a bank receives a demand deposit of $10,000. the bank loans out $5000 of this deposit and increases its excess reserves by $3000. what is the legal reserve requirement?

Answers

Answer 1

A bank receives a demand deposit of $10,000.

What is demand deposit?A demand deposit account (DDA) is a bank account that allows unannounced withdrawals of deposited funds at any time. DDA accounts have the option, but not the obligation, to pay interest on the deposited funds. Savings and checking accounts are typical DDA types. It would be very difficult to obtain cash or conduct routine business if depositors had to notify their banks in advance of any withdrawals. Demand deposit accounts are designed to offer readily available funds, the money that people require to make purchases or pay their bills. Money held in demand accounts at commercial banks is known as demand deposits or checkbook money. These account balances are typically regarded as money and make up the majority of a nation's strictly defined money supply.

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Related Questions

what is true regarding the reputation of small businesses?

Answers

By offering job options to people who might not be employed by huge organizations and big firms, small businesses contribute to the local economy's expansion.

Now what we call a business that manages multiple businesses?

A conglomerate is a business made up of numerous independent, unique businesses. A global company controls a large number of other companies that conduct their activities on an autonomous basis. Conglomerates can be created in a variety of methods, including acquisitions and acquisitions.

What phrase best sums up businesses?

Typical synonym for business include employment, métier, career, pursuit, and work. The word "business" indicates activity in industry or the management of funds, but all of these concepts allude to "a definite persistent aim of engaging in order to earn one's living." the management function

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Consider a company that markets and repairs small computers. To study the relationship between the length of a service call and the number of electronic components in the computer that must be repaired or replaced, a sample of 14 records on service calls was taken. The data consists of the length of service calls in minutes (the response variable) and the number of components repaired (the predictor variable). A simple linear regression analysis was conducted between the two variables. The regression output of this analysis is printed out below. Using the regression output above, conduct a test at α=0.05 to check if the linear relationship is significant or not.

Answers

Linear relationship between length of service call and number of components repaired Regression output: The output below is a regression output for a simple linear regression analysis that was conducted between the length of service calls and the number of components repaired

For a significance level of \(α = 0.05\), the null and alternative hypotheses for testing whether the linear relationship is significant or not are:\(H0: β1 = 0\) (The slope of the population regression line is zero.)\(H1: β1 ≠ 0\) (The slope of the population regression line is not zero.)

The p-value for the slope coefficient is 0.0047. This is less than the significance level of 0.05. Hence, we can reject the null hypothesis. That is, there is sufficient evidence to suggest that the slope of the population regression line is not zero.

we can conclude that there is a significant linear relationship between the length of service calls and the number of components repaired or replaced by the company that markets and repairs small computers in question.

the length of service calls varies depending on the number of electronic components that are repaired or replaced.

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A rancher is preparing to retire. He is considering selling half of his land and giving the other half to his children. He hears that development for a ski resort was just approved on land adjacent to his property. Which viable business opportunity does the retiring rancher foresee?

Question 11 options:

A decrease in local home sales


An increase in land value


A decrease in land value


An increase in cattle sales

Answers

The viable business opportunity does the retiring rancher foresee id an increase in land value.

Impact of the development of the ski resort on home sales and land value.

As a result of the development of the ski resort there would be a large influx of people into the area. This people would need homes to live in. As a result, there would be an increase in local home sales.

As a result of the expected influx of people into the rancher's area, there would an increase in the demand for land. This would lead to an increase in the value of land.

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Answer:

incr3ease of land value

Explanation:

i took the test

a musical instrument manufacturer is considered the best in the industry in terms of human resource management and its excellent supply chain that assures the company will deliver products on time. which macro strategy does this company demonstrate to achieve a sustainable competitive advantage?

Answers

Operational excellence is the plan for Niro music to gain a competitive advantage.

Early in the 1970s, Dr. Joseph M. Juran introduced the concept of operational excellence while educating Japanese industry leaders on how to improve quality. It was defined in the United States in the 1980s in reaction to "the crisis" experienced by large, established firms, whose market share was decreasing as a result of high-quality items imported from Japan.

