12b-1 fee defrays the cost of advertising and marketing a mutual fund and ETF paid to brokers who sell shares.
A 12b-1 fee is a fee paid from a mutual fund or ETF assets that covers distribution costs (marketing and selling mutual fund shares) and, in some cases, the cost of servicing shareholders. gets its name from SEC regulations authorizing the fund to collect them.
12b-1 Fees cover the marketing and distribution costs of the fund and other unitholder services that mutual funds provide to investors. These are the fees you charge. These fees can often be used to pay a commission to the broker who sells the fund.
Although the SEC does not limit the number of 12b-1 fees that a fund can pay, under FINRA rules, 12b-1 fees (not shareholder service fees) May be used to pay for marketing and distribution costs. Not to exceed 0.75% of the Fund's annual average net assets.
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If a client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend _________ annuity.
When client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend variable annuity.
What is a variable annuity?It should be noted that a variable annuity simply means a contract between an individual and an insurance company where the insurer makes periodic payments.
In this case, when client has lump sum amounts at his or her disposal, or is ready to pay into a savings plan to accumulate that lump sum, an agent would recommend variable annuity.
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Which of the following is a benefit
of taking out a short-term debt?
A. Less flexibility.
B. Less time to pay the debt off.
C. Lower interest rates.
Lower interest rates are a benefit of taking out short-term debt.
A hobby price is the amount of hobby due consistent with duration, as a percentage of the amount lent, deposited, or borrowed (called the major sum). The total interest on an amount lent or borrowed depends at the most important sum, the interest charge, the compounding frequency, and the length of time over which it is lent, deposited or borrowed. The annual interest charge is the rate over a length of twelve months. Other hobby charges are practice over exclusive periods, which include a month or an afternoon, but they're generally annualized. The interest fee has been characterized as "an index of the desire . . . For a greenback of present [income] over a greenback of destiny profits."[1] The borrower wishes, or desires, to have cash quicker as opposed to later, and is willing to pay a fee—the interest charge—for that privilege.
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In
, people invest money in a company in exchange for the company’s
.
Answer:
In equity crowdfunding, people invest money in a company in exchange for the company’s shares
Explanation:
Equity crowdfunding is the process in which people invest in start up companies and early stage companies that have not been listed on a stock market in exchange for shares in that company. As a result of the investment, the person becomes a shareholder and makes profit when the company do well but if the company fails, shareholders make losses.
Startups and early-stage companies use this method to raise capital.
Which set of accounts below would have a normal debit balance? Multiple choice question. Expenses; Dividends; Cash Dividends; Expenses; Unearned rent Expenses, Dividends; Common Stock Revenues; Dividends, Prepaid rent
The set of accounts that will have a normal debit balance are : Expenses; Dividends; Cash.
What are Expenses , Dividends and Cash ?An expense is the cost of operations that a company incurs to generate revenue. Hence an expense would have a debit balance.
A dividend is the distribution of corporate profits to eligible shareholders. Dividend payments and amounts are determined by a company's board of directors hence would have a debit balance.
Cash include other currencies as well as undeposited cheques and amounts in a current account hence have a debit balance.
It therefore means that Expenses, Dividends and Cash all have debit balance in line with accounting rule which states that all expenses and cash must be debited.
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i mass marketing is better than niche marketing true or false
Answer:
It is true
Explanation:
Marco, age 41, currently earns $67,879. His wage replacement ratio is determined to be 85 percent. His Social Security benefit is assumed to be $20,927. What amount would he need for retirement in TODAY's DOLLARS? (Round your answer to 2 decimal places).
Marco would need an additional retirement income of $58,931.82 in today's dollars to maintain his current standard of living after retirement.
How to calculate tie valuePre-retirement income = Current earnings / Wage replacement ratio
Pre-retirement income = $67,879 / 0.85
Pre-retirement income = $79,858.82
Next, we need to calculate the retirement income needed. The retirement income needed is the amount Marco requires in retirement to maintain the same standard of living he had before retiring. This is where we consider the Social Security benefit and calculate the additional retirement income needed.
Additional retirement income needed = Pre-retirement income - Social Security benefit
Additional retirement income needed = $79,858.82 - $20,927
Additional retirement income needed = $58,931.82
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Costs that a firm has to endure even when its investment turns out to be unsatisfactory are referred to as _____.
