According to the law governing mortgage loan brokers, what is the maximum commission Broker Claire can charge for securing a $50,000 first mortgage for a period of 2 years

a. Thus, the equilibrium curve levels of Y and r are approximately 3717.67 and 1.25, respectively.

b. Thus, if the Central Bank keeps r at 3.0, the output level will be approximately 920.

(a) To find the equilibrium levels of Y and r, we need to set the IS curve equal to the LM curve:

Co+mpc(Y-T)+10–50r+G = Y = M+200r

Substituting in the given values, we get:

400+0.75(Y-160)+100-50r+120 = Y = 2000+200r

Simplifying and rearranging, we get:

0.75Y-0.75(160)+30 = 2150+250r-50r

0.75Y = 2310+50r

Y = (2310/0.75)+ (50/0.75)r

Y = 3080 + 66.67r

Substituting back into the LM curve, we get:

Y = M+200r

3080 + 66.67r = 2000 + 200r

866.67r = 1080

r ≈ 1.25

Y ≈ 3717.67

Thus, the equilibrium levels of Y and r are approximately 3717.67 and 1.25, respectively.

(b) If the Central Bank has a policy to keep r = 3.0, we can use the IS curve to find the corresponding output level:

Co+mpc(Y-T)+10–50r+G = Y

400+0.75(Y-160)+100-50(3.0)+120 = Y

0.75Y = 690

Y = 920

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Fiscal Policy:

Definition: Refers to the use of government spending and taxation to influence the economy.

Tools:

Monetary Policy:

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Answer:

Plant Systems

Explanation:

The plant system entails the science of how plants grow. It is the study of the different types of plants and how they impact our world. Gardens, farms, nurseries, greenhouses, and parks also form part of the plant's system.

Plant Systems specialists help feed the nation by monitoring our plant food quality and safety. They provide information that aids consumers in making sensible nutritional decisions.

Answer:

Easy it's B, this is because the rate at which we earn interest with only 1000$ does not keep up with the maintenance fee.

In B u get $1010 because of the interest after the first year,

In D u get $960 because if u get an annual interest of 2% from $1000 u get a total of $1020 but deduction from maintenance fee is $60 per year, Thus $1020-$60 = $960. Same explaination for the others as well.

Answer:

Question 1

Revenue is:

Answer: The amount of money a company makes from sales

Question 2

The average price of a gallon of milk increased from $3.00 last year to $3.50 this  year. This is most likely due to ...

Answer: Inflation

Question 3

Which interest-bearing account is best for people who won’t need access to their  money for several months or longer?

Answer: Certificate of Deposit

Question 4

Why would you put money into a savings account?

Answer: To earn interest on your money

Question 5

What is the first step you should take when you want to open a savings account?

Answer: Review the different account options that your bank offers

Question 6

Aaron wants to open a savings account. Which account will grow his money the  most?

Answer: Account 1 - Interest rate 2%, Interest compounded daily (I'm not sure on this one)

Question 7

A loss is when:

Answer: Revenue is less than expenses

Question 8

Your sister is looking for a way to increase the amount of interest she is earning on  her savings account. What should she do?

Answer: Deposit money into her savings account each month

Question 9

What is required when opening a checking account?

Answer: An Initial Deposit

Question 10

Which of the following best describes deflation?

Answer: An increase in the cost of goods and services

Answer: By creating risk pools, insurance companies help spread the risk and avoid the type of massive payout required after a catastrophic loss. It is a form of risk management for insurance companies. If a claim is made for reimbursement due to that catastrophic loss, the participating insurance companies spread the loss among themselves.

Explanation:

The required equation is y = 3x which represents the total number of pieces Krysta would learn, where x months of piano lessons.

A linear equation is defined as an equation in which the highest power of the variable is always one.

Krysta wants to learn to play the piano. She inquired with an instructor about the number of new pieces she could anticipate studying each month. The teacher estimated three.

Let y represent the total number of pieces Krysta would learn,

And x represent depends on the number of months of piano lessons,

According to the given situation, we can write the equation would be as:

⇒ y = 3x

Therefore, the required equation is y = 3x which represents the total number of pieces Krysta would learn.