An excellent workplace culture can be fostered using certain strategies and ideas that are part of the operational excellence style of thinking. Each employee must be able to recognise, provide for, and improve the flow of value to a client for there to be operational excellence.

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Which statement best describes total task chaining?
A. The steps of the behavior chain are taught one at a time, in the order outlined by the task analysis, starting with step one
B. The client is taught one step at a time beginning with the last step of the behavior chain.
C. All previous steps are complete for the student
D. The client is taught all steps of the behavior chain in order and assistance is provided for any step the client is not able to complete independently
E. The client is taught one step at a time starting with the step that is easiest for the client

Answers

I took the test the answer should be B

critical thinking ______. a. is the opposite of focused thinking b. requires you to evaluate ideas c. is like both sides of a two-sided coin d. allows you to produce ideas

Answers

i think that the answer is b

Critical thinking requires you to evaluate ideas. Analyzing the information at hand—facts, evidence, observations, and arguments—in order to make a decision is known as critical thinking. Thus, option 'B' is the correct option.

What is critical thinking?

The topic is complicated, and there are many various definitions of what it means to analyze or evaluate factual data in a reasonable, sceptical, and objective manner. Self-directed, self-disciplined, self-monitored, and self-corrective thinking are all characteristics of critical thinking. It implies agreement with strict criteria of excellence and careful command of their application. It requires strong problem-solving and communication skills as well as a dedication to overcoming ingrained egocentrism and sociocentrism.

The study of critical thinking is relevant to the study of logical reasoning. Logic is involved with analyzing arguments and determining whether they are valid or invalid. Critical thinking is regarded as logically right thinking in the discipline of epistemology since it enables the distinction between logically true and logically erroneous statements.

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place rock unit events in order.
3. (Note: The surface is not a layer. It is ground-level, complete with happy little trees.) \( \mathrm{A} 3 \) Homework \( - \) Unanswered Place the rock units events in order from oldest on bottom t

Answers

To place the rock unit events in order from oldest to youngest, we need to consider the principle of superposition, which states that in an undisturbed sequence of rock layers.

1. Homework: This event is the most recent one as it is mentioned last in the given list.2. A3: This event is mentioned before Homework, suggesting that it occurred earlier than Homework.3. Unanswered: This event is mentioned before A3, indicating that it happened before A3.Therefore, the correct order from oldest to youngest is: Unanswered → A3 → Homework.we need to consider the principle of superposition, which states that in an undisturbed sequence of rock layers, the youngest rocks are on top, while the oldest rocks are at the bottom.

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Dez has agreed to risk his life with me i had to share the poem on the map that promised a cliff of exposed gold.

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It seems that you and Dez have made an agreement to embark on a dangerous mission together. As part of this agreement, you have shared a poem with Dez that promises the location of a cliff where gold is exposed.

Based on this limited information, it is difficult to provide specific advice or insights into your situation. However, it is worth noting that any venture that involves risking one's life should be carefully considered and planned. It is important to weigh the potential risks and rewards before embarking on such a journey.
Additionally, the reference to a map in your question suggests that there may be some planning or navigation involved in this endeavor. It is important to have a clear understanding of the terrain and any potential obstacles or hazards that may be encountered along the way.
As for the cliff of exposed gold, it is important to approach such claims with caution. While it may be tempting to pursue the promise of riches, it is important to verify the validity of such claims and ensure that any actions taken are legal and ethical.
In summary, while I cannot provide specific advice without more information, it is important to approach any risky venture with careful consideration and planning. Be sure to thoroughly assess the potential risks and rewards, and seek out reliable information and resources to guide your actions.

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Interest earned on a savings account is _____.

Answers

Explanation:

Interest earned on a savings account is everfi

What are self-service BI tools?
Business intelligence tools that do not require any particular BLANK
expertise are called self-service tools.

Answers

Answer:

Technical

Explanation:

100% on test

the _____ is perceived as a consumer advocate during the advertising planning process.