Costs that a firm has to endure even when its investment turns out to be unsatisfactory are referred to as Sunk costs.
What are sunk costs?These are the costs of a project that a company has already incurred and so cannot recuperate in the event that the investment turns out to be unsatisfactory.
Sunk costs are not considered when a company needs to make a decision to either continue a project or leave it behind.
In conclusion, when a company has costs that they need to endure even when its investment turns out to be unsatisfactory, these are Sunk costs.
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Having just graduated with a degree in business, Brianna looks over several offers she has received from companies interested in her talents. She is specifically interested in the wage setup each company is offering. One wants her to manage a small store; this would be a salaried position. Another would have her working in a sales office on commission. The third is a spot in a paper company as an hourly sales manager. Brianna has been offered a chance to do per-project work for a retail company, but she would be an independent contractor. Compare and contrast these
Answer:She's just getting started financially and decides not to join her field's major professional association because she thinks it's not worth the annual fee.
Explanation:There u GO!!<3:)
Carlos is 60 years old, is in the 35% marginal tax bracket, and has $100,000 in his traditional IRA. How much money will he have after taxes if he withdraws all the money from the account? Carlos has $ after taxes.
To calculate the amount of money Carlos will have after taxes if he withdraws all the money from his traditional IRA, we need to consider the tax implications of the withdrawal.
Given:
Carlos is in the 35% marginal tax bracket.
Carlos has $100,000 in his traditional IRA.
To calculate the amount after taxes, we need to determine the tax liability on the withdrawal and subtract it from the total amount.
Tax liability = Withdrawal amount * Tax rate
Tax liability = $100,000 * 35% = $35,000
Amount after taxes = Withdrawal amount - Tax liability
Amount after taxes = $100,000 - $35,000 = $65,000
Therefore, Carlos will have $65,000 after taxes if he withdraws all the money from his traditional IRA.
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which of the following statements is true about the relationship between business processes and information systems? group of answer choices information systems incorporate all business process activities and hence, should be developed before business processes. the relationship between business processes and information systems is one-to-one. developing information systems before business processes ensures that all activities are considered in the development process. a business process need not relate to any information system, but an information system relates to at least one business process.
A business process need not relate to any information system, but an information system relates to at least one business process, this statements is true about the relationship between business processes and information systems.
A business process is a logically related sequence of actions that specify how particular business tasks are carried out. It is a distinctive method of coordinating work, information, and knowledge inside an organization. Business processes are important for managers to be aware of since they affect how well a firm can conduct its operations and could provide a competitive edge. Each of the main business functions has its own unique business processes, but many of them are cross-functional. Information systems assist firms restructure and streamline business operations by automating certain of these procedures.
The official organizational division in charge of information technology services is the information systems department. It is in charge of maintaining the networks, data storage, hardware, and software that make up the company's IT infrastructure. The department is often led by a CIO and is made up of professionals including programmers, systems analysts, project managers, and information systems managers.
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Managing negative feelings is__
a. A process
b. A hierarchy
c. An emotion
d. A deadline
Answer:
an emotion
Explanation:
process is the lead
hierarchy is increase
deadline is the date
Managing negative feelings is a process.The correct option is a.
It takes a variety of coping mechanisms and individualized approaches to effectively manage unpleasant emotions. It entails identifying and expressing negative emotions, comprehending their underlying causes, and implementing constructive coping strategies. This procedure might involve introspection, asking for help from others using relaxation techniques, exercising or getting professional assistance.
Individuals can improve their emotional resiliency, mental health and overall life satisfaction by actively addressing negative emotions. It is critical to understand that controlling unpleasant emotions is a continuous and dynamic process because feelings can change depending on the situation and one's experiences. Greater emotional intelligence and improved mental health can result from learning effective emotional management techniques.
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The data on price and quantity purchased relating to a commodity for 10 months are given
below:Calculate coefficient of correlation between price and quantity.
Price and number of goods purchased are inversely correlated. Consequently, price rises as quantity rises.