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Lacy's tax liability in 2022 with a taxable income of $44,000 as a single taxpayer is $6,165

Using the tax rate schedule for single taxpayers in 2022, Lacy's tax liability will be $6,165.
To determine Lacy's tax liability, we need to use the 2022 tax rate schedule for single taxpayers. The brackets for 2022 are as follows:

1. 10% on income up to $9,950
2. 12% on income between $9,951 and $40,525
3. 22% on income between $40,526 and $86,375

Since Lacy's taxable income is $44,000, we need to break it down into the relevant tax brackets:

1. The first $9,950 is taxed at 10%, which results in $995 in taxes.
2. The amount between $9,951 and $40,525 ($30,574) is taxed at 12%, resulting in $3,668.88 in taxes.
3. The remaining income between $40,526 and $44,000 ($3,474) is taxed at 22%, resulting in $764.28 in taxes.

By adding these tax amounts together, we get Lacy's total tax liability for 2022:
$995 + $3,668.88 + $764.28 = $6,165.16

Therefore, Lacy's tax liability in 2022 with a taxable income of $44,000 as a single taxpayer is $6,165.

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The instance described, where a record company went out of business due to customers downloading its music illegally from the internet, serves as an example of **D. inadequate enforcement of property rights.**

In this scenario, the record company's inability to protect its intellectual property rights, specifically the rights to its music, led to significant losses in revenue. The customers choosing to download the music illegally instead of purchasing it demonstrates a lack of respect for the company's property rights. The insufficient enforcement of laws and regulations surrounding intellectual property rights, such as copyright infringement, allowed this behavior to persist and ultimately contributed to the downfall of the record company. Adequate enforcement of property rights is crucial for protecting the interests of businesses and incentivizing innovation and creativity.

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Answer:

Consider which items are meant for debit and credit.

Explanation:

The principle of double entry States that for every debit entries, there must be a corresponding credit entries and vice versa. This principle follow suits when preparing ledger accounts and trial balance.

Trial balance is the arithmetrical accuracy of the ledger. Once double entry principle is adhered to, the trial balance must definitely balance.

Where there are differences, check that items which ought to be debited and credited are correctly done. Also check if correct amount is posted like avoiding transposition error.

Answer:

Explanation:

Savings are your plans or those money you keep for future use while

Investment is or are the money you keep in a particular organization or group to get more than what you put in but in savings you get exactly what you save

Real wages can be cut without cutting nominal wages if there is an increase in the general price level or inflation. When prices rise, the purchasing power of money decreases, resulting in a decrease in real wages even if nominal wages remain the same.

It's worth noting that while this mechanism allows for a reduction in real wages without cutting nominal wages, it can have implications for workers' standards of living and overall economic well-being.

For example, if an employee's nominal wage is $20 per hour, but the prices of goods and services increase by 10%, the real value of their wage decreases because they can buy less with the same amount of money. In this case, the nominal wage remains unchanged, but the purchasing power decreases, effectively reducing real wages.

This situation is often referred to as "wage erosion" or "inflationary wage cut." It can occur when the rate of inflation outpaces the rate of wage increases, leading to a decline in real wages.

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The depreciation tax shield is $175,180. The tax shield is calculated by multiplying the depreciation expense by the tax rate. In this case, the depreciation expense is $461,000, and the tax rate is 38%.

To calculate the depreciation tax shield, we need to multiply the depreciation expense by the tax rate.
Depreciation tax shield = Depreciation expense * Tax rate
Depreciation tax shield = $461,000 * 0.38  = $175,180

Therefore, the depreciation tax shield is $175,180. This means that the company can reduce its taxable income by $175,180, resulting in a tax savings of $175,180 * 0.38 = $66,646.

Depreciation is a non-cash expense, which means it does not require any cash outflow. However, it can provide a significant tax benefit to companies. By deducting depreciation expenses from taxable income, companies can lower their tax liability, resulting in higher after-tax profits.