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The Federal Trade Commission (FTC) is perceived as a consumer advocate during the advertising planning process.

The Federal Trade Commission (FTC) is an independent agency of the US government established in 1914 by the Federal Trade Commission Act. Its principal goal is to maintain fair business practices by preventing anticompetitive, fraudulent, and deceptive practices. It also works to ensure consumer protection by prohibiting abusive and misleading practices by companies.

The FTC monitors advertising to ensure that it is truthful, unambiguous, and non-deceptive. It ensures that adverts are compliant with the provisions of the Federal Trade Commission Act and other consumer protection laws enforced by the Commission, such as the Children's Online Privacy Protection Act, the Telemarketing Sales Rule, and the Fair Credit Reporting Act.

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Will a term life insurance policy pay a beneficiary a certain sum of money?

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If you have term life insurance, your spouse and kids will inherit a predetermined sum in the case of your passing.

Does a full life insurance policy's cash value go to the beneficiary?

Whole life insurance death benefits are given to beneficiaries after the insured passes away, but the insurance company may keep any extra cash worth.

How is a term life insurance policy paid out?

You pledge to make a premium payment each month throughout that time. In exchange, the business guarantees that if you pass away within the term, it will pay a set sum of money (a death benefit). The beneficiaries listed in your insurance policy—typically one or more family members—receive the death benefit.

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which of the following are examples of defensive industries? a. food producers. b. durable goods producers. c. pharmaceutical firms. d. public utilities. e. a, c and d

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Examples of defensive industries are food producers, pharmaceutical firms, and public utilities. Thus, the correct option is (e.)  a, c, and d.

What are defensive industries?

Defensive sectors are those that are largely stable or impervious to economic swings, such as economic expansions and recessions. Defensive enterprises are generally untouched by an economic boom or recession since their earnings are unaffected by economic swings. The industry is often made up of enterprises that deal with market necessities, i.e., necessities. Utility companies, for example, are defensive since customer demand does not fall as much during downturns. Whether the economy is in a slump or not, consumers require energy, water, heating, and air conditioning. Consumer goods and healthcare are the other two key defensive industries.

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What will happen if both indent marker and tab top applied in formatting the meaurement layout of your document? Can both be applied at the ame time?

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Both indent marker and tab top can be applied together to get the desired formatting.

Both indent markers and tab stops can be used to format a document's measurement arrangement. By shifting the entire block of text to the right or left, indent markers can be used to produce consistent margins for a block of text.

Contrarily, tab stops are used to align text on a page at precise points, such as to align numbers in a column of tabulated data. Tab stops and indent markers can both be used simultaneously in a document and can cooperate to produce the required formatting. For instance, you could use tab stops inside of a block of text to align particular passages of text after setting the block's margins with indent markers.

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for which of the following topics is accounting under both u.s. gaap and ifrs essentially the same? multiple choice inventory research and development expenditures long-term assets receivables

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One of the topics for which accounting under both US GAAP and IFRS is essentially the same is Receivables. The correct option is A.

What is Receivables?

Receivables refer to money owed to a business from customers or clients who have purchased goods or services from it on credit. Accounts receivable is a current asset account that is presented on a company's balance sheet.

It indicates the amount of money owed to the company by customers or clients for goods or services that have been delivered or used but have yet to be paid for by the buyer. Under US GAAP and IFRS, the accounting for receivables is essentially the same. The basic principles of accounting for receivables under both systems are similar.

They both require the recognition of accounts receivable when a company has earned revenue by providing goods or services to a customer on credit or by financing the customer's purchase, and the payment is expected to be received in the future.

However, there are certain differences in the presentation of accounts receivable and how they are valued under US GAAP and IFRS. These variations include the use of the allowance method for bad debts, the recognition of factoring transactions, and the presentation of receivables in the balance sheet.

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complete question

For which of the following topics is accounting under both U.S. GAAP and IFRS essentially the same?

a. Receivables.

b. Long-term assets.

c. Inventory.

d. Research and development expenditures.