What is data on price ?Pricing Data is accurate information on the costs of goods that are strikingly comparable to those being purchased. Prices are used interchangeably in this definition to refer to actual selling prices as well as suggested or prospective selling prices. Data pertinent to both primary and subcontract prices are referred to in the definition. Data may consist of specific costs, weights, addresses, names, ages, temperatures, dates, or distances, for instance. Data is a basic type of knowledge and has no meaning or use by itself. In other words, facts must be interpreted in order to have any significance. A pricing list again for new term has been sent by the Contractor to authorized buyers.
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Difference between assets and liabilities.
Answer:
see below
Explanation:
Assets are the things a person or a company owns. They are items precious to a business or an individual. Assets are things that can be assigned a monetary value. They are in the form of cash, properties, money market securities, machinery, plants and equipment, intellectual property rights, and many others.
Liabilities are money a business or person owes others. They are loans, debts, and obligations that need to be paid. Common liabilities include bank loans, unpaid utilities, and creditors such as suppliers.
Martine’s son is five years old. he loves to swim, but every year he needs a new swimsuit because he is growing so fast. martine doesn’t have a lot of extra income to spend on bathing suits. what financial advice would you give to martine about making this purchase? borrow money from a friend to buy a suit each year. use a credit card to buy swimsuits and pay it off later in the year. buy the next year’s swimsuit at the end of the summer each year. wait until the newest swimsuits come out in the spring to purchase.
The financial advice that I would give him are:
The swimsuit should be purchased at the closing of the summer of each year as it represent the perfect timing to purchase the swimwear. As at this time mostly all retailers conduct a clearance sales of the swimsuit so there is a chances to get the swim suit at very less price.
What do clearance sales mean?Definition of clearance sale
A sale in which prices are lowered in order to sell things quickly and make room for new items.
Which is an example of a clearance sale?Businesses use the marketing term “clearance” to indicate their products are for sale at unusual discounts, typically for a limited time.
For example, a clothing shop might offer clearance discounts for discontinued items, hoping the low prices will persuade customers to make a purchase.
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https://brainly.com/question/2489847#SPJ4The limits on creating native applications are usually ________, not technological. Question 48 options: A) in finding skilled programmers B) based on complexity C) based on requirements D) based on an executive board decision E) budgetary
The creation of native applications are usually limited by finding of skilled programmer rather than not technological matters.
What is native applications?A native application refers to a software program that is created for the use of users on a particular platform.
The main problem faced by the platform is getting a skilled programmerto design the platform interface rather than technological limit.
Therefore, the Option A is correct.
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if the upper limit rate of deviation exceeds the tolerable rate of deviation, the auditor most likely
If the upper limit rate of deviation exceeds the tolerable rate of deviation, it means that the auditor has identified a higher level of non-compliance than what was initially expected.
This is an indication that the control system in place may not be functioning effectively, and that there is a risk of material misstatement in the financial statements.
When faced with such a situation, the auditor is most likely to increase the extent of their testing to obtain sufficient evidence to support their conclusions. This may include performing additional substantive procedures or obtaining more information from management or third-party sources. The auditor may also decide to revise their assessment of control risk, which would require a reassessment of the planned substantive procedures.
The auditor should also document the findings and their response to them, as this will form part of the audit file and provide evidence of their due diligence. Ultimately, the auditor's goal is to provide a reasonable level of assurance that the financial statements are free from material misstatement.
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Suppose the central bank in the nation of Zook attempts to pay off its national debt by printing large amounts of currency. The large increase in the money supply causes the price level to rise by 1,200 percent. What do you expect will happen to the value of Zook's currency?
Instructions: Round your answer to 2 decimal places.
The value of Zook's currency will
(Click to select)
by
percent.
Answer:
it would become worthless
Explanation:
if they keep printing loads of money then the individual Zook dollar would decrease in worth
Which document determines the number of shares in a company?
a stock prospectus
an annual bill of rights
a corporate charter
an annual report
Answer:
C. a corporate charter
A Corporate Charter is document determines the number of shares in a company.
What is Corporate Charter?
Corporate charter is a legal document which is issued with the Secretary of State or registrar in order to establish a company as a corporation and contain every detailed information about company's share. The corporate charter contain information about governance, structure, objectives, operation, other information about the company and information about that total company shares and how much the company is willing to sell.
Therefore, A Corporate Charter is document determines the number of shares in a company
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how many super bowl rings do the manning brothers have?