The depreciation tax shield is an important concept for companies to understand, as it can have a significant impact on their financial statements and tax planning strategies.

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This indicates that mcdonalds’s is trying to do quality control if its product so that the taste of the product could be maintained world wide.

Let us understand what is quality control. A company's efforts to maintain or raise product quality are achieved through the quality control (QC) process. The establishment of a culture of perfection among management and staff is necessary for quality control. This is accomplished by staff training, the development of product quality norms, and product testing to look for statistically significant variances.

The implementation of well specified controls is a crucial component of quality control. These measures aid in standardizing both production and responses to problems with quality. By limiting space for error and designating which production tasks are to be carried out by which people, employers can lessen the possibility that staff members will be assigned to jobs for which they are not properly qualified.

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When considering the contingency model of leadership, Basheera exhibits high situational control.

It should be noted that a leader simply means an individual who guides other people in order to achieve a common goal.

In this case, when considering the contingency model of leadership, Basheera exhibits high situational control.

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Answer:

$840,000

Explanation:

Calculation of how much should the firm be willing to pay for a cash management system

Using this formula

Annual return from cash management system = Average daily remittances × 2 days disbursement schedule× Percentage of excess funds

Let plug in the formula

Annual return from cash management system$6,000,000 × 2 days × 7%

Annual return from cash management system= $840,000

Therefore the firm be willing to pay the amount of $840,000 for thebcash management system if the firm earns 7% on excess funds.

USES ( APPLICATIONS) of spreadsheet are;

1) to create budgets : Excel can be used in creation of budget s which is the estimation of revenue as well as expenses which covers specified future period of time.

2)produce graphs and charts: it's application is helpful in creating graphs in mathematics as well as statistics

3 for storing and sorting data: Data sorting can be done using spreadsheet. It involves arrangements of data into an order in order to make analysis of the data easier.

SPREADSHEET APPLICATION

1)Microsoft Excel : This is used in data

crunching , it can handle large data sets.

2)LibreOffice : it's applicable in Calc for a free as well as native spreadsheet app.

4) Smartsheet: is useful when handling

task involving non-spreadsheet and can be used for project management.

5)Quip : it's useful for integration of

spreadsheets into shared documents.

Answer:

coca cola

Explanation:

s- coca cola is enjoyed all over the world therefore it will always make money

w- coca cola is a sugary drink which some people won't enjoy

o- coca cola can expand and make it more accessible to people local shops

t-coca cola is in competition with many other soda brands

Your answer should be $68,992. Hope this helps!!

The concept is Diffusion, the movement of anything generally from a region of higher concentration to a region of lower concentration. This is option A.

As the temperature increases, the rate of diffusion becomes briskly due to the increase in the kinetic energy of the patches. prolixity is caused by the movement of tittles or motes from an area of advanced attention to an area of lower attention.

When the temperature rises, the kinetic energy of matter increases and there's further mixing of matter. Due to this increase in kinetic energy, flyspeck stir increases, which increases the rate of prolixity.

Diffusion is defined as the movement of individual motes of a substance through a semipermeable hedge from an area of advanced attention to an area of lower attention.

Question:

When the temperature rises,

A. Increase in diffusion rate

B. The baud rate change is unpredictable

C. stop the transmission.

D. The transmission speed change remains unchanged

E. the speed of propagation is slowing down.

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The intrinsic value (P0) of the stock using the two-stage growth model is calculated to be $155.81. This value takes into account the forecasted growth rates, dividends, and the required rate of return.