Which of the following is considered an expensive channel of communication for business users?
A) A blog application
B) A face-to-face meeting
C) A videoconferencing tool
D) A teleconferencing tool

Answers

Among the given options, the most expensive channel of communication for business users is typically B) A face-to-face meeting

This is because it involves additional costs such as travel expenses, accommodation, and other related expenses that may be incurred while organizing and conducting the meeting. Moreover, face-to-face meetings are time-consuming and require a lot of effort to schedule, which may disrupt the daily operations of the business. On the other hand, other communication channels such as blog applications, videoconferencing tools, and teleconferencing tools can be relatively cost-effective and efficient for businesses. They can be used to communicate with individuals or teams in remote locations, reducing the need for travel and accommodation costs. Additionally, these channels can enable real-time communication and collaboration, enhancing the productivity of the business. However, each channel has its own advantages and disadvantages and must be selected based on the specific needs and requirements of the business. Thus correct option is B) A face-to-face meeting

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Which of the following is true of the control process?
A.
Managers can easily take corrective action when reasons for poor performance are identified.
B.
Outputs and behavior can be measured easily always.
C.
It is easy to measure the outputs and behavior of complex, nonroutine activities.
D.
Managers should never revise performance standards to a lower level.
E.
Managers develop performance standards to measure behavior first and then outputs.

Answers

The correct option is B, The control process Managers should never revise performance standards to a lower level.

A manager is an individual who is responsible for planning, organizing, directing, and controlling the activities of a group of individuals in order to achieve a common goal. Managers are found in various types of organizations, including businesses, non-profit organizations, government agencies, and educational institutions. Managers are typically responsible for developing and implementing strategies that align with the organization's overall mission and objectives.

They are also responsible for establishing policies and procedures, setting goals and objectives, and allocating resources such as time, money, and personnel. Effective managers possess a variety of skills, including communication, leadership, problem-solving, decision-making, and interpersonal skills. They must be able to motivate and inspire their employees, delegate tasks, and hold individuals accountable for their performance.

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outline 2 advantages to H&H of using secondary market research​

Answers

Answer:

Explanation:
It provides quick information and factual background perspectives
It is less expensive and affordable

For a business plan being put together by a student in his late teens or early twenties, what are the most likely risks?

Answers

The most likely risks for a business plan being put together by a student in his late teens or early twenties include lack of experience, insufficient funding, market competition, and poor execution.


1. Lack of experience: Students in their late teens or early twenties may have limited experience in the business world. They may lack knowledge of how to run a successful business, such as marketing strategies, financial management, and legal compliance. This lack of experience could result in poor decision-making and inadequate planning, leading to failure.

2. Insufficient funding: Starting a business requires a significant amount of capital. Students may struggle to secure funding from investors or financial institutions due to their age and lack of business experience. This could result in the business being underfunded, leading to limited resources and a shorter runway for success.

3. Market competition: The market may already be saturated with competitors offering similar products or services. This could make it difficult for a new business to gain traction and attract customers, especially if they are not offering anything unique or of higher quality.

4. Poor execution: A great business plan can be ruined by poor execution. Students may struggle to effectively execute their business plan due to lack of experience or resources. This could result in delays, mistakes, and missed opportunities.

Overall, it's important for students to conduct thorough research, seek advice from experienced professionals, and create a realistic plan that accounts for potential risks and challenges.

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Ms. Levebre is the president of a company that makes office supplies. She wants to sell office supplies to the federal government. Where can she find the rules and procedures for doing this?

Federal Register of Rules and Bylaws

Government Purchasing Rules

Federal Acquisition Regulations

U.S. Government Purchasing Rights

Answers

Answer:

Federal Acquisition Regulations

Explanation:

Ms. Levebre can find the rules and procedures for selling office supplies to the federal government in the Federal Acquisition Regulations (FAR). The FAR is a set of standardized guidelines that outline the process for acquiring goods and services from private businesses by the federal government. It provides information on the process for submitting bids, negotiating contracts, and fulfilling orders, as well as other important details related to doing business with the federal government.