Eli Manning stands straightforwardly behind the Lombardi Trophy, giving a discourse at the convention commending the Giantswin in Super Bowl XLII. Consolidated, Eli and his older brother Peyton have won four Super Bowls (two each).
The Mannings are an American family who have acquired notoriety by means of various relatives playing American football (explicitly the place of quarterback) and are viewed as a tradition inside the game. Archie Monitoring from Mississippi, was the first to play in the National Football League (NFL), spending most of his vocation playing for the New Orleans Holy people situated in New Orleans, Louisiana. The Monitoring family has since lived in Louisiana. Three individuals from the Manning Family-Archie, Peyton, and Eli-have had effective university and expert football vocations playing collegiately in the National Collegiate Athletic Association (NCAA), specifically in the Southeastern Conference (SEC), and professionally in the National Football League (NFL)
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what will your aftertax yield be on a corporate bond that is currently priced to yield 7 percent if you are in the 25 percent tax bracket?
5.25 percent will your after tax yield be on a corporate bond that is currently priced to yield 7 percent if you are in the 25 percent tax bracket
To calculate your after tax yield on a corporate bond that is currently priced to yield 7 percent if you are in the 25 percent tax bracket, you will need to first determine the tax implications of the bond's yield. Since the bond is yielding 7 percent, you will need to pay taxes on that income.
To calculate the aftertax yield, you can use the following formula:
Aftertax Yield = Yield x (1 - Tax Rate)
In this case, the tax rate is 25 percent, so your aftertax yield would be:
Aftertax Yield = 7% x (1 - 0.25) = 5.25%
Therefore, your after tax yield on this corporate bond would be 5.25 percent.
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a trademark is business information that represents something of economic value, has required effort or cost to develop, has some degree of uniqueness or novelty, is generally unknown to the public, and is kept confidential.
False a trademark is business information that represents something of economic value, has required effort or cost to develop, has some degree of uniqueness or novelty, is generally unknown to the public, and is kept confidential.
A trademark is enterprise statistics that represents something of monetary value, has required attempt or fee to develop, has a few diplomas of forte or novelty, is typically unknown to the public, and is stored confidential.
The Prioritizing Resources and Organization for Intellectual Property (PRO-IP) Act of 2008 extended trademark and copyright enforcement and notably extended consequences for infringement.
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Discuss the potential for errors in the communication process. Discuss a federal regulation that impacts hiring.
Errors can occur in various stages of communication. These errors can lead to misunderstandings, misinterpretations, and conflicts. As a result, it's critical to recognize the potential for errors and take proactive measures to avoid them. Let's take a closer look at some of the potential errors in the communication process:Misinterpretations: It's typical for people to interpret messages in various ways.
Factors like individual experiences, perceptions, and cognitive biases can all impact how people perceive a message. These differences in interpretation can cause confusion and misunderstanding, resulting in errors in the communication process. Cultural differences: There may be a difference in cultures of two people communicating.
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What are the benefits of successful financial planning? the benefits of effective and efficient personal financial planning include
The benefits of successful financial planning. The benefits of effective and efficient personal planning include accumulation of wealth, improved personal relationships, increased finances to accommodate life changes and well-informed and effective decision making.
The benefits of effective and efficient personal planning include the accumulation of wealth, improved personal relationships and quality of life, increased finances to accommodate life changes and events, and well-informed and effective decision-making regarding current and deferred spending.
Some of the advantages of personal financial planning include improved effectiveness in obtaining, using, and protecting your monetary sources at some stage in your existence. Improved control of your monetary affairs with the aid of avoiding immoderate debt, financial disaster, and dependence on others. Improved personal relationships due to well-deliberate and correctly communicated financial decisions. A sense of freedom from monetary worries is received via looking to destiny, anticipating costs, and attaining non-public financial desires.
Financial planning is the process of taking a complete observe your economic situation and constructing a specific monetary plan to reach your dreams. As a result, financial planning often delves into a couple of areas of finance, consisting of making an investment, taxes, financial savings, retirement, your property, insurance, and extra.
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At which point in the accounting cycle should an accountant prepare a trial
balance?
A. Just before preparing financial statements
OB. At any point he or she chooses
OC. At the end of the cycle only
D. At the beginning of the cycle only
At the end of the cycle only in the accounting cycle should an accountant prepare a trial balance. The correct option is C.
