teens' as this information assists teenagers in having positive job experiences and reduce the chances of being exploited. This helps in protecting teens from being involved in any kind of hazardous work, harassment, or exploitation. The employers too are instructed to implement these laws to ensure a positive work environment for the youth. Thus, option D is the correct answer.

Stephanie works for a company that manufactures purses and is considering employing a trading company to reduce the risk of getting involved in international marketing. One of the benefits of using a trading company is that it facilitates all marketing aspects of a transaction.

While a manufacturing company focuses on the production of products and marketing it to the locals, the trading company focuses on purchasing products from a country and selling it to other countries.

A manufacturing company, like the one in which Stephanie is an employee, might be familiar with the marketing aspects and strategies of local businesses, but they might not have enough understanding of international marketing.

Trading companies help manufacturing companies to sell their products internationally by looking into all the marketing aspects that are required internationally. Both the manufacturing and trading companies hence benefit from each other.

Although a part of your question is missing, you might be referring to this question:

Stephanie works for a company that manufactures purses and is considering employing a trading company to reduce the risk of getting involved in international marketing. What is one of the benefits of using a trading company?

It negotiates with the government to get the best deals.

It handles all manufacturing services

It facilitates all marketing aspects of a transaction

It develops advertising campaigns for the advertising firm.

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The four linkages of strategic planning and their connection with human resource management are: 1) Strategy formulation and HR planning, 2) Strategy implementation and HR practices, 3) Strategy evaluation and HR performance appraisal, and 4) Strategy revision and HR development.

In strategy formulation and HR planning, strategic planning sets the direction and goals of the organization, and HR planning ensures that the workforce and talent acquisition strategies align with the strategic objectives. This involves identifying the skills, competencies, and staffing needs required to execute the strategy effectively.

During strategy implementation and HR practices, HR plays a vital role in aligning its practices, such as recruitment, training, and performance management, with the strategic goals. This ensures that the organization has the right people with the necessary skills and capabilities to execute the strategy successfully.

In strategy evaluation and HR performance appraisal, HR systems and processes assess and measure employee performance against strategic objectives. This helps identify gaps and areas of improvement, aligning individual and team performance with the overall strategy.

Lastly, in strategy revision and HR development, as strategies evolve or change, HR plays a key role in developing and nurturing the skills, knowledge, and capabilities required to support the new strategic direction. This can involve training, leadership development, and succession planning to ensure a continuous alignment between strategy and HR capabilities.

Overall, the linkages between strategic planning and HR management are crucial for translating strategic objectives into actionable HR initiatives, ensuring the organization has the right people, skills, and practices to drive success.

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Answer:

JOURNAL ENTRY :

Unrealized holding loss on purchase commitment - - - - - $48,700 Dr.

Estimated liability on purchase commitment ($990,700 - $942,000) - - - - 48,700 Cr.

Explanation:

Given the following :

Agreed purchase price of raw materials in 2018 = $990,700

Market value of raw material at 31, December 2018 = $942,000

JOURNAL ENTRY :

Unrealized holding loss on purchase commitment - - - - - $48,700 Dr.

Estimated liability on purchase commitment ($990,700 - $942,000) - - - - 48,700 Cr.

Answer:

stock in a construction company

planks of hardwood

The marginal productivity principle is used by businesses to determine how many employees to hire when labour is the only variable input.

The company aims to reduce expenses while maximising output. The marginal productivity of each worker initially tends to rise with the addition of more workers, leading to higher overall output. The marginal productivity of each additional worker begins to fall at a certain point, however, as diminishing returns take hold. Until the marginal benefit of the additional output matches the marginal cost of recruiting a new employee, the company will keep on hiring staff. The ideal number of employees for the company to hire is determined by this equilibrium point, where the marginal benefit and marginal cost are equal.

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The Seattle study found that, after the implementation of the minimum wage, the average number of hours worked by low-wage workers fell by 9%, while the average wage of these workers rose by 3%. As a result, the average income of low-wage workers increased by 2%.

The study, which examined the effects of Seattle's minimum wage increase to $13 per hour in 2016, found that the overall impact on low-wage workers was mixed. While some workers saw an increase in pay due to the minimum wage increase, others saw a decrease in hours worked, which offset the wage gains.

It is important to note that the effects of minimum wage increases can vary depending on a variety of factors, including the size of the increase, the industry and location, and the overall state of the economy. Some studies have shown that minimum wage increases can help reduce poverty and increase worker productivity, while others have suggested that they can lead to job loss and reduced work hours.

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Answer:

b

Explanation:

Answer:

Before opening up shop, all business owners need to obtain a business license from their state and perhaps even their local jurisdiction. Some states also require pet stores to obtain a specific pet shop license. The license application may ask you to list the types of animals you'll be selling and provide a detailed floor plan of the shop. Pet shop owners won't be able to operate their business until they get at least a general business license from their state if a pet shop license isn't required.

A is correct

Explanation:

Mark brainiest

Answer: The answer that is correct is the last one, which is shape.

I hope this helped!

Answer:

The major difference between the information-based model and the content-based model is the way they make recommendations.

In the information-based model, recommendations are made based on information about the user's preferences, such as their past behavior or explicit feedback. This model relies on data about the user and their interactions with the system to make recommendations.

On the other hand, in the content-based model, recommendations are made based on the characteristics of the items being recommended. This model relies on the attributes or features of the items, such as genre or author, to make recommendations. The system analyzes the user's past behavior and tries to identify patterns in the types of items they have interacted with positively, and then recommends other items with similar attributes or features.

Explanation:

Overall, the information-based model is more user-focused, while the content-based model is more item-focused. Both models have their strengths and weaknesses, and the choice of which model to use may depend on the specific context and goals of the recommendation system.