A Sign That Ethics Has Become A Primary Concern For Boards Of Directors Is That Multiple Choice Directors Area. More Often Chosen For Their Political Connections Than For Their Expertise b. Modern Executive Compensation Is Closely Linked To The Firm's Employee Retention Rate. C. Poor Financial Performance Is The Most Common Reason For CEOs To Be Fired Saved Help

Answers

Modern executive compensation is closely linked to the company's employee retention rate.

To elaborate: Ethical behavior toward employees is one of the primary responsibilities of the Board of Directors. They shouldn't be fired for little things. They should be given a chance to grow and develop.

2. the environment in which a manager works In addition to their social and ethical responsibilities, managers need to be aware of the environment in which they operate. If the business is to be viable and successful in the long run, they must take into account all of these factors.

What does "Board of Directors" mean?

A board of directors is a group of people who represent the interests of shareholders. In addition, it offers advice to an organization's chief executive officer and executive team. A board provides general oversight of operations without getting involved in the day-to-day operations.

The hiring of the company's CEO or general manager and the evaluation of the company's overall strategy and direction are the board of directors' primary responsibilities. The CEO or general manager is responsible for hiring all other employees and overseeing the business's day-to-day operations.

The majority of the board of directors consists of the chief executive officer and occasionally other senior managers, as well as board members who are not otherwise associated with the company. The most common definition of an inside director is an employee of the company, though significant shareholders may also be included from time to time.

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understanding basic principles of finance is important for

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As understanding basic principles of finance is important for companies' financial health. As by knowing the financial condition of the organization, we can easily run the organization.

What is the organization?

The term organization refers as, a company, association, or another type of entity made up of one or more people functioning in a specific strength of purpose is referred to as an organization or arrangement.

As, by knowing the principles of finance in our organization, will make help in taking better decision for the organization. As we see, there are many successful organizations are running, by taking the good decision in finance.

Therefore, As a result, By the knowing basic principles of finance is important for organization.

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According to the CAPM, investors are compensated for all but which of the following?
a. Expected inflation
b. Systematic risk
c. Time value of money
d. Residual risk

Answers

According to the Capital Asset Pricing Model (CAPM), investors are compensated for all factors except for residual risk. This means that investors are compensated for the time value of money, expected inflation, and systematic risk.

The CAPM is a widely used financial model that helps investors determine the expected return on an investment based on its risk. According to the CAPM, investors are compensated for taking on risk, and the expected return on an investment should increase with the level of risk. The model assumes that there are two types of risk: systematic risk and residual risk. Systematic risk refers to the risk that is inherent in the entire market or a particular segment of the market, while residual risk is the risk that is specific to an individual investment.

The CAPM assumes that investors are compensated for taking on systematic risk but not residual risk. This means that investors are not rewarded for bearing the risk that is specific to an individual investment, such as the risk of a company going bankrupt or a product failing to meet expectations. Instead, investors are compensated for taking on the risk that is inherent in the market or a particular segment of the market. The model assumes that investors can diversify away residual risk by holding a well-diversified portfolio of investments.

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Which one of these items is NOT a processed material?

O Paper
O Steel
O Sand
O Glass

Answers

Sand.
Paper was originally tree, steel was metal, glass was heated to become glass

managers are wise to recruit individuals who already have a good working relationship with key stakeholders, especially in a environment in which a significant portion of the work will be under the domain of a specific functional department and not the core project team. T/F

Answers

True. When it comes to recruiting for positions within an environment where a significant portion of the work will be under the domain of a specific functional department and not the core project team, it is wise for managers to seek out individuals who already have a good working relationship with key stakeholders.

This is because these individuals will be better equipped to navigate the complexities of the department's specific requirements and build productive relationships with the stakeholders involved.

Recruiting individuals who are already familiar with the specific functional department and its stakeholders can help to ensure that the new team member is able to integrate quickly and contribute meaningfully to the work at hand.

Additionally, these individuals are likely to have a better understanding of the department's priorities and unique challenges, allowing them to be more effective in their role and contribute to the overall success of the team.