Why do accountants prepare a trial balance?A trial balance's purpose is to ensure that all entries made to an organization's general ledger are properly balanced. Each general ledger account's ending balance is listed in a trial balance. Each accounting entry's total dollar amount of debits and credits is supposed to match.
The trial balance is created after all transactions in the ledger accounts have been recorded. All ledger account balances to the credit and debit sides are recorded in the trial balance. It is typically prepared at the end of the fiscal year, prior to the preparation of final accounts.
Thus, the ideal selection is option C.
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What is profit in an economic system?
A. Profit is the investment a producer makes in the economy to achieve financial gain.
B. Profit is the net change in the value of the economy due to an exchange.
C. Profit is the financial gain resulting from an exchange.
D. Profit is the investment a consumer makes in the economy to achieve financial gain.
Answer:
I think D is correct answer
The profit in the economic system is the investment made by the consumer for accomplishing the financial gain.
The information related to the profit is as follows:
It is the surplus that comes after deducting the cost from the revenue made. It is the investment that should be made by the consumer for attaining financial gain.Therefore all the other options are incorrect.
Thus we can conclude that profit in the economic system is the investment made by the consumer for accomplishing the financial gain.
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Description
Term
This term refers to the transaction costs, including fees and expenses, incurred by the buyer during the purchase of a property that is over and above the price of the property.
This term is used to describe the situation in which the market value of a parcel of real estate is lower than the amount owed on the loan used to purchase the parcel.
This is a term used by financial lenders defined as the ratio of the loan underwritten to the value of the
property in consideration.
This refers to the conditions attached to an offer to purchase property that is included in the contract which states that the buyer can back out if the certain reasonable conditions are not fulfilled, for example the lack of financing
This refers to the situation in which a homeowner is unable to make the principal and interest payments on his or her mortgage, so the lender can seize and sell the property as sppulated in the terms of the mortgage contract
In the world of real estate, there are several key terms that buyers, sellers, and agents must know. Here is a brief description of five of the most important real estate terms that everyone should understand:
1. Closing costs:This term refers to the transaction costs, including fees and expenses, incurred by the buyer during the purchase of a property that is over and above the price of the property. Closing costs typically include title fees, attorney fees, and appraisal fees, among other things.
2. Underwater mortgage:This term is used to describe the situation in which the market value of a parcel of real estate is lower than the amount owed on the loan used to purchase the parcel. When a homeowner has an underwater mortgage, it can be difficult to sell the property without taking a loss.
3. Loan-to-value ratio:This is a term used by financial lenders defined as the ratio of the loan underwritten to the value of the property in consideration. The loan-to-value ratio is an important metric for lenders to use when determining whether to underwrite a loan, and if so, how much to lend
.4. Contingency :This refers to the conditions attached to an offer to purchase property that is included in the contract which states that the buyer can back out if the certain reasonable conditions are not fulfilled, for example the lack of financing. In other words, if certain conditions are not met, the buyer has the option to cancel the sale without any penalties.
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fast pls The Fair Labor Standards Act does not cover which of the following?
unemployment compensation
child labor
minimum wage
overtime pay
you work 20 hours a week at $7.25 hour. how much would i make in a week?
Answer:
145 dollars a week.
Explanation:
Money you earn for an hour's work = $7.25
Money you will earn per week , if you work for 20 hours each week :-
\(\texttt{= 20 × 7.25}\)
\(\texttt{= 145}\)
Therefore , each week you would earn :-
\( = $ 145\)
At the beginning of the recent period, there were 1,500 units of product in a department, 35% completed. These units were finished and an additional 7,000 units were started and completed during the period. 1,600 units were still in process at the end of the period, 25% completed. Using the weighted average method, the equivalent units produced by the department were:
Answer:
the equivalent units produced by the department is 8,900 units
Explanation:
The computation of the equivalent units produced by the department is shown below:
= Started & completed units + beginning units + 25% of ending units
= 7,000 units + 1,500 units + 1,600 units × 25
= 7,000 units + 1,500 units + 400 units
= 8,900 units
Hence, the equivalent units produced by the department is 8,900 units
when business owners look at leading economic indicators, they generally are doing this to help predict what will happen over the following___
three to nine weeks
there to six years
six to nine months
three to six months