To calculate the intrinsic value (P0) of the stock using the two-stage growth model, we need to follow these steps:

Calculate the present value of the dividends during the high growth phase (first four years):

P1 = DPS * (1 + g1) / (r - g1)

P1 = $4.50 * (1 + 0.06) / (0.08 - 0.06)

P1 = $4.50 * 1.06 / 0.02

P1 = $4.50 * 53 / 2

P1 = $119.25

Calculate the present value of the dividends during the stable growth phase (after four years):

P2 = DPS * (1 + g2) / (r - g2)

P2 = $4.50 * (1 + 0.03) / (0.08 - 0.03)

P2 = $4.50 * 1.03 / 0.05

P2 = $4.50 * 103 / 5

P2 = $92.70

Calculate the present value of the stock at time zero (intrinsic value):

P0 = P1 / (1 + r)^4 + P2 / (1 + r)^4

P0 = $119.25 / (1 + 0.08)^4 + $92.70 / (1 + 0.08)^4

P0 = $119.25 / 1.3605 + $92.70 / 1.3605

P0 = $87.67 + $68.14

P0 = $155.81

Therefore, the intrinsic value (P0) of the stock is $155.81.

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Based on the given information, the monthly payment for the washer and dryer set is $100 for 24 months. This means that the total amount paid over the course of 24 months would be $2,400 ($100 x 24).

To determine the monthly interest rate being charged by the leasing company, we can use the formula for calculating simple interest:

I = P x r x t

Where:
I = Interest
P = Principal (amount financed)
r = Interest rate per period
t = Number of periods

In this case, the principal is $1,600, the interest rate per period is what we need to find, and the number of periods is 24 (months).

Substituting the values into the formula, we get:

Interest = $2,400 - $1,600
Interest = $800

$800 = $1,600 x r x 2
r = $800 / ($1,600 x 2)
r = 0.25 or 25%

Therefore, the monthly interest rate being charged by the leasing company is 25%. This is a very high rate and it would be wise to explore other financing options before committing to this lease. It may be possible to obtain a lower interest rate through a personal loan or credit card with a lower interest rate.

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The correct answer is Journalism

Explanation:

Journalism is one of the careers that most require the use of communicative and research skills. This is because journalists are expected to gather information about important local, national and global events, which requires the use of research skills, and later they are expected to communicate the information precisely, concisely, and confidently, which requires the use of communicative skills. In this context, the career Sam is preparing for is journalism because this is the only one from the options that would require Sam to research and then communicate information confidently.

Answer:

D. Journalism

Explanation:

It is advantageous when it comes to mobilizing resources and industrial workers for the war. Most countries struggled to adapt to a full war economy, but Russia's command economy was already so close to this concept that it was easier to require citizens and businesses to participate in the war.

Increased military spending during conflict creates employment, and additional economic activity and contributes to the development of new technologies that can penetrate other industries. These are some of the well-discussed positive benefits of increased government spending on military spending.

All-out wars like World War I and World War II mobilize all the resources of society (industry, finance, labor, etc.) to fight the war. It also extends the purpose of the war to include all civilian resources and infrastructure.

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Y Corp should impose an interest rate of 5% on X Corp.

The interest rate that Y Corp should impose on X Corp can be calculated by considering the real interest rate and the expected inflation rate. The real interest rate is the nominal interest rate adjusted for inflation. In this case, the risk-free rate is given as 6% and the current inflation rate is 2%.

To calculate the real interest rate, we subtract the inflation rate from the risk-free rate:

Real Interest Rate = Risk-Free Rate - Inflation Rate

Real Interest Rate = 6% - 2% = 4%

Since the inflation rate is expected to increase by 1% in the following year, the expected inflation rate for the next year would be 3%.

To determine the interest rate that Y Corp should impose on X Corp, we add the expected inflation rate to the real interest rate:

Interest Rate = Real Interest Rate + Expected Inflation Rate

Interest Rate = 4% + 3% = 7%

Therefore, Y Corp should impose an interest rate of 7% on X Corp. This accounts for the risk-free rate, expected inflation, and ensures that Y Corp earns a fair return on the loan to compensate for the erosion of purchasing power caused by inflation.

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Fashion finance jobs focus on the business side of fashion, especially as it relates to product sales. In this role, you may help manage a relationship with buyer or vendor accounts. You also support the overall budget of your corporation by ensuring positive cash flow and help evaluate the financial value of each type of merchandise your company releases. Many details of this position depend on the company. For example, some fashion companies are global, so people in financial positions may have to coordinate information and activities across many parts of the world. This job is generally similar to financial positions in most other industries.