Overall, it is important for managers to carefully consider the dynamics of the environment and the specific needs of the functional department when recruiting for these types of roles.

By prioritizing candidates who have existing relationships with key stakeholders, they can set their team up for success and help to ensure that the work is completed effectively and efficiently.

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The following table lists the components needed to assemble an end item, lead times, and quantities on hand. Item C D F G H End 3 LT (week) 1 1 1 4 Amount on hand 0 24 10 Click here for the Excel Data File End Item B (2) E (2) F (3) G (2) E (2) H (4) E (2) a. If 17 units of the end item are to be assembled, how many additional units of E are needed? (Hint. You don't need to develop an MRP plan to determine this.) Additional units b. An order for the end item is scheduled to be shipped at the start of week 15. What is the latest week that the order can be started and still be ready to ship on time?

Answers

For assembling 17 units of the end item, no additional units of component E are needed, and the order can be started at any time without specific information on the latest week for on-time shipment.

How many additional units of component E are needed to assemble 17 units of the end item?

To determine the number of additional units of component E needed to assemble 17 units of the end item, we need to consider the bill of materials and the required quantities of E for each end item.

Looking at the bill of materials:

- End Item B requires 2 units of component E.

- End Item F requires 3 units of component E.

- End Item H requires 4 units of component E.

To calculate the additional units of component E needed, we sum up the quantities required for each end item:

Additional units of E = (2 units for End Item B) + (3 units for End Item F) + (4 units for End Item H) - (10 units of E on hand)

Additional units of E = 2 + 3 + 4 - 10 = -1

Since the result is -1, it means that there is 1 unit of component E in excess, and no additional units of E are needed to assemble 17 units of the end item.

Regarding the second question, the information about lead times and the latest week that the order can be started is missing from the provided table. Without that information, it is not possible to determine the latest week the order can be started and still be ready to ship on time.

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While Hannah attends college, she works part-time for a cutlery company. Using her personal connections and network of friends, she offers consumers face-to-
face presentations in their homes. This is an example of
Multiple Choice

Answers

Using her personal connections and network of friends, she offers consumers face-to-face presentations in their homes. This is an example of Direct selling.

Direct selling refers to the sale of products or services directly to consumers without the use of intermediaries like retail stores or wholesalers. It is a popular business model that has been used for decades and is often associated with home-based businesses and network marketing.

Direct selling companies typically offer their products through independent salespeople or distributors, who are responsible for promoting and selling the products to their network of customers. These distributors often earn commissions on their sales and can also build their own teams of distributors, earning additional commissions on their team's sales.

Direct selling can be a flexible and lucrative way to earn income, but it also requires hard work and dedication.

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What type of account is a deposit account that allows for deposits and withdrawals?

Answers

In a financial institution, a checking account is a highly liquid transaction account that permits deposits and withdrawals.

One form of bank account that makes everyday cash deposits and withdrawals simple is a checking account. You can set up direct deposit to receive your paychecks, deposit checks you receive, or use your debit card to make cash withdrawals.

A checking account's main function is to temporarily store your money in a safe location so that it is accessible when you need it to cover bills and other costs.

There are various types of checking accounts. For example, one can open a joint account, a student account, a business or corporation account, etc.

ccount, or a business or commercial account, for example.

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Please Help me with this. I don't understand.

Please Help me with this. I don't understand.

Answers

Answer:Your posting to many stuff just wait and see what people are gonna say

Explanation:

explain internal economics and internal diseconomics ​

Answers

Answer:

These are the cost advantage that an organization obtains due to their scales of operation . Diseconomies are the cost disadvantages that firms build up due to an increase in firm size or output . This result in the production of goods and services at increased per unit costs . Economics of scale leads to cost reduction .

Explanation:

Thaats what upp

Answer:

These occur when mass producing a good results in lower average cost. Economies of scale occur within an firm (internal) or within an industry (external). Internal Economies of Scale - As a business grows in scale, its costs will fall due to internal economies of scale.

Explanation:

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